Poonawalla Fincorp Ltd Stock Price Today (NSE: POONAWALLA)

Poonawalla Fincorp Ltd

467.2510.05 (2.11%)
Market Closed

Fundamental Score

...

Poonawalla Fincorp Ltd Share Price — Live NSE/BSE Price, Fundamentals & Analysis

Poonawalla Fincorp Ltd share price today is 467.25, down 2.11% on NSE/BSE as of 21 July 2026. Poonawalla Fincorp Ltd (POONAWALLA) is a Large-cap company in the Non Banking Financial Company (NBFC) sector with a market capitalisation of 41.88K (Cr). The 52-week high for POONAWALLA share price is 570.40 and the 52-week low is 361.20. At a P/E ratio of 77.14x, POONAWALLA is currently trading above its industry average P/E of 22.18x. The company has a Return on Equity (ROE) of 5.86% and a debt-to-equity ratio of 4.68.

Poonawalla Fincorp Ltd Share Price Chart — NSE/BSE Historical Performance

No data
High
486.00
Low
398.05
Volume
20.3L
Change
+19.04%

Poonawalla Fincorp Ltd share price chart: 19.04% return over the past month. 52-week high ₹570.40, 52-week low ₹361.20.

Poonawalla Fincorp Ltd — Last 10 Trading Days

DateOpenHighLowCloseVolume
489.00489.00457.60467.2559.59L (Cr)
472.90482.00466.85477.3014.48L (Cr)
475.05476.20467.90472.154.39L (Cr)
470.95483.45470.95475.558.66L (Cr)
481.00482.65466.05469.257.67L (Cr)
471.50486.00468.15485.109.11L (Cr)
470.00480.50469.95477.0015.65L (Cr)
458.60469.40458.60463.8520.37L (Cr)
465.00478.40454.55457.9531.22L (Cr)
478.65479.80469.00471.7521.57L (Cr)

Poonawalla Fincorp Ltd — Last 12 Months Price History

MonthOpenHighLowCloseChange
441.10489.00434.40467.25+5.93%
383.95442.65370.05441.05+14.87%
417.20468.30379.05382.85-8.23%
373.00433.40366.70417.20+11.85%
440.00452.70361.20368.40-16.27%
386.30503.00373.80454.80+17.73%
485.85497.40390.25399.00-17.88%
481.50503.80433.15482.95+0.30%
479.00494.40451.50480.30+0.27%
501.10570.40478.80481.85-3.84%
431.65513.35424.00497.60+15.28%
424.30474.25411.00431.55+1.71%

Returns & Performance

Poor

Return on Equity (ROE)

5.86%

Profit generated per ₹1 of shareholder equity

Poor

Return on Capital (ROCE)

7.51%

Returns generated on total capital deployed

Excellent

Oper. Profit Margin (5Y Avg)

58.59%

Average operating profit margin over 5 years

Dividend Yield

0.00%

Annual dividend as % of current share price

Poonawalla Fincorp Ltd Valuation Check

Poor

Price to Earnings (P/E)

77.14x

Share price ÷ earnings per share. Lower = cheaper

Poor

Industry Avg P/E

22.18x

Average P/E of all peers in this sector

Market-cap Classification
Large-cap
Established & liquid; typically steadier returns.

Shareholding Pattern

Excellent

Promoter Holding

59.02%

% shares held by company founders/management

Good

FII Holding

10.96%

% shares held by foreign institutional investors

Good

DII Holding

16.74%

% held by domestic mutual funds, LIC, banks

Excellent

Promoter Pledged %

0.00%

% of promoter shares pledged as collateral — lower is safer

Growth Engine

Excellent

Profit Growth (Quarterly YoY)

308.78%

Net profit growth vs same quarter last year

Excellent

Revenue Growth (Quarterly YoY)

81.39%

Revenue growth vs same quarter last year

Excellent

Revenue Growth (5-Year CAGR)

23.97%

Compounded annual revenue growth over 5 years

Excellent

EPS Growth (5-Year CAGR)

