Stellar Bancorp Inc Stock Price Today (NSE: STEL)
Fundamental Score
Stellar Bancorp Inc Share Price — Live NSE/BSE Price, Fundamentals & Analysis
Stellar Bancorp Inc share price today is ₹582.60, down 6.24% on NSE/BSE as of 17 June 2026. Stellar Bancorp Inc (STEL) is a Small-cap company in the Investment Company sector with a market capitalisation of ₹953.62 (Cr). The 52-week high for STEL share price is ₹633.30 and the 52-week low is ₹380.00. At a P/E ratio of 55.87x, STEL is currently trading above its industry average P/E of 31.61x. The company has a Return on Equity (ROE) of 0.97% and a debt-to-equity ratio of 0.00.
Stellar Bancorp Inc Share Price Chart — NSE/BSE Historical Performance
Stellar Bancorp Inc share price chart: 0.44% return over the past month. 52-week high ₹633.30, 52-week low ₹380.00.
Stellar Bancorp Inc — Last 10 Trading Days
| Date | Open | High | Low | Close | Volume |
|---|---|---|---|---|---|
| ₹444.95 | ₹500.00 | ₹444.95 | ₹485.40 | 94.32K (Cr) | |
| ₹430.00 | ₹446.70 | ₹430.00 | ₹441.60 | 1.98K (Cr) | |
| ₹451.00 | ₹453.00 | ₹435.60 | ₹441.95 | 8.27K (Cr) | |
| ₹457.50 | ₹472.45 | ₹451.00 | ₹456.05 | 2.74K (Cr) | |
| ₹455.30 | ₹469.95 | ₹454.50 | ₹457.50 | 2.81K (Cr) | |
| ₹446.05 | ₹485.00 | ₹446.05 | ₹468.10 | 9.64K (Cr) | |
| ₹442.00 | ₹453.00 | ₹442.00 | ₹443.80 | 1.33K (Cr) | |
| ₹448.00 | ₹455.85 | ₹446.95 | ₹453.50 | 3.51K (Cr) | |
| ₹448.00 | ₹448.00 | ₹430.00 | ₹438.75 | 2.77K (Cr) | |
| ₹440.40 | ₹455.60 | ₹437.65 | ₹438.70 | 6.19K (Cr) |
Stellar Bancorp Inc — Last 12 Months Price History
| Month | Open | High | Low | Close | Change |
|---|---|---|---|---|---|
| ₹430.00 | ₹500.00 | ₹430.00 | ₹485.40 | +12.88% | |
| ₹473.90 | ₹498.95 | ₹430.00 | ₹441.95 | -6.74% | |
| ₹418.00 | ₹498.10 | ₹417.95 | ₹467.30 | +11.79% | |
| ₹427.10 | ₹541.40 | ₹415.70 | ₹422.40 | -1.10% | |
| ₹422.75 | ₹519.90 | ₹394.45 | ₹493.95 | +16.84% | |
| ₹497.40 | ₹526.90 | ₹385.10 | ₹443.60 | -10.82% | |
| ₹509.00 | ₹633.30 | ₹481.65 | ₹497.25 | -2.31% | |
| ₹419.00 | ₹598.00 | ₹393.00 | ₹494.95 | +18.13% | |
| ₹431.00 | ₹446.90 | ₹380.00 | ₹412.35 | -4.33% | |
| ₹469.70 | ₹530.00 | ₹405.10 | ₹412.80 | -12.11% | |
| ₹401.20 | ₹469.80 | ₹396.05 | ₹461.05 | +14.92% | |
| ₹414.70 | ₹430.90 | ₹391.35 | ₹412.10 | -0.63% |
AI Research Briefing
Powered by Gemini · 2026-04-10
Stellar is now Prosperity Bancshares; success hinges on merger integration, not Stellar's standalone performance.
WHAT'S HAPPENING NOW (last 2-4 weeks)
No major catalysts found after live search. However, Stellar Bancorp did redeem its remaining $30 million aggregate principal amount of 4.70% Fixed-to-Floating Rate Subordinated Notes due 2029 on April 1, 2026. The notes were redeemed at 100% of the principal amount, plus accrued and unpaid interest.
