Bandhan Bank Ltd
Fundamental Score
Bandhan Bank Ltd Share Price Live NSE/BSE
Profitability Metrics
Return on Equity
Return on Capital Employed
Operating Profit Margin (5Y)
Dividend Yield
Valuation Metrics
Price to Earnings
Market Capitalization
Industry P/E
Growth Metrics
YoY Quarterly Profit Growth
YoY Quarterly Sales Growth
Sales Growth (5Y)
EPS Growth (5Y)
Profit Growth (5Y)
Financial Health
Debt to Equity
Interest Coverage
Free Cash Flow (5Y)
Ownership Structure
Promoter Holding
FII Holding
DII Holding
Pledged Percentage
Labels (e.g., "Excellent", "Good") are peer-based vs industry/sector averages — data-only, not advice
Market Data Analysis & Educational Insights
Educational evaluation of BANDHANBNK across key market metrics for learning purposes.
Positive Indicators
5 factors identified
Strong Operating Margins (44.19%)
Observation: Healthy 5-year operating margins indicate pricing power and cost control.
Analysis: OPM >15% suggests operational efficiency and competitive advantages. This indicates sustainable profitability potential.
Consistent Growth Track Record (15.06% CAGR)
Observation: Strong 5-year sales compound annual growth rate.
Analysis: Consistent sales CAGR >12% demonstrates sustainable growth model and market opportunity execution over time.
Strong Cash Generation (₹11626.17 Cr over 5Y)
Observation: Healthy free cash flow generation supports growth and returns.
Analysis: Strong FCF provides flexibility for dividends, debt reduction, and growth investments.
Strong Institutional Confidence (FII+DII: 41.26%)
Observation: Significant professional investor participation indicates quality recognition.
Analysis: High institutional holding often signals thorough due diligence and quality business fundamentals.
Zero Share Pledging Risk
Observation: No promoter shares pledged as collateral, reducing forced-selling risk.
Analysis: Absence of share pledging eliminates potential forced-selling pressure during market stress.
Risk Factors
8 factors identified
Suboptimal ROCE (7.82%)
Observation: Returns on capital employed are below expectations.
Analysis: ROCE <10% suggests potential inefficiencies in capital allocation. Review business model and competitive positioning.
Profit Decline Concern (-88.07%)
Observation: Significant year-over-year profit contraction observed.
Analysis: Declining profitability requires investigation into underlying causes. Monitor for recovery signs and management guidance.
Weak Earnings Growth (-1.92% CAGR)
Observation: Below-average 5-year EPS growth performance.
Analysis: Low EPS growth may not keep pace with inflation. Consider growth catalysts and competitive positioning.
Stagnant Profit Growth (-1.91% CAGR)
Observation: Limited 5-year profit growth trajectory.
Analysis: Low profit growth may indicate scalability challenges or market maturity. Assess transformation initiatives.
Elevated Debt Levels (D/E: 6.76)
Observation: High leverage increases financial risk and interest burden.
Analysis: High debt-to-equity ratios require monitoring of debt servicing capability and cash flow generation.
Weak Interest Coverage (1.15x)
Observation: Limited ability to service debt obligations from earnings.
Analysis: Low interest coverage raises concerns about financial stability. Monitor cash flow and debt reduction plans.
High Debt-to-Equity Ratio
Observation: Elevated financial risk due to high leverage.
Analysis: High debt levels may strain cash flows and increase financial risk during economic downturns.
Very High Debt Levels
Observation: Excessive leverage may strain cash flows.
Analysis: Debt-to-equity above 2.0 indicates potential financial distress risk.
Financial Statements
Comprehensive financial data for Bandhan Bank Ltd
About BANDHANBNK
Business Overview
Bandhan Bank Limited provides banking and financial services for personal and business customers in India. The company operates through Treasury, Retail Banking, Corporate/Wholesale Banking, and Other Banking Business segments. It accepts term, fixed, and recurring deposits; and offers savings and current accounts. The company also provides home, gold, personal, two-wheeler, and car loans; loans against property; loan/overdraft against term deposits; and loans for small, medium, and large businesses. In addition, it invests in sovereign securities; offers liability products, card services, internet and mobile banking, ATM, trading, and non-resident Indian services; distributes third party products; and engages in demat and trading activities. Further, the company provides mutual fund, money transfer, bill payment and recharge, merchant payment, debit and credit card, internet and mobile banking, doorstep banking, safe deposit locker, remittance, transaction banking, trade finance, and cash management services, as well as health, life, home, travel, property, and car insurance products. The company was founded in 2001 and is headquartered in Kolkata, India. Bandhan Bank Limited operates as a subsidairy of Bandhan Life Insurance Limited.
