Csb Bank Ltd Stock Price Today (NSE: CSBBANK)

Csb Bank Ltd

368.70+9.65 (+2.69%)
Market Closed

Fundamental Score

...

Csb Bank Ltd Share Price — Live NSE/BSE Price, Fundamentals & Analysis

Csb Bank Ltd share price today is 368.70, up +2.69% on NSE/BSE as of 18 June 2026. Csb Bank Ltd (CSBBANK) is a Mid-cap company in the Private Sector Bank sector with a market capitalisation of 7.29K (Cr). The 52-week high for CSBBANK share price is 574.40 and the 52-week low is 324.80. At a P/E ratio of 11.74x, CSBBANK is currently trading below its industry average P/E of 15.23x. The company has a Return on Equity (ROE) of 14.31% and a debt-to-equity ratio of 9.36.

Csb Bank Ltd Share Price Chart — NSE/BSE Historical Performance

No data
High
413.00
Low
340.00
Volume
7.1L
Change
-6.69%

Csb Bank Ltd share price chart: -6.69% return over the past month. 52-week high ₹574.40, 52-week low ₹324.80.

Csb Bank Ltd — Last 10 Trading Days

DateOpenHighLowCloseVolume
356.65370.70351.80368.703.73L (Cr)
355.55364.75351.90359.053.58L (Cr)
371.60372.65347.50352.858.11L (Cr)
364.30373.90360.50370.054.20L (Cr)
365.55368.35360.50364.101.38L (Cr)
364.00367.95362.80365.502.00L (Cr)
365.00365.20358.25361.252.81L (Cr)
366.35366.55359.10364.055.65L (Cr)
359.00365.00354.00363.853.46L (Cr)
355.00361.00351.15359.653.57L (Cr)

Csb Bank Ltd — Last 12 Months Price History

MonthOpenHighLowCloseChange
355.55370.70351.80368.70+3.70%
381.95413.00340.00352.85-7.62%
351.00417.20343.05381.95+8.82%
385.00397.75324.80340.50-11.56%
417.00428.00373.60397.40-4.70%
459.10574.40386.50438.05-4.59%
414.75461.30377.10459.10+10.69%
416.90447.00404.10412.20-1.13%
372.75427.50366.15413.35+10.89%
365.25381.00345.50371.50+1.71%
425.95445.60352.20362.60-14.87%
404.75434.05390.25420.20+3.82%

AI Research Briefing

Powered by Gemini · 2026-04-17

CSB Bank's growth story is overshadowed by technical weakness, high leverage, and negative free cash flow, making it a risky bet.

Research Confidence
6.0/10Moderate
RATE PLAYConsolidation, CMP is -35.8% from 52W highFair, P/E of 11.74x vs Industry P/E of 15.23x

WHAT'S HAPPENING NOW (last 2-4 weeks)

CSB Bank has scheduled a board meeting on May 4, 2026, to approve the audited financial results for Q4FY26 and FY26. Trading window restrictions are in effect until May 6, 2026. FIH Mauritius Investments Ltd submitted a disclosure under SEBI Takeover Regulations.

CORE STORY (THE REAL GAME)

CSB Bank is a play on the growth of the Indian private banking sector, specifically targeting SMEs, retail, and NRI customers. The bank is trying to modernize its digital infrastructure to stay competitive.

Why Now
  • Board meeting to approve FY26 results on May 4, 2026
  • Strong growth in deposits and advances
  • Focus on digital modernization
Potential Catalysts
  • Positive Q4FY26 results
  • Further expansion of the gold loan portfolio
  • Successful implementation of the AI-powered cash management platform
Key Risks
  • High debt-to-equity ratio
  • Negative free cash flow
  • Downgraded to 'Sell'
Institutional Activity

FII holdings decreased by 1.14%, while DII holdings increased by 1.47%.

Macro Context

India remains among the fastest-growing economies, but growth is slowing amid Middle East conflict.

Order Book / Expansion

Aurionpro Solutions secured a multi-year, multi-million-dollar deal to implement its AI-powered cash management platform for CSB Bank.

Cash Flow Quality

No, Free Cash Flow 5Y: ₹-1342.04 Cr

3–6 Month Outlook

CSB Bank aims to leverage its strong growth in deposits and advances, particularly in gold loans, while focusing on digital transformation. However, concerns remain regarding its financial leverage and negative free cash flow.

