Spandana Sphoorty Financial Ltd Stock Price Today (NSE: SPANDANA)
Fundamental Score
Spandana Sphoorty Financial Ltd Share Price — Live NSE/BSE Price, Fundamentals & Analysis
Spandana Sphoorty Financial Ltd share price today is ₹255.30, up +2.72% on NSE/BSE as of 19 June 2026. Spandana Sphoorty Financial Ltd (SPANDANA) is a Small-cap company in the Microfinance Institutions sector with a market capitalisation of ₹2.09K (Cr). The 52-week high for SPANDANA share price is ₹305.84 and the 52-week low is ₹181.10. The company has a Return on Equity (ROE) of -30.97% and a debt-to-equity ratio of 1.35.
Spandana Sphoorty Financial Ltd Share Price Chart — NSE/BSE Historical Performance
Spandana Sphoorty Financial Ltd share price chart: 15.49% return over the past month. 52-week high ₹305.84, 52-week low ₹181.10.
Spandana Sphoorty Financial Ltd — Last 10 Trading Days
| Date | Open | High | Low | Close | Volume |
|---|---|---|---|---|---|
| ₹245.90 | ₹257.00 | ₹243.65 | ₹255.30 | 2.09L (Cr) | |
| ₹250.10 | ₹258.40 | ₹245.95 | ₹248.55 | 2.18L (Cr) | |
| ₹257.90 | ₹258.67 | ₹251.00 | ₹251.38 | 2.36L (Cr) | |
| ₹263.10 | ₹271.02 | ₹256.48 | ₹259.55 | 2.99L (Cr) | |
| ₹260.00 | ₹264.82 | ₹256.15 | ₹261.42 | 1.25L (Cr) | |
| ₹259.60 | ₹263.50 | ₹255.32 | ₹261.35 | 3.02L (Cr) | |
| ₹262.00 | ₹268.90 | ₹252.05 | ₹258.09 | 3.93L (Cr) | |
| ₹255.60 | ₹260.00 | ₹252.01 | ₹256.08 | 1.23L (Cr) | |
| ₹254.52 | ₹257.00 | ₹245.65 | ₹254.26 | 1.69L (Cr) | |
| ₹257.08 | ₹261.18 | ₹255.00 | ₹257.09 | 89.00K (Cr) |
Spandana Sphoorty Financial Ltd — Last 12 Months Price History
| Month | Open | High | Low | Close | Change |
|---|---|---|---|---|---|
| ₹250.10 | ₹258.40 | ₹243.65 | ₹255.30 | +2.08% | |
| ₹227.15 | ₹294.08 | ₹227.15 | ₹251.38 | +10.67% | |
| ₹191.99 | ₹237.50 | ₹186.73 | ₹227.98 | +18.75% | |
| ₹237.85 | ₹251.45 | ₹181.10 | ₹184.15 | -22.58% | |
| ₹249.65 | ₹270.70 | ₹243.05 | ₹253.10 | +1.38% | |
| ₹274.70 | ₹274.80 | ₹225.50 | ₹251.10 | -8.59% | |
| ₹265.00 | ₹279.80 | ₹246.80 | ₹269.35 | +1.64% | |
| ₹251.55 | ₹286.95 | ₹232.00 | ₹265.00 | +5.35% | |
| ₹248.70 | ₹269.00 | ₹240.30 | ₹254.10 | +2.17% | |
| ₹244.40 | ₹279.80 | ₹244.16 | ₹250.58 | +2.53% | |
| ₹267.00 | ₹271.40 | ₹234.00 | ₹243.15 | -8.93% | |
| ₹279.50 | ₹305.84 | ₹265.65 | ₹270.20 | -3.33% |
Returns & Performance
Return on Equity (ROE)
Profit generated per ₹1 of shareholder equity
Return on Capital (ROCE)
Returns generated on total capital deployed
Oper. Profit Margin (5Y Avg)
Average operating profit margin over 5 years
Dividend Yield
Annual dividend as % of current share price
Spandana Sphoorty Financial Ltd Valuation Check
Price to Earnings (P/E)
Share price ÷ earnings per share. Lower = cheaper
Industry Avg P/E
Average P/E of all peers in this sector
Market Capitalisation
Total market value of all outstanding shares
Growth Engine
Profit Growth (Quarterly YoY)
Net profit growth vs same quarter last year
Revenue Growth (Quarterly YoY)
Revenue growth vs same quarter last year
Revenue Growth (5-Year CAGR)
Compounded annual revenue growth over 5 years
EPS Growth (5-Year CAGR)
Earnings per share growth over 5 years
Net Profit Growth (5-Year CAGR)
Compounded annual net profit growth over 5 years
Balance Sheet Health
Debt to Equity Ratio
Total debt ÷ equity. Below 0.5 = financially healthy
Interest Coverage Ratio
EBIT ÷ interest expense. Above 2.5 = can pay interest comfortably
Free Cash Flow (5-Year Total)
Cash left after capex over 5 years. Positive = self-funded growth
Labels (e.g., "Excellent", "Good") are peer-based vs industry/sector averages — data-only, not advice
Spandana Sphoorty Financial Ltd Fundamental Analysis & Valuation Benchmarking
Educational evaluation of SPANDANA across key market metrics for learning purposes.
