Tata Capital

TATACAPNon Banking Financial Company (NBFC)
323.00+0.00 (+0.00%)
As on 01 Dec 2025, 04:21 pmMarket Closed

Fundamental Score

...

Tata Capital Share Price Live NSE/BSE

No data
High
0.00
Low
0.00
Volume
0
Change
+0.00%

Profitability Metrics

Poor

Return on Equity

12.92%
Poor

Return on Capital Employed

9.58%
Excellent

Operating Profit Margin (5Y)

74.12%
Poor

Dividend Yield

0.00%

Valuation Metrics

Poor

Price to Earnings

37.26x

Market Capitalization

1.37L (Cr)

Industry P/E

22.03x

Growth Metrics

Poor

YoY Quarterly Profit Growth

2.01%
Poor

YoY Quarterly Sales Growth

7.69%

Sales Growth (5Y)

N/A

EPS Growth (5Y)

N/A

Profit Growth (5Y)

N/A

Financial Health

Poor

Debt to Equity

5.88x
Poor

Interest Coverage

1.33x
Poor

Free Cash Flow (5Y)

-1.04L (Cr)

Ownership Structure

Poor

Promoter Holding

85.41%
Poor

FII Holding

3.31%
Poor

DII Holding

3.13%
Excellent

Pledged Percentage

0.00%
Market-cap Classification
Large-cap
Established & liquid; typically steadier returns.
85.41%
Promoter Holding
1.37L (Cr)
Market Cap

Labels (e.g., "Excellent", "Good") are peer-based vs industry/sector averages — data-only, not advice

Market Data Analysis & Educational Insights

Educational evaluation of TATACAP across key market metrics for learning purposes.

Positive Indicators

2 factors identified

Strong Operating Margins (74.12%)

Observation: Healthy 5-year operating margins indicate pricing power and cost control.

Analysis: OPM >15% suggests operational efficiency and competitive advantages. This indicates sustainable profitability potential.

Zero Share Pledging Risk

Observation: No promoter shares pledged as collateral, reducing forced-selling risk.

Analysis: Absence of share pledging eliminates potential forced-selling pressure during market stress.

Risk Factors

10 factors identified

Suboptimal ROCE (9.58%)

Observation: Returns on capital employed are below expectations.

Analysis: ROCE <10% suggests potential inefficiencies in capital allocation. Review business model and competitive positioning.

Elevated Debt Levels (D/E: 5.88)

Observation: High leverage increases financial risk and interest burden.

Analysis: High debt-to-equity ratios require monitoring of debt servicing capability and cash flow generation.

Weak Interest Coverage (1.33x)

Observation: Limited ability to service debt obligations from earnings.

Analysis: Low interest coverage raises concerns about financial stability. Monitor cash flow and debt reduction plans.

Negative Free Cash Flow (₹-104095.44 Cr over 5Y)

Observation: Cash outflows exceed inflows, indicating capital intensity or working capital issues.

Analysis: Negative FCF requires analysis of capital expenditure cycle and working capital management efficiency.

Limited Public Float (85.41% Promoter Holding)

Observation: High promoter holding may restrict liquidity and price discovery.

Analysis: Very high promoter holding can limit trading liquidity and institutional participation.

Limited Institutional Interest (FII+DII: 6.44%)

Observation: Low institutional participation may affect liquidity and visibility.

Analysis: Limited institutional interest may indicate size constraints or visibility issues in the investment community.

No Dividend Distribution

Observation: Company does not currently pay dividends to shareholders.

Analysis: Zero dividend yield may indicate growth reinvestment focus or cash flow constraints. Assess capital allocation strategy.

High Debt-to-Equity Ratio

Observation: Elevated financial risk due to high leverage.

Analysis: High debt levels may strain cash flows and increase financial risk during economic downturns.

Very High Debt Levels

Observation: Excessive leverage may strain cash flows.

Analysis: Debt-to-equity above 2.0 indicates potential financial distress risk.

High P/E Ratio

Observation: Stock may be overvalued relative to earnings.

Analysis: P/E above 30 requires strong growth execution to justify current valuations.