Primary Thesis Risk

High debt and negative free cash flow could lead to a liquidity crunch.

For educational purposes only. Not investment advice. Consult a SEBI-registered advisor before investing.

Returns & Performance

Poor

Return on Equity (ROE)

14.31%

Profit generated per ₹1 of shareholder equity

Poor

Return on Capital (ROCE)

7.11%

Returns generated on total capital deployed

Excellent

Oper. Profit Margin (5Y Avg)

58.07%

Average operating profit margin over 5 years

Dividend Yield

0.00%

Annual dividend as % of current share price

Csb Bank Ltd Valuation Check

Good

Price to Earnings (P/E)

11.74x

Share price ÷ earnings per share. Lower = cheaper

Poor

Industry Avg P/E

15.23x

Average P/E of all peers in this sector

Market-cap Classification
Mid-cap
Balance of growth potential and stability.

Shareholding Pattern

Excellent

Promoter Holding

40.00%

% shares held by company founders/management

Good

FII Holding

14.23%

% shares held by foreign institutional investors

Good

DII Holding

16.10%

% held by domestic mutual funds, LIC, banks

Excellent

Promoter Pledged %

0.00%

% of promoter shares pledged as collateral — lower is safer

Growth Engine

Average

Profit Growth (Quarterly YoY)

15.84%

Net profit growth vs same quarter last year

Excellent

Revenue Growth (Quarterly YoY)

28.25%

Revenue growth vs same quarter last year

Excellent

Revenue Growth (5-Year CAGR)

18.96%

Compounded annual revenue growth over 5 years

Excellent

EPS Growth (5-Year CAGR)

113.59%

Earnings per share growth over 5 years

Excellent

Net Profit Growth (5-Year CAGR)

113.60%

Compounded annual net profit growth over 5 years

Balance Sheet Health

Poor

Debt to Equity Ratio

9.36x

Total debt ÷ equity. Below 0.5 = financially healthy

Poor

Interest Coverage Ratio

1.33x

EBIT ÷ interest expense. Above 2.5 = can pay interest comfortably

Free Cash Flow (5-Year Total)

-1.34K (Cr)

Cash left after capex over 5 years. Positive = self-funded growth

Labels (e.g., "Excellent", "Good") are peer-based vs industry/sector averages — data-only, not advice

Csb Bank Ltd Fundamental Analysis & Valuation Benchmarking

Educational evaluation of CSBBANK across key market metrics for learning purposes.

Positive Indicators

8 factors identified

Strong Operating Margins (58.07%)

Observation: Healthy 5-year operating margins indicate pricing power and cost control.

Analysis: OPM >15% suggests operational efficiency and competitive advantages.

Attractive Valuation (P/E: 11.74 vs Industry: 15.23)

Observation: Trading at discount to industry peers.

Analysis: P/E below industry average may present value opportunity.

Strong Revenue Growth (28.25%)

Observation: Healthy sales growth indicates market demand and execution capability.

Analysis: Revenue growth >15% suggests strong market position and growth potential.

Consistent Growth Track Record (18.96% CAGR)

Observation: Strong 5-year sales compound annual growth rate.

Analysis: Consistent sales CAGR >12% demonstrates sustainable growth model.

Excellent EPS Growth (113.59% CAGR)

Observation: Outstanding 5-year earnings per share compound growth.

Analysis: EPS CAGR >15% indicates strong wealth creation potential.

Strong Profit Growth Track Record (113.60% CAGR)

Observation: Consistent 5-year profit compound annual growth rate.

Analysis: Profit CAGR >15% demonstrates scalable business model.

Strong Institutional Confidence (FII+DII: 30.33%)

Observation: Significant professional investor participation.

Analysis: High institutional holding often signals thorough due diligence.

Zero Share Pledging Risk

Observation: No promoter shares pledged as collateral.

Analysis: Absence of share pledging eliminates potential forced-selling pressure.

Risk Factors

5 factors identified

Suboptimal ROCE (7.11%)

Observation: Returns on capital employed are below expectations.

Analysis: ROCE <10% suggests potential inefficiencies in capital allocation.

