IndusInd Bank Ltd Stock Price Today (NSE: INDUSINDBK)

IndusInd Bank Ltd

892.15+0.00 (+0.00%)
Market Closed

Fundamental Score

...

IndusInd Bank Ltd Share Price — Live NSE/BSE Price, Fundamentals & Analysis

IndusInd Bank Ltd share price today is 892.15, up +0.00% on NSE/BSE as of 22 May 2026. IndusInd Bank Ltd (INDUSINDBK) is a Large-cap company in the Private Sector Bank sector with a market capitalisation of 66.02K (Cr). The 52-week high for INDUSINDBK share price is 968.85 and the 52-week low is 710.60. The company has a Return on Equity (ROE) of 4.02% and a debt-to-equity ratio of 6.70.

IndusInd Bank Ltd Share Price Chart — NSE/BSE Historical Performance

No data
High
957.90
Low
839.00
Volume
24.9L
Change
+4.72%

IndusInd Bank Ltd share price chart: 4.72% return over the past month. 52-week high ₹968.85, 52-week low ₹710.60.

IndusInd Bank Ltd — Last 10 Trading Days

DateOpenHighLowCloseVolume
885.75895.90870.20892.1514.22L (Cr)
910.00910.00881.95886.4014.37L (Cr)
895.00914.50886.20907.9018.63L (Cr)
891.00906.80890.30892.5014.28L (Cr)
920.00922.30890.10892.8513.75L (Cr)
939.00940.90918.10922.3015.84L (Cr)
946.00957.90940.50950.7516.04L (Cr)
948.25951.65934.10946.9520.07L (Cr)
920.40949.75917.95946.7529.02L (Cr)
911.10918.10903.00910.7020.06L (Cr)

IndusInd Bank Ltd — Last 12 Months Price History

MonthOpenHighLowCloseChange
916.05957.90870.20892.15-2.61%
765.95925.00754.00916.05+19.60%
939.00955.95750.50752.45-19.87%
889.00968.85884.35956.75+7.62%
865.45961.90851.15896.10+3.54%
860.00874.40826.00864.20+0.49%
794.80892.35777.35858.55+8.02%
732.20810.05726.00794.80+8.55%
742.40773.40710.60735.55-0.92%
792.50848.70738.00739.50-6.69%
870.10892.80789.10798.90-8.18%
815.00881.00798.15872.10+7.01%

AI Research Briefing

Powered by Gemini · 2026-04-10

IndusInd is a falling knife; Q4 results are make-or-break.

Research Confidence
6.0/10Moderate
DEBT TRAP TURNAROUNDBreakdown. Down nearly 20% from 52-week high.P/E is Nonex vs Industry P/E of 15.23x, suggesting undervaluation, but earnings quality is suspect.

WHAT'S HAPPENING NOW (last 2-4 weeks)

IndusInd Bank appointed Jagdeep Mallareddy as Head of Consumer Banking, effective April 9, 2026. The board is scheduled to meet on April 24, 2026, to approve Q4FY26 and FY26 financial results and consider dividend recommendations.

CORE STORY (THE REAL GAME)

IndusInd is trying to stabilize after a rough Q3FY26, where profit slumped 91% to The market is watching if the new consumer banking head can revive retail growth and improve asset quality.

Why Now
  • New Head of Consumer Banking appointed
  • Upcoming Q4 results on April 24, 2026
  • Stock down nearly 20% from 52-week high
Potential Catalysts
  • Positive surprise in Q4 results
  • RBI approves MD & CEO term extension
  • Upgrade from rating agencies
Key Risks
  • Accounting discrepancy in derivatives portfolio
  • Sharp fall in Q3FY26 profit
  • Decreasing FII holding
Institutional Activity

FII decreased holding from 42% to 38% over the last 3 months.

Macro Context

RBI keeps repo rate unchanged, but warns of Iran war-fueled inflation and growth risks.

Cash Flow Quality

Free Cash Flow 5Y is ₹47841.39 Cr, but recent profit slump raises concerns.

3–6 Month Outlook

Next 3-6 months depend on Q4 results and management's ability to restore investor confidence. Key is stabilizing asset quality and deposit growth.

Primary Thesis Risk

Another accounting scandal or further deterioration in asset quality will kill the thesis.

For educational purposes only. Not investment advice. Consult a SEBI-registered advisor before investing.

