Ugro Capital Ltd Stock Price Today (NSE: UGROCAP)
Fundamental Score
Ugro Capital Ltd Share Price — Live NSE/BSE Price, Fundamentals & Analysis
Ugro Capital Ltd share price today is ₹97.63, up +2.47% on NSE/BSE as of 3 August 2026. Ugro Capital Ltd (UGROCAP) is a Small-cap company in the Non Banking Financial Company (NBFC) sector with a market capitalisation of ₹1.51K (Cr). The 52-week high for UGROCAP share price is ₹192.50 and the 52-week low is ₹80.12. At a P/E ratio of 8.65x, UGROCAP is currently trading below its industry average P/E of 22.18x. The company has a Return on Equity (ROE) of 6.02% and a debt-to-equity ratio of 3.71.
Ugro Capital Ltd Share Price Chart — NSE/BSE Historical Performance
Ugro Capital Ltd share price chart: -2.40% return over the past month. 52-week high ₹192.50, 52-week low ₹80.12.
Ugro Capital Ltd — Last 10 Trading Days
| Date | Open | High | Low | Close | Volume |
|---|---|---|---|---|---|
| ₹96.40 | ₹106.38 | ₹96.07 | ₹97.63 | 62.82L (Cr) | |
| ₹95.01 | ₹95.78 | ₹94.78 | ₹95.45 | 51.97K (Cr) | |
| ₹94.86 | ₹96.17 | ₹94.66 | ₹95.99 | 1.02L (Cr) | |
| ₹95.00 | ₹95.68 | ₹94.20 | ₹94.86 | 57.06K (Cr) | |
| ₹94.68 | ₹97.00 | ₹93.63 | ₹95.65 | 1.80L (Cr) | |
| ₹97.81 | ₹98.05 | ₹96.50 | ₹96.56 | 48.75K (Cr) | |
| ₹97.01 | ₹98.63 | ₹96.02 | ₹97.81 | 73.63K (Cr) | |
| ₹96.72 | ₹97.11 | ₹95.70 | ₹96.73 | 53.70K (Cr) | |
| ₹97.77 | ₹98.00 | ₹94.99 | ₹96.23 | 1.18L (Cr) | |
| ₹97.43 | ₹98.48 | ₹95.24 | ₹95.63 | 1.79L (Cr) |
Ugro Capital Ltd — Last 12 Months Price History
| Month | Open | High | Low | Close | Change |
|---|---|---|---|---|---|
| ₹96.40 | ₹106.38 | ₹96.07 | ₹97.63 | +1.28% | |
| ₹97.47 | ₹99.51 | ₹92.81 | ₹95.45 | -2.07% | |
| ₹98.00 | ₹101.79 | ₹91.80 | ₹97.01 | -1.01% | |
| ₹110.00 | ₹111.49 | ₹95.99 | ₹97.63 | -11.25% | |
| ₹87.99 | ₹119.89 | ₹82.00 | ₹109.27 | +24.18% | |
| ₹107.90 | ₹109.68 | ₹80.12 | ₹81.30 | -24.65% | |
| ₹145.50 | ₹164.00 | ₹110.00 | ₹111.03 | -23.69% | |
| ₹174.30 | ₹183.75 | ₹139.12 | ₹147.56 | -15.34% | |
| ₹173.24 | ₹184.00 | ₹168.10 | ₹174.93 | +0.98% | |
| ₹181.80 | ₹189.92 | ₹167.57 | ₹173.23 | -4.71% | |
| ₹172.25 | ₹192.50 | ₹170.64 | ₹182.35 | +5.86% | |
| ₹170.00 | ₹184.84 | ₹160.46 | ₹170.83 | +0.49% |
AI Research Briefing
Powered by Gemini · 2026-04-13
Ugro Capital is a small-cap NBFC chasing growth through acquisitions and embedded finance, but liquidity risk is high.
WHAT'S HAPPENING NOW (last 2-4 weeks)
Ugro Capital allotted commercial papers worth on April 9, 2026. These papers have a 183-day tenure and are scheduled for redemption on October 9, 2026. A promoter group entity, Poshika Financial Ecosystem Pvt. Ltd., acquired 475,000 equity shares through open market purchase on March 27, 2026, representing 0.31% of the company's total share capital.
CORE STORY (THE REAL GAME)
Ugro Capital is trying to become a DataTech-driven MSME lender, leveraging acquisitions and embedded finance to scale AUM. The market is watching to see if they can maintain asset quality while growing rapidly.
