Upsurge Investment & Finance Ltd
Fundamental Score
Upsurge Investment & Finance Ltd Share Price Live NSE/BSE
Profitability Metrics
Return on Equity
Return on Capital Employed
Operating Profit Margin (5Y)
Dividend Yield
Valuation Metrics
Price to Earnings
Market Capitalization
Industry P/E
Growth Metrics
YoY Quarterly Profit Growth
YoY Quarterly Sales Growth
Sales Growth (5Y)
EPS Growth (5Y)
Profit Growth (5Y)
Financial Health
Debt to Equity
Interest Coverage
Free Cash Flow (5Y)
Ownership Structure
Promoter Holding
FII Holding
DII Holding
Pledged Percentage
Labels (e.g., "Excellent", "Good") are peer-based vs industry/sector averages — data-only, not advice
Market Data Analysis & Educational Insights
Educational evaluation of UPSURGE across key market metrics for learning purposes.
Positive Indicators
11 factors identified
Strong Return on Equity (20.45%)
Observation: Efficient use of shareholders' capital generating superior returns.
Analysis: ROE >15% indicates strong profitability and effective management. This metric suggests the company can generate substantial returns on invested capital.
Excellent ROCE Performance (25.58%)
Observation: Superior returns on capital employed across business operations.
Analysis: ROCE >15% demonstrates efficient capital deployment and strong operational performance. This indicates quality business fundamentals.
Strong Operating Margins (20.30%)
Observation: Healthy 5-year operating margins indicate pricing power and cost control.
Analysis: OPM >15% suggests operational efficiency and competitive advantages. This indicates sustainable profitability potential.
Attractive Valuation (P/E: 15.17 vs Industry: 22.03)
Observation: Trading at discount to industry peers.
Analysis: P/E below industry average may present value opportunity if fundamentals support the business case.
Consistent Growth Track Record (38.09% CAGR)
Observation: Strong 5-year sales compound annual growth rate.
Analysis: Consistent sales CAGR >12% demonstrates sustainable growth model and market opportunity execution over time.
Excellent EPS Growth (37.42% CAGR)
Observation: Outstanding 5-year earnings per share compound growth.
Analysis: EPS CAGR >15% indicates strong wealth creation potential and effective capital allocation over extended periods.
Strong Profit Growth Track Record (42.34% CAGR)
Observation: Consistent 5-year profit compound annual growth rate.
Analysis: Profit CAGR >15% demonstrates scalable business model and effective operational leverage over time.
Conservative Debt Levels (D/E: 0.23)
Observation: Low leverage provides financial flexibility and reduced risk.
Analysis: Conservative debt structure offers resilience during economic downturns and flexibility for growth investments.
Strong Interest Coverage (18.58x)
Observation: Earnings comfortably cover interest obligations.
Analysis: Interest coverage >5x indicates low financial distress risk and strong debt servicing capability.
Balanced Promoter Holding (50.62%)
Observation: Optimal balance between promoter control and public float.
Analysis: Promoter holding in 50-75% range provides management alignment while ensuring adequate liquidity.
Zero Share Pledging Risk
Observation: No promoter shares pledged as collateral, reducing forced-selling risk.
Analysis: Absence of share pledging eliminates potential forced-selling pressure during market stress.
Risk Factors
4 factors identified
Profit Decline Concern (-89.99%)
Observation: Significant year-over-year profit contraction observed.
Analysis: Declining profitability requires investigation into underlying causes. Monitor for recovery signs and management guidance.
Revenue Contraction (-41.93%)
Observation: Sales decline may indicate market challenges or competitive pressures.
Analysis: Negative revenue growth requires analysis of market conditions and competitive positioning. Monitor recovery strategies.
Negative Free Cash Flow (₹-36.12 Cr over 5Y)
Observation: Cash outflows exceed inflows, indicating capital intensity or working capital issues.
Analysis: Negative FCF requires analysis of capital expenditure cycle and working capital management efficiency.
Small Market Cap
Observation: Higher investment risk due to limited size.
Analysis: Small-cap stocks typically carry higher volatility and liquidity risks.
Financial Statements
Comprehensive financial data for Upsurge Investment & Finance Ltd
About UPSURGE
Business Overview
Upsurge Investment & Finance Limited operates as a non-banking finance company in India. The company offers capital-growing and holistic managerial services; growth and funding advisory; structured financing and debt syndication; corporate and commercial loan services against equity and commodities; and capital-raising advisory services for seed funding and initial public offerings. It also provides corporate and financial advisory; business strategisation and management; institutional and syndicated financing; and retail financing services. The company serves small and mid-sized enterprises. Upsurge Investment & Finance Limited was incorporated in 1994 and is headquartered in Mumbai, India.
