Usha Financial Services Ltd Stock Price Today (NSE: USHAFIN)
Usha Financial Services Ltd
Fundamental Score
Usha Financial Services Ltd Share Price — Live NSE/BSE Price, Fundamentals & Analysis
Usha Financial Services Ltd share price today is ₹51.00, up +0.00% on NSE/BSE as of 22 September 2026. Usha Financial Services Ltd (USHAFIN) is a Small-cap company in the Non Banking Financial Company (NBFC) sector with a market capitalisation of ₹149.99 (Cr). The 52-week high for USHAFIN share price is ₹56.45 and the 52-week low is ₹27.55. At a P/E ratio of 6.68x, USHAFIN is currently trading below its industry average P/E of 22.18x. The company has a Return on Equity (ROE) of 10.19% and a debt-to-equity ratio of 0.77.
Usha Financial Services Ltd Share Price Chart — NSE/BSE Historical Performance
Usha Financial Services Ltd share price chart: 27.98% return over the past month. 52-week high ₹56.45, 52-week low ₹27.55.
Usha Financial Services Ltd — Last 10 Trading Days
| Date | Open | High | Low | Close | Volume |
|---|---|---|---|---|---|
| ₹50.00 | ₹52.00 | ₹50.00 | ₹51.00 | 36.80K (Cr) | |
| ₹50.00 | ₹51.50 | ₹49.20 | ₹51.00 | 24.00K (Cr) | |
| ₹48.00 | ₹50.15 | ₹48.00 | ₹48.20 | 36.80K (Cr) | |
| ₹50.00 | ₹52.00 | ₹48.00 | ₹48.00 | 24.00K (Cr) | |
| ₹48.70 | ₹50.00 | ₹48.70 | ₹50.00 | 4.80K (Cr) | |
| ₹51.40 | ₹51.40 | ₹43.45 | ₹50.00 | 44.80K (Cr) | |
| ₹56.30 | ₹56.30 | ₹53.55 | ₹53.75 | 8.00K (Cr) | |
| ₹54.50 | ₹56.45 | ₹52.30 | ₹56.10 | 48.00K (Cr) | |
| ₹51.50 | ₹54.95 | ₹51.25 | ₹54.70 | 57.60K (Cr) | |
| ₹49.80 | ₹51.35 | ₹49.50 | ₹51.00 | 62.40K (Cr) |
Usha Financial Services Ltd — Last 12 Months Price History
| Month | Open | High | Low | Close | Change |
|---|---|---|---|---|---|
| ₹48.10 | ₹56.45 | ₹43.45 | ₹51.00 | +6.03% | |
| ₹43.00 | ₹48.05 | ₹42.00 | ₹48.05 | +11.74% | |
| ₹32.35 | ₹33.70 | ₹29.25 | ₹32.65 | +0.93% | |
| ₹31.80 | ₹34.10 | ₹30.45 | ₹30.45 | -4.25% | |
| ₹33.05 | ₹33.05 | ₹30.50 | ₹30.75 | -6.96% | |
| ₹31.00 | ₹31.85 | ₹28.25 | ₹28.45 | -8.23% | |
| ₹40.20 | ₹42.00 | ₹27.55 | ₹28.80 | -28.36% | |
| ₹37.05 | ₹45.00 | ₹34.10 | ₹40.00 | +7.96% | |
| ₹42.85 | ₹45.00 | ₹39.15 | ₹39.25 | -8.40% | |
| ₹44.55 | ₹50.10 | ₹40.60 | ₹48.00 | +7.74% | |
| ₹49.50 | ₹50.50 | ₹49.00 | ₹49.00 | -1.01% |
Returns & Performance
Return on Equity (ROE)
Profit generated per ₹1 of shareholder equity
Return on Assets (ROA)
Bank profit generated relative to total assets
Net Profit Margin
Net profit as a percentage of reported revenue/income
Dividend Yield
Annual dividend as % of current share price
Usha Financial Services Ltd Valuation Check
Price to Earnings (P/E)
Share price ÷ earnings per share. Lower = cheaper
Price to Book (P/B)
Share price ÷ book value per share — key bank valuation metric
Market Capitalisation
Total market value of all outstanding shares
Growth Engine
Profit Growth (Quarterly YoY)
Net profit growth vs same quarter last year
Revenue Growth (Quarterly YoY)
Revenue growth vs same quarter last year
Revenue Growth (5-Year CAGR)
Compounded annual revenue growth over 5 years
EPS Growth (5-Year CAGR)
Earnings per share growth over 5 years
Net Profit Growth (5-Year CAGR)
Compounded annual net profit growth over 5 years
Balance Sheet Health
Debt/Equity, interest coverage and industrial free-cash-flow ratios are not shown for banks because deposits and borrowings are part of the core lending business. Bull Run uses ROA, ROE, P/B and net profit margin above for bank analysis.
