Savani Financials Ltd
Fundamental Score
Savani Financials Ltd Share Price Live NSE/BSE
Profitability Metrics
Return on Equity
Return on Capital Employed
Operating Profit Margin (5Y)
Dividend Yield
Valuation Metrics
Price to Earnings
Market Capitalization
Industry P/E
Growth Metrics
YoY Quarterly Profit Growth
YoY Quarterly Sales Growth
Sales Growth (5Y)
EPS Growth (5Y)
Profit Growth (5Y)
Financial Health
Debt to Equity
Interest Coverage
Free Cash Flow (5Y)
Ownership Structure
Promoter Holding
FII Holding
DII Holding
Pledged Percentage
Labels (e.g., "Excellent", "Good") are peer-based vs industry/sector averages — data-only, not advice
Market Data Analysis & Educational Insights
Educational evaluation of SAVFI across key market metrics for learning purposes.
Positive Indicators
4 factors identified
Strong Revenue Growth (369.86%)
Observation: Healthy sales growth indicates market demand and execution capability.
Analysis: Revenue growth >15% suggests strong market position and growth potential. This indicates business expansion success.
Consistent Growth Track Record (89.60% CAGR)
Observation: Strong 5-year sales compound annual growth rate.
Analysis: Consistent sales CAGR >12% demonstrates sustainable growth model and market opportunity execution over time.
Balanced Promoter Holding (75.00%)
Observation: Optimal balance between promoter control and public float.
Analysis: Promoter holding in 50-75% range provides management alignment while ensuring adequate liquidity.
Zero Share Pledging Risk
Observation: No promoter shares pledged as collateral, reducing forced-selling risk.
Analysis: Absence of share pledging eliminates potential forced-selling pressure during market stress.
Risk Factors
10 factors identified
Below-Average Return on Equity (-43.88%)
Observation: Returns on equity are below industry benchmarks.
Analysis: ROE <10% may indicate inefficient capital utilization. Consider monitoring for operational improvements and management effectiveness.
Suboptimal ROCE (-36.86%)
Observation: Returns on capital employed are below expectations.
Analysis: ROCE <10% suggests potential inefficiencies in capital allocation. Review business model and competitive positioning.
Margin Pressure Concerns (-265.64%)
Observation: Operating margins are below industry standards.
Analysis: OPM <5% may indicate pricing pressures or cost management challenges. Monitor for operational improvements.
Profit Decline Concern (-154.76%)
Observation: Significant year-over-year profit contraction observed.
Analysis: Declining profitability requires investigation into underlying causes. Monitor for recovery signs and management guidance.
Elevated Debt Levels (D/E: 1.31)
Observation: High leverage increases financial risk and interest burden.
Analysis: High debt-to-equity ratios require monitoring of debt servicing capability and cash flow generation.
Weak Interest Coverage (-7.41x)
Observation: Limited ability to service debt obligations from earnings.
Analysis: Low interest coverage raises concerns about financial stability. Monitor cash flow and debt reduction plans.
Negative Free Cash Flow (₹-11.69 Cr over 5Y)
Observation: Cash outflows exceed inflows, indicating capital intensity or working capital issues.
Analysis: Negative FCF requires analysis of capital expenditure cycle and working capital management efficiency.
No Dividend Distribution
Observation: Company does not currently pay dividends to shareholders.
Analysis: Zero dividend yield may indicate growth reinvestment focus or cash flow constraints. Assess capital allocation strategy.
Very Low ROE
Observation: Poor capital utilization and shareholder returns.
Analysis: ROE below 5% suggests significant inefficiencies in capital deployment.
Small Market Cap
Observation: Higher investment risk due to limited size.
Analysis: Small-cap stocks typically carry higher volatility and liquidity risks.
Financial Statements
Comprehensive financial data for Savani Financials Ltd
About SAVFI
Business Overview
Mantra Capital Limited, a non-banking financial company, provides investment and financial services in India. The company also offers secured business and green loans. It serves entrepreneur-led businesses. The company was formerly known as Savani Financials Limited and change its name to Mantra Capital Limited in October 2025. The company was incorporated in 1983 and is based in Mumbai, India.
