Santander Bank Polska SA Stock Price Today (NSE: SPL)

Santander Bank Polska SA

21.351.65 (7.17%)
Market Closed

Fundamental Score

...

Santander Bank Polska SA Share Price — Live NSE/BSE Price, Fundamentals & Analysis

Santander Bank Polska SA share price today is 21.35, down 7.17% on NSE/BSE as of 17 June 2026. Santander Bank Polska SA (SPL) is a Small-cap company in the Plastic Products - Industrial sector with a market capitalisation of 61.92 (Cr). The 52-week high for SPL share price is 46.40 and the 52-week low is 15.75. At a P/E ratio of 7.74x, SPL is currently trading below its industry average P/E of 23.37x. The company has a Return on Equity (ROE) of 9.33% and a debt-to-equity ratio of 0.95.

Santander Bank Polska SA Share Price Chart — NSE/BSE Historical Performance

No data
High
22.30
Low
19.00
Volume
44.9K
Change
-1.35%

Santander Bank Polska SA share price chart: -1.35% return over the past month. 52-week high ₹46.40, 52-week low ₹15.75.

Santander Bank Polska SA — Last 10 Trading Days

DateOpenHighLowCloseVolume
22.4022.4022.4022.401.60K (Cr)
22.0022.4421.0021.5011.20K (Cr)
20.5022.0020.5021.2049.60K (Cr)
20.9921.5520.6020.6028.80K (Cr)
21.8921.8919.0020.471.94L (Cr)
21.9622.0021.0522.0016.00K (Cr)
21.0021.3521.0021.0033.60K (Cr)
21.0021.0020.0821.0028.80K (Cr)
21.2022.0021.0021.0080.00K (Cr)
20.8322.3020.5021.181.36L (Cr)

Santander Bank Polska SA — Last 12 Months Price History

MonthOpenHighLowCloseChange
22.4022.4022.4022.40+0.00%
20.7522.4419.0021.50+3.61%
18.4925.0018.0021.45+16.01%
22.8022.9915.7518.89-17.15%
29.8032.0022.0023.03-22.72%
28.5132.9025.5629.93+4.98%
32.3132.6928.2529.00-10.24%
32.8041.1028.7033.00+0.61%
40.5541.0032.5032.63-19.53%
40.0045.6939.0041.49+3.73%
40.0646.4031.5141.00+2.35%
45.0045.0039.1640.00-11.11%

AI Research Briefing

Powered by Gemini · 2026-04-09

Micro-cap plastic play with promoter buying can't offset weak financials and illiquidity.

Research Confidence
6.0/10Moderate
MICRO-CAP DARK HORSEBreakdown (1M: -2.51%, 3M: -20.48%, 6M: -26.02%) [cite: brief]Cheap (P/E of 7.74x vs Industry P/E of 23.37x) [cite: brief]

WHAT'S HAPPENING NOW (last 2-4 weeks)

No major catalysts found after live search.

CORE STORY (THE REAL GAME)

SPL is a micro-cap play on the Indian plastic raw materials and product manufacturing growth story, specifically riding the wave of increased exports and domestic demand. The market is likely viewing it as a high-risk, high-reward bet on India becoming a global plastics hub.

Why Now
  • Sector tailwinds in Indian plastic industry
  • Promoter buying indicates insider confidence
  • Low P/E relative to industry
Potential Catalysts
  • Significant order wins
  • Debt reduction
  • Improved profitability and cash flow
Key Risks
  • Micro-cap illiquidity
  • High debt/equity ratio
  • Negative free cash flow
  • Low-interest coverage
  • Dependence on raw material imports
Institutional Activity

Promoter increased stake by 4.41%, DII increased by 0.15%, FII is flat [cite: brief].

Macro Context

India's manufacturing sector is growing, targeting $1 trillion in manufacturing exports by 2030.

Cash Flow Quality

No free cash flow reported [cite: brief]

3–6 Month Outlook

If SPL can improve its financial health and capitalize on sector growth, it could be a compelling investment. However, significant improvements are needed to justify the risk.

Primary Thesis Risk

Illiquidity and high debt can sink this ship fast.

For educational purposes only. Not investment advice. Consult a SEBI-registered advisor before investing.

Returns & Performance

Poor

Return on Equity (ROE)

9.33%

Profit generated per ₹1 of shareholder equity

Poor

Return on Capital (ROCE)

10.87%

Returns generated on total capital deployed

Oper. Profit Margin (5Y Avg)

N/A

Average operating profit margin over 5 years

Dividend Yield

0.00%

Annual dividend as % of current share price

Santander Bank Polska SA Valuation Check

Excellent

Price to Earnings (P/E)

7.74x

Share price ÷ earnings per share. Lower = cheaper

Poor

Industry Avg P/E

23.37x

Average P/E of all peers in this sector

Market-cap Classification
Small-cap
Higher growth potential with higher volatility.

