Smart Finsec Ltd Stock Price Today (NSE: SMARTFIN)
Fundamental Score
Smart Finsec Ltd Share Price — Live NSE/BSE Price, Fundamentals & Analysis
Smart Finsec Ltd share price today is ₹8.25, down 0.36% on NSE/BSE as of 23 June 2026. Smart Finsec Ltd (SMARTFIN) is a Small-cap company in the Non Banking Financial Company (NBFC) sector with a market capitalisation of ₹26.73 (Cr). The 52-week high for SMARTFIN share price is ₹14.89 and the 52-week low is ₹6.30. At a P/E ratio of 27.00x, SMARTFIN is currently trading above its industry average P/E of 22.03x. The company has a Return on Equity (ROE) of 7.75% and a debt-to-equity ratio of 0.03.
Smart Finsec Ltd Share Price Chart — NSE/BSE Historical Performance
Smart Finsec Ltd share price chart: -6.83% return over the past month. 52-week high ₹14.89, 52-week low ₹6.30.
Smart Finsec Ltd — Last 10 Trading Days
| Date | Open | High | Low | Close | Volume |
|---|---|---|---|---|---|
| ₹8.39 | ₹8.39 | ₹8.00 | ₹8.25 | 12.28K (Cr) | |
| ₹8.52 | ₹9.10 | ₹8.25 | ₹8.28 | 18.79K (Cr) | |
| ₹7.66 | ₹8.89 | ₹7.66 | ₹8.67 | 4.42K (Cr) | |
| ₹9.10 | ₹9.10 | ₹8.37 | ₹8.60 | 14.45K (Cr) | |
| ₹8.70 | ₹8.70 | ₹8.32 | ₹8.48 | 10.94K (Cr) | |
| ₹8.23 | ₹8.72 | ₹8.23 | ₹8.68 | 11.01K (Cr) | |
| ₹8.32 | ₹9.05 | ₹8.07 | ₹8.21 | 11.94K (Cr) | |
| ₹8.70 | ₹8.70 | ₹8.31 | ₹8.49 | 5.90K (Cr) | |
| ₹8.35 | ₹8.68 | ₹8.30 | ₹8.60 | 7.03K (Cr) | |
| ₹8.27 | ₹8.68 | ₹8.13 | ₹8.21 | 3.38K (Cr) |
Smart Finsec Ltd — Last 12 Months Price History
| Month | Open | High | Low | Close | Change |
|---|---|---|---|---|---|
| ₹8.52 | ₹9.10 | ₹8.00 | ₹8.25 | -3.17% | |
| ₹9.02 | ₹9.38 | ₹7.66 | ₹8.67 | -3.88% | |
| ₹6.71 | ₹9.43 | ₹6.66 | ₹9.02 | +34.43% | |
| ₹7.36 | ₹8.53 | ₹6.30 | ₹6.48 | -11.96% | |
| ₹8.80 | ₹8.80 | ₹7.22 | ₹7.78 | -11.59% | |
| ₹8.40 | ₹10.30 | ₹7.26 | ₹8.11 | -3.45% | |
| ₹8.76 | ₹9.47 | ₹7.66 | ₹8.23 | -6.05% | |
| ₹10.22 | ₹10.48 | ₹8.52 | ₹9.02 | -11.74% | |
| ₹11.35 | ₹11.95 | ₹8.90 | ₹10.22 | -9.96% | |
| ₹12.74 | ₹13.90 | ₹11.11 | ₹11.29 | -11.38% | |
| ₹12.86 | ₹13.40 | ₹11.25 | ₹12.52 | -2.64% | |
| ₹13.38 | ₹14.37 | ₹11.65 | ₹13.01 | -2.77% |
Returns & Performance
Return on Equity (ROE)
Profit generated per ₹1 of shareholder equity
Return on Capital (ROCE)
Returns generated on total capital deployed
Oper. Profit Margin (5Y Avg)
Average operating profit margin over 5 years
Dividend Yield
Annual dividend as % of current share price
Smart Finsec Ltd Valuation Check
Price to Earnings (P/E)
Share price ÷ earnings per share. Lower = cheaper
Industry Avg P/E
Average P/E of all peers in this sector
Market Capitalisation
Total market value of all outstanding shares
Growth Engine
Profit Growth (Quarterly YoY)
Net profit growth vs same quarter last year
Revenue Growth (Quarterly YoY)
Revenue growth vs same quarter last year
Revenue Growth (5-Year CAGR)
Compounded annual revenue growth over 5 years
EPS Growth (5-Year CAGR)
Earnings per share growth over 5 years
Net Profit Growth (5-Year CAGR)
Compounded annual net profit growth over 5 years
Balance Sheet Health
Debt to Equity Ratio
Total debt ÷ equity. Below 0.5 = financially healthy
Interest Coverage Ratio
EBIT ÷ interest expense. Above 2.5 = can pay interest comfortably
Free Cash Flow (5-Year Total)
Cash left after capex over 5 years. Positive = self-funded growth
Labels (e.g., "Excellent", "Good") are peer-based vs industry/sector averages — data-only, not advice
Smart Finsec Ltd Fundamental Analysis & Valuation Benchmarking
Educational evaluation of SMARTFIN across key market metrics for learning purposes.
