Ushakiran Finance Ltd Stock Price Today (NSE: USHAKIRA)
Fundamental Score
Ushakiran Finance Ltd Share Price — Live NSE/BSE Price, Fundamentals & Analysis
Ushakiran Finance Ltd share price today is ₹42.99, down 4.36% on NSE/BSE as of 22 June 2026. Ushakiran Finance Ltd (USHAKIRA) is a Small-cap company in the Non Banking Financial Company (NBFC) sector with a market capitalisation of ₹11.70 (Cr). The 52-week high for USHAKIRA share price is ₹60.50 and the 52-week low is ₹33.59. The company has a Return on Equity (ROE) of 1.36% and a debt-to-equity ratio of 0.00.
Ushakiran Finance Ltd Share Price Chart — NSE/BSE Historical Performance
Ushakiran Finance Ltd share price chart: -8.87% return over the past month. 52-week high ₹60.50, 52-week low ₹33.59.
Ushakiran Finance Ltd — Last 10 Trading Days
| Date | Open | High | Low | Close | Volume |
|---|---|---|---|---|---|
| ₹47.19 | ₹47.19 | ₹42.99 | ₹42.99 | 7.00 (Cr) | |
| ₹45.05 | ₹49.62 | ₹44.95 | ₹44.95 | 532.00 (Cr) | |
| ₹47.27 | ₹47.27 | ₹47.27 | ₹47.27 | 0.00 (Cr) | |
| ₹47.27 | ₹47.27 | ₹47.27 | ₹47.27 | 2.00 (Cr) | |
| ₹48.16 | ₹48.16 | ₹47.27 | ₹47.39 | 62.00 (Cr) | |
| ₹48.16 | ₹48.16 | ₹48.16 | ₹48.16 | 1.00 (Cr) | |
| ₹49.40 | ₹49.40 | ₹49.40 | ₹49.40 | 1.00 (Cr) | |
| ₹51.79 | ₹51.79 | ₹49.45 | ₹49.45 | 435.00 (Cr) | |
| ₹52.99 | ₹52.99 | ₹52.05 | ₹52.05 | 2.00 (Cr) | |
| ₹52.47 | ₹53.98 | ₹48.95 | ₹51.00 | 608.00 (Cr) |
Ushakiran Finance Ltd — Last 12 Months Price History
| Month | Open | High | Low | Close | Change |
|---|---|---|---|---|---|
| ₹45.05 | ₹49.62 | ₹42.99 | ₹42.99 | -4.57% | |
| ₹46.11 | ₹53.98 | ₹41.62 | ₹47.27 | +2.52% | |
| ₹54.88 | ₹57.59 | ₹43.55 | ₹48.53 | -11.57% | |
| ₹58.00 | ₹58.00 | ₹45.70 | ₹52.27 | -9.88% | |
| ₹55.54 | ₹60.50 | ₹43.10 | ₹58.54 | +5.40% | |
| ₹39.90 | ₹52.72 | ₹39.90 | ₹51.49 | +29.05% | |
| ₹41.68 | ₹50.70 | ₹37.92 | ₹42.00 | +0.77% | |
| ₹50.37 | ₹51.43 | ₹38.24 | ₹43.87 | -12.90% | |
| ₹49.85 | ₹54.20 | ₹43.42 | ₹47.98 | -3.75% | |
| ₹39.35 | ₹50.82 | ₹33.71 | ₹47.48 | +20.66% | |
| ₹33.59 | ₹48.65 | ₹33.59 | ₹41.10 | +22.36% | |
| ₹38.56 | ₹45.92 | ₹34.91 | ₹35.35 | -8.32% |
AI Research Briefing
Powered by Gemini · 2026-04-10
Micro-cap NBFC, avoid due to weak financials, governance concerns, and illiquidity.
WHAT'S HAPPENING NOW (last 2-4 weeks)
Ushakiran Finance board met on March 30, 2026, to review business operations. The trading window closed on April 1, 2026, and will remain closed until 48 hours after the declaration of audited financial results for the quarter and year ending March 31, 2026. The company confirmed no share encumbrance for FY26.
CORE STORY (THE REAL GAME)
Micro-cap NBFC, likely a play on rural India growth, but faces significant execution risks and corporate governance concerns.
- Recent board meeting to review business operations
- Trading window closed until after the declaration of audited financial results
- Confirmed no share encumbrance for FY26
- Significant microfinance order wins
- Substantial equity infusion
- Major regulatory changes favoring small NBFCs
- Micro/SME cap exposes to illiquidity risk
- Negative ROE and ROCE
- Latest quarter YoY profit down -118.52%, sales down -56.0%
No FII or DII holdings. Promoter holding stable at 47.91%.
