U Y Fincorp Ltd Stock Price Today (NSE: UYFINCORP)
Fundamental Score
U Y Fincorp Ltd Share Price — Live NSE/BSE Price, Fundamentals & Analysis
U Y Fincorp Ltd share price today is ₹14.84, down 0.80% on NSE/BSE as of 22 June 2026. U Y Fincorp Ltd (UYFINCORP) is a Small-cap company in the Non Banking Financial Company (NBFC) sector with a market capitalisation of ₹277.18 (Cr). The 52-week high for UYFINCORP share price is ₹23.30 and the 52-week low is ₹11.16. At a P/E ratio of 16.08x, UYFINCORP is currently trading below its industry average P/E of 22.03x. The company has a Return on Equity (ROE) of 3.62% and a debt-to-equity ratio of 0.01.
U Y Fincorp Ltd Share Price Chart — NSE/BSE Historical Performance
U Y Fincorp Ltd share price chart: 3.99% return over the past month. 52-week high ₹23.30, 52-week low ₹11.16.
U Y Fincorp Ltd — Last 10 Trading Days
| Date | Open | High | Low | Close | Volume |
|---|---|---|---|---|---|
| ₹14.67 | ₹15.30 | ₹14.67 | ₹14.84 | 50.88K (Cr) | |
| ₹15.30 | ₹15.63 | ₹14.77 | ₹14.96 | 1.19L (Cr) | |
| ₹15.68 | ₹15.80 | ₹14.90 | ₹15.15 | 3.98L (Cr) | |
| ₹14.90 | ₹15.00 | ₹14.32 | ₹14.49 | 1.28L (Cr) | |
| ₹15.09 | ₹15.10 | ₹14.30 | ₹14.84 | 94.47K (Cr) | |
| ₹15.00 | ₹15.30 | ₹14.25 | ₹14.69 | 86.21K (Cr) | |
| ₹15.27 | ₹15.27 | ₹14.65 | ₹15.02 | 1.68L (Cr) | |
| ₹15.15 | ₹15.15 | ₹14.62 | ₹14.92 | 1.56L (Cr) | |
| ₹14.01 | ₹15.50 | ₹14.01 | ₹14.83 | 7.77L (Cr) | |
| ₹14.00 | ₹14.47 | ₹13.81 | ₹14.24 | 23.15K (Cr) |
U Y Fincorp Ltd — Last 12 Months Price History
| Month | Open | High | Low | Close | Change |
|---|---|---|---|---|---|
| ₹15.30 | ₹15.63 | ₹14.67 | ₹14.84 | -3.01% | |
| ₹14.45 | ₹15.80 | ₹13.36 | ₹15.15 | +4.84% | |
| ₹13.20 | ₹14.79 | ₹12.27 | ₹14.54 | +10.15% | |
| ₹14.00 | ₹14.49 | ₹11.50 | ₹11.58 | -17.29% | |
| ₹12.78 | ₹15.60 | ₹12.78 | ₹14.11 | +10.41% | |
| ₹14.35 | ₹14.67 | ₹12.01 | ₹12.50 | -12.89% | |
| ₹14.80 | ₹15.17 | ₹13.30 | ₹14.35 | -3.04% | |
| ₹15.29 | ₹17.40 | ₹14.23 | ₹14.57 | -4.71% | |
| ₹14.80 | ₹15.72 | ₹14.14 | ₹15.03 | +1.55% | |
| ₹12.35 | ₹16.30 | ₹12.16 | ₹14.97 | +21.21% | |
| ₹18.69 | ₹18.91 | ₹11.16 | ₹11.91 | -36.28% | |
| ₹18.50 | ₹23.30 | ₹17.36 | ₹18.55 | +0.27% |
Returns & Performance
Return on Equity (ROE)
Profit generated per ₹1 of shareholder equity
Return on Capital (ROCE)
Returns generated on total capital deployed
Oper. Profit Margin (5Y Avg)
Average operating profit margin over 5 years
Dividend Yield
Annual dividend as % of current share price
U Y Fincorp Ltd Valuation Check
Price to Earnings (P/E)
Share price ÷ earnings per share. Lower = cheaper
Industry Avg P/E
Average P/E of all peers in this sector
Market Capitalisation
Total market value of all outstanding shares
Growth Engine
Profit Growth (Quarterly YoY)
Net profit growth vs same quarter last year
Revenue Growth (Quarterly YoY)
Revenue growth vs same quarter last year
Revenue Growth (5-Year CAGR)
Compounded annual revenue growth over 5 years
EPS Growth (5-Year CAGR)
Earnings per share growth over 5 years
Net Profit Growth (5-Year CAGR)
Compounded annual net profit growth over 5 years
Balance Sheet Health
Debt to Equity Ratio
Total debt ÷ equity. Below 0.5 = financially healthy
Interest Coverage Ratio
EBIT ÷ interest expense. Above 2.5 = can pay interest comfortably
Free Cash Flow (5-Year Total)
Cash left after capex over 5 years. Positive = self-funded growth
Labels (e.g., "Excellent", "Good") are peer-based vs industry/sector averages — data-only, not advice
U Y Fincorp Ltd Fundamental Analysis & Valuation Benchmarking
Educational evaluation of UYFINCORP across key market metrics for learning purposes.