Company Details
Key Leadership
SAVFI Stock Details & Analysis
Key Financial Metrics
Growth & Valuation
Frequently Asked Questions
What is the current price of Savani Financials Ltd (SAVFI)?
As of 30 Jan 2026, 01:37 pm IST, Savani Financials Ltd (SAVFI) is currently trading at ₹15.02. The stock has a market capitalization of ₹50.61 (Cr).
Is SAVFI share price Overvalued or Undervalued?
SAVFI is currently trading at a P/E ratio of 0.00x, compared to the industry average of 22.03x. Based on this relative valuation, the stock appears to be Fairly Valued against its sector peers.
What factors affect the Savani Financials Ltd share price?
Key factors influencing SAVFI's price include its quarterly earnings growth (Sales Growth: 369.86%), raw material costs, government infrastructure spending, and institutional flows (FII/DII holding).
Is Savani Financials Ltd a good stock for long-term investment?
Savani Financials Ltd shows a 5-year Profit Growth of N/A% and an ROE of -43.88%. Long-term investors should consider these fundamentals alongside the debt-to-equity ratio of 1.31 before investing.
How does Savani Financials Ltd compare with its industry peers?
Savani Financials Ltd competes with major peers in the Non Banking Financial Company (NBFC). Investors should compare SAVFI's P/E of 0.00x and ROE of -43.88% against the industry averages to determine its competitive standing.
What is the P/E ratio of SAVFI and what does it mean?
SAVFI has a P/E ratio of N/Ax compared to the industry average of 22.03x. The Price-to-Earnings (P/E) ratio is calculated by dividing the current share price by earnings per share (EPS). This means investors are paying ₹N/A for every ₹1 of annual earnings.
How is SAVFI performing according to Bull Run's analysis?
SAVFI has a Bull Run fundamental score of 22/100, which indicates concerns that require careful analysis. This comprehensive rating is based on 15+ financial parameters including profitability, growth metrics, and valuation ratios.
What sector and industry does SAVFI belong to?
SAVFI operates in the Non Banking Financial Company (NBFC) industry. This classification helps understand the competitive landscape and sector-specific trends affecting Savani Financials Ltd.
What is Return on Equity (ROE) and why is it important for SAVFI?
SAVFI has an ROE of -43.88%, which suggests challenges in generating returns from shareholders' equity. Return on Equity measures how efficiently Savani Financials Ltd generates profits from shareholders' equity.
How is SAVFI's debt-to-equity ratio and what does it indicate?
SAVFI has a debt-to-equity ratio of 1.31, which indicates high leverage that increases financial risk. A ratio below 1.0 generally indicates conservative financing.
What is SAVFI's dividend yield and is it a good dividend stock?
SAVFI offers a dividend yield of 0.00%, which means you receive ₹0.00 annual dividend for every ₹100 invested.
How has SAVFI grown over the past 5 years?
SAVFI has achieved 5-year growth rates of: Sales Growth 89.60%, Profit Growth N/A%, and EPS Growth N/A%.
What is the promoter holding in SAVFI and why does it matter?
Promoters hold 75.00% of SAVFI shares, with 0.00% of promoter shares pledged. High promoter holding often indicates strong management confidence.
What is SAVFI's market capitalization category?
SAVFI has a market capitalization of ₹51 crores, placing it in the Small-cap category.
How volatile is SAVFI stock?
SAVFI has a beta of N/A. A beta > 1 suggests the stock is more volatile than the market, while a beta < 1 suggests it is less volatile.
What is the 52-week high and low for SAVFI?
SAVFI has a 52-week high of ₹N/A and low of ₹N/A.
What is SAVFI's operating profit margin trend?
SAVFI has a 5-year average Operating Profit Margin (OPM) of -265.64%, indicating the company's operational efficiency.
How is SAVFI's quarterly performance?
Recent quarterly performance shows YoY Sales Growth of 369.86% and YoY Profit Growth of -154.76%.
What is the institutional holding pattern in SAVFI?
SAVFI has FII holding of 0.00% and DII holding of 0.00%. Significant institutional holding often suggests professional confidence in the stock.