Savani Financials Ltd Stock Price Today (NSE: SAVFI)
Fundamental Score
Savani Financials Ltd Share Price — Live NSE/BSE Price, Fundamentals & Analysis
Savani Financials Ltd share price today is ₹13.20, up +0.00% on NSE/BSE as of 23 June 2026. Savani Financials Ltd (SAVFI) is a Small-cap company in the Non Banking Financial Company (NBFC) sector with a market capitalisation of ₹50.61 (Cr). The 52-week high for SAVFI share price is ₹23.29 and the 52-week low is ₹12.51. The company has a Return on Equity (ROE) of -43.88% and a debt-to-equity ratio of 1.31.
Savani Financials Ltd Share Price Chart — NSE/BSE Historical Performance
Savani Financials Ltd share price chart: -14.78% return over the past month. 52-week high ₹23.29, 52-week low ₹12.51.
Savani Financials Ltd — Last 10 Trading Days
| Date | Open | High | Low | Close | Volume |
|---|---|---|---|---|---|
| ₹13.00 | ₹13.20 | ₹12.71 | ₹13.20 | 1.67L (Cr) | |
| ₹13.47 | ₹13.47 | ₹12.51 | ₹12.70 | 57.13K (Cr) | |
| ₹13.49 | ₹13.49 | ₹13.48 | ₹13.48 | 1.21K (Cr) | |
| ₹13.23 | ₹14.72 | ₹13.07 | ₹13.48 | 72.42K (Cr) | |
| ₹14.29 | ₹14.29 | ₹13.02 | ₹13.50 | 66.64K (Cr) | |
| ₹14.64 | ₹14.64 | ₹13.27 | ₹14.35 | 6.86K (Cr) | |
| ₹14.98 | ₹14.98 | ₹13.15 | ₹13.41 | 17.28K (Cr) | |
| ₹14.74 | ₹14.74 | ₹13.20 | ₹13.20 | 10.00 (Cr) | |
| ₹14.03 | ₹14.98 | ₹13.16 | ₹14.74 | 1.37L (Cr) | |
| ₹13.96 | ₹15.91 | ₹13.00 | ₹13.69 | 22.86K (Cr) |
Savani Financials Ltd — Last 12 Months Price History
| Month | Open | High | Low | Close | Change |
|---|---|---|---|---|---|
| ₹15.45 | ₹15.91 | ₹12.51 | ₹13.20 | -14.56% | |
| ₹17.95 | ₹17.95 | ₹13.51 | ₹15.49 | -13.70% | |
| ₹15.85 | ₹16.46 | ₹12.60 | ₹15.02 | -5.24% | |
| ₹14.50 | ₹16.82 | ₹12.61 | ₹15.98 | +10.21% | |
| ₹17.00 | ₹18.00 | ₹14.62 | ₹15.16 | -10.82% | |
| ₹19.48 | ₹20.00 | ₹15.36 | ₹16.90 | -13.24% | |
| ₹17.88 | ₹20.99 | ₹16.61 | ₹18.17 | +1.62% | |
| ₹18.55 | ₹20.40 | ₹15.99 | ₹17.20 | -7.28% | |
| ₹17.88 | ₹23.29 | ₹14.11 | ₹18.20 | +1.79% | |
| ₹17.33 | ₹19.94 | ₹15.03 | ₹17.00 | -1.90% |
AI Research Briefing
Powered by Gemini · 2026-04-09
Run. This micro-cap NBFC is burning cash and drowning in debt; equity dilution is the only way out.
WHAT'S HAPPENING NOW (last 2-4 weeks)
No major catalysts found after live search. Last major news was in January 2026 when Savani Financials considered fund raising via equity shares and warrants.
CORE STORY (THE REAL GAME)
A micro-cap NBFC trying to stay afloat by raising capital. This is a survival play, not a growth story.
- Micro-cap momentum, but unsustainable
- Fund raising hopes, but dilutive
- RBI keeps repo rate unchanged, but not enough to save this company
- Successful fund raising (highly unlikely)
- Unexpected order wins (no evidence)
- Major restructuring (no plans announced)
- Micro/SME cap: Liquidity risk is high
- Negative ROE and ROCE
- High debt and negative interest coverage
- Employee costs exceeding operating revenues
No FII/DII interest. Promoter holding steady at 75% [cite:] – likely stuck.
NBFC sector faces rising credit risk [cite:], but this company is particularly vulnerable.
Free Cash Flow 5Y: ₹-11.69 Cr [cite:] - Profit is NOT converting to cash.
Expect continued losses and further equity dilution. This company is unlikely to survive in its current form.