18.35%

Earnings per share growth over 5 years

Excellent

Net Profit Growth (5-Year CAGR)

24.33%

Compounded annual net profit growth over 5 years

Balance Sheet Health

Poor

Debt to Equity Ratio

4.68x

Total debt ÷ equity. Below 0.5 = financially healthy

Poor

Interest Coverage Ratio

1.26x

EBIT ÷ interest expense. Above 2.5 = can pay interest comfortably

Free Cash Flow (5-Year Total)

-48.25K (Cr)

Cash left after capex over 5 years. Positive = self-funded growth

Labels (e.g., "Excellent", "Good") are peer-based vs industry/sector averages — data-only, not advice

Poonawalla Fincorp Ltd Fundamental Analysis & Valuation Benchmarking

Educational evaluation of POONAWALLA across key market metrics for learning purposes.

Positive Indicators

9 factors identified

Strong Operating Margins (58.59%)

Observation: Healthy 5-year operating margins indicate pricing power and cost control.

Analysis: OPM >15% suggests operational efficiency and competitive advantages.

Robust Profit Growth (308.78%)

Observation: Strong year-over-year profit expansion demonstrates business momentum.

Analysis: Profit growth >20% indicates effective execution and market opportunity capture.

Strong Revenue Growth (81.39%)

Observation: Healthy sales growth indicates market demand and execution capability.

Analysis: Revenue growth >15% suggests strong market position and growth potential.

Consistent Growth Track Record (23.97% CAGR)

Observation: Strong 5-year sales compound annual growth rate.

Analysis: Consistent sales CAGR >12% demonstrates sustainable growth model.

Excellent EPS Growth (18.35% CAGR)

Observation: Outstanding 5-year earnings per share compound growth.

Analysis: EPS CAGR >15% indicates strong wealth creation potential.

Strong Profit Growth Track Record (24.33% CAGR)

Observation: Consistent 5-year profit compound annual growth rate.

Analysis: Profit CAGR >15% demonstrates scalable business model.

Balanced Promoter Holding (59.02%)

Observation: Optimal balance between promoter control and public float.

Analysis: Promoter holding in 50-75% range provides management alignment.

Strong Institutional Confidence (FII+DII: 27.70%)

Observation: Significant professional investor participation.

Analysis: High institutional holding often signals thorough due diligence.

Zero Share Pledging Risk

Observation: No promoter shares pledged as collateral.

Analysis: Absence of share pledging eliminates potential forced-selling pressure.

Risk Factors

7 factors identified

Below-Average Return on Equity (5.86%)

Observation: Returns on equity are below industry benchmarks.

Analysis: ROE <10% may indicate inefficient capital utilization. Consider monitoring for operational improvements and management effectiveness.

Suboptimal ROCE (7.51%)

Observation: Returns on capital employed are below expectations.

Analysis: ROCE <10% suggests potential inefficiencies in capital allocation.

Premium Valuation Risk (P/E: 77.14x)

Observation: High valuation multiples may limit upside potential.

Analysis: Elevated P/E ratios require strong growth execution to justify current valuations.

Elevated Debt Levels (D/E: 4.68)

Observation: High leverage increases financial risk and interest burden.

Analysis: High debt-to-equity ratios require monitoring of debt servicing capability.

Weak Interest Coverage (1.26x)

Observation: Limited ability to service debt obligations from earnings.

Analysis: Low interest coverage raises concerns about financial stability.

Negative Free Cash Flow (₹-48249.81 Cr over 5Y)

Observation: Cash outflows exceed inflows.

Analysis: Negative FCF requires analysis of capital expenditure cycle.

No Dividend Distribution

Observation: Company does not currently pay dividends to shareholders.

Analysis: Zero dividend yield may indicate growth reinvestment focus or cash flow constraints.