Company Details
Key Leadership
Corporate Events
Latest News
BANDHANBNK Stock Details & Analysis
Key Financial Metrics
Growth & Valuation
Frequently Asked Questions
What is the current price of Bandhan Bank Ltd (BANDHANBNK)?
As of 11 Feb 2026, 10:11 am IST, Bandhan Bank Ltd (BANDHANBNK) is currently trading at ₹168.26. The stock has a market capitalization of ₹24.18K (Cr).
Is BANDHANBNK share price Overvalued or Undervalued?
BANDHANBNK is currently trading at a P/E ratio of 19.69x, compared to the industry average of 15.23x. Based on this relative valuation, the stock appears to be Overvalued against its sector peers.
What factors affect the Bandhan Bank Ltd share price?
Key factors influencing BANDHANBNK's price include its quarterly earnings growth (Sales Growth: -2.65%), raw material costs, government infrastructure spending, and institutional flows (FII/DII holding).
Is Bandhan Bank Ltd a good stock for long-term investment?
Bandhan Bank Ltd shows a 5-year Profit Growth of -1.91% and an ROE of 11.88%. Long-term investors should consider these fundamentals alongside the debt-to-equity ratio of 6.76 before investing.
How does Bandhan Bank Ltd compare with its industry peers?
Bandhan Bank Ltd competes with major peers in the Private Sector Bank. Investors should compare BANDHANBNK's P/E of 19.69x and ROE of 11.88% against the industry averages to determine its competitive standing.
What is the P/E ratio of BANDHANBNK and what does it mean?
BANDHANBNK has a P/E ratio of 19.69x compared to the industry average of 15.23x. The Price-to-Earnings (P/E) ratio is calculated by dividing the current share price by earnings per share (EPS). This means investors are paying ₹20 for every ₹1 of annual earnings.
How is BANDHANBNK performing according to Bull Run's analysis?
BANDHANBNK has a Bull Run fundamental score of 29.3/100, which indicates concerns that require careful analysis. This comprehensive rating is based on 15+ financial parameters including profitability, growth metrics, and valuation ratios.
What sector and industry does BANDHANBNK belong to?
BANDHANBNK operates in the Private Sector Bank industry. This classification helps understand the competitive landscape and sector-specific trends affecting Bandhan Bank Ltd.
What is Return on Equity (ROE) and why is it important for BANDHANBNK?
BANDHANBNK has an ROE of 11.88%, which shows decent profitability but room for improvement. Return on Equity measures how efficiently Bandhan Bank Ltd generates profits from shareholders' equity.
How is BANDHANBNK's debt-to-equity ratio and what does it indicate?
BANDHANBNK has a debt-to-equity ratio of 6.76, which indicates high leverage that increases financial risk. A ratio below 1.0 generally indicates conservative financing.
What is BANDHANBNK's dividend yield and is it a good dividend stock?
BANDHANBNK offers a dividend yield of 1.00%, which means you receive ₹1.00 annual dividend for every ₹100 invested.
How has BANDHANBNK grown over the past 5 years?
BANDHANBNK has achieved 5-year growth rates of: Sales Growth 15.06%, Profit Growth -1.91%, and EPS Growth -1.92%.
What is the promoter holding in BANDHANBNK and why does it matter?
Promoters hold 40.29% of BANDHANBNK shares, with 0.00% of promoter shares pledged. High promoter holding often indicates strong management confidence.
What is BANDHANBNK's market capitalization category?
BANDHANBNK has a market capitalization of ₹24182 crores, placing it in the Large-cap category.
How volatile is BANDHANBNK stock?
BANDHANBNK has a beta of N/A. A beta > 1 suggests the stock is more volatile than the market, while a beta < 1 suggests it is less volatile.
What is the 52-week high and low for BANDHANBNK?
BANDHANBNK has a 52-week high of ₹N/A and low of ₹N/A.
What is BANDHANBNK's operating profit margin trend?
BANDHANBNK has a 5-year average Operating Profit Margin (OPM) of 44.19%, indicating the company's operational efficiency.
How is BANDHANBNK's quarterly performance?
Recent quarterly performance shows YoY Sales Growth of -2.65% and YoY Profit Growth of -88.07%.
What is the institutional holding pattern in BANDHANBNK?
BANDHANBNK has FII holding of 23.44% and DII holding of 17.82%. Significant institutional holding often suggests professional confidence in the stock.