Ushakiran Finance Ltd Stock Price Today (NSE: USHAKIRA)
Fundamental Score
Ushakiran Finance Ltd Share Price Live NSE/BSE & Institutional Fundamental Analysis
Ushakiran Finance Ltd share price today is ₹55.90, up +0.00% on NSE/BSE as of 17 February 2026. Ushakiran Finance Ltd (USHAKIRA) is a Small-cap company in the Non Banking Financial Company (NBFC) sector with a market capitalisation of ₹11.70 (Cr). The 52-week high for USHAKIRA share price is ₹N/A and the 52-week low is ₹N/A. The company has a Return on Equity (ROE) of 1.36% and a debt-to-equity ratio of 0.00.
Ushakiran Finance Ltd Share Price Chart — NSE/BSE Historical Performance
Returns & Performance
ROE
ROCE
OPM (5Y)
Div Yield
Ushakiran Finance Ltd Valuation Check
P/E Ratio
Industry P/E
Market Cap
Growth Engine
Profit Growth (Q)
Sales Growth (Q)
Sales Growth (5Y)
EPS Growth (5Y)
Profit Growth (5Y)
Balance Sheet Health
Debt to Equity
Int. Coverage
Free Cash Flow (5Y)
Shareholding
Promoter
FII
DII
Pledged
Institutional Deep-Dive
Bull Run Research Hub
Ushakiran Finance Share Price: A Financial Analysis
The Non-Banking Financial Company (NBFC) sector is undergoing a period of significant disruption, driven by fintech innovation and evolving regulatory landscapes. This analysis focuses on Ushakiran Finance share price, currently at ₹44.95000076293945, through a financial lens, examining its position relative to sector peers and its long-term sustainability. This assessment is part of a comprehensive 80-parameter fundamental audit, verified by Sweta Mishra, designed to provide a granular understanding of the company's intrinsic value.
A key indicator of Ushakiran Finance's financial health is its Return on Capital Employed (ROCE), which stands at a modest 1.65%. ROCE provides insight into how effectively a company is using its capital to generate profits. A low ROCE, such as this, suggests that the company may be struggling to generate sufficient returns from its investments, potentially impacting its ability to build a strong economic moat – a sustainable competitive advantage.
The absence of a Price-to-Earnings (PE) ratio indicates that the company may not currently be profitable, or its earnings may be negligible. This necessitates a deeper dive into the company’s financial statements to understand the underlying reasons for this situation and assess the potential for future profitability. Compared to its peers like
Apollo Finvest, differences in management quality and operational efficiency are important to consider. For instance, Apollo Finvest's management may have demonstrated a stronger track record of strategic decision-making and resource allocation, leading to superior financial performance. The observable data available does not give opinion on this.In conclusion, while Ushakiran Finance share price might appear attractive at its current level, a comprehensive analysis reveals potential challenges related to profitability and capital efficiency. The low ROCE, coupled with the absence of a PE ratio, warrants careful consideration of the company's long-term prospects and its ability to compete effectively within the evolving NBFC sector. Further investigation is needed to fully understand the factors influencing Ushakiran Finance's financial performance and its future trajectory.
Labels (e.g., "Excellent", "Good") are peer-based vs industry/sector averages — data-only, not advice
Ushakiran Finance Ltd Fundamental Analysis & Valuation Benchmarking
Educational evaluation of USHAKIRA across key market metrics for learning purposes.
Positive Indicators
6 factors identified
Strong Operating Margins (44.55%)
Observation: Healthy 5-year operating margins indicate pricing power and cost control.
Analysis: OPM >15% suggests operational efficiency and competitive advantages.
Consistent Growth Track Record (39.98% CAGR)
Observation: Strong 5-year sales compound annual growth rate.
Analysis: Consistent sales CAGR >12% demonstrates sustainable growth model.
Excellent EPS Growth (30.92% CAGR)
Observation: Outstanding 5-year earnings per share compound growth.
Analysis: EPS CAGR >15% indicates strong wealth creation potential.
Strong Profit Growth Track Record (30.92% CAGR)
Observation: Consistent 5-year profit compound annual growth rate.
Analysis: Profit CAGR >15% demonstrates scalable business model.
Debt-Free Balance Sheet (D/E: 0.00)
Observation: Low leverage provides financial flexibility and reduced risk.
Analysis: Conservative debt structure offers resilience during economic downturns.
Zero Share Pledging Risk
Observation: No promoter shares pledged as collateral.
Analysis: Absence of share pledging eliminates potential forced-selling pressure.
Risk Factors
5 factors identified
Below-Average Return on Equity (1.36%)
Observation: Returns on equity are below industry benchmarks.
Analysis: ROE <10% may indicate inefficient capital utilization. Consider monitoring for operational improvements and management effectiveness.
Suboptimal ROCE (1.65%)
Observation: Returns on capital employed are below expectations.
Analysis: ROCE <10% suggests potential inefficiencies in capital allocation.
Profit Decline Concern (-118.52%)
Observation: Significant year-over-year profit contraction observed.
Analysis: Declining profitability requires investigation into underlying causes.
Revenue Contraction (-56.00%)
Observation: Sales decline may indicate market challenges or competitive pressures.
Analysis: Negative revenue growth requires analysis of market conditions.