Returns & Performance

Poor

Return on Equity (ROE)

4.02%

Profit generated per ₹1 of shareholder equity

Poor

Return on Capital (ROCE)

6.47%

Returns generated on total capital deployed

Excellent

Oper. Profit Margin (5Y Avg)

54.33%

Average operating profit margin over 5 years

Dividend Yield

0.00%

Annual dividend as % of current share price

IndusInd Bank Ltd Valuation Check

Price to Earnings (P/E)

N/A

Share price ÷ earnings per share. Lower = cheaper

Poor

Industry Avg P/E

15.23x

Average P/E of all peers in this sector

Market-cap Classification
Large-cap
Established & liquid; typically steadier returns.

Shareholding Pattern

Good

Promoter Holding

15.44%

% shares held by company founders/management

Excellent

FII Holding

34.32%

% shares held by foreign institutional investors

Excellent

DII Holding

31.57%

% held by domestic mutual funds, LIC, banks

Poor

Promoter Pledged %

50.86%

% of promoter shares pledged as collateral — lower is safer

Growth Engine

Poor

Profit Growth (Quarterly YoY)

-132.82%

Net profit growth vs same quarter last year

Poor

Revenue Growth (Quarterly YoY)

-8.49%

Revenue growth vs same quarter last year

Good

Revenue Growth (5-Year CAGR)

11.08%

Compounded annual revenue growth over 5 years

Poor

EPS Growth (5-Year CAGR)

-12.48%

Earnings per share growth over 5 years

Poor

Net Profit Growth (5-Year CAGR)

-10.42%

Compounded annual net profit growth over 5 years

Balance Sheet Health

Poor

Debt to Equity Ratio

6.70x

Total debt ÷ equity. Below 0.5 = financially healthy

Poor

Interest Coverage Ratio

0.97x

EBIT ÷ interest expense. Above 2.5 = can pay interest comfortably

Free Cash Flow (5-Year Total)

47.84K (Cr)

Cash left after capex over 5 years. Positive = self-funded growth

Labels (e.g., "Excellent", "Good") are peer-based vs industry/sector averages — data-only, not advice

IndusInd Bank Ltd Fundamental Analysis & Valuation Benchmarking

Educational evaluation of INDUSINDBK across key market metrics for learning purposes.

Positive Indicators

3 factors identified

Strong Operating Margins (54.33%)

Observation: Healthy 5-year operating margins indicate pricing power and cost control.

Analysis: OPM >15% suggests operational efficiency and competitive advantages.

Strong Cash Generation (₹47841.39 Cr over 5Y)

Observation: Healthy free cash flow generation supports growth and returns.

Analysis: Strong FCF provides flexibility for dividends, debt reduction, and growth investments.

Strong Institutional Confidence (FII+DII: 65.89%)

Observation: Significant professional investor participation.

Analysis: High institutional holding often signals thorough due diligence.

Risk Factors

11 factors identified

Below-Average Return on Equity (4.02%)

Observation: Returns on equity are below industry benchmarks.

Analysis: ROE <10% may indicate inefficient capital utilization. Consider monitoring for operational improvements and management effectiveness.

Suboptimal ROCE (6.47%)

Observation: Returns on capital employed are below expectations.

Analysis: ROCE <10% suggests potential inefficiencies in capital allocation.

Profit Decline Concern (-132.82%)

Observation: Significant year-over-year profit contraction observed.

Analysis: Declining profitability requires investigation into underlying causes.

Revenue Contraction (-8.49%)

Observation: Sales decline may indicate market challenges or competitive pressures.

Analysis: Negative revenue growth requires analysis of market conditions.

Weak Earnings Growth (-12.48% CAGR)

Observation: Below-average 5-year EPS growth performance.

Analysis: Low EPS growth may not keep pace with inflation.

Stagnant Profit Growth (-10.42% CAGR)

Observation: Limited 5-year profit growth trajectory.

Analysis: Low profit growth may indicate scalability challenges or market maturity.

Elevated Debt Levels (D/E: 6.70)

Observation: High leverage increases financial risk and interest burden.

Analysis: High debt-to-equity ratios require monitoring of debt servicing capability.

Weak Interest Coverage (0.97x)

Observation: Limited ability to service debt obligations from earnings.

Analysis: Low interest coverage raises concerns about financial stability.

Low Promoter Commitment (15.44%)

Observation: Reduced promoter stake may indicate limited confidence.

