Transwarranty Finance Ltd Stock Price Today (NSE: TFL)
Fundamental Score
Transwarranty Finance Ltd Share Price — Live NSE/BSE Price, Fundamentals & Analysis
Transwarranty Finance Ltd share price today is ₹12.30, up +0.00% on NSE/BSE as of 19 June 2026. Transwarranty Finance Ltd (TFL) is a Small-cap company in the Non Banking Financial Company (NBFC) sector with a market capitalisation of ₹76.81 (Cr). The 52-week high for TFL share price is ₹21.50 and the 52-week low is ₹10.72. The company has a Return on Equity (ROE) of -10.14% and a debt-to-equity ratio of 1.15.
Transwarranty Finance Ltd Share Price Chart — NSE/BSE Historical Performance
Transwarranty Finance Ltd share price chart: 3.17% return over the past month. 52-week high ₹21.50, 52-week low ₹10.72.
Transwarranty Finance Ltd — Last 10 Trading Days
| Date | Open | High | Low | Close | Volume |
|---|---|---|---|---|---|
| ₹13.00 | ₹13.00 | ₹12.30 | ₹12.30 | 1.98K (Cr) | |
| ₹12.37 | ₹13.02 | ₹12.25 | ₹12.30 | 2.66K (Cr) | |
| ₹12.69 | ₹13.69 | ₹12.24 | ₹12.37 | 12.15K (Cr) | |
| ₹12.27 | ₹13.00 | ₹12.27 | ₹12.69 | 2.65K (Cr) | |
| ₹13.20 | ₹13.20 | ₹12.12 | ₹12.45 | 2.56K (Cr) | |
| ₹13.24 | ₹13.24 | ₹12.60 | ₹12.76 | 5.61K (Cr) | |
| ₹11.85 | ₹14.00 | ₹11.71 | ₹13.24 | 20.30K (Cr) | |
| ₹11.82 | ₹12.19 | ₹11.71 | ₹11.85 | 1.90K (Cr) | |
| ₹11.80 | ₹12.00 | ₹11.80 | ₹11.86 | 3.34K (Cr) | |
| ₹11.98 | ₹12.50 | ₹11.84 | ₹12.01 | 882.00 (Cr) |
Transwarranty Finance Ltd — Last 12 Months Price History
| Month | Open | High | Low | Close | Change |
|---|---|---|---|---|---|
| ₹12.37 | ₹13.02 | ₹12.25 | ₹12.30 | -0.57% | |
| ₹12.45 | ₹14.00 | ₹11.65 | ₹12.37 | -0.64% | |
| ₹11.33 | ₹14.70 | ₹11.33 | ₹12.45 | +9.89% | |
| ₹13.26 | ₹14.50 | ₹10.72 | ₹11.13 | -16.06% | |
| ₹14.69 | ₹17.18 | ₹12.39 | ₹13.52 | -7.96% | |
| ₹15.83 | ₹17.47 | ₹13.50 | ₹14.58 | -7.90% | |
| ₹13.99 | ₹18.50 | ₹12.40 | ₹15.82 | +13.08% | |
| ₹12.35 | ₹14.98 | ₹11.75 | ₹13.99 | +13.28% | |
| ₹14.39 | ₹16.20 | ₹12.54 | ₹13.00 | -9.66% | |
| ₹16.20 | ₹17.01 | ₹13.68 | ₹13.96 | -13.83% | |
| ₹17.59 | ₹18.28 | ₹15.60 | ₹15.96 | -9.27% | |
| ₹19.85 | ₹21.50 | ₹16.24 | ₹16.76 | -15.57% |
AI Research Briefing
Powered by Gemini · 2026-04-09
Micro-cap NBFC with terrible financials hoping for a turnaround miracle.
WHAT'S HAPPENING NOW (last 2-4 weeks)
Transwarranty Finance (TFL) saw its stock sink to a 52-week low as of March 30, 2026. A promoter transferred 12 lakh shares by way of gift. Vertex Securities reported that Transwarranty Finance cut its stake after rights issue dilution. The company announced a board meeting on February 12, 2026, to consider unaudited financial results for the quarter ended December 31, 2025, and the issuance of unlisted Non-Convertible Debentures (NCDs).
CORE STORY (THE REAL GAME)
Distressed micro-cap NBFC hoping to survive via debt issuance and promoter actions. This is a turnaround play, not a growth story.
- Attempting to raise funds via NCDs
- Promoter share transfers
- Stock near 52-week low
- Successful debt raise
- Significant operational improvements
- Change in management
- Negative ROE and ROCE
- Negative interest coverage
- Promoter pledging
- Illiquidity due to micro-cap size
No FII/DII presence. Promoter stake stable.
