Union Bank of India Stock Price Today (NSE: UNIONBANK)

Union Bank of India

162.68+0.14 (+0.09%)
Market Closed

Fundamental Score

...

Union Bank of India Share Price — Live NSE/BSE Price, Fundamentals & Analysis

Union Bank of India share price today is 162.68, up +0.09% on NSE/BSE as of 18 June 2026. Union Bank of India (UNIONBANK) is a Large-cap company in the Public Sector Bank sector with a market capitalisation of 1.18L (Cr). The 52-week high for UNIONBANK share price is 205.49 and the 52-week low is 124.64. At a P/E ratio of 6.37x, UNIONBANK is currently trading below its industry average P/E of 8.20x. The company has a Return on Equity (ROE) of 17.05% and a debt-to-equity ratio of 10.38.

Union Bank of India Share Price Chart — NSE/BSE Historical Performance

No data
High
178.80
Low
156.21
Volume
1.3Cr
Change
-4.19%

Union Bank of India share price chart: -4.19% return over the past month. 52-week high ₹205.49, 52-week low ₹124.64.

Union Bank of India — Last 10 Trading Days

DateOpenHighLowCloseVolume
161.05163.90160.10162.68182.30L (Cr)
168.00168.79161.95162.54116.62L (Cr)
169.00171.79166.60167.88482.87L (Cr)
168.72168.72168.72168.720.00 (Cr)
167.56169.40167.07168.7275.69L (Cr)
170.96170.96166.24167.56161.99L (Cr)
162.00169.46161.91168.87191.11L (Cr)
160.00161.61159.43160.7285.64L (Cr)
161.60162.14159.70160.1283.30L (Cr)
157.60159.69156.21159.0085.94L (Cr)

Union Bank of India — Last 12 Months Price History

MonthOpenHighLowCloseChange
168.00168.79160.10162.68-3.17%
165.94171.79156.21167.88+1.17%
171.00197.13162.61165.94-2.96%
195.04201.20163.08164.20-15.81%
169.37205.49165.11202.27+19.42%
154.20183.34152.70180.76+17.22%
154.00160.15145.87153.76-0.16%
149.00157.51147.80153.27+2.87%
139.19152.00135.29148.67+6.81%
125.50141.63125.45138.51+10.37%
130.96138.55124.64124.82-4.69%
153.41155.90128.00130.96-14.63%

Returns & Performance

Good

Return on Equity (ROE)

17.05%

Profit generated per ₹1 of shareholder equity

Poor

Return on Capital (ROCE)

6.72%

Returns generated on total capital deployed

Excellent

Oper. Profit Margin (5Y Avg)

59.80%

Average operating profit margin over 5 years

Good

Dividend Yield

3.08%

Annual dividend as % of current share price

Union Bank of India Valuation Check

Good

Price to Earnings (P/E)

6.37x

Share price ÷ earnings per share. Lower = cheaper

Poor

Industry Avg P/E

8.20x

Average P/E of all peers in this sector

Market-cap Classification
Large-cap
Established & liquid; typically steadier returns.

Shareholding Pattern

Excellent

Promoter Holding

74.76%

% shares held by company founders/management

Average

FII Holding

7.86%

% shares held by foreign institutional investors

Good

DII Holding

11.70%

% held by domestic mutual funds, LIC, banks

Excellent

Promoter Pledged %

0.00%

% of promoter shares pledged as collateral — lower is safer

Growth Engine

Poor

Profit Growth (Quarterly YoY)

-6.84%

Net profit growth vs same quarter last year

Poor

Revenue Growth (Quarterly YoY)

-0.82%

Revenue growth vs same quarter last year

Excellent

Revenue Growth (5-Year CAGR)

23.67%

Compounded annual revenue growth over 5 years

Excellent

EPS Growth (5-Year CAGR)

35.65%

Earnings per share growth over 5 years

Excellent

Net Profit Growth (5-Year CAGR)

50.74%

Compounded annual net profit growth over 5 years

Balance Sheet Health

Poor

Debt to Equity Ratio

10.38x

Total debt ÷ equity. Below 0.5 = financially healthy

Poor

Interest Coverage Ratio

1.32x

EBIT ÷ interest expense. Above 2.5 = can pay interest comfortably

Free Cash Flow (5-Year Total)

93.95K (Cr)

Cash left after capex over 5 years. Positive = self-funded growth

Labels (e.g., "Excellent", "Good") are peer-based vs industry/sector averages — data-only, not advice

Union Bank of India Fundamental Analysis & Valuation Benchmarking

Educational evaluation of UNIONBANK across key market metrics for learning purposes.

Positive Indicators

10 factors identified

Strong Return on Equity (17.05%)

Observation: Efficient use of shareholders' capital generating superior returns.

Analysis: ROE >15% indicates strong profitability and effective management. This metric suggests the company can generate substantial returns on invested capital.

Strong Operating Margins (59.80%)

Observation: Healthy 5-year operating margins indicate pricing power and cost control.

Analysis: OPM >15% suggests operational efficiency and competitive advantages.

