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Axis Bank Ltd

AXISBANKPrivate Sector Bank
1307.50+0.00 (+0.00%)
As on 19 Jan 2026, 10:13 amMarket Open

Fundamental Score

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Axis Bank Ltd Share Price Live NSE/BSE

No data
High
0.00
Low
0.00
Volume
0
Change
+0.00%

Profitability Metrics

Average

Return on Equity

16.30%
Poor

Return on Capital Employed

7.11%
Excellent

Operating Profit Margin (5Y)

60.74%
Poor

Dividend Yield

0.08%

Valuation Metrics

Average

Price to Earnings

15.23x

Market Capitalization

3.96L (Cr)

Industry P/E

15.23x

Growth Metrics

Poor

YoY Quarterly Profit Growth

-25.31%
Poor

YoY Quarterly Sales Growth

2.24%
Excellent

Sales Growth (5Y)

14.86%
Excellent

EPS Growth (5Y)

68.99%
Excellent

Profit Growth (5Y)

72.17%

Financial Health

Poor

Debt to Equity

7.28x
Poor

Interest Coverage

1.48x
Excellent

Free Cash Flow (5Y)

93.16K (Cr)

Ownership Structure

Poor

Promoter Holding

8.16%
Excellent

FII Holding

41.89%
Excellent

DII Holding

42.87%
Excellent

Pledged Percentage

0.00%
Market-cap Classification
Large-cap
Established & liquid; typically steadier returns.
8.16%
Promoter Holding
3.96L (Cr)
Market Cap

Labels (e.g., "Excellent", "Good") are peer-based vs industry/sector averages — data-only, not advice

Market Data Analysis & Educational Insights

Educational evaluation of AXISBANK across key market metrics for learning purposes.

Positive Indicators

8 factors identified

Strong Return on Equity (16.30%)

Observation: Efficient use of shareholders' capital generating superior returns.

Analysis: ROE >15% indicates strong profitability and effective management. This metric suggests the company can generate substantial returns on invested capital.

Strong Operating Margins (60.74%)

Observation: Healthy 5-year operating margins indicate pricing power and cost control.

Analysis: OPM >15% suggests operational efficiency and competitive advantages. This indicates sustainable profitability potential.

Consistent Growth Track Record (14.86% CAGR)

Observation: Strong 5-year sales compound annual growth rate.

Analysis: Consistent sales CAGR >12% demonstrates sustainable growth model and market opportunity execution over time.

Excellent EPS Growth (68.99% CAGR)

Observation: Outstanding 5-year earnings per share compound growth.

Analysis: EPS CAGR >15% indicates strong wealth creation potential and effective capital allocation over extended periods.

Strong Profit Growth Track Record (72.17% CAGR)

Observation: Consistent 5-year profit compound annual growth rate.

Analysis: Profit CAGR >15% demonstrates scalable business model and effective operational leverage over time.

Strong Cash Generation (₹93160.30 Cr over 5Y)

Observation: Healthy free cash flow generation supports growth and returns.

Analysis: Strong FCF provides flexibility for dividends, debt reduction, and growth investments.

Strong Institutional Confidence (FII+DII: 84.76%)

Observation: Significant professional investor participation indicates quality recognition.

Analysis: High institutional holding often signals thorough due diligence and quality business fundamentals.

Zero Share Pledging Risk

Observation: No promoter shares pledged as collateral, reducing forced-selling risk.

Analysis: Absence of share pledging eliminates potential forced-selling pressure during market stress.

Risk Factors

7 factors identified

Suboptimal ROCE (7.11%)

Observation: Returns on capital employed are below expectations.

Analysis: ROCE <10% suggests potential inefficiencies in capital allocation. Review business model and competitive positioning.

Profit Decline Concern (-25.31%)

Observation: Significant year-over-year profit contraction observed.

Analysis: Declining profitability requires investigation into underlying causes. Monitor for recovery signs and management guidance.

Elevated Debt Levels (D/E: 7.28)

Observation: High leverage increases financial risk and interest burden.

Analysis: High debt-to-equity ratios require monitoring of debt servicing capability and cash flow generation.

Weak Interest Coverage (1.48x)

Observation: Limited ability to service debt obligations from earnings.

Analysis: Low interest coverage raises concerns about financial stability. Monitor cash flow and debt reduction plans.

Low Promoter Commitment (8.16%)

Observation: Reduced promoter stake may indicate limited confidence.

Analysis: Low promoter holding may raise questions about management commitment and long-term vision alignment.

High Debt-to-Equity Ratio

Observation: Elevated financial risk due to high leverage.

Analysis: High debt levels may strain cash flows and increase financial risk during economic downturns.

Very High Debt Levels

Observation: Excessive leverage may strain cash flows.

Analysis: Debt-to-equity above 2.0 indicates potential financial distress risk.

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Financial Statements

Comprehensive financial data for Axis Bank Ltd

About AXISBANK

Business Overview

Axis Bank Limited provides various financial products and services in India and internationally. The company operates through four segments: Treasury, Retail Banking, Corporate/Wholesale Banking, and Other Banking Business. It provides fixed, recurring, and safe deposits; and saving, salary, current, safe custody, pension disbursement, and demat and trading accounts. The company also offers home, personal, business, car, two-wheeler, commercial vehicle construction equipment, education, gold, trade, and supply chain loans, as well as loans against securities, fixed deposits, properties, and credit cards; and overdrafts. In addition, it provides credit and debit cards; mutual and debt funds; governmental investment products, such as public provident fund, floating rate saving bonds, and national pension system; digital gold and sovereign gold bonds; digital rupee; insurance services, such as life, general, and health insurance; and various forex products and services. Further, the company offers phone, digital, and mobile banking services, as well as ATM services. Additionally, it provides equity, derivative trading, central funding unit, financial and corporate advisory, NRI, para banking, placements and syndication, project appraisal, capital market, and cash management services. The company was formerly known as UTI Bank Limited and changed its name to Axis Bank Limited in July 2007. Axis Bank Limited was incorporated in 1993 and is headquartered in Mumbai, India.

