City Union Bank Ltd Stock Price Today (NSE: CUB)
Fundamental Score
City Union Bank Ltd Share Price — Live NSE/BSE Price, Fundamentals & Analysis
City Union Bank Ltd share price today is ₹200.45, down 2.43% on NSE/BSE as of 17 June 2026. City Union Bank Ltd (CUB) is a Large-cap company in the Private Sector Bank sector with a market capitalisation of ₹21.03K (Cr). The 52-week high for CUB share price is ₹324.10 and the 52-week low is ₹187.05. At a P/E ratio of 17.40x, CUB is currently trading above its industry average P/E of 15.23x. The company has a Return on Equity (ROE) of 12.58% and a debt-to-equity ratio of 7.22.
City Union Bank Ltd Share Price Chart — NSE/BSE Historical Performance
City Union Bank Ltd share price chart: -6.40% return over the past month. 52-week high ₹324.10, 52-week low ₹187.05.
City Union Bank Ltd — Last 10 Trading Days
| Date | Open | High | Low | Close | Volume |
|---|---|---|---|---|---|
| ₹254.00 | ₹254.10 | ₹247.25 | ₹249.60 | 12.12L (Cr) | |
| ₹257.10 | ₹258.60 | ₹250.15 | ₹254.10 | 17.36L (Cr) | |
| ₹253.90 | ₹258.35 | ₹253.80 | ₹255.45 | 13.73L (Cr) | |
| ₹255.10 | ₹255.65 | ₹250.85 | ₹253.85 | 8.72L (Cr) | |
| ₹251.95 | ₹256.80 | ₹249.90 | ₹254.10 | 18.15L (Cr) | |
| ₹251.80 | ₹253.05 | ₹249.20 | ₹249.90 | 8.98L (Cr) | |
| ₹251.10 | ₹254.60 | ₹247.60 | ₹248.55 | 7.31L (Cr) | |
| ₹251.50 | ₹253.30 | ₹246.85 | ₹252.15 | 13.87L (Cr) | |
| ₹249.95 | ₹251.50 | ₹247.50 | ₹250.05 | 20.21L (Cr) | |
| ₹248.05 | ₹252.80 | ₹245.75 | ₹251.10 | 12.76L (Cr) |
City Union Bank Ltd — Last 12 Months Price History
| Month | Open | High | Low | Close | Change |
|---|---|---|---|---|---|
| ₹257.10 | ₹258.60 | ₹247.25 | ₹249.60 | -2.92% | |
| ₹271.00 | ₹282.50 | ₹242.35 | ₹255.45 | -5.74% | |
| ₹250.00 | ₹293.51 | ₹229.96 | ₹270.09 | +8.04% | |
| ₹271.00 | ₹280.75 | ₹226.45 | ₹239.85 | -11.49% | |
| ₹284.10 | ₹324.10 | ₹268.20 | ₹283.05 | -0.37% | |
| ₹289.30 | ₹304.70 | ₹261.00 | ₹301.75 | +4.30% | |
| ₹272.40 | ₹302.20 | ₹259.15 | ₹290.80 | +6.75% | |
| ₹228.15 | ₹283.09 | ₹227.12 | ₹271.08 | +18.82% | |
| ₹213.00 | ₹240.60 | ₹209.30 | ₹228.67 | +7.36% | |
| ₹194.16 | ₹214.00 | ₹193.50 | ₹213.73 | +10.08% | |
| ₹216.40 | ₹224.50 | ₹195.16 | ₹196.05 | -9.40% | |
| ₹215.00 | ₹232.55 | ₹200.30 | ₹214.28 | -0.33% |
AI Research Briefing
Powered by Gemini · 2026-04-09
Solid regional MSME lender, but limited geographic diversification and succession risks temper enthusiasm.
WHAT'S HAPPENING NOW (last 2-4 weeks)
City Union Bank's trading window closed on April 1, 2026, in anticipation of the fiscal year-end results. The bank will announce its audited financial results for the fiscal year ending March 31, 2026, and the trading window will reopen 48 hours after the results are published.
