Poonawalla Fincorp Ltd Stock Price Today (NSE: POONAWALLA)
Poonawalla Fincorp Ltd
Fundamental Score
Poonawalla Fincorp Ltd Share Price Live NSE/BSE & Institutional Fundamental Analysis
Poonawalla Fincorp Ltd share price today is ₹472.25, up +0.00% on NSE/BSE as of 20 February 2026. Poonawalla Fincorp Ltd (POONAWALLA) is a Large-cap company in the Non Banking Financial Company (NBFC) sector with a market capitalisation of ₹39.40K (Cr). The 52-week high for POONAWALLA share price is ₹N/A and the 52-week low is ₹N/A. At a P/E ratio of 180.84x, POONAWALLA is currently trading above its industry average P/E of 22.03x. The company has a Return on Equity (ROE) of -1.28% and a debt-to-equity ratio of 3.64.
Poonawalla Fincorp Ltd Share Price Chart — NSE/BSE Historical Performance
Returns & Performance
ROE
ROCE
OPM (5Y)
Div Yield
Poonawalla Fincorp Ltd Valuation Check
P/E Ratio
Industry P/E
Market Cap
Growth Engine
Profit Growth (Q)
Sales Growth (Q)
Sales Growth (5Y)
EPS Growth (5Y)
Profit Growth (5Y)
Balance Sheet Health
Debt to Equity
Int. Coverage
Free Cash Flow (5Y)
Shareholding
Promoter
FII
DII
Pledged
Institutional Deep-Dive
Bull Run Research Hub
Poonawalla Fincorp Share Price Analysis: A Financial Deep Dive
The Non-Banking Financial Company (NBFC) sector is currently undergoing a period of intense scrutiny, with investors hyper-focused on asset quality and risk management amidst fluctuating interest rates. This context is crucial when evaluating the current Poonawalla Fincorp share price. At ₹431.5, with a PE ratio of 180.84, the market's valuation appears optimistic, suggesting high expectations for future growth. This analysis delves into key financial metrics to assess the sustainability of this valuation.
One critical metric to consider is Poonawalla Fincorp's Return on Capital Employed (ROCE) of 4.77%. This figure represents the company's efficiency in generating profits from its capital. While positive, a ROCE of 4.77% is relatively modest and may indicate a narrow economic moat. Competitors with higher ROCE figures demonstrate a greater ability to generate returns for their investors, potentially making them more attractive options. This relatively lower ROCE can make defending market share more challenging in a competitive NBFC landscape. This is a key metric to watch going forward.
Comparing Poonawalla Fincorp Ltd with peers like
Apollo Finvest presents further insights. While both operate in the financial services sector, factors such as management experience, strategic vision, and execution capabilities can significantly differentiate their performance. For instance, analyzing Apollo Finvest's past financial performance and leadership track record could reveal strengths or weaknesses not immediately apparent from Poonawalla Fincorp's headline figures. It is important to evaluate these other metrics as well for comparison.The high PE ratio, combined with a moderate ROCE, warrants careful consideration. The market might be anticipating substantial earnings growth to justify the current valuation. Whether Poonawalla Fincorp can deliver on these expectations hinges on its ability to improve asset quality, optimize operational efficiency, and effectively manage risk in the current economic environment. Further assessment of their operational strategies and market positioning is required to fully understand their future growth potential.
Disclaimer: This financial analysis of Poonawalla Fincorp share price is part of an 80-parameter fundamental audit verified by Sweta Mishra. It is for informational purposes only and does not constitute investment advice. This is an observational analysis, and no buy/sell recommendations are being made.
Labels (e.g., "Excellent", "Good") are peer-based vs industry/sector averages — data-only, not advice
Poonawalla Fincorp Ltd Fundamental Analysis & Valuation Benchmarking
Educational evaluation of POONAWALLA across key market metrics for learning purposes.
Positive Indicators
5 factors identified
Strong Operating Margins (54.81%)
Observation: Healthy 5-year operating margins indicate pricing power and cost control.
Analysis: OPM >15% suggests operational efficiency and competitive advantages.
Robust Profit Growth (115.75%)
Observation: Strong year-over-year profit expansion demonstrates business momentum.
Analysis: Profit growth >20% indicates effective execution and market opportunity capture.
Strong Revenue Growth (55.97%)
Observation: Healthy sales growth indicates market demand and execution capability.
Analysis: Revenue growth >15% suggests strong market position and growth potential.
Balanced Promoter Holding (63.96%)
Observation: Optimal balance between promoter control and public float.
Analysis: Promoter holding in 50-75% range provides management alignment.
Zero Share Pledging Risk
Observation: No promoter shares pledged as collateral.
Analysis: Absence of share pledging eliminates potential forced-selling pressure.
Risk Factors
7 factors identified
Below-Average Return on Equity (-1.28%)
Observation: Returns on equity are below industry benchmarks.
Analysis: ROE <10% may indicate inefficient capital utilization. Consider monitoring for operational improvements and management effectiveness.
Suboptimal ROCE (4.77%)
Observation: Returns on capital employed are below expectations.
Analysis: ROCE <10% suggests potential inefficiencies in capital allocation.
Premium Valuation Risk (P/E: 180.84x)
Observation: High valuation multiples may limit upside potential.
Analysis: Elevated P/E ratios require strong growth execution to justify current valuations.
Elevated Debt Levels (D/E: 3.64)
Observation: High leverage increases financial risk and interest burden.
Analysis: High debt-to-equity ratios require monitoring of debt servicing capability.
Weak Interest Coverage (1.14x)
Observation: Limited ability to service debt obligations from earnings.
