City Union Bank Ltd Stock Price Today (NSE: CUB)
Fundamental Score
City Union Bank Ltd Share Price Live NSE/BSE & Institutional Fundamental Analysis
City Union Bank Ltd share price today is ₹282.00, up +0.00% on NSE/BSE as of 20 February 2026. City Union Bank Ltd (CUB) is a Large-cap company in the Private Sector Bank sector with a market capitalisation of ₹21.03K (Cr). The 52-week high for CUB share price is ₹N/A and the 52-week low is ₹N/A. At a P/E ratio of 17.40x, CUB is currently trading above its industry average P/E of 15.23x. The company has a Return on Equity (ROE) of 12.58% and a debt-to-equity ratio of 7.22.
City Union Bank Ltd Share Price Chart — NSE/BSE Historical Performance
Returns & Performance
ROE
ROCE
OPM (5Y)
Div Yield
City Union Bank Ltd Valuation Check
P/E Ratio
Industry P/E
Market Cap
Growth Engine
Profit Growth (Q)
Sales Growth (Q)
Sales Growth (5Y)
EPS Growth (5Y)
Profit Growth (5Y)
Balance Sheet Health
Debt to Equity
Int. Coverage
Free Cash Flow (5Y)
Shareholding
Promoter
FII
DII
Pledged
Institutional Deep-Dive
Bull Run Research Hub
City Union Bank Share Price: A Financial Stability Analysis
The Indian private sector banking landscape is undergoing a significant transformation, with increased competition and a growing focus on digital innovation shaping future growth. This analysis focuses on the financial stability of City Union Bank Ltd, specifically evaluating the factors influencing the City Union Bank share price, which currently stands at ₹292.45. Understanding these factors is crucial for assessing the bank's long-term performance and resilience.
A key metric for evaluating financial stability is the Price-to-Earnings (PE) ratio. City Union Bank Ltd's PE of 17.4 suggests a moderate valuation relative to its earnings. Comparing this with sector peers provides valuable context. For instance, contrasting City Union Bank Ltd's performance and management quality with a peer like
IndusInd Bank Ltd highlights areas where City Union Bank Ltd might have opportunities to improve its operational efficiency and strategic direction. Such comparisons are crucial in determining the sustainable value of the City Union Bank share price.Return on Capital Employed (ROCE) is another critical indicator. City Union Bank Ltd's ROCE of 6.86% reflects the efficiency with which it generates profits from its capital. While a positive ROCE is essential, a higher figure typically signifies a stronger competitive advantage or "moat." A lower ROCE, relative to high performing banks, could suggest a weaker ability to maintain profitability in the face of increasing competition. This impacts the long-term trajectory of the City Union Bank share price because sustained profitability drives investor confidence.
In conclusion, factors such as the PE ratio, ROCE, and comparative analysis with sector peers contribute to understanding the financial stability underpinning the City Union Bank share price. This assessment forms part of a comprehensive 80-parameter fundamental audit of City Union Bank Ltd's financials, verified by Sweta Mishra. This analysis is observational in nature and should not be interpreted as investment advice.
Labels (e.g., "Excellent", "Good") are peer-based vs industry/sector averages — data-only, not advice
City Union Bank Ltd Fundamental Analysis & Valuation Benchmarking
Educational evaluation of CUB across key market metrics for learning purposes.
Positive Indicators
7 factors identified
Strong Operating Margins (65.33%)
Observation: Healthy 5-year operating margins indicate pricing power and cost control.
Analysis: OPM >15% suggests operational efficiency and competitive advantages.
Strong Revenue Growth (15.29%)
Observation: Healthy sales growth indicates market demand and execution capability.
Analysis: Revenue growth >15% suggests strong market position and growth potential.
Excellent EPS Growth (18.61% CAGR)
Observation: Outstanding 5-year earnings per share compound growth.
Analysis: EPS CAGR >15% indicates strong wealth creation potential.
Strong Profit Growth Track Record (18.73% CAGR)
Observation: Consistent 5-year profit compound annual growth rate.
Analysis: Profit CAGR >15% demonstrates scalable business model.
Strong Cash Generation (₹3977.14 Cr over 5Y)
Observation: Healthy free cash flow generation supports growth and returns.
Analysis: Strong FCF provides flexibility for dividends, debt reduction, and growth investments.
Strong Institutional Confidence (FII+DII: 62.71%)
Observation: Significant professional investor participation.
Analysis: High institutional holding often signals thorough due diligence.
Zero Share Pledging Risk
Observation: No promoter shares pledged as collateral.
Analysis: Absence of share pledging eliminates potential forced-selling pressure.
Risk Factors
4 factors identified
Suboptimal ROCE (6.86%)
Observation: Returns on capital employed are below expectations.
Analysis: ROCE <10% suggests potential inefficiencies in capital allocation.
Elevated Debt Levels (D/E: 7.22)
Observation: High leverage increases financial risk and interest burden.
