Tata Capital Stock Price Today (NSE: TATACAP)

Tata Capital

370.3012.40 (3.24%)
Market Closed

Fundamental Score

...

Tata Capital Share Price — Live NSE/BSE Price, Fundamentals & Analysis

Tata Capital share price today is 370.30, down 3.24% on NSE/BSE as of 7 August 2026. Tata Capital (TATACAP) is a Large-cap company in the Non Banking Financial Company (NBFC) sector with a market capitalisation of 1.52L (Cr). The 52-week high for TATACAP share price is 390.20 and the 52-week low is 296.00. At a P/E ratio of 31.12x, TATACAP is currently trading above its industry average P/E of 22.18x. The company has a Return on Equity (ROE) of 12.34% and a debt-to-equity ratio of 5.15.

Tata Capital Share Price Chart — NSE/BSE Historical Performance

No data
High
377.90
Low
339.85
Volume
18.7L
Change
+1.06%

Tata Capital share price chart: 1.06% return over the past month. 52-week high ₹390.20, 52-week low ₹296.00.

Tata Capital — Last 10 Trading Days

DateOpenHighLowCloseVolume
384.40384.65367.20370.3037.10L (Cr)
375.00390.20371.05382.7072.06L (Cr)
362.00375.20360.25371.9030.16L (Cr)
364.40366.00358.30360.608.56L (Cr)
365.40370.45359.90364.7517.29L (Cr)
360.90367.00358.00365.4017.19L (Cr)
364.25377.90359.10361.80121.64L (Cr)
353.00357.95348.45354.9522.17L (Cr)
343.10352.30342.65350.559.39L (Cr)
352.95354.80349.25350.555.25L (Cr)

Tata Capital — Last 12 Months Price History

MonthOpenHighLowCloseChange
365.40390.20358.30370.30+1.34%
364.10377.90339.85365.40+0.36%
305.90379.95296.00365.90+19.61%
333.15336.70296.80305.90-8.18%
311.50346.00300.15333.15+6.95%
320.05330.95303.00305.00-4.70%
333.60358.90327.80333.60+0.00%
343.85367.30327.85342.10-0.51%
327.00355.00319.90341.85+4.54%
325.60331.50315.10327.90+0.71%
330.00336.65319.05327.30-0.82%

AI Research Briefing

Powered by Gemini · 2026-04-17

Tata Capital's growth story hinges on AUM expansion and Motor Finance recovery, but valuation is stretched.

Research Confidence
6.0/10Moderate
COMPOUNDERConsolidation (1M: -1.31%)Expensive (P/E of 37.26x vs industry P/E of 22.03x)

WHAT'S HAPPENING NOW

Tata Capital is set to announce Q4 results on April 23, 2026. Q3FY26 PAT excluding Motor Finance increased 39% YoY to The stock hit a 52-week high of on January 20, 2026, and a low of on April 2, 2026.

CORE STORY

Tata Capital is being priced as a high-growth NBFC leveraging digital transformation and a diversified portfolio, with a recovering Motor Finance segment.

Why Now
  • Upcoming Q4 results on April 23, 2026
  • Strong Q3FY26 results with 39% YoY PAT growth (excl. Motor Finance)
  • Management guidance for 18-20% AUM growth in FY26
Potential Catalysts
  • Q4 results beat/miss
  • Motor Finance recovery gaining traction
  • Significant new order wins or partnerships
Key Risks
  • High debt/equity ratio
  • Expensive valuation
  • Negative free cash flow
Institutional Activity

Promoter holding is high at 85.41%, but FII and DII holdings are relatively low. No recent change in institutional holdings.

Macro Context

Citibank bankers expect India's equity capital markets to stay strong in 2026, a tailwind for NBFCs.

Cash Flow Quality

No, Free Cash Flow 5Y: ₹-104095.44 Cr

3–6 Month Outlook

Expect continued AUM growth and improving profitability, driven by digital initiatives and Motor Finance recovery. Monitor Q4 results and management commentary closely.

Primary Thesis Risk

Sustained growth is priced in; any slowdown will trigger a correction.

For educational purposes only. Not investment advice. Consult a SEBI-registered advisor before investing.

Returns & Performance

Poor

Return on Equity (ROE)

12.34%

Profit generated per ₹1 of shareholder equity

Poor

Return on Capital (ROCE)

8.58%

Returns generated on total capital deployed

Excellent

Oper. Profit Margin (5Y Avg)

74.11%

Average operating profit margin over 5 years

Dividend Yield

0.00%

Annual dividend as % of current share price

Tata Capital Valuation Check

Poor

Price to Earnings (P/E)

31.12x

Share price ÷ earnings per share. Lower = cheaper

Poor

Industry Avg P/E

22.18x

Average P/E of all peers in this sector

Market-cap Classification
Large-cap
Established & liquid; typically steadier returns.