NBFC sector faces increasing regulatory scrutiny and potential headwinds from interest rate volatility.
No. Negative free cash flow of ₹-25.95 Cr over the last 5 years.
Survival depends on successful debt raises and drastic operational improvements. Unlikely in the current environment.
Primary Thesis Risk
Inability to raise debt will trigger collapse.
For educational purposes only. Not investment advice. Consult a SEBI-registered advisor before investing.
Returns & Performance
Return on Equity (ROE)
Profit generated per ₹1 of shareholder equity
Return on Capital (ROCE)
Returns generated on total capital deployed
Oper. Profit Margin (5Y Avg)
Average operating profit margin over 5 years
Dividend Yield
Annual dividend as % of current share price
Transwarranty Finance Ltd Valuation Check
Price to Earnings (P/E)
Share price ÷ earnings per share. Lower = cheaper
Industry Avg P/E
Average P/E of all peers in this sector
Market Capitalisation
Total market value of all outstanding shares
Growth Engine
Profit Growth (Quarterly YoY)
Net profit growth vs same quarter last year
Revenue Growth (Quarterly YoY)
Revenue growth vs same quarter last year
Revenue Growth (5-Year CAGR)
Compounded annual revenue growth over 5 years
EPS Growth (5-Year CAGR)
Earnings per share growth over 5 years
Net Profit Growth (5-Year CAGR)
Compounded annual net profit growth over 5 years
Balance Sheet Health
Debt to Equity Ratio
Total debt ÷ equity. Below 0.5 = financially healthy
Interest Coverage Ratio
EBIT ÷ interest expense. Above 2.5 = can pay interest comfortably
Free Cash Flow (5-Year Total)
Cash left after capex over 5 years. Positive = self-funded growth
Labels (e.g., "Excellent", "Good") are peer-based vs industry/sector averages — data-only, not advice
Transwarranty Finance Ltd Fundamental Analysis & Valuation Benchmarking
Educational evaluation of TFL across key market metrics for learning purposes.
Positive Indicators
3 factors identified
Consistent Growth Track Record (15.31% CAGR)
Observation: Strong 5-year sales compound annual growth rate.
Analysis: Consistent sales CAGR >12% demonstrates sustainable growth model.
Balanced Promoter Holding (56.00%)
Observation: Optimal balance between promoter control and public float.
Analysis: Promoter holding in 50-75% range provides management alignment.
Zero Share Pledging Risk
Observation: No promoter shares pledged as collateral.
Analysis: Absence of share pledging eliminates potential forced-selling pressure.
Risk Factors
9 factors identified
Below-Average Return on Equity (-10.14%)
Observation: Returns on equity are below industry benchmarks.
Analysis: ROE <10% may indicate inefficient capital utilization. Consider monitoring for operational improvements and management effectiveness.
Suboptimal ROCE (1.28%)
Observation: Returns on capital employed are below expectations.
Analysis: ROCE <10% suggests potential inefficiencies in capital allocation.
Margin Pressure Concerns (4.66%)
Observation: Operating margins are below industry standards.
Analysis: OPM <5% may indicate pricing pressures or cost management challenges.
Profit Decline Concern (-368.09%)
Observation: Significant year-over-year profit contraction observed.
Analysis: Declining profitability requires investigation into underlying causes.
Revenue Contraction (-14.25%)
Observation: Sales decline may indicate market challenges or competitive pressures.
Analysis: Negative revenue growth requires analysis of market conditions.
Elevated Debt Levels (D/E: 1.15)
Observation: High leverage increases financial risk and interest burden.
Analysis: High debt-to-equity ratios require monitoring of debt servicing capability.
Weak Interest Coverage (-0.32x)
Observation: Limited ability to service debt obligations from earnings.
Analysis: Low interest coverage raises concerns about financial stability.
Negative Free Cash Flow (₹-25.95 Cr over 5Y)
Observation: Cash outflows exceed inflows.
Analysis: Negative FCF requires analysis of capital expenditure cycle.
No Dividend Distribution
Observation: Company does not currently pay dividends to shareholders.
Analysis: Zero dividend yield may indicate growth reinvestment focus or cash flow constraints.