CORE STORY (THE REAL GAME)
- Trading window closure ahead of FY26 results
- Strong Q3FY26 results with 21% YoY growth in advances
- NIM expansion to 3.89%
- FY26 earnings beat
- Successful MD & CEO succession
- Expansion into new geographies
- Regional concentration risk
- MSME credit risk
- MD & CEO succession uncertainty
FII holdings decreased by 1.42% while DII holdings increased by 1.52% [cite: brief]
RBI holding rates steady presents both growth and inflation risks [cite: brief]
Secured USD 50 million commitment from IFC in Oct 2025 to support MSMEs in transitioning to energy-efficient solutions
Free Cash Flow 5Y: ₹3977.14 Cr [cite: brief]
Expect ~17% CAGR in advances over FY26-28E, aided by sustained demand in MSME and gold segment. NIMs for Q4 to remain range bound around these levels ±10 bps.
Primary Thesis Risk
MSME credit risk in a concentrated geographic region.
For educational purposes only. Not investment advice. Consult a SEBI-registered advisor before investing.
Returns & Performance
Return on Equity (ROE)
Profit generated per ₹1 of shareholder equity
Return on Capital (ROCE)
Returns generated on total capital deployed
Oper. Profit Margin (5Y Avg)
Average operating profit margin over 5 years
Dividend Yield
Annual dividend as % of current share price
City Union Bank Ltd Valuation Check
Price to Earnings (P/E)
Share price ÷ earnings per share. Lower = cheaper
Industry Avg P/E
Average P/E of all peers in this sector
Market Capitalisation
Total market value of all outstanding shares
Growth Engine
Profit Growth (Quarterly YoY)
Net profit growth vs same quarter last year
Revenue Growth (Quarterly YoY)
Revenue growth vs same quarter last year
Revenue Growth (5-Year CAGR)
Compounded annual revenue growth over 5 years
EPS Growth (5-Year CAGR)
Earnings per share growth over 5 years
Net Profit Growth (5-Year CAGR)
Compounded annual net profit growth over 5 years
Balance Sheet Health
Debt to Equity Ratio
Total debt ÷ equity. Below 0.5 = financially healthy
Interest Coverage Ratio
EBIT ÷ interest expense. Above 2.5 = can pay interest comfortably
Free Cash Flow (5-Year Total)
Cash left after capex over 5 years. Positive = self-funded growth
Labels (e.g., "Excellent", "Good") are peer-based vs industry/sector averages — data-only, not advice
City Union Bank Ltd Fundamental Analysis & Valuation Benchmarking
Educational evaluation of CUB across key market metrics for learning purposes.
Positive Indicators
7 factors identified
Strong Operating Margins (65.33%)
Observation: Healthy 5-year operating margins indicate pricing power and cost control.
Analysis: OPM >15% suggests operational efficiency and competitive advantages.
Strong Revenue Growth (15.29%)
Observation: Healthy sales growth indicates market demand and execution capability.
Analysis: Revenue growth >15% suggests strong market position and growth potential.
Excellent EPS Growth (18.61% CAGR)
Observation: Outstanding 5-year earnings per share compound growth.
Analysis: EPS CAGR >15% indicates strong wealth creation potential.
Strong Profit Growth Track Record (18.73% CAGR)
Observation: Consistent 5-year profit compound annual growth rate.
Analysis: Profit CAGR >15% demonstrates scalable business model.
Strong Cash Generation (₹3977.14 Cr over 5Y)
Observation: Healthy free cash flow generation supports growth and returns.
Analysis: Strong FCF provides flexibility for dividends, debt reduction, and growth investments.
Strong Institutional Confidence (FII+DII: 62.71%)
Observation: Significant professional investor participation.
Analysis: High institutional holding often signals thorough due diligence.
Zero Share Pledging Risk
Observation: No promoter shares pledged as collateral.
