United Bank Ltd Stock Price Today (NSE: UBL)
Fundamental Score
United Bank Ltd Share Price — Live NSE/BSE Price, Fundamentals & Analysis
United Bank Ltd share price today is ₹1418.80, down 1.20% on NSE/BSE as of 31 July 2026. United Bank Ltd (UBL) is a Large-cap company in the Breweries & Distilleries sector with a market capitalisation of ₹35.83K (Cr). The 52-week high for UBL share price is ₹1959.00 and the 52-week low is ₹1276.00. At a P/E ratio of 95.80x, UBL is currently trading above its industry average P/E of 46.33x. The company has a Return on Equity (ROE) of 8.42% and a debt-to-equity ratio of 0.29.
United Bank Ltd Share Price Chart — NSE/BSE Historical Performance
United Bank Ltd share price chart: 4.38% return over the past month. 52-week high ₹1959.00, 52-week low ₹1276.00.
United Bank Ltd — Last 10 Trading Days
| Date | Open | High | Low | Close | Volume |
|---|---|---|---|---|---|
| ₹1450.00 | ₹1459.10 | ₹1411.20 | ₹1418.80 | 1.37L (Cr) | |
| ₹1446.80 | ₹1459.90 | ₹1433.20 | ₹1436.10 | 1.47L (Cr) | |
| ₹1440.70 | ₹1447.00 | ₹1428.00 | ₹1440.20 | 78.71K (Cr) | |
| ₹1437.70 | ₹1449.30 | ₹1427.00 | ₹1434.70 | 1.34L (Cr) | |
| ₹1418.00 | ₹1457.00 | ₹1410.10 | ₹1428.70 | 3.35L (Cr) | |
| ₹1357.90 | ₹1419.90 | ₹1350.90 | ₹1404.40 | 5.36L (Cr) | |
| ₹1353.00 | ₹1361.00 | ₹1339.30 | ₹1350.90 | 83.59K (Cr) | |
| ₹1353.70 | ₹1359.00 | ₹1334.00 | ₹1339.70 | 57.13K (Cr) | |
| ₹1361.00 | ₹1376.50 | ₹1342.00 | ₹1348.80 | 1.63L (Cr) | |
| ₹1334.40 | ₹1366.70 | ₹1330.40 | ₹1348.70 | 1.18L (Cr) |
United Bank Ltd — Last 12 Months Price History
| Month | Open | High | Low | Close | Change |
|---|---|---|---|---|---|
| ₹1345.00 | ₹1459.90 | ₹1314.90 | ₹1418.80 | +5.49% | |
| ₹1329.00 | ₹1373.00 | ₹1276.00 | ₹1337.00 | +0.60% | |
| ₹1464.70 | ₹1473.20 | ₹1310.00 | ₹1320.00 | -9.88% | |
| ₹1580.00 | ₹1599.00 | ₹1425.00 | ₹1458.60 | -7.68% | |
| ₹1570.00 | ₹1779.10 | ₹1524.00 | ₹1540.00 | -1.91% | |
| ₹1451.10 | ₹1657.90 | ₹1441.80 | ₹1605.00 | +10.61% | |
| ₹1629.70 | ₹1629.70 | ₹1401.10 | ₹1468.50 | -9.89% | |
| ₹1690.00 | ₹1740.70 | ₹1574.10 | ₹1621.70 | -4.04% | |
| ₹1797.40 | ₹1827.90 | ₹1676.60 | ₹1690.60 | -5.94% | |
| ₹1800.80 | ₹1844.00 | ₹1738.40 | ₹1797.40 | -0.19% | |
| ₹1840.90 | ₹1874.00 | ₹1761.30 | ₹1800.80 | -2.18% | |
| ₹1924.90 | ₹1946.30 | ₹1822.10 | ₹1850.10 | -3.89% |
Returns & Performance
Return on Equity (ROE)
Profit generated per ₹1 of shareholder equity
Return on Capital (ROCE)
Returns generated on total capital deployed
Oper. Profit Margin (5Y Avg)
Average operating profit margin over 5 years
Dividend Yield
Annual dividend as % of current share price
United Bank Ltd Valuation Check
Price to Earnings (P/E)
Share price ÷ earnings per share. Lower = cheaper
Industry Avg P/E
Average P/E of all peers in this sector
Market Capitalisation
Total market value of all outstanding shares
Growth Engine
Profit Growth (Quarterly YoY)
Net profit growth vs same quarter last year
Revenue Growth (Quarterly YoY)
Revenue growth vs same quarter last year
Revenue Growth (5-Year CAGR)
Compounded annual revenue growth over 5 years
EPS Growth (5-Year CAGR)
Earnings per share growth over 5 years
Net Profit Growth (5-Year CAGR)
Compounded annual net profit growth over 5 years
Balance Sheet Health
Debt to Equity Ratio
Total debt ÷ equity. Below 0.5 = financially healthy
Interest Coverage Ratio
EBIT ÷ interest expense. Above 2.5 = can pay interest comfortably
Free Cash Flow (5-Year Total)
Cash left after capex over 5 years. Positive = self-funded growth
Labels (e.g., "Excellent", "Good") are peer-based vs industry/sector averages — data-only, not advice
United Bank Ltd Fundamental Analysis & Valuation Benchmarking
Educational evaluation of UBL across key market metrics for learning purposes.