Positive Indicators
10 factors identified
Strong Operating Margins (28.71%)
Observation: Healthy 5-year operating margins indicate pricing power and cost control.
Analysis: OPM >15% suggests operational efficiency and competitive advantages.
Attractive Valuation (P/E: 16.08 vs Industry: 22.03)
Observation: Trading at discount to industry peers.
Analysis: P/E below industry average may present value opportunity.
Robust Profit Growth (133.14%)
Observation: Strong year-over-year profit expansion demonstrates business momentum.
Analysis: Profit growth >20% indicates effective execution and market opportunity capture.
Consistent Growth Track Record (44.36% CAGR)
Observation: Strong 5-year sales compound annual growth rate.
Analysis: Consistent sales CAGR >12% demonstrates sustainable growth model.
Excellent EPS Growth (33.66% CAGR)
Observation: Outstanding 5-year earnings per share compound growth.
Analysis: EPS CAGR >15% indicates strong wealth creation potential.
Strong Profit Growth Track Record (33.66% CAGR)
Observation: Consistent 5-year profit compound annual growth rate.
Analysis: Profit CAGR >15% demonstrates scalable business model.
Conservative Debt Levels (D/E: 0.01)
Observation: Low leverage provides financial flexibility and reduced risk.
Analysis: Conservative debt structure offers resilience during economic downturns.
Strong Interest Coverage (34.81x)
Observation: Earnings comfortably cover interest obligations.
Analysis: Interest coverage >5x indicates low financial distress risk.
Balanced Promoter Holding (71.38%)
Observation: Optimal balance between promoter control and public float.
Analysis: Promoter holding in 50-75% range provides management alignment.
Zero Share Pledging Risk
Observation: No promoter shares pledged as collateral.
Analysis: Absence of share pledging eliminates potential forced-selling pressure.
Risk Factors
6 factors identified
Below-Average Return on Equity (3.62%)
Observation: Returns on equity are below industry benchmarks.
Analysis: ROE <10% may indicate inefficient capital utilization. Consider monitoring for operational improvements and management effectiveness.
Suboptimal ROCE (5.46%)
Observation: Returns on capital employed are below expectations.
Analysis: ROCE <10% suggests potential inefficiencies in capital allocation.
Revenue Contraction (-39.96%)
Observation: Sales decline may indicate market challenges or competitive pressures.
Analysis: Negative revenue growth requires analysis of market conditions.
Negative Free Cash Flow (₹-9.34 Cr over 5Y)
Observation: Cash outflows exceed inflows.
Analysis: Negative FCF requires analysis of capital expenditure cycle.
Limited Institutional Interest (FII+DII: 0.72%)
Observation: Low institutional participation may affect liquidity.
Analysis: Limited institutional interest may indicate size constraints or visibility issues.
No Dividend Distribution
Observation: Company does not currently pay dividends to shareholders.
Analysis: Zero dividend yield may indicate growth reinvestment focus or cash flow constraints.
