Bandhan Bank Ltd Stock Price Today (NSE: BANDHANBNK)
Fundamental Score
Bandhan Bank Ltd Share Price — Live NSE/BSE Price, Fundamentals & Analysis
Bandhan Bank Ltd share price today is ₹205.87, up +0.21% on NSE/BSE as of 5 June 2026. Bandhan Bank Ltd (BANDHANBNK) is a Large-cap company in the Private Sector Bank sector with a market capitalisation of ₹24.18K (Cr). The 52-week high for BANDHANBNK share price is ₹212.66 and the 52-week low is ₹134.25. At a P/E ratio of 19.69x, BANDHANBNK is currently trading above its industry average P/E of 15.23x. The company has a Return on Equity (ROE) of 11.88% and a debt-to-equity ratio of 6.76.
Bandhan Bank Ltd Share Price Chart — NSE/BSE Historical Performance
Bandhan Bank Ltd share price chart: 13.07% return over the past month. 52-week high ₹212.66, 52-week low ₹134.25.
Bandhan Bank Ltd — Last 10 Trading Days
| Date | Open | High | Low | Close | Volume |
|---|---|---|---|---|---|
| ₹205.09 | ₹208.95 | ₹203.50 | ₹206.33 | 76.25L (Cr) | |
| ₹210.00 | ₹211.41 | ₹205.45 | ₹207.14 | 90.48L (Cr) | |
| ₹205.93 | ₹212.48 | ₹205.93 | ₹208.30 | 172.93L (Cr) | |
| ₹205.83 | ₹205.83 | ₹205.83 | ₹205.83 | 0.00 (Cr) | |
| ₹200.51 | ₹208.26 | ₹200.51 | ₹205.83 | 126.27L (Cr) | |
| ₹197.00 | ₹203.69 | ₹197.00 | ₹200.40 | 182.71L (Cr) | |
| ₹196.51 | ₹199.58 | ₹195.20 | ₹196.97 | 114.47L (Cr) | |
| ₹191.08 | ₹196.87 | ₹190.42 | ₹194.61 | 112.98L (Cr) | |
| ₹193.01 | ₹194.30 | ₹190.50 | ₹191.08 | 75.49L (Cr) | |
| ₹189.50 | ₹192.98 | ₹187.70 | ₹192.15 | 61.48L (Cr) |
Bandhan Bank Ltd — Last 12 Months Price History
| Month | Open | High | Low | Close | Change |
|---|---|---|---|---|---|
| ₹210.00 | ₹211.41 | ₹203.50 | ₹206.33 | -1.75% | |
| ₹199.72 | ₹212.66 | ₹186.55 | ₹208.30 | +4.30% | |
| ₹144.55 | ₹204.44 | ₹140.70 | ₹199.72 | +38.17% | |
| ₹176.94 | ₹186.10 | ₹141.07 | ₹141.35 | -20.11% | |
| ₹148.30 | ₹190.23 | ₹145.52 | ₹181.98 | +22.71% | |
| ₹146.04 | ₹155.49 | ₹136.90 | ₹154.65 | +5.90% | |
| ₹151.11 | ₹152.40 | ₹134.25 | ₹145.82 | -3.50% | |
| ₹156.60 | ₹158.90 | ₹148.10 | ₹150.36 | -3.98% | |
| ₹163.00 | ₹175.95 | ₹156.01 | ₹156.56 | -3.95% | |
| ₹162.00 | ₹168.88 | ₹154.53 | ₹162.21 | +0.13% | |
| ₹168.00 | ₹177.39 | ₹161.27 | ₹161.80 | -3.69% | |
| ₹190.03 | ₹190.90 | ₹166.42 | ₹168.08 | -11.55% |
AI Research Briefing
Powered by Gemini · 2026-04-09
Microfinance concentration risk and promoter stake sale overhang make Bandhan Bank a pass.