Company Details
Key Leadership
Corporate Events
Latest News
UPSURGE Stock Details & Analysis
Key Financial Metrics
Growth & Valuation
Frequently Asked Questions
What is the current price of Upsurge Investment & Finance Ltd (UPSURGE)?
As of 29 Jan 2026, 10:37 am IST, Upsurge Investment & Finance Ltd (UPSURGE) is currently trading at ₹68.88. The stock has a market capitalization of ₹162.16 (Cr).
Is UPSURGE share price Overvalued or Undervalued?
UPSURGE is currently trading at a P/E ratio of 15.17x, compared to the industry average of 22.03x. Based on this relative valuation, the stock appears to be Undervalued against its sector peers.
What factors affect the Upsurge Investment & Finance Ltd share price?
Key factors influencing UPSURGE's price include its quarterly earnings growth (Sales Growth: -41.93%), raw material costs, government infrastructure spending, and institutional flows (FII/DII holding).
Is Upsurge Investment & Finance Ltd a good stock for long-term investment?
Upsurge Investment & Finance Ltd shows a 5-year Profit Growth of 42.34% and an ROE of 20.45%. Long-term investors should consider these fundamentals alongside the debt-to-equity ratio of 0.23 before investing.
How does Upsurge Investment & Finance Ltd compare with its industry peers?
Upsurge Investment & Finance Ltd competes with major peers in the Non Banking Financial Company (NBFC). Investors should compare UPSURGE's P/E of 15.17x and ROE of 20.45% against the industry averages to determine its competitive standing.
What is the P/E ratio of UPSURGE and what does it mean?
UPSURGE has a P/E ratio of 15.17x compared to the industry average of 22.03x. The Price-to-Earnings (P/E) ratio is calculated by dividing the current share price by earnings per share (EPS). This means investors are paying ₹15 for every ₹1 of annual earnings.
How is UPSURGE performing according to Bull Run's analysis?
UPSURGE has a Bull Run fundamental score of 58/100, which indicates moderate strength with some areas for improvement. This comprehensive rating is based on 15+ financial parameters including profitability, growth metrics, and valuation ratios.
What sector and industry does UPSURGE belong to?
UPSURGE operates in the Non Banking Financial Company (NBFC) industry. This classification helps understand the competitive landscape and sector-specific trends affecting Upsurge Investment & Finance Ltd.
What is Return on Equity (ROE) and why is it important for UPSURGE?
UPSURGE has an ROE of 20.45%, which indicates excellent management efficiency and profitable operations. Return on Equity measures how efficiently Upsurge Investment & Finance Ltd generates profits from shareholders' equity.
How is UPSURGE's debt-to-equity ratio and what does it indicate?
UPSURGE has a debt-to-equity ratio of 0.23, which indicates conservative financing with low financial risk. A ratio below 1.0 generally indicates conservative financing.
What is UPSURGE's dividend yield and is it a good dividend stock?
UPSURGE offers a dividend yield of 0.62%, which means you receive ₹0.62 annual dividend for every ₹100 invested.
How has UPSURGE grown over the past 5 years?
UPSURGE has achieved 5-year growth rates of: Sales Growth 38.09%, Profit Growth 42.34%, and EPS Growth 37.42%.
What is the promoter holding in UPSURGE and why does it matter?
Promoters hold 50.62% of UPSURGE shares, with 0.00% of promoter shares pledged. High promoter holding often indicates strong management confidence.
What is UPSURGE's market capitalization category?
UPSURGE has a market capitalization of ₹162 crores, placing it in the Small-cap category.
How volatile is UPSURGE stock?
UPSURGE has a beta of N/A. A beta > 1 suggests the stock is more volatile than the market, while a beta < 1 suggests it is less volatile.
What is the 52-week high and low for UPSURGE?
UPSURGE has a 52-week high of ₹N/A and low of ₹N/A.
What is UPSURGE's operating profit margin trend?
UPSURGE has a 5-year average Operating Profit Margin (OPM) of 20.30%, indicating the company's operational efficiency.
How is UPSURGE's quarterly performance?
Recent quarterly performance shows YoY Sales Growth of -41.93% and YoY Profit Growth of -89.99%.
What is the institutional holding pattern in UPSURGE?
UPSURGE has FII holding of 0.00% and DII holding of 0.00%. Significant institutional holding often suggests professional confidence in the stock.