CORE STORY (THE REAL GAME)
- Merger agreement in place with Prosperity Bancshares
- Prosperity's management has a track record of successful acquisitions.
- Regulatory approvals are progressing
- Successful integration of Stellar's operations
- Realization of cost synergies
- Positive earnings surprises from the combined entity
- Integration challenges leading to cost overruns
- Regulatory delays or roadblocks
- Employee attrition and customer disruption
Deal involves issuing 0.3803 shares of Prosperity stock and $11.36 in cash for each Stellar share.
India's capital market is seeing a shift towards domestic strength with rising DIIs, reducing volatility.
N/A - irrelevant post-acquisition.
Focus shifts to Prosperity's ability to extract value from the acquisition over the next 3-6 months. Watch for integration updates and management commentary.
Primary Thesis Risk
Failed merger integration destroys value for Prosperity shareholders.
For educational purposes only. Not investment advice. Consult a SEBI-registered advisor before investing.
Returns & Performance
Return on Equity (ROE)
Profit generated per ₹1 of shareholder equity
Return on Capital (ROCE)
Returns generated on total capital deployed
Oper. Profit Margin (5Y Avg)
Average operating profit margin over 5 years
Dividend Yield
Annual dividend as % of current share price
Stellar Bancorp Inc Valuation Check
Price to Earnings (P/E)
Share price ÷ earnings per share. Lower = cheaper
Industry Avg P/E
Average P/E of all peers in this sector
Market Capitalisation
Total market value of all outstanding shares
Growth Engine
Profit Growth (Quarterly YoY)
Net profit growth vs same quarter last year
Revenue Growth (Quarterly YoY)
Revenue growth vs same quarter last year
Revenue Growth (5-Year CAGR)
Compounded annual revenue growth over 5 years
EPS Growth (5-Year CAGR)
Earnings per share growth over 5 years
Net Profit Growth (5-Year CAGR)
Compounded annual net profit growth over 5 years
Balance Sheet Health
Debt to Equity Ratio
Total debt ÷ equity. Below 0.5 = financially healthy
Interest Coverage Ratio
EBIT ÷ interest expense. Above 2.5 = can pay interest comfortably
Free Cash Flow (5-Year Total)
Cash left after capex over 5 years. Positive = self-funded growth
Labels (e.g., "Excellent", "Good") are peer-based vs industry/sector averages — data-only, not advice
Stellar Bancorp Inc Fundamental Analysis & Valuation Benchmarking
Educational evaluation of STEL across key market metrics for learning purposes.
Positive Indicators
6 factors identified
Strong Operating Margins (96.58%)
Observation: Healthy 5-year operating margins indicate pricing power and cost control.
Analysis: OPM >15% suggests operational efficiency and competitive advantages.
Strong Revenue Growth (16.58%)
Observation: Healthy sales growth indicates market demand and execution capability.
Analysis: Revenue growth >15% suggests strong market position and growth potential.
Debt-Free Balance Sheet (D/E: 0.00)
Observation: Low leverage provides financial flexibility and reduced risk.
Analysis: Conservative debt structure offers resilience during economic downturns.
Strong Cash Generation (₹73.74 Cr over 5Y)
Observation: Healthy free cash flow generation supports growth and returns.
Analysis: Strong FCF provides flexibility for dividends, debt reduction, and growth investments.
Balanced Promoter Holding (70.83%)
Observation: Optimal balance between promoter control and public float.
Analysis: Promoter holding in 50-75% range provides management alignment.
Zero Share Pledging Risk
Observation: No promoter shares pledged as collateral.
Analysis: Absence of share pledging eliminates potential forced-selling pressure.
Risk Factors
7 factors identified
Below-Average Return on Equity (0.97%)
Observation: Returns on equity are below industry benchmarks.
Analysis: ROE <10% may indicate inefficient capital utilization. Consider monitoring for operational improvements and management effectiveness.