WHAT'S HAPPENING NOW (last 2-4 weeks)
Bandhan Bank's loans and advances grew 12.6% year-on-year to crore as of March 31, 2026. Total deposits increased 10% year-on-year to crore. CASA deposits rose 2.8% year-on-year to The CASA ratio stood at 29.31% at the end of the quarter. Collection efficiency remained strong at 98.9% for March 2026. Bandhan Financial Services is exploring exit options for its long-term investors, including GIC Ventures and International Finance Corporation.
CORE STORY (THE REAL GAME)
Bandhan Bank is a microfinance lender transitioning to a universal bank, but still heavily reliant on its microfinance portfolio. The market is trying to figure out if it can successfully navigate asset quality issues while scaling up the deposit franchise and diversifying its loan book.
- Advances grew 12.6% YoY to ₹1.54 lakh crore
- Deposits grew 10% YoY to ₹1.66 lakh crore
- Collection efficiency strong at 98.9%
- Successful diversification of loan book away from microfinance
- Reduction of promoter stake without significant market disruption
- Sustained improvement in asset quality
- High microfinance concentration exposes to regional economic shocks
- Promoter stake sale creates uncertainty and potential stock overhang
- High Debt/Equity ratio of 6.76x
FII decreased holdings by 0.9%, DII increased holdings by 1.3%, Promoter decreased holdings by 0.63%.
RBI keeping repo rate unchanged provides stability, but geopolitical tensions and energy price surges pose risks.
Yes: Free Cash Flow 5Y: ₹11626.17 Cr
Bandhan Bank needs to diversify its loan book and improve its financial ratios to justify its valuation. Expect continued volatility due to promoter stake sale and microfinance risks.
Primary Thesis Risk
Microfinance concentration and potential promoter stake sale will crush this stock.
For educational purposes only. Not investment advice. Consult a SEBI-registered advisor before investing.
Returns & Performance
Return on Equity (ROE)
Profit generated per ₹1 of shareholder equity
Return on Capital (ROCE)
Returns generated on total capital deployed
Oper. Profit Margin (5Y Avg)
Average operating profit margin over 5 years
Dividend Yield
Annual dividend as % of current share price
Bandhan Bank Ltd Valuation Check
Price to Earnings (P/E)
Share price ÷ earnings per share. Lower = cheaper
Industry Avg P/E
Average P/E of all peers in this sector
Market Capitalisation
Total market value of all outstanding shares
Growth Engine
Profit Growth (Quarterly YoY)
Net profit growth vs same quarter last year
Revenue Growth (Quarterly YoY)
Revenue growth vs same quarter last year
Revenue Growth (5-Year CAGR)
Compounded annual revenue growth over 5 years
EPS Growth (5-Year CAGR)
Earnings per share growth over 5 years
Net Profit Growth (5-Year CAGR)
Compounded annual net profit growth over 5 years
Balance Sheet Health
Debt to Equity Ratio
Total debt ÷ equity. Below 0.5 = financially healthy
Interest Coverage Ratio
EBIT ÷ interest expense. Above 2.5 = can pay interest comfortably
Free Cash Flow (5-Year Total)
Cash left after capex over 5 years. Positive = self-funded growth
Labels (e.g., "Excellent", "Good") are peer-based vs industry/sector averages — data-only, not advice
Bandhan Bank Ltd Fundamental Analysis & Valuation Benchmarking
Educational evaluation of BANDHANBNK across key market metrics for learning purposes.
Positive Indicators
5 factors identified
Strong Operating Margins (44.19%)
Observation: Healthy 5-year operating margins indicate pricing power and cost control.
Analysis: OPM >15% suggests operational efficiency and competitive advantages.
Consistent Growth Track Record (15.06% CAGR)
Observation: Strong 5-year sales compound annual growth rate.
Analysis: Consistent sales CAGR >12% demonstrates sustainable growth model.
Strong Cash Generation (₹11626.17 Cr over 5Y)
Observation: Healthy free cash flow generation supports growth and returns.
Analysis: Strong FCF provides flexibility for dividends, debt reduction, and growth investments.
Strong Institutional Confidence (FII+DII: 41.26%)
Observation: Significant professional investor participation.
Analysis: High institutional holding often signals thorough due diligence.
Zero Share Pledging Risk
Observation: No promoter shares pledged as collateral.
