Sumedha Fiscal Services Ltd Stock Price Today (NSE: SUMEDHA)
Fundamental Score
Sumedha Fiscal Services Ltd Share Price Live NSE/BSE & Institutional Fundamental Analysis
Sumedha Fiscal Services Ltd share price today is ₹38.81, up +0.00% on NSE/BSE as of 17 February 2026. Sumedha Fiscal Services Ltd (SUMEDHA) is a Small-cap company in the Other Financial Services sector with a market capitalisation of ₹39.13 (Cr). The 52-week high for SUMEDHA share price is ₹N/A and the 52-week low is ₹N/A. At a P/E ratio of 5.81x, SUMEDHA is currently trading below its industry average P/E of 30.94x. The company has a Return on Equity (ROE) of 6.97% and a debt-to-equity ratio of 0.00.
Sumedha Fiscal Services Ltd Share Price Chart — NSE/BSE Historical Performance
Returns & Performance
ROE
ROCE
OPM (5Y)
Div Yield
Sumedha Fiscal Services Ltd Valuation Check
P/E Ratio
Industry P/E
Market Cap
Growth Engine
Profit Growth (Q)
Sales Growth (Q)
Sales Growth (5Y)
EPS Growth (5Y)
Profit Growth (5Y)
Balance Sheet Health
Debt to Equity
Int. Coverage
Free Cash Flow (5Y)
Shareholding
Promoter
FII
DII
Pledged
Institutional Deep-Dive
Bull Run Research Hub
Sumedha Fiscal Services Share Price: A Financial Stability Analysis
The "Other Financial Services" sector is currently experiencing a bifurcated trend. While some players are leveraging technology to achieve exponential growth in niche lending and wealth management, others grapple with legacy systems and tighter regulatory scrutiny. This analysis examines the financial stability of Sumedha Fiscal Services Ltd, considering its current standing relative to this dynamic landscape. The Sumedha Fiscal Services share price currently sits at ₹39.209999084472656, with a Price-to-Earnings (PE) ratio of 5.81 and a Return on Capital Employed (ROCE) of 8.81%.
The relatively low PE ratio of 5.81 suggests that the market may be undervaluing Sumedha Fiscal Services' earnings potential compared to the broader market averages. However, it's crucial to consider the context of its sector peers. While a direct comparison without access to their individual financial data is limited, observing the management quality differences can highlight potential risks and opportunities. For instance, contrasting Sumedha Fiscal Services Ltd with peers like
Ontic Finserve Ltd regarding management's demonstrated ability to adapt to changing regulations and technological advancements could be insightful. A stronger management team usually contributes to more stable and predictable financial performance.The 8.81% ROCE is a key indicator of Sumedha Fiscal Services' efficiency in generating profits from its capital. A higher ROCE generally implies a stronger competitive advantage, or "moat." In Sumedha's case, this ROCE suggests a moderate ability to generate returns, which could contribute to a developing moat. A consistent and ideally increasing ROCE would be desired to indicate a widening economic moat, protecting the company from competition and ensuring long-term profitability.
This financial analysis, focusing on observable data points and sector context, is part of a comprehensive 80-parameter fundamental audit of Sumedha Fiscal Services Ltd. This audit was verified by Sweta Mishra to ensure rigor and objectivity. This report should be considered for informational purposes only and does not constitute financial advice.
Labels (e.g., "Excellent", "Good") are peer-based vs industry/sector averages — data-only, not advice
Sumedha Fiscal Services Ltd Fundamental Analysis & Valuation Benchmarking
Educational evaluation of SUMEDHA across key market metrics for learning purposes.
Positive Indicators
6 factors identified
Attractive Valuation (P/E: 5.81 vs Industry: 30.94)
Observation: Trading at discount to industry peers.
Analysis: P/E below industry average may present value opportunity.
Consistent Growth Track Record (41.44% CAGR)
Observation: Strong 5-year sales compound annual growth rate.
Analysis: Consistent sales CAGR >12% demonstrates sustainable growth model.
Excellent EPS Growth (28.33% CAGR)
Observation: Outstanding 5-year earnings per share compound growth.
Analysis: EPS CAGR >15% indicates strong wealth creation potential.
Strong Profit Growth Track Record (28.33% CAGR)
Observation: Consistent 5-year profit compound annual growth rate.
Analysis: Profit CAGR >15% demonstrates scalable business model.
Debt-Free Balance Sheet (D/E: 0.00)
Observation: Low leverage provides financial flexibility and reduced risk.
Analysis: Conservative debt structure offers resilience during economic downturns.
Zero Share Pledging Risk
Observation: No promoter shares pledged as collateral.
Analysis: Absence of share pledging eliminates potential forced-selling pressure.
Risk Factors
4 factors identified
Below-Average Return on Equity (6.97%)
Observation: Returns on equity are below industry benchmarks.
Analysis: ROE <10% may indicate inefficient capital utilization. Consider monitoring for operational improvements and management effectiveness.
Suboptimal ROCE (8.81%)
Observation: Returns on capital employed are below expectations.
Analysis: ROCE <10% suggests potential inefficiencies in capital allocation.
Profit Decline Concern (-48.36%)
Observation: Significant year-over-year profit contraction observed.
Analysis: Declining profitability requires investigation into underlying causes.
Limited Institutional Interest (FII+DII: 0.17%)
Observation: Low institutional participation may affect liquidity.
