Supra Pacific Financial Services Ltd
Fundamental Score
Supra Pacific Financial Services Ltd Share Price Live NSE/BSE
Profitability Metrics
Return on Equity
Return on Capital Employed
Operating Profit Margin (5Y)
Dividend Yield
Valuation Metrics
Price to Earnings
Market Capitalization
Industry P/E
Growth Metrics
YoY Quarterly Profit Growth
YoY Quarterly Sales Growth
Sales Growth (5Y)
EPS Growth (5Y)
Profit Growth (5Y)
Financial Health
Debt to Equity
Interest Coverage
Free Cash Flow (5Y)
Ownership Structure
Promoter Holding
FII Holding
DII Holding
Pledged Percentage
Labels (e.g., "Excellent", "Good") are peer-based vs industry/sector averages — data-only, not advice
Market Data Analysis & Educational Insights
Educational evaluation of SUPRAPFSL across key market metrics for learning purposes.
Positive Indicators
7 factors identified
Strong Operating Margins (50.92%)
Observation: Healthy 5-year operating margins indicate pricing power and cost control.
Analysis: OPM >15% suggests operational efficiency and competitive advantages. This indicates sustainable profitability potential.
Robust Profit Growth (510.34%)
Observation: Strong year-over-year profit expansion demonstrates business momentum.
Analysis: Profit growth >20% indicates effective execution and market opportunity capture. This suggests positive business trajectory.
Strong Revenue Growth (93.60%)
Observation: Healthy sales growth indicates market demand and execution capability.
Analysis: Revenue growth >15% suggests strong market position and growth potential. This indicates business expansion success.
Consistent Growth Track Record (294.06% CAGR)
Observation: Strong 5-year sales compound annual growth rate.
Analysis: Consistent sales CAGR >12% demonstrates sustainable growth model and market opportunity execution over time.
Excellent EPS Growth (34.03% CAGR)
Observation: Outstanding 5-year earnings per share compound growth.
Analysis: EPS CAGR >15% indicates strong wealth creation potential and effective capital allocation over extended periods.
Strong Profit Growth Track Record (71.11% CAGR)
Observation: Consistent 5-year profit compound annual growth rate.
Analysis: Profit CAGR >15% demonstrates scalable business model and effective operational leverage over time.
Zero Share Pledging Risk
Observation: No promoter shares pledged as collateral, reducing forced-selling risk.
Analysis: Absence of share pledging eliminates potential forced-selling pressure during market stress.
Risk Factors
10 factors identified
Below-Average Return on Equity (1.94%)
Observation: Returns on equity are below industry benchmarks.
Analysis: ROE <10% may indicate inefficient capital utilization. Consider monitoring for operational improvements and management effectiveness.
Suboptimal ROCE (8.53%)
Observation: Returns on capital employed are below expectations.
Analysis: ROCE <10% suggests potential inefficiencies in capital allocation. Review business model and competitive positioning.
Elevated Debt Levels (D/E: 3.77)
Observation: High leverage increases financial risk and interest burden.
Analysis: High debt-to-equity ratios require monitoring of debt servicing capability and cash flow generation.
Weak Interest Coverage (1.17x)
Observation: Limited ability to service debt obligations from earnings.
Analysis: Low interest coverage raises concerns about financial stability. Monitor cash flow and debt reduction plans.
Negative Free Cash Flow (₹-251.04 Cr over 5Y)
Observation: Cash outflows exceed inflows, indicating capital intensity or working capital issues.
Analysis: Negative FCF requires analysis of capital expenditure cycle and working capital management efficiency.
Low Promoter Commitment (25.28%)
Observation: Reduced promoter stake may indicate limited confidence.
Analysis: Low promoter holding may raise questions about management commitment and long-term vision alignment.
High Debt-to-Equity Ratio
Observation: Elevated financial risk due to high leverage.
Analysis: High debt levels may strain cash flows and increase financial risk during economic downturns.
Very High Debt Levels
Observation: Excessive leverage may strain cash flows.
Analysis: Debt-to-equity above 2.0 indicates potential financial distress risk.
Very Low ROE
Observation: Poor capital utilization and shareholder returns.
Analysis: ROE below 5% suggests significant inefficiencies in capital deployment.
Small Market Cap
Observation: Higher investment risk due to limited size.
Analysis: Small-cap stocks typically carry higher volatility and liquidity risks.
Financial Statements
Comprehensive financial data for Supra Pacific Financial Services Ltd
About SUPRAPFSL
Business Overview
Supra Pacific Financial Services Limited operates as a non-banking finance company in India. It offers financial solutions, including auto and gold loans, business loan, personal loans, and microfinance services, as well as non-convertible debentures investment services. The company was formerly known as Supra Pacific Management Consultancy Limited and changed its name to Supra Pacific Financial Services Limited in June 2023. Supra Pacific Financial Services Limited was incorporated in 1986 and is based in Ernakulam, India.
