Bandhan Bank Ltd Stock Price Today (NSE: BANDHANBNK)

Bandhan Bank Ltd

205.87+0.43 (+0.21%)
Market Closed

Fundamental Score

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Bandhan Bank Ltd Share Price — Live NSE/BSE Price, Fundamentals & Analysis

Bandhan Bank Ltd share price today is 205.87, up +0.21% on NSE/BSE as of 5 June 2026. Bandhan Bank Ltd (BANDHANBNK) is a Large-cap company in the Private Sector Bank sector with a market capitalisation of 24.18K (Cr). The 52-week high for BANDHANBNK share price is 212.66 and the 52-week low is 134.25. At a P/E ratio of 19.69x, BANDHANBNK is currently trading above its industry average P/E of 15.23x. The company has a Return on Equity (ROE) of 11.88% and a debt-to-equity ratio of 6.76.

Bandhan Bank Ltd Share Price Chart — NSE/BSE Historical Performance

No data
High
212.66
Low
174.07
Volume
1.7Cr
Change
+13.07%

Bandhan Bank Ltd share price chart: 13.07% return over the past month. 52-week high ₹212.66, 52-week low ₹134.25.

Bandhan Bank Ltd — Last 10 Trading Days

DateOpenHighLowCloseVolume
205.09208.95203.50206.3376.25L (Cr)
210.00211.41205.45207.1490.48L (Cr)
205.93212.48205.93208.30172.93L (Cr)
205.83205.83205.83205.830.00 (Cr)
200.51208.26200.51205.83126.27L (Cr)
197.00203.69197.00200.40182.71L (Cr)
196.51199.58195.20196.97114.47L (Cr)
191.08196.87190.42194.61112.98L (Cr)
193.01194.30190.50191.0875.49L (Cr)
189.50192.98187.70192.1561.48L (Cr)

Bandhan Bank Ltd — Last 12 Months Price History

MonthOpenHighLowCloseChange
210.00211.41203.50206.33-1.75%
199.72212.66186.55208.30+4.30%
144.55204.44140.70199.72+38.17%
176.94186.10141.07141.35-20.11%
148.30190.23145.52181.98+22.71%
146.04155.49136.90154.65+5.90%
151.11152.40134.25145.82-3.50%
156.60158.90148.10150.36-3.98%
163.00175.95156.01156.56-3.95%
162.00168.88154.53162.21+0.13%
168.00177.39161.27161.80-3.69%
190.03190.90166.42168.08-11.55%

AI Research Briefing

Powered by Gemini · 2026-04-09

Microfinance concentration risk and promoter stake sale overhang make Bandhan Bank a pass.

Research Confidence
5.0/10Moderate
DEBT TRAP TURNAROUNDBreakdown: 1M: -4.16%, 3M: -7.4%, 6M: -11.22%Expensive: P/E of 19.69x vs Industry P/E of 15.23x.

WHAT'S HAPPENING NOW (last 2-4 weeks)

Bandhan Bank's loans and advances grew 12.6% year-on-year to crore as of March 31, 2026. Total deposits increased 10% year-on-year to crore. CASA deposits rose 2.8% year-on-year to The CASA ratio stood at 29.31% at the end of the quarter. Collection efficiency remained strong at 98.9% for March 2026. Bandhan Financial Services is exploring exit options for its long-term investors, including GIC Ventures and International Finance Corporation.

CORE STORY (THE REAL GAME)

Bandhan Bank is a microfinance lender transitioning to a universal bank, but still heavily reliant on its microfinance portfolio. The market is trying to figure out if it can successfully navigate asset quality issues while scaling up the deposit franchise and diversifying its loan book.

Why Now
  • Advances grew 12.6% YoY to ₹1.54 lakh crore
  • Deposits grew 10% YoY to ₹1.66 lakh crore
  • Collection efficiency strong at 98.9%
Potential Catalysts
  • Successful diversification of loan book away from microfinance
  • Reduction of promoter stake without significant market disruption
  • Sustained improvement in asset quality
Key Risks
  • High microfinance concentration exposes to regional economic shocks
  • Promoter stake sale creates uncertainty and potential stock overhang
  • High Debt/Equity ratio of 6.76x
Institutional Activity

FII decreased holdings by 0.9%, DII increased holdings by 1.3%, Promoter decreased holdings by 0.63%.