Analysis: Limited institutional interest may indicate size constraints or visibility issues.
Sumedha Fiscal Services Ltd Financial Statements
Comprehensive financial data for Sumedha Fiscal Services Ltd including income statement, balance sheet and cash flow
About SUMEDHA (Sumedha Fiscal Services Ltd)
Sumedha Fiscal Services Ltd (SUMEDHA) is listed on the National Stock Exchange (NSE) and Bombay Stock Exchange (BSE) of India. The company operates in the Other Financial Services sector with a current market capitalisation of ₹39.13 (Cr). Sumedha Fiscal Services Ltd has delivered a Return on Equity (ROE) of 6.97% and a ROCE of 8.81%. The debt-to-equity ratio stands at 0.00, reflecting the company's capital structure. Investors tracking SUMEDHA share price can monitor key metrics including P/E ratio, promoter holding of 48.32%, and quarterly earnings growth.
Company Details
Key Leadership
Corporate Events
Latest News
SUMEDHA Share Price: Frequently Asked Questions
What is the current share price of Sumedha Fiscal Services Ltd (SUMEDHA)?
As of 17 Feb 2026, 10:24 am IST, Sumedha Fiscal Services Ltd share price is ₹38.81. The SUMEDHA stock has a market capitalisation of ₹39.13 (Cr) on NSE/BSE.
Is SUMEDHA share price Overvalued or Undervalued?
SUMEDHA share price is currently trading at a P/E ratio of 5.81x, compared to the industry average of 30.94x. Based on this relative valuation, the Sumedha Fiscal Services Ltd stock appears to be Undervalued against its sector peers.
What is the 52-week high and low of SUMEDHA share price?
The 52-week high of SUMEDHA share price is ₹N/A and the 52-week low is ₹N/A.
What factors affect the Sumedha Fiscal Services Ltd share price?
Key factors influencing SUMEDHA share price include quarterly earnings growth (Sales Growth: -2.52%), raw material costs, government infrastructure spending, and institutional flows (FII/DII holding).
Is Sumedha Fiscal Services Ltd a good stock for long-term investment?
Sumedha Fiscal Services Ltd shows a 5-year Profit Growth of 28.33% and an ROE of 6.97%. Long-term investors should consider these fundamentals alongside the debt-to-equity ratio of 0.00 before investing in SUMEDHA shares.
How does Sumedha Fiscal Services Ltd compare with its industry peers?
Sumedha Fiscal Services Ltd competes with major peers in the Other Financial Services. Investors should compare SUMEDHA share price P/E of 5.81x and ROE of 6.97% against the industry averages to determine competitive standing.
What is the P/E ratio of SUMEDHA and what does it mean?
SUMEDHA share price has a P/E ratio of 5.81x compared to the industry average of 30.94x. Investors pay ₹6 for every ₹1 of annual earnings.
How is SUMEDHA performing according to Bull Run's analysis?
SUMEDHA has a Bull Run fundamental score of 52/100, indicating moderate strength with some areas for improvement. This comprehensive rating is based on 15+ financial parameters.
What sector and industry does SUMEDHA belong to?
SUMEDHA operates in the Other Financial Services industry. This classification helps understand the competitive landscape and sector-specific trends affecting Sumedha Fiscal Services Ltd share price.
What is Return on Equity (ROE) and why is it important for SUMEDHA?
SUMEDHA has an ROE of 6.97%, which suggests challenges in generating returns from shareholders equity. ROE measures how efficiently Sumedha Fiscal Services Ltd generates profits from shareholders capital.
How is SUMEDHA debt-to-equity ratio and what does it indicate?
SUMEDHA has a debt-to-equity ratio of 0.00, which indicates conservative financing with low financial risk.
What is SUMEDHA dividend yield and is it a good dividend stock?
SUMEDHA offers a dividend yield of 2.04%, meaning you receive ₹2.04 annual dividend for every ₹100 invested in Sumedha Fiscal Services Ltd shares.
How has SUMEDHA share price grown over the past 5 years?
SUMEDHA has achieved 5-year growth rates of: Sales Growth 41.44%, Profit Growth 28.33%, and EPS Growth 28.33%.
What is the promoter holding in SUMEDHA and why does it matter?
Promoters hold 48.32% of SUMEDHA shares, with 0.00% pledged. High promoter holding often indicates strong management confidence in Sumedha Fiscal Services Ltd.
What is SUMEDHA market capitalisation category?
SUMEDHA has a market capitalisation of ₹39 crores, placing it in the Small-cap category.
How volatile is SUMEDHA stock?
SUMEDHA has a beta of N/A. A beta > 1 suggests the Sumedha Fiscal Services Ltd stock is more volatile than the market, while a beta < 1 suggests it is less volatile.
What is SUMEDHA operating profit margin trend?
SUMEDHA has a 5-year average Operating Profit Margin (OPM) of 9.86%, indicating the company's operational efficiency.
How is SUMEDHA quarterly performance?
Recent quarterly performance shows Sumedha Fiscal Services Ltd YoY Sales Growth of -2.52% and YoY Profit Growth of -48.36%.
What is the institutional holding pattern in SUMEDHA?
SUMEDHA has FII holding of 0.17% and DII holding of 0.00%. Significant institutional holding often suggests professional confidence in the Sumedha Fiscal Services Ltd stock.