U Y Fincorp Ltd vs Non Banking Financial Company (NBFC) Peers
Peer Comparison - Non Banking Financial Company (NBFC)
Compare U Y Fincorp Ltd with 10 other companies in the same sector
| Company Info | Fundamental | Valuation | Profitability | Financial Health | Growth | Dividend | ||||
|---|---|---|---|---|---|---|---|---|---|---|
Company Company name | Score Bull Run comprehensive fundamental score based on 20+ metrics | Price Current trading price of the stock | Market Cap Total value of all shares in the market | P/E Price per share divided by earnings per share | ROE Net income divided by shareholder equity | ROCE Earnings before interest and tax divided by capital employed | Debt/Eq Total debt divided by total equity | Profit 5Y Average annual profit growth over 5 years | Sales 5Y Average annual sales growth over 5 years | Dividend Annual dividend per share divided by price per share |
U Y Fincorp LtdU Y Fincorp Ltd...Selected✓ UYFINCORP • 530579 | 60.9/100 | ₹14.84₹15 | ₹277.18₹277.18 | 16.08Average 16.1 Average | 3.62%Poor 3.62% Poor | 5.46%Poor 5.46% Poor | 0.01Excellent 0.0 Excellent | 33.66%Excellent 33.66% Excellent | 44.36%Excellent 44.36% Excellent | 0.00% |
Bajaj Finance LtdBajaj Finance L... BAJFINANCE • 500034 | 61.2/100 | ₹889.40₹889 | ₹635285.77₹635285.77 | 34.71Average 34.7 Average | 19.22%Good 19.22% Good | 11.35%Average 11.35% Average | 3.85Poor 3.9 Poor | 25.91%Excellent 25.91% Excellent | 21.46%Excellent 21.46% Excellent | 0.43% |
Shriram Finance LtdShriram Finance... SHRIRAMFIN • 511218 | 48.1/100 | ₹923.30₹923 | ₹160454.76₹160454.76 | 18.32Average 18.3 Average | 15.57%Good 15.57% Good | 10.95%Average 10.95% Average | 3.87Poor 3.9 Poor | 26.73%Excellent 26.73% Excellent | 21.55%Excellent 21.55% Excellent | 1.16% |
Muthoot Finance LtdMuthoot Finance... MUTHOOTFIN • 533398 | 58.9/100 | ₹3153.10₹3153 | ₹153050.66₹153050.66 | 20.96Average 21.0 Average | 19.58%Good 19.58% Good | 13.19%Average 13.19% Average | 3.76Poor 3.8 Poor | 11.18%Good 11.18% Good | 15.86%Excellent 15.86% Excellent | 0.68% |
62.5/100 | ₹1503.20₹1503 | ₹145498.76₹145498.76 | 31.32Average 31.3 Average | 19.71%Good 19.71% Good | 10.34%Average 10.34% Average | 7.23Poor 7.2 Poor | 32.25%Excellent 32.25% Excellent | 24.29%Excellent 24.29% Excellent | 0.12% | |
SBI Cards and Payment Services LtdSBI Cards and P... SBICARD • 543066 | 38.2/100 | ₹589.60₹590 | ₹83417.35₹83417.35 | 43.49Average 43.5 Average | 14.82%Average 14.82% Average | 10.40%Average 10.40% Average | 3.33Poor 3.3 Poor | 9.01%Good 9.01% Good | 14.26%Good 14.26% Good | 0.29% |
L&T Finance LtdL&T Finance Ltd... LTF • 533519 | 35/100 | ₹268.60₹269 | ₹77417.35₹77417.35 | 28.69Average 28.7 Average | 10.79%Average 10.79% Average | 8.71%Poor 8.71% Poor | 3.72Poor 3.7 Poor | 9.23%Good 9.23% Good | 2.46%Average 2.46% Average | 0.89% |
HDB Financial Services LimitedHDB Financial S... HDBFS • 544429 | 25.3/100 | ₹641.95₹642 | ₹63088.80₹63088.80 | 29.31Average 29.3 Average | 14.72%Average 14.72% Average | 9.79%Poor 9.79% Poor | 4.68Poor 4.7 Poor | — — | — — | 0.26% |
Sundaram Finance LtdSundaram Financ... SUNDARMFIN • 590071 | 36.5/100 | ₹4105.40₹4105 | ₹52888.17₹52888.17 | 26.82Average 26.8 Average | 15.27%Good 15.27% Good | 9.64%Poor 9.64% Poor | 4.35Poor 4.3 Poor | 18.93%Excellent 18.93% Excellent | 12.58%Good 12.58% Good | 0.74% |
58/100 | ₹462.70₹463 | ₹44785.81₹44785.81 | 11.15Average 11.2 Average | 34.14%Excellent 34.14% Excellent | 30.85%Excellent 30.85% Excellent | 0.17Excellent 0.2 Excellent | 208.59%Excellent 208.59% Excellent | — — | 0.04% | |
Poonawalla Fincorp LtdPoonawalla Finc... POONAWALLA • 524000 | 35.4/100 | ₹389.85₹390 | ₹39398.34₹39398.34 | 180.84Average 180.8 Average | -1.28%Poor -1.28% Poor | 4.77%Poor 4.77% Poor | 3.64Poor 3.6 Poor | — — | 10.76%Good 10.76% Good | 0.00% |
Top Non Banking Financial Company (NBFC) Stocks
View all →By Bull Run Score
By Return on Equity
By Market Cap
- Bajaj Finance Ltd share price635285.77 Cr
- Shriram Finance Ltd share price160454.76 Cr
- Muthoot Finance Ltd share price153050.66 Cr
- Cholamandalam Investment and Finance Company Limited share price145498.76 Cr
- SBI Cards and Payment Services Ltd share price83417.35 Cr
U Y Fincorp Ltd PE Ratio History
Historical price-to-earnings ratio for UYFINCORP — last 5 years
| Year | EPS (₹) | Price (₹) | P/E Ratio |
|---|---|---|---|
| FY 2025 | ₹0.62 | ₹14.35 | 23.1x |
| FY 2024 | ₹3.41 | ₹24.34 | 7.1x |
P/E = year-end price ÷ diluted EPS from annual filings. Source: NSE/BSE via Bull Run.