Shareholding Pattern

Excellent

Promoter Holding

43.94%

% shares held by company founders/management

Poor

FII Holding

0.00%

% shares held by foreign institutional investors

Poor

DII Holding

0.85%

% held by domestic mutual funds, LIC, banks

Excellent

Promoter Pledged %

0.00%

% of promoter shares pledged as collateral — lower is safer

Growth Engine

Excellent

Profit Growth (Quarterly YoY)

23.32%

Net profit growth vs same quarter last year

Poor

Revenue Growth (Quarterly YoY)

6.67%

Revenue growth vs same quarter last year

Revenue Growth (5-Year CAGR)

N/A

Compounded annual revenue growth over 5 years

EPS Growth (5-Year CAGR)

N/A

Earnings per share growth over 5 years

Net Profit Growth (5-Year CAGR)

N/A

Compounded annual net profit growth over 5 years

Balance Sheet Health

Poor

Debt to Equity Ratio

0.95x

Total debt ÷ equity. Below 0.5 = financially healthy

Good

Interest Coverage Ratio

2.89x

EBIT ÷ interest expense. Above 2.5 = can pay interest comfortably

Free Cash Flow (5-Year Total)

N/A

Cash left after capex over 5 years. Positive = self-funded growth

Labels (e.g., "Excellent", "Good") are peer-based vs industry/sector averages — data-only, not advice

Santander Bank Polska SA Fundamental Analysis & Valuation Benchmarking

Educational evaluation of SPL across key market metrics for learning purposes.

Positive Indicators

3 factors identified

Attractive Valuation (P/E: 7.74 vs Industry: 23.37)

Observation: Trading at discount to industry peers.

Analysis: P/E below industry average may present value opportunity.

Robust Profit Growth (23.32%)

Observation: Strong year-over-year profit expansion demonstrates business momentum.

Analysis: Profit growth >20% indicates effective execution and market opportunity capture.

Zero Share Pledging Risk

Observation: No promoter shares pledged as collateral.

Analysis: Absence of share pledging eliminates potential forced-selling pressure.

Risk Factors

3 factors identified

Below-Average Return on Equity (9.33%)

Observation: Returns on equity are below industry benchmarks.

Analysis: ROE <10% may indicate inefficient capital utilization. Consider monitoring for operational improvements and management effectiveness.

Limited Institutional Interest (FII+DII: 0.85%)

Observation: Low institutional participation may affect liquidity.

Analysis: Limited institutional interest may indicate size constraints or visibility issues.

No Dividend Distribution

Observation: Company does not currently pay dividends to shareholders.

Analysis: Zero dividend yield may indicate growth reinvestment focus or cash flow constraints.

Santander Bank Polska SA vs Plastic Products - Industrial Peers

Peer Comparison - Plastic Products - Industrial

Compare Santander Bank Polska SA with 10 other companies in the same sector

11 companies
Company Info
Fundamental
Valuation
Profitability
Financial Health
Growth
Dividend
Company
Company name
Score
Bull Run comprehensive fundamental score based on 20+ metrics
Price
Current trading price of the stock
Market Cap
Total value of all shares in the market
P/E
Price per share divided by earnings per share
ROE
Net income divided by shareholder equity
ROCE
Earnings before interest and tax divided by capital employed
Debt/Eq
Total debt divided by total equity
Profit 5Y
Average annual profit growth over 5 years
Sales 5Y
Average annual sales growth over 5 years
Dividend
Annual dividend per share divided by price per share
31.5/100
21
₹61.92
7.7
Average
9.33%
Poor
10.87%
Average
0.9
Good
0.00%
53.6/100
3634
₹42365.85
50.0
Average
17.14%
Good
22.04%
Excellent
0.1
Excellent
14.56%
Good
13.64%
Good
1.02%
61.1/100
1599
₹38732.66
76.0
Average
14.89%
Average
19.71%
Good
0.1
Excellent
15.44%
Excellent
17.74%
Excellent
0.26%
43.6/100
2661
₹12031.71
82.3
Average
18.49%
Good
19.52%
Good
0.3
Excellent
0.08%
46.3/100
192
₹10944.52
25.0
Average
6.76%
Poor
8.77%
Poor
0.0
Excellent
4.12%
Average
6.77%
Good
1.13%
52.7/100
180
₹9836.32
23.4
Average
14.22%
Average
17.35%
Good
0.2
Excellent
18.02%
Excellent
8.81%
Good
0.63%
58.1/100
5746
₹8989.88
28.7
Average
15.00%
Good
20.57%
Excellent
0.0
Excellent
31.28%
Excellent
17.93%
Excellent
0.31%
60.3/100
5541
₹5906.41
37.5
Average
23.21%
Excellent
30.55%
Excellent
0.0
Excellent
44.08%
Excellent
18.66%
Excellent
0.00%
17.1/100
266
₹3009.44
129.7
Average
2.73%
Poor
3.85%
Poor
0.1
Excellent
-17.77%
Poor
9.06%
Good
0.18%
Jai Corp Ltd...
JAICORPLTD512237
53.4/100
119
₹2510.08
15.0
Average
4.10%
Poor
4.18%
Poor
0.0
Excellent
15.29%
Excellent
-0.35%
Poor
0.35%
60.6/100
18
₹1978.13
62.9
Average
39.70%
Excellent
44.66%
Excellent
0.4
Excellent
53.59%
Excellent
41.18%
Excellent
0.06%

