Karur Vysya Bank Ltd Stock Price Today (NSE: KARURVYSYA)
Fundamental Score
Karur Vysya Bank Ltd Share Price — Live NSE/BSE Price, Fundamentals & Analysis
Karur Vysya Bank Ltd share price today is ₹279.35, down 1.62% on NSE/BSE as of 5 June 2026. Karur Vysya Bank Ltd (KARURVYSYA) is a Large-cap company in the Private Sector Bank sector with a market capitalisation of ₹24.53K (Cr). The 52-week high for KARURVYSYA share price is ₹343.45 and the 52-week low is ₹201.82. At a P/E ratio of 11.65x, KARURVYSYA is currently trading below its industry average P/E of 15.23x. The company has a Return on Equity (ROE) of 17.65% and a debt-to-equity ratio of 8.83.
Karur Vysya Bank Ltd Share Price Chart — NSE/BSE Historical Performance
Karur Vysya Bank Ltd share price chart: -1.26% return over the past month. 52-week high ₹343.45, 52-week low ₹201.82.
Karur Vysya Bank Ltd — Last 10 Trading Days
| Date | Open | High | Low | Close | Volume |
|---|---|---|---|---|---|
| ₹285.10 | ₹294.00 | ₹282.40 | ₹293.05 | 12.95L (Cr) | |
| ₹288.75 | ₹292.95 | ₹282.00 | ₹286.30 | 54.52L (Cr) | |
| ₹296.70 | ₹296.80 | ₹287.00 | ₹288.75 | 20.07L (Cr) | |
| ₹294.05 | ₹294.05 | ₹294.05 | ₹294.05 | 0.00 (Cr) | |
| ₹293.05 | ₹295.00 | ₹285.00 | ₹294.05 | 25.33L (Cr) | |
| ₹291.90 | ₹295.00 | ₹291.05 | ₹293.35 | 11.08L (Cr) | |
| ₹292.75 | ₹294.20 | ₹290.75 | ₹292.00 | 11.15L (Cr) | |
| ₹289.40 | ₹290.25 | ₹287.00 | ₹288.05 | 8.27L (Cr) | |
| ₹288.00 | ₹292.10 | ₹286.60 | ₹288.10 | 14.34L (Cr) | |
| ₹291.50 | ₹292.20 | ₹283.50 | ₹286.55 | 22.05L (Cr) |
Karur Vysya Bank Ltd — Last 12 Months Price History
| Month | Open | High | Low | Close | Change |
|---|---|---|---|---|---|
| ₹288.75 | ₹294.00 | ₹282.00 | ₹293.05 | +1.49% | |
| ₹293.50 | ₹322.00 | ₹275.35 | ₹288.75 | -1.62% | |
| ₹299.40 | ₹302.00 | ₹261.00 | ₹293.50 | -1.97% | |
| ₹315.00 | ₹325.90 | ₹255.55 | ₹289.40 | -8.13% | |
| ₹288.50 | ₹343.45 | ₹285.00 | ₹326.20 | +13.07% | |
| ₹261.80 | ₹306.00 | ₹250.70 | ₹301.40 | +15.13% | |
| ₹248.00 | ₹271.78 | ₹236.63 | ₹263.83 | +6.38% | |
| ₹245.12 | ₹258.50 | ₹242.00 | ₹247.97 | +1.16% | |
| ₹210.85 | ₹251.95 | ₹208.25 | ₹243.15 | +15.32% | |
| ₹214.40 | ₹220.29 | ₹201.82 | ₹210.91 | -1.63% | |
| ₹263.55 | ₹266.20 | ₹211.25 | ₹214.05 | -18.78% | |
| ₹268.40 | ₹277.50 | ₹254.60 | ₹263.60 | -1.79% |
AI Research Briefing
Powered by Gemini · 2026-04-10
KVB's turnaround story is priced in; execution risk is high.
WHAT'S HAPPENING NOW (last 2-4 weeks)
Karur Vysya Bank (KVB) reported strong provisional FY26 numbers, with total business crossing crore, a 14.92% YoY growth. Advances grew 16.87% YoY to , and deposits increased by 13.31% YoY to CASA deposits also saw an 11.82% annual increase, reaching
CORE STORY (THE REAL GAME)
KVB is being priced as a turnaround story, leveraging improved asset quality and efficient cost management to deliver consistent growth and profitability in the regional banking space. It's a RAM (Retail, Agriculture, MSME) play, not a corporate lender.