Analysis: Absence of share pledging eliminates potential forced-selling pressure.
Risk Factors
6 factors identified
Suboptimal ROCE (7.82%)
Observation: Returns on capital employed are below expectations.
Analysis: ROCE <10% suggests potential inefficiencies in capital allocation.
Profit Decline Concern (-88.07%)
Observation: Significant year-over-year profit contraction observed.
Analysis: Declining profitability requires investigation into underlying causes.
Weak Earnings Growth (-1.92% CAGR)
Observation: Below-average 5-year EPS growth performance.
Analysis: Low EPS growth may not keep pace with inflation.
Stagnant Profit Growth (-1.91% CAGR)
Observation: Limited 5-year profit growth trajectory.
Analysis: Low profit growth may indicate scalability challenges or market maturity.
Elevated Debt Levels (D/E: 6.76)
Observation: High leverage increases financial risk and interest burden.
Analysis: High debt-to-equity ratios require monitoring of debt servicing capability.
Weak Interest Coverage (1.15x)
Observation: Limited ability to service debt obligations from earnings.
Analysis: Low interest coverage raises concerns about financial stability.
Bandhan Bank Ltd vs Private Sector Bank Peers
Peer Comparison - Private Sector Bank
Compare Bandhan Bank Ltd with 10 other companies in the same sector
| Company Info | Fundamental | Valuation | Profitability | Financial Health | Growth | Dividend | ||||
|---|---|---|---|---|---|---|---|---|---|---|
Company Company name | Score Bull Run comprehensive fundamental score based on 20+ metrics | Price Current trading price of the stock | Market Cap Total value of all shares in the market | P/E Price per share divided by earnings per share | ROE Net income divided by shareholder equity | ROCE Earnings before interest and tax divided by capital employed | Debt/Eq Total debt divided by total equity | Profit 5Y Average annual profit growth over 5 years | Sales 5Y Average annual sales growth over 5 years | Dividend Annual dividend per share divided by price per share |
Bandhan Bank LtdBandhan Bank Lt...Selected✓ BANDHANBNK • 541153 | 29.3/100 | ₹205.87₹206 | ₹24182.28₹24182.28 | 19.69Average 19.7 Average | 11.88%Average 11.88% Average | 7.82%Poor 7.82% Poor | 6.76Poor 6.8 Poor | -1.91%Poor -1.91% Poor | 15.06%Excellent 15.06% Excellent | 1.00% |
HDFC Bank LimitedHDFC Bank Limit... HDFCBANK • 500180 | 41.3/100 | ₹762.45₹762 | ₹1.54M₹1.54M | 21.32Average 21.3 Average | 14.45%Average 14.45% Average | 7.51%Poor 7.51% Poor | 6.30Poor 6.3 Poor | 21.01%Excellent 21.01% Excellent | 22.45%Excellent 22.45% Excellent | 1.10% |
ICICI Bank LtdICICI Bank Ltd... ICICIBANK • 532174 | 42.1/100 | ₹1251.10₹1251 | ₹993798.33₹993798.33 | 18.65Average 18.6 Average | 17.89%Good 17.89% Good | 7.87%Poor 7.87% Poor | 5.58Poor 5.6 Poor | 39.75%Excellent 39.75% Excellent | 17.04%Excellent 17.04% Excellent | 0.79% |
Kotak Mahindra Bank LtdKotak Mahindra ... KOTAKBANK • 500247 | 34.7/100 | ₹381.95₹382 | ₹427185.03₹427185.03 | 23.00Average 23.0 Average | 15.37%Good 15.37% Good | 8.17%Poor 8.17% Poor | 3.62Poor 3.6 Poor | 20.85%Excellent 20.85% Excellent | 14.43%Good 14.43% Good | 0.12% |