Santander Bank Polska SA Quarterly Performance

Latest quarterly metrics for SPL — revenue growth and profit growth vs same quarter last year

Revenue Growth (YoY)

6.67%

Latest quarter vs same quarter previous year

Net Profit Growth (YoY)

23.32%

Latest quarter net profit vs same quarter previous year

5-Year Revenue CAGR

N/A

Compounded annual revenue growth over 5 years

5-Year Profit CAGR

N/A

Compounded annual net profit growth over 5 years

Santander Bank Polska SA Technical Indicators

SMA 50, SMA 200, RSI and volume signals for SPL — calculated from daily price history

45RSI 14
Neutral — RSI 45

Momentum is balanced — neither overbought nor oversold.

SMA 50
21
▲ Price above SMA 50 — Short-term bullish
SMA 200
31
▼ Price below SMA 200 — Long-term downtrend
30-Day Avg Volume
37K shares/day
Average daily traded volume over last 30 trading sessions

Technical indicators are for educational purposes only. Not investment advice.

Santander Bank Polska SA Financial Statements

Annual income statement, balance sheet and cash flow for Santander Bank Polska SA (SPL) — sourced from NSE/BSE filings.

Loading Financial Statements...

Fetching financial data for Santander Bank Polska SA

About SPL (Santander Bank Polska SA)

Santander Bank Polska SA is a key financial institution operating within Poland's dynamic industrial landscape, offering a diverse range of services and financial solutions tailore...d to the specific needs of plastic product manufacturers. Understanding the complexities and opportunities within the sector, SPL provides specialized financing options to support investments in advanced technologies, expansion of production facilities, and optimized supply chain management. Their commitment extends beyond traditional banking, actively fostering long-term partnerships with clients to navigate market challenges and seize growth opportunities within the competitive global plastic product market. The bank offers sophisticated risk management strategies and transaction banking services, ensuring stability and efficiency for its clients. Furthermore, Santander Bank Polska SA offers tailored financial products for companies involved in the complete life cycle of plastic products. This encompasses supporting businesses focusing on innovative raw materials, such as bioplastics and recycled polymers. By providing funding for research and development, Santander Bank Polska SA actively champions the adoption of sustainable manufacturing processes within the industry. Recognizing the importance of environmental responsibility, they actively support companies striving to minimize waste, improve recycling rates, and comply with evolving environmental regulations, contributing to a greener and more circular economy. This strategic approach positions Santander Bank Polska SA as a key driver of innovation and sustainability. In addition to comprehensive lending and investment solutions, Santander Bank Polska SA offers specialized expertise in international trade, facilitating cross-border transactions and expansion for businesses involved in the import and export of plastic products and related machinery. Their global network provides valuable insights and connections for clients seeking to establish or expand their presence in international markets. The bank further supports these businesses with solutions for currency exchange, hedging, and documentary trade finance, minimizing risks and maximizing opportunities in the global marketplace. This holistic approach solidifies Santander Bank Polska SA's position as a premier financial partner for the plastic product industry in Poland.

Company Details

Symbol:SPL
Industry:Plastic Products - Industrial
Sector:Plastic Products - Industrial

Key Leadership

Mr. Mahendrakumar Gautam
MD & Director
Ms. Priyanka Patni
Company Secretary & Compliance Officer
Mr. Shrihari Laxman Pujari
Quality Control Head

SPL Share Price: Frequently Asked Questions

What is the current share price of Santander Bank Polska SA?

Santander Bank Polska SA (SPL) trades at ₹21.35 on NSE and BSE. Market cap ₹61.92 (Cr). Educational data only.

What is the P/E ratio of Santander Bank Polska SA?

Santander Bank Polska SA has a P/E of 7.74x vs industry average 23.37x.

What is the Bull Run score for Santander Bank Polska SA?

Santander Bank Polska SA has a Bull Run score of 31.5/100 based on 25+ financial parameters.

Does Santander Bank Polska SA pay dividends?

Santander Bank Polska SA has a dividend yield of 0.00%. Past dividends don't guarantee future payments.

What is the ROE of Santander Bank Polska SA?

Santander Bank Polska SA has ROE of 9.33%. Higher ROE indicates better use of shareholder equity.

What is the debt-to-equity ratio of Santander Bank Polska SA?

Santander Bank Polska SA has debt-to-equity of 0.95.

Is Santander Bank Polska SA a good investment?

Bull Run gives Santander Bank Polska SA a score of 31.5/100. This is not investment advice — consult a SEBI-registered advisor.