Positive Indicators
5 factors identified
Excellent EPS Growth (28.04% CAGR)
Observation: Outstanding 5-year earnings per share compound growth.
Analysis: EPS CAGR >15% indicates strong wealth creation potential.
Strong Profit Growth Track Record (28.04% CAGR)
Observation: Consistent 5-year profit compound annual growth rate.
Analysis: Profit CAGR >15% demonstrates scalable business model.
Conservative Debt Levels (D/E: 0.03)
Observation: Low leverage provides financial flexibility and reduced risk.
Analysis: Conservative debt structure offers resilience during economic downturns.
Balanced Promoter Holding (74.99%)
Observation: Optimal balance between promoter control and public float.
Analysis: Promoter holding in 50-75% range provides management alignment.
Zero Share Pledging Risk
Observation: No promoter shares pledged as collateral.
Analysis: Absence of share pledging eliminates potential forced-selling pressure.
Risk Factors
5 factors identified
Below-Average Return on Equity (7.75%)
Observation: Returns on equity are below industry benchmarks.
Analysis: ROE <10% may indicate inefficient capital utilization. Consider monitoring for operational improvements and management effectiveness.
Profit Decline Concern (-43.24%)
Observation: Significant year-over-year profit contraction observed.
Analysis: Declining profitability requires investigation into underlying causes.
Revenue Contraction (-43.84%)
Observation: Sales decline may indicate market challenges or competitive pressures.
Analysis: Negative revenue growth requires analysis of market conditions.
Limited Growth History (-24.47% CAGR)
Observation: Below-average 5-year sales growth trajectory.
Analysis: Low sales CAGR may indicate mature markets or limited growth opportunities.
No Dividend Distribution
Observation: Company does not currently pay dividends to shareholders.
Analysis: Zero dividend yield may indicate growth reinvestment focus or cash flow constraints.
Smart Finsec Ltd vs Non Banking Financial Company (NBFC) Peers
Peer Comparison - Non Banking Financial Company (NBFC)
Compare Smart Finsec Ltd with 10 other companies in the same sector
| Company Info | Fundamental | Valuation | Profitability | Financial Health | Growth | Dividend | ||||
|---|---|---|---|---|---|---|---|---|---|---|
Company Company name | Score Bull Run comprehensive fundamental score based on 20+ metrics | Price Current trading price of the stock | Market Cap Total value of all shares in the market | P/E Price per share divided by earnings per share | ROE Net income divided by shareholder equity | ROCE Earnings before interest and tax divided by capital employed | Debt/Eq Total debt divided by total equity | Profit 5Y Average annual profit growth over 5 years | Sales 5Y Average annual sales growth over 5 years | Dividend Annual dividend per share divided by price per share |
Smart Finsec LtdSmart Finsec Lt...Selected✓ SMARTFIN • 539494 | 34.9/100 | ₹8.25₹8 | ₹26.73₹26.73 | 27.00Average 27.0 Average | 7.75%Poor 7.75% Poor | 10.00%Average 10.00% Average | 0.03Excellent 0.0 Excellent | 28.04%Excellent 28.04% Excellent | -24.47%Poor -24.47% Poor | 0.00% |