Transwarranty Finance Ltd vs Non Banking Financial Company (NBFC) Peers
Peer Comparison - Non Banking Financial Company (NBFC)
Compare Transwarranty Finance Ltd with 10 other companies in the same sector
| Company Info | Fundamental | Valuation | Profitability | Financial Health | Growth | Dividend | ||||
|---|---|---|---|---|---|---|---|---|---|---|
Company Company name | Score Bull Run comprehensive fundamental score based on 20+ metrics | Price Current trading price of the stock | Market Cap Total value of all shares in the market | P/E Price per share divided by earnings per share | ROE Net income divided by shareholder equity | ROCE Earnings before interest and tax divided by capital employed | Debt/Eq Total debt divided by total equity | Profit 5Y Average annual profit growth over 5 years | Sales 5Y Average annual sales growth over 5 years | Dividend Annual dividend per share divided by price per share |
14.9/100 | ₹12.30₹12 | ₹76.81₹76.81 | — — | -10.14%Poor -10.14% Poor | 1.28%Poor 1.28% Poor | 1.15Average 1.1 Average | 8.85%Good 8.85% Good | 15.31%Excellent 15.31% Excellent | 0.00% | |
Bajaj Finance LtdBajaj Finance L... BAJFINANCE • 500034 | 61.2/100 | ₹931.15₹931 | ₹635285.77₹635285.77 | 34.71Average 34.7 Average | 19.22%Good 19.22% Good | 11.35%Average 11.35% Average | 3.85Poor 3.9 Poor | 25.91%Excellent 25.91% Excellent | 21.46%Excellent 21.46% Excellent | 0.43% |
Shriram Finance LtdShriram Finance... SHRIRAMFIN • 511218 | 48.1/100 | ₹963.20₹963 | ₹160454.76₹160454.76 | 18.32Average 18.3 Average | 15.57%Good 15.57% Good | 10.95%Average 10.95% Average | 3.87Poor 3.9 Poor | 26.73%Excellent 26.73% Excellent | 21.55%Excellent 21.55% Excellent | 1.16% |
Muthoot Finance LtdMuthoot Finance... MUTHOOTFIN • 533398 | 58.9/100 | ₹3306.90₹3307 | ₹153050.66₹153050.66 | 20.96Average 21.0 Average | 19.58%Good 19.58% Good | 13.19%Average 13.19% Average | 3.76Poor 3.8 Poor | 11.18%Good 11.18% Good | 15.86%Excellent 15.86% Excellent | 0.68% |
62.5/100 | ₹1553.30₹1553 | ₹145498.76₹145498.76 | 31.32Average 31.3 Average | 19.71%Good 19.71% Good | 10.34%Average 10.34% Average | 7.23Poor 7.2 Poor | 32.25%Excellent 32.25% Excellent | 24.29%Excellent 24.29% Excellent | 0.12% | |
SBI Cards and Payment Services LtdSBI Cards and P... SBICARD • 543066 | 38.2/100 | ₹625.25₹625 | ₹83417.35₹83417.35 | 43.49Average 43.5 Average | 14.82%Average 14.82% Average | 10.40%Average 10.40% Average | 3.33Poor 3.3 Poor | 9.01%Good 9.01% Good | 14.26%Good 14.26% Good | 0.29% |
L&T Finance LtdL&T Finance Ltd... LTF • 533519 | 35/100 | ₹281.70₹282 | ₹77417.35₹77417.35 | 28.69Average 28.7 Average | 10.79%Average 10.79% Average | 8.71%Poor 8.71% Poor | 3.72Poor 3.7 Poor | 9.23%Good 9.23% Good | 2.46%Average 2.46% Average | 0.89% |
HDB Financial Services LimitedHDB Financial S... HDBFS • 544429 | 25.3/100 | ₹674.20₹674 | ₹63088.80₹63088.80 | 29.31Average 29.3 Average | 14.72%Average 14.72% Average | 9.79%Poor 9.79% Poor | 4.68Poor 4.7 Poor | — — | — — | 0.26% |
Sundaram Finance LtdSundaram Financ... SUNDARMFIN • 590071 | 36.5/100 | ₹4354.60₹4355 | ₹52888.17₹52888.17 | 26.82Average 26.8 Average | 15.27%Good 15.27% Good | 9.64%Poor 9.64% Poor | 4.35Poor 4.3 Poor | 18.93%Excellent 18.93% Excellent | 12.58%Good 12.58% Good | 0.74% |
58/100 | ₹497.00₹497 | ₹44785.81₹44785.81 | 11.15Average 11.2 Average | 34.14%Excellent 34.14% Excellent | 30.85%Excellent 30.85% Excellent | 0.17Excellent 0.2 Excellent | 208.59%Excellent 208.59% Excellent | — — | 0.04% | |
Poonawalla Fincorp LtdPoonawalla Finc... POONAWALLA • 524000 | 35.4/100 | ₹394.50₹395 | ₹39398.34₹39398.34 | 180.84Average 180.8 Average | -1.28%Poor -1.28% Poor | 4.77%Poor 4.77% Poor | 3.64Poor 3.6 Poor | — — | 10.76%Good 10.76% Good | 0.00% |
Top Non Banking Financial Company (NBFC) Stocks
View all →By Bull Run Score
By Return on Equity
By Market Cap
- Bajaj Finance Ltd share price635285.77 Cr
- Shriram Finance Ltd share price160454.76 Cr
- Muthoot Finance Ltd share price153050.66 Cr
- Cholamandalam Investment and Finance Company Limited share price145498.76 Cr
- SBI Cards and Payment Services Ltd share price83417.35 Cr
Transwarranty Finance Ltd PE Ratio History
Historical price-to-earnings ratio for TFL — last 5 years
| Year | EPS (₹) | Price (₹) | P/E Ratio |
|---|---|---|---|
| FY 2024 | ₹0.17 | ₹22.40 | 131.8x |
P/E = year-end price ÷ diluted EPS from annual filings. Source: NSE/BSE via Bull Run.
