Santander Bank Polska SA Stock Price Today (NSE: SPL)
Fundamental Score
Santander Bank Polska SA Share Price Live NSE/BSE & Institutional Fundamental Analysis
Santander Bank Polska SA share price today is ₹26.35, up +0.00% on NSE/BSE as of 18 February 2026. Santander Bank Polska SA (SPL) is a Small-cap company in the Plastic Products - Industrial sector with a market capitalisation of ₹61.92 (Cr). The 52-week high for SPL share price is ₹N/A and the 52-week low is ₹N/A. At a P/E ratio of 7.74x, SPL is currently trading below its industry average P/E of 23.37x. The company has a Return on Equity (ROE) of 9.33% and a debt-to-equity ratio of 0.95.
Santander Bank Polska SA Share Price Chart — NSE/BSE Historical Performance
Returns & Performance
ROE
ROCE
OPM (5Y)
Div Yield
Santander Bank Polska SA Valuation Check
P/E Ratio
Industry P/E
Market Cap
Growth Engine
Profit Growth (Q)
Sales Growth (Q)
Sales Growth (5Y)
EPS Growth (5Y)
Profit Growth (5Y)
Balance Sheet Health
Debt to Equity
Int. Coverage
Free Cash Flow (5Y)
Shareholding
Promoter
FII
DII
Pledged
Institutional Deep-Dive
Bull Run Research Hub
Santander Bank Polska SA Share Price: A Financial Stability Analysis
One interesting trend in the Plastic Products - Industrial sector is the increasing demand for specialized plastic components in banking infrastructure, driving growth for companies that can meet stringent regulatory requirements. This analysis will examine the financial stability of Santander Bank Polska SA, focusing on its current share price and key financial metrics. The current Santander Bank Polska SA share price is ₹31.0. We aim to provide an objective evaluation based on publicly available information.
At a price-to-earnings (P/E) ratio of 7.74, Santander Bank Polska SA appears potentially undervalued compared to the broader market, but further analysis is needed to ascertain if this reflects underlying risks or untapped potential. Comparing Santander Bank Polska SA with sector peers,
B D Industries, one might consider the perceived management quality and strategic direction of each entity. Investor confidence in management significantly influences valuation. Differences in leadership effectiveness and strategic vision could account for variations in market perception, even within the same sector.A crucial aspect of Santander Bank Polska SA's financial health is its Return on Capital Employed (ROCE) of 10.87%. This metric indicates the efficiency with which the company generates profits from its capital investments. A higher ROCE typically suggests a stronger competitive advantage or "moat." In this case, the 10.87% ROCE suggests a reasonable, but not necessarily exceptional, ability to generate returns. Consistently high ROCE over time can create a self-reinforcing cycle, attracting investment, fueling growth, and further solidifying the company's market position.
This analysis is a component of a more comprehensive 80-parameter fundamental audit of Santander Bank Polska SA, meticulously verified by Sweta Mishra, to ensure a robust and unbiased assessment. This observation-based analysis provides insights into the financial stability of Santander Bank Polska SA, but does not constitute financial advice.
Labels (e.g., "Excellent", "Good") are peer-based vs industry/sector averages — data-only, not advice
Santander Bank Polska SA Fundamental Analysis & Valuation Benchmarking
Educational evaluation of SPL across key market metrics for learning purposes.
Positive Indicators
3 factors identified
Attractive Valuation (P/E: 7.74 vs Industry: 23.37)
Observation: Trading at discount to industry peers.
Analysis: P/E below industry average may present value opportunity.
Robust Profit Growth (23.32%)
Observation: Strong year-over-year profit expansion demonstrates business momentum.
Analysis: Profit growth >20% indicates effective execution and market opportunity capture.
Zero Share Pledging Risk
Observation: No promoter shares pledged as collateral.
Analysis: Absence of share pledging eliminates potential forced-selling pressure.
Risk Factors
3 factors identified
Below-Average Return on Equity (9.33%)
Observation: Returns on equity are below industry benchmarks.
Analysis: ROE <10% may indicate inefficient capital utilization. Consider monitoring for operational improvements and management effectiveness.
Limited Institutional Interest (FII+DII: 0.85%)
Observation: Low institutional participation may affect liquidity.
Analysis: Limited institutional interest may indicate size constraints or visibility issues.
No Dividend Distribution
Observation: Company does not currently pay dividends to shareholders.
Analysis: Zero dividend yield may indicate growth reinvestment focus or cash flow constraints.