Suboptimal ROCE (1.30%)
Observation: Returns on capital employed are below expectations.
Analysis: ROCE <10% suggests potential inefficiencies in capital allocation.
Premium Valuation Risk (P/E: 55.87x)
Observation: High valuation multiples may limit upside potential.
Analysis: Elevated P/E ratios require strong growth execution to justify current valuations.
Weak Earnings Growth (0.91% CAGR)
Observation: Below-average 5-year EPS growth performance.
Analysis: Low EPS growth may not keep pace with inflation.
Stagnant Profit Growth (0.91% CAGR)
Observation: Limited 5-year profit growth trajectory.
Analysis: Low profit growth may indicate scalability challenges or market maturity.
Limited Institutional Interest (FII+DII: 0.18%)
Observation: Low institutional participation may affect liquidity.
Analysis: Limited institutional interest may indicate size constraints or visibility issues.
No Dividend Distribution
Observation: Company does not currently pay dividends to shareholders.
Analysis: Zero dividend yield may indicate growth reinvestment focus or cash flow constraints.
Stellar Bancorp Inc vs Investment Company Peers
Peer Comparison - Investment Company
Compare Stellar Bancorp Inc with 10 other companies in the same sector
| Company Info | Fundamental | Valuation | Profitability | Financial Health | Growth | Dividend | ||||
|---|---|---|---|---|---|---|---|---|---|---|
Company Company name | Score Bull Run comprehensive fundamental score based on 20+ metrics | Price Current trading price of the stock | Market Cap Total value of all shares in the market | P/E Price per share divided by earnings per share | ROE Net income divided by shareholder equity | ROCE Earnings before interest and tax divided by capital employed | Debt/Eq Total debt divided by total equity | Profit 5Y Average annual profit growth over 5 years | Sales 5Y Average annual sales growth over 5 years | Dividend Annual dividend per share divided by price per share |
Stellar Bancorp IncStellar Bancorp...Selected✓ STEL • 533316 | 36.5/100 | ₹582.60₹583 | ₹953.62₹953.62 | 55.87Average 55.9 Average | 0.97%Poor 0.97% Poor | 1.30%Poor 1.30% Poor | 0.00Excellent 0.0 Excellent | 0.91%Average 0.91% Average | 6.15%Good 6.15% Good | 0.00% |
Jio Financial Services LimitedJio Financial S... JIOFIN • 543940 | 40.3/100 | ₹234.95₹235 | ₹193584.72₹193584.72 | 120.35Average 120.3 Average | 1.23%Poor 1.23% Poor | 1.47%Poor 1.47% Poor | 0.08Excellent 0.1 Excellent | — — | — — | 0.16% |
Aditya Birla Capital LtdAditya Birla Ca... ABCAPITAL • 540691 | 44.4/100 | ₹350.55₹351 | ₹93136.66₹93136.66 | 28.54Average 28.5 Average | 11.49%Average 11.49% Average | 9.33%Poor 9.33% Poor | 4.86Poor 4.9 Poor | 28.82%Excellent 28.82% Excellent | 19.47%Excellent 19.47% Excellent | 0.00% |
Tata Investment Corporation LimitedTata Investment... TATAINVEST • 501301 | 59.4/100 | ₹671.70₹672 | ₹37690.94₹37690.94 | 107.14Average 107.1 Average | 1.02%Poor 1.02% Poor | 1.21%Poor 1.21% Poor | 0.00Excellent 0.0 Excellent | 28.08%Excellent 28.08% Excellent | 16.17%Excellent 16.17% Excellent | 0.36% |
