Times Guaranty Ltd Stock Price Today (NSE: TIMESGTY)
Fundamental Score
Times Guaranty Ltd Share Price — Live NSE/BSE Price, Fundamentals & Analysis
Times Guaranty Ltd share price today is ₹247.95, up +0.00% on NSE/BSE as of 19 June 2026. Times Guaranty Ltd (TIMESGTY) is a Small-cap company in the Non Banking Financial Company (NBFC) sector with a market capitalisation of ₹238.55 (Cr). The 52-week high for TIMESGTY share price is ₹315.00 and the 52-week low is ₹160.15. At a P/E ratio of 94.29x, TIMESGTY is currently trading above its industry average P/E of 22.03x. The company has a Return on Equity (ROE) of 5.04% and a debt-to-equity ratio of 0.00.
Times Guaranty Ltd Share Price Chart — NSE/BSE Historical Performance
Times Guaranty Ltd share price chart: 0.28% return over the past month. 52-week high ₹315.00, 52-week low ₹160.15.
Times Guaranty Ltd — Last 10 Trading Days
| Date | Open | High | Low | Close | Volume |
|---|---|---|---|---|---|
| ₹247.95 | ₹250.00 | ₹245.50 | ₹247.95 | 356.00 (Cr) | |
| ₹245.50 | ₹245.50 | ₹245.50 | ₹245.50 | 16.00 (Cr) | |
| ₹246.00 | ₹250.90 | ₹246.00 | ₹246.00 | 133.00 (Cr) | |
| ₹246.00 | ₹246.00 | ₹245.90 | ₹246.00 | 197.00 (Cr) | |
| ₹250.90 | ₹250.90 | ₹250.90 | ₹250.90 | 88.00 (Cr) | |
| ₹256.00 | ₹256.00 | ₹256.00 | ₹256.00 | 20.00 (Cr) | |
| ₹256.00 | ₹256.00 | ₹256.00 | ₹256.00 | 906.00 (Cr) | |
| ₹256.00 | ₹256.00 | ₹254.00 | ₹256.00 | 1.32K (Cr) | |
| ₹257.25 | ₹257.25 | ₹257.25 | ₹257.25 | 1.00K (Cr) | |
| ₹259.25 | ₹259.25 | ₹259.25 | ₹259.25 | 153.00 (Cr) |
Times Guaranty Ltd — Last 12 Months Price History
| Month | Open | High | Low | Close | Change |
|---|---|---|---|---|---|
| ₹256.00 | ₹256.00 | ₹245.50 | ₹247.95 | -3.14% | |
| ₹276.00 | ₹276.00 | ₹221.30 | ₹257.25 | -6.79% | |
| ₹259.85 | ₹315.00 | ₹239.00 | ₹276.00 | +6.22% | |
| ₹178.25 | ₹302.70 | ₹165.10 | ₹251.09 | +40.86% | |
| ₹172.87 | ₹206.00 | ₹166.64 | ₹174.21 | +0.78% |
AI Research Briefing
Powered by Gemini · 2026-04-09
Micro-cap NBFC's FinTech pivot stalled; avoid until execution clarity emerges.
WHAT'S HAPPENING NOW (last 2-4 weeks)
No major catalysts found after live search. The last major announcement was on March 4, 2026, when Team India Guaranty deferred a preferential share issue of 2,248,270 equity shares, initially as only 62.14% of the required funds were received. Consequently, the planned acquisition of 4A Financial Technologies was also put on hold.
CORE STORY (THE REAL GAME)
A micro-cap NBFC attempting a FinTech pivot via acquisition, now facing execution headwinds. Not a core lending play; it's a capital markets/deal-driven story.
- Preferential allotment failed, delaying acquisition
- High valuation (94x P/E) offers limited margin of safety
- Micro-cap liquidity risk is elevated
- Successful closure of 4A Financial Technologies acquisition
- New capital raise at a reasonable valuation
- Significant improvement in quarterly earnings
- Micro/SME cap = liquidity risk
- Deferred preferential allotment signals weak investor confidence
- High P/E ratio relative to industry average
FII decreased stake by 0.23%.
RBI is reviewing NBFC categorization, which could lead to increased regulatory scrutiny.
Profit not consistently converting to cash; Free Cash Flow 5Y: ₹5.39 Cr
Near-term outlook is uncertain due to acquisition delay. Focus shifts to core NBFC operations, which lack strong growth drivers.