Poonawalla Fincorp Ltd vs Non Banking Financial Company (NBFC) Peers

Peer Comparison - Non Banking Financial Company (NBFC)

Compare Poonawalla Fincorp Ltd with 10 other companies in the same sector

11 companies
Company Info
Fundamental
Valuation
Profitability
Financial Health
Growth
Dividend
Company
Company name
Score
Bull Run comprehensive fundamental score based on 20+ metrics
Price
Current trading price of the stock
Market Cap
Total value of all shares in the market
P/E
Price per share divided by earnings per share
ROE
Net income divided by shareholder equity
ROCE
Earnings before interest and tax divided by capital employed
Debt/Eq
Total debt divided by total equity
Profit 5Y
Average annual profit growth over 5 years
Sales 5Y
Average annual sales growth over 5 years
Dividend
Annual dividend per share divided by price per share
54.9/100
467
₹41881.04
77.1
Average
5.86%
Poor
7.51%
Poor
4.7
Poor
24.33%
Excellent
23.97%
Excellent
0.00%
62.4/100
1021
₹635919.89
33.1
Average
18.25%
Good
10.87%
Average
3.8
Poor
34.15%
Excellent
25.18%
Excellent
0.53%
65.8/100
1804
₹153802.44
29.4
Average
19.35%
Good
9.71%
Poor
6.9
Poor
28.05%
Excellent
26.56%
Excellent
0.11%
73.9/100
3016
₹121113.00
11.4
Average
30.92%
Excellent
15.77%
Good
3.9
Poor
22.71%
Excellent
22.03%
Excellent
0.99%
55.2/100
312
₹78301.66
24.4
Average
11.22%
Average
8.40%
Poor
3.9
Poor
32.35%
Excellent
6.05%
Good
0.88%
54.3/100
752
₹62415.22
22.6
Average
13.94%
Average
9.09%
Poor
4.8
Poor
45.37%
Excellent
10.99%
Good
0.53%
29.5/100
4506
₹50074.63
23.8
Average
15.01%
Good
9.44%
Poor
4.7
Poor
12.69%
Good
13.23%
Good
0.89%
23.9/100
502
₹42560.25
22.0
Average
13.13%
Average
13.67%
Average
0.2
Excellent
0.04%
23/100
329
₹30890.12
30.8
Average
7.04%
Poor
8.26%
Poor
3.6
Poor
-10.26%
Poor
8.48%
Good
1.07%
54.1/100
1124
₹25483.11
49.0
Average
1.63%
Poor
6.78%
Poor
2.4
Poor
102.01%
Excellent
-4.51%
Poor
0.98%
66.5/100
258
₹24836.06
26.2
Average
16.50%
Good
11.67%
Average
3.4
Poor
39.92%
Excellent
45.04%
Excellent
0.08%

Poonawalla Fincorp Ltd PE Ratio History

Historical price-to-earnings ratio for POONAWALLA — last 5 years

YearEPS (₹)Price (₹)P/E Ratio
FY 202421.63₹314.3514.5x
FY 20238.86₹435.5549.2x
FY 20225.17₹308.3059.7x

P/E = year-end price ÷ diluted EPS from annual filings. Source: NSE/BSE via Bull Run.

Poonawalla Fincorp Ltd Dividend History

Annual cash dividends paid by POONAWALLA — dividend yield N/A

Financial YearDividends Paid (₹ Cr)
FY 2024307.34 Cr
FY 202330.60 Cr

Cash dividends from annual cash flow statements. Past dividends do not guarantee future payments. Not investment advice.

Poonawalla Fincorp Ltd Quarterly Performance

Latest quarterly metrics for POONAWALLA — revenue growth and profit growth vs same quarter last year

Revenue Growth (YoY)

81.39%

Latest quarter vs same quarter previous year

Net Profit Growth (YoY)

308.78%

Latest quarter net profit vs same quarter previous year

5-Year Revenue CAGR

23.97%

Compounded annual revenue growth over 5 years

5-Year Profit CAGR

24.33%

Compounded annual net profit growth over 5 years

Poonawalla Fincorp Ltd Technical Indicators

SMA 50, SMA 200, RSI and volume signals for POONAWALLA — calculated from daily price history

64RSI 14
Neutral — RSI 64

Momentum is balanced — neither overbought nor oversold.