- Strong FY26 provisional business numbers
- Advances growing at 16.87% YoY
- Deposits growing at 13.31% YoY
- Sustained loan growth above 15%
- Continued improvement in asset quality
- Further reduction in cost-to-income ratio
- Over-reliance on RAM lending
- Sensitivity to interest rate hikes
- Valuation no longer cheap
FII increased stake by 0.4% and DII increased stake by 0.5% [cite: brief].
RBI maintaining repo rate unchanged provides a stable environment for loan growth [cite: brief].
Yes, Free Cash Flow 5Y: ₹11866.11 Cr [cite: brief]
Sustained growth in advances and deposits, coupled with stable asset quality, will drive earnings growth in the next 3-6 months. Focus on maintaining CASA ratio and managing costs will be crucial.
Primary Thesis Risk
Inability to sustain loan growth and asset quality improvements.
For educational purposes only. Not investment advice. Consult a SEBI-registered advisor before investing.
Returns & Performance
Return on Equity (ROE)
Profit generated per ₹1 of shareholder equity
Return on Capital (ROCE)
Returns generated on total capital deployed
Oper. Profit Margin (5Y Avg)
Average operating profit margin over 5 years
Dividend Yield
Annual dividend as % of current share price
Karur Vysya Bank Ltd Valuation Check
Price to Earnings (P/E)
Share price ÷ earnings per share. Lower = cheaper
Industry Avg P/E
Average P/E of all peers in this sector
Market Capitalisation
Total market value of all outstanding shares
Growth Engine
Profit Growth (Quarterly YoY)
Net profit growth vs same quarter last year
Revenue Growth (Quarterly YoY)
Revenue growth vs same quarter last year
Revenue Growth (5-Year CAGR)
Compounded annual revenue growth over 5 years
EPS Growth (5-Year CAGR)
Earnings per share growth over 5 years
Net Profit Growth (5-Year CAGR)
Compounded annual net profit growth over 5 years
Balance Sheet Health
Debt to Equity Ratio
Total debt ÷ equity. Below 0.5 = financially healthy
Interest Coverage Ratio
EBIT ÷ interest expense. Above 2.5 = can pay interest comfortably
Free Cash Flow (5-Year Total)
Cash left after capex over 5 years. Positive = self-funded growth
Labels (e.g., "Excellent", "Good") are peer-based vs industry/sector averages — data-only, not advice
Karur Vysya Bank Ltd Fundamental Analysis & Valuation Benchmarking
Educational evaluation of KARURVYSYA across key market metrics for learning purposes.
Positive Indicators
9 factors identified
Strong Return on Equity (17.65%)
Observation: Efficient use of shareholders' capital generating superior returns.
Analysis: ROE >15% indicates strong profitability and effective management. This metric suggests the company can generate substantial returns on invested capital.
Strong Operating Margins (58.63%)
Observation: Healthy 5-year operating margins indicate pricing power and cost control.
Analysis: OPM >15% suggests operational efficiency and competitive advantages.
Attractive Valuation (P/E: 11.65 vs Industry: 15.23)
Observation: Trading at discount to industry peers.
Analysis: P/E below industry average may present value opportunity.
Robust Profit Growth (21.19%)
Observation: Strong year-over-year profit expansion demonstrates business momentum.
Analysis: Profit growth >20% indicates effective execution and market opportunity capture.
Strong Revenue Growth (17.66%)
Observation: Healthy sales growth indicates market demand and execution capability.
Analysis: Revenue growth >15% suggests strong market position and growth potential.
Excellent EPS Growth (51.28% CAGR)
Observation: Outstanding 5-year earnings per share compound growth.
Analysis: EPS CAGR >15% indicates strong wealth creation potential.
Strong Profit Growth Track Record (51.50% CAGR)
Observation: Consistent 5-year profit compound annual growth rate.
Analysis: Profit CAGR >15% demonstrates scalable business model.