NBFC sector faces increasing regulatory scrutiny and competition from larger players.
Poor. Free Cash Flow 5Y: ₹0.69 Cr.
Uncertain. Dependent on turnaround in microfinance operations and ability to navigate regulatory landscape. Liquidity a major concern.
Primary Thesis Risk
Illiquidity and poor financial performance could lead to collapse.
For educational purposes only. Not investment advice. Consult a SEBI-registered advisor before investing.
Returns & Performance
Return on Equity (ROE)
Profit generated per ₹1 of shareholder equity
Return on Capital (ROCE)
Returns generated on total capital deployed
Oper. Profit Margin (5Y Avg)
Average operating profit margin over 5 years
Dividend Yield
Annual dividend as % of current share price
Ushakiran Finance Ltd Valuation Check
Price to Earnings (P/E)
Share price ÷ earnings per share. Lower = cheaper
Industry Avg P/E
Average P/E of all peers in this sector
Market Capitalisation
Total market value of all outstanding shares
Growth Engine
Profit Growth (Quarterly YoY)
Net profit growth vs same quarter last year
Revenue Growth (Quarterly YoY)
Revenue growth vs same quarter last year
Revenue Growth (5-Year CAGR)
Compounded annual revenue growth over 5 years
EPS Growth (5-Year CAGR)
Earnings per share growth over 5 years
Net Profit Growth (5-Year CAGR)
Compounded annual net profit growth over 5 years
Balance Sheet Health
Debt to Equity Ratio
Total debt ÷ equity. Below 0.5 = financially healthy
Interest Coverage Ratio
EBIT ÷ interest expense. Above 2.5 = can pay interest comfortably
Free Cash Flow (5-Year Total)
Cash left after capex over 5 years. Positive = self-funded growth
Labels (e.g., "Excellent", "Good") are peer-based vs industry/sector averages — data-only, not advice
Ushakiran Finance Ltd Fundamental Analysis & Valuation Benchmarking
Educational evaluation of USHAKIRA across key market metrics for learning purposes.
Positive Indicators
6 factors identified
Strong Operating Margins (44.55%)
Observation: Healthy 5-year operating margins indicate pricing power and cost control.
Analysis: OPM >15% suggests operational efficiency and competitive advantages.
Consistent Growth Track Record (39.98% CAGR)
Observation: Strong 5-year sales compound annual growth rate.
Analysis: Consistent sales CAGR >12% demonstrates sustainable growth model.
Excellent EPS Growth (30.92% CAGR)
Observation: Outstanding 5-year earnings per share compound growth.
Analysis: EPS CAGR >15% indicates strong wealth creation potential.
Strong Profit Growth Track Record (30.92% CAGR)
Observation: Consistent 5-year profit compound annual growth rate.
Analysis: Profit CAGR >15% demonstrates scalable business model.
Debt-Free Balance Sheet (D/E: 0.00)
Observation: Low leverage provides financial flexibility and reduced risk.
Analysis: Conservative debt structure offers resilience during economic downturns.
Zero Share Pledging Risk
Observation: No promoter shares pledged as collateral.
Analysis: Absence of share pledging eliminates potential forced-selling pressure.
Risk Factors
5 factors identified
Below-Average Return on Equity (1.36%)
Observation: Returns on equity are below industry benchmarks.
Analysis: ROE <10% may indicate inefficient capital utilization. Consider monitoring for operational improvements and management effectiveness.
Suboptimal ROCE (1.65%)
Observation: Returns on capital employed are below expectations.
Analysis: ROCE <10% suggests potential inefficiencies in capital allocation.
Profit Decline Concern (-118.52%)
Observation: Significant year-over-year profit contraction observed.
Analysis: Declining profitability requires investigation into underlying causes.
Revenue Contraction (-56.00%)
Observation: Sales decline may indicate market challenges or competitive pressures.
Analysis: Negative revenue growth requires analysis of market conditions.
No Dividend Distribution
Observation: Company does not currently pay dividends to shareholders.
Analysis: Zero dividend yield may indicate growth reinvestment focus or cash flow constraints.
