State Bank of India Stock Price Today (NSE: SBIN)
Fundamental Score
State Bank of India Share Price — Live NSE/BSE Price, Fundamentals & Analysis
State Bank of India share price today is ₹967.80, up +0.00% on NSE/BSE as of 19 June 2026. State Bank of India (SBIN) is a Large-cap company in the Public Sector Bank sector with a market capitalisation of ₹8.98L (Cr). The 52-week high for SBIN share price is ₹1234.70 and the 52-week low is ₹781.70. At a P/E ratio of 11.42x, SBIN is currently trading above its industry average P/E of 8.20x. The company has a Return on Equity (ROE) of 17.20% and a debt-to-equity ratio of 11.08.
State Bank of India Share Price Chart — NSE/BSE Historical Performance
State Bank of India share price chart: -12.96% return over the past month. 52-week high ₹1234.70, 52-week low ₹781.70.
State Bank of India — Last 10 Trading Days
| Date | Open | High | Low | Close | Volume |
|---|---|---|---|---|---|
| ₹969.80 | ₹975.90 | ₹966.60 | ₹967.80 | 81.10L (Cr) | |
| ₹969.90 | ₹978.80 | ₹962.10 | ₹968.50 | 162.70L (Cr) | |
| ₹959.90 | ₹972.50 | ₹957.50 | ₹969.60 | 109.35L (Cr) | |
| ₹950.90 | ₹958.60 | ₹947.70 | ₹949.20 | 78.07L (Cr) | |
| ₹957.00 | ₹960.90 | ₹946.50 | ₹950.90 | 117.57L (Cr) | |
| ₹941.10 | ₹955.00 | ₹935.00 | ₹950.90 | 119.28L (Cr) | |
| ₹942.00 | ₹956.60 | ₹939.50 | ₹948.80 | 172.75L (Cr) | |
| ₹952.00 | ₹954.90 | ₹933.90 | ₹939.40 | 165.45L (Cr) | |
| ₹971.20 | ₹972.50 | ₹957.00 | ₹963.20 | 269.72L (Cr) | |
| ₹956.26 | ₹969.52 | ₹946.54 | ₹962.55 | 164.87L (Cr) |
State Bank of India — Last 12 Months Price History
| Month | Open | High | Low | Close | Change |
|---|---|---|---|---|---|
| ₹1063.60 | ₹1108.00 | ₹933.90 | ₹967.80 | -9.01% | |
| ₹1008.00 | ₹1120.95 | ₹977.90 | ₹1068.45 | +6.00% | |
| ₹1185.00 | ₹1197.30 | ₹975.80 | ₹979.40 | -17.35% | |
| ₹1019.90 | ₹1234.70 | ₹990.00 | ₹1201.70 | +17.83% | |
| ₹983.20 | ₹1082.50 | ₹980.35 | ₹1077.15 | +9.56% | |
| ₹985.45 | ₹991.20 | ₹944.45 | ₹982.20 | -0.33% | |
| ₹938.75 | ₹999.00 | ₹937.50 | ₹979.00 | +4.29% | |
| ₹872.30 | ₹946.70 | ₹857.25 | ₹937.00 | +7.42% | |
| ₹803.10 | ₹880.50 | ₹802.65 | ₹872.45 | +8.64% | |
| ₹795.70 | ₹838.00 | ₹786.55 | ₹802.50 | +0.85% | |
| ₹820.00 | ₹842.50 | ₹792.55 | ₹796.55 | -2.86% | |
| ₹792.35 | ₹821.00 | ₹781.70 | ₹820.35 | +3.53% |
AI Research Briefing
Powered by Gemini · 2026-04-15
Overvalued macro proxy; India growth story priced to perfection.
WHAT'S HAPPENING NOW (last 2-4 weeks)
No major catalysts found after live search. However, on March 20, 2026, SBIN's stock price moved positively after SBI Funds Management Limited filed a draft red herring prospectus with SEBI for an IPO comprising up to 203,709,239 equity shares.
