RSD Finance Ltd Stock Price Today (NSE: RSDFIN)
Fundamental Score
RSD Finance Ltd Share Price Live NSE/BSE & Institutional Fundamental Analysis
RSD Finance Ltd share price today is ₹99.30, up +0.00% on NSE/BSE as of 19 February 2026. RSD Finance Ltd (RSDFIN) is a Small-cap company in the Non Banking Financial Company (NBFC) sector with a market capitalisation of ₹129.44 (Cr). The 52-week high for RSDFIN share price is ₹N/A and the 52-week low is ₹N/A. At a P/E ratio of 10.80x, RSDFIN is currently trading below its industry average P/E of 22.03x. The company has a Return on Equity (ROE) of 6.45% and a debt-to-equity ratio of 0.01.
RSD Finance Ltd Share Price Chart — NSE/BSE Historical Performance
Returns & Performance
ROE
ROCE
OPM (5Y)
Div Yield
RSD Finance Ltd Valuation Check
P/E Ratio
Industry P/E
Market Cap
Growth Engine
Profit Growth (Q)
Sales Growth (Q)
Sales Growth (5Y)
EPS Growth (5Y)
Profit Growth (5Y)
Balance Sheet Health
Debt to Equity
Int. Coverage
Free Cash Flow (5Y)
Shareholding
Promoter
FII
DII
Pledged
Institutional Deep-Dive
Bull Run Research Hub
RSD Finance Share Price: A Fundamental Analysis
A critical challenge facing Non-Banking Financial Companies (NBFCs) today is effectively managing asset-liability mismatches, a key factor influencing their financial stability and investor confidence. This analysis examines the financial stability of RSD Finance share price, currently trading at ₹76.58999633789062, through a fundamental lens. We'll consider key metrics like Price-to-Earnings (PE) ratio and Return on Capital Employed (ROCE), while also comparing it to its sector peers. The analysis is derived from a comprehensive, 80-parameter fundamental audit verified by Sweta Mishra.
RSD Finance's PE ratio of 10.8 suggests a potentially undervalued position relative to its earnings. However, a deeper dive is warranted to assess the sustainability of these earnings. Comparing RSD Finance Ltd with peers like
Apollo Finvest regarding management quality, as evidenced by strategic decision-making and operational efficiency, could provide valuable insights. A consistently superior management team often translates to better risk management and more efficient capital allocation, ultimately impacting shareholder value.The Return on Capital Employed (ROCE) of 11.15% indicates the profitability of RSD Finance's capital investments. This ROCE level contributes to the company's competitive advantage, or "moat," to the extent that it exceeds the company's cost of capital and that of its competitors. A higher ROCE demonstrates the company's ability to generate superior returns from its investments, strengthening its long-term financial position. However, it's crucial to understand whether this ROCE is sustainable and if it's driven by operational efficiencies or external factors.
Further investigation into RSD Finance's asset quality, funding sources, and regulatory compliance is necessary for a complete assessment. We observed that the current RSD Finance share price reflects a complex interplay of factors, including sector dynamics and internal performance metrics. This analysis, while informative, does not constitute financial advice. Readers are encouraged to conduct their own due diligence and consult with a qualified financial advisor before making any investment decisions.
Labels (e.g., "Excellent", "Good") are peer-based vs industry/sector averages — data-only, not advice
RSD Finance Ltd Fundamental Analysis & Valuation Benchmarking
Educational evaluation of RSDFIN across key market metrics for learning purposes.
Positive Indicators
8 factors identified
Strong Operating Margins (30.53%)
Observation: Healthy 5-year operating margins indicate pricing power and cost control.
Analysis: OPM >15% suggests operational efficiency and competitive advantages.
Attractive Valuation (P/E: 10.80 vs Industry: 22.03)
Observation: Trading at discount to industry peers.
Analysis: P/E below industry average may present value opportunity.
Consistent Growth Track Record (13.30% CAGR)
Observation: Strong 5-year sales compound annual growth rate.
Analysis: Consistent sales CAGR >12% demonstrates sustainable growth model.
Conservative Debt Levels (D/E: 0.01)
Observation: Low leverage provides financial flexibility and reduced risk.
Analysis: Conservative debt structure offers resilience during economic downturns.
Strong Interest Coverage (8.19x)
Observation: Earnings comfortably cover interest obligations.
Analysis: Interest coverage >5x indicates low financial distress risk.
Strong Cash Generation (₹40.80 Cr over 5Y)
Observation: Healthy free cash flow generation supports growth and returns.
Analysis: Strong FCF provides flexibility for dividends, debt reduction, and growth investments.
Balanced Promoter Holding (74.98%)
Observation: Optimal balance between promoter control and public float.
Analysis: Promoter holding in 50-75% range provides management alignment.
Zero Share Pledging Risk
Observation: No promoter shares pledged as collateral.
Analysis: Absence of share pledging eliminates potential forced-selling pressure.
Risk Factors
4 factors identified
Below-Average Return on Equity (6.45%)
Observation: Returns on equity are below industry benchmarks.
Analysis: ROE <10% may indicate inefficient capital utilization. Consider monitoring for operational improvements and management effectiveness.
Profit Decline Concern (-45.83%)
Observation: Significant year-over-year profit contraction observed.
