Sera Investments & Finance Inc Stock Price Today (NSE: SERA)
Sera Investments & Finance Inc
Fundamental Score
Sera Investments & Finance Inc Share Price Live NSE/BSE & Institutional Fundamental Analysis
Sera Investments & Finance Inc share price today is ₹39.81, up +0.00% on NSE/BSE as of 18 February 2026. Sera Investments & Finance Inc (SERA) is a Small-cap company in the Non Banking Financial Company (NBFC) sector with a market capitalisation of ₹275.53 (Cr). The 52-week high for SERA share price is ₹N/A and the 52-week low is ₹N/A. The company has a Return on Equity (ROE) of 1.48% and a debt-to-equity ratio of 0.00.
Sera Investments & Finance Inc Share Price Chart — NSE/BSE Historical Performance
Returns & Performance
ROE
ROCE
OPM (5Y)
Div Yield
Sera Investments & Finance Inc Valuation Check
P/E Ratio
Industry P/E
Market Cap
Growth Engine
Profit Growth (Q)
Sales Growth (Q)
Sales Growth (5Y)
EPS Growth (5Y)
Profit Growth (5Y)
Balance Sheet Health
Debt to Equity
Int. Coverage
Free Cash Flow (5Y)
Shareholding
Promoter
FII
DII
Pledged
Institutional Deep-Dive
Bull Run Research Hub
Sera Investments & Finance Inc Share Price: A Conservative Value Investor's Perspective
The Non-Banking Financial Company (NBFC) sector, while offering opportunities for high growth, often presents inherent risks related to asset-liability mismatches and susceptibility to economic cycles. This makes a thorough, conservative value analysis crucial before considering any investment. This analysis examines the Sera Investments & Finance Inc share price of ₹38.150002 from a safety-first perspective, part of an 80-parameter fundamental audit verified by Sweta Mishra.
One immediately notable factor is the absence of a Price-to-Earnings (PE) ratio for Sera Investments & Finance Inc, indicating potential unprofitability or negligible earnings. This is a red flag for a value investor prioritizing capital preservation. Furthermore, the Return on Capital Employed (ROCE) of 2.29% is significantly below the cost of capital, suggesting that the company is not efficiently generating returns on its investments. A low ROCE has serious impacts on the company's moat as it indicates that they are unable to defend their profitability from competition, or scale efficiently.
Comparing Sera Investments & Finance Inc with its peers highlights further concerns. For example, assessing the management quality of Sera Investments & Finance Inc relative to
Apollo Finvest is crucial. While detailed qualitative assessment is beyond the scope of this report, factors like capital allocation track record, corporate governance standards, and history of strategic decision-making are vital considerations. A robust management team is essential for navigating the complexities of the NBFC landscape.A low ROCE, coupled with the absence of a PE ratio, suggests potential challenges in generating sustainable profits and building a durable competitive advantage. These observations warrant extreme caution for a conservative value investor seeking capital safety. Further deep dive is needed to evaluate the quality of assets and the ability to generate profits.
Disclaimer: This analysis is for informational purposes only and does not constitute investment advice. I am an AI chatbot and cannot provide financial advice. The information presented is observational and based on publicly available data. Past performance is not indicative of future results. Consult with a qualified financial advisor before making any investment decisions.
Labels (e.g., "Excellent", "Good") are peer-based vs industry/sector averages — data-only, not advice
Sera Investments & Finance Inc Fundamental Analysis & Valuation Benchmarking
Educational evaluation of SERA across key market metrics for learning purposes.
Positive Indicators
7 factors identified
Strong Operating Margins (71.69%)
Observation: Healthy 5-year operating margins indicate pricing power and cost control.
Analysis: OPM >15% suggests operational efficiency and competitive advantages.
Consistent Growth Track Record (76.85% CAGR)
Observation: Strong 5-year sales compound annual growth rate.
Analysis: Consistent sales CAGR >12% demonstrates sustainable growth model.
Excellent EPS Growth (38.81% CAGR)
Observation: Outstanding 5-year earnings per share compound growth.
Analysis: EPS CAGR >15% indicates strong wealth creation potential.
Strong Profit Growth Track Record (93.03% CAGR)
Observation: Consistent 5-year profit compound annual growth rate.
Analysis: Profit CAGR >15% demonstrates scalable business model.
Debt-Free Balance Sheet (D/E: 0.00)
Observation: Low leverage provides financial flexibility and reduced risk.
Analysis: Conservative debt structure offers resilience during economic downturns.
Balanced Promoter Holding (58.26%)
Observation: Optimal balance between promoter control and public float.
Analysis: Promoter holding in 50-75% range provides management alignment.
Zero Share Pledging Risk
Observation: No promoter shares pledged as collateral.
Analysis: Absence of share pledging eliminates potential forced-selling pressure.
Risk Factors
8 factors identified
Below-Average Return on Equity (1.48%)
Observation: Returns on equity are below industry benchmarks.
Analysis: ROE <10% may indicate inefficient capital utilization. Consider monitoring for operational improvements and management effectiveness.
Suboptimal ROCE (2.29%)
Observation: Returns on capital employed are below expectations.
Analysis: ROCE <10% suggests potential inefficiencies in capital allocation.
Profit Decline Concern (-58.90%)
Observation: Significant year-over-year profit contraction observed.
Analysis: Declining profitability requires investigation into underlying causes.
Revenue Contraction (-25.87%)
Observation: Sales decline may indicate market challenges or competitive pressures.
Analysis: Negative revenue growth requires analysis of market conditions.
