Sundaram Finance Ltd Stock Price Today (NSE: SUNDARMFIN)
Sundaram Finance Ltd
Fundamental Score
Sundaram Finance Ltd Share Price Live NSE/BSE & Institutional Fundamental Analysis
Sundaram Finance Ltd share price today is ₹5230.50, up +0.00% on NSE/BSE as of 17 February 2026. Sundaram Finance Ltd (SUNDARMFIN) is a Large-cap company in the Non Banking Financial Company (NBFC) sector with a market capitalisation of ₹52.89K (Cr). The 52-week high for SUNDARMFIN share price is ₹N/A and the 52-week low is ₹N/A. At a P/E ratio of 26.82x, SUNDARMFIN is currently trading above its industry average P/E of 22.03x. The company has a Return on Equity (ROE) of 15.27% and a debt-to-equity ratio of 4.35.
Sundaram Finance Ltd Share Price Chart — NSE/BSE Historical Performance
Returns & Performance
ROE
ROCE
OPM (5Y)
Div Yield
Sundaram Finance Ltd Valuation Check
P/E Ratio
Industry P/E
Market Cap
Growth Engine
Profit Growth (Q)
Sales Growth (Q)
Sales Growth (5Y)
EPS Growth (5Y)
Profit Growth (5Y)
Balance Sheet Health
Debt to Equity
Int. Coverage
Free Cash Flow (5Y)
Shareholding
Promoter
FII
DII
Pledged
Institutional Deep-Dive
Bull Run Research Hub
Sundaram Finance Share Price: A ROCE Efficiency Analysis
The Non-Banking Financial Company (NBFC) sector is currently undergoing a transformation, marked by increasing regulatory scrutiny and a heightened focus on asset quality, forcing institutions to optimize their Return on Capital Employed (ROCE) for sustainable growth. This analysis examines the financial health of Sundaram Finance, focusing on its ROCE efficiency and its implications for long-term value creation. Currently, the Sundaram Finance share price is ₹5439.0, with a Price-to-Earnings (PE) ratio of 26.82 and a ROCE of 9.64%.
A crucial element in assessing financial performance is understanding the Return on Capital Employed (ROCE). Sundaram Finance Ltd. reports a ROCE of 9.64%. This metric provides insight into how effectively the company is utilizing its capital to generate profits. While seemingly adequate, this ROCE needs to be viewed in light of the company’s cost of capital and the performance of its peers.
Comparing Sundaram Finance to its peers highlights potential areas for improvement. While precise ROCE data for
Apollo Finvest requires further investigation, the perception of management quality plays a critical role. Some investors perceive Sundaram Finance's management as more conservative and focused on long-term stability compared to peers who might prioritize aggressive growth, potentially influencing their respective ROCE profiles. This conservative approach might result in a lower but more sustainable ROCE for Sundaram Finance in the long run.The 9.64% ROCE directly impacts the company's "moat," or competitive advantage. A consistently high ROCE indicates a strong ability to generate profits and reinvest in the business, strengthening its competitive position. However, if the ROCE is below the company's cost of capital, it could erode the moat over time. Therefore, monitoring and improving ROCE is essential for maintaining and expanding Sundaram Finance's competitive advantage in the NBFC sector.
Disclaimer: This financial analysis is part of an 80-parameter fundamental audit verified by Sweta Mishra and is for informational purposes only. It is based on publicly available data and should not be construed as investment advice. The analysis offers observations, not recommendations.
Labels (e.g., "Excellent", "Good") are peer-based vs industry/sector averages — data-only, not advice
Sundaram Finance Ltd Fundamental Analysis & Valuation Benchmarking
Educational evaluation of SUNDARMFIN across key market metrics for learning purposes.
Positive Indicators
7 factors identified
Strong Return on Equity (15.27%)
Observation: Efficient use of shareholders' capital generating superior returns.
Analysis: ROE >15% indicates strong profitability and effective management. This metric suggests the company can generate substantial returns on invested capital.
Strong Operating Margins (77.25%)
Observation: Healthy 5-year operating margins indicate pricing power and cost control.
Analysis: OPM >15% suggests operational efficiency and competitive advantages.
Consistent Growth Track Record (12.58% CAGR)
Observation: Strong 5-year sales compound annual growth rate.
Analysis: Consistent sales CAGR >12% demonstrates sustainable growth model.
Excellent EPS Growth (18.93% CAGR)
Observation: Outstanding 5-year earnings per share compound growth.
Analysis: EPS CAGR >15% indicates strong wealth creation potential.
Strong Profit Growth Track Record (18.93% CAGR)
Observation: Consistent 5-year profit compound annual growth rate.
Analysis: Profit CAGR >15% demonstrates scalable business model.
Strong Institutional Confidence (FII+DII: 26.43%)
Observation: Significant professional investor participation.
Analysis: High institutional holding often signals thorough due diligence.
Zero Share Pledging Risk
Observation: No promoter shares pledged as collateral.
Analysis: Absence of share pledging eliminates potential forced-selling pressure.
Risk Factors
4 factors identified
Suboptimal ROCE (9.64%)
Observation: Returns on capital employed are below expectations.
Analysis: ROCE <10% suggests potential inefficiencies in capital allocation.
Elevated Debt Levels (D/E: 4.35)
Observation: High leverage increases financial risk and interest burden.
Analysis: High debt-to-equity ratios require monitoring of debt servicing capability.
Weak Interest Coverage (1.57x)
Observation: Limited ability to service debt obligations from earnings.
