SBFC Finance Ltd Stock Price Today (NSE: SBFC)

SBFC Finance Ltd

92.220.02 (0.02%)
Market Closed

Fundamental Score

...

SBFC Finance Ltd Share Price — Live NSE/BSE Price, Fundamentals & Analysis

SBFC Finance Ltd share price today is 92.22, down 0.02% on NSE/BSE as of 19 June 2026. SBFC Finance Ltd (SBFC) is a Mid-cap company in the Non Banking Financial Company (NBFC) sector with a market capitalisation of 11.80K (Cr). The 52-week high for SBFC share price is 123.00 and the 52-week low is 79.60. At a P/E ratio of 30.07x, SBFC is currently trading above its industry average P/E of 22.03x. The company has a Return on Equity (ROE) of 11.58% and a debt-to-equity ratio of 1.80.

SBFC Finance Ltd Share Price Chart — NSE/BSE Historical Performance

No data
High
101.19
Low
89.06
Volume
15.0L
Change
-4.38%

SBFC Finance Ltd share price chart: -4.38% return over the past month. 52-week high ₹123.00, 52-week low ₹79.60.

SBFC Finance Ltd — Last 10 Trading Days

DateOpenHighLowCloseVolume
91.1192.9290.9092.224.31L (Cr)
94.6997.0091.7092.247.03L (Cr)
91.6496.5091.6094.3042.74L (Cr)
90.7790.7790.7790.770.00 (Cr)
91.8092.2990.2190.774.74L (Cr)
93.1493.8991.5991.883.50L (Cr)
92.9094.5091.6293.217.81L (Cr)
91.4092.0090.4391.172.74L (Cr)
91.4492.2890.9191.403.13L (Cr)
90.6090.8089.4190.594.54L (Cr)

SBFC Finance Ltd — Last 12 Months Price History

MonthOpenHighLowCloseChange
94.6997.0090.9092.22-2.61%
92.31101.1989.0694.30+2.16%
85.00103.2281.1392.31+8.60%
89.1096.0079.6080.95-9.15%
85.0199.7083.7693.09+9.50%
104.00109.7584.2485.42-17.87%
107.61108.69102.35104.05-3.31%
117.00123.00104.67108.38-7.37%
106.06117.75105.25114.08+7.56%
105.60113.40103.21105.99+0.37%
104.73116.35100.61105.60+0.83%
113.69120.50104.01104.72-7.89%

Returns & Performance

Poor

Return on Equity (ROE)

11.58%

Profit generated per ₹1 of shareholder equity

Poor

Return on Capital (ROCE)

11.55%

Returns generated on total capital deployed

Excellent

Oper. Profit Margin (5Y Avg)

66.99%

Average operating profit margin over 5 years

Dividend Yield

0.00%

Annual dividend as % of current share price

SBFC Finance Ltd Valuation Check

Poor

Price to Earnings (P/E)

30.07x

Share price ÷ earnings per share. Lower = cheaper

Poor

Industry Avg P/E

22.03x

Average P/E of all peers in this sector

Market-cap Classification
Mid-cap
Balance of growth potential and stability.

Shareholding Pattern

Excellent

Promoter Holding

52.98%

% shares held by company founders/management

Average

FII Holding

7.01%

% shares held by foreign institutional investors

Good

DII Holding

18.21%

% held by domestic mutual funds, LIC, banks

Excellent

Promoter Pledged %

0.00%

% of promoter shares pledged as collateral — lower is safer

Growth Engine

Excellent

Profit Growth (Quarterly YoY)

29.96%

Net profit growth vs same quarter last year

Excellent

Revenue Growth (Quarterly YoY)

30.87%

Revenue growth vs same quarter last year

Excellent

Revenue Growth (5-Year CAGR)

24.03%

Compounded annual revenue growth over 5 years

Excellent

EPS Growth (5-Year CAGR)

47.06%

Earnings per share growth over 5 years

Excellent

Net Profit Growth (5-Year CAGR)

57.64%

Compounded annual net profit growth over 5 years

Balance Sheet Health

Poor

Debt to Equity Ratio

1.80x

Total debt ÷ equity. Below 0.5 = financially healthy

Poor

Interest Coverage Ratio

2.10x

EBIT ÷ interest expense. Above 2.5 = can pay interest comfortably

Free Cash Flow (5-Year Total)

-4.97K (Cr)

Cash left after capex over 5 years. Positive = self-funded growth

Labels (e.g., "Excellent", "Good") are peer-based vs industry/sector averages — data-only, not advice

SBFC Finance Ltd Fundamental Analysis & Valuation Benchmarking

Educational evaluation of SBFC across key market metrics for learning purposes.

Positive Indicators

9 factors identified

Strong Operating Margins (66.99%)

Observation: Healthy 5-year operating margins indicate pricing power and cost control.