Analysis: Absence of share pledging eliminates potential forced-selling pressure.
Risk Factors
4 factors identified
Suboptimal ROCE (6.86%)
Observation: Returns on capital employed are below expectations.
Analysis: ROCE <10% suggests potential inefficiencies in capital allocation.
Elevated Debt Levels (D/E: 7.22)
Observation: High leverage increases financial risk and interest burden.
Analysis: High debt-to-equity ratios require monitoring of debt servicing capability.
Weak Interest Coverage (1.40x)
Observation: Limited ability to service debt obligations from earnings.
Analysis: Low interest coverage raises concerns about financial stability.
Low Promoter Commitment (0.00%)
Observation: Reduced promoter stake may indicate limited confidence.
Analysis: Low promoter holding may raise questions about management commitment.
City Union Bank Ltd vs Private Sector Bank Peers
Peer Comparison - Private Sector Bank
Compare City Union Bank Ltd with 10 other companies in the same sector
| Company Info | Fundamental | Valuation | Profitability | Financial Health | Growth | Dividend | ||||
|---|---|---|---|---|---|---|---|---|---|---|
Company Company name | Score Bull Run comprehensive fundamental score based on 20+ metrics | Price Current trading price of the stock | Market Cap Total value of all shares in the market | P/E Price per share divided by earnings per share | ROE Net income divided by shareholder equity | ROCE Earnings before interest and tax divided by capital employed | Debt/Eq Total debt divided by total equity | Profit 5Y Average annual profit growth over 5 years | Sales 5Y Average annual sales growth over 5 years | Dividend Annual dividend per share divided by price per share |
City Union Bank LtdCity Union Bank...Selected✓ CUB • 532210 | 39.3/100 | ₹200.45₹200 | ₹21031.03₹21031.03 | 17.40Average 17.4 Average | 12.58%Average 12.58% Average | 6.86%Poor 6.86% Poor | 7.22Poor 7.2 Poor | 18.73%Excellent 18.73% Excellent | 6.95%Good 6.95% Good | 0.71% |
HDFC Bank LimitedHDFC Bank Limit... HDFCBANK • 500180 | 41.3/100 | ₹762.45₹762 | ₹1.54M₹1.54M | 21.32Average 21.3 Average | 14.45%Average 14.45% Average | 7.51%Poor 7.51% Poor | 6.30Poor 6.3 Poor | 21.01%Excellent 21.01% Excellent | 22.45%Excellent 22.45% Excellent | 1.10% |
ICICI Bank LtdICICI Bank Ltd... ICICIBANK • 532174 | 42.1/100 | ₹1251.10₹1251 | ₹993798.33₹993798.33 | 18.65Average 18.6 Average | 17.89%Good 17.89% Good | 7.87%Poor 7.87% Poor | 5.58Poor 5.6 Poor | 39.75%Excellent 39.75% Excellent | 17.04%Excellent 17.04% Excellent | 0.79% |
Kotak Mahindra Bank LtdKotak Mahindra ... KOTAKBANK • 500247 | 34.7/100 | ₹381.95₹382 | ₹427185.03₹427185.03 | 23.00Average 23.0 Average | 15.37%Good 15.37% Good | 8.17%Poor 8.17% Poor | 3.62Poor 3.6 Poor | 20.85%Excellent 20.85% Excellent | 14.43%Good 14.43% Good | 0.12% |