Macro Context

RBI keeping repo rate unchanged provides stability, but geopolitical tensions and energy price surges pose risks.

Cash Flow Quality

Yes: Free Cash Flow 5Y: ₹11626.17 Cr

3–6 Month Outlook

Bandhan Bank needs to diversify its loan book and improve its financial ratios to justify its valuation. Expect continued volatility due to promoter stake sale and microfinance risks.

Primary Thesis Risk

Microfinance concentration and potential promoter stake sale will crush this stock.

For educational purposes only. Not investment advice. Consult a SEBI-registered advisor before investing.

Returns & Performance

Poor

Return on Equity (ROE)

11.88%

Profit generated per ₹1 of shareholder equity

Poor

Return on Capital (ROCE)

7.82%

Returns generated on total capital deployed

Excellent

Oper. Profit Margin (5Y Avg)

44.19%

Average operating profit margin over 5 years

Dividend Yield

1.00%

Annual dividend as % of current share price

Bandhan Bank Ltd Valuation Check

Poor

Price to Earnings (P/E)

19.69x

Share price ÷ earnings per share. Lower = cheaper

Poor

Industry Avg P/E

15.23x

Average P/E of all peers in this sector

Market-cap Classification
Large-cap
Established & liquid; typically steadier returns.

Shareholding Pattern

Excellent

Promoter Holding

40.29%

% shares held by company founders/management

Excellent

FII Holding

23.44%

% shares held by foreign institutional investors

Good

DII Holding

17.82%

% held by domestic mutual funds, LIC, banks

Excellent

Promoter Pledged %

0.00%

% of promoter shares pledged as collateral — lower is safer

Growth Engine

Poor

Profit Growth (Quarterly YoY)

-88.07%

Net profit growth vs same quarter last year

Poor

Revenue Growth (Quarterly YoY)

-2.65%

Revenue growth vs same quarter last year

Excellent

Revenue Growth (5-Year CAGR)

15.06%

Compounded annual revenue growth over 5 years

Poor

EPS Growth (5-Year CAGR)

-1.92%

Earnings per share growth over 5 years

Poor

Net Profit Growth (5-Year CAGR)

-1.91%

Compounded annual net profit growth over 5 years

Balance Sheet Health

Poor

Debt to Equity Ratio

6.76x

Total debt ÷ equity. Below 0.5 = financially healthy

Poor

Interest Coverage Ratio

1.15x

EBIT ÷ interest expense. Above 2.5 = can pay interest comfortably

Free Cash Flow (5-Year Total)

11.63K (Cr)

Cash left after capex over 5 years. Positive = self-funded growth

Labels (e.g., "Excellent", "Good") are peer-based vs industry/sector averages — data-only, not advice

Bandhan Bank Ltd Fundamental Analysis & Valuation Benchmarking

Educational evaluation of BANDHANBNK across key market metrics for learning purposes.

Positive Indicators

5 factors identified

Strong Operating Margins (44.19%)

Observation: Healthy 5-year operating margins indicate pricing power and cost control.

Analysis: OPM >15% suggests operational efficiency and competitive advantages.

Consistent Growth Track Record (15.06% CAGR)

Observation: Strong 5-year sales compound annual growth rate.

Analysis: Consistent sales CAGR >12% demonstrates sustainable growth model.

Strong Cash Generation (₹11626.17 Cr over 5Y)

Observation: Healthy free cash flow generation supports growth and returns.

Analysis: Strong FCF provides flexibility for dividends, debt reduction, and growth investments.

Strong Institutional Confidence (FII+DII: 41.26%)

Observation: Significant professional investor participation.

Analysis: High institutional holding often signals thorough due diligence.

Zero Share Pledging Risk

Observation: No promoter shares pledged as collateral.

Analysis: Absence of share pledging eliminates potential forced-selling pressure.

Risk Factors

6 factors identified

Suboptimal ROCE (7.82%)

Observation: Returns on capital employed are below expectations.

Analysis: ROCE <10% suggests potential inefficiencies in capital allocation.

Profit Decline Concern (-88.07%)

Observation: Significant year-over-year profit contraction observed.

Analysis: Declining profitability requires investigation into underlying causes.

Weak Earnings Growth (-1.92% CAGR)

Observation: Below-average 5-year EPS growth performance.

Analysis: Low EPS growth may not keep pace with inflation.

