IDBI Bank Ltd Stock Price Today (NSE: IDBI)
Fundamental Score
IDBI Bank Ltd Share Price Live NSE/BSE & Institutional Fundamental Analysis
IDBI Bank Ltd share price today is ₹114.18, up +0.00% on NSE/BSE as of 18 February 2026. IDBI Bank Ltd (IDBI) is a Large-cap company in the Private Sector Bank sector with a market capitalisation of ₹1.08L (Cr). The 52-week high for IDBI share price is ₹N/A and the 52-week low is ₹N/A. At a P/E ratio of 11.61x, IDBI is currently trading below its industry average P/E of 15.23x. The company has a Return on Equity (ROE) of 13.55% and a debt-to-equity ratio of 4.81.
IDBI Bank Ltd Share Price Chart — NSE/BSE Historical Performance
Returns & Performance
ROE
ROCE
OPM (5Y)
Div Yield
IDBI Bank Ltd Valuation Check
P/E Ratio
Industry P/E
Market Cap
Growth Engine
Profit Growth (Q)
Sales Growth (Q)
Sales Growth (5Y)
EPS Growth (5Y)
Profit Growth (5Y)
Balance Sheet Health
Debt to Equity
Int. Coverage
Free Cash Flow (5Y)
Shareholding
Promoter
FII
DII
Pledged
Institutional Deep-Dive
Bull Run Research Hub
IDBI Bank Share Price: A Conservative Value Investor's Perspective
Within the Private Sector Bank landscape, a flight to quality is often observed, particularly during times of economic uncertainty. Investors tend to flock to institutions with pristine balance sheets and demonstrated resilience. This analysis offers a cautious, value-oriented perspective on the IDBI Bank share price, focusing on capital preservation and downside risk. The current price of ₹106.86, coupled with a PE ratio of 11.61, warrants a deeper investigation into the bank's fundamentals and competitive positioning.
One critical factor for a conservative investor is the return on capital employed (ROCE). IDBI Bank's ROCE of 6.78% presents a challenge. A higher ROCE typically indicates a stronger ability to generate profits from invested capital, contributing to a wider economic moat. This lower ROCE suggests a potential limitation in IDBI Bank's ability to reinvest earnings at high rates of return, impacting long-term compounding potential and competitive advantage. The bank's operational efficiency needs careful consideration in light of this metric.
Management quality is paramount in the banking sector. When contrasting IDBI Bank Ltd with peers like
IndusInd Bank Ltd, differences in management track record and strategic vision become important. Assessing the effectiveness of risk management practices, capital allocation decisions, and adherence to corporate governance standards is crucial. A history of sound decision-making and a clear strategic direction can significantly impact investor confidence and the long-term performance of the bank.Further scrutiny of IDBI Bank's asset quality, net interest margin, and non-performing asset (NPA) ratios is essential. A thorough understanding of these financial health indicators is critical for gauging the bank's stability and long-term viability. This analysis is part of a comprehensive 80-parameter fundamental audit verified by Sweta Mishra, designed to provide a detailed and objective assessment of the investment opportunity. This analysis is purely observational and does not constitute financial advice.
Labels (e.g., "Excellent", "Good") are peer-based vs industry/sector averages — data-only, not advice
IDBI Bank Ltd Fundamental Analysis & Valuation Benchmarking
Educational evaluation of IDBI across key market metrics for learning purposes.
Positive Indicators
7 factors identified
Strong Operating Margins (57.50%)
Observation: Healthy 5-year operating margins indicate pricing power and cost control.
Analysis: OPM >15% suggests operational efficiency and competitive advantages.
Attractive Valuation (P/E: 11.61 vs Industry: 15.23)
Observation: Trading at discount to industry peers.
Analysis: P/E below industry average may present value opportunity.
Robust Profit Growth (73.56%)
Observation: Strong year-over-year profit expansion demonstrates business momentum.
Analysis: Profit growth >20% indicates effective execution and market opportunity capture.
Excellent EPS Growth (20.82% CAGR)
Observation: Outstanding 5-year earnings per share compound growth.
Analysis: EPS CAGR >15% indicates strong wealth creation potential.
Strong Profit Growth Track Record (21.01% CAGR)
Observation: Consistent 5-year profit compound annual growth rate.
Analysis: Profit CAGR >15% demonstrates scalable business model.
Strong Cash Generation (₹36009.89 Cr over 5Y)
Observation: Healthy free cash flow generation supports growth and returns.
Analysis: Strong FCF provides flexibility for dividends, debt reduction, and growth investments.
Zero Share Pledging Risk
Observation: No promoter shares pledged as collateral.
Analysis: Absence of share pledging eliminates potential forced-selling pressure.
Risk Factors
5 factors identified
Suboptimal ROCE (6.78%)
Observation: Returns on capital employed are below expectations.
Analysis: ROCE <10% suggests potential inefficiencies in capital allocation.
Elevated Debt Levels (D/E: 4.81)
Observation: High leverage increases financial risk and interest burden.
Analysis: High debt-to-equity ratios require monitoring of debt servicing capability.
Weak Interest Coverage (1.80x)
Observation: Limited ability to service debt obligations from earnings.