Analysis: OPM >15% suggests operational efficiency and competitive advantages.

Robust Profit Growth (29.96%)

Observation: Strong year-over-year profit expansion demonstrates business momentum.

Analysis: Profit growth >20% indicates effective execution and market opportunity capture.

Strong Revenue Growth (30.87%)

Observation: Healthy sales growth indicates market demand and execution capability.

Analysis: Revenue growth >15% suggests strong market position and growth potential.

Consistent Growth Track Record (24.03% CAGR)

Observation: Strong 5-year sales compound annual growth rate.

Analysis: Consistent sales CAGR >12% demonstrates sustainable growth model.

Excellent EPS Growth (47.06% CAGR)

Observation: Outstanding 5-year earnings per share compound growth.

Analysis: EPS CAGR >15% indicates strong wealth creation potential.

Strong Profit Growth Track Record (57.64% CAGR)

Observation: Consistent 5-year profit compound annual growth rate.

Analysis: Profit CAGR >15% demonstrates scalable business model.

Balanced Promoter Holding (52.98%)

Observation: Optimal balance between promoter control and public float.

Analysis: Promoter holding in 50-75% range provides management alignment.

Strong Institutional Confidence (FII+DII: 25.22%)

Observation: Significant professional investor participation.

Analysis: High institutional holding often signals thorough due diligence.

Zero Share Pledging Risk

Observation: No promoter shares pledged as collateral.

Analysis: Absence of share pledging eliminates potential forced-selling pressure.

Risk Factors

4 factors identified

Elevated Debt Levels (D/E: 1.80)

Observation: High leverage increases financial risk and interest burden.

Analysis: High debt-to-equity ratios require monitoring of debt servicing capability.

Weak Interest Coverage (2.10x)

Observation: Limited ability to service debt obligations from earnings.

Analysis: Low interest coverage raises concerns about financial stability.

Negative Free Cash Flow (₹-4968.17 Cr over 5Y)

Observation: Cash outflows exceed inflows.

Analysis: Negative FCF requires analysis of capital expenditure cycle.

No Dividend Distribution

Observation: Company does not currently pay dividends to shareholders.

Analysis: Zero dividend yield may indicate growth reinvestment focus or cash flow constraints.

SBFC Finance Ltd vs Non Banking Financial Company (NBFC) Peers

Peer Comparison - Non Banking Financial Company (NBFC)

Compare SBFC Finance Ltd with 10 other companies in the same sector

11 companies
Company Info
Fundamental
Valuation
Profitability
Financial Health
Growth
Dividend
Company
Company name
Score
Bull Run comprehensive fundamental score based on 20+ metrics
Price
Current trading price of the stock
Market Cap
Total value of all shares in the market
P/E
Price per share divided by earnings per share
ROE
Net income divided by shareholder equity
ROCE
Earnings before interest and tax divided by capital employed
Debt/Eq
Total debt divided by total equity
Profit 5Y
Average annual profit growth over 5 years
Sales 5Y
Average annual sales growth over 5 years
Dividend
Annual dividend per share divided by price per share
64/100
92
₹11804.46
30.1
Average
11.58%
Average
11.55%
Average
1.8
Average
57.64%
Excellent
24.03%
Excellent
0.00%
61.2/100
931
₹635285.77
34.7
Average
19.22%
Good
11.35%
Average
3.9
Poor
25.91%
Excellent
21.46%
Excellent
0.43%
48.1/100
963
₹160454.76
18.3
Average
15.57%
Good
10.95%
Average
3.9
Poor
26.73%
Excellent
21.55%
Excellent
1.16%
58.9/100
3307
₹153050.66
21.0
Average
19.58%
Good
13.19%
Average
3.8
Poor
11.18%
Good
15.86%
Excellent
0.68%
62.5/100
1553
₹145498.76
31.3
Average
19.71%
Good
10.34%
Average
7.2
Poor
32.25%
Excellent
24.29%
Excellent
0.12%
38.2/100
625
₹83417.35
43.5
Average
14.82%
Average
10.40%
Average
3.3
Poor
9.01%
Good
14.26%
Good
0.29%
35/100
282
₹77417.35
28.7
Average
10.79%
Average
8.71%
Poor
3.7
Poor
9.23%
Good
2.46%
Average
0.89%
25.3/100
674
₹63088.80
29.3
Average
14.72%
Average
9.79%
Poor
4.7
Poor
0.26%
36.5/100
4355
₹52888.17
26.8
Average
15.27%
Good
9.64%
Poor
4.3
Poor
18.93%
Excellent
12.58%
Good
0.74%
58/100
497
₹44785.81
11.2
Average
34.14%
Excellent
30.85%
Excellent
0.2
Excellent
208.59%
Excellent
0.04%
35.4/100
395
₹39398.34
180.8
Average
-1.28%
Poor
4.77%
Poor
3.6
Poor
10.76%
Good
0.00%

SBFC Finance Ltd PE Ratio History

Historical price-to-earnings ratio for SBFC — last 5 years

YearEPS (₹)Price (₹)P/E Ratio
FY 20253.15₹104.0533x
FY 20242.30₹90.7139.4x
FY 20231.41₹89.4063.5x

P/E = year-end price ÷ diluted EPS from annual filings. Source: NSE/BSE via Bull Run.