Labels (e.g., "Excellent", "Good") are peer-based vs industry/sector averages — data-only, not advice
Usha Financial Services Ltd Fundamental Analysis & Valuation Benchmarking
Educational evaluation of USHAFIN across key market metrics for learning purposes.
Positive Indicators
6 factors identified
Attractive Valuation (P/E: 6.68 vs Industry: 22.18)
Observation: Trading at discount to industry peers.
Analysis: P/E below industry average may present value opportunity.
Robust Profit Growth (568.37%)
Observation: Strong year-over-year profit expansion demonstrates business momentum.
Analysis: Profit growth >20% indicates effective execution and market opportunity capture.
Consistent Growth Track Record (22.40% CAGR)
Observation: Strong 5-year sales compound annual growth rate.
Analysis: Consistent sales CAGR >12% demonstrates sustainable growth model.
Strong Profit Growth Track Record (42.22% CAGR)
Observation: Consistent 5-year profit compound annual growth rate.
Analysis: Profit CAGR >15% demonstrates scalable business model.
Balanced Promoter Holding (74.97%)
Observation: Optimal balance between promoter control and public float.
Analysis: Promoter holding in 50-75% range provides management alignment.
Zero Share Pledging Risk
Observation: No promoter shares pledged as collateral.
Analysis: Absence of share pledging eliminates potential forced-selling pressure.
Risk Factors
3 factors identified
Weak Interest Coverage (2.31x)
Observation: Limited ability to service debt obligations from earnings.
Analysis: Low interest coverage raises concerns about financial stability.
Limited Institutional Interest (FII+DII: 2.72%)
Observation: Low institutional participation may affect liquidity.
Analysis: Limited institutional interest may indicate size constraints or visibility issues.
No Dividend Distribution
Observation: Company does not currently pay dividends to shareholders.
Analysis: Zero dividend yield may indicate growth reinvestment focus or cash flow constraints.
Usha Financial Services Ltd vs Non Banking Financial Company (NBFC) Peers
Peer Comparison - Non Banking Financial Company (NBFC)
Compare Usha Financial Services Ltd with 10 other companies in the same sector
| Company Info | Fundamental | Valuation | Profitability | Financial Health | Growth | Dividend | ||||
|---|---|---|---|---|---|---|---|---|---|---|
Company Company name | Score Bull Run comprehensive fundamental score based on 20+ metrics | Price Current trading price of the stock | Market Cap Total value of all shares in the market | P/E Price per share divided by earnings per share | ROE Net income divided by shareholder equity | ROCE Earnings before interest and tax divided by capital employed | Debt/Eq Total debt divided by total equity | Profit 5Y Average annual profit growth over 5 years | Sales 5Y Average annual sales growth over 5 years | Dividend Annual dividend per share divided by price per share |
57.6/100 | ₹51.00₹51 | ₹149.99₹149.99 | 6.68Average 6.7 Average | 10.19%Average 10.19% Average | 13.46%Average 13.46% Average | 0.77Good 0.8 Good | 42.22%Excellent 42.22% Excellent | 22.40%Excellent 22.40% Excellent | 0.00% | |
Bajaj Finance LimitedBajaj Finance L... BAJFINANCE • 500034 | 62.4/100 | ₹1049.30₹1049 | ₹652759.07₹652759.07 | 32.13Average 32.1 Average | 18.05%Good 18.05% Good | — — | — — | 34.15%Excellent 34.15% Excellent | 25.18%Excellent 25.18% Excellent | 0.53% |
Shriram Finance LimitedShriram Finance... SHRIRAMFIN • 511218 | 48.8/100 | ₹1029.50₹1030 | ₹242231.05₹242231.05 | 18.17Average 18.2 Average | 16.38%Good 16.38% Good | — — | — — | 32.03%Excellent 32.03% Excellent | 22.54%Excellent 22.54% Excellent | 1.04% |
65.8/100 | ₹1834.80₹1835 | ₹156499.27₹156499.27 | 27.05Average 27.0 Average | 19.33%Good 19.33% Good | — — | — — | 28.03%Excellent 28.03% Excellent | 26.53%Excellent 26.53% Excellent | 0.11% | |
Muthoot Finance LimitedMuthoot Finance... MUTHOOTFIN • 533398 | 73.9/100 | ₹2837.70₹2838 | ₹113924.57₹113924.57 | 10.02Average 10.0 Average | 30.92%Excellent 30.92% Excellent | — — | — — | 22.72%Excellent 22.72% Excellent | 22.04%Excellent 22.04% Excellent | 0.99% |
L&T Finance LimitedL&T Finance Lim... LTF • 533519 | 55.2/100 | ₹311.60₹312 | ₹78071.69₹78071.69 | 24.52Average 24.5 Average | 11.17%Average 11.17% Average | — — | — — | 24.16%Excellent 24.16% Excellent | 5.54%Good 5.54% Good | 0.88% |