Analysis: Declining profitability requires investigation into underlying causes.
Revenue Contraction (-78.67%)
Observation: Sales decline may indicate market challenges or competitive pressures.
Analysis: Negative revenue growth requires analysis of market conditions.
No Dividend Distribution
Observation: Company does not currently pay dividends to shareholders.
Analysis: Zero dividend yield may indicate growth reinvestment focus or cash flow constraints.
RSD Finance Ltd Financial Statements
Comprehensive financial data for RSD Finance Ltd including income statement, balance sheet and cash flow
About RSDFIN (RSD Finance Ltd)
RSD Finance Ltd (RSDFIN) is listed on the National Stock Exchange (NSE) and Bombay Stock Exchange (BSE) of India. The company operates in the Non Banking Financial Company (NBFC) sector with a current market capitalisation of ₹129.44 (Cr). RSD Finance Ltd has delivered a Return on Equity (ROE) of 6.45% and a ROCE of 11.15%. The debt-to-equity ratio stands at 0.01, reflecting the company's capital structure. Investors tracking RSDFIN share price can monitor key metrics including P/E ratio, promoter holding of 74.98%, and quarterly earnings growth.
Company Details
Key Leadership
RSDFIN Share Price: Frequently Asked Questions
What is the current share price of RSD Finance Ltd (RSDFIN)?
As of 19 Feb 2026, 10:19 am IST, RSD Finance Ltd share price is ₹99.30. The RSDFIN stock has a market capitalisation of ₹129.44 (Cr) on NSE/BSE.
Is RSDFIN share price Overvalued or Undervalued?
RSDFIN share price is currently trading at a P/E ratio of 10.80x, compared to the industry average of 22.03x. Based on this relative valuation, the RSD Finance Ltd stock appears to be Undervalued against its sector peers.
What is the 52-week high and low of RSDFIN share price?
The 52-week high of RSDFIN share price is ₹N/A and the 52-week low is ₹N/A.
What factors affect the RSD Finance Ltd share price?
Key factors influencing RSDFIN share price include quarterly earnings growth (Sales Growth: -78.67%), raw material costs, government infrastructure spending, and institutional flows (FII/DII holding).
Is RSD Finance Ltd a good stock for long-term investment?
RSD Finance Ltd shows a 5-year Profit Growth of 12.16% and an ROE of 6.45%. Long-term investors should consider these fundamentals alongside the debt-to-equity ratio of 0.01 before investing in RSDFIN shares.
How does RSD Finance Ltd compare with its industry peers?
RSD Finance Ltd competes with major peers in the Non Banking Financial Company (NBFC). Investors should compare RSDFIN share price P/E of 10.80x and ROE of 6.45% against the industry averages to determine competitive standing.
What is the P/E ratio of RSDFIN and what does it mean?
RSDFIN share price has a P/E ratio of 10.80x compared to the industry average of 22.03x. Investors pay ₹11 for every ₹1 of annual earnings.
How is RSDFIN performing according to Bull Run's analysis?
RSDFIN has a Bull Run fundamental score of 46.5/100, indicating concerns requiring careful analysis. This comprehensive rating is based on 15+ financial parameters.
What sector and industry does RSDFIN belong to?
RSDFIN operates in the Non Banking Financial Company (NBFC) industry. This classification helps understand the competitive landscape and sector-specific trends affecting RSD Finance Ltd share price.
What is Return on Equity (ROE) and why is it important for RSDFIN?
RSDFIN has an ROE of 6.45%, which suggests challenges in generating returns from shareholders equity. ROE measures how efficiently RSD Finance Ltd generates profits from shareholders capital.
How is RSDFIN debt-to-equity ratio and what does it indicate?
RSDFIN has a debt-to-equity ratio of 0.01, which indicates conservative financing with low financial risk.
What is RSDFIN dividend yield and is it a good dividend stock?
RSDFIN offers a dividend yield of 0.00%, meaning you receive ₹0.00 annual dividend for every ₹100 invested in RSD Finance Ltd shares.
How has RSDFIN share price grown over the past 5 years?
RSDFIN has achieved 5-year growth rates of: Sales Growth 13.30%, Profit Growth 12.16%, and EPS Growth 12.16%.
What is the promoter holding in RSDFIN and why does it matter?
Promoters hold 74.98% of RSDFIN shares, with 0.00% pledged. High promoter holding often indicates strong management confidence in RSD Finance Ltd.
What is RSDFIN market capitalisation category?
RSDFIN has a market capitalisation of ₹129 crores, placing it in the Small-cap category.
How volatile is RSDFIN stock?
RSDFIN has a beta of N/A. A beta > 1 suggests the RSD Finance Ltd stock is more volatile than the market, while a beta < 1 suggests it is less volatile.
What is RSDFIN operating profit margin trend?
RSDFIN has a 5-year average Operating Profit Margin (OPM) of 30.53%, indicating the company's operational efficiency.
How is RSDFIN quarterly performance?
Recent quarterly performance shows RSD Finance Ltd YoY Sales Growth of -78.67% and YoY Profit Growth of -45.83%.
What is the institutional holding pattern in RSDFIN?
RSDFIN has FII holding of 0.00% and DII holding of 0.00%. Significant institutional holding often suggests professional confidence in the RSD Finance Ltd stock.