Gujarat Credit Corporation Ltd Stock Price Today (NSE: GUJCRED)

Gujarat Credit Corporation Ltd

23.74+1.13 (+5.00%)
Market Closed

Fundamental Score

...

Gujarat Credit Corporation Ltd Share Price — Live NSE/BSE Price, Fundamentals & Analysis

Gujarat Credit Corporation Ltd share price today is 23.74, up +5.00% on NSE/BSE as of 7 August 2026. Gujarat Credit Corporation Ltd (GUJCRED) is a Small-cap company in the Other Financial Services sector with a market capitalisation of 6.93 (Cr). The 52-week high for GUJCRED share price is 33.93 and the 52-week low is 20.85. At a P/E ratio of 86.62x, GUJCRED is currently trading above its industry average P/E of 27.57x. The company has a Return on Equity (ROE) of 0.66% and a debt-to-equity ratio of 1.64.

Gujarat Credit Corporation Ltd Share Price Chart — NSE/BSE Historical Performance

No data
High
24.25
Low
20.85
Volume
238.22727272727272
Change
+4.55%

Gujarat Credit Corporation Ltd share price chart: 4.55% return over the past month. 52-week high ₹33.93, 52-week low ₹20.85.

Gujarat Credit Corporation Ltd — Last 10 Trading Days

DateOpenHighLowCloseVolume
22.6123.7421.4823.741.22K (Cr)
23.0023.0022.6122.61558.00 (Cr)
23.0023.0023.0023.00150.00 (Cr)
23.0023.0023.0023.00200.00 (Cr)
23.0023.6923.0023.0023.00 (Cr)
23.0023.0022.0023.00211.00 (Cr)
23.0023.0023.0023.0050.00 (Cr)
22.0122.0122.0122.01100.00 (Cr)
23.0523.0523.0523.050.00 (Cr)
23.0523.0523.0523.050.00 (Cr)

Gujarat Credit Corporation Ltd — Last 12 Months Price History

MonthOpenHighLowCloseChange
23.0023.7421.4823.74+3.22%
22.0124.2520.8523.00+4.50%
24.9025.1522.0022.00-11.65%
30.0030.0022.9023.75-20.83%
24.8828.8724.7527.00+8.52%
26.7730.9724.8824.88-7.06%
24.0025.5022.0025.50+6.25%
25.8828.0024.5925.27-2.36%
30.9033.4925.8825.88-16.25%
24.8331.0024.8331.00+24.85%
29.8929.8925.6526.13-12.58%
30.8533.9326.7229.89-3.11%

Returns & Performance

Poor

Return on Equity (ROE)

0.66%

Profit generated per ₹1 of shareholder equity

Poor

Return on Capital (ROCE)

0.07%

Returns generated on total capital deployed

Oper. Profit Margin (5Y Avg)

N/A

Average operating profit margin over 5 years

Dividend Yield

0.00%

Annual dividend as % of current share price

Gujarat Credit Corporation Ltd Valuation Check

Poor

Price to Earnings (P/E)

86.62x

Share price ÷ earnings per share. Lower = cheaper

Poor

Industry Avg P/E

27.57x

Average P/E of all peers in this sector

Market-cap Classification
Small-cap
Higher growth potential with higher volatility.

Shareholding Pattern

Excellent

Promoter Holding

33.43%

% shares held by company founders/management

Poor

FII Holding

0.00%

% shares held by foreign institutional investors

Poor

DII Holding

0.00%

% held by domestic mutual funds, LIC, banks

Excellent

Promoter Pledged %

0.00%

% of promoter shares pledged as collateral — lower is safer

Growth Engine

Excellent

Profit Growth (Quarterly YoY)

308.33%

Net profit growth vs same quarter last year

Revenue Growth (Quarterly YoY)

N/A

Revenue growth vs same quarter last year

Revenue Growth (5-Year CAGR)

N/A

Compounded annual revenue growth over 5 years

Excellent

EPS Growth (5-Year CAGR)

40.67%

Earnings per share growth over 5 years

Excellent

Net Profit Growth (5-Year CAGR)

19.34%

Compounded annual net profit growth over 5 years

Balance Sheet Health

Poor

Debt to Equity Ratio

1.64x

Total debt ÷ equity. Below 0.5 = financially healthy

Interest Coverage Ratio

N/A

EBIT ÷ interest expense. Above 2.5 = can pay interest comfortably

Free Cash Flow (5-Year Total)

-2.51 (Cr)

Cash left after capex over 5 years. Positive = self-funded growth

Labels (e.g., "Excellent", "Good") are peer-based vs industry/sector averages — data-only, not advice

Gujarat Credit Corporation Ltd Fundamental Analysis & Valuation Benchmarking

Educational evaluation of GUJCRED across key market metrics for learning purposes.