Weak Interest Coverage (-0.67x)
Observation: Limited ability to service debt obligations from earnings.
Analysis: Low interest coverage raises concerns about financial stability.
Negative Free Cash Flow (₹-12.58 Cr over 5Y)
Observation: Cash outflows exceed inflows.
Analysis: Negative FCF requires analysis of capital expenditure cycle.
Limited Institutional Interest (FII+DII: 4.12%)
Observation: Low institutional participation may affect liquidity.
Analysis: Limited institutional interest may indicate size constraints or visibility issues.
No Dividend Distribution
Observation: Company does not currently pay dividends to shareholders.
Analysis: Zero dividend yield may indicate growth reinvestment focus or cash flow constraints.
Sera Investments & Finance Inc Financial Statements
Comprehensive financial data for Sera Investments & Finance Inc including income statement, balance sheet and cash flow
About SERA (Sera Investments & Finance Inc)
Sera Investments & Finance Inc (SERA) is listed on the National Stock Exchange (NSE) and Bombay Stock Exchange (BSE) of India. The company operates in the Non Banking Financial Company (NBFC) sector with a current market capitalisation of ₹275.53 (Cr). Sera Investments & Finance Inc has delivered a Return on Equity (ROE) of 1.48% and a ROCE of 2.29%. The debt-to-equity ratio stands at 0.00, reflecting the company's capital structure. Investors tracking SERA share price can monitor key metrics including P/E ratio, promoter holding of 58.26%, and quarterly earnings growth.
Company Details
Key Leadership
Corporate Events
Latest News
SERA Share Price: Frequently Asked Questions
What is the current share price of Sera Investments & Finance Inc (SERA)?
As of 18 Feb 2026, 10:42 am IST, Sera Investments & Finance Inc share price is ₹39.81. The SERA stock has a market capitalisation of ₹275.53 (Cr) on NSE/BSE.
Is SERA share price Overvalued or Undervalued?
SERA share price is currently trading at a P/E ratio of 0.00x, compared to the industry average of 22.03x. Based on this relative valuation, the Sera Investments & Finance Inc stock appears to be Fairly Valued against its sector peers.
What is the 52-week high and low of SERA share price?
The 52-week high of SERA share price is ₹N/A and the 52-week low is ₹N/A.
What factors affect the Sera Investments & Finance Inc share price?
Key factors influencing SERA share price include quarterly earnings growth (Sales Growth: -25.87%), raw material costs, government infrastructure spending, and institutional flows (FII/DII holding).
Is Sera Investments & Finance Inc a good stock for long-term investment?
Sera Investments & Finance Inc shows a 5-year Profit Growth of 93.03% and an ROE of 1.48%. Long-term investors should consider these fundamentals alongside the debt-to-equity ratio of 0.00 before investing in SERA shares.
How does Sera Investments & Finance Inc compare with its industry peers?
Sera Investments & Finance Inc competes with major peers in the Non Banking Financial Company (NBFC). Investors should compare SERA share price P/E of 0.00x and ROE of 1.48% against the industry averages to determine competitive standing.
What is the P/E ratio of SERA and what does it mean?
SERA share price has a P/E ratio of N/Ax compared to the industry average of 22.03x. Investors pay ₹N/A for every ₹1 of annual earnings.
How is SERA performing according to Bull Run's analysis?
SERA has a Bull Run fundamental score of 39.1/100, indicating concerns requiring careful analysis. This comprehensive rating is based on 15+ financial parameters.
What sector and industry does SERA belong to?
SERA operates in the Non Banking Financial Company (NBFC) industry. This classification helps understand the competitive landscape and sector-specific trends affecting Sera Investments & Finance Inc share price.
What is Return on Equity (ROE) and why is it important for SERA?
SERA has an ROE of 1.48%, which suggests challenges in generating returns from shareholders equity. ROE measures how efficiently Sera Investments & Finance Inc generates profits from shareholders capital.
How is SERA debt-to-equity ratio and what does it indicate?
SERA has a debt-to-equity ratio of 0.00, which indicates conservative financing with low financial risk.
What is SERA dividend yield and is it a good dividend stock?
SERA offers a dividend yield of 0.00%, meaning you receive ₹0.00 annual dividend for every ₹100 invested in Sera Investments & Finance Inc shares.
How has SERA share price grown over the past 5 years?
SERA has achieved 5-year growth rates of: Sales Growth 76.85%, Profit Growth 93.03%, and EPS Growth 38.81%.
What is the promoter holding in SERA and why does it matter?
Promoters hold 58.26% of SERA shares, with 0.00% pledged. High promoter holding often indicates strong management confidence in Sera Investments & Finance Inc.
What is SERA market capitalisation category?
SERA has a market capitalisation of ₹276 crores, placing it in the Small-cap category.
How volatile is SERA stock?
SERA has a beta of N/A. A beta > 1 suggests the Sera Investments & Finance Inc stock is more volatile than the market, while a beta < 1 suggests it is less volatile.
What is SERA operating profit margin trend?
SERA has a 5-year average Operating Profit Margin (OPM) of 71.69%, indicating the company's operational efficiency.
How is SERA quarterly performance?
Recent quarterly performance shows Sera Investments & Finance Inc YoY Sales Growth of -25.87% and YoY Profit Growth of -58.90%.
What is the institutional holding pattern in SERA?
SERA has FII holding of 4.12% and DII holding of 0.00%. Significant institutional holding often suggests professional confidence in the Sera Investments & Finance Inc stock.