SBFC Finance Ltd Stock Price Today (NSE: SBFC)
Fundamental Score
SBFC Finance Ltd Share Price Live NSE/BSE & Institutional Fundamental Analysis
SBFC Finance Ltd share price today is ₹95.77, up +0.00% on NSE/BSE as of 20 February 2026. SBFC Finance Ltd (SBFC) is a Mid-cap company in the Non Banking Financial Company (NBFC) sector with a market capitalisation of ₹11.80K (Cr). The 52-week high for SBFC share price is ₹N/A and the 52-week low is ₹N/A. At a P/E ratio of 30.07x, SBFC is currently trading above its industry average P/E of 22.03x. The company has a Return on Equity (ROE) of 11.58% and a debt-to-equity ratio of 1.80.
SBFC Finance Ltd Share Price Chart — NSE/BSE Historical Performance
Returns & Performance
ROE
ROCE
OPM (5Y)
Div Yield
SBFC Finance Ltd Valuation Check
P/E Ratio
Industry P/E
Market Cap
Growth Engine
Profit Growth (Q)
Sales Growth (Q)
Sales Growth (5Y)
EPS Growth (5Y)
Profit Growth (5Y)
Balance Sheet Health
Debt to Equity
Int. Coverage
Free Cash Flow (5Y)
Shareholding
Promoter
FII
DII
Pledged
Institutional Deep-Dive
Bull Run Research Hub
SBFC Finance Share Price: A Financial Analysis Unveiling Growth Potential
The Non-Banking Financial Company (NBFC) sector is currently experiencing a nuanced shift. While traditional lenders face increasing regulatory scrutiny, smaller, more agile NBFCs focusing on specific niche markets like MSME lending are demonstrating promising growth trajectories. This analysis delves into the financials of SBFC Finance share price, currently trading at ₹93.63999938964844, to assess its position within this evolving landscape.
SBFC Finance boasts a Price-to-Earnings (PE) ratio of 30.07. While a PE ratio must be interpreted cautiously, it suggests investor expectations of future earnings growth. To gauge the sustainability of this valuation, it's critical to compare it against its peers.
Apollo Finvest, for instance, might exhibit a differing PE profile reflective of perceived management quality and risk appetite within their respective portfolios. Further investigation into the management's track record at both SBFC Finance and its competitive set is vital for a complete understanding.Return on Capital Employed (ROCE) is a key indicator of how efficiently a company utilizes its capital to generate profits. SBFC Finance currently reports an ROCE of 11.55%. While seemingly modest, consistent ROCE above the cost of capital contributes to the formation of an economic moat. A strong ROCE allows SBFC Finance to reinvest profits at attractive rates, fueling further growth and potentially establishing a competitive advantage within its target market. However, it is prudent to compare the company's ROCE against peers like Bengal & Assam and Fedders Holding Ltd to assess its relative capital efficiency.
This financial analysis is a snapshot derived from a more comprehensive, 80-parameter fundamental audit conducted under the guidance of Sweta Mishra. It's important to remember that this is an observational analysis of publicly available data, intended to highlight key financial aspects of SBFC Finance. It is not a recommendation to buy, sell, or hold the company's shares. Investors should conduct their own due diligence and consult with a qualified financial advisor before making any investment decisions.
Labels (e.g., "Excellent", "Good") are peer-based vs industry/sector averages — data-only, not advice
SBFC Finance Ltd Fundamental Analysis & Valuation Benchmarking
Educational evaluation of SBFC across key market metrics for learning purposes.
Positive Indicators
9 factors identified
Strong Operating Margins (66.99%)
Observation: Healthy 5-year operating margins indicate pricing power and cost control.
Analysis: OPM >15% suggests operational efficiency and competitive advantages.
Robust Profit Growth (29.96%)
Observation: Strong year-over-year profit expansion demonstrates business momentum.
Analysis: Profit growth >20% indicates effective execution and market opportunity capture.
Strong Revenue Growth (30.87%)
Observation: Healthy sales growth indicates market demand and execution capability.
Analysis: Revenue growth >15% suggests strong market position and growth potential.
Consistent Growth Track Record (24.03% CAGR)
Observation: Strong 5-year sales compound annual growth rate.
Analysis: Consistent sales CAGR >12% demonstrates sustainable growth model.
Excellent EPS Growth (47.06% CAGR)
Observation: Outstanding 5-year earnings per share compound growth.
Analysis: EPS CAGR >15% indicates strong wealth creation potential.
Strong Profit Growth Track Record (57.64% CAGR)
Observation: Consistent 5-year profit compound annual growth rate.
Analysis: Profit CAGR >15% demonstrates scalable business model.
Balanced Promoter Holding (52.98%)
Observation: Optimal balance between promoter control and public float.
Analysis: Promoter holding in 50-75% range provides management alignment.
Strong Institutional Confidence (FII+DII: 25.22%)
Observation: Significant professional investor participation.
Analysis: High institutional holding often signals thorough due diligence.
Zero Share Pledging Risk
Observation: No promoter shares pledged as collateral.
Analysis: Absence of share pledging eliminates potential forced-selling pressure.
Risk Factors
4 factors identified
Elevated Debt Levels (D/E: 1.80)
Observation: High leverage increases financial risk and interest burden.
