Karur Vysya Bank Ltd Stock Price Today (NSE: KARURVYSYA)
Fundamental Score
Karur Vysya Bank Ltd Share Price Live NSE/BSE & Institutional Fundamental Analysis
Karur Vysya Bank Ltd share price today is ₹324.70, up +0.00% on NSE/BSE as of 20 February 2026. Karur Vysya Bank Ltd (KARURVYSYA) is a Large-cap company in the Private Sector Bank sector with a market capitalisation of ₹24.53K (Cr). The 52-week high for KARURVYSYA share price is ₹N/A and the 52-week low is ₹N/A. At a P/E ratio of 11.65x, KARURVYSYA is currently trading below its industry average P/E of 15.23x. The company has a Return on Equity (ROE) of 17.65% and a debt-to-equity ratio of 8.83.
Karur Vysya Bank Ltd Share Price Chart — NSE/BSE Historical Performance
Returns & Performance
ROE
ROCE
OPM (5Y)
Div Yield
Karur Vysya Bank Ltd Valuation Check
P/E Ratio
Industry P/E
Market Cap
Growth Engine
Profit Growth (Q)
Sales Growth (Q)
Sales Growth (5Y)
EPS Growth (5Y)
Profit Growth (5Y)
Balance Sheet Health
Debt to Equity
Int. Coverage
Free Cash Flow (5Y)
Shareholding
Promoter
FII
DII
Pledged
Institutional Deep-Dive
Bull Run Research Hub
Karur Vysya Bank Share Price: A Financial Analysis
The Indian private sector banking landscape is currently witnessing a shift towards digitalization and personalized customer service, rewarding institutions that effectively adapt. This analysis provides a financial perspective on the Karur Vysya Bank share price, currently observed at ₹318.100006. We will examine its valuation metrics and compare them against sector peers.
Karur Vysya Bank (KVB) currently trades at a Price-to-Earnings (PE) ratio of 11.65. To contextualize this, we can look at its competitors. While direct PE comparisons should be interpreted carefully, it is vital to note that the market's view on valuation stems from expectations about future growth and management ability. Management quality is a crucial factor and it would be prudent to contrast Karur Vysya Bank Ltd with peers such as
IndusInd Bank Ltd.Return on Capital Employed (ROCE) stands at 7.38%. ROCE is a key indicator of how effectively a company uses its capital to generate profits. This can impact the company's competitive advantage, or "moat." A consistently higher ROCE, especially relative to the cost of capital, suggests a stronger ability to reinvest profits and generate future growth. However, a 7.38% ROCE suggests limited moat strength in comparison to more efficient peers.
This analysis forms part of a comprehensive, 80-parameter fundamental audit. This audit has been verified by Sweta Mishra. These observations are intended for informational purposes only and should not be considered financial advice. This analysis does not offer any buy/sell recommendations, and readers should conduct their own independent research and consult with a qualified financial advisor before making any investment decisions.
Labels (e.g., "Excellent", "Good") are peer-based vs industry/sector averages — data-only, not advice
Karur Vysya Bank Ltd Fundamental Analysis & Valuation Benchmarking
Educational evaluation of KARURVYSYA across key market metrics for learning purposes.
Positive Indicators
9 factors identified
Strong Return on Equity (17.65%)
Observation: Efficient use of shareholders' capital generating superior returns.
Analysis: ROE >15% indicates strong profitability and effective management. This metric suggests the company can generate substantial returns on invested capital.
Strong Operating Margins (58.63%)
Observation: Healthy 5-year operating margins indicate pricing power and cost control.
Analysis: OPM >15% suggests operational efficiency and competitive advantages.
Attractive Valuation (P/E: 11.65 vs Industry: 15.23)
Observation: Trading at discount to industry peers.
Analysis: P/E below industry average may present value opportunity.
Robust Profit Growth (21.19%)
Observation: Strong year-over-year profit expansion demonstrates business momentum.
Analysis: Profit growth >20% indicates effective execution and market opportunity capture.
Strong Revenue Growth (17.66%)
Observation: Healthy sales growth indicates market demand and execution capability.
Analysis: Revenue growth >15% suggests strong market position and growth potential.
Excellent EPS Growth (51.28% CAGR)
Observation: Outstanding 5-year earnings per share compound growth.
Analysis: EPS CAGR >15% indicates strong wealth creation potential.
Strong Profit Growth Track Record (51.50% CAGR)
Observation: Consistent 5-year profit compound annual growth rate.
Analysis: Profit CAGR >15% demonstrates scalable business model.
Strong Cash Generation (₹11866.11 Cr over 5Y)
Observation: Healthy free cash flow generation supports growth and returns.
Analysis: Strong FCF provides flexibility for dividends, debt reduction, and growth investments.
Strong Institutional Confidence (FII+DII: 55.78%)
Observation: Significant professional investor participation.
Analysis: High institutional holding often signals thorough due diligence.
Risk Factors
4 factors identified
Suboptimal ROCE (7.38%)
Observation: Returns on capital employed are below expectations.
Analysis: ROCE <10% suggests potential inefficiencies in capital allocation.
Elevated Debt Levels (D/E: 8.83)
Observation: High leverage increases financial risk and interest burden.
Analysis: High debt-to-equity ratios require monitoring of debt servicing capability.
Weak Interest Coverage (1.47x)
Observation: Limited ability to service debt obligations from earnings.
Analysis: Low interest coverage raises concerns about financial stability.
