Bajaj Finance Ltd Stock Price Today (NSE: BAJFINANCE)

Bajaj Finance Ltd

923.55+2.45 (+0.27%)
Market Closed

Fundamental Score

...

Bajaj Finance Ltd Share Price — Live NSE/BSE Price, Fundamentals & Analysis

Bajaj Finance Ltd share price today is 923.55, up +0.27% on NSE/BSE as of 25 May 2026. Bajaj Finance Ltd (BAJFINANCE) is a Large-cap company in the Non Banking Financial Company (NBFC) sector with a market capitalisation of 6.35L (Cr). The 52-week high for BAJFINANCE share price is 1102.50 and the 52-week low is 787.90. At a P/E ratio of 34.71x, BAJFINANCE is currently trading above its industry average P/E of 22.03x. The company has a Return on Equity (ROE) of 19.22% and a debt-to-equity ratio of 3.85.

Bajaj Finance Ltd Share Price Chart — NSE/BSE Historical Performance

No data
High
992.25
Low
889.00
Volume
73.6L
Change
+0.63%

Bajaj Finance Ltd share price chart: 0.63% return over the past month. 52-week high ₹1102.50, 52-week low ₹787.90.

Bajaj Finance Ltd — Last 10 Trading Days

DateOpenHighLowCloseVolume
927.60930.00920.10923.5583.14L (Cr)
900.00925.00890.70921.1063.85L (Cr)
913.00921.60907.35910.4550.12L (Cr)
902.90915.00889.00912.1568.15L (Cr)
902.00907.40890.05896.1574.23L (Cr)
928.00932.65901.75904.2071.75L (Cr)
946.00956.00933.55936.0555.80L (Cr)
971.00971.95951.00955.3555.55L (Cr)
992.25992.25969.00972.7578.74L (Cr)
965.00984.00965.00980.7577.71L (Cr)

Bajaj Finance Ltd — Last 12 Months Price History

MonthOpenHighLowCloseChange
937.00992.25889.00923.55-1.44%
832.80975.00792.45937.00+12.51%
971.00990.40787.90801.55-17.45%
887.001046.00887.00995.90+12.28%
988.20999.15907.70929.85-5.90%
1041.901061.00978.40986.80-5.29%
1037.001088.00981.301037.50+0.05%
991.501102.50972.001042.80+5.17%
877.851036.00877.85998.90+13.79%
884.80919.65849.00877.85-0.79%
932.50970.95868.00881.20-5.50%
913.00978.80886.00936.50+2.57%

Returns & Performance

Good

Return on Equity (ROE)

19.22%

Profit generated per ₹1 of shareholder equity

Poor

Return on Capital (ROCE)

11.35%

Returns generated on total capital deployed

Excellent

Oper. Profit Margin (5Y Avg)

67.35%

Average operating profit margin over 5 years

Dividend Yield

0.43%

Annual dividend as % of current share price

Bajaj Finance Ltd Valuation Check

Poor

Price to Earnings (P/E)

34.71x

Share price ÷ earnings per share. Lower = cheaper

Poor

Industry Avg P/E

22.03x

Average P/E of all peers in this sector

Market-cap Classification
Large-cap
Established & liquid; typically steadier returns.

Shareholding Pattern

Excellent

Promoter Holding

54.66%

% shares held by company founders/management

Excellent

FII Holding

21.97%

% shares held by foreign institutional investors

Good

DII Holding

14.39%

% held by domestic mutual funds, LIC, banks

Excellent

Promoter Pledged %

0.00%

% of promoter shares pledged as collateral — lower is safer

Growth Engine

Excellent

Profit Growth (Quarterly YoY)

21.89%

Net profit growth vs same quarter last year

Good

Revenue Growth (Quarterly YoY)

18.06%

Revenue growth vs same quarter last year

Excellent

Revenue Growth (5-Year CAGR)

21.46%

Compounded annual revenue growth over 5 years

Excellent

EPS Growth (5-Year CAGR)

25.10%

Earnings per share growth over 5 years

Excellent

Net Profit Growth (5-Year CAGR)

25.91%

Compounded annual net profit growth over 5 years

Balance Sheet Health

Poor

Debt to Equity Ratio

3.85x

Total debt ÷ equity. Below 0.5 = financially healthy

Poor

Interest Coverage Ratio

1.91x

EBIT ÷ interest expense. Above 2.5 = can pay interest comfortably

Free Cash Flow (5-Year Total)

-2.22L (Cr)

Cash left after capex over 5 years. Positive = self-funded growth

Labels (e.g., "Excellent", "Good") are peer-based vs industry/sector averages — data-only, not advice

Bajaj Finance Ltd Fundamental Analysis & Valuation Benchmarking

Educational evaluation of BAJFINANCE across key market metrics for learning purposes.

Positive Indicators

10 factors identified

Strong Return on Equity (19.22%)

Observation: Efficient use of shareholders' capital generating superior returns.

Analysis: ROE >15% indicates strong profitability and effective management. This metric suggests the company can generate substantial returns on invested capital.

Strong Operating Margins (67.35%)

Observation: Healthy 5-year operating margins indicate pricing power and cost control.

Analysis: OPM >15% suggests operational efficiency and competitive advantages.

Robust Profit Growth (21.89%)

Observation: Strong year-over-year profit expansion demonstrates business momentum.

Analysis: Profit growth >20% indicates effective execution and market opportunity capture.

Strong Revenue Growth (18.06%)

Observation: Healthy sales growth indicates market demand and execution capability.

Analysis: Revenue growth >15% suggests strong market position and growth potential.

Consistent Growth Track Record (21.46% CAGR)

Observation: Strong 5-year sales compound annual growth rate.

Analysis: Consistent sales CAGR >12% demonstrates sustainable growth model.