Elevated Debt Levels (D/E: 9.36)

Observation: High leverage increases financial risk and interest burden.

Analysis: High debt-to-equity ratios require monitoring of debt servicing capability.

Weak Interest Coverage (1.33x)

Observation: Limited ability to service debt obligations from earnings.

Analysis: Low interest coverage raises concerns about financial stability.

Negative Free Cash Flow (₹-1342.04 Cr over 5Y)

Observation: Cash outflows exceed inflows.

Analysis: Negative FCF requires analysis of capital expenditure cycle.

No Dividend Distribution

Observation: Company does not currently pay dividends to shareholders.

Analysis: Zero dividend yield may indicate growth reinvestment focus or cash flow constraints.

Csb Bank Ltd vs Private Sector Bank Peers

Peer Comparison - Private Sector Bank

Compare Csb Bank Ltd with 10 other companies in the same sector

11 companies
Company Info
Fundamental
Valuation
Profitability
Financial Health
Growth
Dividend
Company
Company name
Score
Bull Run comprehensive fundamental score based on 20+ metrics
Price
Current trading price of the stock
Market Cap
Total value of all shares in the market
P/E
Price per share divided by earnings per share
ROE
Net income divided by shareholder equity
ROCE
Earnings before interest and tax divided by capital employed
Debt/Eq
Total debt divided by total equity
Profit 5Y
Average annual profit growth over 5 years
Sales 5Y
Average annual sales growth over 5 years
Dividend
Annual dividend per share divided by price per share
57.6/100
369
₹7292.40
11.7
Average
14.31%
Average
7.11%
Poor
9.4
Poor
113.60%
Excellent
18.96%
Excellent
0.00%
41.3/100
759
₹1.54M
21.3
Average
14.45%
Average
7.51%
Poor
6.3
Poor
21.01%
Excellent
22.45%
Excellent
1.10%
42.1/100
1273
₹993798.33
18.6
Average
17.89%
Good
7.87%
Poor
5.6
Poor
39.75%
Excellent
17.04%
Excellent
0.79%
34.7/100
389
₹427185.03
23.0
Average
15.37%
Good
8.17%
Poor
3.6
Poor
20.85%
Excellent
14.43%
Good
0.12%
39.7/100
1304
₹395786.98
15.2
Average
16.30%
Good
7.11%
Poor
7.3
Poor
72.17%
Excellent
14.86%
Good
0.08%
53.8/100
73
₹107749.67
11.6
Average
13.55%
Average
6.78%
Poor
4.8
Poor
21.01%
Excellent
6.76%
Good
2.10%
Yes Bank Ltd...
YESBANK532648
27.4/100
22
₹70440.12
24.8
Average
5.46%
Poor
6.36%
Poor
7.3
Poor
16.54%
Excellent
3.48%
Average
0.00%
41.9/100
71
₹69354.84
48.3
Average
4.21%
Poor
6.22%
Poor
6.8
Poor
20.32%
Excellent
17.58%
Excellent
0.31%
0/100
932
₹66018.65
4.02%
Poor
6.47%
Poor
6.7
Poor
-10.42%
Poor
11.08%
Good
0.00%
33.9/100
289
₹63130.74
16.0
Average
12.86%
Average
7.03%
Poor
8.7
Poor
21.40%
Excellent
15.64%
Excellent
0.47%
51/100
294
₹24527.27
11.7
Average
17.65%
Good
7.38%
Poor
8.8
Poor
51.50%
Excellent
10.07%
Good
0.85%

Csb Bank Ltd PE Ratio History

Historical price-to-earnings ratio for CSBBANK — last 5 years

YearEPS (₹)Price (₹)P/E Ratio
FY 202534.23₹459.1013.4x
FY 202432.67₹313.109.6x
FY 202331.55₹418.6513.3x
FY 202226.43₹237.809x

P/E = year-end price ÷ diluted EPS from annual filings. Source: NSE/BSE via Bull Run.

Csb Bank Ltd Quarterly Performance

Latest quarterly metrics for CSBBANK — revenue growth and profit growth vs same quarter last year

Revenue Growth (YoY)

28.25%

Latest quarter vs same quarter previous year

Net Profit Growth (YoY)

15.84%

Latest quarter net profit vs same quarter previous year

5-Year Revenue CAGR

18.96%

Compounded annual revenue growth over 5 years

5-Year Profit CAGR

113.60%

Compounded annual net profit growth over 5 years

Csb Bank Ltd Technical Indicators

SMA 50, SMA 200, RSI and volume signals for CSBBANK — calculated from daily price history

59RSI 14
Neutral — RSI 59

Momentum is balanced — neither overbought nor oversold.