Company Details
Key Leadership
Corporate Events
SUPRAPFSL Stock Details & Analysis
Key Financial Metrics
Growth & Valuation
Frequently Asked Questions
What is the current price of Supra Pacific Financial Services Ltd (SUPRAPFSL)?
As of 06 Feb 2026, 10:18 am IST, Supra Pacific Financial Services Ltd (SUPRAPFSL) is currently trading at ₹29.70. The stock has a market capitalization of ₹93.14 (Cr).
Is SUPRAPFSL share price Overvalued or Undervalued?
SUPRAPFSL is currently trading at a P/E ratio of 24.71x, compared to the industry average of 22.03x. Based on this relative valuation, the stock appears to be Overvalued against its sector peers.
What factors affect the Supra Pacific Financial Services Ltd share price?
Key factors influencing SUPRAPFSL's price include its quarterly earnings growth (Sales Growth: 93.60%), raw material costs, government infrastructure spending, and institutional flows (FII/DII holding).
Is Supra Pacific Financial Services Ltd a good stock for long-term investment?
Supra Pacific Financial Services Ltd shows a 5-year Profit Growth of 71.11% and an ROE of 1.94%. Long-term investors should consider these fundamentals alongside the debt-to-equity ratio of 3.77 before investing.
How does Supra Pacific Financial Services Ltd compare with its industry peers?
Supra Pacific Financial Services Ltd competes with major peers in the Non Banking Financial Company (NBFC). Investors should compare SUPRAPFSL's P/E of 24.71x and ROE of 1.94% against the industry averages to determine its competitive standing.
What is the P/E ratio of SUPRAPFSL and what does it mean?
SUPRAPFSL has a P/E ratio of 24.71x compared to the industry average of 22.03x. The Price-to-Earnings (P/E) ratio is calculated by dividing the current share price by earnings per share (EPS). This means investors are paying ₹25 for every ₹1 of annual earnings.
How is SUPRAPFSL performing according to Bull Run's analysis?
SUPRAPFSL has a Bull Run fundamental score of 49.6/100, which indicates concerns that require careful analysis. This comprehensive rating is based on 15+ financial parameters including profitability, growth metrics, and valuation ratios.
What sector and industry does SUPRAPFSL belong to?
SUPRAPFSL operates in the Non Banking Financial Company (NBFC) industry. This classification helps understand the competitive landscape and sector-specific trends affecting Supra Pacific Financial Services Ltd.
What is Return on Equity (ROE) and why is it important for SUPRAPFSL?
SUPRAPFSL has an ROE of 1.94%, which suggests challenges in generating returns from shareholders' equity. Return on Equity measures how efficiently Supra Pacific Financial Services Ltd generates profits from shareholders' equity.
How is SUPRAPFSL's debt-to-equity ratio and what does it indicate?
SUPRAPFSL has a debt-to-equity ratio of 3.77, which indicates high leverage that increases financial risk. A ratio below 1.0 generally indicates conservative financing.
What is SUPRAPFSL's dividend yield and is it a good dividend stock?
SUPRAPFSL offers a dividend yield of 0.71%, which means you receive ₹0.71 annual dividend for every ₹100 invested.
How has SUPRAPFSL grown over the past 5 years?
SUPRAPFSL has achieved 5-year growth rates of: Sales Growth 294.06%, Profit Growth 71.11%, and EPS Growth 34.03%.
What is the promoter holding in SUPRAPFSL and why does it matter?
Promoters hold 25.28% of SUPRAPFSL shares, with 0.00% of promoter shares pledged. High promoter holding often indicates strong management confidence.
What is SUPRAPFSL's market capitalization category?
SUPRAPFSL has a market capitalization of ₹93 crores, placing it in the Small-cap category.
How volatile is SUPRAPFSL stock?
SUPRAPFSL has a beta of N/A. A beta > 1 suggests the stock is more volatile than the market, while a beta < 1 suggests it is less volatile.
What is the 52-week high and low for SUPRAPFSL?
SUPRAPFSL has a 52-week high of ₹N/A and low of ₹N/A.
What is SUPRAPFSL's operating profit margin trend?
SUPRAPFSL has a 5-year average Operating Profit Margin (OPM) of 50.92%, indicating the company's operational efficiency.
How is SUPRAPFSL's quarterly performance?
Recent quarterly performance shows YoY Sales Growth of 93.60% and YoY Profit Growth of 510.34%.
What is the institutional holding pattern in SUPRAPFSL?
SUPRAPFSL has FII holding of 0.00% and DII holding of 0.00%. Significant institutional holding often suggests professional confidence in the stock.