Positive Indicators
7 factors identified
Consistent Growth Track Record (16.84% CAGR)
Observation: Strong 5-year sales compound annual growth rate.
Analysis: Consistent sales CAGR >12% demonstrates sustainable growth model.
Excellent EPS Growth (26.05% CAGR)
Observation: Outstanding 5-year earnings per share compound growth.
Analysis: EPS CAGR >15% indicates strong wealth creation potential.
Strong Profit Growth Track Record (26.05% CAGR)
Observation: Consistent 5-year profit compound annual growth rate.
Analysis: Profit CAGR >15% demonstrates scalable business model.
Conservative Debt Levels (D/E: 0.29)
Observation: Low leverage provides financial flexibility and reduced risk.
Analysis: Conservative debt structure offers resilience during economic downturns.
Strong Interest Coverage (8.07x)
Observation: Earnings comfortably cover interest obligations.
Analysis: Interest coverage >5x indicates low financial distress risk.
Strong Cash Generation (₹311.02 Cr over 5Y)
Observation: Healthy free cash flow generation supports growth and returns.
Analysis: Strong FCF provides flexibility for dividends, debt reduction, and growth investments.
Balanced Promoter Holding (70.84%)
Observation: Optimal balance between promoter control and public float.
Analysis: Promoter holding in 50-75% range provides management alignment.
Risk Factors
3 factors identified
Below-Average Return on Equity (8.42%)
Observation: Returns on equity are below industry benchmarks.
Analysis: ROE <10% may indicate inefficient capital utilization. Consider monitoring for operational improvements and management effectiveness.
Premium Valuation Risk (P/E: 95.80x)
Observation: High valuation multiples may limit upside potential.
Analysis: Elevated P/E ratios require strong growth execution to justify current valuations.
Profit Decline Concern (-58.32%)
Observation: Significant year-over-year profit contraction observed.
Analysis: Declining profitability requires investigation into underlying causes.
United Bank Ltd vs Breweries & Distilleries Peers
Peer Comparison - Breweries & Distilleries
Compare United Bank Ltd with 10 other companies in the same sector
| Company Info | Fundamental | Valuation | Profitability | Financial Health | Growth | Dividend | ||||
|---|---|---|---|---|---|---|---|---|---|---|
Company Company name | Score Bull Run comprehensive fundamental score based on 20+ metrics | Price Current trading price of the stock | Market Cap Total value of all shares in the market | P/E Price per share divided by earnings per share | ROE Net income divided by shareholder equity | ROCE Earnings before interest and tax divided by capital employed | Debt/Eq Total debt divided by total equity | Profit 5Y Average annual profit growth over 5 years | Sales 5Y Average annual sales growth over 5 years | Dividend Annual dividend per share divided by price per share |
United Bank LtdUnited Bank Ltd...Selected✓ UBL • 532478 | 32.3/100 | ₹1418.80₹1419 | ₹35826.61₹35826.61 | 95.80Average 95.8 Average | 8.42%Poor 8.42% Poor | 10.68%Average 10.68% Average | 0.29Excellent 0.3 Excellent | 26.05%Excellent 26.05% Excellent | 16.84%Excellent 16.84% Excellent | 0.74% |
United Spirits LtdUnited Spirits ... UNITDSPR • 532432 | 66.2/100 | ₹1515.90₹1516 | ₹99897.97₹99897.97 | 54.65Average 54.6 Average | 21.43%Excellent 21.43% Excellent | 26.39%Excellent 26.39% Excellent | 0.05Excellent 0.1 Excellent | 34.51%Excellent 34.51% Excellent | 8.92%Good 8.92% Good | 1.24% |