SMA 50
422
▲ Price above SMA 50 — Short-term bullish
SMA 200
446
▲ Price above SMA 200 — Long-term uptrend
30-Day Avg Volume
1826K shares/day
Average daily traded volume over last 30 trading sessions

Technical indicators are for educational purposes only. Not investment advice.

Poonawalla Fincorp Ltd Financial Statements

Annual income statement, balance sheet and cash flow for Poonawalla Fincorp Ltd (POONAWALLA) — sourced from NSE/BSE filings.

Loading Financial Statements...

Fetching financial data for Poonawalla Fincorp Ltd

About POONAWALLA (Poonawalla Fincorp Ltd)

Poonawalla Fincorp Ltd is a dynamic Non-Banking Financial Company (NBFC) carving a significant niche in the Indian financial landscape. It strategically caters to a diverse cliente...le, encompassing individuals, micro, small, and medium-sized enterprises (MSMEs), and even larger businesses. Their expansive suite of financial solutions is meticulously designed to address a wide array of needs, reflecting a deep understanding of the Indian market. From providing accessible personal loans for immediate needs to offering tailored financing options that empower MSMEs to thrive and expand, Poonawalla Fincorp acts as a crucial catalyst for economic activity. Their dedication to innovation and customer-centricity drives them to continuously refine their offerings and streamline processes. Beyond traditional lending, Poonawalla Fincorp exhibits a forward-thinking approach by embracing digitalization and technology. This allows them to offer instant and convenient loan products, expanding financial inclusion and simplifying access to credit for a wider segment of the population. Their portfolio extends beyond conventional loans, encompassing specialized financial products like supply chain financing and credit leasing, demonstrating a commitment to supporting businesses throughout their operational cycle. By seamlessly integrating technology and customer service, they are revolutionizing the lending experience and fostering financial empowerment. Furthermore, Poonawalla Fincorp's commitment extends to providing insurance services, adding another layer of value for their clients. This comprehensive approach to financial well-being underscores their dedication to building lasting relationships and becoming a trusted partner in their customers' financial journeys. By understanding the unique needs of the Indian market and leveraging technology to deliver innovative solutions, Poonawalla Fincorp is poised to continue its growth trajectory and further solidify its position as a leading NBFC in India.

Company Details

Symbol:POONAWALLA
Industry:Non Banking Financial Company (NBFC)
Sector:Non Banking Financial Company (NBFC)

Key Leadership

Mr. Arvind Kapil
MD, CEO & Director
Mr. Sanjay Kumar Miranka
Chief Financial Officer
Mr. Sunil Samdani
Executive Director

POONAWALLA Share Price: Frequently Asked Questions

What is the current share price of Poonawalla Fincorp Ltd?

Poonawalla Fincorp Ltd (POONAWALLA) trades at ₹467.25 on NSE and BSE. Market cap ₹41.88K (Cr). Educational data only.

What is the P/E ratio of Poonawalla Fincorp Ltd?

Poonawalla Fincorp Ltd has a P/E of 77.14x vs industry average 22.18x.

What is the Bull Run score for Poonawalla Fincorp Ltd?

Poonawalla Fincorp Ltd has a Bull Run score of 54.9/100 based on 25+ financial parameters.

Does Poonawalla Fincorp Ltd pay dividends?

Poonawalla Fincorp Ltd has a dividend yield of 0.00%. Past dividends don't guarantee future payments.

What is the ROE of Poonawalla Fincorp Ltd?

Poonawalla Fincorp Ltd has ROE of 5.86%. Higher ROE indicates better use of shareholder equity.

What is the debt-to-equity ratio of Poonawalla Fincorp Ltd?

Poonawalla Fincorp Ltd has debt-to-equity of 4.68.

Is Poonawalla Fincorp Ltd a good investment?

Bull Run gives Poonawalla Fincorp Ltd a score of 54.9/100. This is not investment advice — consult a SEBI-registered advisor.