SBFC Finance Ltd Quarterly Performance

Latest quarterly metrics for SBFC — revenue growth and profit growth vs same quarter last year

Revenue Growth (YoY)

30.87%

Latest quarter vs same quarter previous year

Net Profit Growth (YoY)

29.96%

Latest quarter net profit vs same quarter previous year

5-Year Revenue CAGR

24.03%

Compounded annual revenue growth over 5 years

5-Year Profit CAGR

57.64%

Compounded annual net profit growth over 5 years

SBFC Finance Ltd Technical Indicators

SMA 50, SMA 200, RSI and volume signals for SBFC — calculated from daily price history

32RSI 14
Neutral — RSI 32

Momentum is balanced — neither overbought nor oversold.

SMA 50
91
▲ Price above SMA 50 — Short-term bullish
SMA 200
101
▼ Price below SMA 200 — Long-term downtrend
30-Day Avg Volume
1518K shares/day
Average daily traded volume over last 30 trading sessions

Technical indicators are for educational purposes only. Not investment advice.

SBFC Finance Ltd Financial Statements

Annual income statement, balance sheet and cash flow for SBFC Finance Ltd (SBFC) — sourced from NSE/BSE filings.

Loading Financial Statements...

Fetching financial data for SBFC Finance Ltd

About SBFC (SBFC Finance Ltd)

SBFC Finance Ltd is a non-banking financial company operating within the diverse and expanding Indian financial landscape. They provide a range of financial products designed to ca...ter to the specific needs of underserved segments of the population. Their focus is on empowering micro, small, and medium-sized enterprises (MSMEs) through secured lending options, enabling these businesses to access capital for growth and development. Beyond MSMEs, SBFC offers financial solutions such as loans against gold to customers who may have limited access to traditional banking services. This suite of products aims to provide a financial lifeline to those who might otherwise be excluded from formal credit markets, fostering financial inclusion. Furthermore, SBFC extends its reach to individual customers with both secured and unsecured loan products. Their unsecured personal and business loans are tailored to the needs of self-employed individuals and salaried workers. The company strives to assess risk effectively and offer accessible financing options. SBFC's customer base includes small business owners, entrepreneurs, and working-class individuals, demonstrating its commitment to supporting diverse economic activities. In its mission to serve the underbanked population, the company plays a role in helping individuals build credit and achieve their financial goals. Finally, SBFC provides comprehensive loan management services, showcasing their commitment beyond simple lending. This dedication helps manage the lifecycle of loans effectively and responsibly. The company's operational model focuses on providing financial assistance while maintaining sound risk management practices. Through these services, SBFC aims to create sustainable financial relationships with its customers. SBFC Finance Ltd stands as a financial institution focused on serving the diverse financial needs of individuals and MSMEs across India.

Company Details

Symbol:SBFC
Industry:Non Banking Financial Company (NBFC)
Sector:Non Banking Financial Company (NBFC)

Key Leadership

Mr. Aseem Dhru B.Com, CA, CWA
MD, CEO & Director
Mr. Narayan Barasia
Chief Financial Officer
Ms. Namrata Sajnani
Company Secretary & Chief Compliance Officer

SBFC Share Price: Frequently Asked Questions

What is the current share price of SBFC Finance Ltd?

SBFC Finance Ltd (SBFC) trades at ₹92.22 on NSE and BSE. Market cap ₹11.80K (Cr). Educational data only.

What is the P/E ratio of SBFC Finance Ltd?

SBFC Finance Ltd has a P/E of 30.07x vs industry average 22.03x.

What is the Bull Run score for SBFC Finance Ltd?

SBFC Finance Ltd has a Bull Run score of 64/100 based on 25+ financial parameters.

Does SBFC Finance Ltd pay dividends?

SBFC Finance Ltd has a dividend yield of 0.00%. Past dividends don't guarantee future payments.

What is the ROE of SBFC Finance Ltd?

SBFC Finance Ltd has ROE of 11.58%. Higher ROE indicates better use of shareholder equity.

What is the debt-to-equity ratio of SBFC Finance Ltd?

SBFC Finance Ltd has debt-to-equity of 1.80.

Is SBFC Finance Ltd a good investment?

Bull Run gives SBFC Finance Ltd a score of 64/100. This is not investment advice — consult a SEBI-registered advisor.