Cholamandalam Financial Holdings LimitedCholamandalam F... CHOLAHLDNG • 504973 | 59/100 | ₹1521.40₹1521 | ₹35579.07₹35579.07 | 15.97Average 16.0 Average | 19.11%Good 19.11% Good | 10.57%Average 10.57% Average | 13.68Poor 13.7 Poor | 31.60%Excellent 31.60% Excellent | 20.37%Excellent 20.37% Excellent | 0.07% |
Tvs Holdings LtdTvs Holdings Lt... TVSHLTD • 520056 | 51.9/100 | ₹13406.00₹13406 | ₹30446.99₹30446.99 | 21.14Average 21.1 Average | 30.20%Excellent 30.20% Excellent | 15.21%Good 15.21% Good | 6.25Poor 6.3 Poor | 25.93%Excellent 25.93% Excellent | 17.77%Excellent 17.77% Excellent | 0.62% |
JSW Holdings LtdJSW Holdings Lt... JSWHL • 532642 | 33.9/100 | ₹12883.00₹12883 | ₹23436.99₹23436.99 | 199.04Average 199.0 Average | 0.64%Poor 0.64% Poor | 0.85%Poor 0.85% Poor | 0.00Excellent 0.0 Excellent | 10.92%Good 10.92% Good | 15.44%Excellent 15.44% Excellent | 0.00% |
Maharashtra Scooters LtdMaharashtra Sco... MAHSCOOTER • 500266 | 43.3/100 | ₹12559.00₹12559 | ₹16616.68₹16616.68 | 53.65Average 53.6 Average | 0.61%Poor 0.61% Poor | 0.59%Poor 0.59% Poor | 0.00Excellent 0.0 Excellent | -0.55%Poor -0.55% Poor | -2.71%Poor -2.71% Poor | 1.10% |
73.8/100 | ₹455.70₹456 | ₹12947.55₹12947.55 | 28.14Average 28.1 Average | 7.93%Poor 7.93% Poor | 2.27%Poor 2.27% Poor | 0.00Excellent 0.0 Excellent | 39.46%Excellent 39.46% Excellent | 10.70%Good 10.70% Good | 1.00% | |
Religare Enterprises LtdReligare Enterp... RELIGARE • 532915 | 32.9/100 | ₹235.61₹236 | ₹8051.02₹8051.02 | 76.65Average 76.7 Average | 5.15%Poor 5.15% Poor | 8.39%Poor 8.39% Poor | 0.11Excellent 0.1 Excellent | 16.65%Excellent 16.65% Excellent | 25.38%Excellent 25.38% Excellent | 0.00% |
Nalwa Sons Investments LtdNalwa Sons Inve... NSIL • 532256 | 43.2/100 | ₹5599.50₹5600 | ₹3476.12₹3476.12 | 144.48Average 144.5 Average | 0.32%Poor 0.32% Poor | 0.44%Poor 0.44% Poor | 0.00Excellent 0.0 Excellent | 18.96%Excellent 18.96% Excellent | 16.26%Excellent 16.26% Excellent | 0.00% |
Top Investment Company Stocks
View all →By Bull Run Score
By Return on Equity
By Market Cap
- Jio Financial Services Limited share price193584.72 Cr
- Aditya Birla Capital Ltd share price93136.66 Cr
- Tata Investment Corporation Limited share price37690.94 Cr
- Cholamandalam Financial Holdings Limited share price35579.07 Cr
- Tvs Holdings Ltd share price30446.99 Cr
Stellar Bancorp Inc PE Ratio History
Historical price-to-earnings ratio for STEL — last 5 years
| Year | EPS (₹) | Price (₹) | P/E Ratio |
|---|---|---|---|
| FY 2025 | ₹8.60 | ₹497.25 | 57.8x |
| FY 2024 | ₹2.15 | ₹405.35 | 188.5x |
| FY 2024 | ₹7.19 | ₹405.35 | 56.4x |
| FY 2023 | ₹2.45 | ₹321.75 | 131.3x |
| FY 2023 | ₹6.64 | ₹321.75 | 48.5x |
P/E = year-end price ÷ diluted EPS from annual filings. Source: NSE/BSE via Bull Run.
Stellar Bancorp Inc Dividend History
Annual cash dividends paid by STEL — dividend yield N/A
| Financial Year | Dividends Paid (₹ Cr) |
|---|---|
| FY 2024 | ₹2.83 Cr |
| FY 2023 | ₹2.77 Cr |
| FY 2022 | ₹1.54 Cr |
| FY 2021 | ₹0.97 Cr |
Cash dividends from annual cash flow statements. Past dividends do not guarantee future payments. Not investment advice.
