United Bank Ltd Stock Price Today (NSE: UBL)

United Bank Ltd

1335.000.70 (0.05%)
Market Closed

Fundamental Score

...

United Bank Ltd Share Price — Live NSE/BSE Price, Fundamentals & Analysis

United Bank Ltd share price today is 1335.00, down 0.05% on NSE/BSE as of 17 June 2026. United Bank Ltd (UBL) is a Large-cap company in the Breweries & Distilleries sector with a market capitalisation of 44.16K (Cr). The 52-week high for UBL share price is 2110.00 and the 52-week low is 1276.00. At a P/E ratio of 116.18x, UBL is currently trading above its industry average P/E of 39.96x. The company has a Return on Equity (ROE) of 10.77% and a debt-to-equity ratio of 0.18.

United Bank Ltd Share Price Chart — NSE/BSE Historical Performance

No data
High
1500.00
Low
1312.70
Volume
2.8L
Change
-9.42%

United Bank Ltd share price chart: -9.42% return over the past month. 52-week high ₹2110.00, 52-week low ₹1276.00.

United Bank Ltd — Last 10 Trading Days

DateOpenHighLowCloseVolume
1286.001324.701276.001318.803.02L (Cr)
1329.001329.001281.001286.001.66L (Cr)
1353.001353.001310.001320.001.13L (Cr)
1339.801339.801339.801339.800.00 (Cr)
1353.701365.301337.001339.801.37L (Cr)
1325.001359.001318.501343.705.31L (Cr)
1320.001328.201317.401323.503.10L (Cr)
1345.701345.701312.701315.201.52L (Cr)
1360.001365.001326.001331.001.38L (Cr)
1348.301351.701332.101348.8062.48K (Cr)

United Bank Ltd — Last 12 Months Price History

MonthOpenHighLowCloseChange
1329.001329.001276.001318.80-0.77%
1464.701473.201310.001320.00-9.88%
1580.001599.001425.001458.60-7.68%
1570.001779.101524.001540.00-1.91%
1451.101657.901441.801605.00+10.61%
1629.701629.701401.101468.50-9.89%
1690.001740.701574.101621.70-4.04%
1797.401827.901676.601690.60-5.94%
1800.801844.001738.401797.40-0.19%
1840.901874.001761.301800.80-2.18%
1945.601950.801822.101850.10-4.91%
1968.502110.001924.501945.60-1.16%

Returns & Performance

Poor

Return on Equity (ROE)

10.77%

Profit generated per ₹1 of shareholder equity

Poor

Return on Capital (ROCE)

13.88%

Returns generated on total capital deployed

Poor

Oper. Profit Margin (5Y Avg)

9.33%

Average operating profit margin over 5 years

Dividend Yield

0.60%

Annual dividend as % of current share price

United Bank Ltd Valuation Check

Poor

Price to Earnings (P/E)

116.18x

Share price ÷ earnings per share. Lower = cheaper

Poor

Industry Avg P/E

39.96x

Average P/E of all peers in this sector

Market-cap Classification
Large-cap
Established & liquid; typically steadier returns.

Shareholding Pattern

Excellent

Promoter Holding

70.84%

% shares held by company founders/management

Average

FII Holding

6.26%

% shares held by foreign institutional investors

Good

DII Holding

16.68%

% held by domestic mutual funds, LIC, banks

Poor

Promoter Pledged %

12.40%

% of promoter shares pledged as collateral — lower is safer

Growth Engine

Poor

Profit Growth (Quarterly YoY)

-64.80%

Net profit growth vs same quarter last year

Poor

Revenue Growth (Quarterly YoY)

-3.02%

Revenue growth vs same quarter last year

Poor

Revenue Growth (5-Year CAGR)

6.49%

Compounded annual revenue growth over 5 years

Poor

EPS Growth (5-Year CAGR)

1.46%

Earnings per share growth over 5 years

Poor

Net Profit Growth (5-Year CAGR)

1.46%

Compounded annual net profit growth over 5 years

Balance Sheet Health

Excellent

Debt to Equity Ratio

0.18x

Total debt ÷ equity. Below 0.5 = financially healthy

Excellent

Interest Coverage Ratio

16.27x

EBIT ÷ interest expense. Above 2.5 = can pay interest comfortably

Free Cash Flow (5-Year Total)

779.21 (Cr)

Cash left after capex over 5 years. Positive = self-funded growth

Labels (e.g., "Excellent", "Good") are peer-based vs industry/sector averages — data-only, not advice

United Bank Ltd Fundamental Analysis & Valuation Benchmarking

Educational evaluation of UBL across key market metrics for learning purposes.

Positive Indicators

4 factors identified

Conservative Debt Levels (D/E: 0.18)

Observation: Low leverage provides financial flexibility and reduced risk.