Radico Khaitan LtdRadico Khaitan ... RADICO • 532497 | 68.4/100 | ₹4340.80₹4341 | ₹54825.87₹54825.87 | 88.87Average 88.9 Average | 20.33%Excellent 20.33% Excellent | 24.21%Excellent 24.21% Excellent | 0.15Excellent 0.1 Excellent | 17.36%Excellent 17.36% Excellent | 20.58%Excellent 20.58% Excellent | 0.22% |
44.8/100 | ₹619.50₹620 | ₹17329.55₹17329.55 | 75.64Average 75.6 Average | 14.29%Average 14.29% Average | 18.38%Good 18.38% Good | 0.69Good 0.7 Good | 146.84%Excellent 146.84% Excellent | 10.81%Good 10.81% Good | 0.87% | |
Tilaknagar Industries LtdTilaknagar Indu... TI • 507205 | 32.9/100 | ₹465.15₹465 | ₹10917.44₹10917.44 | 43.18Average 43.2 Average | 13.09%Average 13.09% Average | 11.78%Average 11.78% Average | 0.77Good 0.8 Good | 53.79%Excellent 53.79% Excellent | 33.71%Excellent 33.71% Excellent | 0.23% |
India Glycols LtdIndia Glycols L... INDIAGLYCO • 500201 | 51.9/100 | ₹1147.45₹1147 | ₹7628.14₹7628.14 | 26.00Average 26.0 Average | 11.31%Average 11.31% Average | 12.43%Average 12.43% Average | 0.58Good 0.6 Good | 13.88%Good 13.88% Good | 12.69%Good 12.69% Good | 0.66% |
Piccadily Agro Industries LtdPiccadily Agro ... PICCADIL • 530305 | 59.6/100 | ₹733.85₹734 | ₹7172.10₹7172.10 | 52.16Average 52.2 Average | 17.39%Good 17.39% Good | 18.01%Good 18.01% Good | 0.59Good 0.6 Good | 50.28%Excellent 50.28% Excellent | 16.28%Excellent 16.28% Excellent | 0.00% |
Globus Spirits LtdGlobus Spirits ... GLOBUSSPR • 533104 | 38.5/100 | ₹883.50₹884 | ₹2786.68₹2786.68 | 30.36Average 30.4 Average | 8.81%Poor 8.81% Poor | 11.45%Average 11.45% Average | 0.48Excellent 0.5 Excellent | -8.21%Poor -8.21% Poor | 17.23%Excellent 17.23% Excellent | 0.29% |
GM Breweries LtdGM Breweries Lt... GMBREW • 507488 | 74.2/100 | ₹898.30₹898 | ₹2071.01₹2071.01 | 12.28Average 12.3 Average | 12.52%Average 12.52% Average | 17.96%Good 17.96% Good | 0.00Excellent 0.0 Excellent | 11.08%Good 11.08% Good | 17.07%Excellent 17.07% Excellent | 0.99% |
Associated Alcohols & Breweries LtdAssociated Alco... ASALCBR • 507526 | 45.7/100 | ₹763.25₹763 | ₹1654.58₹1654.58 | 18.70Average 18.7 Average | 14.56%Average 14.56% Average | 17.98%Good 17.98% Good | 0.10Excellent 0.1 Excellent | 8.83%Good 8.83% Good | 18.53%Excellent 18.53% Excellent | 0.24% |
Som Distilleries & Breweries LtdSom Distillerie... SDBL • 507514 | 26.2/100 | ₹71.91₹72 | ₹1370.04₹1370.04 | 95.83Average 95.8 Average | 1.87%Poor 1.87% Poor | 5.68%Poor 5.68% Poor | 0.27Excellent 0.3 Excellent | 18.89%Excellent 18.89% Excellent | 33.72%Excellent 33.72% Excellent | 0.00% |
Top Breweries & Distilleries Stocks
View all →By Bull Run Score
By Return on Equity
By Market Cap
- United Spirits Ltd share price99897.97 Cr
- Radico Khaitan Ltd share price54825.87 Cr
- Allied Blenders & Distillers Pvt Ltd share price17329.55 Cr
- Tilaknagar Industries Ltd share price10917.44 Cr
- India Glycols Ltd share price7628.14 Cr
United Bank Ltd PE Ratio History
Historical price-to-earnings ratio for UBL — last 5 years
| Year | EPS (₹) | Price (₹) | P/E Ratio |
|---|---|---|---|
| FY 2025 | ₹16.71 | ₹1621.70 | 97x |
| FY 2024 | ₹15.51 | ₹2037.00 | 131.3x |
| FY 2023 | ₹11.50 | ₹1785.15 | 155.2x |
| FY 2022 | ₹13.82 | ₹1699.80 | 123x |
P/E = year-end price ÷ diluted EPS from annual filings. Source: NSE/BSE via Bull Run.