SBI Cards and Payment Services LimitedSBI Cards and P... SBICARD • 543066 | 43.9/100 | ₹671.25₹671 | ₹63876.82₹63876.82 | 28.09Average 28.1 Average | 14.69%Average 14.69% Average | — — | — — | 17.09%Excellent 17.09% Excellent | 16.49%Excellent 16.49% Excellent | 0.39% |
HDB Financial Services LimitedHDB Financial S... HDBFS • 544429 | 54.3/100 | ₹675.00₹675 | ₹56050.45₹56050.45 | 20.29Average 20.3 Average | 13.94%Average 13.94% Average | — — | — — | 45.37%Excellent 45.37% Excellent | 10.99%Good 10.99% Good | 0.53% |
Sundaram Finance LimitedSundaram Financ... SUNDARMFIN • 590071 | 29.5/100 | ₹4719.20₹4719 | ₹52019.74₹52019.74 | 23.43Average 23.4 Average | 14.66%Average 14.66% Average | — — | — — | 12.69%Good 12.69% Good | 13.23%Good 13.23% Good | 0.89% |
23.9/100 | ₹517.85₹518 | ₹43975.82₹43975.82 | 7.55Average 7.6 Average | 13.13%Average 13.13% Average | — — | — — | — — | — — | 0.04% | |
Poonawalla Fincorp LimitedPoonawalla Finc... POONAWALLA • 524000 | 54.9/100 | ₹447.40₹447 | ₹39183.29₹39183.29 | 47.05Average 47.0 Average | 5.85%Poor 5.85% Poor | — — | — — | 24.33%Excellent 24.33% Excellent | 23.97%Excellent 23.97% Excellent | 0.00% |
Top Non Banking Financial Company (NBFC) Stocks
View all →By Bull Run Score
By Return on Equity
By Market Cap
- Bajaj Finance Limited share price652759.07 Cr
- Shriram Finance Limited share price242231.05 Cr
- Cholamandalam Investment and Finance Company Limited share price156499.27 Cr
- Muthoot Finance Limited share price113924.57 Cr
- L&T Finance Limited share price78071.69 Cr
Usha Financial Services Ltd Quarterly Performance
Latest quarterly metrics for USHAFIN — revenue growth and profit growth vs same quarter last year
Revenue Growth (YoY)
4.07%
Latest quarter vs same quarter previous year
Net Profit Growth (YoY)
568.37%
Latest quarter net profit vs same quarter previous year
5-Year Revenue CAGR
22.40%
Compounded annual revenue growth over 5 years
5-Year Profit CAGR
42.22%
Compounded annual net profit growth over 5 years
Usha Financial Services Ltd Technical Indicators
SMA 50, SMA 200, RSI and volume signals for USHAFIN — calculated from daily price history
Momentum is strong — price may be stretched. Watch for pullbacks.
Technical indicators are for educational purposes only. Not investment advice.
Usha Financial Services Ltd Financial Statements
Annual income statement, balance sheet and cash flow for Usha Financial Services Ltd (USHAFIN) — sourced from NSE/BSE filings.
Financial Results & Statements
Latest quarterly, annual and period-wise financial data for Usha Financial Services Ltd
About USHAFIN (Usha Financial Services Ltd)
Usha Financial Services Ltd (USHAFIN) is listed on the National Stock Exchange (NSE) and Bombay Stock Exchange (BSE) of India. The company operates in the Non Banking Financial Com...pany (NBFC) sector with a current market capitalisation of ₹149.99 (Cr). Usha Financial Services Ltd has delivered a Return on Equity (ROE) of 10.19% and a ROCE of 13.46%. The debt-to-equity ratio stands at 0.77, reflecting the company's capital structure. Investors tracking USHAFIN share price can monitor key metrics including P/E ratio, promoter holding of 74.97%, and quarterly earnings growth.
Company Details
USHAFIN Share Price: Frequently Asked Questions
What is the current share price of Usha Financial Services Ltd?
Usha Financial Services Ltd (USHAFIN) trades at ₹51.00 on NSE. Market cap ₹149.99 (Cr). Educational data only.
What is the P/E ratio of Usha Financial Services Ltd?
Usha Financial Services Ltd has a P/E of 6.68x vs industry average 22.18x.
What is the Bull Run score for Usha Financial Services Ltd?
Usha Financial Services Ltd has a Bull Run score of 57.6/100 based on 25+ financial parameters.
Does Usha Financial Services Ltd pay dividends?
Usha Financial Services Ltd has a dividend yield of 0.00%. Past dividends don't guarantee future payments.
What is the ROE of Usha Financial Services Ltd?
Usha Financial Services Ltd has ROE of 10.19%. Higher ROE indicates better use of shareholder equity.
What is the debt-to-equity ratio of Usha Financial Services Ltd?
Usha Financial Services Ltd has debt-to-equity of 0.77.
Is Usha Financial Services Ltd a good investment?
Bull Run gives Usha Financial Services Ltd a score of 57.6/100. This is not investment advice — consult a SEBI-registered advisor.