CORE STORY (THE REAL GAME)
SBI is being priced as a proxy for Indian economic growth, riding on the expectation of continued credit expansion and government support for public sector banks. It's a macro play, not a turnaround story.
- Q3FY26 net profit up 24.5% to ₹21,028 crore
- SBI Funds Management IPO unlocking value
- Revised credit growth guidance to 13-15%
- RBI policy changes
- Global economic slowdown
- Significant deterioration in asset quality
- High Debt/Equity: 11.08
- Low Interest Coverage: 1.34x
- Overvaluation: P/E 11.42x vs Industry P/E 8.2x
DII increased stake by 2.11%, while Promoter decreased stake by -1.92%.
RBI projects India’s real GDP growth for current fiscal at 6.9%.
CMS Info Systems won a ₹1,000 crore, 10-year ATM outsourcing contract from SBI in January 2026.
Profit converting to cash - Free Cash Flow 5Y: ₹115027.52 Cr
Expect continued growth driven by credit expansion, but valuation leaves little room for error. Monitor asset quality closely.
Primary Thesis Risk
Sharp economic slowdown leads to asset quality deterioration.
For educational purposes only. Not investment advice. Consult a SEBI-registered advisor before investing.
Returns & Performance
Return on Equity (ROE)
Profit generated per ₹1 of shareholder equity
Return on Capital (ROCE)
Returns generated on total capital deployed
Oper. Profit Margin (5Y Avg)
Average operating profit margin over 5 years
Dividend Yield
Annual dividend as % of current share price
State Bank of India Valuation Check
Price to Earnings (P/E)
Share price ÷ earnings per share. Lower = cheaper
Industry Avg P/E
Average P/E of all peers in this sector
Market Capitalisation
Total market value of all outstanding shares
Growth Engine
Profit Growth (Quarterly YoY)
Net profit growth vs same quarter last year
Revenue Growth (Quarterly YoY)
Revenue growth vs same quarter last year
Revenue Growth (5-Year CAGR)
Compounded annual revenue growth over 5 years
EPS Growth (5-Year CAGR)
Earnings per share growth over 5 years
Net Profit Growth (5-Year CAGR)
Compounded annual net profit growth over 5 years
Balance Sheet Health
Debt to Equity Ratio
Total debt ÷ equity. Below 0.5 = financially healthy
Interest Coverage Ratio
EBIT ÷ interest expense. Above 2.5 = can pay interest comfortably
Free Cash Flow (5-Year Total)
Cash left after capex over 5 years. Positive = self-funded growth
Labels (e.g., "Excellent", "Good") are peer-based vs industry/sector averages — data-only, not advice
State Bank of India Fundamental Analysis & Valuation Benchmarking
Educational evaluation of SBIN across key market metrics for learning purposes.
Positive Indicators
9 factors identified
Strong Return on Equity (17.20%)
Observation: Efficient use of shareholders' capital generating superior returns.
Analysis: ROE >15% indicates strong profitability and effective management. This metric suggests the company can generate substantial returns on invested capital.
Strong Operating Margins (41.25%)
Observation: Healthy 5-year operating margins indicate pricing power and cost control.
Analysis: OPM >15% suggests operational efficiency and competitive advantages.
Consistent Growth Track Record (12.71% CAGR)
Observation: Strong 5-year sales compound annual growth rate.
Analysis: Consistent sales CAGR >12% demonstrates sustainable growth model.
Excellent EPS Growth (36.29% CAGR)
Observation: Outstanding 5-year earnings per share compound growth.
Analysis: EPS CAGR >15% indicates strong wealth creation potential.
Strong Profit Growth Track Record (36.29% CAGR)
Observation: Consistent 5-year profit compound annual growth rate.
Analysis: Profit CAGR >15% demonstrates scalable business model.
Strong Cash Generation (₹115027.52 Cr over 5Y)
Observation: Healthy free cash flow generation supports growth and returns.