SMA 50
374
▼ Price below SMA 50 — Short-term bearish
SMA 200
400
▼ Price below SMA 200 — Long-term downtrend
30-Day Avg Volume
695K shares/day
Average daily traded volume over last 30 trading sessions

Technical indicators are for educational purposes only. Not investment advice.

Csb Bank Ltd Financial Statements

Annual income statement, balance sheet and cash flow for Csb Bank Ltd (CSBBANK) — sourced from NSE/BSE filings.

Loading Financial Statements...

Fetching financial data for Csb Bank Ltd

About CSBBANK (Csb Bank Ltd)

CSB Bank Ltd is a venerable institution steeped in history, having served the Indian populace for over a century. The bank distinguishes itself within the private sector through it...s deep-rooted understanding of the local market dynamics and a commitment to fostering economic growth at the grassroots level. Its legacy is built on a foundation of trust and reliability, making it a familiar name in households and businesses alike. CSB Bank offers a comprehensive suite of banking services tailored to meet the diverse needs of its customers, ranging from traditional deposit accounts to modern digital banking solutions. Its strategic focus on customer centricity is reflected in its personalized service and unwavering dedication to building long-term relationships. The bank's operational structure is thoughtfully organized into distinct segments, allowing it to effectively cater to varied customer profiles. Through its retail banking division, CSB Bank provides a wide array of products and services, encompassing savings and current accounts, fixed deposits, and insurance offerings. These offerings aim to facilitate financial security and growth for individuals and families. The corporate/wholesale banking segment caters to the specific requirements of businesses, providing customized financial solutions to support their expansion and success. Meanwhile, the treasury division manages the bank's financial assets, ensuring liquidity and profitability. With a commitment to prudent risk management and a robust regulatory framework, CSB Bank strives to maintain stability and transparency in all its operations. CSB Bank prides itself on its ability to blend traditional banking values with innovative technological solutions. The bank recognizes the evolving needs of its customers and has invested significantly in digital banking platforms to provide convenient and accessible services. From mobile banking apps to online portals, CSB Bank leverages technology to streamline transactions, enhance customer experience, and expand its reach. Furthermore, the bank actively promotes financial literacy and inclusion through various outreach programs, empowering individuals to make informed financial decisions and participate in the formal banking system. This focus on social responsibility and ethical banking practices sets CSB Bank apart as a trusted partner in the financial well-being of its customers and the overall economic development of the nation.

Company Details

Symbol:CSBBANK
Industry:Private Sector Bank
Sector:Private Sector Bank

Key Leadership

Mr. Pralay Mondal
MD, CEO & Director
Mr. B. K. Divakara A.C.A., A.C.M.A., A.C.S., BBM
Executive Director
Mr. Satish Gundewar
Chief Financial Officer

CSBBANK Share Price: Frequently Asked Questions

What is the current share price of Csb Bank Ltd?

Csb Bank Ltd (CSBBANK) trades at ₹368.70 on NSE and BSE. Market cap ₹7.29K (Cr). Educational data only.

What is the P/E ratio of Csb Bank Ltd?

Csb Bank Ltd has a P/E of 11.74x vs industry average 15.23x.

What is the Bull Run score for Csb Bank Ltd?

Csb Bank Ltd has a Bull Run score of 57.6/100 based on 25+ financial parameters.

Does Csb Bank Ltd pay dividends?

Csb Bank Ltd has a dividend yield of 0.00%. Past dividends don't guarantee future payments.

What is the ROE of Csb Bank Ltd?

Csb Bank Ltd has ROE of 14.31%. Higher ROE indicates better use of shareholder equity.

What is the debt-to-equity ratio of Csb Bank Ltd?

Csb Bank Ltd has debt-to-equity of 9.36.

Is Csb Bank Ltd a good investment?

Bull Run gives Csb Bank Ltd a score of 57.6/100. This is not investment advice — consult a SEBI-registered advisor.