Analysis: Conservative debt structure offers resilience during economic downturns.

Strong Interest Coverage (16.27x)

Observation: Earnings comfortably cover interest obligations.

Analysis: Interest coverage >5x indicates low financial distress risk.

Strong Cash Generation (₹779.21 Cr over 5Y)

Observation: Healthy free cash flow generation supports growth and returns.

Analysis: Strong FCF provides flexibility for dividends, debt reduction, and growth investments.

Balanced Promoter Holding (70.84%)

Observation: Optimal balance between promoter control and public float.

Analysis: Promoter holding in 50-75% range provides management alignment.

Risk Factors

4 factors identified

Premium Valuation Risk (P/E: 116.18x)

Observation: High valuation multiples may limit upside potential.

Analysis: Elevated P/E ratios require strong growth execution to justify current valuations.

Profit Decline Concern (-64.80%)

Observation: Significant year-over-year profit contraction observed.

Analysis: Declining profitability requires investigation into underlying causes.

Weak Earnings Growth (1.46% CAGR)

Observation: Below-average 5-year EPS growth performance.

Analysis: Low EPS growth may not keep pace with inflation.

Stagnant Profit Growth (1.46% CAGR)

Observation: Limited 5-year profit growth trajectory.

Analysis: Low profit growth may indicate scalability challenges or market maturity.

United Bank Ltd vs Breweries & Distilleries Peers

Peer Comparison - Breweries & Distilleries

Compare United Bank Ltd with 10 other companies in the same sector

11 companies
Company Info
Fundamental
Valuation
Profitability
Financial Health
Growth
Dividend
Company
Company name
Score
Bull Run comprehensive fundamental score based on 20+ metrics
Price
Current trading price of the stock
Market Cap
Total value of all shares in the market
P/E
Price per share divided by earnings per share
ROE
Net income divided by shareholder equity
ROCE
Earnings before interest and tax divided by capital employed
Debt/Eq
Total debt divided by total equity
Profit 5Y
Average annual profit growth over 5 years
Sales 5Y
Average annual sales growth over 5 years
Dividend
Annual dividend per share divided by price per share
15.7/100
1335
₹44157.28
116.2
Average
10.77%
Average
13.88%
Average
0.2
Excellent
1.46%
Average
6.49%
Good
0.60%
65.7/100
1303
₹105236.82
61.4
Average
19.74%
Good
26.50%
Excellent
0.1
Excellent
19.53%
Excellent
5.29%
Good
0.83%
54.6/100
3600
₹43100.40
92.8
Average
13.62%
Average
16.24%
Good
0.2
Excellent
7.07%
Good
15.12%
Excellent
0.12%
55.7/100
540
₹17423.21
67.8
Average
19.96%
Good
21.08%
Excellent
0.7
Good
104.36%
Excellent
3.28%
Average
0.58%
44.9/100
426
₹11698.42
42.9
Average
29.62%
Excellent
28.19%
Excellent
0.0
Excellent
26.40%
Excellent
17.05%
Excellent
0.21%
46.6/100
998
₹7256.23
28.0
Average
11.06%
Average
12.35%
Average
0.9
Good
12.84%
Good
6.62%
Good
0.46%
55.6/100
577
₹5995.53
54.6
Average
20.07%
Excellent
22.68%
Excellent
0.4
Excellent
38.47%
Excellent
14.83%
Good
0.00%
34.3/100
888
₹3044.52
62.3
Average
2.54%
Poor
5.80%
Poor
0.5
Excellent
-15.85%
Poor
16.92%
Excellent
0.26%
61/100
908
₹2343.52
16.4
Average
14.57%
Average
18.13%
Good
0.0
Excellent
13.01%
Good
6.32%
Good
0.73%
46.7/100
85
₹2219.68
21.4
Average
16.17%
Good
17.98%
Good
0.2
Excellent
47.87%
Excellent
25.69%
Excellent
0.00%
34/100
160
₹1960.11
40.0
Average
12.30%
Average
13.25%
Average
0.7
Good
51.03%
Excellent
3.60%
Average
1.55%

United Bank Ltd PE Ratio History

Historical price-to-earnings ratio for UBL — last 5 years

YearEPS (₹)Price (₹)P/E Ratio
FY 202516.71₹1621.7097x
FY 202415.51₹2037.00131.3x
FY 202311.50₹1785.15155.2x
FY 202213.82₹1699.80123x

P/E = year-end price ÷ diluted EPS from annual filings. Source: NSE/BSE via Bull Run.

United Bank Ltd Dividend History

Annual cash dividends paid by UBL — dividend yield 0.60%

Financial YearDividends Paid (₹ Cr)
FY 2025264.63 Cr
FY 2024198.52 Cr
FY 2023277.85 Cr
FY 202213.44 Cr

Cash dividends from annual cash flow statements. Past dividends do not guarantee future payments. Not investment advice.