Transwarranty Finance Ltd Quarterly Performance
Latest quarterly metrics for TFL — revenue growth and profit growth vs same quarter last year
Revenue Growth (YoY)
-14.25%
Latest quarter vs same quarter previous year
Net Profit Growth (YoY)
-368.09%
Latest quarter net profit vs same quarter previous year
5-Year Revenue CAGR
15.31%
Compounded annual revenue growth over 5 years
5-Year Profit CAGR
8.85%
Compounded annual net profit growth over 5 years
Transwarranty Finance Ltd Technical Indicators
SMA 50, SMA 200, RSI and volume signals for TFL — calculated from daily price history
Momentum is balanced — neither overbought nor oversold.
Technical indicators are for educational purposes only. Not investment advice.
Transwarranty Finance Ltd Financial Statements
Annual income statement, balance sheet and cash flow for Transwarranty Finance Ltd (TFL) — sourced from NSE/BSE filings.
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Fetching financial data for Transwarranty Finance Ltd
About TFL (Transwarranty Finance Ltd)
Transwarranty Finance Ltd is a distinguished Non-Banking Financial Company (NBFC) operating within the dynamic Indian financial landscape. With a commitment to fostering growth and... enabling opportunities, TFL provides a suite of financial solutions tailored to the specific needs of businesses. Their core offerings encompass investment banking services, designed to facilitate strategic corporate actions and capital raising endeavors. These include the complex processes of private equity syndication, mergers and acquisitions, restructuring initiatives aimed at optimizing financial performance, and the creation of structured funding solutions to address unique capital requirements. TFL strives to be a trusted partner for businesses seeking to navigate the intricacies of the financial markets. Beyond investment banking, Transwarranty Finance Ltd delivers comprehensive corporate finance services. These services provide businesses with expert financial advice and seamless execution in raising external commercial borrowings, rupee term loans, and both fund-based and non-fund-based working capital finance. Moreover, TFL specializes in project finance, supporting the development of infrastructure and other large-scale ventures, as well as structuring finance solutions tailored to specific projects and objectives. By providing access to diverse funding options and strategic financial guidance, TFL empowers businesses to achieve their growth ambitions and solidify their market position. Ultimately, Transwarranty Finance Ltd functions as a catalyst for economic growth. By offering a comprehensive range of financial services to businesses in India, TFL facilitates access to capital, enabling companies to expand their operations, invest in new technologies, and create employment opportunities. Through its commitment to innovation, expertise, and client-centric solutions, TFL strives to be a leading NBFC, contributing to the overall prosperity and financial well-being of the nation. The firm's dedication to ethical practices and sustainable growth further solidifies its reputation as a responsible and trusted financial partner.
Company Details
Key Leadership
Corporate Events
TFL Share Price: Frequently Asked Questions
What is the current share price of Transwarranty Finance Ltd?
Transwarranty Finance Ltd (TFL) trades at ₹12.30 on NSE and BSE. Market cap ₹76.81 (Cr). Educational data only.
What is the P/E ratio of Transwarranty Finance Ltd?
Transwarranty Finance Ltd has a P/E of N/Ax vs industry average 22.03x.
What is the Bull Run score for Transwarranty Finance Ltd?
Transwarranty Finance Ltd has a Bull Run score of 14.9/100 based on 25+ financial parameters.
Does Transwarranty Finance Ltd pay dividends?
Transwarranty Finance Ltd has a dividend yield of 0.00%. Past dividends don't guarantee future payments.
What is the ROE of Transwarranty Finance Ltd?
Transwarranty Finance Ltd has ROE of -10.14%. Higher ROE indicates better use of shareholder equity.
What is the debt-to-equity ratio of Transwarranty Finance Ltd?
Transwarranty Finance Ltd has debt-to-equity of 1.15.
Is Transwarranty Finance Ltd a good investment?
Bull Run gives Transwarranty Finance Ltd a score of 14.9/100. This is not investment advice — consult a SEBI-registered advisor.