Analysis: Low interest coverage raises concerns about financial stability.
Negative Free Cash Flow (₹-22093.43 Cr over 5Y)
Observation: Cash outflows exceed inflows.
Analysis: Negative FCF requires analysis of capital expenditure cycle.
Sundaram Finance Ltd Financial Statements
Comprehensive financial data for Sundaram Finance Ltd including income statement, balance sheet and cash flow
About SUNDARMFIN (Sundaram Finance Ltd)
Sundaram Finance Ltd (SUNDARMFIN) is listed on the National Stock Exchange (NSE) and Bombay Stock Exchange (BSE) of India. The company operates in the Non Banking Financial Company (NBFC) sector with a current market capitalisation of ₹52.89K (Cr). Sundaram Finance Ltd has delivered a Return on Equity (ROE) of 15.27% and a ROCE of 9.64%. The debt-to-equity ratio stands at 4.35, reflecting the company's capital structure. Investors tracking SUNDARMFIN share price can monitor key metrics including P/E ratio, promoter holding of 37.22%, and quarterly earnings growth.
Company Details
Key Leadership
Corporate Events
SUNDARMFIN Share Price: Frequently Asked Questions
What is the current share price of Sundaram Finance Ltd (SUNDARMFIN)?
As of 17 Feb 2026, 10:24 am IST, Sundaram Finance Ltd share price is ₹5230.50. The SUNDARMFIN stock has a market capitalisation of ₹52.89K (Cr) on NSE/BSE.
Is SUNDARMFIN share price Overvalued or Undervalued?
SUNDARMFIN share price is currently trading at a P/E ratio of 26.82x, compared to the industry average of 22.03x. Based on this relative valuation, the Sundaram Finance Ltd stock appears to be Overvalued against its sector peers.
What is the 52-week high and low of SUNDARMFIN share price?
The 52-week high of SUNDARMFIN share price is ₹N/A and the 52-week low is ₹N/A.
What factors affect the Sundaram Finance Ltd share price?
Key factors influencing SUNDARMFIN share price include quarterly earnings growth (Sales Growth: 14.44%), raw material costs, government infrastructure spending, and institutional flows (FII/DII holding).
Is Sundaram Finance Ltd a good stock for long-term investment?
Sundaram Finance Ltd shows a 5-year Profit Growth of 18.93% and an ROE of 15.27%. Long-term investors should consider these fundamentals alongside the debt-to-equity ratio of 4.35 before investing in SUNDARMFIN shares.
How does Sundaram Finance Ltd compare with its industry peers?
Sundaram Finance Ltd competes with major peers in the Non Banking Financial Company (NBFC). Investors should compare SUNDARMFIN share price P/E of 26.82x and ROE of 15.27% against the industry averages to determine competitive standing.
What is the P/E ratio of SUNDARMFIN and what does it mean?
SUNDARMFIN share price has a P/E ratio of 26.82x compared to the industry average of 22.03x. Investors pay ₹27 for every ₹1 of annual earnings.
How is SUNDARMFIN performing according to Bull Run's analysis?
SUNDARMFIN has a Bull Run fundamental score of 36.5/100, indicating concerns requiring careful analysis. This comprehensive rating is based on 15+ financial parameters.
What sector and industry does SUNDARMFIN belong to?
SUNDARMFIN operates in the Non Banking Financial Company (NBFC) industry. This classification helps understand the competitive landscape and sector-specific trends affecting Sundaram Finance Ltd share price.
What is Return on Equity (ROE) and why is it important for SUNDARMFIN?
SUNDARMFIN has an ROE of 15.27%, which indicates excellent management efficiency. ROE measures how efficiently Sundaram Finance Ltd generates profits from shareholders capital.
How is SUNDARMFIN debt-to-equity ratio and what does it indicate?
SUNDARMFIN has a debt-to-equity ratio of 4.35, which indicates high leverage that increases financial risk.
What is SUNDARMFIN dividend yield and is it a good dividend stock?
SUNDARMFIN offers a dividend yield of 0.74%, meaning you receive ₹0.74 annual dividend for every ₹100 invested in Sundaram Finance Ltd shares.
How has SUNDARMFIN share price grown over the past 5 years?
SUNDARMFIN has achieved 5-year growth rates of: Sales Growth 12.58%, Profit Growth 18.93%, and EPS Growth 18.93%.
What is the promoter holding in SUNDARMFIN and why does it matter?
Promoters hold 37.22% of SUNDARMFIN shares, with 0.00% pledged. High promoter holding often indicates strong management confidence in Sundaram Finance Ltd.
What is SUNDARMFIN market capitalisation category?
SUNDARMFIN has a market capitalisation of ₹52888 crores, placing it in the Large-cap category.
How volatile is SUNDARMFIN stock?
SUNDARMFIN has a beta of N/A. A beta > 1 suggests the Sundaram Finance Ltd stock is more volatile than the market, while a beta < 1 suggests it is less volatile.
What is SUNDARMFIN operating profit margin trend?
SUNDARMFIN has a 5-year average Operating Profit Margin (OPM) of 77.25%, indicating the company's operational efficiency.
How is SUNDARMFIN quarterly performance?
Recent quarterly performance shows Sundaram Finance Ltd YoY Sales Growth of 14.44% and YoY Profit Growth of 11.92%.
What is the institutional holding pattern in SUNDARMFIN?
SUNDARMFIN has FII holding of 19.06% and DII holding of 7.37%. Significant institutional holding often suggests professional confidence in the Sundaram Finance Ltd stock.