Ushakiran Finance Ltd vs Non Banking Financial Company (NBFC) Peers
Peer Comparison - Non Banking Financial Company (NBFC)
Compare Ushakiran Finance Ltd with 10 other companies in the same sector
| Company Info | Fundamental | Valuation | Profitability | Financial Health | Growth | Dividend | ||||
|---|---|---|---|---|---|---|---|---|---|---|
Company Company name | Score Bull Run comprehensive fundamental score based on 20+ metrics | Price Current trading price of the stock | Market Cap Total value of all shares in the market | P/E Price per share divided by earnings per share | ROE Net income divided by shareholder equity | ROCE Earnings before interest and tax divided by capital employed | Debt/Eq Total debt divided by total equity | Profit 5Y Average annual profit growth over 5 years | Sales 5Y Average annual sales growth over 5 years | Dividend Annual dividend per share divided by price per share |
Ushakiran Finance LtdUshakiran Finan...Selected✓ USHAKIRA • 511507 | 39/100 | ₹42.99₹43 | ₹11.70₹11.70 | — — | 1.36%Poor 1.36% Poor | 1.65%Poor 1.65% Poor | 0.00Excellent 0.0 Excellent | 30.92%Excellent 30.92% Excellent | 39.98%Excellent 39.98% Excellent | 0.00% |
Bajaj Finance LtdBajaj Finance L... BAJFINANCE • 500034 | 61.2/100 | ₹931.15₹931 | ₹635285.77₹635285.77 | 34.71Average 34.7 Average | 19.22%Good 19.22% Good | 11.35%Average 11.35% Average | 3.85Poor 3.9 Poor | 25.91%Excellent 25.91% Excellent | 21.46%Excellent 21.46% Excellent | 0.43% |
Shriram Finance LtdShriram Finance... SHRIRAMFIN • 511218 | 48.1/100 | ₹963.20₹963 | ₹160454.76₹160454.76 | 18.32Average 18.3 Average | 15.57%Good 15.57% Good | 10.95%Average 10.95% Average | 3.87Poor 3.9 Poor | 26.73%Excellent 26.73% Excellent | 21.55%Excellent 21.55% Excellent | 1.16% |
Muthoot Finance LtdMuthoot Finance... MUTHOOTFIN • 533398 | 58.9/100 | ₹3306.90₹3307 | ₹153050.66₹153050.66 | 20.96Average 21.0 Average | 19.58%Good 19.58% Good | 13.19%Average 13.19% Average | 3.76Poor 3.8 Poor | 11.18%Good 11.18% Good | 15.86%Excellent 15.86% Excellent | 0.68% |
62.5/100 | ₹1553.30₹1553 | ₹145498.76₹145498.76 | 31.32Average 31.3 Average | 19.71%Good 19.71% Good | 10.34%Average 10.34% Average | 7.23Poor 7.2 Poor | 32.25%Excellent 32.25% Excellent | 24.29%Excellent 24.29% Excellent | 0.12% | |
SBI Cards and Payment Services LtdSBI Cards and P... SBICARD • 543066 | 38.2/100 | ₹625.25₹625 | ₹83417.35₹83417.35 | 43.49Average 43.5 Average | 14.82%Average 14.82% Average | 10.40%Average 10.40% Average | 3.33Poor 3.3 Poor | 9.01%Good 9.01% Good | 14.26%Good 14.26% Good | 0.29% |
L&T Finance LtdL&T Finance Ltd... LTF • 533519 | 35/100 | ₹281.70₹282 | ₹77417.35₹77417.35 | 28.69Average 28.7 Average | 10.79%Average 10.79% Average | 8.71%Poor 8.71% Poor | 3.72Poor 3.7 Poor | 9.23%Good 9.23% Good | 2.46%Average 2.46% Average | 0.89% |
HDB Financial Services LimitedHDB Financial S... HDBFS • 544429 | 25.3/100 | ₹674.20₹674 | ₹63088.80₹63088.80 | 29.31Average 29.3 Average | 14.72%Average 14.72% Average | 9.79%Poor 9.79% Poor | 4.68Poor 4.7 Poor | — — | — — | 0.26% |
Sundaram Finance LtdSundaram Financ... SUNDARMFIN • 590071 | 36.5/100 | ₹4354.60₹4355 | ₹52888.17₹52888.17 | 26.82Average 26.8 Average | 15.27%Good 15.27% Good | 9.64%Poor 9.64% Poor | 4.35Poor 4.3 Poor | 18.93%Excellent 18.93% Excellent | 12.58%Good 12.58% Good | 0.74% |
58/100 | ₹497.00₹497 | ₹44785.81₹44785.81 | 11.15Average 11.2 Average | 34.14%Excellent 34.14% Excellent | 30.85%Excellent 30.85% Excellent | 0.17Excellent 0.2 Excellent | 208.59%Excellent 208.59% Excellent | — — | 0.04% | |
Poonawalla Fincorp LtdPoonawalla Finc... POONAWALLA • 524000 | 35.4/100 | ₹394.50₹395 | ₹39398.34₹39398.34 | 180.84Average 180.8 Average | -1.28%Poor -1.28% Poor | 4.77%Poor 4.77% Poor | 3.64Poor 3.6 Poor | — — | 10.76%Good 10.76% Good | 0.00% |
Top Non Banking Financial Company (NBFC) Stocks
View all →By Bull Run Score
By Return on Equity
By Market Cap
- Bajaj Finance Ltd share price635285.77 Cr
- Shriram Finance Ltd share price160454.76 Cr
- Muthoot Finance Ltd share price153050.66 Cr
- Cholamandalam Investment and Finance Company Limited share price145498.76 Cr
- SBI Cards and Payment Services Ltd share price83417.35 Cr
Ushakiran Finance Ltd PE Ratio History
Historical price-to-earnings ratio for USHAKIRA — last 5 years
| Year | EPS (₹) | Price (₹) | P/E Ratio |
|---|---|---|---|
| FY 2024 | ₹0.32 | ₹44.68 | 139.6x |
P/E = year-end price ÷ diluted EPS from annual filings. Source: NSE/BSE via Bull Run.