Analysis: Strong FCF provides flexibility for dividends, debt reduction, and growth investments.
Balanced Promoter Holding (55.50%)
Observation: Optimal balance between promoter control and public float.
Analysis: Promoter holding in 50-75% range provides management alignment.
Strong Institutional Confidence (FII+DII: 37.22%)
Observation: Significant professional investor participation.
Analysis: High institutional holding often signals thorough due diligence.
Zero Share Pledging Risk
Observation: No promoter shares pledged as collateral.
Analysis: Absence of share pledging eliminates potential forced-selling pressure.
Risk Factors
3 factors identified
Suboptimal ROCE (6.47%)
Observation: Returns on capital employed are below expectations.
Analysis: ROCE <10% suggests potential inefficiencies in capital allocation.
Elevated Debt Levels (D/E: 11.08)
Observation: High leverage increases financial risk and interest burden.
Analysis: High debt-to-equity ratios require monitoring of debt servicing capability.
Weak Interest Coverage (1.34x)
Observation: Limited ability to service debt obligations from earnings.
Analysis: Low interest coverage raises concerns about financial stability.
State Bank of India vs Public Sector Bank Peers
Peer Comparison - Public Sector Bank
Compare State Bank of India with 10 other companies in the same sector
| Company Info | Fundamental | Valuation | Profitability | Financial Health | Growth | Dividend | ||||
|---|---|---|---|---|---|---|---|---|---|---|
Company Company name | Score Bull Run comprehensive fundamental score based on 20+ metrics | Price Current trading price of the stock | Market Cap Total value of all shares in the market | P/E Price per share divided by earnings per share | ROE Net income divided by shareholder equity | ROCE Earnings before interest and tax divided by capital employed | Debt/Eq Total debt divided by total equity | Profit 5Y Average annual profit growth over 5 years | Sales 5Y Average annual sales growth over 5 years | Dividend Annual dividend per share divided by price per share |
State Bank of IndiaState Bank of I...Selected✓ SBIN • 500112 | 47.9/100 | ₹967.80₹968 | ₹897727.05₹897727.05 | 11.42Average 11.4 Average | 17.20%Good 17.20% Good | 6.47%Poor 6.47% Poor | 11.08Poor 11.1 Poor | 36.29%Excellent 36.29% Excellent | 12.71%Good 12.71% Good | 1.63% |
Bank of BarodaBank of Baroda... BANKBARODA • 532134 | 48.4/100 | ₹270.95₹271 | ₹152813.25₹152813.25 | 7.94Average 7.9 Average | 15.53%Good 15.53% Good | 6.29%Poor 6.29% Poor | 10.53Poor 10.5 Poor | 86.18%Excellent 86.18% Excellent | 10.15%Good 10.15% Good | 2.83% |
Punjab National BankPunjab National... PNB • 532461 | 54.8/100 | ₹101.30₹101 | ₹144006.58₹144006.58 | 8.45Average 8.4 Average | 15.17%Good 15.17% Good | 6.32%Poor 6.32% Poor | 12.22Poor 12.2 Poor | 111.32%Excellent 111.32% Excellent | 17.69%Excellent 17.69% Excellent | 2.31% |
Canara BankCanara Bank... CANBK • 532483 | 59.5/100 | ₹134.16₹134 | ₹136450.29₹136450.29 | 7.13Average 7.1 Average | 17.75%Good 17.75% Good | 6.79%Poor 6.79% Poor | 14.05Poor 14.1 Poor | 61.05%Excellent 61.05% Excellent | 19.57%Excellent 19.57% Excellent | 2.66% |