Primary Thesis Risk
Failed acquisition derails FinTech pivot, leaving a high-valuation micro-cap exposed.
For educational purposes only. Not investment advice. Consult a SEBI-registered advisor before investing.
Returns & Performance
Return on Equity (ROE)
Profit generated per ₹1 of shareholder equity
Return on Capital (ROCE)
Returns generated on total capital deployed
Oper. Profit Margin (5Y Avg)
Average operating profit margin over 5 years
Dividend Yield
Annual dividend as % of current share price
Times Guaranty Ltd Valuation Check
Price to Earnings (P/E)
Share price ÷ earnings per share. Lower = cheaper
Industry Avg P/E
Average P/E of all peers in this sector
Market Capitalisation
Total market value of all outstanding shares
Growth Engine
Profit Growth (Quarterly YoY)
Net profit growth vs same quarter last year
Revenue Growth (Quarterly YoY)
Revenue growth vs same quarter last year
Revenue Growth (5-Year CAGR)
Compounded annual revenue growth over 5 years
EPS Growth (5-Year CAGR)
Earnings per share growth over 5 years
Net Profit Growth (5-Year CAGR)
Compounded annual net profit growth over 5 years
Balance Sheet Health
Debt to Equity Ratio
Total debt ÷ equity. Below 0.5 = financially healthy
Interest Coverage Ratio
EBIT ÷ interest expense. Above 2.5 = can pay interest comfortably
Free Cash Flow (5-Year Total)
Cash left after capex over 5 years. Positive = self-funded growth
Labels (e.g., "Excellent", "Good") are peer-based vs industry/sector averages — data-only, not advice
Times Guaranty Ltd Fundamental Analysis & Valuation Benchmarking
Educational evaluation of TIMESGTY across key market metrics for learning purposes.
Positive Indicators
6 factors identified
Strong Operating Margins (80.34%)
Observation: Healthy 5-year operating margins indicate pricing power and cost control.
Analysis: OPM >15% suggests operational efficiency and competitive advantages.
Robust Profit Growth (34.00%)
Observation: Strong year-over-year profit expansion demonstrates business momentum.
Analysis: Profit growth >20% indicates effective execution and market opportunity capture.
Strong Revenue Growth (59.30%)
Observation: Healthy sales growth indicates market demand and execution capability.
Analysis: Revenue growth >15% suggests strong market position and growth potential.
Debt-Free Balance Sheet (D/E: 0.00)
Observation: Low leverage provides financial flexibility and reduced risk.
Analysis: Conservative debt structure offers resilience during economic downturns.
Balanced Promoter Holding (74.92%)
Observation: Optimal balance between promoter control and public float.
Analysis: Promoter holding in 50-75% range provides management alignment.
Zero Share Pledging Risk
Observation: No promoter shares pledged as collateral.
Analysis: Absence of share pledging eliminates potential forced-selling pressure.
Risk Factors
5 factors identified
Below-Average Return on Equity (5.04%)
Observation: Returns on equity are below industry benchmarks.
Analysis: ROE <10% may indicate inefficient capital utilization. Consider monitoring for operational improvements and management effectiveness.
Suboptimal ROCE (6.05%)
Observation: Returns on capital employed are below expectations.
Analysis: ROCE <10% suggests potential inefficiencies in capital allocation.
Premium Valuation Risk (P/E: 94.29x)
Observation: High valuation multiples may limit upside potential.
Analysis: Elevated P/E ratios require strong growth execution to justify current valuations.
Limited Institutional Interest (FII+DII: 1.75%)
Observation: Low institutional participation may affect liquidity.
Analysis: Limited institutional interest may indicate size constraints or visibility issues.
No Dividend Distribution
Observation: Company does not currently pay dividends to shareholders.
Analysis: Zero dividend yield may indicate growth reinvestment focus or cash flow constraints.