Axis Bank LtdAxis Bank Ltd... AXISBANK • 532215 | 39.7/100 | ₹1304.10₹1304 | ₹395786.98₹395786.98 | 15.23Average 15.2 Average | 16.30%Good 16.30% Good | 7.11%Poor 7.11% Poor | 7.28Poor 7.3 Poor | 72.17%Excellent 72.17% Excellent | 14.86%Good 14.86% Good | 0.08% |
IDBI Bank LtdIDBI Bank Ltd... IDBI • 500116 | 53.8/100 | ₹73.56₹74 | ₹107749.67₹107749.67 | 11.61Average 11.6 Average | 13.55%Average 13.55% Average | 6.78%Poor 6.78% Poor | 4.81Poor 4.8 Poor | 21.01%Excellent 21.01% Excellent | 6.76%Good 6.76% Good | 2.10% |
Yes Bank LtdYes Bank Ltd... YESBANK • 532648 | 27.4/100 | ₹21.97₹22 | ₹70440.12₹70440.12 | 24.83Average 24.8 Average | 5.46%Poor 5.46% Poor | 6.36%Poor 6.36% Poor | 7.29Poor 7.3 Poor | 16.54%Excellent 16.54% Excellent | 3.48%Average 3.48% Average | 0.00% |
IDFC First Bank LtdIDFC First Bank... IDFCFIRSTB • 539437 | 41.9/100 | ₹67.81₹68 | ₹69354.84₹69354.84 | 48.26Average 48.3 Average | 4.21%Poor 4.21% Poor | 6.22%Poor 6.22% Poor | 6.85Poor 6.8 Poor | 20.32%Excellent 20.32% Excellent | 17.58%Excellent 17.58% Excellent | 0.31% |
IndusInd Bank LtdIndusInd Bank L... INDUSINDBK • 532187 | 0/100 | ₹892.15₹892 | ₹66018.65₹66018.65 | — — | 4.02%Poor 4.02% Poor | 6.47%Poor 6.47% Poor | 6.70Poor 6.7 Poor | -10.42%Poor -10.42% Poor | 11.08%Good 11.08% Good | 0.00% |
Federal Bank LtdFederal Bank Lt... FEDERALBNK • 500469 | 33.9/100 | ₹286.60₹287 | ₹63130.74₹63130.74 | 16.00Average 16.0 Average | 12.86%Average 12.86% Average | 7.03%Poor 7.03% Poor | 8.71Poor 8.7 Poor | 21.40%Excellent 21.40% Excellent | 15.64%Excellent 15.64% Excellent | 0.47% |
Karur Vysya Bank LtdKarur Vysya Ban... KARURVYSYA • 590003 | 51/100 | ₹293.25₹293 | ₹24527.27₹24527.27 | 11.65Average 11.7 Average | 17.65%Good 17.65% Good | 7.38%Poor 7.38% Poor | 8.83Poor 8.8 Poor | 51.50%Excellent 51.50% Excellent | 10.07%Good 10.07% Good | 0.85% |
Top Private Sector Bank Stocks
View all →By Bull Run Score
By Return on Equity
By Market Cap
- HDFC Bank Limited share price1542399.85 Cr
- ICICI Bank Ltd share price993798.33 Cr
- Kotak Mahindra Bank Ltd share price427185.03 Cr
- Axis Bank Ltd share price395786.98 Cr
- IDBI Bank Ltd share price107749.67 Cr
City Union Bank Ltd PE Ratio History
Historical price-to-earnings ratio for CUB — last 5 years
| Year | EPS (₹) | Price (₹) | P/E Ratio |
|---|---|---|---|
| FY 2025 | ₹15.07 | ₹290.80 | 19.3x |
| FY 2024 | ₹13.62 | ₹172.33 | 12.7x |
| FY 2023 | ₹12.57 | ₹149.00 | 11.9x |
| FY 2022 | ₹10.18 | ₹180.40 | 17.7x |
P/E = year-end price ÷ diluted EPS from annual filings. Source: NSE/BSE via Bull Run.
City Union Bank Ltd Dividend History
Annual cash dividends paid by CUB — dividend yield 0.71%
| Financial Year | Dividends Paid (₹ Cr) |
|---|---|
| FY 2025 | ₹111.10 Cr |
| FY 2024 | ₹74.13 Cr |
| FY 2023 | ₹74.15 Cr |
| FY 2022 | ₹37.58 Cr |
Cash dividends from annual cash flow statements. Past dividends do not guarantee future payments. Not investment advice.