Analysis: High debt-to-equity ratios require monitoring of debt servicing capability.
Weak Interest Coverage (1.40x)
Observation: Limited ability to service debt obligations from earnings.
Analysis: Low interest coverage raises concerns about financial stability.
Low Promoter Commitment (0.00%)
Observation: Reduced promoter stake may indicate limited confidence.
Analysis: Low promoter holding may raise questions about management commitment.
City Union Bank Ltd Financial Statements
Comprehensive financial data for City Union Bank Ltd including income statement, balance sheet and cash flow
About CUB (City Union Bank Ltd)
City Union Bank Ltd (CUB) is listed on the National Stock Exchange (NSE) and Bombay Stock Exchange (BSE) of India. The company operates in the Private Sector Bank sector with a current market capitalisation of ₹21.03K (Cr). City Union Bank Ltd has delivered a Return on Equity (ROE) of 12.58% and a ROCE of 6.86%. The debt-to-equity ratio stands at 7.22, reflecting the company's capital structure. Investors tracking CUB share price can monitor key metrics including P/E ratio, promoter holding of 0.00%, and quarterly earnings growth.
Company Details
Key Leadership
Corporate Events
Latest News
CUB Share Price: Frequently Asked Questions
What is the current share price of City Union Bank Ltd (CUB)?
As of 20 Feb 2026, 06:11 am IST, City Union Bank Ltd share price is ₹282.00. The CUB stock has a market capitalisation of ₹21.03K (Cr) on NSE/BSE.
Is CUB share price Overvalued or Undervalued?
CUB share price is currently trading at a P/E ratio of 17.40x, compared to the industry average of 15.23x. Based on this relative valuation, the City Union Bank Ltd stock appears to be Overvalued against its sector peers.
What is the 52-week high and low of CUB share price?
The 52-week high of CUB share price is ₹N/A and the 52-week low is ₹N/A.
What factors affect the City Union Bank Ltd share price?
Key factors influencing CUB share price include quarterly earnings growth (Sales Growth: 15.29%), raw material costs, government infrastructure spending, and institutional flows (FII/DII holding).
Is City Union Bank Ltd a good stock for long-term investment?
City Union Bank Ltd shows a 5-year Profit Growth of 18.73% and an ROE of 12.58%. Long-term investors should consider these fundamentals alongside the debt-to-equity ratio of 7.22 before investing in CUB shares.
How does City Union Bank Ltd compare with its industry peers?
City Union Bank Ltd competes with major peers in the Private Sector Bank. Investors should compare CUB share price P/E of 17.40x and ROE of 12.58% against the industry averages to determine competitive standing.
What is the P/E ratio of CUB and what does it mean?
CUB share price has a P/E ratio of 17.40x compared to the industry average of 15.23x. Investors pay ₹17 for every ₹1 of annual earnings.
How is CUB performing according to Bull Run's analysis?
CUB has a Bull Run fundamental score of 39.3/100, indicating concerns requiring careful analysis. This comprehensive rating is based on 15+ financial parameters.
What sector and industry does CUB belong to?
CUB operates in the Private Sector Bank industry. This classification helps understand the competitive landscape and sector-specific trends affecting City Union Bank Ltd share price.
What is Return on Equity (ROE) and why is it important for CUB?
CUB has an ROE of 12.58%, which shows decent profitability but room for improvement. ROE measures how efficiently City Union Bank Ltd generates profits from shareholders capital.
How is CUB debt-to-equity ratio and what does it indicate?
CUB has a debt-to-equity ratio of 7.22, which indicates high leverage that increases financial risk.
What is CUB dividend yield and is it a good dividend stock?
CUB offers a dividend yield of 0.71%, meaning you receive ₹0.71 annual dividend for every ₹100 invested in City Union Bank Ltd shares.
How has CUB share price grown over the past 5 years?
CUB has achieved 5-year growth rates of: Sales Growth 6.95%, Profit Growth 18.73%, and EPS Growth 18.61%.
What is the promoter holding in CUB and why does it matter?
Promoters hold 0.00% of CUB shares, with 0.00% pledged. High promoter holding often indicates strong management confidence in City Union Bank Ltd.
What is CUB market capitalisation category?
CUB has a market capitalisation of ₹21031 crores, placing it in the Large-cap category.
How volatile is CUB stock?
CUB has a beta of N/A. A beta > 1 suggests the City Union Bank Ltd stock is more volatile than the market, while a beta < 1 suggests it is less volatile.
What is CUB operating profit margin trend?
CUB has a 5-year average Operating Profit Margin (OPM) of 65.33%, indicating the company's operational efficiency.
How is CUB quarterly performance?
Recent quarterly performance shows City Union Bank Ltd YoY Sales Growth of 15.29% and YoY Profit Growth of 15.22%.
What is the institutional holding pattern in CUB?
CUB has FII holding of 25.96% and DII holding of 36.75%. Significant institutional holding often suggests professional confidence in the City Union Bank Ltd stock.