Stagnant Profit Growth (-1.91% CAGR)

Observation: Limited 5-year profit growth trajectory.

Analysis: Low profit growth may indicate scalability challenges or market maturity.

Elevated Debt Levels (D/E: 6.76)

Observation: High leverage increases financial risk and interest burden.

Analysis: High debt-to-equity ratios require monitoring of debt servicing capability.

Weak Interest Coverage (1.15x)

Observation: Limited ability to service debt obligations from earnings.

Analysis: Low interest coverage raises concerns about financial stability.

Bandhan Bank Ltd vs Private Sector Bank Peers

Peer Comparison - Private Sector Bank

Compare Bandhan Bank Ltd with 10 other companies in the same sector

11 companies
Company Info
Fundamental
Valuation
Profitability
Financial Health
Growth
Dividend
Company
Company name
Score
Bull Run comprehensive fundamental score based on 20+ metrics
Price
Current trading price of the stock
Market Cap
Total value of all shares in the market
P/E
Price per share divided by earnings per share
ROE
Net income divided by shareholder equity
ROCE
Earnings before interest and tax divided by capital employed
Debt/Eq
Total debt divided by total equity
Profit 5Y
Average annual profit growth over 5 years
Sales 5Y
Average annual sales growth over 5 years
Dividend
Annual dividend per share divided by price per share
29.3/100
206
₹24182.28
19.7
Average
11.88%
Average
7.82%
Poor
6.8
Poor
-1.91%
Poor
15.06%
Excellent
1.00%
41.3/100
762
₹1.54M
21.3
Average
14.45%
Average
7.51%
Poor
6.3
Poor
21.01%
Excellent
22.45%
Excellent
1.10%
42.1/100
1251
₹993798.33
18.6
Average
17.89%
Good
7.87%
Poor
5.6
Poor
39.75%
Excellent
17.04%
Excellent
0.79%
34.7/100
382
₹427185.03
23.0
Average
15.37%
Good
8.17%
Poor
3.6
Poor
20.85%
Excellent
14.43%
Good
0.12%
39.7/100
1304
₹395786.98
15.2
Average
16.30%
Good
7.11%
Poor
7.3
Poor
72.17%
Excellent
14.86%
Good
0.08%
53.8/100
74
₹107749.67
11.6
Average
13.55%
Average
6.78%
Poor
4.8
Poor
21.01%
Excellent
6.76%
Good
2.10%
Yes Bank Ltd...
YESBANK532648
27.4/100
22
₹70440.12
24.8
Average
5.46%
Poor
6.36%
Poor
7.3
Poor
16.54%
Excellent
3.48%
Average
0.00%
41.9/100
68
₹69354.84
48.3
Average
4.21%
Poor
6.22%
Poor
6.8
Poor
20.32%
Excellent
17.58%
Excellent
0.31%
0/100
892
₹66018.65
4.02%
Poor
6.47%
Poor
6.7
Poor
-10.42%
Poor
11.08%
Good
0.00%
33.9/100
287
₹63130.74
16.0
Average
12.86%
Average
7.03%
Poor
8.7
Poor
21.40%
Excellent
15.64%
Excellent
0.47%
51/100
293
₹24527.27
11.7
Average
17.65%
Good
7.38%
Poor
8.8
Poor
51.50%
Excellent
10.07%
Good
0.85%

Bandhan Bank Ltd PE Ratio History

Historical price-to-earnings ratio for BANDHANBNK — last 5 years

YearEPS (₹)Price (₹)P/E Ratio
FY 202517.04₹145.828.6x
FY 202413.84₹159.0611.5x
FY 202313.62₹241.4017.7x
FY 20220.78₹234.20300.3x

P/E = year-end price ÷ diluted EPS from annual filings. Source: NSE/BSE via Bull Run.

Bandhan Bank Ltd Dividend History

Annual cash dividends paid by BANDHANBNK — dividend yield 1.00%

Financial YearDividends Paid (₹ Cr)
FY 2025241.65 Cr
FY 2024241.63 Cr
FY 2022161.07 Cr

Cash dividends from annual cash flow statements. Past dividends do not guarantee future payments. Not investment advice.