Attractive Valuation (P/E: 6.37 vs Industry: 8.20)

Observation: Trading at discount to industry peers.

Analysis: P/E below industry average may present value opportunity.

Consistent Growth Track Record (23.67% CAGR)

Observation: Strong 5-year sales compound annual growth rate.

Analysis: Consistent sales CAGR >12% demonstrates sustainable growth model.

Excellent EPS Growth (35.65% CAGR)

Observation: Outstanding 5-year earnings per share compound growth.

Analysis: EPS CAGR >15% indicates strong wealth creation potential.

Strong Profit Growth Track Record (50.74% CAGR)

Observation: Consistent 5-year profit compound annual growth rate.

Analysis: Profit CAGR >15% demonstrates scalable business model.

Strong Cash Generation (₹93952.57 Cr over 5Y)

Observation: Healthy free cash flow generation supports growth and returns.

Analysis: Strong FCF provides flexibility for dividends, debt reduction, and growth investments.

Balanced Promoter Holding (74.76%)

Observation: Optimal balance between promoter control and public float.

Analysis: Promoter holding in 50-75% range provides management alignment.

Zero Share Pledging Risk

Observation: No promoter shares pledged as collateral.

Analysis: Absence of share pledging eliminates potential forced-selling pressure.

Attractive Dividend Yield (3.08%)

Observation: Healthy dividend yield provides income component to returns.

Analysis: Dividend yield >3% offers income potential while indicating cash flow strength.

Risk Factors

3 factors identified

Suboptimal ROCE (6.72%)

Observation: Returns on capital employed are below expectations.

Analysis: ROCE <10% suggests potential inefficiencies in capital allocation.

Elevated Debt Levels (D/E: 10.38)

Observation: High leverage increases financial risk and interest burden.

Analysis: High debt-to-equity ratios require monitoring of debt servicing capability.

Weak Interest Coverage (1.32x)

Observation: Limited ability to service debt obligations from earnings.

Analysis: Low interest coverage raises concerns about financial stability.

Union Bank of India vs Public Sector Bank Peers

Peer Comparison - Public Sector Bank

Compare Union Bank of India with 10 other companies in the same sector

11 companies
Company Info
Fundamental
Valuation
Profitability
Financial Health
Growth
Dividend
Company
Company name
Score
Bull Run comprehensive fundamental score based on 20+ metrics
Price
Current trading price of the stock
Market Cap
Total value of all shares in the market
P/E
Price per share divided by earnings per share
ROE
Net income divided by shareholder equity
ROCE
Earnings before interest and tax divided by capital employed
Debt/Eq
Total debt divided by total equity
Profit 5Y
Average annual profit growth over 5 years
Sales 5Y
Average annual sales growth over 5 years
Dividend
Annual dividend per share divided by price per share
53.8/100
163
₹117756.34
6.4
Average
17.05%
Good
6.72%
Poor
10.4
Poor
50.74%
Excellent
23.67%
Excellent
3.08%
47.9/100
949
₹897727.05
11.4
Average
17.20%
Good
6.47%
Poor
11.1
Poor
36.29%
Excellent
12.71%
Good
1.63%
Bank of Baroda...
BANKBARODA532134
48.4/100
271
₹152813.25
7.9
Average
15.53%
Good
6.29%
Poor
10.5
Poor
86.18%
Excellent
10.15%
Good
2.83%
54.8/100
101
₹144006.58
8.4
Average
15.17%
Good
6.32%
Poor
12.2
Poor
111.32%
Excellent
17.69%
Excellent
2.31%
59.5/100
134
₹136450.29
7.1
Average
17.75%
Good
6.79%
Poor
14.1
Poor
61.05%
Excellent
19.57%
Excellent
2.66%
Indian Bank...
INDIANB532814
58.3/100
817
₹119515.98
10.1
Average
17.09%
Good
6.38%
Poor
10.7
Poor
67.24%
Excellent
23.72%
Excellent
1.83%
47.5/100
34
₹74811.85
17.6
Average
11.02%
Average
5.95%
Poor
11.1
Poor
19.04%
Excellent
10.08%
Good
0.00%
Bank of India...
BANKINDIA532149
49.4/100
147
₹67074.50
6.7
Average
12.35%
Average
6.17%
Poor
11.7
Poor
38.07%
Excellent
10.86%
Good
2.75%
64.9/100
78
₹44341.82
7.3
Average
22.81%
Excellent
5.72%
Poor
10.7
Poor
69.68%
Excellent
16.76%
Excellent
2.60%
UCO Bank...
UCOBANK532505
43.4/100
25
₹38609.30
15.3
Average
8.38%
Poor
5.76%
Poor
10.1
Poor
24.60%
Excellent
10.62%
Good
1.27%
49.9/100
31
₹34775.46
7.7
Average
11.43%
Average
5.48%
Poor
11.9
Poor
39.11%
Excellent
7.38%
Good
1.04%

Union Bank of India PE Ratio History

Historical price-to-earnings ratio for UNIONBANK — last 5 years

YearEPS (₹)Price (₹)P/E Ratio
FY 202523.62₹153.766.5x
FY 202419.15₹120.376.3x
FY 202312.45₹119.109.6x
FY 20227.77₹80.4010.3x

P/E = year-end price ÷ diluted EPS from annual filings. Source: NSE/BSE via Bull Run.