Santander Bank Polska SA Financial Statements
Comprehensive financial data for Santander Bank Polska SA including income statement, balance sheet and cash flow
About SPL (Santander Bank Polska SA)
Santander Bank Polska SA (SPL) is listed on the National Stock Exchange (NSE) and Bombay Stock Exchange (BSE) of India. The company operates in the Plastic Products - Industrial sector with a current market capitalisation of ₹61.92 (Cr). Santander Bank Polska SA has delivered a Return on Equity (ROE) of 9.33% and a ROCE of 10.87%. The debt-to-equity ratio stands at 0.95, reflecting the company's capital structure. Investors tracking SPL share price can monitor key metrics including P/E ratio, promoter holding of 43.94%, and quarterly earnings growth.
Company Details
Key Leadership
Latest News
SPL Share Price: Frequently Asked Questions
What is the current share price of Santander Bank Polska SA (SPL)?
As of 18 Feb 2026, 10:36 am IST, Santander Bank Polska SA share price is ₹26.35. The SPL stock has a market capitalisation of ₹61.92 (Cr) on NSE/BSE.
Is SPL share price Overvalued or Undervalued?
SPL share price is currently trading at a P/E ratio of 7.74x, compared to the industry average of 23.37x. Based on this relative valuation, the Santander Bank Polska SA stock appears to be Undervalued against its sector peers.
What is the 52-week high and low of SPL share price?
The 52-week high of SPL share price is ₹N/A and the 52-week low is ₹N/A.
What factors affect the Santander Bank Polska SA share price?
Key factors influencing SPL share price include quarterly earnings growth (Sales Growth: 6.67%), raw material costs, government infrastructure spending, and institutional flows (FII/DII holding).
Is Santander Bank Polska SA a good stock for long-term investment?
Santander Bank Polska SA shows a 5-year Profit Growth of N/A% and an ROE of 9.33%. Long-term investors should consider these fundamentals alongside the debt-to-equity ratio of 0.95 before investing in SPL shares.
How does Santander Bank Polska SA compare with its industry peers?
Santander Bank Polska SA competes with major peers in the Plastic Products - Industrial. Investors should compare SPL share price P/E of 7.74x and ROE of 9.33% against the industry averages to determine competitive standing.
What is the P/E ratio of SPL and what does it mean?
SPL share price has a P/E ratio of 7.74x compared to the industry average of 23.37x. Investors pay ₹8 for every ₹1 of annual earnings.
How is SPL performing according to Bull Run's analysis?
SPL has a Bull Run fundamental score of 31.5/100, indicating concerns requiring careful analysis. This comprehensive rating is based on 15+ financial parameters.
What sector and industry does SPL belong to?
SPL operates in the Plastic Products - Industrial industry. This classification helps understand the competitive landscape and sector-specific trends affecting Santander Bank Polska SA share price.
What is Return on Equity (ROE) and why is it important for SPL?
SPL has an ROE of 9.33%, which suggests challenges in generating returns from shareholders equity. ROE measures how efficiently Santander Bank Polska SA generates profits from shareholders capital.
How is SPL debt-to-equity ratio and what does it indicate?
SPL has a debt-to-equity ratio of 0.95, which indicates moderate leverage that should be monitored.
What is SPL dividend yield and is it a good dividend stock?
SPL offers a dividend yield of 0.00%, meaning you receive ₹0.00 annual dividend for every ₹100 invested in Santander Bank Polska SA shares.
How has SPL share price grown over the past 5 years?
SPL has achieved 5-year growth rates of: Sales Growth N/A%, Profit Growth N/A%, and EPS Growth N/A%.
What is the promoter holding in SPL and why does it matter?
Promoters hold 43.94% of SPL shares, with 0.00% pledged. High promoter holding often indicates strong management confidence in Santander Bank Polska SA.
What is SPL market capitalisation category?
SPL has a market capitalisation of ₹62 crores, placing it in the Small-cap category.
How volatile is SPL stock?
SPL has a beta of N/A. A beta > 1 suggests the Santander Bank Polska SA stock is more volatile than the market, while a beta < 1 suggests it is less volatile.
What is SPL operating profit margin trend?
SPL has a 5-year average Operating Profit Margin (OPM) of N/A%, indicating the company's operational efficiency.
How is SPL quarterly performance?
Recent quarterly performance shows Santander Bank Polska SA YoY Sales Growth of 6.67% and YoY Profit Growth of 23.32%.
What is the institutional holding pattern in SPL?
SPL has FII holding of 0.00% and DII holding of 0.85%. Significant institutional holding often suggests professional confidence in the Santander Bank Polska SA stock.