Low Promoter Commitment (2.11%)
Observation: Reduced promoter stake may indicate limited confidence.
Analysis: Low promoter holding may raise questions about management commitment.
Karur Vysya Bank Ltd Financial Statements
Comprehensive financial data for Karur Vysya Bank Ltd including income statement, balance sheet and cash flow
About KARURVYSYA (Karur Vysya Bank Ltd)
Karur Vysya Bank Ltd (KARURVYSYA) is listed on the National Stock Exchange (NSE) and Bombay Stock Exchange (BSE) of India. The company operates in the Private Sector Bank sector with a current market capitalisation of ₹24.53K (Cr). Karur Vysya Bank Ltd has delivered a Return on Equity (ROE) of 17.65% and a ROCE of 7.38%. The debt-to-equity ratio stands at 8.83, reflecting the company's capital structure. Investors tracking KARURVYSYA share price can monitor key metrics including P/E ratio, promoter holding of 2.11%, and quarterly earnings growth.
Company Details
Key Leadership
Corporate Events
KARURVYSYA Share Price: Frequently Asked Questions
What is the current share price of Karur Vysya Bank Ltd (KARURVYSYA)?
As of 20 Feb 2026, 06:16 am IST, Karur Vysya Bank Ltd share price is ₹324.70. The KARURVYSYA stock has a market capitalisation of ₹24.53K (Cr) on NSE/BSE.
Is KARURVYSYA share price Overvalued or Undervalued?
KARURVYSYA share price is currently trading at a P/E ratio of 11.65x, compared to the industry average of 15.23x. Based on this relative valuation, the Karur Vysya Bank Ltd stock appears to be Undervalued against its sector peers.
What is the 52-week high and low of KARURVYSYA share price?
The 52-week high of KARURVYSYA share price is ₹N/A and the 52-week low is ₹N/A.
What factors affect the Karur Vysya Bank Ltd share price?
Key factors influencing KARURVYSYA share price include quarterly earnings growth (Sales Growth: 17.66%), raw material costs, government infrastructure spending, and institutional flows (FII/DII holding).
Is Karur Vysya Bank Ltd a good stock for long-term investment?
Karur Vysya Bank Ltd shows a 5-year Profit Growth of 51.50% and an ROE of 17.65%. Long-term investors should consider these fundamentals alongside the debt-to-equity ratio of 8.83 before investing in KARURVYSYA shares.
How does Karur Vysya Bank Ltd compare with its industry peers?
Karur Vysya Bank Ltd competes with major peers in the Private Sector Bank. Investors should compare KARURVYSYA share price P/E of 11.65x and ROE of 17.65% against the industry averages to determine competitive standing.
What is the P/E ratio of KARURVYSYA and what does it mean?
KARURVYSYA share price has a P/E ratio of 11.65x compared to the industry average of 15.23x. Investors pay ₹12 for every ₹1 of annual earnings.
How is KARURVYSYA performing according to Bull Run's analysis?
KARURVYSYA has a Bull Run fundamental score of 51/100, indicating moderate strength with some areas for improvement. This comprehensive rating is based on 15+ financial parameters.
What sector and industry does KARURVYSYA belong to?
KARURVYSYA operates in the Private Sector Bank industry. This classification helps understand the competitive landscape and sector-specific trends affecting Karur Vysya Bank Ltd share price.
What is Return on Equity (ROE) and why is it important for KARURVYSYA?
KARURVYSYA has an ROE of 17.65%, which indicates excellent management efficiency. ROE measures how efficiently Karur Vysya Bank Ltd generates profits from shareholders capital.
How is KARURVYSYA debt-to-equity ratio and what does it indicate?
KARURVYSYA has a debt-to-equity ratio of 8.83, which indicates high leverage that increases financial risk.
What is KARURVYSYA dividend yield and is it a good dividend stock?
KARURVYSYA offers a dividend yield of 0.85%, meaning you receive ₹0.85 annual dividend for every ₹100 invested in Karur Vysya Bank Ltd shares.
How has KARURVYSYA share price grown over the past 5 years?
KARURVYSYA has achieved 5-year growth rates of: Sales Growth 10.07%, Profit Growth 51.50%, and EPS Growth 51.28%.
What is the promoter holding in KARURVYSYA and why does it matter?
Promoters hold 2.11% of KARURVYSYA shares, with 3.71% pledged. High promoter holding often indicates strong management confidence in Karur Vysya Bank Ltd.
What is KARURVYSYA market capitalisation category?
KARURVYSYA has a market capitalisation of ₹24527 crores, placing it in the Large-cap category.
How volatile is KARURVYSYA stock?
KARURVYSYA has a beta of N/A. A beta > 1 suggests the Karur Vysya Bank Ltd stock is more volatile than the market, while a beta < 1 suggests it is less volatile.
What is KARURVYSYA operating profit margin trend?
KARURVYSYA has a 5-year average Operating Profit Margin (OPM) of 58.63%, indicating the company's operational efficiency.
How is KARURVYSYA quarterly performance?
Recent quarterly performance shows Karur Vysya Bank Ltd YoY Sales Growth of 17.66% and YoY Profit Growth of 21.19%.
What is the institutional holding pattern in KARURVYSYA?
KARURVYSYA has FII holding of 15.81% and DII holding of 39.97%. Significant institutional holding often suggests professional confidence in the Karur Vysya Bank Ltd stock.