Axis Bank LtdAxis Bank Ltd... AXISBANK • 532215 | 39.7/100 | ₹1304.10₹1304 | ₹395786.98₹395786.98 | 15.23Average 15.2 Average | 16.30%Good 16.30% Good | 7.11%Poor 7.11% Poor | 7.28Poor 7.3 Poor | 72.17%Excellent 72.17% Excellent | 14.86%Good 14.86% Good | 0.08% |
IDBI Bank LtdIDBI Bank Ltd... IDBI • 500116 | 53.8/100 | ₹73.56₹74 | ₹107749.67₹107749.67 | 11.61Average 11.6 Average | 13.55%Average 13.55% Average | 6.78%Poor 6.78% Poor | 4.81Poor 4.8 Poor | 21.01%Excellent 21.01% Excellent | 6.76%Good 6.76% Good | 2.10% |
Yes Bank LtdYes Bank Ltd... YESBANK • 532648 | 27.4/100 | ₹21.97₹22 | ₹70440.12₹70440.12 | 24.83Average 24.8 Average | 5.46%Poor 5.46% Poor | 6.36%Poor 6.36% Poor | 7.29Poor 7.3 Poor | 16.54%Excellent 16.54% Excellent | 3.48%Average 3.48% Average | 0.00% |
IDFC First Bank LtdIDFC First Bank... IDFCFIRSTB • 539437 | 41.9/100 | ₹67.81₹68 | ₹69354.84₹69354.84 | 48.26Average 48.3 Average | 4.21%Poor 4.21% Poor | 6.22%Poor 6.22% Poor | 6.85Poor 6.8 Poor | 20.32%Excellent 20.32% Excellent | 17.58%Excellent 17.58% Excellent | 0.31% |
IndusInd Bank LtdIndusInd Bank L... INDUSINDBK • 532187 | 0/100 | ₹892.15₹892 | ₹66018.65₹66018.65 | — — | 4.02%Poor 4.02% Poor | 6.47%Poor 6.47% Poor | 6.70Poor 6.7 Poor | -10.42%Poor -10.42% Poor | 11.08%Good 11.08% Good | 0.00% |
Federal Bank LtdFederal Bank Lt... FEDERALBNK • 500469 | 33.9/100 | ₹286.60₹287 | ₹63130.74₹63130.74 | 16.00Average 16.0 Average | 12.86%Average 12.86% Average | 7.03%Poor 7.03% Poor | 8.71Poor 8.7 Poor | 21.40%Excellent 21.40% Excellent | 15.64%Excellent 15.64% Excellent | 0.47% |
Karur Vysya Bank LtdKarur Vysya Ban... KARURVYSYA • 590003 | 51/100 | ₹293.25₹293 | ₹24527.27₹24527.27 | 11.65Average 11.7 Average | 17.65%Good 17.65% Good | 7.38%Poor 7.38% Poor | 8.83Poor 8.8 Poor | 51.50%Excellent 51.50% Excellent | 10.07%Good 10.07% Good | 0.85% |
Top Private Sector Bank Stocks
View all →By Bull Run Score
By Return on Equity
By Market Cap
- HDFC Bank Limited share price1542399.85 Cr
- ICICI Bank Ltd share price993798.33 Cr
- Kotak Mahindra Bank Ltd share price427185.03 Cr
- Axis Bank Ltd share price395786.98 Cr
- IDBI Bank Ltd share price107749.67 Cr
Bandhan Bank Ltd PE Ratio History
Historical price-to-earnings ratio for BANDHANBNK — last 5 years
| Year | EPS (₹) | Price (₹) | P/E Ratio |
|---|---|---|---|
| FY 2025 | ₹17.04 | ₹145.82 | 8.6x |
| FY 2024 | ₹13.84 | ₹159.06 | 11.5x |
| FY 2023 | ₹13.62 | ₹241.40 | 17.7x |
| FY 2022 | ₹0.78 | ₹234.20 | 300.3x |
P/E = year-end price ÷ diluted EPS from annual filings. Source: NSE/BSE via Bull Run.
Bandhan Bank Ltd Dividend History
Annual cash dividends paid by BANDHANBNK — dividend yield 1.00%
| Financial Year | Dividends Paid (₹ Cr) |
|---|---|
| FY 2025 | ₹241.65 Cr |
| FY 2024 | ₹241.63 Cr |
| FY 2022 | ₹161.07 Cr |
Cash dividends from annual cash flow statements. Past dividends do not guarantee future payments. Not investment advice.
