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ICICI Bank Ltd

ICICIBANKPrivate Sector Bank
1416.60+0.00 (+0.00%)
As on 15 Jan 2026, 04:59 amMarket Open

Fundamental Score

...

ICICI Bank Ltd Share Price Live NSE/BSE

No data
High
0.00
Low
0.00
Volume
0
Change
+0.00%

Profitability Metrics

Good

Return on Equity

17.89%
Poor

Return on Capital Employed

7.87%
Excellent

Operating Profit Margin (5Y)

24.85%
Average

Dividend Yield

0.79%

Valuation Metrics

Poor

Price to Earnings

18.65x

Market Capitalization

9.94L (Cr)

Industry P/E

15.23x

Growth Metrics

Poor

YoY Quarterly Profit Growth

3.16%
Poor

YoY Quarterly Sales Growth

4.00%
Excellent

Sales Growth (5Y)

17.04%
Excellent

EPS Growth (5Y)

37.11%
Excellent

Profit Growth (5Y)

39.75%

Financial Health

Poor

Debt to Equity

5.58x
Poor

Interest Coverage

1.84x
Excellent

Free Cash Flow (5Y)

4.59L (Cr)

Ownership Structure

Poor

Promoter Holding

0.00%
Excellent

FII Holding

45.56%
Excellent

DII Holding

45.06%
Excellent

Pledged Percentage

0.00%
Market-cap Classification
Large-cap
Established & liquid; typically steadier returns.
0.00%
Promoter Holding
9.94L (Cr)
Market Cap

Labels (e.g., "Excellent", "Good") are peer-based vs industry/sector averages — data-only, not advice

Market Data Analysis & Educational Insights

Educational evaluation of ICICIBANK across key market metrics for learning purposes.

Positive Indicators

8 factors identified

Strong Return on Equity (17.89%)

Observation: Efficient use of shareholders' capital generating superior returns.

Analysis: ROE >15% indicates strong profitability and effective management. This metric suggests the company can generate substantial returns on invested capital.

Strong Operating Margins (24.85%)

Observation: Healthy 5-year operating margins indicate pricing power and cost control.

Analysis: OPM >15% suggests operational efficiency and competitive advantages. This indicates sustainable profitability potential.

Consistent Growth Track Record (17.04% CAGR)

Observation: Strong 5-year sales compound annual growth rate.

Analysis: Consistent sales CAGR >12% demonstrates sustainable growth model and market opportunity execution over time.

Excellent EPS Growth (37.11% CAGR)

Observation: Outstanding 5-year earnings per share compound growth.

Analysis: EPS CAGR >15% indicates strong wealth creation potential and effective capital allocation over extended periods.

Strong Profit Growth Track Record (39.75% CAGR)

Observation: Consistent 5-year profit compound annual growth rate.

Analysis: Profit CAGR >15% demonstrates scalable business model and effective operational leverage over time.

Strong Cash Generation (₹458532.38 Cr over 5Y)

Observation: Healthy free cash flow generation supports growth and returns.

Analysis: Strong FCF provides flexibility for dividends, debt reduction, and growth investments.

Strong Institutional Confidence (FII+DII: 90.62%)

Observation: Significant professional investor participation indicates quality recognition.

Analysis: High institutional holding often signals thorough due diligence and quality business fundamentals.

Zero Share Pledging Risk

Observation: No promoter shares pledged as collateral, reducing forced-selling risk.

Analysis: Absence of share pledging eliminates potential forced-selling pressure during market stress.

Risk Factors

6 factors identified

Suboptimal ROCE (7.87%)

Observation: Returns on capital employed are below expectations.

Analysis: ROCE <10% suggests potential inefficiencies in capital allocation. Review business model and competitive positioning.

Elevated Debt Levels (D/E: 5.58)

Observation: High leverage increases financial risk and interest burden.

Analysis: High debt-to-equity ratios require monitoring of debt servicing capability and cash flow generation.

Weak Interest Coverage (1.84x)

Observation: Limited ability to service debt obligations from earnings.

Analysis: Low interest coverage raises concerns about financial stability. Monitor cash flow and debt reduction plans.

Low Promoter Commitment (0.00%)

Observation: Reduced promoter stake may indicate limited confidence.

Analysis: Low promoter holding may raise questions about management commitment and long-term vision alignment.

High Debt-to-Equity Ratio

Observation: Elevated financial risk due to high leverage.

Analysis: High debt levels may strain cash flows and increase financial risk during economic downturns.

Very High Debt Levels

Observation: Excessive leverage may strain cash flows.

Analysis: Debt-to-equity above 2.0 indicates potential financial distress risk.

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Financial Statements

Comprehensive financial data for ICICI Bank Ltd

About ICICIBANK

Business Overview

ICICI Bank Limited, together with its subsidiaries, engages in the provision of various banking and financial services to retail and corporate customers in India and internationally. The company operates through Retail Banking, Wholesale Banking, Treasury, Other Banking, Life Insurance, General Insurance, and Others segments. It offers savings, salary, pension, current, trade, escrow, foreign currency, and vostro accounts, as well as time, fixed, recurring, and security deposits. The company also provides home, car, two-wheeler, personal, education, gold, and commercial business loans, as well as loans against securities, shares, mutual funds, and property; working capital finance, term loans, collateral free loans, loans without financials, finance for importers and exporters, and overdraft facilities, as well as loans for new entities and card swipes; and credit, debit, prepaid, travel, forex, and corporate cards. In addition, it offers pockets wallet; fixed income products; investment products, such as mutual funds, gold monetization schemes, initial public offerings, and other online investment services; and agri and rural business, farmer finance, tractor loans, and micro banking services. Further, the company provides portfolio management, trade, foreign exchange, locker, private and NRI banking, and cash management services; family wealth and demat accounts; commercial and investment banking, capital market, custodial, and institutional banking services; general, life health, personal accident, fire, travel, and motor insurance products; and internet, mobile, and phone banking services. Additionally, it offers securities investment, broking, trading, and underwriting services; and merchant banking, trusteeship, housing finance, pension fund management, asset management, investment advisory, points of presence, and private equity/venture capital fund management services. The company was founded in 1955 and is headquartered in Mumbai, India.