Times Guaranty Ltd vs Non Banking Financial Company (NBFC) Peers
Peer Comparison - Non Banking Financial Company (NBFC)
Compare Times Guaranty Ltd with 10 other companies in the same sector
| Company Info | Fundamental | Valuation | Profitability | Financial Health | Growth | Dividend | ||||
|---|---|---|---|---|---|---|---|---|---|---|
Company Company name | Score Bull Run comprehensive fundamental score based on 20+ metrics | Price Current trading price of the stock | Market Cap Total value of all shares in the market | P/E Price per share divided by earnings per share | ROE Net income divided by shareholder equity | ROCE Earnings before interest and tax divided by capital employed | Debt/Eq Total debt divided by total equity | Profit 5Y Average annual profit growth over 5 years | Sales 5Y Average annual sales growth over 5 years | Dividend Annual dividend per share divided by price per share |
Times Guaranty LtdTimes Guaranty ...Selected✓ TIMESGTY • 511559 | 49.4/100 | ₹247.95₹248 | ₹238.55₹238.55 | 94.29Average 94.3 Average | 5.04%Poor 5.04% Poor | 6.05%Poor 6.05% Poor | 0.00Excellent 0.0 Excellent | 12.06%Good 12.06% Good | 9.35%Good 9.35% Good | 0.00% |
Bajaj Finance LtdBajaj Finance L... BAJFINANCE • 500034 | 61.2/100 | ₹931.15₹931 | ₹635285.77₹635285.77 | 34.71Average 34.7 Average | 19.22%Good 19.22% Good | 11.35%Average 11.35% Average | 3.85Poor 3.9 Poor | 25.91%Excellent 25.91% Excellent | 21.46%Excellent 21.46% Excellent | 0.43% |
Shriram Finance LtdShriram Finance... SHRIRAMFIN • 511218 | 48.1/100 | ₹963.20₹963 | ₹160454.76₹160454.76 | 18.32Average 18.3 Average | 15.57%Good 15.57% Good | 10.95%Average 10.95% Average | 3.87Poor 3.9 Poor | 26.73%Excellent 26.73% Excellent | 21.55%Excellent 21.55% Excellent | 1.16% |
Muthoot Finance LtdMuthoot Finance... MUTHOOTFIN • 533398 | 58.9/100 | ₹3306.90₹3307 | ₹153050.66₹153050.66 | 20.96Average 21.0 Average | 19.58%Good 19.58% Good | 13.19%Average 13.19% Average | 3.76Poor 3.8 Poor | 11.18%Good 11.18% Good | 15.86%Excellent 15.86% Excellent | 0.68% |
62.5/100 | ₹1553.30₹1553 | ₹145498.76₹145498.76 | 31.32Average 31.3 Average | 19.71%Good 19.71% Good | 10.34%Average 10.34% Average | 7.23Poor 7.2 Poor | 32.25%Excellent 32.25% Excellent | 24.29%Excellent 24.29% Excellent | 0.12% | |
SBI Cards and Payment Services LtdSBI Cards and P... SBICARD • 543066 | 38.2/100 | ₹625.25₹625 | ₹83417.35₹83417.35 | 43.49Average 43.5 Average | 14.82%Average 14.82% Average | 10.40%Average 10.40% Average | 3.33Poor 3.3 Poor | 9.01%Good 9.01% Good | 14.26%Good 14.26% Good | 0.29% |
L&T Finance LtdL&T Finance Ltd... LTF • 533519 | 35/100 | ₹281.70₹282 | ₹77417.35₹77417.35 | 28.69Average 28.7 Average | 10.79%Average 10.79% Average | 8.71%Poor 8.71% Poor | 3.72Poor 3.7 Poor | 9.23%Good 9.23% Good | 2.46%Average 2.46% Average | 0.89% |
HDB Financial Services LimitedHDB Financial S... HDBFS • 544429 | 25.3/100 | ₹674.20₹674 | ₹63088.80₹63088.80 | 29.31Average 29.3 Average | 14.72%Average 14.72% Average | 9.79%Poor 9.79% Poor | 4.68Poor 4.7 Poor | — — | — — | 0.26% |
Sundaram Finance LtdSundaram Financ... SUNDARMFIN • 590071 | 36.5/100 | ₹4354.60₹4355 | ₹52888.17₹52888.17 | 26.82Average 26.8 Average | 15.27%Good 15.27% Good | 9.64%Poor 9.64% Poor | 4.35Poor 4.3 Poor | 18.93%Excellent 18.93% Excellent | 12.58%Good 12.58% Good | 0.74% |
58/100 | ₹497.00₹497 | ₹44785.81₹44785.81 | 11.15Average 11.2 Average | 34.14%Excellent 34.14% Excellent | 30.85%Excellent 30.85% Excellent | 0.17Excellent 0.2 Excellent | 208.59%Excellent 208.59% Excellent | — — | 0.04% | |