Indian BankIndian Bank... INDIANB • 532814 | 58.3/100 | ₹817.10₹817 | ₹119515.98₹119515.98 | 10.14Average 10.1 Average | 17.09%Good 17.09% Good | 6.38%Poor 6.38% Poor | 10.65Poor 10.7 Poor | 67.24%Excellent 67.24% Excellent | 23.72%Excellent 23.72% Excellent | 1.83% |
Union Bank of IndiaUnion Bank of I... UNIONBANK • 532477 | 53.8/100 | ₹158.96₹159 | ₹117756.34₹117756.34 | 6.37Average 6.4 Average | 17.05%Good 17.05% Good | 6.72%Poor 6.72% Poor | 10.38Poor 10.4 Poor | 50.74%Excellent 50.74% Excellent | 23.67%Excellent 23.67% Excellent | 3.08% |
Indian Overseas BankIndian Overseas... IOB • 532388 | 47.5/100 | ₹33.54₹34 | ₹74811.85₹74811.85 | 17.55Average 17.6 Average | 11.02%Average 11.02% Average | 5.95%Poor 5.95% Poor | 11.07Poor 11.1 Poor | 19.04%Excellent 19.04% Excellent | 10.08%Good 10.08% Good | 0.00% |
Bank of IndiaBank of India... BANKINDIA • 532149 | 49.4/100 | ₹147.00₹147 | ₹67074.50₹67074.50 | 6.69Average 6.7 Average | 12.35%Average 12.35% Average | 6.17%Poor 6.17% Poor | 11.67Poor 11.7 Poor | 38.07%Excellent 38.07% Excellent | 10.86%Good 10.86% Good | 2.75% |
Bank of MaharashtraBank of Maharas... MAHABANK • 532525 | 64.9/100 | ₹78.34₹78 | ₹44341.82₹44341.82 | 7.28Average 7.3 Average | 22.81%Excellent 22.81% Excellent | 5.72%Poor 5.72% Poor | 10.66Poor 10.7 Poor | 69.68%Excellent 69.68% Excellent | 16.76%Excellent 16.76% Excellent | 2.60% |
UCO BankUCO Bank... UCOBANK • 532505 | 43.4/100 | ₹24.77₹25 | ₹38609.30₹38609.30 | 15.33Average 15.3 Average | 8.38%Poor 8.38% Poor | 5.76%Poor 5.76% Poor | 10.08Poor 10.1 Poor | 24.60%Excellent 24.60% Excellent | 10.62%Good 10.62% Good | 1.27% |
Central Bank of IndiaCentral Bank of... CENTRALBK • 532885 | 49.9/100 | ₹30.84₹31 | ₹34775.46₹34775.46 | 7.69Average 7.7 Average | 11.43%Average 11.43% Average | 5.48%Poor 5.48% Poor | 11.87Poor 11.9 Poor | 39.11%Excellent 39.11% Excellent | 7.38%Good 7.38% Good | 1.04% |
Top Public Sector Bank Stocks
View all →By Bull Run Score
By Return on Equity
By Market Cap
- Bank of Baroda share price152813.25 Cr
- Punjab National Bank share price144006.58 Cr
- Canara Bank share price136450.29 Cr
- Indian Bank share price119515.98 Cr
- Union Bank of India share price117756.34 Cr
State Bank of India PE Ratio History
Historical price-to-earnings ratio for SBIN — last 5 years
| Year | EPS (₹) | Price (₹) | P/E Ratio |
|---|---|---|---|
| FY 2025 | ₹86.91 | ₹982.20 | 11.3x |
| FY 2024 | ₹75.17 | ₹796.00 | 10.6x |
| FY 2023 | ₹62.35 | ₹641.70 | 10.3x |
| FY 2022 | ₹39.64 | ₹614.25 | 15.5x |
P/E = year-end price ÷ diluted EPS from annual filings. Source: NSE/BSE via Bull Run.
State Bank of India Dividend History
Annual cash dividends paid by SBIN — dividend yield 1.63%
| Financial Year | Dividends Paid (₹ Cr) |
|---|---|
| FY 2025 | ₹12226.72 Cr |
| FY 2024 | ₹10084.81 Cr |
| FY 2023 | ₹6336.72 Cr |
| FY 2022 | ₹3569.84 Cr |
Cash dividends from annual cash flow statements. Past dividends do not guarantee future payments. Not investment advice.