Strong Cash Generation (₹11866.11 Cr over 5Y)
Observation: Healthy free cash flow generation supports growth and returns.
Analysis: Strong FCF provides flexibility for dividends, debt reduction, and growth investments.
Strong Institutional Confidence (FII+DII: 55.78%)
Observation: Significant professional investor participation.
Analysis: High institutional holding often signals thorough due diligence.
Risk Factors
4 factors identified
Suboptimal ROCE (7.38%)
Observation: Returns on capital employed are below expectations.
Analysis: ROCE <10% suggests potential inefficiencies in capital allocation.
Elevated Debt Levels (D/E: 8.83)
Observation: High leverage increases financial risk and interest burden.
Analysis: High debt-to-equity ratios require monitoring of debt servicing capability.
Weak Interest Coverage (1.47x)
Observation: Limited ability to service debt obligations from earnings.
Analysis: Low interest coverage raises concerns about financial stability.
Low Promoter Commitment (2.11%)
Observation: Reduced promoter stake may indicate limited confidence.
Analysis: Low promoter holding may raise questions about management commitment.
Karur Vysya Bank Ltd vs Private Sector Bank Peers
Peer Comparison - Private Sector Bank
Compare Karur Vysya Bank Ltd with 10 other companies in the same sector
| Company Info | Fundamental | Valuation | Profitability | Financial Health | Growth | Dividend | ||||
|---|---|---|---|---|---|---|---|---|---|---|
Company Company name | Score Bull Run comprehensive fundamental score based on 20+ metrics | Price Current trading price of the stock | Market Cap Total value of all shares in the market | P/E Price per share divided by earnings per share | ROE Net income divided by shareholder equity | ROCE Earnings before interest and tax divided by capital employed | Debt/Eq Total debt divided by total equity | Profit 5Y Average annual profit growth over 5 years | Sales 5Y Average annual sales growth over 5 years | Dividend Annual dividend per share divided by price per share |
Karur Vysya Bank LtdKarur Vysya Ban...Selected✓ KARURVYSYA • 590003 | 51/100 | ₹279.35₹279 | ₹24527.27₹24527.27 | 11.65Average 11.7 Average | 17.65%Good 17.65% Good | 7.38%Poor 7.38% Poor | 8.83Poor 8.8 Poor | 51.50%Excellent 51.50% Excellent | 10.07%Good 10.07% Good | 0.85% |
HDFC Bank LimitedHDFC Bank Limit... HDFCBANK • 500180 | 41.3/100 | ₹762.45₹762 | ₹1.54M₹1.54M | 21.32Average 21.3 Average | 14.45%Average 14.45% Average | 7.51%Poor 7.51% Poor | 6.30Poor 6.3 Poor | 21.01%Excellent 21.01% Excellent | 22.45%Excellent 22.45% Excellent | 1.10% |
ICICI Bank LtdICICI Bank Ltd... ICICIBANK • 532174 | 42.1/100 | ₹1251.10₹1251 | ₹993798.33₹993798.33 | 18.65Average 18.6 Average | 17.89%Good 17.89% Good | 7.87%Poor 7.87% Poor | 5.58Poor 5.6 Poor | 39.75%Excellent 39.75% Excellent | 17.04%Excellent 17.04% Excellent | 0.79% |
Kotak Mahindra Bank LtdKotak Mahindra ... KOTAKBANK • 500247 | 34.7/100 | ₹381.95₹382 | ₹427185.03₹427185.03 | 23.00Average 23.0 Average | 15.37%Good 15.37% Good | 8.17%Poor 8.17% Poor | 3.62Poor 3.6 Poor | 20.85%Excellent 20.85% Excellent | 14.43%Good 14.43% Good | 0.12% |