No Dividend Distribution
Observation: Company does not currently pay dividends to shareholders.
Analysis: Zero dividend yield may indicate growth reinvestment focus or cash flow constraints.
Ushakiran Finance Ltd Financial Statements
Comprehensive financial data for Ushakiran Finance Ltd including income statement, balance sheet and cash flow
About USHAKIRA (Ushakiran Finance Ltd)
Ushakiran Finance Ltd (USHAKIRA) is listed on the National Stock Exchange (NSE) and Bombay Stock Exchange (BSE) of India. The company operates in the Non Banking Financial Company (NBFC) sector with a current market capitalisation of ₹11.70 (Cr). Ushakiran Finance Ltd has delivered a Return on Equity (ROE) of 1.36% and a ROCE of 1.65%. The debt-to-equity ratio stands at 0.00, reflecting the company's capital structure. Investors tracking USHAKIRA share price can monitor key metrics including P/E ratio, promoter holding of 47.91%, and quarterly earnings growth.
Company Details
Key Leadership
Latest News
USHAKIRA Share Price: Frequently Asked Questions
What is the current share price of Ushakiran Finance Ltd (USHAKIRA)?
As of 17 Feb 2026, 10:25 am IST, Ushakiran Finance Ltd share price is ₹55.90. The USHAKIRA stock has a market capitalisation of ₹11.70 (Cr) on NSE/BSE.
Is USHAKIRA share price Overvalued or Undervalued?
USHAKIRA share price is currently trading at a P/E ratio of 0.00x, compared to the industry average of 22.03x. Based on this relative valuation, the Ushakiran Finance Ltd stock appears to be Fairly Valued against its sector peers.
What is the 52-week high and low of USHAKIRA share price?
The 52-week high of USHAKIRA share price is ₹N/A and the 52-week low is ₹N/A.
What factors affect the Ushakiran Finance Ltd share price?
Key factors influencing USHAKIRA share price include quarterly earnings growth (Sales Growth: -56.00%), raw material costs, government infrastructure spending, and institutional flows (FII/DII holding).
Is Ushakiran Finance Ltd a good stock for long-term investment?
Ushakiran Finance Ltd shows a 5-year Profit Growth of 30.92% and an ROE of 1.36%. Long-term investors should consider these fundamentals alongside the debt-to-equity ratio of 0.00 before investing in USHAKIRA shares.
How does Ushakiran Finance Ltd compare with its industry peers?
Ushakiran Finance Ltd competes with major peers in the Non Banking Financial Company (NBFC). Investors should compare USHAKIRA share price P/E of 0.00x and ROE of 1.36% against the industry averages to determine competitive standing.
What is the P/E ratio of USHAKIRA and what does it mean?
USHAKIRA share price has a P/E ratio of N/Ax compared to the industry average of 22.03x. Investors pay ₹N/A for every ₹1 of annual earnings.
How is USHAKIRA performing according to Bull Run's analysis?
USHAKIRA has a Bull Run fundamental score of 39/100, indicating concerns requiring careful analysis. This comprehensive rating is based on 15+ financial parameters.
What sector and industry does USHAKIRA belong to?
USHAKIRA operates in the Non Banking Financial Company (NBFC) industry. This classification helps understand the competitive landscape and sector-specific trends affecting Ushakiran Finance Ltd share price.
What is Return on Equity (ROE) and why is it important for USHAKIRA?
USHAKIRA has an ROE of 1.36%, which suggests challenges in generating returns from shareholders equity. ROE measures how efficiently Ushakiran Finance Ltd generates profits from shareholders capital.
How is USHAKIRA debt-to-equity ratio and what does it indicate?
USHAKIRA has a debt-to-equity ratio of 0.00, which indicates conservative financing with low financial risk.
What is USHAKIRA dividend yield and is it a good dividend stock?
USHAKIRA offers a dividend yield of 0.00%, meaning you receive ₹0.00 annual dividend for every ₹100 invested in Ushakiran Finance Ltd shares.
How has USHAKIRA share price grown over the past 5 years?
USHAKIRA has achieved 5-year growth rates of: Sales Growth 39.98%, Profit Growth 30.92%, and EPS Growth 30.92%.
What is the promoter holding in USHAKIRA and why does it matter?
Promoters hold 47.91% of USHAKIRA shares, with 0.00% pledged. High promoter holding often indicates strong management confidence in Ushakiran Finance Ltd.
What is USHAKIRA market capitalisation category?
USHAKIRA has a market capitalisation of ₹12 crores, placing it in the Small-cap category.
How volatile is USHAKIRA stock?
USHAKIRA has a beta of N/A. A beta > 1 suggests the Ushakiran Finance Ltd stock is more volatile than the market, while a beta < 1 suggests it is less volatile.
What is USHAKIRA operating profit margin trend?
USHAKIRA has a 5-year average Operating Profit Margin (OPM) of 44.55%, indicating the company's operational efficiency.
How is USHAKIRA quarterly performance?
Recent quarterly performance shows Ushakiran Finance Ltd YoY Sales Growth of -56.00% and YoY Profit Growth of -118.52%.
What is the institutional holding pattern in USHAKIRA?
USHAKIRA has FII holding of 0.00% and DII holding of 0.00%. Significant institutional holding often suggests professional confidence in the Ushakiran Finance Ltd stock.