Federal Bank Ltd
Fundamental Score
Federal Bank Ltd Share Price Live NSE/BSE
Profitability Metrics
Return on Equity
Return on Capital Employed
Operating Profit Margin (5Y)
Dividend Yield
Valuation Metrics
Price to Earnings
Market Capitalization
Industry P/E
Growth Metrics
YoY Quarterly Profit Growth
YoY Quarterly Sales Growth
Sales Growth (5Y)
EPS Growth (5Y)
Profit Growth (5Y)
Financial Health
Debt to Equity
Interest Coverage
Free Cash Flow (5Y)
Ownership Structure
Promoter Holding
FII Holding
DII Holding
Pledged Percentage
Labels (e.g., "Excellent", "Good") are peer-based vs industry/sector averages — data-only, not advice
Market Data Analysis & Educational Insights
Educational evaluation of FEDERALBNK across key market metrics for learning purposes.
Positive Indicators
7 factors identified
Strong Operating Margins (66.97%)
Observation: Healthy 5-year operating margins indicate pricing power and cost control.
Analysis: OPM >15% suggests operational efficiency and competitive advantages. This indicates sustainable profitability potential.
Consistent Growth Track Record (15.64% CAGR)
Observation: Strong 5-year sales compound annual growth rate.
Analysis: Consistent sales CAGR >12% demonstrates sustainable growth model and market opportunity execution over time.
Excellent EPS Growth (16.43% CAGR)
Observation: Outstanding 5-year earnings per share compound growth.
Analysis: EPS CAGR >15% indicates strong wealth creation potential and effective capital allocation over extended periods.
Strong Profit Growth Track Record (21.40% CAGR)
Observation: Consistent 5-year profit compound annual growth rate.
Analysis: Profit CAGR >15% demonstrates scalable business model and effective operational leverage over time.
Strong Cash Generation (₹17164.21 Cr over 5Y)
Observation: Healthy free cash flow generation supports growth and returns.
Analysis: Strong FCF provides flexibility for dividends, debt reduction, and growth investments.
Strong Institutional Confidence (FII+DII: 75.25%)
Observation: Significant professional investor participation indicates quality recognition.
Analysis: High institutional holding often signals thorough due diligence and quality business fundamentals.
Zero Share Pledging Risk
Observation: No promoter shares pledged as collateral, reducing forced-selling risk.
Analysis: Absence of share pledging eliminates potential forced-selling pressure during market stress.
Risk Factors
6 factors identified
Suboptimal ROCE (7.03%)
Observation: Returns on capital employed are below expectations.
Analysis: ROCE <10% suggests potential inefficiencies in capital allocation. Review business model and competitive positioning.
Elevated Debt Levels (D/E: 8.71)
Observation: High leverage increases financial risk and interest burden.
Analysis: High debt-to-equity ratios require monitoring of debt servicing capability and cash flow generation.
Weak Interest Coverage (1.30x)
Observation: Limited ability to service debt obligations from earnings.
Analysis: Low interest coverage raises concerns about financial stability. Monitor cash flow and debt reduction plans.
Low Promoter Commitment (0.00%)
Observation: Reduced promoter stake may indicate limited confidence.
Analysis: Low promoter holding may raise questions about management commitment and long-term vision alignment.
High Debt-to-Equity Ratio
Observation: Elevated financial risk due to high leverage.
Analysis: High debt levels may strain cash flows and increase financial risk during economic downturns.
Very High Debt Levels
Observation: Excessive leverage may strain cash flows.
Analysis: Debt-to-equity above 2.0 indicates potential financial distress risk.
Financial Statements
Comprehensive financial data for Federal Bank Ltd
About FEDERALBNK
Business Overview
The Federal Bank Limited provides a range of banking and financial services in India. The company operates through four segments: Treasury, Corporate/Wholesale Banking, Retail Banking, and Other Banking Operations segments. Its deposit products include savings accounts, current accounts, demat accounts, salary accounts, fixed deposits, cash certificates, recurring deposits, exchange earners' foreign currency accounts, gilt accounts, resident foreign currency (RFC) domestic and other accounts, and NRI deposit schemes. The company's loan portfolio comprises personal, gold, housing, car, property, education and career, digital personal, instant digital, SME business, and other loans; loans against sovereign gold bonds and fixed deposit; term loans, project finance, and working capital loans; and debit and credit cards. In addition, it offers life, health, and general insurance products; cash management, wealth management, and merchant banking services; sovereign gold bonds, online trading, and national pension system; treasury products, such as FX retail, forward contracts, options, and swaps; and remittance, fund transfer, payment and collection, bill discounting, bank guarantees, letter of credit, post shipment limit, LC bill discounting, packing credit loan in foreign currency, and rediscounting of export bills abroad services; and deposit locker, e-commerce, internet banking, mobile banking, and tele banking services. The Federal Bank Limited operates a network of branches and ATMs/cash recyclers. The company was formerly known as Travancore Federal Bank Limited and changed its name to The Federal Bank Limited in March 1947. The Federal Bank Limited was incorporated in 1931 and is based in Aluva, India.