Analysis: High debt-to-equity ratios require monitoring of debt servicing capability.
Weak Interest Coverage (2.10x)
Observation: Limited ability to service debt obligations from earnings.
Analysis: Low interest coverage raises concerns about financial stability.
Negative Free Cash Flow (₹-4968.17 Cr over 5Y)
Observation: Cash outflows exceed inflows.
Analysis: Negative FCF requires analysis of capital expenditure cycle.
No Dividend Distribution
Observation: Company does not currently pay dividends to shareholders.
Analysis: Zero dividend yield may indicate growth reinvestment focus or cash flow constraints.
SBFC Finance Ltd Financial Statements
Comprehensive financial data for SBFC Finance Ltd including income statement, balance sheet and cash flow
About SBFC (SBFC Finance Ltd)
SBFC Finance Ltd (SBFC) is listed on the National Stock Exchange (NSE) and Bombay Stock Exchange (BSE) of India. The company operates in the Non Banking Financial Company (NBFC) sector with a current market capitalisation of ₹11.80K (Cr). SBFC Finance Ltd has delivered a Return on Equity (ROE) of 11.58% and a ROCE of 11.55%. The debt-to-equity ratio stands at 1.80, reflecting the company's capital structure. Investors tracking SBFC share price can monitor key metrics including P/E ratio, promoter holding of 52.98%, and quarterly earnings growth.
Company Details
Key Leadership
SBFC Share Price: Frequently Asked Questions
What is the current share price of SBFC Finance Ltd (SBFC)?
As of 20 Feb 2026, 06:22 am IST, SBFC Finance Ltd share price is ₹95.77. The SBFC stock has a market capitalisation of ₹11.80K (Cr) on NSE/BSE.
Is SBFC share price Overvalued or Undervalued?
SBFC share price is currently trading at a P/E ratio of 30.07x, compared to the industry average of 22.03x. Based on this relative valuation, the SBFC Finance Ltd stock appears to be Overvalued against its sector peers.
What is the 52-week high and low of SBFC share price?
The 52-week high of SBFC share price is ₹N/A and the 52-week low is ₹N/A.
What factors affect the SBFC Finance Ltd share price?
Key factors influencing SBFC share price include quarterly earnings growth (Sales Growth: 30.87%), raw material costs, government infrastructure spending, and institutional flows (FII/DII holding).
Is SBFC Finance Ltd a good stock for long-term investment?
SBFC Finance Ltd shows a 5-year Profit Growth of 57.64% and an ROE of 11.58%. Long-term investors should consider these fundamentals alongside the debt-to-equity ratio of 1.80 before investing in SBFC shares.
How does SBFC Finance Ltd compare with its industry peers?
SBFC Finance Ltd competes with major peers in the Non Banking Financial Company (NBFC). Investors should compare SBFC share price P/E of 30.07x and ROE of 11.58% against the industry averages to determine competitive standing.
What is the P/E ratio of SBFC and what does it mean?
SBFC share price has a P/E ratio of 30.07x compared to the industry average of 22.03x. Investors pay ₹30 for every ₹1 of annual earnings.
How is SBFC performing according to Bull Run's analysis?
SBFC has a Bull Run fundamental score of 64/100, indicating moderate strength with some areas for improvement. This comprehensive rating is based on 15+ financial parameters.
What sector and industry does SBFC belong to?
SBFC operates in the Non Banking Financial Company (NBFC) industry. This classification helps understand the competitive landscape and sector-specific trends affecting SBFC Finance Ltd share price.
What is Return on Equity (ROE) and why is it important for SBFC?
SBFC has an ROE of 11.58%, which shows decent profitability but room for improvement. ROE measures how efficiently SBFC Finance Ltd generates profits from shareholders capital.
How is SBFC debt-to-equity ratio and what does it indicate?
SBFC has a debt-to-equity ratio of 1.80, which indicates high leverage that increases financial risk.
What is SBFC dividend yield and is it a good dividend stock?
SBFC offers a dividend yield of 0.00%, meaning you receive ₹0.00 annual dividend for every ₹100 invested in SBFC Finance Ltd shares.
How has SBFC share price grown over the past 5 years?
SBFC has achieved 5-year growth rates of: Sales Growth 24.03%, Profit Growth 57.64%, and EPS Growth 47.06%.
What is the promoter holding in SBFC and why does it matter?
Promoters hold 52.98% of SBFC shares, with 0.00% pledged. High promoter holding often indicates strong management confidence in SBFC Finance Ltd.
What is SBFC market capitalisation category?
SBFC has a market capitalisation of ₹11804 crores, placing it in the Mid-cap category.
How volatile is SBFC stock?
SBFC has a beta of N/A. A beta > 1 suggests the SBFC Finance Ltd stock is more volatile than the market, while a beta < 1 suggests it is less volatile.
What is SBFC operating profit margin trend?
SBFC has a 5-year average Operating Profit Margin (OPM) of 66.99%, indicating the company's operational efficiency.
How is SBFC quarterly performance?
Recent quarterly performance shows SBFC Finance Ltd YoY Sales Growth of 30.87% and YoY Profit Growth of 29.96%.
What is the institutional holding pattern in SBFC?
SBFC has FII holding of 7.01% and DII holding of 18.21%. Significant institutional holding often suggests professional confidence in the SBFC Finance Ltd stock.