Analysis: Low promoter holding may raise questions about management commitment.

High Share Pledging Risk (50.86%)

Observation: Significant promoter share pledging creates potential overhang.

Analysis: High pledging levels may create selling pressure during market downturns.

No Dividend Distribution

Observation: Company does not currently pay dividends to shareholders.

Analysis: Zero dividend yield may indicate growth reinvestment focus or cash flow constraints.

IndusInd Bank Ltd vs Private Sector Bank Peers

Peer Comparison - Private Sector Bank

Compare IndusInd Bank Ltd with 10 other companies in the same sector

11 companies
Company Info
Fundamental
Valuation
Profitability
Financial Health
Growth
Dividend
Company
Company name
Score
Bull Run comprehensive fundamental score based on 20+ metrics
Price
Current trading price of the stock
Market Cap
Total value of all shares in the market
P/E
Price per share divided by earnings per share
ROE
Net income divided by shareholder equity
ROCE
Earnings before interest and tax divided by capital employed
Debt/Eq
Total debt divided by total equity
Profit 5Y
Average annual profit growth over 5 years
Sales 5Y
Average annual sales growth over 5 years
Dividend
Annual dividend per share divided by price per share
0/100
892
₹66018.65
4.02%
Poor
6.47%
Poor
6.7
Poor
-10.42%
Poor
11.08%
Good
0.00%
41.3/100
762
₹1.54M
21.3
Average
14.45%
Average
7.51%
Poor
6.3
Poor
21.01%
Excellent
22.45%
Excellent
1.10%
42.1/100
1251
₹993798.33
18.6
Average
17.89%
Good
7.87%
Poor
5.6
Poor
39.75%
Excellent
17.04%
Excellent
0.79%
34.7/100
382
₹427185.03
23.0
Average
15.37%
Good
8.17%
Poor
3.6
Poor
20.85%
Excellent
14.43%
Good
0.12%
39.7/100
1238
₹395786.98
15.2
Average
16.30%
Good
7.11%
Poor
7.3
Poor
72.17%
Excellent
14.86%
Good
0.08%
53.8/100
74
₹107749.67
11.6
Average
13.55%
Average
6.78%
Poor
4.8
Poor
21.01%
Excellent
6.76%
Good
2.10%
Yes Bank Ltd...
YESBANK532648
27.4/100
22
₹70440.12
24.8
Average
5.46%
Poor
6.36%
Poor
7.3
Poor
16.54%
Excellent
3.48%
Average
0.00%
41.9/100
68
₹69354.84
48.3
Average
4.21%
Poor
6.22%
Poor
6.8
Poor
20.32%
Excellent
17.58%
Excellent
0.31%
33.9/100
287
₹63130.74
16.0
Average
12.86%
Average
7.03%
Poor
8.7
Poor
21.40%
Excellent
15.64%
Excellent
0.47%
51/100
293
₹24527.27
11.7
Average
17.65%
Good
7.38%
Poor
8.8
Poor
51.50%
Excellent
10.07%
Good
0.85%
29.3/100
191
₹24182.28
19.7
Average
11.88%
Average
7.82%
Poor
6.8
Poor
-1.91%
Poor
15.06%
Excellent
1.00%

IndusInd Bank Ltd PE Ratio History

Historical price-to-earnings ratio for INDUSINDBK — last 5 years

YearEPS (₹)Price (₹)P/E Ratio
FY 202533.05₹864.2026.1x
FY 2024115.33₹960.158.3x
FY 202395.89₹1598.9516.7x
FY 202261.97₹1220.1019.7x

P/E = year-end price ÷ diluted EPS from annual filings. Source: NSE/BSE via Bull Run.

IndusInd Bank Ltd Dividend History

Annual cash dividends paid by INDUSINDBK — dividend yield N/A

Financial YearDividends Paid (₹ Cr)
FY 20251284.90 Cr
FY 20241086.38 Cr
FY 2023658.89 Cr
FY 2022386.99 Cr

Cash dividends from annual cash flow statements. Past dividends do not guarantee future payments. Not investment advice.

