Spandana Sphoorty Financial Limited
Fundamental Score
Spandana Sphoorty Financial Limited Share Price Live NSE/BSE
Profitability Metrics
Return on Equity
Return on Capital Employed
Operating Profit Margin (5Y)
Dividend Yield
Valuation Metrics
Price to Earnings
Market Capitalization
Industry P/E
Growth Metrics
YoY Quarterly Profit Growth
YoY Quarterly Sales Growth
Sales Growth (5Y)
EPS Growth (5Y)
Profit Growth (5Y)
Financial Health
Debt to Equity
Interest Coverage
Free Cash Flow (5Y)
Ownership Structure
Promoter Holding
FII Holding
DII Holding
Pledged Percentage
Labels (e.g., "Excellent", "Good") are peer-based vs industry/sector averages — data-only, not advice
Market Data Analysis & Educational Insights
Educational evaluation of SSFL across key market metrics for learning purposes.
Positive Indicators
12 factors identified
Strong Return on Equity (23.51%)
Observation: Efficient use of shareholders' capital generating superior returns.
Analysis: ROE >15% indicates strong profitability and effective management. This metric suggests the company can generate substantial returns on invested capital.
Excellent ROCE Performance (27.90%)
Observation: Superior returns on capital employed across business operations.
Analysis: ROCE >15% demonstrates efficient capital deployment and strong operational performance. This indicates quality business fundamentals.
Strong Operating Margins (15.77%)
Observation: Healthy 5-year operating margins indicate pricing power and cost control.
Analysis: OPM >15% suggests operational efficiency and competitive advantages. This indicates sustainable profitability potential.
Attractive Valuation (P/E: 10.60 vs Industry: 22.79)
Observation: Trading at discount to industry peers.
Analysis: P/E below industry average may present value opportunity if fundamentals support the business case.
Robust Profit Growth (45.21%)
Observation: Strong year-over-year profit expansion demonstrates business momentum.
Analysis: Profit growth >20% indicates effective execution and market opportunity capture. This suggests positive business trajectory.
Strong Revenue Growth (44.15%)
Observation: Healthy sales growth indicates market demand and execution capability.
Analysis: Revenue growth >15% suggests strong market position and growth potential. This indicates business expansion success.
Consistent Growth Track Record (254.75% CAGR)
Observation: Strong 5-year sales compound annual growth rate.
Analysis: Consistent sales CAGR >12% demonstrates sustainable growth model and market opportunity execution over time.
Excellent EPS Growth (103.16% CAGR)
Observation: Outstanding 5-year earnings per share compound growth.
Analysis: EPS CAGR >15% indicates strong wealth creation potential and effective capital allocation over extended periods.
Strong Profit Growth Track Record (162.02% CAGR)
Observation: Consistent 5-year profit compound annual growth rate.
Analysis: Profit CAGR >15% demonstrates scalable business model and effective operational leverage over time.
Strong Interest Coverage (7.90x)
Observation: Earnings comfortably cover interest obligations.
Analysis: Interest coverage >5x indicates low financial distress risk and strong debt servicing capability.
Balanced Promoter Holding (58.28%)
Observation: Optimal balance between promoter control and public float.
Analysis: Promoter holding in 50-75% range provides management alignment while ensuring adequate liquidity.
Zero Share Pledging Risk
Observation: No promoter shares pledged as collateral, reducing forced-selling risk.
Analysis: Absence of share pledging eliminates potential forced-selling pressure during market stress.
Risk Factors
3 factors identified
Negative Free Cash Flow (₹-47.85 Cr over 5Y)
Observation: Cash outflows exceed inflows, indicating capital intensity or working capital issues.
Analysis: Negative FCF requires analysis of capital expenditure cycle and working capital management efficiency.
Limited Institutional Interest (FII+DII: 1.35%)
Observation: Low institutional participation may affect liquidity and visibility.
Analysis: Limited institutional interest may indicate size constraints or visibility issues in the investment community.
Small Market Cap
Observation: Higher investment risk due to limited size.
Analysis: Small-cap stocks typically carry higher volatility and liquidity risks.