Stellar Bancorp Inc Quarterly Performance
Latest quarterly metrics for STEL — revenue growth and profit growth vs same quarter last year
Revenue Growth (YoY)
16.58%
Latest quarter vs same quarter previous year
Net Profit Growth (YoY)
16.26%
Latest quarter net profit vs same quarter previous year
5-Year Revenue CAGR
6.15%
Compounded annual revenue growth over 5 years
5-Year Profit CAGR
0.91%
Compounded annual net profit growth over 5 years
Stellar Bancorp Inc Technical Indicators
SMA 50, SMA 200, RSI and volume signals for STEL — calculated from daily price history
Momentum is balanced — neither overbought nor oversold.
Technical indicators are for educational purposes only. Not investment advice.
Stellar Bancorp Inc Financial Statements
Annual income statement, balance sheet and cash flow for Stellar Bancorp Inc (STEL) — sourced from NSE/BSE filings.
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About STEL (Stellar Bancorp Inc)
Stellar Bancorp Inc. is a Houston-based financial holding company established in 2023, primarily focused on serving the Texas market. It operates through its subsidiary, Stellar Ba...nk, offering a comprehensive suite of banking services tailored to businesses, professionals, and individuals. These services include commercial lending, treasury management, and deposit accounts, leveraging both traditional branch networks and digital platforms to provide accessibility and convenience. The bank's strategy emphasizes relationship-driven banking, fostering long-term partnerships with clients by understanding their specific financial needs and providing customized solutions. Stellar Bancorp aims to distinguish itself through local expertise and a commitment to contributing to the economic growth of the communities it serves. Stellar Bancorp's financial strategy revolves around organic growth supplemented by strategic acquisitions within the Texas region. Management focuses on disciplined credit underwriting and maintaining a strong capital base to support lending activities and absorb potential economic downturns. Revenue generation is diversified across various lines of business, including commercial real estate, energy lending, and small business administration (SBA) loans. Expense management is a key priority, with efforts focused on streamlining operations and leveraging technology to improve efficiency. The company is committed to building a strong risk management framework that is in line with the requirements of regional and federal regulators. The competitive landscape for Stellar Bancorp includes regional banks, national banks, and credit unions operating within Texas. To differentiate itself, Stellar Bancorp emphasizes its local market expertise, personalized service, and swift decision-making. The company invests in attracting and retaining experienced bankers with deep ties to the local communities. Additionally, Stellar Bancorp is making targeted investments in technology to enhance its digital banking capabilities and provide a seamless customer experience. By combining local knowledge, relationship banking, and modern technology, Stellar Bancorp aims to establish a sustainable competitive advantage and deliver long-term value to its shareholders.
Company Details
Key Leadership
STEL Share Price: Frequently Asked Questions
What is the current share price of Stellar Bancorp Inc?
Stellar Bancorp Inc (STEL) trades at ₹582.60 on NSE and BSE. Market cap ₹953.62 (Cr). Educational data only.
What is the P/E ratio of Stellar Bancorp Inc?
Stellar Bancorp Inc has a P/E of 55.87x vs industry average 31.61x.
What is the Bull Run score for Stellar Bancorp Inc?
Stellar Bancorp Inc has a Bull Run score of 36.5/100 based on 25+ financial parameters.
Does Stellar Bancorp Inc pay dividends?
Stellar Bancorp Inc has a dividend yield of 0.00%. Past dividends don't guarantee future payments.
What is the ROE of Stellar Bancorp Inc?
Stellar Bancorp Inc has ROE of 0.97%. Higher ROE indicates better use of shareholder equity.
What is the debt-to-equity ratio of Stellar Bancorp Inc?
Stellar Bancorp Inc has debt-to-equity of 0.00.
Is Stellar Bancorp Inc a good investment?
Bull Run gives Stellar Bancorp Inc a score of 36.5/100. This is not investment advice — consult a SEBI-registered advisor.