IndusInd Bank Ltd Quarterly Performance

Latest quarterly metrics for INDUSINDBK — revenue growth and profit growth vs same quarter last year

Revenue Growth (YoY)

-8.49%

Latest quarter vs same quarter previous year

Net Profit Growth (YoY)

-132.82%

Latest quarter net profit vs same quarter previous year

5-Year Revenue CAGR

11.08%

Compounded annual revenue growth over 5 years

5-Year Profit CAGR

-10.42%

Compounded annual net profit growth over 5 years

IndusInd Bank Ltd Technical Indicators

SMA 50, SMA 200, RSI and volume signals for INDUSINDBK — calculated from daily price history

52RSI 14
Neutral — RSI 52

Momentum is balanced — neither overbought nor oversold.

SMA 50
860
▲ Price above SMA 50 — Short-term bullish
SMA 200
835
▲ Price above SMA 200 — Long-term uptrend
30-Day Avg Volume
2466K shares/day
Average daily traded volume over last 30 trading sessions

Technical indicators are for educational purposes only. Not investment advice.

IndusInd Bank Ltd Financial Statements

Annual income statement, balance sheet and cash flow for IndusInd Bank Ltd (INDUSINDBK) — sourced from NSE/BSE filings.

Loading Financial Statements...

Fetching financial data for IndusInd Bank Ltd

About INDUSINDBK (IndusInd Bank Ltd)

IndusInd Bank Ltd is a dynamic and forward-thinking private sector bank, renowned for its commitment to innovation and customer-centric approach within the Indian financial landsca...pe. Born from a vision to be a truly global Indian bank, IndusInd has steadily built a reputation for its robust financial performance, technologically advanced services, and diverse product offerings. With a strong emphasis on ethical practices and transparency, the bank consistently strives to create long-term value for its stakeholders. The bank's expansive network spans across the country, connecting businesses and individuals to a comprehensive suite of banking solutions that cater to their diverse needs and aspirations. IndusInd Bank’s dedication to offering a wide array of services is evident in its carefully structured operational segments. The bank navigates the complexities of financial markets through its Treasury segment, while its Corporate/Wholesale Banking arm provides tailored solutions to large enterprises. The Retail Banking segment, designed to serve the individual customer, focuses on building lasting relationships through personalized service and convenient access to banking facilities. Additionally, IndusInd Bank manages a range of other banking operations, ensuring comprehensive coverage across the financial spectrum. This multifaceted approach allows the bank to maintain a well-balanced portfolio, mitigating risks and capitalizing on emerging opportunities in the rapidly evolving Indian economy. Providing a tailored range of financial tools, IndusInd Bank empowers individuals and businesses to achieve their financial goals. From foundational savings accounts designed for everyday needs to specialized current accounts crafted for trade and startups, the bank caters to the diverse demands of its clientele. Recognizing the importance of secure investments, IndusInd Bank offers a variety of fixed and recurring deposit options, alongside convenient sweep-in and sweep-out facilities. These comprehensive solutions reflect IndusInd Bank’s unwavering commitment to providing accessible, efficient, and innovative banking services that meet the evolving financial needs of its customers and contribute to the overall growth of the Indian economy.

Company Details

Symbol:INDUSINDBK
Industry:Private Sector Bank
Sector:Private Sector Bank

Key Leadership

Mr. Rajiv Anand Prattipati
MD, CEO & Director
Mr. Viral Damania
Chief Financial Officer
Mr. Sachin Shamkant Patange
Chief Compliance Officer

INDUSINDBK Share Price: Frequently Asked Questions

What is the current share price of IndusInd Bank Ltd?

IndusInd Bank Ltd (INDUSINDBK) trades at ₹892.15 on NSE and BSE. Market cap ₹66.02K (Cr). Educational data only.

What is the P/E ratio of IndusInd Bank Ltd?

IndusInd Bank Ltd has a P/E of N/Ax vs industry average 15.23x.

What is the Bull Run score for IndusInd Bank Ltd?

IndusInd Bank Ltd has a Bull Run score of 0/100 based on 25+ financial parameters.

Does IndusInd Bank Ltd pay dividends?

IndusInd Bank Ltd has a dividend yield of 0.00%. Past dividends don't guarantee future payments.

What is the ROE of IndusInd Bank Ltd?

IndusInd Bank Ltd has ROE of 4.02%. Higher ROE indicates better use of shareholder equity.

What is the debt-to-equity ratio of IndusInd Bank Ltd?

IndusInd Bank Ltd has debt-to-equity of 6.70.

Is IndusInd Bank Ltd a good investment?

Bull Run gives IndusInd Bank Ltd a score of 0/100. This is not investment advice — consult a SEBI-registered advisor.