Positive Indicators
3 factors identified
Strong Operating Margins (29.79%)
Observation: Healthy 5-year operating margins indicate pricing power and cost control.
Analysis: OPM >15% suggests operational efficiency and competitive advantages.
Strong Institutional Confidence (FII+DII: 26.38%)
Observation: Significant professional investor participation.
Analysis: High institutional holding often signals thorough due diligence.
Zero Share Pledging Risk
Observation: No promoter shares pledged as collateral.
Analysis: Absence of share pledging eliminates potential forced-selling pressure.
Risk Factors
7 factors identified
Below-Average Return on Equity (-30.97%)
Observation: Returns on equity are below industry benchmarks.
Analysis: ROE <10% may indicate inefficient capital utilization. Consider monitoring for operational improvements and management effectiveness.
Suboptimal ROCE (-3.87%)
Observation: Returns on capital employed are below expectations.
Analysis: ROCE <10% suggests potential inefficiencies in capital allocation.
Revenue Contraction (-68.67%)
Observation: Sales decline may indicate market challenges or competitive pressures.
Analysis: Negative revenue growth requires analysis of market conditions.
Elevated Debt Levels (D/E: 1.35)
Observation: High leverage increases financial risk and interest burden.
Analysis: High debt-to-equity ratios require monitoring of debt servicing capability.
Weak Interest Coverage (-1.83x)
Observation: Limited ability to service debt obligations from earnings.
Analysis: Low interest coverage raises concerns about financial stability.
Negative Free Cash Flow (₹-1465.23 Cr over 5Y)
Observation: Cash outflows exceed inflows.
Analysis: Negative FCF requires analysis of capital expenditure cycle.
No Dividend Distribution
Observation: Company does not currently pay dividends to shareholders.
Analysis: Zero dividend yield may indicate growth reinvestment focus or cash flow constraints.
Spandana Sphoorty Financial Ltd vs Microfinance Institutions Peers
Peer Comparison - Microfinance Institutions
Compare Spandana Sphoorty Financial Ltd with 4 other companies in the same sector
| Company Info | Fundamental | Valuation | Profitability | Financial Health | Growth | Dividend | ||||
|---|---|---|---|---|---|---|---|---|---|---|
Company Company name | Score Bull Run comprehensive fundamental score based on 20+ metrics | Price Current trading price of the stock | Market Cap Total value of all shares in the market | P/E Price per share divided by earnings per share | ROE Net income divided by shareholder equity | ROCE Earnings before interest and tax divided by capital employed | Debt/Eq Total debt divided by total equity | Profit 5Y Average annual profit growth over 5 years | Sales 5Y Average annual sales growth over 5 years | Dividend Annual dividend per share divided by price per share |
Spandana Sphoorty Financial LtdSpandana Sphoor...Selected✓ SPANDANA • 542759 | 10.6/100 | ₹255.30₹255 | ₹2092.59₹2092.59 | — — | -30.97%Poor -30.97% Poor | -3.87%Poor -3.87% Poor | 1.35Average 1.4 Average | — — | 9.12%Good 9.12% Good | 0.00% |
CreditAccess Grameen LtdCreditAccess Gr... CREDITACC • 541770 | 33.9/100 | ₹1288.40₹1288 | ₹21523.26₹21523.26 | 160.99Average 161.0 Average | 7.86%Poor 7.86% Poor | 9.55%Poor 9.55% Poor | 2.81Poor 2.8 Poor | 10.16%Good 10.16% Good | 27.86%Excellent 27.86% Excellent | 0.00% |
Muthoot Microfin LtdMuthoot Microfi... MUTHOOTMF • 544055 | 18.5/100 | ₹177.90₹178 | ₹3199.83₹3199.83 | — — | -8.19%Poor -8.19% Poor | 5.80%Poor 5.80% Poor | 3.20Poor 3.2 Poor | — — | 24.39%Excellent 24.39% Excellent | 0.00% |
Fusion Finance LtdFusion Finance ... FUSION • 543652 | 27/100 | ₹176.13₹176 | ₹1703.06₹1703.06 | — — | -54.53%Poor -54.53% Poor | -2.96%Poor -2.96% Poor | 2.57Poor 2.6 Poor | — — | 26.35%Excellent 26.35% Excellent | 0.00% |
Satin Creditcare Network LtdSatin Creditcar... SATIN • 539404 | 35.8/100 | ₹221.84₹222 | ₹1693.61₹1693.61 | 10.15Average 10.2 Average | 7.86%Poor 7.86% Poor | 11.53%Average 11.53% Average | 2.92Poor 2.9 Poor | 6.75%Good 6.75% Good | 11.14%Good 11.14% Good | 0.00% |
Top Microfinance Institutions Stocks
View all →By Bull Run Score
By Return on Equity
By Market Cap
- CreditAccess Grameen Ltd share price21523.26 Cr
- Muthoot Microfin Ltd share price3199.83 Cr
- Fusion Finance Ltd share price1703.06 Cr
- Satin Creditcare Network Ltd share price1693.61 Cr
Spandana Sphoorty Financial Ltd PE Ratio History
Historical price-to-earnings ratio for SPANDANA — last 5 years
| Year | EPS (₹) | Price (₹) | P/E Ratio |
|---|---|---|---|
| FY 2024 | ₹69.38 | ₹331.00 | 4.8x |
| FY 2023 | ₹1.74 | ₹1128.70 | 648.7x |
| FY 2022 | ₹10.72 | ₹588.10 | 54.9x |
P/E = year-end price ÷ diluted EPS from annual filings. Source: NSE/BSE via Bull Run.