Positive Indicators

4 factors identified

Robust Profit Growth (308.33%)

Observation: Strong year-over-year profit expansion demonstrates business momentum.

Analysis: Profit growth >20% indicates effective execution and market opportunity capture.

Excellent EPS Growth (40.67% CAGR)

Observation: Outstanding 5-year earnings per share compound growth.

Analysis: EPS CAGR >15% indicates strong wealth creation potential.

Strong Profit Growth Track Record (19.34% CAGR)

Observation: Consistent 5-year profit compound annual growth rate.

Analysis: Profit CAGR >15% demonstrates scalable business model.

Zero Share Pledging Risk

Observation: No promoter shares pledged as collateral.

Analysis: Absence of share pledging eliminates potential forced-selling pressure.

Risk Factors

6 factors identified

Below-Average Return on Equity (0.66%)

Observation: Returns on equity are below industry benchmarks.

Analysis: ROE <10% may indicate inefficient capital utilization. Consider monitoring for operational improvements and management effectiveness.

Suboptimal ROCE (0.07%)

Observation: Returns on capital employed are below expectations.

Analysis: ROCE <10% suggests potential inefficiencies in capital allocation.

Premium Valuation Risk (P/E: 86.62x)

Observation: High valuation multiples may limit upside potential.

Analysis: Elevated P/E ratios require strong growth execution to justify current valuations.

Elevated Debt Levels (D/E: 1.64)

Observation: High leverage increases financial risk and interest burden.

Analysis: High debt-to-equity ratios require monitoring of debt servicing capability.

Negative Free Cash Flow (₹-2.51 Cr over 5Y)

Observation: Cash outflows exceed inflows.

Analysis: Negative FCF requires analysis of capital expenditure cycle.

No Dividend Distribution

Observation: Company does not currently pay dividends to shareholders.

Analysis: Zero dividend yield may indicate growth reinvestment focus or cash flow constraints.

Gujarat Credit Corporation Ltd vs Other Financial Services Peers

Peer Comparison - Other Financial Services

Compare Gujarat Credit Corporation Ltd with 10 other companies in the same sector

11 companies
Company Info
Fundamental
Valuation
Profitability
Financial Health
Growth
Dividend
Company
Company name
Score
Bull Run comprehensive fundamental score based on 20+ metrics
Price
Current trading price of the stock
Market Cap
Total value of all shares in the market
P/E
Price per share divided by earnings per share
ROE
Net income divided by shareholder equity
ROCE
Earnings before interest and tax divided by capital employed
Debt/Eq
Total debt divided by total equity
Profit 5Y
Average annual profit growth over 5 years
Sales 5Y
Average annual sales growth over 5 years
Dividend
Annual dividend per share divided by price per share
16.5/100
24
₹6.93
86.6
Average
0.66%
Poor
0.07%
Poor
1.6
Average
19.34%
Excellent
0.00%
Crisil Ltd...
CRISIL500092
66.4/100
4360
₹30810.19
36.7
Average
24.46%
Excellent
32.55%
Excellent
0.1
Excellent
14.40%
Good
12.99%
Good
0.59%
8/100
8895
₹12118.00
-61.01%
Poor
-32.66%
Poor
0.7
Good
0.00%
20.9/100
51
₹3896.81
114.9
Average
-1.81%
Poor
1.39%
Poor
0.2
Excellent
-32.89%
Poor
0.00%
45/100
141
₹2923.32
619.4
Average
17.53%
Good
24.27%
Excellent
0.0
Excellent
198.76%
Excellent
356.32%
Excellent
0.01%
ALGOQUANT...
ALGOQUANT505725
57.7/100
68
₹1706.53
52.1
Average
27.69%
Excellent
31.43%
Excellent
0.3
Excellent
67.14%
Excellent
111.83%
Excellent
0.00%
53.9/100
189
₹1251.64
57.4
Average
5.24%
Poor
6.77%
Poor
0.0
Excellent
-18.20%
Poor
31.70%
Excellent
0.00%
0/100
24
₹1165.87
-75.34%
Poor
7.45%
Poor
51.5
Poor
49.24%
Excellent
0.00%
85/100
959
₹1037.75
26.8
Average
27.71%
Excellent
34.63%
Excellent
0.0
Excellent
24.61%
Excellent
22.75%
Excellent
2.10%
35.4/100
277
₹936.59
98.9
Average
4.09%
Poor
8.25%
Poor
0.0
Excellent
2.90%
Average
25.66%
Excellent
0.54%
63.7/100
282
₹614.86
21.2
Average
20.57%
Excellent
27.26%
Excellent
0.2
Excellent
31.11%
Excellent
48.53%
Excellent
0.00%

Gujarat Credit Corporation Ltd Quarterly Performance

Latest quarterly metrics for GUJCRED — revenue growth and profit growth vs same quarter last year

Revenue Growth (YoY)

N/A

Latest quarter vs same quarter previous year

Net Profit Growth (YoY)

308.33%

Latest quarter net profit vs same quarter previous year

5-Year Revenue CAGR

N/A

Compounded annual revenue growth over 5 years

5-Year Profit CAGR

19.34%

Compounded annual net profit growth over 5 years

Gujarat Credit Corporation Ltd Technical Indicators

SMA 50, SMA 200, RSI and volume signals for GUJCRED — calculated from daily price history

62RSI 14
Neutral — RSI 62

Momentum is balanced — neither overbought nor oversold.