Financial Statements

Comprehensive financial data for Tata Capital

About TATACAP

Company Details

Symbol:TATACAP
Industry:Non Banking Financial Company (NBFC)
Sector:N/A
Website:N/A

TATACAP Stock Details & Analysis

Key Financial Metrics

Return on Equity (ROE)12.92%
Return on Capital Employed9.58%
Operating Profit Margin (5Y)74.12%
Debt to Equity Ratio5.88
Interest Coverage Ratio1.33

Growth & Valuation

Sales Growth (5Y)N/A%
Profit Growth (5Y)N/A%
EPS Growth (5Y)N/A%
YoY Quarterly Profit Growth2.01%
YoY Quarterly Sales Growth7.69%

Frequently Asked Questions

What is the current price of Tata Capital (TATACAP)?

As of 01 Dec 2025, 04:21 pm IST, Tata Capital (TATACAP) is currently trading at ₹323.00. The stock has a market capitalization of ₹1.37L (Cr).

Is TATACAP share price Overvalued or Undervalued?

TATACAP is currently trading at a P/E ratio of 37.26x, compared to the industry average of 22.03x. Based on this relative valuation, the stock appears to be Overvalued against its sector peers.

What factors affect the Tata Capital share price?

Key factors influencing TATACAP's price include its quarterly earnings growth (Sales Growth: 7.69%), raw material costs, government infrastructure spending, and institutional flows (FII/DII holding).

Is Tata Capital a good stock for long-term investment?

Tata Capital shows a 5-year Profit Growth of N/A% and an ROE of 12.92%. Long-term investors should consider these fundamentals alongside the debt-to-equity ratio of 5.88 before investing.

How does Tata Capital compare with its industry peers?

Tata Capital competes with major peers in the Non Banking Financial Company (NBFC). Investors should compare TATACAP's P/E of 37.26x and ROE of 12.92% against the industry averages to determine its competitive standing.

What is the P/E ratio of TATACAP and what does it mean?

TATACAP has a P/E ratio of 37.26x compared to the industry average of 22.03x. The Price-to-Earnings (P/E) ratio is calculated by dividing the current share price by earnings per share (EPS). This means investors are paying ₹37 for every ₹1 of annual earnings.

How is TATACAP performing according to Bull Run's analysis?

TATACAP has a Bull Run fundamental score of 39.3/100, which indicates concerns that require careful analysis. This comprehensive rating is based on 15+ financial parameters including profitability, growth metrics, and valuation ratios.

What sector and industry does TATACAP belong to?

TATACAP operates in the Non Banking Financial Company (NBFC) industry. This classification helps understand the competitive landscape and sector-specific trends affecting Tata Capital.

What is Return on Equity (ROE) and why is it important for TATACAP?

TATACAP has an ROE of 12.92%, which shows decent profitability but room for improvement. Return on Equity measures how efficiently Tata Capital generates profits from shareholders' equity.

How is TATACAP's debt-to-equity ratio and what does it indicate?

TATACAP has a debt-to-equity ratio of 5.88, which indicates high leverage that increases financial risk. A ratio below 1.0 generally indicates conservative financing.

What is TATACAP's dividend yield and is it a good dividend stock?

TATACAP offers a dividend yield of 0.00%, which means you receive ₹0.00 annual dividend for every ₹100 invested.

How has TATACAP grown over the past 5 years?

TATACAP has achieved 5-year growth rates of: Sales Growth N/A%, Profit Growth N/A%, and EPS Growth N/A%.

What is the promoter holding in TATACAP and why does it matter?

Promoters hold 85.41% of TATACAP shares, with 0.00% of promoter shares pledged. High promoter holding often indicates strong management confidence.

What is TATACAP's market capitalization category?

TATACAP has a market capitalization of ₹137109 crores, placing it in the Large-cap category.

How volatile is TATACAP stock?

TATACAP has a beta of N/A. A beta > 1 suggests the stock is more volatile than the market, while a beta < 1 suggests it is less volatile.

What is the 52-week high and low for TATACAP?

TATACAP has a 52-week high of ₹N/A and low of ₹N/A.

What is TATACAP's operating profit margin trend?

TATACAP has a 5-year average Operating Profit Margin (OPM) of 74.12%, indicating the company's operational efficiency.

How is TATACAP's quarterly performance?

Recent quarterly performance shows YoY Sales Growth of 7.69% and YoY Profit Growth of 2.01%.

What is the institutional holding pattern in TATACAP?

TATACAP has FII holding of 3.31% and DII holding of 3.13%. Significant institutional holding often suggests professional confidence in the stock.