Primary Thesis Risk
Bankruptcy.
For educational purposes only. Not investment advice. Consult a SEBI-registered advisor before investing.
Returns & Performance
Return on Equity (ROE)
Profit generated per ₹1 of shareholder equity
Return on Capital (ROCE)
Returns generated on total capital deployed
Oper. Profit Margin (5Y Avg)
Average operating profit margin over 5 years
Dividend Yield
Annual dividend as % of current share price
Savani Financials Ltd Valuation Check
Price to Earnings (P/E)
Share price ÷ earnings per share. Lower = cheaper
Industry Avg P/E
Average P/E of all peers in this sector
Market Capitalisation
Total market value of all outstanding shares
Growth Engine
Profit Growth (Quarterly YoY)
Net profit growth vs same quarter last year
Revenue Growth (Quarterly YoY)
Revenue growth vs same quarter last year
Revenue Growth (5-Year CAGR)
Compounded annual revenue growth over 5 years
EPS Growth (5-Year CAGR)
Earnings per share growth over 5 years
Net Profit Growth (5-Year CAGR)
Compounded annual net profit growth over 5 years
Balance Sheet Health
Debt to Equity Ratio
Total debt ÷ equity. Below 0.5 = financially healthy
Interest Coverage Ratio
EBIT ÷ interest expense. Above 2.5 = can pay interest comfortably
Free Cash Flow (5-Year Total)
Cash left after capex over 5 years. Positive = self-funded growth
Labels (e.g., "Excellent", "Good") are peer-based vs industry/sector averages — data-only, not advice
Savani Financials Ltd Fundamental Analysis & Valuation Benchmarking
Educational evaluation of SAVFI across key market metrics for learning purposes.
Positive Indicators
4 factors identified
Strong Revenue Growth (369.86%)
Observation: Healthy sales growth indicates market demand and execution capability.
Analysis: Revenue growth >15% suggests strong market position and growth potential.
Consistent Growth Track Record (89.60% CAGR)
Observation: Strong 5-year sales compound annual growth rate.
Analysis: Consistent sales CAGR >12% demonstrates sustainable growth model.
Balanced Promoter Holding (75.00%)
Observation: Optimal balance between promoter control and public float.
Analysis: Promoter holding in 50-75% range provides management alignment.
Zero Share Pledging Risk
Observation: No promoter shares pledged as collateral.
Analysis: Absence of share pledging eliminates potential forced-selling pressure.
Risk Factors
8 factors identified
Below-Average Return on Equity (-43.88%)
Observation: Returns on equity are below industry benchmarks.
Analysis: ROE <10% may indicate inefficient capital utilization. Consider monitoring for operational improvements and management effectiveness.
Suboptimal ROCE (-36.86%)
Observation: Returns on capital employed are below expectations.
Analysis: ROCE <10% suggests potential inefficiencies in capital allocation.
Margin Pressure Concerns (-265.64%)
Observation: Operating margins are below industry standards.
Analysis: OPM <5% may indicate pricing pressures or cost management challenges.
Profit Decline Concern (-154.76%)
Observation: Significant year-over-year profit contraction observed.
Analysis: Declining profitability requires investigation into underlying causes.
Elevated Debt Levels (D/E: 1.31)
Observation: High leverage increases financial risk and interest burden.
Analysis: High debt-to-equity ratios require monitoring of debt servicing capability.
Weak Interest Coverage (-7.41x)
Observation: Limited ability to service debt obligations from earnings.
Analysis: Low interest coverage raises concerns about financial stability.
Negative Free Cash Flow (₹-11.69 Cr over 5Y)
Observation: Cash outflows exceed inflows.
Analysis: Negative FCF requires analysis of capital expenditure cycle.
No Dividend Distribution
Observation: Company does not currently pay dividends to shareholders.
Analysis: Zero dividend yield may indicate growth reinvestment focus or cash flow constraints.
