Gujarat Credit Corporation Ltd
Fundamental Score
Gujarat Credit Corporation Ltd Share Price Live NSE/BSE
Profitability Metrics
Return on Equity
Return on Capital Employed
Operating Profit Margin (5Y)
Dividend Yield
Valuation Metrics
Price to Earnings
Market Capitalization
Industry P/E
Growth Metrics
YoY Quarterly Profit Growth
YoY Quarterly Sales Growth
Sales Growth (5Y)
EPS Growth (5Y)
Profit Growth (5Y)
Financial Health
Debt to Equity
Interest Coverage
Free Cash Flow (5Y)
Ownership Structure
Promoter Holding
FII Holding
DII Holding
Pledged Percentage
Labels (e.g., "Excellent", "Good") are peer-based vs industry/sector averages — data-only, not advice
Market Data Analysis & Educational Insights
Educational evaluation of GUJCRED across key market metrics for learning purposes.
Positive Indicators
1 factors identified
Zero Share Pledging Risk
Observation: No promoter shares pledged as collateral, reducing forced-selling risk.
Analysis: Absence of share pledging eliminates potential forced-selling pressure during market stress.
Risk Factors
6 factors identified
Below-Average Return on Equity (-6.47%)
Observation: Returns on equity are below industry benchmarks.
Analysis: ROE <10% may indicate inefficient capital utilization. Consider monitoring for operational improvements and management effectiveness.
Suboptimal ROCE (-0.99%)
Observation: Returns on capital employed are below expectations.
Analysis: ROCE <10% suggests potential inefficiencies in capital allocation. Review business model and competitive positioning.
Elevated Debt Levels (D/E: 1.36)
Observation: High leverage increases financial risk and interest burden.
Analysis: High debt-to-equity ratios require monitoring of debt servicing capability and cash flow generation.
No Dividend Distribution
Observation: Company does not currently pay dividends to shareholders.
Analysis: Zero dividend yield may indicate growth reinvestment focus or cash flow constraints. Assess capital allocation strategy.
Very Low ROE
Observation: Poor capital utilization and shareholder returns.
Analysis: ROE below 5% suggests significant inefficiencies in capital deployment.
Small Market Cap
Observation: Higher investment risk due to limited size.
Analysis: Small-cap stocks typically carry higher volatility and liquidity risks.
Financial Statements
Comprehensive financial data for Gujarat Credit Corporation Ltd
About GUJCRED
Business Overview
Gujarat Credit Corporation Limited operates as a real estate development company. It engages in the development of a portfolio of commercial and residential projects. It also provides services, including site acquisition, design and development, construction, marketing, and sale. It also provides materials, such as ready mixed concrete for real estate development. Gujarat Credit Corporation Limited was incorporated in 1993 and is based in Ahmedabad, India.
Company Details
Key Leadership
GUJCRED Stock Details & Analysis
Key Financial Metrics
Growth & Valuation
Frequently Asked Questions
What is the current price of Gujarat Credit Corporation Ltd (GUJCRED)?
As of 28 Jan 2026, 11:31 am IST, Gujarat Credit Corporation Ltd (GUJCRED) is currently trading at ₹25.27. The stock has a market capitalization of ₹77.25 (Cr).
Is GUJCRED share price Overvalued or Undervalued?
GUJCRED is currently trading at a P/E ratio of 0.00x, compared to the industry average of 30.94x. Based on this relative valuation, the stock appears to be Fairly Valued against its sector peers.
What factors affect the Gujarat Credit Corporation Ltd share price?
Key factors influencing GUJCRED's price include its quarterly earnings growth (Sales Growth: N/A%), raw material costs, government infrastructure spending, and institutional flows (FII/DII holding).
Is Gujarat Credit Corporation Ltd a good stock for long-term investment?
Gujarat Credit Corporation Ltd shows a 5-year Profit Growth of N/A% and an ROE of -6.47%. Long-term investors should consider these fundamentals alongside the debt-to-equity ratio of 1.36 before investing.
How does Gujarat Credit Corporation Ltd compare with its industry peers?
Gujarat Credit Corporation Ltd competes with major peers in the Other Financial Services. Investors should compare GUJCRED's P/E of 0.00x and ROE of -6.47% against the industry averages to determine its competitive standing.
What is the P/E ratio of GUJCRED and what does it mean?
GUJCRED has a P/E ratio of N/Ax compared to the industry average of 30.94x. The Price-to-Earnings (P/E) ratio is calculated by dividing the current share price by earnings per share (EPS). This means investors are paying ₹N/A for every ₹1 of annual earnings.
How is GUJCRED performing according to Bull Run's analysis?
GUJCRED has a Bull Run fundamental score of N/A/100, which indicates concerns that require careful analysis. This comprehensive rating is based on 15+ financial parameters including profitability, growth metrics, and valuation ratios.
What sector and industry does GUJCRED belong to?
GUJCRED operates in the Other Financial Services industry. This classification helps understand the competitive landscape and sector-specific trends affecting Gujarat Credit Corporation Ltd.
What is Return on Equity (ROE) and why is it important for GUJCRED?
GUJCRED has an ROE of -6.47%, which suggests challenges in generating returns from shareholders' equity. Return on Equity measures how efficiently Gujarat Credit Corporation Ltd generates profits from shareholders' equity.
How is GUJCRED's debt-to-equity ratio and what does it indicate?
GUJCRED has a debt-to-equity ratio of 1.36, which indicates high leverage that increases financial risk. A ratio below 1.0 generally indicates conservative financing.
What is GUJCRED's dividend yield and is it a good dividend stock?
GUJCRED offers a dividend yield of 0.00%, which means you receive ₹0.00 annual dividend for every ₹100 invested.
How has GUJCRED grown over the past 5 years?
GUJCRED has achieved 5-year growth rates of: Sales Growth N/A%, Profit Growth N/A%, and EPS Growth N/A%.
What is the promoter holding in GUJCRED and why does it matter?
Promoters hold 31.61% of GUJCRED shares, with 0.00% of promoter shares pledged. High promoter holding often indicates strong management confidence.
What is GUJCRED's market capitalization category?
GUJCRED has a market capitalization of ₹77 crores, placing it in the Small-cap category.
How volatile is GUJCRED stock?
GUJCRED has a beta of N/A. A beta > 1 suggests the stock is more volatile than the market, while a beta < 1 suggests it is less volatile.
What is the 52-week high and low for GUJCRED?
GUJCRED has a 52-week high of ₹N/A and low of ₹N/A.
What is GUJCRED's operating profit margin trend?
GUJCRED has a 5-year average Operating Profit Margin (OPM) of N/A%, indicating the company's operational efficiency.
How is GUJCRED's quarterly performance?
Recent quarterly performance shows YoY Sales Growth of N/A% and YoY Profit Growth of 4.17%.
What is the institutional holding pattern in GUJCRED?
GUJCRED has FII holding of 0.00% and DII holding of 0.00%. Significant institutional holding often suggests professional confidence in the stock.