SMA 50
23
▲ Price above SMA 50 — Short-term bullish
SMA 200
26
▼ Price below SMA 200 — Long-term downtrend
30-Day Avg Volume
1K shares/day
Average daily traded volume over last 30 trading sessions

Technical indicators are for educational purposes only. Not investment advice.

Gujarat Credit Corporation Ltd Financial Statements

Annual income statement, balance sheet and cash flow for Gujarat Credit Corporation Ltd (GUJCRED) — sourced from NSE/BSE filings.

Loading Financial Statements...

Fetching financial data for Gujarat Credit Corporation Ltd

About GUJCRED (Gujarat Credit Corporation Ltd)

Gujarat Credit Corporation Ltd is a multifaceted financial entity based in Ahmedabad, India, established in 1993, operating within the Other Financial Services sector. GUJCRED spec...ializes in providing tailored credit solutions to individuals and businesses across Gujarat, fostering economic growth and financial inclusion. Unlike traditional banking institutions, GUJCRED focuses on niche financial services, including secured and unsecured loans, microfinance initiatives, and customized financial products designed to meet the unique needs of its diverse clientele. The corporation prides itself on its deep understanding of the local market dynamics and its ability to offer flexible and accessible financial solutions, contributing significantly to the socio-economic development of the region. GUJCRED distinguishes itself through its commitment to ethical lending practices and customer-centric approach. It operates with a strong emphasis on transparency and responsibility, ensuring that its clients are well-informed and empowered to make sound financial decisions. The company invests heavily in technology and innovation to streamline its operations and enhance the customer experience. This includes the implementation of digital lending platforms, mobile banking solutions, and online customer support channels, making financial services more accessible and convenient for its clients, particularly in rural areas. Through its strategic partnerships with local businesses and community organizations, GUJCRED actively promotes financial literacy and entrepreneurship throughout Gujarat. GUJCRED's core mission is to empower individuals and businesses to achieve their financial goals by providing them with access to affordable and reliable credit. The corporation places significant emphasis on building long-term relationships with its clients, providing ongoing support and guidance to help them navigate the complexities of the financial landscape. GUJCRED is committed to sustainable growth and responsible lending, balancing profitability with social responsibility. The company adheres to strict regulatory guidelines and maintains a robust risk management framework to ensure the stability and integrity of its operations. By fostering a culture of innovation and excellence, GUJCRED aims to remain a leading provider of financial services in Gujarat, contributing to the economic prosperity of the region.

Company Details

Symbol:GUJCRED
Industry:Other Financial Services
Sector:Other Financial Services

Key Leadership

Ms. Hetal H. Patel
Company Secretary & Chief Compliance Officer
. Ronak
Executive Officer
Mr. Amam Shreyans Shah B.Com.
MD, CEO & Executive Director

GUJCRED Share Price: Frequently Asked Questions

What is the current share price of Gujarat Credit Corporation Ltd?

Gujarat Credit Corporation Ltd (GUJCRED) trades at ₹23.74 on NSE and BSE. Market cap ₹6.93 (Cr). Educational data only.

What is the P/E ratio of Gujarat Credit Corporation Ltd?

Gujarat Credit Corporation Ltd has a P/E of 86.62x vs industry average 27.57x.

What is the Bull Run score for Gujarat Credit Corporation Ltd?

Gujarat Credit Corporation Ltd has a Bull Run score of 16.5/100 based on 25+ financial parameters.

Does Gujarat Credit Corporation Ltd pay dividends?

Gujarat Credit Corporation Ltd has a dividend yield of 0.00%. Past dividends don't guarantee future payments.

What is the ROE of Gujarat Credit Corporation Ltd?

Gujarat Credit Corporation Ltd has ROE of 0.66%. Higher ROE indicates better use of shareholder equity.

What is the debt-to-equity ratio of Gujarat Credit Corporation Ltd?

Gujarat Credit Corporation Ltd has debt-to-equity of 1.64.

Is Gujarat Credit Corporation Ltd a good investment?

Bull Run gives Gujarat Credit Corporation Ltd a score of 16.5/100. This is not investment advice — consult a SEBI-registered advisor.