Financial Statements
Comprehensive financial data for Spandana Sphoorty Financial Limited
About SSFL
Company Details
SSFL Stock Details & Analysis
Key Financial Metrics
Growth & Valuation
Frequently Asked Questions
What is the current price of Spandana Sphoorty Financial Limited (SSFL)?
As of 30 Jan 2026, 01:39 pm IST, Spandana Sphoorty Financial Limited (SSFL) is currently trading at ₹99.70. The stock has a market capitalization of ₹126.58 (Cr).
Is SSFL share price Overvalued or Undervalued?
SSFL is currently trading at a P/E ratio of 10.60x, compared to the industry average of 22.79x. Based on this relative valuation, the stock appears to be Undervalued against its sector peers.
What factors affect the Spandana Sphoorty Financial Limited share price?
Key factors influencing SSFL's price include its quarterly earnings growth (Sales Growth: 44.15%), raw material costs, government infrastructure spending, and institutional flows (FII/DII holding).
Is Spandana Sphoorty Financial Limited a good stock for long-term investment?
Spandana Sphoorty Financial Limited shows a 5-year Profit Growth of 162.02% and an ROE of 23.51%. Long-term investors should consider these fundamentals alongside the debt-to-equity ratio of 0.51 before investing.
How does Spandana Sphoorty Financial Limited compare with its industry peers?
Spandana Sphoorty Financial Limited competes with major peers in the Other Food Products. Investors should compare SSFL's P/E of 10.60x and ROE of 23.51% against the industry averages to determine its competitive standing.
What is the P/E ratio of SSFL and what does it mean?
SSFL has a P/E ratio of 10.60x compared to the industry average of 22.79x. The Price-to-Earnings (P/E) ratio is calculated by dividing the current share price by earnings per share (EPS). This means investors are paying ₹11 for every ₹1 of annual earnings.
How is SSFL performing according to Bull Run's analysis?
SSFL has a Bull Run fundamental score of 65.9/100, which indicates moderate strength with some areas for improvement. This comprehensive rating is based on 15+ financial parameters including profitability, growth metrics, and valuation ratios.
What sector and industry does SSFL belong to?
SSFL operates in the Other Food Products industry. This classification helps understand the competitive landscape and sector-specific trends affecting Spandana Sphoorty Financial Limited.
What is Return on Equity (ROE) and why is it important for SSFL?
SSFL has an ROE of 23.51%, which indicates excellent management efficiency and profitable operations. Return on Equity measures how efficiently Spandana Sphoorty Financial Limited generates profits from shareholders' equity.
How is SSFL's debt-to-equity ratio and what does it indicate?
SSFL has a debt-to-equity ratio of 0.51, which indicates moderate leverage that should be monitored. A ratio below 1.0 generally indicates conservative financing.
What is SSFL's dividend yield and is it a good dividend stock?
SSFL offers a dividend yield of 0.34%, which means you receive ₹0.34 annual dividend for every ₹100 invested.
How has SSFL grown over the past 5 years?
SSFL has achieved 5-year growth rates of: Sales Growth 254.75%, Profit Growth 162.02%, and EPS Growth 103.16%.
What is the promoter holding in SSFL and why does it matter?
Promoters hold 58.28% of SSFL shares, with 0.00% of promoter shares pledged. High promoter holding often indicates strong management confidence.
What is SSFL's market capitalization category?
SSFL has a market capitalization of ₹127 crores, placing it in the Small-cap category.
How volatile is SSFL stock?
SSFL has a beta of N/A. A beta > 1 suggests the stock is more volatile than the market, while a beta < 1 suggests it is less volatile.
What is the 52-week high and low for SSFL?
SSFL has a 52-week high of ₹N/A and low of ₹N/A.
What is SSFL's operating profit margin trend?
SSFL has a 5-year average Operating Profit Margin (OPM) of 15.77%, indicating the company's operational efficiency.
How is SSFL's quarterly performance?
Recent quarterly performance shows YoY Sales Growth of 44.15% and YoY Profit Growth of 45.21%.
What is the institutional holding pattern in SSFL?
SSFL has FII holding of 0.00% and DII holding of 1.35%. Significant institutional holding often suggests professional confidence in the stock.