Spandana Sphoorty Financial Limited Stock Price Today (NSE: SSFL)
Fundamental Score
Spandana Sphoorty Financial Limited Share Price Live NSE/BSE & Institutional Fundamental Analysis
Spandana Sphoorty Financial Limited share price today is ₹136.40, up +0.00% on NSE/BSE as of 18 March 2026. Spandana Sphoorty Financial Limited (SSFL) is a Small-cap company in the Other Food Products sector with a market capitalisation of ₹126.58 (Cr). The 52-week high for SSFL share price is ₹N/A and the 52-week low is ₹N/A. At a P/E ratio of 10.60x, SSFL is currently trading below its industry average P/E of 22.79x. The company has a Return on Equity (ROE) of 23.51% and a debt-to-equity ratio of 0.51.
Spandana Sphoorty Financial Limited Share Price Chart — NSE/BSE Historical Performance
Returns & Performance
ROE
ROCE
OPM (5Y)
Div Yield
Spandana Sphoorty Financial Limited Valuation Check
P/E Ratio
Industry P/E
Market Cap
Growth Engine
Profit Growth (Q)
Sales Growth (Q)
Sales Growth (5Y)
EPS Growth (5Y)
Profit Growth (5Y)
Balance Sheet Health
Debt to Equity
Int. Coverage
Free Cash Flow (5Y)
Shareholding
Promoter
FII
DII
Pledged
Institutional Deep-Dive
Bull Run Research Hub
Spandana Sphoorty Financial Share Price: A Financial Analysis
A unique challenge within the broader Other Food Products sector is the heightened vulnerability to supply chain disruptions compared to standardized agricultural commodities. This necessitates robust risk management strategies, particularly impacting companies offering specialized financial services to the agricultural sector. This analysis evaluates the financial stability of Spandana Sphoorty Financial Limited, focusing on its current financial indicators, including the Spandana Sphoorty Financial share price, which currently stands at ₹101.94999694824219.
Spandana Sphoorty Financial Limited exhibits a Price-to-Earnings (PE) ratio of 10.6 and a Return on Capital Employed (ROCE) of 27.9%. A high ROCE, such as this, suggests the company is efficiently deploying capital to generate profits. This profitability, in turn, can contribute to a wider economic moat, providing a competitive advantage by enabling the company to reinvest in growth, innovation, or maintain price competitiveness. The 27.9% ROCE, if sustained, might indicate a strengthening ability to defend its market share against competitors.
Comparatively, evaluating management quality can be subjective but crucial. While direct data is unavailable for
Shri Ahimsa Naturals Ltd, a thorough assessment would consider factors like leadership experience, strategic decision-making, and transparency in financial reporting. Understanding how Spandana Sphoorty's management navigates industry challenges, such as fluctuating commodity prices and regulatory changes affecting microfinance, is critical for assessing long-term sustainability.This financial analysis is part of a more comprehensive 80-parameter fundamental audit. The audit includes assessment of balance sheet strength, cash flow analysis, and management effectiveness, along with sector-specific risks. The audit and subsequent analysis have been verified by Sweta Mishra. It is important to remember that this is an observational analysis based on the provided data and should not be construed as financial advice or a recommendation to buy or sell Spandana Sphoorty Financial Limited shares.
Labels (e.g., "Excellent", "Good") are peer-based vs industry/sector averages — data-only, not advice
Spandana Sphoorty Financial Limited Fundamental Analysis & Valuation Benchmarking
Educational evaluation of SSFL across key market metrics for learning purposes.
Positive Indicators
12 factors identified
Strong Return on Equity (23.51%)
Observation: Efficient use of shareholders' capital generating superior returns.
Analysis: ROE >15% indicates strong profitability and effective management. This metric suggests the company can generate substantial returns on invested capital.
Excellent ROCE Performance (27.90%)
Observation: Superior returns on capital employed across business operations.
Analysis: ROCE >15% demonstrates efficient capital deployment and strong operational performance.
Strong Operating Margins (15.77%)
Observation: Healthy 5-year operating margins indicate pricing power and cost control.
Analysis: OPM >15% suggests operational efficiency and competitive advantages.
Attractive Valuation (P/E: 10.60 vs Industry: 22.79)
Observation: Trading at discount to industry peers.
Analysis: P/E below industry average may present value opportunity.
Robust Profit Growth (45.21%)
Observation: Strong year-over-year profit expansion demonstrates business momentum.
Analysis: Profit growth >20% indicates effective execution and market opportunity capture.
Strong Revenue Growth (44.15%)
Observation: Healthy sales growth indicates market demand and execution capability.
Analysis: Revenue growth >15% suggests strong market position and growth potential.
Consistent Growth Track Record (254.75% CAGR)
Observation: Strong 5-year sales compound annual growth rate.
Analysis: Consistent sales CAGR >12% demonstrates sustainable growth model.
Excellent EPS Growth (103.16% CAGR)
Observation: Outstanding 5-year earnings per share compound growth.
Analysis: EPS CAGR >15% indicates strong wealth creation potential.
Strong Profit Growth Track Record (162.02% CAGR)
Observation: Consistent 5-year profit compound annual growth rate.
Analysis: Profit CAGR >15% demonstrates scalable business model.
Strong Interest Coverage (7.90x)
Observation: Earnings comfortably cover interest obligations.
Analysis: Interest coverage >5x indicates low financial distress risk.
Balanced Promoter Holding (58.28%)
Observation: Optimal balance between promoter control and public float.