U Y Fincorp Ltd Quarterly Performance
Latest quarterly metrics for UYFINCORP — revenue growth and profit growth vs same quarter last year
Revenue Growth (YoY)
-39.96%
Latest quarter vs same quarter previous year
Net Profit Growth (YoY)
133.14%
Latest quarter net profit vs same quarter previous year
5-Year Revenue CAGR
44.36%
Compounded annual revenue growth over 5 years
5-Year Profit CAGR
33.66%
Compounded annual net profit growth over 5 years
U Y Fincorp Ltd Technical Indicators
SMA 50, SMA 200, RSI and volume signals for UYFINCORP — calculated from daily price history
Momentum is balanced — neither overbought nor oversold.
Technical indicators are for educational purposes only. Not investment advice.
U Y Fincorp Ltd Financial Statements
Annual income statement, balance sheet and cash flow for U Y Fincorp Ltd (UYFINCORP) — sourced from NSE/BSE filings.
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About UYFINCORP (U Y Fincorp Ltd)
U Y Fincorp Ltd is a dynamic Non-Banking Financial Company (NBFC) deeply rooted in the Indian financial landscape. The organization's core operations revolve around the strategic d...eployment of capital across diverse sectors, fueling growth and fostering economic development. UYFINCORP specializes in crafting bespoke financial solutions, ranging from meticulously structured corporate loans to accessible personal finance options. The company demonstrates a commitment to supporting businesses of varying scales, empowering them to achieve their strategic objectives through flexible and innovative financial products. Moreover, UYFINCORP actively participates in the securities market, seeking lucrative investment opportunities and facilitating trading activities, thereby enhancing its portfolio and contributing to market liquidity. UYFINCORP extends its financial expertise beyond traditional lending, offering a comprehensive suite of fund-based services designed to address specific industry requirements. This includes providing robust financial backing for vital infrastructure projects, strategically funding real estate ventures, and injecting capital into promising industrial assets. The company further demonstrates its versatility by offering loans secured against shares and properties, catering to individuals and businesses seeking liquidity against their existing assets. Complementing these services, UYFINCORP facilitates corporate deposits, equity participation, and specialized retail and bridge financing solutions, ensuring a diverse and adaptable portfolio that caters to a wide range of financial needs. Beyond its fund-based offerings, UYFINCORP leverages its deep market knowledge to provide valuable fee-based services. These services are designed to assist clients in navigating the complexities of the financial landscape and achieving their strategic goals. Through these multifaceted operations, UYFINCORP strives to be a reliable partner in India's economic progress, providing essential financial resources and expert guidance to businesses and individuals alike. The NBFC remains dedicated to maintaining the highest standards of ethical conduct and regulatory compliance, ensuring the trust and confidence of its clients and stakeholders.
Company Details
Key Leadership
UYFINCORP Share Price: Frequently Asked Questions
What is the current share price of U Y Fincorp Ltd?
U Y Fincorp Ltd (UYFINCORP) trades at ₹14.84 on NSE and BSE. Market cap ₹277.18 (Cr). Educational data only.
What is the P/E ratio of U Y Fincorp Ltd?
U Y Fincorp Ltd has a P/E of 16.08x vs industry average 22.03x.
What is the Bull Run score for U Y Fincorp Ltd?
U Y Fincorp Ltd has a Bull Run score of 60.9/100 based on 25+ financial parameters.
Does U Y Fincorp Ltd pay dividends?
U Y Fincorp Ltd has a dividend yield of 0.00%. Past dividends don't guarantee future payments.
What is the ROE of U Y Fincorp Ltd?
U Y Fincorp Ltd has ROE of 3.62%. Higher ROE indicates better use of shareholder equity.
What is the debt-to-equity ratio of U Y Fincorp Ltd?
U Y Fincorp Ltd has debt-to-equity of 0.01.
Is U Y Fincorp Ltd a good investment?
Bull Run gives U Y Fincorp Ltd a score of 60.9/100. This is not investment advice — consult a SEBI-registered advisor.