Axis Bank LtdAxis Bank Ltd... AXISBANK • 532215 | 39.7/100 | ₹1304.10₹1304 | ₹395786.98₹395786.98 | 15.23Average 15.2 Average | 16.30%Good 16.30% Good | 7.11%Poor 7.11% Poor | 7.28Poor 7.3 Poor | 72.17%Excellent 72.17% Excellent | 14.86%Good 14.86% Good | 0.08% |
IDBI Bank LtdIDBI Bank Ltd... IDBI • 500116 | 53.8/100 | ₹73.56₹74 | ₹107749.67₹107749.67 | 11.61Average 11.6 Average | 13.55%Average 13.55% Average | 6.78%Poor 6.78% Poor | 4.81Poor 4.8 Poor | 21.01%Excellent 21.01% Excellent | 6.76%Good 6.76% Good | 2.10% |
Yes Bank LtdYes Bank Ltd... YESBANK • 532648 | 27.4/100 | ₹21.97₹22 | ₹70440.12₹70440.12 | 24.83Average 24.8 Average | 5.46%Poor 5.46% Poor | 6.36%Poor 6.36% Poor | 7.29Poor 7.3 Poor | 16.54%Excellent 16.54% Excellent | 3.48%Average 3.48% Average | 0.00% |
IDFC First Bank LtdIDFC First Bank... IDFCFIRSTB • 539437 | 41.9/100 | ₹67.81₹68 | ₹69354.84₹69354.84 | 48.26Average 48.3 Average | 4.21%Poor 4.21% Poor | 6.22%Poor 6.22% Poor | 6.85Poor 6.8 Poor | 20.32%Excellent 20.32% Excellent | 17.58%Excellent 17.58% Excellent | 0.31% |
IndusInd Bank LtdIndusInd Bank L... INDUSINDBK • 532187 | 0/100 | ₹892.15₹892 | ₹66018.65₹66018.65 | — — | 4.02%Poor 4.02% Poor | 6.47%Poor 6.47% Poor | 6.70Poor 6.7 Poor | -10.42%Poor -10.42% Poor | 11.08%Good 11.08% Good | 0.00% |
Federal Bank LtdFederal Bank Lt... FEDERALBNK • 500469 | 33.9/100 | ₹286.60₹287 | ₹63130.74₹63130.74 | 16.00Average 16.0 Average | 12.86%Average 12.86% Average | 7.03%Poor 7.03% Poor | 8.71Poor 8.7 Poor | 21.40%Excellent 21.40% Excellent | 15.64%Excellent 15.64% Excellent | 0.47% |
Bandhan Bank LtdBandhan Bank Lt... BANDHANBNK • 541153 | 29.3/100 | ₹205.83₹206 | ₹24182.28₹24182.28 | 19.69Average 19.7 Average | 11.88%Average 11.88% Average | 7.82%Poor 7.82% Poor | 6.76Poor 6.8 Poor | -1.91%Poor -1.91% Poor | 15.06%Excellent 15.06% Excellent | 1.00% |
Top Private Sector Bank Stocks
View all →By Bull Run Score
By Return on Equity
By Market Cap
- HDFC Bank Limited share price1542399.85 Cr
- ICICI Bank Ltd share price993798.33 Cr
- Kotak Mahindra Bank Ltd share price427185.03 Cr
- Axis Bank Ltd share price395786.98 Cr
- IDBI Bank Ltd share price107749.67 Cr
Karur Vysya Bank Ltd PE Ratio History
Historical price-to-earnings ratio for KARURVYSYA — last 5 years
| Year | EPS (₹) | Price (₹) | P/E Ratio |
|---|---|---|---|
| FY 2025 | ₹24.12 | ₹263.83 | 10.9x |
| FY 2024 | ₹19.97 | ₹217.13 | 10.9x |
| FY 2023 | ₹13.78 | ₹168.90 | 12.3x |
| FY 2022 | ₹8.41 | ₹113.25 | 13.5x |
P/E = year-end price ÷ diluted EPS from annual filings. Source: NSE/BSE via Bull Run.
Karur Vysya Bank Ltd Dividend History
Annual cash dividends paid by KARURVYSYA — dividend yield 0.85%
| Financial Year | Dividends Paid (₹ Cr) |
|---|---|
| FY 2025 | ₹192.53 Cr |
| FY 2024 | ₹160.44 Cr |
| FY 2023 | ₹127.94 Cr |
| FY 2022 | ₹40.37 Cr |
Cash dividends from annual cash flow statements. Past dividends do not guarantee future payments. Not investment advice.