- Commercial paper allotment of ₹38.31 crore
- Promoter group acquired 0.31% equity shares
- AUM growth of 40% YoY
- Successful integration of MyShubhLife and Profectus Capital
- Significant increase in embedded finance partnerships
- Improvement in asset quality metrics
- High debt/equity ratio of 3.28
- Low-interest coverage ratio of 1.28x
- Micro/SME lending inherently risky
FII holdings decreased by 4.27%, DII holdings decreased by 0.28%, and Promoter holdings decreased by 0.37% [cite: brief].
RBI's unchanged repo rate provides a stable environment, but Iran war-fueled inflation and growth risks remain a headwind [cite: brief].
No, Free Cash Flow 5Y: ₹-6862.19 Cr [cite: brief]
Ugro Capital aims to solidify its position as a leading DataTech NBFC. Success hinges on managing asset quality and integrating acquisitions effectively.
Primary Thesis Risk
Deterioration of asset quality due to risky MSME lending.
For educational purposes only. Not investment advice. Consult a SEBI-registered advisor before investing.
Returns & Performance
Return on Equity (ROE)
Profit generated per ₹1 of shareholder equity
Return on Capital (ROCE)
Returns generated on total capital deployed
Oper. Profit Margin (5Y Avg)
Average operating profit margin over 5 years
Dividend Yield
Annual dividend as % of current share price
Ugro Capital Ltd Valuation Check
Price to Earnings (P/E)
Share price ÷ earnings per share. Lower = cheaper
Industry Avg P/E
Average P/E of all peers in this sector
Market Capitalisation
Total market value of all outstanding shares
Growth Engine
Profit Growth (Quarterly YoY)
Net profit growth vs same quarter last year
Revenue Growth (Quarterly YoY)
Revenue growth vs same quarter last year
Revenue Growth (5-Year CAGR)
Compounded annual revenue growth over 5 years
EPS Growth (5-Year CAGR)
Earnings per share growth over 5 years
Net Profit Growth (5-Year CAGR)
Compounded annual net profit growth over 5 years
Balance Sheet Health
Debt to Equity Ratio
Total debt ÷ equity. Below 0.5 = financially healthy
Interest Coverage Ratio
EBIT ÷ interest expense. Above 2.5 = can pay interest comfortably
Free Cash Flow (5-Year Total)
Cash left after capex over 5 years. Positive = self-funded growth
Labels (e.g., "Excellent", "Good") are peer-based vs industry/sector averages — data-only, not advice
Ugro Capital Ltd Fundamental Analysis & Valuation Benchmarking
Educational evaluation of UGROCAP across key market metrics for learning purposes.
Positive Indicators
2 factors identified
Attractive Valuation (P/E: 8.65 vs Industry: 22.18)
Observation: Trading at discount to industry peers.
Analysis: P/E below industry average may present value opportunity.
Zero Share Pledging Risk
Observation: No promoter shares pledged as collateral.
Analysis: Absence of share pledging eliminates potential forced-selling pressure.
Risk Factors
6 factors identified
Below-Average Return on Equity (6.02%)
Observation: Returns on equity are below industry benchmarks.
Analysis: ROE <10% may indicate inefficient capital utilization. Consider monitoring for operational improvements and management effectiveness.
Elevated Debt Levels (D/E: 3.71)
Observation: High leverage increases financial risk and interest burden.
Analysis: High debt-to-equity ratios require monitoring of debt servicing capability.
Weak Interest Coverage (1.26x)
Observation: Limited ability to service debt obligations from earnings.
Analysis: Low interest coverage raises concerns about financial stability.
Low Promoter Commitment (2.88%)
Observation: Reduced promoter stake may indicate limited confidence.
Analysis: Low promoter holding may raise questions about management commitment.
Limited Institutional Interest (FII+DII: 7.30%)
Observation: Low institutional participation may affect liquidity.
Analysis: Limited institutional interest may indicate size constraints or visibility issues.
No Dividend Distribution
Observation: Company does not currently pay dividends to shareholders.
Analysis: Zero dividend yield may indicate growth reinvestment focus or cash flow constraints.