Bajaj Finance LtdBajaj Finance L... BAJFINANCE • 500034 | 61.2/100 | ₹931.15₹931 | ₹635285.77₹635285.77 | 34.71Average 34.7 Average | 19.22%Good 19.22% Good | 11.35%Average 11.35% Average | 3.85Poor 3.9 Poor | 25.91%Excellent 25.91% Excellent | 21.46%Excellent 21.46% Excellent | 0.43% |
Shriram Finance LtdShriram Finance... SHRIRAMFIN • 511218 | 48.1/100 | ₹963.20₹963 | ₹160454.76₹160454.76 | 18.32Average 18.3 Average | 15.57%Good 15.57% Good | 10.95%Average 10.95% Average | 3.87Poor 3.9 Poor | 26.73%Excellent 26.73% Excellent | 21.55%Excellent 21.55% Excellent | 1.16% |
Muthoot Finance LtdMuthoot Finance... MUTHOOTFIN • 533398 | 58.9/100 | ₹3306.90₹3307 | ₹153050.66₹153050.66 | 20.96Average 21.0 Average | 19.58%Good 19.58% Good | 13.19%Average 13.19% Average | 3.76Poor 3.8 Poor | 11.18%Good 11.18% Good | 15.86%Excellent 15.86% Excellent | 0.68% |
62.5/100 | ₹1553.30₹1553 | ₹145498.76₹145498.76 | 31.32Average 31.3 Average | 19.71%Good 19.71% Good | 10.34%Average 10.34% Average | 7.23Poor 7.2 Poor | 32.25%Excellent 32.25% Excellent | 24.29%Excellent 24.29% Excellent | 0.12% | |
SBI Cards and Payment Services LtdSBI Cards and P... SBICARD • 543066 | 38.2/100 | ₹625.25₹625 | ₹83417.35₹83417.35 | 43.49Average 43.5 Average | 14.82%Average 14.82% Average | 10.40%Average 10.40% Average | 3.33Poor 3.3 Poor | 9.01%Good 9.01% Good | 14.26%Good 14.26% Good | 0.29% |
L&T Finance LtdL&T Finance Ltd... LTF • 533519 | 35/100 | ₹281.70₹282 | ₹77417.35₹77417.35 | 28.69Average 28.7 Average | 10.79%Average 10.79% Average | 8.71%Poor 8.71% Poor | 3.72Poor 3.7 Poor | 9.23%Good 9.23% Good | 2.46%Average 2.46% Average | 0.89% |
HDB Financial Services LimitedHDB Financial S... HDBFS • 544429 | 25.3/100 | ₹674.20₹674 | ₹63088.80₹63088.80 | 29.31Average 29.3 Average | 14.72%Average 14.72% Average | 9.79%Poor 9.79% Poor | 4.68Poor 4.7 Poor | — — | — — | 0.26% |
Sundaram Finance LtdSundaram Financ... SUNDARMFIN • 590071 | 36.5/100 | ₹4354.60₹4355 | ₹52888.17₹52888.17 | 26.82Average 26.8 Average | 15.27%Good 15.27% Good | 9.64%Poor 9.64% Poor | 4.35Poor 4.3 Poor | 18.93%Excellent 18.93% Excellent | 12.58%Good 12.58% Good | 0.74% |
58/100 | ₹497.00₹497 | ₹44785.81₹44785.81 | 11.15Average 11.2 Average | 34.14%Excellent 34.14% Excellent | 30.85%Excellent 30.85% Excellent | 0.17Excellent 0.2 Excellent | 208.59%Excellent 208.59% Excellent | — — | 0.04% | |
Poonawalla Fincorp LtdPoonawalla Finc... POONAWALLA • 524000 | 35.4/100 | ₹394.50₹395 | ₹39398.34₹39398.34 | 180.84Average 180.8 Average | -1.28%Poor -1.28% Poor | 4.77%Poor 4.77% Poor | 3.64Poor 3.6 Poor | — — | 10.76%Good 10.76% Good | 0.00% |
Top Non Banking Financial Company (NBFC) Stocks
View all →By Bull Run Score
By Return on Equity
By Market Cap
- Bajaj Finance Ltd share price635285.77 Cr
- Shriram Finance Ltd share price160454.76 Cr
- Muthoot Finance Ltd share price153050.66 Cr
- Cholamandalam Investment and Finance Company Limited share price145498.76 Cr
- SBI Cards and Payment Services Ltd share price83417.35 Cr
Smart Finsec Ltd PE Ratio History
Historical price-to-earnings ratio for SMARTFIN — last 5 years
| Year | EPS (₹) | Price (₹) | P/E Ratio |
|---|---|---|---|
| FY 2024 | ₹0.79 | ₹14.88 | 18.8x |
| FY 2023 | ₹0.47 | ₹17.58 | 37.4x |
| FY 2022 | ₹1.15 | ₹8.05 | 7x |
| FY 2021 | ₹0.15 | ₹9.21 | 61.4x |
P/E = year-end price ÷ diluted EPS from annual filings. Source: NSE/BSE via Bull Run.