Shareholding Pattern

Excellent

Promoter Holding

85.41%

% shares held by company founders/management

Poor

FII Holding

4.88%

% shares held by foreign institutional investors

Poor

DII Holding

3.60%

% held by domestic mutual funds, LIC, banks

Excellent

Promoter Pledged %

0.00%

% of promoter shares pledged as collateral — lower is safer

Growth Engine

Excellent

Profit Growth (Quarterly YoY)

42.82%

Net profit growth vs same quarter last year

Poor

Revenue Growth (Quarterly YoY)

9.12%

Revenue growth vs same quarter last year

Excellent

Revenue Growth (5-Year CAGR)

26.24%

Compounded annual revenue growth over 5 years

Excellent

EPS Growth (5-Year CAGR)

29.12%

Earnings per share growth over 5 years

Excellent

Net Profit Growth (5-Year CAGR)

34.07%

Compounded annual net profit growth over 5 years

Balance Sheet Health

Poor

Debt to Equity Ratio

5.15x

Total debt ÷ equity. Below 0.5 = financially healthy

Poor

Interest Coverage Ratio

1.41x

EBIT ÷ interest expense. Above 2.5 = can pay interest comfortably

Free Cash Flow (5-Year Total)

-1.46L (Cr)

Cash left after capex over 5 years. Positive = self-funded growth

Labels (e.g., "Excellent", "Good") are peer-based vs industry/sector averages — data-only, not advice

Tata Capital Fundamental Analysis & Valuation Benchmarking

Educational evaluation of TATACAP across key market metrics for learning purposes.

Positive Indicators

6 factors identified

Strong Operating Margins (74.11%)

Observation: Healthy 5-year operating margins indicate pricing power and cost control.

Analysis: OPM >15% suggests operational efficiency and competitive advantages.

Robust Profit Growth (42.82%)

Observation: Strong year-over-year profit expansion demonstrates business momentum.

Analysis: Profit growth >20% indicates effective execution and market opportunity capture.

Consistent Growth Track Record (26.24% CAGR)

Observation: Strong 5-year sales compound annual growth rate.

Analysis: Consistent sales CAGR >12% demonstrates sustainable growth model.

Excellent EPS Growth (29.12% CAGR)

Observation: Outstanding 5-year earnings per share compound growth.

Analysis: EPS CAGR >15% indicates strong wealth creation potential.

Strong Profit Growth Track Record (34.07% CAGR)

Observation: Consistent 5-year profit compound annual growth rate.

Analysis: Profit CAGR >15% demonstrates scalable business model.

Zero Share Pledging Risk

Observation: No promoter shares pledged as collateral.

Analysis: Absence of share pledging eliminates potential forced-selling pressure.

Risk Factors

7 factors identified

Suboptimal ROCE (8.58%)

Observation: Returns on capital employed are below expectations.

Analysis: ROCE <10% suggests potential inefficiencies in capital allocation.

Elevated Debt Levels (D/E: 5.15)

Observation: High leverage increases financial risk and interest burden.

Analysis: High debt-to-equity ratios require monitoring of debt servicing capability.

Weak Interest Coverage (1.41x)

Observation: Limited ability to service debt obligations from earnings.

Analysis: Low interest coverage raises concerns about financial stability.

Negative Free Cash Flow (₹-146154.88 Cr over 5Y)

Observation: Cash outflows exceed inflows.

Analysis: Negative FCF requires analysis of capital expenditure cycle.

Limited Public Float (85.41% Promoter Holding)

Observation: High promoter holding may restrict liquidity and price discovery.

Analysis: Very high promoter holding can limit trading liquidity.

Limited Institutional Interest (FII+DII: 8.48%)

Observation: Low institutional participation may affect liquidity.

Analysis: Limited institutional interest may indicate size constraints or visibility issues.

No Dividend Distribution

Observation: Company does not currently pay dividends to shareholders.

Analysis: Zero dividend yield may indicate growth reinvestment focus or cash flow constraints.