Ugro Capital Ltd vs Non Banking Financial Company (NBFC) Peers
Peer Comparison - Non Banking Financial Company (NBFC)
Compare Ugro Capital Ltd with 10 other companies in the same sector
| Company Info | Fundamental | Valuation | Profitability | Financial Health | Growth | Dividend | ||||
|---|---|---|---|---|---|---|---|---|---|---|
Company Company name | Score Bull Run comprehensive fundamental score based on 20+ metrics | Price Current trading price of the stock | Market Cap Total value of all shares in the market | P/E Price per share divided by earnings per share | ROE Net income divided by shareholder equity | ROCE Earnings before interest and tax divided by capital employed | Debt/Eq Total debt divided by total equity | Profit 5Y Average annual profit growth over 5 years | Sales 5Y Average annual sales growth over 5 years | Dividend Annual dividend per share divided by price per share |
Ugro Capital LtdUgro Capital Lt...Selected✓ UGROCAP • 511742 | 3.8/100 | ₹97.63₹98 | ₹1512.40₹1512.40 | 8.65Average 8.7 Average | 6.02%Poor 6.02% Poor | — — | 3.71Poor 3.7 Poor | — — | — — | 0.00% |
Bajaj Finance LtdBajaj Finance L... BAJFINANCE • 500034 | 62.4/100 | ₹1141.20₹1141 | ₹635919.89₹635919.89 | 33.08Average 33.1 Average | 18.25%Good 18.25% Good | 10.87%Average 10.87% Average | 3.82Poor 3.8 Poor | 34.15%Excellent 34.15% Excellent | 25.18%Excellent 25.18% Excellent | 0.53% |
Shriram Finance LtdShriram Finance... SHRIRAMFIN • 511218 | 48.8/100 | ₹1046.70₹1047 | ₹243379.83₹243379.83 | 24.27Average 24.3 Average | 16.39%Good 16.39% Good | 11.49%Average 11.49% Average | 3.80Poor 3.8 Poor | 32.03%Excellent 32.03% Excellent | 22.54%Excellent 22.54% Excellent | 1.04% |
65.8/100 | ₹1849.90₹1850 | ₹153802.44₹153802.44 | 29.36Average 29.4 Average | 19.35%Good 19.35% Good | 9.71%Poor 9.71% Poor | 6.93Poor 6.9 Poor | 28.05%Excellent 28.05% Excellent | 26.56%Excellent 26.56% Excellent | 0.11% | |
Muthoot Finance LtdMuthoot Finance... MUTHOOTFIN • 533398 | 73.9/100 | ₹3119.60₹3120 | ₹121113.00₹121113.00 | 11.44Average 11.4 Average | 30.92%Excellent 30.92% Excellent | 15.77%Good 15.77% Good | 3.88Poor 3.9 Poor | 22.71%Excellent 22.71% Excellent | 22.03%Excellent 22.03% Excellent | 0.99% |
L&T Finance LtdL&T Finance Ltd... LTF • 533519 | 55.2/100 | ₹311.25₹311 | ₹78301.66₹78301.66 | 24.45Average 24.4 Average | 11.22%Average 11.22% Average | 8.40%Poor 8.40% Poor | 3.94Poor 3.9 Poor | 32.35%Excellent 32.35% Excellent | 6.05%Good 6.05% Good | 0.88% |
HDB Financial Services LimitedHDB Financial S... HDBFS • 544429 | 54.3/100 | ₹686.35₹686 | ₹62415.22₹62415.22 | 22.61Average 22.6 Average | 13.94%Average 13.94% Average | 9.09%Poor 9.09% Poor | 4.80Poor 4.8 Poor | 45.37%Excellent 45.37% Excellent | 10.99%Good 10.99% Good | 0.53% |
SBI Cards and Payment Services LtdSBI Cards and P... SBICARD • 543066 | 43.9/100 | ₹660.15₹660 | ₹60979.59₹60979.59 | 28.14Average 28.1 Average | 14.69%Average 14.69% Average | 10.10%Average 10.10% Average | 2.80Poor 2.8 Poor | 17.08%Excellent 17.08% Excellent | 16.43%Excellent 16.43% Excellent | 0.39% |
Sundaram Finance LtdSundaram Financ... SUNDARMFIN • 590071 | 29.5/100 | ₹4665.60₹4666 | ₹50074.63₹50074.63 | 23.75Average 23.8 Average | 15.01%Good 15.01% Good | 9.44%Poor 9.44% Poor | 4.68Poor 4.7 Poor | 12.69%Good 12.69% Good | 13.23%Good 13.23% Good | 0.89% |
23.9/100 | ₹539.30₹539 | ₹42560.25₹42560.25 | 22.04Average 22.0 Average | 13.13%Average 13.13% Average | 13.67%Average 13.67% Average | 0.23Excellent 0.2 Excellent | — — | — — | 0.04% | |
Poonawalla Fincorp LtdPoonawalla Finc... POONAWALLA • 524000 | 54.9/100 | ₹463.55₹464 | ₹41881.04₹41881.04 | 77.14Average 77.1 Average | 5.86%Poor 5.86% Poor | 7.51%Poor 7.51% Poor | 4.68Poor 4.7 Poor | 24.33%Excellent 24.33% Excellent | 23.97%Excellent 23.97% Excellent | 0.00% |
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View all →By Bull Run Score
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- Bajaj Finance Ltd share price635919.89 Cr
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Ugro Capital Ltd PE Ratio History
Historical price-to-earnings ratio for UGROCAP — last 5 years
| Year | EPS (₹) | Price (₹) | P/E Ratio |
|---|---|---|---|
| FY 2025 | ₹14.41 | ₹174.93 | 12.1x |
| FY 2024 | ₹12.93 | ₹230.95 | 17.9x |
| FY 2023 | ₹5.55 | ₹269.65 | 48.6x |
| FY 2022 | ₹2.01 | ₹151.15 | 75.2x |
P/E = year-end price ÷ diluted EPS from annual filings. Source: NSE/BSE via Bull Run.