Bandhan Bank Ltd Quarterly Performance

Latest quarterly metrics for BANDHANBNK — revenue growth and profit growth vs same quarter last year

Revenue Growth (YoY)

-2.65%

Latest quarter vs same quarter previous year

Net Profit Growth (YoY)

-88.07%

Latest quarter net profit vs same quarter previous year

5-Year Revenue CAGR

15.06%

Compounded annual revenue growth over 5 years

5-Year Profit CAGR

-1.91%

Compounded annual net profit growth over 5 years

Bandhan Bank Ltd Technical Indicators

SMA 50, SMA 200, RSI and volume signals for BANDHANBNK — calculated from daily price history

48RSI 14
Neutral — RSI 48

Momentum is balanced — neither overbought nor oversold.

SMA 50
178
▲ Price above SMA 50 — Short-term bullish
SMA 200
164
▲ Price above SMA 200 — Long-term uptrend
30-Day Avg Volume
14909K shares/day
Average daily traded volume over last 30 trading sessions

Technical indicators are for educational purposes only. Not investment advice.

Bandhan Bank Ltd Financial Statements

Annual income statement, balance sheet and cash flow for Bandhan Bank Ltd (BANDHANBNK) — sourced from NSE/BSE filings.

Loading Financial Statements...

Fetching financial data for Bandhan Bank Ltd

About BANDHANBNK (Bandhan Bank Ltd)

Bandhan Bank Ltd is a dynamic and rapidly expanding private sector bank deeply rooted in the ethos of financial inclusion. Starting from its humble beginnings as a microfinance ins...titution, Bandhan Bank has transformed into a full-fledged commercial bank, committed to serving the diverse financial needs of both urban and rural populations across India. The bank distinguishes itself through its customer-centric approach, leveraging technology to deliver accessible and affordable banking solutions, particularly to the unbanked and underbanked segments. With a strong focus on building sustainable relationships and fostering economic empowerment, Bandhan Bank is actively contributing to the financial landscape of the nation. Bandhan Bank operates across a comprehensive suite of banking segments, offering a wide array of products and services tailored to various customer segments. From traditional deposit accounts like savings, current, fixed, and recurring deposits to diverse lending products such as home loans, gold loans, and personal loans, Bandhan Bank strives to meet the varied financial requirements of its clientele. The bank also provides specialized financial products to Micro, Small, and Medium Enterprises (MSMEs), empowering them with access to capital for growth and development. This comprehensive approach enables the bank to cater to a broad spectrum of customers, contributing to inclusive economic growth. Beyond its core banking operations, Bandhan Bank is invested in leveraging technology and innovation to enhance customer experience and operational efficiency. The bank is actively expanding its digital footprint through mobile banking, internet banking, and other technology-driven channels, making banking services accessible and convenient. With a widespread network of branches and ATMs strategically located across the country, Bandhan Bank maintains a strong physical presence while simultaneously embracing digital transformation. This blended approach allows Bandhan Bank to cater to the evolving needs of its customers and remain competitive in the rapidly changing banking landscape.

Company Details

Symbol:BANDHANBNK
Industry:Private Sector Bank
Sector:Private Sector Bank

Key Leadership

Mr. Partha Pratim Sengupta
MD & CEO
Mr. Rajeev Mantri
Chief Financial Officer
Mr. Ratan Kumar Kesh
COO & Executive Director

BANDHANBNK Share Price: Frequently Asked Questions

What is the current share price of Bandhan Bank Ltd?

Bandhan Bank Ltd (BANDHANBNK) trades at ₹205.87 on NSE and BSE. Market cap ₹24.18K (Cr). Educational data only.

What is the P/E ratio of Bandhan Bank Ltd?

Bandhan Bank Ltd has a P/E of 19.69x vs industry average 15.23x.

What is the Bull Run score for Bandhan Bank Ltd?

Bandhan Bank Ltd has a Bull Run score of 29.3/100 based on 25+ financial parameters.

Does Bandhan Bank Ltd pay dividends?

Bandhan Bank Ltd has a dividend yield of 1.00%. Past dividends don't guarantee future payments.

What is the ROE of Bandhan Bank Ltd?

Bandhan Bank Ltd has ROE of 11.88%. Higher ROE indicates better use of shareholder equity.

What is the debt-to-equity ratio of Bandhan Bank Ltd?

Bandhan Bank Ltd has debt-to-equity of 6.76.

Is Bandhan Bank Ltd a good investment?

Bull Run gives Bandhan Bank Ltd a score of 29.3/100. This is not investment advice — consult a SEBI-registered advisor.