United Bank Ltd Quarterly Performance

Latest quarterly metrics for UBL — revenue growth and profit growth vs same quarter last year

Revenue Growth (YoY)

-3.02%

Latest quarter vs same quarter previous year

Net Profit Growth (YoY)

-64.80%

Latest quarter net profit vs same quarter previous year

5-Year Revenue CAGR

6.49%

Compounded annual revenue growth over 5 years

5-Year Profit CAGR

1.46%

Compounded annual net profit growth over 5 years

United Bank Ltd Technical Indicators

SMA 50, SMA 200, RSI and volume signals for UBL — calculated from daily price history

23RSI 14
Oversold — RSI 23

Selling pressure is heavy — potential reversal zone.

SMA 50
1473
▼ Price below SMA 50 — Short-term bearish
SMA 200
1650
▼ Price below SMA 200 — Long-term downtrend
30-Day Avg Volume
274K shares/day
Average daily traded volume over last 30 trading sessions

Technical indicators are for educational purposes only. Not investment advice.

United Bank Ltd Financial Statements

Annual income statement, balance sheet and cash flow for United Bank Ltd (UBL) — sourced from NSE/BSE filings.

Loading Financial Statements...

Fetching financial data for United Bank Ltd

About UBL (United Bank Ltd)

United Brewery & Distillery (UBD) is a distinguished name in the brewing and distilling industry, renowned for its commitment to crafting exceptional beverages that celebrate tradi...tion and innovation. From its humble beginnings, UBD has blossomed into a multifaceted enterprise, skillfully blending time-honored brewing methods with cutting-edge distilling techniques. At the heart of UBD lies a deep respect for the ingredients, meticulously sourcing the finest barley, hops, and botanicals from around the globe to ensure unmatched quality and flavor profiles. Whether it's a crisp, refreshing beer perfect for a sun-drenched afternoon or a complex, aged spirit designed for contemplative sipping, UBD caters to a diverse spectrum of tastes and preferences. UBD’s product portfolio is a testament to its mastery of the art of fermentation and distillation, offering a wide range of beers and spirits that showcase the company’s dedication to excellence. Among its impressive offerings is "Golden Hour Lager," a light-bodied beer celebrated for its crispness and subtle citrus notes, making it the perfect accompaniment for casual gatherings. On the spirits side, "Ironclad Reserve Whiskey" stands out, a rich and smoky whiskey aged in charred oak barrels, delivering a robust and memorable experience. "Emerald Isle Gin," infused with a unique blend of juniper, coriander, and locally sourced botanicals, offers a refreshing and aromatic gin that is perfect for crafting classic cocktails. Beyond its commitment to quality and taste, UBD is also deeply invested in sustainable practices and responsible production. The company actively seeks to minimize its environmental footprint through initiatives such as water conservation, waste reduction, and the use of renewable energy sources. UBD also prides itself on its commitment to supporting local communities, fostering partnerships with farmers and businesses that share its values of integrity and social responsibility. By embracing a holistic approach that prioritizes both environmental and social well-being, UBD strives to create a positive impact that extends far beyond the beverage industry.

Company Details

Symbol:UBL
Industry:Breweries & Distilleries
Sector:Breweries & Distilleries

Key Leadership

Mr. Vivek Gupta
MD, CEO & Director
Mr. Jorn Elimar Kersten
CFO & WholeTime Director
Mr. Suresh Mandalika
Chief Digital & Technology Officer

Corporate Events

Upcoming
Earnings Date
Recent
Ex-Dividend Date

UBL Share Price: Frequently Asked Questions

What is the current share price of United Bank Ltd?

United Bank Ltd (UBL) trades at ₹1335.00 on NSE and BSE. Market cap ₹44.16K (Cr). Educational data only.

What is the P/E ratio of United Bank Ltd?

United Bank Ltd has a P/E of 116.18x vs industry average 39.96x.

What is the Bull Run score for United Bank Ltd?

United Bank Ltd has a Bull Run score of 15.7/100 based on 25+ financial parameters.

Does United Bank Ltd pay dividends?

United Bank Ltd has a dividend yield of 0.60%. Past dividends don't guarantee future payments.

What is the ROE of United Bank Ltd?

United Bank Ltd has ROE of 10.77%. Higher ROE indicates better use of shareholder equity.

What is the debt-to-equity ratio of United Bank Ltd?

United Bank Ltd has debt-to-equity of 0.18.

Is United Bank Ltd a good investment?

Bull Run gives United Bank Ltd a score of 15.7/100. This is not investment advice — consult a SEBI-registered advisor.