Smart Finsec Ltd Quarterly Performance
Latest quarterly metrics for SMARTFIN — revenue growth and profit growth vs same quarter last year
Revenue Growth (YoY)
-43.84%
Latest quarter vs same quarter previous year
Net Profit Growth (YoY)
-43.24%
Latest quarter net profit vs same quarter previous year
5-Year Revenue CAGR
-24.47%
Compounded annual revenue growth over 5 years
5-Year Profit CAGR
28.04%
Compounded annual net profit growth over 5 years
Smart Finsec Ltd Technical Indicators
SMA 50, SMA 200, RSI and volume signals for SMARTFIN — calculated from daily price history
Momentum is balanced — neither overbought nor oversold.
Technical indicators are for educational purposes only. Not investment advice.
Smart Finsec Ltd Financial Statements
Annual income statement, balance sheet and cash flow for Smart Finsec Ltd (SMARTFIN) — sourced from NSE/BSE filings.
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Fetching financial data for Smart Finsec Ltd
About SMARTFIN (Smart Finsec Ltd)
Smart Finsec Ltd is a registered Non-Banking Financial Company (NBFC) committed to providing diverse financial solutions and fostering economic growth. As a player in the Indian fi...nancial landscape, Smart Finsec Ltd operates with a focus on strategic investments and tailored lending practices. The company's core activities include offering a range of loan products to meet varied financial needs, while also exploring opportunities in strategic sectors to generate value for its stakeholders. Smart Finsec Ltd navigates the complexities of the financial market with a commitment to ethical practices and compliance with regulatory guidelines, thereby ensuring stability and transparency in its operations. The company aims to be a reliable partner in financial empowerment. Smart Finsec Ltd distinguishes itself through its specialized approach to financial services, encompassing both traditional lending and investment strategies. Its business activities span multiple financial instruments, from conventional loans designed for individuals and businesses, to a focused approach on strategically investing in promising ventures. This multifaceted approach allows Smart Finsec Ltd to adapt to evolving market dynamics and offer solutions that cater to the unique requirements of its clientele. Beyond lending and investments, Smart Finsec Ltd also provides advisory services, assisting clients in navigating financial complexities and making informed decisions. The company aims to create opportunities and to contribute to a robust financial ecosystem. Smart Finsec Ltd is dedicated to upholding the highest standards of corporate governance and risk management in all its operations. The company's approach is to combine the traditional values of financial prudence with innovative solutions to provide efficient and reliable services. By adhering to stringent compliance measures and maintaining transparency, Smart Finsec Ltd strives to build lasting relationships with its clients and partners based on trust and mutual growth. The company also focuses on technological advancements to modernize its processes and enhance customer experience, with a focus on security and ethical integrity.
Company Details
Key Leadership
SMARTFIN Share Price: Frequently Asked Questions
What is the current share price of Smart Finsec Ltd?
Smart Finsec Ltd (SMARTFIN) trades at ₹8.25 on NSE and BSE. Market cap ₹26.73 (Cr). Educational data only.
What is the P/E ratio of Smart Finsec Ltd?
Smart Finsec Ltd has a P/E of 27.00x vs industry average 22.03x.
What is the Bull Run score for Smart Finsec Ltd?
Smart Finsec Ltd has a Bull Run score of 34.9/100 based on 25+ financial parameters.
Does Smart Finsec Ltd pay dividends?
Smart Finsec Ltd has a dividend yield of 0.00%. Past dividends don't guarantee future payments.
What is the ROE of Smart Finsec Ltd?
Smart Finsec Ltd has ROE of 7.75%. Higher ROE indicates better use of shareholder equity.
What is the debt-to-equity ratio of Smart Finsec Ltd?
Smart Finsec Ltd has debt-to-equity of 0.03.
Is Smart Finsec Ltd a good investment?
Bull Run gives Smart Finsec Ltd a score of 34.9/100. This is not investment advice — consult a SEBI-registered advisor.