Union Bank of India Dividend History

Annual cash dividends paid by UNIONBANK — dividend yield 3.08%

Financial YearDividends Paid (₹ Cr)
FY 20252748.10 Cr
FY 20242050.42 Cr
FY 20231298.61 Cr

Cash dividends from annual cash flow statements. Past dividends do not guarantee future payments. Not investment advice.

Union Bank of India Quarterly Performance

Latest quarterly metrics for UNIONBANK — revenue growth and profit growth vs same quarter last year

Revenue Growth (YoY)

-0.82%

Latest quarter vs same quarter previous year

Net Profit Growth (YoY)

-6.84%

Latest quarter net profit vs same quarter previous year

5-Year Revenue CAGR

23.67%

Compounded annual revenue growth over 5 years

5-Year Profit CAGR

50.74%

Compounded annual net profit growth over 5 years

Union Bank of India Technical Indicators

SMA 50, SMA 200, RSI and volume signals for UNIONBANK — calculated from daily price history

53RSI 14
Neutral — RSI 53

Momentum is balanced — neither overbought nor oversold.

SMA 50
173
▼ Price below SMA 50 — Short-term bearish
SMA 200
159
▲ Price above SMA 200 — Long-term uptrend
30-Day Avg Volume
15579K shares/day
Average daily traded volume over last 30 trading sessions

Technical indicators are for educational purposes only. Not investment advice.

Union Bank of India Financial Statements

Annual income statement, balance sheet and cash flow for Union Bank of India (UNIONBANK) — sourced from NSE/BSE filings.

Loading Financial Statements...

Fetching financial data for Union Bank of India

About UNIONBANK (Union Bank of India)

Union Bank of India is a cornerstone of the Indian financial landscape, a public sector bank deeply interwoven with the nation's economic progress. Established in 1919, it carries ...a rich legacy of fostering financial inclusion and empowering generations of Indians. With a sprawling network of branches and ATMs that stretch across the country, Union Bank stands as a trusted gateway to banking services for millions. It's more than just a bank; it's a facilitator of dreams, a supporter of small businesses, and a partner in the nation's growth story. From bustling city centers to remote rural villages, Union Bank of India strives to bring banking within reach of every citizen, solidifying its role as a key player in India's financial ecosystem. The bank's diverse portfolio of financial solutions caters to a wide spectrum of needs, ranging from basic savings accounts to complex corporate financing. Individuals can access a range of deposit products designed to secure their financial future, while entrepreneurs and businesses can leverage loan facilities to fuel their growth ambitions. Union Bank also provides specialized services for farmers and agricultural enterprises, recognizing the vital role they play in the Indian economy. Its digital banking platforms offer convenient access to services, embracing modern technology to enhance customer experience. Through its comprehensive suite of products and services, Union Bank of India diligently serves individuals and businesses, contributing to their financial well-being. Union Bank distinguishes itself through its unwavering commitment to social responsibility and ethical banking practices. The bank actively engages in initiatives that promote financial literacy, skill development, and community upliftment. Its corporate social responsibility programs focus on areas such as education, healthcare, and environmental sustainability, reflecting its dedication to making a positive impact on society. By embedding ethical values into its operations and prioritizing community welfare, Union Bank of India demonstrates a deep-rooted commitment to being a responsible corporate citizen, making it a bank that not only provides financial services but also actively contributes to the betterment of the nation.

Company Details

Symbol:UNIONBANK
Industry:Public Sector Bank
Sector:Public Sector Bank

Key Leadership

Mr. S. Ramasubramanian
Executive Director
Mr. Sanjay R. Rudra
Executive Director
Mr. Nitesh Ranjan
Executive Director of Tech, Innovation, Strategy, Accounts & Compliance and Executive Director

UNIONBANK Share Price: Frequently Asked Questions

What is the current share price of Union Bank of India?

Union Bank of India (UNIONBANK) trades at ₹162.68 on NSE and BSE. Market cap ₹1.18L (Cr). Educational data only.

What is the P/E ratio of Union Bank of India?

Union Bank of India has a P/E of 6.37x vs industry average 8.20x.

What is the Bull Run score for Union Bank of India?

Union Bank of India has a Bull Run score of 53.8/100 based on 25+ financial parameters.

Does Union Bank of India pay dividends?

Union Bank of India has a dividend yield of 3.08%. Past dividends don't guarantee future payments.

What is the ROE of Union Bank of India?

Union Bank of India has ROE of 17.05%. Higher ROE indicates better use of shareholder equity.

What is the debt-to-equity ratio of Union Bank of India?

Union Bank of India has debt-to-equity of 10.38.

Is Union Bank of India a good investment?

Bull Run gives Union Bank of India a score of 53.8/100. This is not investment advice — consult a SEBI-registered advisor.