City Union Bank Ltd Quarterly Performance
Latest quarterly metrics for CUB — revenue growth and profit growth vs same quarter last year
Revenue Growth (YoY)
15.29%
Latest quarter vs same quarter previous year
Net Profit Growth (YoY)
15.22%
Latest quarter net profit vs same quarter previous year
5-Year Revenue CAGR
6.95%
Compounded annual revenue growth over 5 years
5-Year Profit CAGR
18.73%
Compounded annual net profit growth over 5 years
City Union Bank Ltd Technical Indicators
SMA 50, SMA 200, RSI and volume signals for CUB — calculated from daily price history
Momentum is balanced — neither overbought nor oversold.
Technical indicators are for educational purposes only. Not investment advice.
City Union Bank Ltd Financial Statements
Annual income statement, balance sheet and cash flow for City Union Bank Ltd (CUB) — sourced from NSE/BSE filings.
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About CUB (City Union Bank Ltd)
City Union Bank Ltd is a venerable institution deeply rooted in the Indian financial landscape, a private sector bank with a legacy stretching back over a century. It stands as a t...estament to enduring values and a commitment to serving its customers with unwavering dedication. CUB is characterized by its strong regional presence, particularly in South India, where it has cultivated lasting relationships with individuals, small businesses, and agricultural communities. The bank is known for its personalized service, fostering a sense of trust and familiarity that sets it apart from larger, more impersonal banking conglomerates. While embracing modern technology and expanding its digital offerings, CUB retains its traditional ethos, providing a comfortable and reliable banking experience for its diverse clientele. The bank's operational structure is built upon four pillars, each catering to specific needs and segments of the market. The Treasury segment manages the bank's investment portfolio and liquidity, ensuring financial stability. Corporate/Wholesale Banking focuses on providing financial solutions to businesses, large corporations, and institutions, driving economic growth through strategic partnerships. Retail Banking, the cornerstone of CUB's operations, serves individual customers with a range of products and services designed to meet their personal financial goals. Finally, Other Banking Operations encompass ancillary services, such as insurance and wealth management, complementing the core banking offerings and providing holistic financial support to customers. This multifaceted approach allows CUB to adapt to the evolving needs of its customers. City Union Bank's product offerings are comprehensive and designed to cater to a wide spectrum of financial requirements. From basic savings accounts to specialized deposit schemes, CUB provides avenues for individuals to manage and grow their savings. The bank also offers a diverse array of loan products, catering to both personal and business needs, including housing loans, educational loans, and working capital loans. Moreover, CUB facilitates international trade through foreign currency loans, enabling businesses to expand their global reach. With a focus on innovation and customer satisfaction, CUB continuously adapts its product portfolio to remain competitive and relevant in the ever-changing financial landscape.
Company Details
Key Leadership
Corporate Events
Latest News
CUB Share Price: Frequently Asked Questions
What is the current share price of City Union Bank Ltd?
City Union Bank Ltd (CUB) trades at ₹200.45 on NSE and BSE. Market cap ₹21.03K (Cr). Educational data only.
What is the P/E ratio of City Union Bank Ltd?
City Union Bank Ltd has a P/E of 17.40x vs industry average 15.23x.
What is the Bull Run score for City Union Bank Ltd?
City Union Bank Ltd has a Bull Run score of 39.3/100 based on 25+ financial parameters.
Does City Union Bank Ltd pay dividends?
City Union Bank Ltd has a dividend yield of 0.71%. Past dividends don't guarantee future payments.
What is the ROE of City Union Bank Ltd?
City Union Bank Ltd has ROE of 12.58%. Higher ROE indicates better use of shareholder equity.
What is the debt-to-equity ratio of City Union Bank Ltd?
City Union Bank Ltd has debt-to-equity of 7.22.
Is City Union Bank Ltd a good investment?
Bull Run gives City Union Bank Ltd a score of 39.3/100. This is not investment advice — consult a SEBI-registered advisor.