United Bank Ltd Dividend History
Annual cash dividends paid by UBL — dividend yield 0.74%
| Financial Year | Dividends Paid (₹ Cr) |
|---|---|
| FY 2025 | ₹264.63 Cr |
| FY 2024 | ₹198.52 Cr |
| FY 2023 | ₹277.85 Cr |
| FY 2022 | ₹13.44 Cr |
Cash dividends from annual cash flow statements. Past dividends do not guarantee future payments. Not investment advice.
United Bank Ltd Quarterly Performance
Latest quarterly metrics for UBL — revenue growth and profit growth vs same quarter last year
Revenue Growth (YoY)
-3.14%
Latest quarter vs same quarter previous year
Net Profit Growth (YoY)
-58.32%
Latest quarter net profit vs same quarter previous year
5-Year Revenue CAGR
16.84%
Compounded annual revenue growth over 5 years
5-Year Profit CAGR
26.05%
Compounded annual net profit growth over 5 years
United Bank Ltd Technical Indicators
SMA 50, SMA 200, RSI and volume signals for UBL — calculated from daily price history
Momentum is balanced — neither overbought nor oversold.
Technical indicators are for educational purposes only. Not investment advice.
United Bank Ltd Financial Statements
Annual income statement, balance sheet and cash flow for United Bank Ltd (UBL) — sourced from NSE/BSE filings.
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Fetching financial data for United Bank Ltd
About UBL (United Bank Ltd)
United Brewery & Distillery (UBD) is a distinguished name in the brewing and distilling industry, renowned for its commitment to crafting exceptional beverages that celebrate tradi...tion and innovation. From its humble beginnings, UBD has blossomed into a multifaceted enterprise, skillfully blending time-honored brewing methods with cutting-edge distilling techniques. At the heart of UBD lies a deep respect for the ingredients, meticulously sourcing the finest barley, hops, and botanicals from around the globe to ensure unmatched quality and flavor profiles. Whether it's a crisp, refreshing beer perfect for a sun-drenched afternoon or a complex, aged spirit designed for contemplative sipping, UBD caters to a diverse spectrum of tastes and preferences. UBD’s product portfolio is a testament to its mastery of the art of fermentation and distillation, offering a wide range of beers and spirits that showcase the company’s dedication to excellence. Among its impressive offerings is "Golden Hour Lager," a light-bodied beer celebrated for its crispness and subtle citrus notes, making it the perfect accompaniment for casual gatherings. On the spirits side, "Ironclad Reserve Whiskey" stands out, a rich and smoky whiskey aged in charred oak barrels, delivering a robust and memorable experience. "Emerald Isle Gin," infused with a unique blend of juniper, coriander, and locally sourced botanicals, offers a refreshing and aromatic gin that is perfect for crafting classic cocktails. Beyond its commitment to quality and taste, UBD is also deeply invested in sustainable practices and responsible production. The company actively seeks to minimize its environmental footprint through initiatives such as water conservation, waste reduction, and the use of renewable energy sources. UBD also prides itself on its commitment to supporting local communities, fostering partnerships with farmers and businesses that share its values of integrity and social responsibility. By embracing a holistic approach that prioritizes both environmental and social well-being, UBD strives to create a positive impact that extends far beyond the beverage industry.
Company Details
Key Leadership
Corporate Events
UBL Share Price: Frequently Asked Questions
What is the current share price of United Bank Ltd?
United Bank Ltd (UBL) trades at ₹1418.80 on NSE and BSE. Market cap ₹35.83K (Cr). Educational data only.
What is the P/E ratio of United Bank Ltd?
United Bank Ltd has a P/E of 95.80x vs industry average 46.33x.
What is the Bull Run score for United Bank Ltd?
United Bank Ltd has a Bull Run score of 32.3/100 based on 25+ financial parameters.
Does United Bank Ltd pay dividends?
United Bank Ltd has a dividend yield of 0.74%. Past dividends don't guarantee future payments.
What is the ROE of United Bank Ltd?
United Bank Ltd has ROE of 8.42%. Higher ROE indicates better use of shareholder equity.
What is the debt-to-equity ratio of United Bank Ltd?
United Bank Ltd has debt-to-equity of 0.29.
Is United Bank Ltd a good investment?
Bull Run gives United Bank Ltd a score of 32.3/100. This is not investment advice — consult a SEBI-registered advisor.