Company Details
Key Leadership
Corporate Events
Latest News
FEDERALBNK Stock Details & Analysis
Key Financial Metrics
Growth & Valuation
Frequently Asked Questions
What is the current price of Federal Bank Ltd (FEDERALBNK)?
As of 09 Feb 2026, 12:22 pm IST, Federal Bank Ltd (FEDERALBNK) is currently trading at ₹286.65. The stock has a market capitalization of ₹63.13K (Cr).
Is FEDERALBNK share price Overvalued or Undervalued?
FEDERALBNK is currently trading at a P/E ratio of 16.00x, compared to the industry average of 15.23x. Based on this relative valuation, the stock appears to be Overvalued against its sector peers.
What factors affect the Federal Bank Ltd share price?
Key factors influencing FEDERALBNK's price include its quarterly earnings growth (Sales Growth: 3.00%), raw material costs, government infrastructure spending, and institutional flows (FII/DII holding).
Is Federal Bank Ltd a good stock for long-term investment?
Federal Bank Ltd shows a 5-year Profit Growth of 21.40% and an ROE of 12.86%. Long-term investors should consider these fundamentals alongside the debt-to-equity ratio of 8.71 before investing.
How does Federal Bank Ltd compare with its industry peers?
Federal Bank Ltd competes with major peers in the Private Sector Bank. Investors should compare FEDERALBNK's P/E of 16.00x and ROE of 12.86% against the industry averages to determine its competitive standing.
What is the P/E ratio of FEDERALBNK and what does it mean?
FEDERALBNK has a P/E ratio of 16.00x compared to the industry average of 15.23x. The Price-to-Earnings (P/E) ratio is calculated by dividing the current share price by earnings per share (EPS). This means investors are paying ₹16 for every ₹1 of annual earnings.
How is FEDERALBNK performing according to Bull Run's analysis?
FEDERALBNK has a Bull Run fundamental score of 33.9/100, which indicates concerns that require careful analysis. This comprehensive rating is based on 15+ financial parameters including profitability, growth metrics, and valuation ratios.
What sector and industry does FEDERALBNK belong to?
FEDERALBNK operates in the Private Sector Bank industry. This classification helps understand the competitive landscape and sector-specific trends affecting Federal Bank Ltd.
What is Return on Equity (ROE) and why is it important for FEDERALBNK?
FEDERALBNK has an ROE of 12.86%, which shows decent profitability but room for improvement. Return on Equity measures how efficiently Federal Bank Ltd generates profits from shareholders' equity.
How is FEDERALBNK's debt-to-equity ratio and what does it indicate?
FEDERALBNK has a debt-to-equity ratio of 8.71, which indicates high leverage that increases financial risk. A ratio below 1.0 generally indicates conservative financing.
What is FEDERALBNK's dividend yield and is it a good dividend stock?
FEDERALBNK offers a dividend yield of 0.47%, which means you receive ₹0.47 annual dividend for every ₹100 invested.
How has FEDERALBNK grown over the past 5 years?
FEDERALBNK has achieved 5-year growth rates of: Sales Growth 15.64%, Profit Growth 21.40%, and EPS Growth 16.43%.
What is the promoter holding in FEDERALBNK and why does it matter?
Promoters hold 0.00% of FEDERALBNK shares, with 0.00% of promoter shares pledged. High promoter holding often indicates strong management confidence.
What is FEDERALBNK's market capitalization category?
FEDERALBNK has a market capitalization of ₹63131 crores, placing it in the Large-cap category.
How volatile is FEDERALBNK stock?
FEDERALBNK has a beta of N/A. A beta > 1 suggests the stock is more volatile than the market, while a beta < 1 suggests it is less volatile.
What is the 52-week high and low for FEDERALBNK?
FEDERALBNK has a 52-week high of ₹N/A and low of ₹N/A.
What is FEDERALBNK's operating profit margin trend?
FEDERALBNK has a 5-year average Operating Profit Margin (OPM) of 66.97%, indicating the company's operational efficiency.
How is FEDERALBNK's quarterly performance?
Recent quarterly performance shows YoY Sales Growth of 3.00% and YoY Profit Growth of -9.52%.
What is the institutional holding pattern in FEDERALBNK?
FEDERALBNK has FII holding of 25.54% and DII holding of 49.71%. Significant institutional holding often suggests professional confidence in the stock.