Analysis: Low interest coverage raises concerns about financial stability.
Limited Public Float (94.71% Promoter Holding)
Observation: High promoter holding may restrict liquidity and price discovery.
Analysis: Very high promoter holding can limit trading liquidity.
Limited Institutional Interest (FII+DII: 0.58%)
Observation: Low institutional participation may affect liquidity.
Analysis: Limited institutional interest may indicate size constraints or visibility issues.
IDBI Bank Ltd Financial Statements
Comprehensive financial data for IDBI Bank Ltd including income statement, balance sheet and cash flow
About IDBI (IDBI Bank Ltd)
IDBI Bank Ltd (IDBI) is listed on the National Stock Exchange (NSE) and Bombay Stock Exchange (BSE) of India. The company operates in the Private Sector Bank sector with a current market capitalisation of ₹1.08L (Cr). IDBI Bank Ltd has delivered a Return on Equity (ROE) of 13.55% and a ROCE of 6.78%. The debt-to-equity ratio stands at 4.81, reflecting the company's capital structure. Investors tracking IDBI share price can monitor key metrics including P/E ratio, promoter holding of 94.71%, and quarterly earnings growth.
Company Details
Key Leadership
Corporate Events
Latest News
IDBI Share Price: Frequently Asked Questions
What is the current share price of IDBI Bank Ltd (IDBI)?
As of 18 Feb 2026, 07:22 am IST, IDBI Bank Ltd share price is ₹114.18. The IDBI stock has a market capitalisation of ₹1.08L (Cr) on NSE/BSE.
Is IDBI share price Overvalued or Undervalued?
IDBI share price is currently trading at a P/E ratio of 11.61x, compared to the industry average of 15.23x. Based on this relative valuation, the IDBI Bank Ltd stock appears to be Undervalued against its sector peers.
What is the 52-week high and low of IDBI share price?
The 52-week high of IDBI share price is ₹N/A and the 52-week low is ₹N/A.
What factors affect the IDBI Bank Ltd share price?
Key factors influencing IDBI share price include quarterly earnings growth (Sales Growth: -4.51%), raw material costs, government infrastructure spending, and institutional flows (FII/DII holding).
Is IDBI Bank Ltd a good stock for long-term investment?
IDBI Bank Ltd shows a 5-year Profit Growth of 21.01% and an ROE of 13.55%. Long-term investors should consider these fundamentals alongside the debt-to-equity ratio of 4.81 before investing in IDBI shares.
How does IDBI Bank Ltd compare with its industry peers?
IDBI Bank Ltd competes with major peers in the Private Sector Bank. Investors should compare IDBI share price P/E of 11.61x and ROE of 13.55% against the industry averages to determine competitive standing.
What is the P/E ratio of IDBI and what does it mean?
IDBI share price has a P/E ratio of 11.61x compared to the industry average of 15.23x. Investors pay ₹12 for every ₹1 of annual earnings.
How is IDBI performing according to Bull Run's analysis?
IDBI has a Bull Run fundamental score of 53.8/100, indicating moderate strength with some areas for improvement. This comprehensive rating is based on 15+ financial parameters.
What sector and industry does IDBI belong to?
IDBI operates in the Private Sector Bank industry. This classification helps understand the competitive landscape and sector-specific trends affecting IDBI Bank Ltd share price.
What is Return on Equity (ROE) and why is it important for IDBI?
IDBI has an ROE of 13.55%, which shows decent profitability but room for improvement. ROE measures how efficiently IDBI Bank Ltd generates profits from shareholders capital.
How is IDBI debt-to-equity ratio and what does it indicate?
IDBI has a debt-to-equity ratio of 4.81, which indicates high leverage that increases financial risk.
What is IDBI dividend yield and is it a good dividend stock?
IDBI offers a dividend yield of 2.10%, meaning you receive ₹2.10 annual dividend for every ₹100 invested in IDBI Bank Ltd shares.
How has IDBI share price grown over the past 5 years?
IDBI has achieved 5-year growth rates of: Sales Growth 6.76%, Profit Growth 21.01%, and EPS Growth 20.82%.
What is the promoter holding in IDBI and why does it matter?
Promoters hold 94.71% of IDBI shares, with 0.00% pledged. High promoter holding often indicates strong management confidence in IDBI Bank Ltd.
What is IDBI market capitalisation category?
IDBI has a market capitalisation of ₹107750 crores, placing it in the Large-cap category.
How volatile is IDBI stock?
IDBI has a beta of N/A. A beta > 1 suggests the IDBI Bank Ltd stock is more volatile than the market, while a beta < 1 suggests it is less volatile.
What is IDBI operating profit margin trend?
IDBI has a 5-year average Operating Profit Margin (OPM) of 57.50%, indicating the company's operational efficiency.
How is IDBI quarterly performance?
Recent quarterly performance shows IDBI Bank Ltd YoY Sales Growth of -4.51% and YoY Profit Growth of 73.56%.
What is the institutional holding pattern in IDBI?
IDBI has FII holding of 0.47% and DII holding of 0.11%. Significant institutional holding often suggests professional confidence in the IDBI Bank Ltd stock.