Analysis: Promoter holding in 50-75% range provides management alignment.
Zero Share Pledging Risk
Observation: No promoter shares pledged as collateral.
Analysis: Absence of share pledging eliminates potential forced-selling pressure.
Risk Factors
2 factors identified
Negative Free Cash Flow (₹-47.85 Cr over 5Y)
Observation: Cash outflows exceed inflows.
Analysis: Negative FCF requires analysis of capital expenditure cycle.
Limited Institutional Interest (FII+DII: 1.35%)
Observation: Low institutional participation may affect liquidity.
Analysis: Limited institutional interest may indicate size constraints or visibility issues.
Spandana Sphoorty Financial Limited Financial Statements
Comprehensive financial data for Spandana Sphoorty Financial Limited including income statement, balance sheet and cash flow
About SSFL (Spandana Sphoorty Financial Limited)
Spandana Sphoorty Financial Limited (SSFL) is listed on the National Stock Exchange (NSE) and Bombay Stock Exchange (BSE) of India. The company operates in the Other Food Products sector with a current market capitalisation of ₹126.58 (Cr). Spandana Sphoorty Financial Limited has delivered a Return on Equity (ROE) of 23.51% and a ROCE of 27.90%. The debt-to-equity ratio stands at 0.51, reflecting the company's capital structure. Investors tracking SSFL share price can monitor key metrics including P/E ratio, promoter holding of 58.28%, and quarterly earnings growth.
Company Details
SSFL Share Price: Frequently Asked Questions
What is the current share price of Spandana Sphoorty Financial Limited (SSFL)?
As of 18 Mar 2026, 10:28 am IST, Spandana Sphoorty Financial Limited share price is ₹136.40. The SSFL stock has a market capitalisation of ₹126.58 (Cr) on NSE/BSE.
Is SSFL share price Overvalued or Undervalued?
SSFL share price is currently trading at a P/E ratio of 10.60x, compared to the industry average of 22.79x. Based on this relative valuation, the Spandana Sphoorty Financial Limited stock appears to be Undervalued against its sector peers.
What is the 52-week high and low of SSFL share price?
The 52-week high of SSFL share price is ₹N/A and the 52-week low is ₹N/A.
What factors affect the Spandana Sphoorty Financial Limited share price?
Key factors influencing SSFL share price include quarterly earnings growth (Sales Growth: 44.15%), raw material costs, government infrastructure spending, and institutional flows (FII/DII holding).
Is Spandana Sphoorty Financial Limited a good stock for long-term investment?
Spandana Sphoorty Financial Limited shows a 5-year Profit Growth of 162.02% and an ROE of 23.51%. Long-term investors should consider these fundamentals alongside the debt-to-equity ratio of 0.51 before investing in SSFL shares.
How does Spandana Sphoorty Financial Limited compare with its industry peers?
Spandana Sphoorty Financial Limited competes with major peers in the Other Food Products. Investors should compare SSFL share price P/E of 10.60x and ROE of 23.51% against the industry averages to determine competitive standing.
What is the P/E ratio of SSFL and what does it mean?
SSFL share price has a P/E ratio of 10.60x compared to the industry average of 22.79x. Investors pay ₹11 for every ₹1 of annual earnings.
How is SSFL performing according to Bull Run's analysis?
SSFL has a Bull Run fundamental score of 65.9/100, indicating moderate strength with some areas for improvement. This comprehensive rating is based on 15+ financial parameters.
What sector and industry does SSFL belong to?
SSFL operates in the Other Food Products industry. This classification helps understand the competitive landscape and sector-specific trends affecting Spandana Sphoorty Financial Limited share price.
What is Return on Equity (ROE) and why is it important for SSFL?
SSFL has an ROE of 23.51%, which indicates excellent management efficiency. ROE measures how efficiently Spandana Sphoorty Financial Limited generates profits from shareholders capital.
How is SSFL debt-to-equity ratio and what does it indicate?
SSFL has a debt-to-equity ratio of 0.51, which indicates moderate leverage that should be monitored.
What is SSFL dividend yield and is it a good dividend stock?
SSFL offers a dividend yield of 0.34%, meaning you receive ₹0.34 annual dividend for every ₹100 invested in Spandana Sphoorty Financial Limited shares.
How has SSFL share price grown over the past 5 years?
SSFL has achieved 5-year growth rates of: Sales Growth 254.75%, Profit Growth 162.02%, and EPS Growth 103.16%.
What is the promoter holding in SSFL and why does it matter?
Promoters hold 58.28% of SSFL shares, with 0.00% pledged. High promoter holding often indicates strong management confidence in Spandana Sphoorty Financial Limited.
What is SSFL market capitalisation category?
SSFL has a market capitalisation of ₹127 crores, placing it in the Small-cap category.
How volatile is SSFL stock?
SSFL has a beta of N/A. A beta > 1 suggests the Spandana Sphoorty Financial Limited stock is more volatile than the market, while a beta < 1 suggests it is less volatile.
What is SSFL operating profit margin trend?
SSFL has a 5-year average Operating Profit Margin (OPM) of 15.77%, indicating the company's operational efficiency.
How is SSFL quarterly performance?
Recent quarterly performance shows Spandana Sphoorty Financial Limited YoY Sales Growth of 44.15% and YoY Profit Growth of 45.21%.
What is the institutional holding pattern in SSFL?
SSFL has FII holding of 0.00% and DII holding of 1.35%. Significant institutional holding often suggests professional confidence in the Spandana Sphoorty Financial Limited stock.