Savani Financials Ltd vs Non Banking Financial Company (NBFC) Peers
Peer Comparison - Non Banking Financial Company (NBFC)
Compare Savani Financials Ltd with 10 other companies in the same sector
| Company Info | Fundamental | Valuation | Profitability | Financial Health | Growth | Dividend | ||||
|---|---|---|---|---|---|---|---|---|---|---|
Company Company name | Score Bull Run comprehensive fundamental score based on 20+ metrics | Price Current trading price of the stock | Market Cap Total value of all shares in the market | P/E Price per share divided by earnings per share | ROE Net income divided by shareholder equity | ROCE Earnings before interest and tax divided by capital employed | Debt/Eq Total debt divided by total equity | Profit 5Y Average annual profit growth over 5 years | Sales 5Y Average annual sales growth over 5 years | Dividend Annual dividend per share divided by price per share |
Savani Financials LtdSavani Financia...Selected✓ SAVFI • 511577 | 22/100 | ₹13.20₹13 | ₹50.61₹50.61 | — — | -43.88%Poor -43.88% Poor | -36.86%Poor -36.86% Poor | 1.31Average 1.3 Average | — — | 89.60%Excellent 89.60% Excellent | 0.00% |
Bajaj Finance LtdBajaj Finance L... BAJFINANCE • 500034 | 61.2/100 | ₹931.15₹931 | ₹635285.77₹635285.77 | 34.71Average 34.7 Average | 19.22%Good 19.22% Good | 11.35%Average 11.35% Average | 3.85Poor 3.9 Poor | 25.91%Excellent 25.91% Excellent | 21.46%Excellent 21.46% Excellent | 0.43% |
Shriram Finance LtdShriram Finance... SHRIRAMFIN • 511218 | 48.1/100 | ₹963.20₹963 | ₹160454.76₹160454.76 | 18.32Average 18.3 Average | 15.57%Good 15.57% Good | 10.95%Average 10.95% Average | 3.87Poor 3.9 Poor | 26.73%Excellent 26.73% Excellent | 21.55%Excellent 21.55% Excellent | 1.16% |
Muthoot Finance LtdMuthoot Finance... MUTHOOTFIN • 533398 | 58.9/100 | ₹3306.90₹3307 | ₹153050.66₹153050.66 | 20.96Average 21.0 Average | 19.58%Good 19.58% Good | 13.19%Average 13.19% Average | 3.76Poor 3.8 Poor | 11.18%Good 11.18% Good | 15.86%Excellent 15.86% Excellent | 0.68% |
62.5/100 | ₹1553.30₹1553 | ₹145498.76₹145498.76 | 31.32Average 31.3 Average | 19.71%Good 19.71% Good | 10.34%Average 10.34% Average | 7.23Poor 7.2 Poor | 32.25%Excellent 32.25% Excellent | 24.29%Excellent 24.29% Excellent | 0.12% | |
SBI Cards and Payment Services LtdSBI Cards and P... SBICARD • 543066 | 38.2/100 | ₹625.25₹625 | ₹83417.35₹83417.35 | 43.49Average 43.5 Average | 14.82%Average 14.82% Average | 10.40%Average 10.40% Average | 3.33Poor 3.3 Poor | 9.01%Good 9.01% Good | 14.26%Good 14.26% Good | 0.29% |
L&T Finance LtdL&T Finance Ltd... LTF • 533519 | 35/100 | ₹281.70₹282 | ₹77417.35₹77417.35 | 28.69Average 28.7 Average | 10.79%Average 10.79% Average | 8.71%Poor 8.71% Poor | 3.72Poor 3.7 Poor | 9.23%Good 9.23% Good | 2.46%Average 2.46% Average | 0.89% |
HDB Financial Services LimitedHDB Financial S... HDBFS • 544429 | 25.3/100 | ₹674.20₹674 | ₹63088.80₹63088.80 | 29.31Average 29.3 Average | 14.72%Average 14.72% Average | 9.79%Poor 9.79% Poor | 4.68Poor 4.7 Poor | — — | — — | 0.26% |
Sundaram Finance LtdSundaram Financ... SUNDARMFIN • 590071 | 36.5/100 | ₹4354.60₹4355 | ₹52888.17₹52888.17 | 26.82Average 26.8 Average | 15.27%Good 15.27% Good | 9.64%Poor 9.64% Poor | 4.35Poor 4.3 Poor | 18.93%Excellent 18.93% Excellent | 12.58%Good 12.58% Good | 0.74% |
58/100 | ₹497.00₹497 | ₹44785.81₹44785.81 | 11.15Average 11.2 Average | 34.14%Excellent 34.14% Excellent | 30.85%Excellent 30.85% Excellent | 0.17Excellent 0.2 Excellent | 208.59%Excellent 208.59% Excellent | — — | 0.04% | |
Poonawalla Fincorp LtdPoonawalla Finc... POONAWALLA • 524000 | 35.4/100 | ₹394.50₹395 | ₹39398.34₹39398.34 | 180.84Average 180.8 Average | -1.28%Poor -1.28% Poor | 4.77%Poor 4.77% Poor | 3.64Poor 3.6 Poor | — — | 10.76%Good 10.76% Good | 0.00% |
Top Non Banking Financial Company (NBFC) Stocks
View all →By Bull Run Score
By Return on Equity
By Market Cap
- Bajaj Finance Ltd share price635285.77 Cr
- Shriram Finance Ltd share price160454.76 Cr
- Muthoot Finance Ltd share price153050.66 Cr
- Cholamandalam Investment and Finance Company Limited share price145498.76 Cr
- SBI Cards and Payment Services Ltd share price83417.35 Cr
Savani Financials Ltd PE Ratio History
Historical price-to-earnings ratio for SAVFI — last 5 years
| Year | EPS (₹) | Price (₹) | P/E Ratio |
|---|---|---|---|
| FY 2022 | ₹0.03 | ₹14.87 | 432x |
P/E = year-end price ÷ diluted EPS from annual filings. Source: NSE/BSE via Bull Run.