Karur Vysya Bank Ltd Quarterly Performance
Latest quarterly metrics for KARURVYSYA — revenue growth and profit growth vs same quarter last year
Revenue Growth (YoY)
17.66%
Latest quarter vs same quarter previous year
Net Profit Growth (YoY)
21.19%
Latest quarter net profit vs same quarter previous year
5-Year Revenue CAGR
10.07%
Compounded annual revenue growth over 5 years
5-Year Profit CAGR
51.50%
Compounded annual net profit growth over 5 years
Karur Vysya Bank Ltd Technical Indicators
SMA 50, SMA 200, RSI and volume signals for KARURVYSYA — calculated from daily price history
Momentum is balanced — neither overbought nor oversold.
Technical indicators are for educational purposes only. Not investment advice.
Karur Vysya Bank Ltd Financial Statements
Annual income statement, balance sheet and cash flow for Karur Vysya Bank Ltd (KARURVYSYA) — sourced from NSE/BSE filings.
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About KARURVYSYA (Karur Vysya Bank Ltd)
Karur Vysya Bank Ltd is a venerable institution steeped in Indian banking history, a private sector bank that has cultivated a reputation for stability and customer-centric service.... Established in 1916, the bank has navigated the evolving financial landscape of India, maintaining a steadfast commitment to its founding principles while embracing modernization. Its network of branches spans across the nation, reaching both urban centers and rural communities, reflecting a dedication to financial inclusion. The bank's traditional values are complemented by a forward-thinking approach, evident in its adoption of digital banking solutions and its focus on providing a comprehensive suite of financial products. Karur Vysya Bank's longevity is a testament to its resilience and its ability to adapt to the changing needs of its clientele. The bank structures its operations into distinct segments, each designed to cater to specific customer needs. The Corporate/Wholesale Banking division focuses on serving the financial requirements of businesses, providing tailored solutions for large and medium-sized enterprises. Retail Banking offers a diverse range of services to individual customers, including savings accounts, loans, and investment products. A dedicated Treasury segment actively manages the bank's investment portfolio, navigating the complexities of the financial markets to optimize returns and mitigate risk. Finally, the Other Banking Operations segment encompasses a variety of ancillary services that support the bank's overall functions. This organized structure enables the bank to provide specialized expertise and efficient service delivery across its customer base. Within the Treasury segment, Karur Vysya Bank carefully manages a diverse portfolio of financial instruments. This includes strategic investments in government securities, reflecting a commitment to stability and responsible financial management. The bank also holds debt instruments issued by various institutions, including banks, financial institutions, and corporations. Investments in equity shares and mutual funds provide opportunities for growth and diversification, while security receipts offer exposure to asset-backed securities. Forward contracts are utilized for hedging purposes, mitigating risks associated with currency fluctuations. This active management of the Treasury segment ensures that the bank's assets are strategically deployed to maximize returns while maintaining a prudent risk profile.
Company Details
Key Leadership
Corporate Events
KARURVYSYA Share Price: Frequently Asked Questions
What is the current share price of Karur Vysya Bank Ltd?
Karur Vysya Bank Ltd (KARURVYSYA) trades at ₹279.35 on NSE and BSE. Market cap ₹24.53K (Cr). Educational data only.
What is the P/E ratio of Karur Vysya Bank Ltd?
Karur Vysya Bank Ltd has a P/E of 11.65x vs industry average 15.23x.
What is the Bull Run score for Karur Vysya Bank Ltd?
Karur Vysya Bank Ltd has a Bull Run score of 51/100 based on 25+ financial parameters.
Does Karur Vysya Bank Ltd pay dividends?
Karur Vysya Bank Ltd has a dividend yield of 0.85%. Past dividends don't guarantee future payments.
What is the ROE of Karur Vysya Bank Ltd?
Karur Vysya Bank Ltd has ROE of 17.65%. Higher ROE indicates better use of shareholder equity.
What is the debt-to-equity ratio of Karur Vysya Bank Ltd?
Karur Vysya Bank Ltd has debt-to-equity of 8.83.
Is Karur Vysya Bank Ltd a good investment?
Bull Run gives Karur Vysya Bank Ltd a score of 51/100. This is not investment advice — consult a SEBI-registered advisor.