Ugro Capital Ltd Quarterly Performance
Latest quarterly metrics for UGROCAP — revenue growth and profit growth vs same quarter last year
Revenue Growth (YoY)
N/A
Latest quarter vs same quarter previous year
Net Profit Growth (YoY)
N/A
Latest quarter net profit vs same quarter previous year
5-Year Revenue CAGR
N/A
Compounded annual revenue growth over 5 years
5-Year Profit CAGR
N/A
Compounded annual net profit growth over 5 years
Ugro Capital Ltd Technical Indicators
SMA 50, SMA 200, RSI and volume signals for UGROCAP — calculated from daily price history
Momentum is balanced — neither overbought nor oversold.
Technical indicators are for educational purposes only. Not investment advice.
Ugro Capital Ltd Financial Statements
Annual income statement, balance sheet and cash flow for Ugro Capital Ltd (UGROCAP) — sourced from NSE/BSE filings.
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Fetching financial data for Ugro Capital Ltd
About UGROCAP (Ugro Capital Ltd)
Ugro Capital Ltd is a pioneering Non-Banking Financial Company (NBFC) dedicated to revolutionizing the landscape of small and medium-sized enterprise (SME) financing in India. They... distinguish themselves through a sector-specific approach, deeply understanding the nuances and unique needs of key industries that fuel the Indian economy. These include crucial sectors like healthcare, education, chemicals, and food processing, along with hospitality, electrical equipment, auto components, light engineering, and micro enterprises. This focused strategy enables Ugro Capital to tailor its financial solutions for maximum impact, moving beyond generic lending models to foster sustainable growth within these specialized domains. They use data and technology to assess risk and drive their lending. Ugro Capital extends a comprehensive suite of financial products meticulously designed to meet the diverse demands of their SME clientele. Beyond traditional business loans, their offerings encompass factoring services that improve cash flow, machinery and equipment loans that boost production capabilities, and flexible overdraft loans that provide working capital flexibility. Recognizing the growing importance of digital solutions, Ugro Capital champions digital finance, facilitating swift and seamless transactions. Furthermore, they leverage co-lending partnerships to expand their reach and impact. The company also innovates with embedded finance solutions, integrating financing options directly into the platforms and ecosystems their clients utilize. Ugro Capital demonstrates a commitment to holistic SME empowerment extending beyond mere financial assistance. The company actively invests in understanding the unique challenges faced by businesses within each sector. They develop specialized financial products and support services designed to mitigate risks and catalyze growth. Their dedication to innovation, technological integration, and targeted sector expertise allows Ugro Capital to efficiently deliver financial solutions. This commitment enables SMEs to unlock their potential, contributing to the overall economic development of India.
Company Details
Key Leadership
UGROCAP Share Price: Frequently Asked Questions
What is the current share price of Ugro Capital Ltd?
Ugro Capital Ltd (UGROCAP) trades at ₹97.63 on NSE and BSE. Market cap ₹1.51K (Cr). Educational data only.
What is the P/E ratio of Ugro Capital Ltd?
Ugro Capital Ltd has a P/E of 8.65x vs industry average 22.18x.
What is the Bull Run score for Ugro Capital Ltd?
Ugro Capital Ltd has a Bull Run score of 3.8/100 based on 25+ financial parameters.
Does Ugro Capital Ltd pay dividends?
Ugro Capital Ltd has a dividend yield of 0.00%. Past dividends don't guarantee future payments.
What is the ROE of Ugro Capital Ltd?
Ugro Capital Ltd has ROE of 6.02%. Higher ROE indicates better use of shareholder equity.
What is the debt-to-equity ratio of Ugro Capital Ltd?
Ugro Capital Ltd has debt-to-equity of 3.71.
Is Ugro Capital Ltd a good investment?
Bull Run gives Ugro Capital Ltd a score of 3.8/100. This is not investment advice — consult a SEBI-registered advisor.