Ushakiran Finance Ltd Quarterly Performance
Latest quarterly metrics for USHAKIRA — revenue growth and profit growth vs same quarter last year
Revenue Growth (YoY)
-56.00%
Latest quarter vs same quarter previous year
Net Profit Growth (YoY)
-118.52%
Latest quarter net profit vs same quarter previous year
5-Year Revenue CAGR
39.98%
Compounded annual revenue growth over 5 years
5-Year Profit CAGR
30.92%
Compounded annual net profit growth over 5 years
Ushakiran Finance Ltd Technical Indicators
SMA 50, SMA 200, RSI and volume signals for USHAKIRA — calculated from daily price history
Momentum is balanced — neither overbought nor oversold.
Technical indicators are for educational purposes only. Not investment advice.
Ushakiran Finance Ltd Financial Statements
Annual income statement, balance sheet and cash flow for Ushakiran Finance Ltd (USHAKIRA) — sourced from NSE/BSE filings.
Loading Financial Statements...
Fetching financial data for Ushakiran Finance Ltd
About USHAKIRA (Ushakiran Finance Ltd)
Ushakiran Finance Ltd is a Hyderabad-based Non-Banking Financial Company (NBFC) deeply rooted in the Indian financial landscape. Established in 1986, the company has evolved over t...he decades, adapting to the dynamic economic climate and the changing needs of its clientele. Ushakiran operates within the financing and investments sector, providing diverse financial solutions. With its long-standing presence in the industry, the company has built a reputation for understanding local market nuances and fostering lasting relationships with its stakeholders. Ushakiran Finance Ltd continues to navigate the complexities of the Indian financial market, leveraging its expertise to provide effective financial services. Ushakiran Finance Ltd specializes in providing tailored financial solutions and advisory services to businesses. The company offers a comprehensive range of services including financial planning, assisting companies with preparing project strategies, loan management, and capital organization. Ushakiran prides itself on its ability to create custom strategies that align with the specific goals of its clients, enabling businesses to achieve sustainable growth and financial security. The company's strategic location in Hyderabad allows it to serve as a central hub for financial activities in the region, fostering economic development and offering its clients local expertise, resources, and insights. Ushakiran Finance Ltd, originally named Ushakiran Finance and Industries Limited, underwent a significant transformation in November 1993, reflecting its dedication to its primary focus. Since its establishment, Ushakiran has remained committed to providing high-quality financial services, adapting to the evolving demands of the market. With its corporate headquarters situated in Hyderabad, the company operates strategically within the Indian financial ecosystem, contributing to the growth and stability of the regional economy. Ushakiran Finance Ltd continues to build on its legacy, striving to deliver value to its customers and stakeholders through innovation and unwavering commitment.
Company Details
Key Leadership
Latest News
USHAKIRA Share Price: Frequently Asked Questions
What is the current share price of Ushakiran Finance Ltd?
Ushakiran Finance Ltd (USHAKIRA) trades at ₹42.99 on NSE and BSE. Market cap ₹11.70 (Cr). Educational data only.
What is the P/E ratio of Ushakiran Finance Ltd?
Ushakiran Finance Ltd has a P/E of N/Ax vs industry average 22.03x.
What is the Bull Run score for Ushakiran Finance Ltd?
Ushakiran Finance Ltd has a Bull Run score of 39/100 based on 25+ financial parameters.
Does Ushakiran Finance Ltd pay dividends?
Ushakiran Finance Ltd has a dividend yield of 0.00%. Past dividends don't guarantee future payments.
What is the ROE of Ushakiran Finance Ltd?
Ushakiran Finance Ltd has ROE of 1.36%. Higher ROE indicates better use of shareholder equity.
What is the debt-to-equity ratio of Ushakiran Finance Ltd?
Ushakiran Finance Ltd has debt-to-equity of 0.00.
Is Ushakiran Finance Ltd a good investment?
Bull Run gives Ushakiran Finance Ltd a score of 39/100. This is not investment advice — consult a SEBI-registered advisor.