State Bank of India Quarterly Performance
Latest quarterly metrics for SBIN — revenue growth and profit growth vs same quarter last year
Revenue Growth (YoY)
5.78%
Latest quarter vs same quarter previous year
Net Profit Growth (YoY)
-4.25%
Latest quarter net profit vs same quarter previous year
5-Year Revenue CAGR
12.71%
Compounded annual revenue growth over 5 years
5-Year Profit CAGR
36.29%
Compounded annual net profit growth over 5 years
State Bank of India Technical Indicators
SMA 50, SMA 200, RSI and volume signals for SBIN — calculated from daily price history
Selling pressure is heavy — potential reversal zone.
Technical indicators are for educational purposes only. Not investment advice.
State Bank of India Financial Statements
Annual income statement, balance sheet and cash flow for State Bank of India (SBIN) — sourced from NSE/BSE filings.
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Fetching financial data for State Bank of India
About SBIN (State Bank of India)
State Bank of India is the behemoth of Indian banking, a financial institution woven into the very fabric of the nation's economic landscape. It stands as a ubiquitous presence, wi...th its network of branches reaching the most remote corners of the country, serving a diverse clientele ranging from rural farmers to large multinational corporations. With a legacy stretching back centuries, SBI has played a pivotal role in India's economic development, evolving from a colonial-era institution to a modern banking powerhouse. Its commitment to financial inclusion and national progress is evident in its widespread operations and its enduring relationship with the Indian populace. As a public sector bank, it is entrusted with a special responsibility to act as a catalyst for growth and stability in the Indian economy. SBI's operational structure is vast and multifaceted, encompassing a broad spectrum of financial services. It operates through distinct segments, each catering to specific customer needs. The Treasury segment manages the bank's investment portfolio and liquidity. Corporate/Wholesale Banking focuses on providing financial solutions to businesses and large organizations. Retail Banking serves the individual consumer, offering a diverse array of products such as savings accounts, loans, and credit cards. And the "Other Banking Business" segment encompasses the bank's auxiliary activities and strategic initiatives. This well-defined organizational framework enables SBI to effectively manage its extensive operations and deliver a wide range of financial services to its customers. The bank offers a comprehensive suite of personal banking products designed to meet the varied needs of individual customers. These include a range of deposit accounts, such as savings, current, and salary accounts, catering to different income levels and transaction requirements. SBI also provides various loan products, including home, personal, and auto loans, enabling customers to finance their aspirations. In addition, the bank offers specialized loan products tailored to specific needs, such as education loans and loans against property. It also provides different debit card options, prepaid cards, and remittance services, facilitating convenient and secure transactions. This holistic approach to personal banking reflects SBI's commitment to providing accessible and affordable financial services to the masses.
Company Details
Key Leadership
Corporate Events
SBIN Share Price: Frequently Asked Questions
What is the current share price of State Bank of India?
State Bank of India (SBIN) trades at ₹967.80 on NSE and BSE. Market cap ₹8.98L (Cr). Educational data only.
What is the P/E ratio of State Bank of India?
State Bank of India has a P/E of 11.42x vs industry average 8.20x.
What is the Bull Run score for State Bank of India?
State Bank of India has a Bull Run score of 47.9/100 based on 25+ financial parameters.
Does State Bank of India pay dividends?
State Bank of India has a dividend yield of 1.63%. Past dividends don't guarantee future payments.
What is the ROE of State Bank of India?
State Bank of India has ROE of 17.20%. Higher ROE indicates better use of shareholder equity.
What is the debt-to-equity ratio of State Bank of India?
State Bank of India has debt-to-equity of 11.08.
Is State Bank of India a good investment?
Bull Run gives State Bank of India a score of 47.9/100. This is not investment advice — consult a SEBI-registered advisor.