Poonawalla Fincorp LtdPoonawalla Finc... POONAWALLA • 524000 | 35.4/100 | ₹394.50₹395 | ₹39398.34₹39398.34 | 180.84Average 180.8 Average | -1.28%Poor -1.28% Poor | 4.77%Poor 4.77% Poor | 3.64Poor 3.6 Poor | — — | 10.76%Good 10.76% Good | 0.00% |
Top Non Banking Financial Company (NBFC) Stocks
View all →By Bull Run Score
By Return on Equity
By Market Cap
- Bajaj Finance Ltd share price635285.77 Cr
- Shriram Finance Ltd share price160454.76 Cr
- Muthoot Finance Ltd share price153050.66 Cr
- Cholamandalam Investment and Finance Company Limited share price145498.76 Cr
- SBI Cards and Payment Services Ltd share price83417.35 Cr
Times Guaranty Ltd PE Ratio History
Historical price-to-earnings ratio for TIMESGTY — last 5 years
| Year | EPS (₹) | Price (₹) | P/E Ratio |
|---|---|---|---|
| FY 2024 | ₹1.98 | ₹161.16 | 81.4x |
| FY 2023 | ₹1.05 | ₹134.80 | 128.4x |
| FY 2022 | ₹1.77 | ₹53.85 | 30.4x |
| FY 2021 | ₹7.29 | ₹44.80 | 6.1x |
P/E = year-end price ÷ diluted EPS from annual filings. Source: NSE/BSE via Bull Run.
Times Guaranty Ltd Quarterly Performance
Latest quarterly metrics for TIMESGTY — revenue growth and profit growth vs same quarter last year
Revenue Growth (YoY)
59.30%
Latest quarter vs same quarter previous year
Net Profit Growth (YoY)
34.00%
Latest quarter net profit vs same quarter previous year
5-Year Revenue CAGR
9.35%
Compounded annual revenue growth over 5 years
5-Year Profit CAGR
12.06%
Compounded annual net profit growth over 5 years
Times Guaranty Ltd Technical Indicators
SMA 50, SMA 200, RSI and volume signals for TIMESGTY — calculated from daily price history
Momentum is balanced — neither overbought nor oversold.
Technical indicators are for educational purposes only. Not investment advice.
Times Guaranty Ltd Financial Statements
Annual income statement, balance sheet and cash flow for Times Guaranty Ltd (TIMESGTY) — sourced from NSE/BSE filings.
Loading Financial Statements...
Fetching financial data for Times Guaranty Ltd
About TIMESGTY (Times Guaranty Ltd)
Times Guaranty Ltd (TIMESGTY) is listed on the National Stock Exchange (NSE) and Bombay Stock Exchange (BSE) of India. The company operates in the Non Banking Financial Company (NB...FC) sector with a current market capitalisation of ₹238.55 (Cr). Times Guaranty Ltd has delivered a Return on Equity (ROE) of 5.04% and a ROCE of 6.05%. The debt-to-equity ratio stands at 0.00, reflecting the company's capital structure. Investors tracking TIMESGTY share price can monitor key metrics including P/E ratio, promoter holding of 74.92%, and quarterly earnings growth.
Company Details
TIMESGTY Share Price: Frequently Asked Questions
What is the current share price of Times Guaranty Ltd?
Times Guaranty Ltd (TIMESGTY) trades at ₹247.95 on NSE and BSE. Market cap ₹238.55 (Cr). Educational data only.
What is the P/E ratio of Times Guaranty Ltd?
Times Guaranty Ltd has a P/E of 94.29x vs industry average 22.03x.
What is the Bull Run score for Times Guaranty Ltd?
Times Guaranty Ltd has a Bull Run score of 49.4/100 based on 25+ financial parameters.
Does Times Guaranty Ltd pay dividends?
Times Guaranty Ltd has a dividend yield of 0.00%. Past dividends don't guarantee future payments.
What is the ROE of Times Guaranty Ltd?
Times Guaranty Ltd has ROE of 5.04%. Higher ROE indicates better use of shareholder equity.
What is the debt-to-equity ratio of Times Guaranty Ltd?
Times Guaranty Ltd has debt-to-equity of 0.00.
Is Times Guaranty Ltd a good investment?
Bull Run gives Times Guaranty Ltd a score of 49.4/100. This is not investment advice — consult a SEBI-registered advisor.