Bandhan Bank Ltd Quarterly Performance
Latest quarterly metrics for BANDHANBNK — revenue growth and profit growth vs same quarter last year
Revenue Growth (YoY)
-2.65%
Latest quarter vs same quarter previous year
Net Profit Growth (YoY)
-88.07%
Latest quarter net profit vs same quarter previous year
5-Year Revenue CAGR
15.06%
Compounded annual revenue growth over 5 years
5-Year Profit CAGR
-1.91%
Compounded annual net profit growth over 5 years
Bandhan Bank Ltd Technical Indicators
SMA 50, SMA 200, RSI and volume signals for BANDHANBNK — calculated from daily price history
Momentum is balanced — neither overbought nor oversold.
Technical indicators are for educational purposes only. Not investment advice.
Bandhan Bank Ltd Financial Statements
Annual income statement, balance sheet and cash flow for Bandhan Bank Ltd (BANDHANBNK) — sourced from NSE/BSE filings.
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About BANDHANBNK (Bandhan Bank Ltd)
Bandhan Bank Ltd is a dynamic and rapidly expanding private sector bank deeply rooted in the ethos of financial inclusion. Starting from its humble beginnings as a microfinance ins...titution, Bandhan Bank has transformed into a full-fledged commercial bank, committed to serving the diverse financial needs of both urban and rural populations across India. The bank distinguishes itself through its customer-centric approach, leveraging technology to deliver accessible and affordable banking solutions, particularly to the unbanked and underbanked segments. With a strong focus on building sustainable relationships and fostering economic empowerment, Bandhan Bank is actively contributing to the financial landscape of the nation. Bandhan Bank operates across a comprehensive suite of banking segments, offering a wide array of products and services tailored to various customer segments. From traditional deposit accounts like savings, current, fixed, and recurring deposits to diverse lending products such as home loans, gold loans, and personal loans, Bandhan Bank strives to meet the varied financial requirements of its clientele. The bank also provides specialized financial products to Micro, Small, and Medium Enterprises (MSMEs), empowering them with access to capital for growth and development. This comprehensive approach enables the bank to cater to a broad spectrum of customers, contributing to inclusive economic growth. Beyond its core banking operations, Bandhan Bank is invested in leveraging technology and innovation to enhance customer experience and operational efficiency. The bank is actively expanding its digital footprint through mobile banking, internet banking, and other technology-driven channels, making banking services accessible and convenient. With a widespread network of branches and ATMs strategically located across the country, Bandhan Bank maintains a strong physical presence while simultaneously embracing digital transformation. This blended approach allows Bandhan Bank to cater to the evolving needs of its customers and remain competitive in the rapidly changing banking landscape.
Company Details
Key Leadership
Corporate Events
Latest News
BANDHANBNK Share Price: Frequently Asked Questions
What is the current share price of Bandhan Bank Ltd?
Bandhan Bank Ltd (BANDHANBNK) trades at ₹205.87 on NSE and BSE. Market cap ₹24.18K (Cr). Educational data only.
What is the P/E ratio of Bandhan Bank Ltd?
Bandhan Bank Ltd has a P/E of 19.69x vs industry average 15.23x.
What is the Bull Run score for Bandhan Bank Ltd?
Bandhan Bank Ltd has a Bull Run score of 29.3/100 based on 25+ financial parameters.
Does Bandhan Bank Ltd pay dividends?
Bandhan Bank Ltd has a dividend yield of 1.00%. Past dividends don't guarantee future payments.
What is the ROE of Bandhan Bank Ltd?
Bandhan Bank Ltd has ROE of 11.88%. Higher ROE indicates better use of shareholder equity.
What is the debt-to-equity ratio of Bandhan Bank Ltd?
Bandhan Bank Ltd has debt-to-equity of 6.76.
Is Bandhan Bank Ltd a good investment?
Bull Run gives Bandhan Bank Ltd a score of 29.3/100. This is not investment advice — consult a SEBI-registered advisor.