Savani Financials Ltd Quarterly Performance
Latest quarterly metrics for SAVFI — revenue growth and profit growth vs same quarter last year
Revenue Growth (YoY)
369.86%
Latest quarter vs same quarter previous year
Net Profit Growth (YoY)
-154.76%
Latest quarter net profit vs same quarter previous year
5-Year Revenue CAGR
89.60%
Compounded annual revenue growth over 5 years
5-Year Profit CAGR
N/A
Compounded annual net profit growth over 5 years
Savani Financials Ltd Technical Indicators
SMA 50, SMA 200, RSI and volume signals for SAVFI — calculated from daily price history
Momentum is balanced — neither overbought nor oversold.
Technical indicators are for educational purposes only. Not investment advice.
Savani Financials Ltd Financial Statements
Annual income statement, balance sheet and cash flow for Savani Financials Ltd (SAVFI) — sourced from NSE/BSE filings.
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Fetching financial data for Savani Financials Ltd
About SAVFI (Savani Financials Ltd)
Savani Financials Ltd is a Non-Banking Financial Company (NBFC) based in Mumbai, India, with a long operational history dating back to its incorporation in 1983. The company focuse...s on providing financial solutions, primarily lending, to businesses and individuals. While the specific products and services offered by SAVFI may vary, they typically include loan products designed to support the growth and working capital needs of small and medium-sized enterprises. Savani Financials operates within the regulatory framework governing NBFCs in India, adhering to guidelines set by the Reserve Bank of India (RBI). The company's mission revolves around serving segments of the market that may be underserved by traditional banking institutions, playing a crucial role in financial inclusion. Savani Financials differentiates itself through its understanding of the local market and its commitment to building strong relationships with its clients. The company emphasizes a customer-centric approach, aiming to provide tailored financial solutions that meet the unique requirements of each borrower. This approach often involves a more flexible and streamlined loan application process compared to larger banks. Furthermore, Savani Financials maintains a focus on risk management and compliance to ensure the sustainability and integrity of its operations. By strategically targeting specific industry sectors or geographic regions, the company aims to develop expertise and provide specialized financing options. SAVFI's presence in the Indian financial landscape contributes to the broader ecosystem of non-banking financial institutions. As an NBFC, Savani Financials operates under specific regulatory guidelines that differ from those governing commercial banks. This allows it to provide specialized services and reach niche markets. The company's lending activities support economic activity and job creation within the communities it serves. By carefully managing its loan portfolio and adhering to regulatory requirements, Savani Financials aims to provide sustainable financial solutions to its clients, contributing to their long-term growth and success.
Company Details
Key Leadership
SAVFI Share Price: Frequently Asked Questions
What is the current share price of Savani Financials Ltd?
Savani Financials Ltd (SAVFI) trades at ₹13.20 on NSE and BSE. Market cap ₹50.61 (Cr). Educational data only.
What is the P/E ratio of Savani Financials Ltd?
Savani Financials Ltd has a P/E of N/Ax vs industry average 22.03x.
What is the Bull Run score for Savani Financials Ltd?
Savani Financials Ltd has a Bull Run score of 22/100 based on 25+ financial parameters.
Does Savani Financials Ltd pay dividends?
Savani Financials Ltd has a dividend yield of 0.00%. Past dividends don't guarantee future payments.
What is the ROE of Savani Financials Ltd?
Savani Financials Ltd has ROE of -43.88%. Higher ROE indicates better use of shareholder equity.
What is the debt-to-equity ratio of Savani Financials Ltd?
Savani Financials Ltd has debt-to-equity of 1.31.
Is Savani Financials Ltd a good investment?
Bull Run gives Savani Financials Ltd a score of 22/100. This is not investment advice — consult a SEBI-registered advisor.