Company Details

Symbol:AXISBANK
Industry:Private Sector Bank
Sector:Private Sector Bank

Key Leadership

Mr. Amitabh Chaudhry
MD, CEO & Executive Director
Mr. Subrat Mohanty
Executive Director
Mr. Munish Sharda
Executive Director

AXISBANK Stock Details & Analysis

Key Financial Metrics

Return on Equity (ROE)16.30%
Return on Capital Employed7.11%
Operating Profit Margin (5Y)60.74%
Debt to Equity Ratio7.28
Interest Coverage Ratio1.48

Growth & Valuation

Sales Growth (5Y)14.86%
Profit Growth (5Y)72.17%
EPS Growth (5Y)68.99%
YoY Quarterly Profit Growth-25.31%
YoY Quarterly Sales Growth2.24%

Frequently Asked Questions

What is the current price of Axis Bank Ltd (AXISBANK)?

As of 19 Jan 2026, 10:13 am IST, Axis Bank Ltd (AXISBANK) is currently trading at ₹1307.50. The stock has a market capitalization of ₹3.96L (Cr).

Is AXISBANK share price Overvalued or Undervalued?

AXISBANK is currently trading at a P/E ratio of 15.23x, compared to the industry average of 15.23x. Based on this relative valuation, the stock appears to be Overvalued against its sector peers.

What factors affect the Axis Bank Ltd share price?

Key factors influencing AXISBANK's price include its quarterly earnings growth (Sales Growth: 2.24%), raw material costs, government infrastructure spending, and institutional flows (FII/DII holding).

Is Axis Bank Ltd a good stock for long-term investment?

Axis Bank Ltd shows a 5-year Profit Growth of 72.17% and an ROE of 16.30%. Long-term investors should consider these fundamentals alongside the debt-to-equity ratio of 7.28 before investing.

How does Axis Bank Ltd compare with its industry peers?

Axis Bank Ltd competes with major peers in the Private Sector Bank. Investors should compare AXISBANK's P/E of 15.23x and ROE of 16.30% against the industry averages to determine its competitive standing.

What is the P/E ratio of AXISBANK and what does it mean?

AXISBANK has a P/E ratio of 15.23x compared to the industry average of 15.23x. The Price-to-Earnings (P/E) ratio is calculated by dividing the current share price by earnings per share (EPS). This means investors are paying ₹15 for every ₹1 of annual earnings.

How is AXISBANK performing according to Bull Run's analysis?

AXISBANK has a Bull Run fundamental score of 39.7/100, which indicates concerns that require careful analysis. This comprehensive rating is based on 15+ financial parameters including profitability, growth metrics, and valuation ratios.

What sector and industry does AXISBANK belong to?

AXISBANK operates in the Private Sector Bank industry. This classification helps understand the competitive landscape and sector-specific trends affecting Axis Bank Ltd.

What is Return on Equity (ROE) and why is it important for AXISBANK?

AXISBANK has an ROE of 16.30%, which indicates excellent management efficiency and profitable operations. Return on Equity measures how efficiently Axis Bank Ltd generates profits from shareholders' equity.

How is AXISBANK's debt-to-equity ratio and what does it indicate?

AXISBANK has a debt-to-equity ratio of 7.28, which indicates high leverage that increases financial risk. A ratio below 1.0 generally indicates conservative financing.

What is AXISBANK's dividend yield and is it a good dividend stock?

AXISBANK offers a dividend yield of 0.08%, which means you receive ₹0.08 annual dividend for every ₹100 invested.

How has AXISBANK grown over the past 5 years?

AXISBANK has achieved 5-year growth rates of: Sales Growth 14.86%, Profit Growth 72.17%, and EPS Growth 68.99%.

What is the promoter holding in AXISBANK and why does it matter?

Promoters hold 8.16% of AXISBANK shares, with 0.00% of promoter shares pledged. High promoter holding often indicates strong management confidence.

What is AXISBANK's market capitalization category?

AXISBANK has a market capitalization of ₹395787 crores, placing it in the Large-cap category.

How volatile is AXISBANK stock?

AXISBANK has a beta of N/A. A beta > 1 suggests the stock is more volatile than the market, while a beta < 1 suggests it is less volatile.

What is the 52-week high and low for AXISBANK?

AXISBANK has a 52-week high of ₹N/A and low of ₹N/A.

What is AXISBANK's operating profit margin trend?

AXISBANK has a 5-year average Operating Profit Margin (OPM) of 60.74%, indicating the company's operational efficiency.

How is AXISBANK's quarterly performance?

Recent quarterly performance shows YoY Sales Growth of 2.24% and YoY Profit Growth of -25.31%.

What is the institutional holding pattern in AXISBANK?

AXISBANK has FII holding of 41.89% and DII holding of 42.87%. Significant institutional holding often suggests professional confidence in the stock.