Company Details

Symbol:ICICIBANK
Industry:Private Sector Bank
Sector:Private Sector Bank

Key Leadership

Mr. Sandeep Bakhshi B.E.
MD, CEO & Executive Director
Mr. Rakesh Jha BE, PGDM
Executive Director
Mr. Sandeep Batra A.C.S., B.Com., CA, CS, F.C.A.
Executive Director

ICICIBANK Stock Details & Analysis

Key Financial Metrics

Return on Equity (ROE)17.89%
Return on Capital Employed7.87%
Operating Profit Margin (5Y)24.85%
Debt to Equity Ratio5.58
Interest Coverage Ratio1.84

Growth & Valuation

Sales Growth (5Y)17.04%
Profit Growth (5Y)39.75%
EPS Growth (5Y)37.11%
YoY Quarterly Profit Growth3.16%
YoY Quarterly Sales Growth4.00%

Frequently Asked Questions

What is the current price of ICICI Bank Ltd (ICICIBANK)?

As of 15 Jan 2026, 04:59 am IST, ICICI Bank Ltd (ICICIBANK) is currently trading at ₹1416.60. The stock has a market capitalization of ₹9.94L (Cr).

Is ICICIBANK share price Overvalued or Undervalued?

ICICIBANK is currently trading at a P/E ratio of 18.65x, compared to the industry average of 15.23x. Based on this relative valuation, the stock appears to be Overvalued against its sector peers.

What factors affect the ICICI Bank Ltd share price?

Key factors influencing ICICIBANK's price include its quarterly earnings growth (Sales Growth: 4.00%), raw material costs, government infrastructure spending, and institutional flows (FII/DII holding).

Is ICICI Bank Ltd a good stock for long-term investment?

ICICI Bank Ltd shows a 5-year Profit Growth of 39.75% and an ROE of 17.89%. Long-term investors should consider these fundamentals alongside the debt-to-equity ratio of 5.58 before investing.

How does ICICI Bank Ltd compare with its industry peers?

ICICI Bank Ltd competes with major peers in the Private Sector Bank. Investors should compare ICICIBANK's P/E of 18.65x and ROE of 17.89% against the industry averages to determine its competitive standing.

What is the P/E ratio of ICICIBANK and what does it mean?

ICICIBANK has a P/E ratio of 18.65x compared to the industry average of 15.23x. The Price-to-Earnings (P/E) ratio is calculated by dividing the current share price by earnings per share (EPS). This means investors are paying ₹19 for every ₹1 of annual earnings.

How is ICICIBANK performing according to Bull Run's analysis?

ICICIBANK has a Bull Run fundamental score of 42.1/100, which indicates concerns that require careful analysis. This comprehensive rating is based on 15+ financial parameters including profitability, growth metrics, and valuation ratios.

What sector and industry does ICICIBANK belong to?

ICICIBANK operates in the Private Sector Bank industry. This classification helps understand the competitive landscape and sector-specific trends affecting ICICI Bank Ltd.

What is Return on Equity (ROE) and why is it important for ICICIBANK?

ICICIBANK has an ROE of 17.89%, which indicates excellent management efficiency and profitable operations. Return on Equity measures how efficiently ICICI Bank Ltd generates profits from shareholders' equity.

How is ICICIBANK's debt-to-equity ratio and what does it indicate?

ICICIBANK has a debt-to-equity ratio of 5.58, which indicates high leverage that increases financial risk. A ratio below 1.0 generally indicates conservative financing.

What is ICICIBANK's dividend yield and is it a good dividend stock?

ICICIBANK offers a dividend yield of 0.79%, which means you receive ₹0.79 annual dividend for every ₹100 invested.

How has ICICIBANK grown over the past 5 years?

ICICIBANK has achieved 5-year growth rates of: Sales Growth 17.04%, Profit Growth 39.75%, and EPS Growth 37.11%.

What is the promoter holding in ICICIBANK and why does it matter?

Promoters hold 0.00% of ICICIBANK shares, with 0.00% of promoter shares pledged. High promoter holding often indicates strong management confidence.

What is ICICIBANK's market capitalization category?

ICICIBANK has a market capitalization of ₹993798 crores, placing it in the Large-cap category.

How volatile is ICICIBANK stock?

ICICIBANK has a beta of N/A. A beta > 1 suggests the stock is more volatile than the market, while a beta < 1 suggests it is less volatile.

What is the 52-week high and low for ICICIBANK?

ICICIBANK has a 52-week high of ₹N/A and low of ₹N/A.

What is ICICIBANK's operating profit margin trend?

ICICIBANK has a 5-year average Operating Profit Margin (OPM) of 24.85%, indicating the company's operational efficiency.

How is ICICIBANK's quarterly performance?

Recent quarterly performance shows YoY Sales Growth of 4.00% and YoY Profit Growth of 3.16%.

What is the institutional holding pattern in ICICIBANK?

ICICIBANK has FII holding of 45.56% and DII holding of 45.06%. Significant institutional holding often suggests professional confidence in the stock.