Spandana Sphoorty Financial Ltd Quarterly Performance
Latest quarterly metrics for SPANDANA — revenue growth and profit growth vs same quarter last year
Revenue Growth (YoY)
-68.67%
Latest quarter vs same quarter previous year
Net Profit Growth (YoY)
-6.93%
Latest quarter net profit vs same quarter previous year
5-Year Revenue CAGR
9.12%
Compounded annual revenue growth over 5 years
5-Year Profit CAGR
N/A
Compounded annual net profit growth over 5 years
Spandana Sphoorty Financial Ltd Technical Indicators
SMA 50, SMA 200, RSI and volume signals for SPANDANA — calculated from daily price history
Momentum is balanced — neither overbought nor oversold.
Technical indicators are for educational purposes only. Not investment advice.
Spandana Sphoorty Financial Ltd Financial Statements
Annual income statement, balance sheet and cash flow for Spandana Sphoorty Financial Ltd (SPANDANA) — sourced from NSE/BSE filings.
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About SPANDANA (Spandana Sphoorty Financial Ltd)
Spandana Sphoorty Financial Ltd is a prominent microfinance institution dedicated to empowering women entrepreneurs in India's underserved regions. Operating primarily in semi-urba...n and rural areas, Spandana provides crucial financial services to low-income individuals who often lack access to traditional banking systems. At the heart of its operations lies a commitment to fostering economic independence through carefully designed microloan products. These loans enable women to start or expand their businesses, improve their livelihoods, and contribute to the overall economic development of their communities. Spandana's approach emphasizes group lending, where women form joint liability groups, creating a support network and shared responsibility that encourages repayment and fosters financial discipline. Beyond group lending, Spandana Sphoorty Financial Ltd offers a diverse range of loan products tailored to meet the specific needs of its clientele. These offerings include loans secured against property, nano-enterprise loans to support very small businesses, and individual loans for entrepreneurs with established businesses. By diversifying its portfolio, Spandana caters to a broader spectrum of needs within its target market, ensuring that women entrepreneurs have access to the financial resources required to achieve their business goals. The organization's widespread network and experienced staff enable it to reach remote and underserved areas, providing valuable financial assistance to those who need it most. Spandana Sphoorty Financial Ltd has grown into a significant player in the Indian microfinance sector since its inception. Based in Hyderabad, India, the company operates with a strong focus on ethical lending practices and responsible financial management. Its commitment to transparency and customer-centricity has earned it a reputation as a reliable and trustworthy partner for women entrepreneurs. By providing access to microloans and financial literacy programs, Spandana plays a vital role in promoting financial inclusion and empowering women to build sustainable businesses and improve their quality of life, creating a lasting positive impact on the communities it serves.
Company Details
Key Leadership
Latest News
SPANDANA Share Price: Frequently Asked Questions
What is the current share price of Spandana Sphoorty Financial Ltd?
Spandana Sphoorty Financial Ltd (SPANDANA) trades at ₹255.30 on NSE and BSE. Market cap ₹2.09K (Cr). Educational data only.
What is the P/E ratio of Spandana Sphoorty Financial Ltd?
Spandana Sphoorty Financial Ltd has a P/E of N/Ax vs industry average 85.57x.
What is the Bull Run score for Spandana Sphoorty Financial Ltd?
Spandana Sphoorty Financial Ltd has a Bull Run score of 10.6/100 based on 25+ financial parameters.
Does Spandana Sphoorty Financial Ltd pay dividends?
Spandana Sphoorty Financial Ltd has a dividend yield of 0.00%. Past dividends don't guarantee future payments.
What is the ROE of Spandana Sphoorty Financial Ltd?
Spandana Sphoorty Financial Ltd has ROE of -30.97%. Higher ROE indicates better use of shareholder equity.
What is the debt-to-equity ratio of Spandana Sphoorty Financial Ltd?
Spandana Sphoorty Financial Ltd has debt-to-equity of 1.35.
Is Spandana Sphoorty Financial Ltd a good investment?
Bull Run gives Spandana Sphoorty Financial Ltd a score of 10.6/100. This is not investment advice — consult a SEBI-registered advisor.