Analysis: Low interest coverage raises concerns about financial stability.
Negative Free Cash Flow (₹-24729.81 Cr over 5Y)
Observation: Cash outflows exceed inflows.
Analysis: Negative FCF requires analysis of capital expenditure cycle.
No Dividend Distribution
Observation: Company does not currently pay dividends to shareholders.
Analysis: Zero dividend yield may indicate growth reinvestment focus or cash flow constraints.
Poonawalla Fincorp Ltd Financial Statements
Comprehensive financial data for Poonawalla Fincorp Ltd including income statement, balance sheet and cash flow
About POONAWALLA (Poonawalla Fincorp Ltd)
Poonawalla Fincorp Ltd (POONAWALLA) is listed on the National Stock Exchange (NSE) and Bombay Stock Exchange (BSE) of India. The company operates in the Non Banking Financial Company (NBFC) sector with a current market capitalisation of ₹39.40K (Cr). Poonawalla Fincorp Ltd has delivered a Return on Equity (ROE) of -1.28% and a ROCE of 4.77%. The debt-to-equity ratio stands at 3.64, reflecting the company's capital structure. Investors tracking POONAWALLA share price can monitor key metrics including P/E ratio, promoter holding of 63.96%, and quarterly earnings growth.
Company Details
Key Leadership
Corporate Events
Latest News
POONAWALLA Share Price: Frequently Asked Questions
What is the current share price of Poonawalla Fincorp Ltd (POONAWALLA)?
As of 20 Feb 2026, 06:20 am IST, Poonawalla Fincorp Ltd share price is ₹472.25. The POONAWALLA stock has a market capitalisation of ₹39.40K (Cr) on NSE/BSE.
Is POONAWALLA share price Overvalued or Undervalued?
POONAWALLA share price is currently trading at a P/E ratio of 180.84x, compared to the industry average of 22.03x. Based on this relative valuation, the Poonawalla Fincorp Ltd stock appears to be Overvalued against its sector peers.
What is the 52-week high and low of POONAWALLA share price?
The 52-week high of POONAWALLA share price is ₹N/A and the 52-week low is ₹N/A.
What factors affect the Poonawalla Fincorp Ltd share price?
Key factors influencing POONAWALLA share price include quarterly earnings growth (Sales Growth: 55.97%), raw material costs, government infrastructure spending, and institutional flows (FII/DII holding).
Is Poonawalla Fincorp Ltd a good stock for long-term investment?
Poonawalla Fincorp Ltd shows a 5-year Profit Growth of N/A% and an ROE of -1.28%. Long-term investors should consider these fundamentals alongside the debt-to-equity ratio of 3.64 before investing in POONAWALLA shares.
How does Poonawalla Fincorp Ltd compare with its industry peers?
Poonawalla Fincorp Ltd competes with major peers in the Non Banking Financial Company (NBFC). Investors should compare POONAWALLA share price P/E of 180.84x and ROE of -1.28% against the industry averages to determine competitive standing.
What is the P/E ratio of POONAWALLA and what does it mean?
POONAWALLA share price has a P/E ratio of 180.84x compared to the industry average of 22.03x. Investors pay ₹181 for every ₹1 of annual earnings.
How is POONAWALLA performing according to Bull Run's analysis?
POONAWALLA has a Bull Run fundamental score of 35.4/100, indicating concerns requiring careful analysis. This comprehensive rating is based on 15+ financial parameters.
What sector and industry does POONAWALLA belong to?
POONAWALLA operates in the Non Banking Financial Company (NBFC) industry. This classification helps understand the competitive landscape and sector-specific trends affecting Poonawalla Fincorp Ltd share price.
What is Return on Equity (ROE) and why is it important for POONAWALLA?
POONAWALLA has an ROE of -1.28%, which suggests challenges in generating returns from shareholders equity. ROE measures how efficiently Poonawalla Fincorp Ltd generates profits from shareholders capital.
How is POONAWALLA debt-to-equity ratio and what does it indicate?
POONAWALLA has a debt-to-equity ratio of 3.64, which indicates high leverage that increases financial risk.
What is POONAWALLA dividend yield and is it a good dividend stock?
POONAWALLA offers a dividend yield of 0.00%, meaning you receive ₹0.00 annual dividend for every ₹100 invested in Poonawalla Fincorp Ltd shares.
How has POONAWALLA share price grown over the past 5 years?
POONAWALLA has achieved 5-year growth rates of: Sales Growth 10.76%, Profit Growth N/A%, and EPS Growth N/A%.
What is the promoter holding in POONAWALLA and why does it matter?
Promoters hold 63.96% of POONAWALLA shares, with 0.00% pledged. High promoter holding often indicates strong management confidence in Poonawalla Fincorp Ltd.
What is POONAWALLA market capitalisation category?
POONAWALLA has a market capitalisation of ₹39398 crores, placing it in the Large-cap category.
How volatile is POONAWALLA stock?
POONAWALLA has a beta of N/A. A beta > 1 suggests the Poonawalla Fincorp Ltd stock is more volatile than the market, while a beta < 1 suggests it is less volatile.
What is POONAWALLA operating profit margin trend?
POONAWALLA has a 5-year average Operating Profit Margin (OPM) of 54.81%, indicating the company's operational efficiency.
How is POONAWALLA quarterly performance?
Recent quarterly performance shows Poonawalla Fincorp Ltd YoY Sales Growth of 55.97% and YoY Profit Growth of 115.75%.
What is the institutional holding pattern in POONAWALLA?
POONAWALLA has FII holding of 10.56% and DII holding of 12.28%. Significant institutional holding often suggests professional confidence in the Poonawalla Fincorp Ltd stock.