Tata Capital vs Non Banking Financial Company (NBFC) Peers

Peer Comparison -

Compare Tata Capital with 10 other companies in the same sector

11 companies
Company Info
Fundamental
Valuation
Profitability
Financial Health
Growth
Dividend
Company
Company name
Score
Bull Run comprehensive fundamental score based on 20+ metrics
Price
Current trading price of the stock
Market Cap
Total value of all shares in the market
P/E
Price per share divided by earnings per share
ROE
Net income divided by shareholder equity
ROCE
Earnings before interest and tax divided by capital employed
Debt/Eq
Total debt divided by total equity
Profit 5Y
Average annual profit growth over 5 years
Sales 5Y
Average annual sales growth over 5 years
Dividend
Annual dividend per share divided by price per share
59.3/100
370
₹151839.18
31.1
Average
12.34%
Average
8.58%
Poor
5.2
Poor
34.07%
Excellent
26.24%
Excellent
0.00%
62.4/100
1141
₹635919.89
33.1
Average
18.25%
Good
10.87%
Average
3.8
Poor
34.15%
Excellent
25.18%
Excellent
0.53%
48.8/100
1047
₹243379.83
24.3
Average
16.39%
Good
11.49%
Average
3.8
Poor
32.03%
Excellent
22.54%
Excellent
1.04%
65.8/100
1850
₹153802.44
29.4
Average
19.35%
Good
9.71%
Poor
6.9
Poor
28.05%
Excellent
26.56%
Excellent
0.11%
73.9/100
3120
₹121113.00
11.4
Average
30.92%
Excellent
15.77%
Good
3.9
Poor
22.71%
Excellent
22.03%
Excellent
0.99%
55.2/100
311
₹78301.66
24.4
Average
11.22%
Average
8.40%
Poor
3.9
Poor
32.35%
Excellent
6.05%
Good
0.88%
54.3/100
686
₹62415.22
22.6
Average
13.94%
Average
9.09%
Poor
4.8
Poor
45.37%
Excellent
10.99%
Good
0.53%
43.9/100
660
₹60979.59
28.1
Average
14.69%
Average
10.10%
Average
2.8
Poor
17.08%
Excellent
16.43%
Excellent
0.39%
29.5/100
4666
₹50074.63
23.8
Average
15.01%
Good
9.44%
Poor
4.7
Poor
12.69%
Good
13.23%
Good
0.89%
23.9/100
539
₹42560.25
22.0
Average
13.13%
Average
13.67%
Average
0.2
Excellent
0.04%
54.9/100
464
₹41881.04
77.1
Average
5.86%
Poor
7.51%
Poor
4.7
Poor
24.33%
Excellent
23.97%
Excellent
0.00%

Tata Capital Quarterly Performance

Latest quarterly metrics for TATACAP — revenue growth and profit growth vs same quarter last year

Revenue Growth (YoY)

9.12%

Latest quarter vs same quarter previous year

Net Profit Growth (YoY)

42.82%

Latest quarter net profit vs same quarter previous year

5-Year Revenue CAGR

26.24%

Compounded annual revenue growth over 5 years

5-Year Profit CAGR

34.07%

Compounded annual net profit growth over 5 years

Tata Capital Technical Indicators

SMA 50, SMA 200, RSI and volume signals for TATACAP — calculated from daily price history

61RSI 14
Neutral — RSI 61

Momentum is balanced — neither overbought nor oversold.

SMA 50
338
▲ Price above SMA 50 — Short-term bullish
30-Day Avg Volume
4212K shares/day
Average daily traded volume over last 30 trading sessions

Technical indicators are for educational purposes only. Not investment advice.

Tata Capital Financial Statements

Annual income statement, balance sheet and cash flow for Tata Capital (TATACAP) — sourced from NSE/BSE filings.

Loading Financial Statements...

Fetching financial data for Tata Capital

About TATACAP (Tata Capital)

Tata Capital (TATACAP) is listed on the National Stock Exchange (NSE) and Bombay Stock Exchange (BSE) of India. The company operates in the Non Banking Financial Company (NBFC) sec...tor with a current market capitalisation of ₹1.52L (Cr). Tata Capital has delivered a Return on Equity (ROE) of 12.34% and a ROCE of 8.58%. The debt-to-equity ratio stands at 5.15, reflecting the company's capital structure. Investors tracking TATACAP share price can monitor key metrics including P/E ratio, promoter holding of 85.41%, and quarterly earnings growth.

Company Details

Symbol:TATACAP
Industry:Non Banking Financial Company (NBFC)
Sector:N/A
Website:N/A

TATACAP Share Price: Frequently Asked Questions

What is the current share price of Tata Capital?

Tata Capital (TATACAP) trades at ₹370.30 on NSE and BSE. Market cap ₹1.52L (Cr). Educational data only.

What is the P/E ratio of Tata Capital?

Tata Capital has a P/E of 31.12x vs industry average 22.18x.

What is the Bull Run score for Tata Capital?

Tata Capital has a Bull Run score of 59.3/100 based on 25+ financial parameters.

Does Tata Capital pay dividends?

Tata Capital has a dividend yield of 0.00%. Past dividends don't guarantee future payments.

What is the ROE of Tata Capital?

Tata Capital has ROE of 12.34%. Higher ROE indicates better use of shareholder equity.

What is the debt-to-equity ratio of Tata Capital?

Tata Capital has debt-to-equity of 5.15.

Is Tata Capital a good investment?

Bull Run gives Tata Capital a score of 59.3/100. This is not investment advice — consult a SEBI-registered advisor.