Excellent EPS Growth (25.10% CAGR)

Observation: Outstanding 5-year earnings per share compound growth.

Analysis: EPS CAGR >15% indicates strong wealth creation potential.

Strong Profit Growth Track Record (25.91% CAGR)

Observation: Consistent 5-year profit compound annual growth rate.

Analysis: Profit CAGR >15% demonstrates scalable business model.

Balanced Promoter Holding (54.66%)

Observation: Optimal balance between promoter control and public float.

Analysis: Promoter holding in 50-75% range provides management alignment.

Strong Institutional Confidence (FII+DII: 36.36%)

Observation: Significant professional investor participation.

Analysis: High institutional holding often signals thorough due diligence.

Zero Share Pledging Risk

Observation: No promoter shares pledged as collateral.

Analysis: Absence of share pledging eliminates potential forced-selling pressure.

Risk Factors

3 factors identified

Elevated Debt Levels (D/E: 3.85)

Observation: High leverage increases financial risk and interest burden.

Analysis: High debt-to-equity ratios require monitoring of debt servicing capability.

Weak Interest Coverage (1.91x)

Observation: Limited ability to service debt obligations from earnings.

Analysis: Low interest coverage raises concerns about financial stability.

Negative Free Cash Flow (₹-221822.70 Cr over 5Y)

Observation: Cash outflows exceed inflows.

Analysis: Negative FCF requires analysis of capital expenditure cycle.

Bajaj Finance Ltd vs Non Banking Financial Company (NBFC) Peers

Peer Comparison - Non Banking Financial Company (NBFC)

Compare Bajaj Finance Ltd with 10 other companies in the same sector

11 companies
Company Info
Fundamental
Valuation
Profitability
Financial Health
Growth
Dividend
Company
Company name
Score
Bull Run comprehensive fundamental score based on 20+ metrics
Price
Current trading price of the stock
Market Cap
Total value of all shares in the market
P/E
Price per share divided by earnings per share
ROE
Net income divided by shareholder equity
ROCE
Earnings before interest and tax divided by capital employed
Debt/Eq
Total debt divided by total equity
Profit 5Y
Average annual profit growth over 5 years
Sales 5Y
Average annual sales growth over 5 years
Dividend
Annual dividend per share divided by price per share
61.2/100
924
₹635285.77
34.7
Average
19.22%
Good
11.35%
Average
3.9
Poor
25.91%
Excellent
21.46%
Excellent
0.43%
48.1/100
927
₹160454.76
18.3
Average
15.57%
Good
10.95%
Average
3.9
Poor
26.73%
Excellent
21.55%
Excellent
1.16%
58.9/100
3304
₹153050.66
21.0
Average
19.58%
Good
13.19%
Average
3.8
Poor
11.18%
Good
15.86%
Excellent
0.68%
62.5/100
1553
₹145498.76
31.3
Average
19.71%
Good
10.34%
Average
7.2
Poor
32.25%
Excellent
24.29%
Excellent
0.12%
38.2/100
624
₹83417.35
43.5
Average
14.82%
Average
10.40%
Average
3.3
Poor
9.01%
Good
14.26%
Good
0.29%
35/100
279
₹77417.35
28.7
Average
10.79%
Average
8.71%
Poor
3.7
Poor
9.23%
Good
2.46%
Average
0.89%
25.3/100
675
₹63088.80
29.3
Average
14.72%
Average
9.79%
Poor
4.7
Poor
0.26%
36.5/100
4559
₹52888.17
26.8
Average
15.27%
Good
9.64%
Poor
4.3
Poor
18.93%
Excellent
12.58%
Good
0.74%
58/100
497
₹44785.81
11.2
Average
34.14%
Excellent
30.85%
Excellent
0.2
Excellent
208.59%
Excellent
0.04%
35.4/100
405
₹39398.34
180.8
Average
-1.28%
Poor
4.77%
Poor
3.6
Poor
10.76%
Good
0.00%
54.1/100
1124
₹25483.11
49.0
Average
1.63%
Poor
6.78%
Poor
2.4
Poor
102.01%
Excellent
-4.51%
Poor
0.98%

Bajaj Finance Ltd PE Ratio History

Historical price-to-earnings ratio for BAJFINANCE — last 5 years

YearEPS (₹)Price (₹)P/E Ratio
FY 202526.82₹986.8036.8x
FY 202423.60₹682.3028.9x
FY 202318.96₹732.7738.7x
FY 202211.58₹657.5256.8x

P/E = year-end price ÷ diluted EPS from annual filings. Source: NSE/BSE via Bull Run.

Bajaj Finance Ltd Dividend History

Annual cash dividends paid by BAJFINANCE — dividend yield 0.43%

Financial YearDividends Paid (₹ Cr)
FY 20252225.24 Cr
FY 20241814.58 Cr
FY 20231206.86 Cr
FY 2022602.63 Cr

Cash dividends from annual cash flow statements. Past dividends do not guarantee future payments. Not investment advice.

Bajaj Finance Ltd Quarterly Performance

Latest quarterly metrics for BAJFINANCE — revenue growth and profit growth vs same quarter last year

Revenue Growth (YoY)

18.06%

Latest quarter vs same quarter previous year

Net Profit Growth (YoY)

21.89%

Latest quarter net profit vs same quarter previous year

5-Year Revenue CAGR

21.46%

Compounded annual revenue growth over 5 years

5-Year Profit CAGR

25.91%

Compounded annual net profit growth over 5 years

Bajaj Finance Ltd Technical Indicators

SMA 50, SMA 200, RSI and volume signals for BAJFINANCE — calculated from daily price history

48RSI 14
Neutral — RSI 48

Momentum is balanced — neither overbought nor oversold.

SMA 50
902
▲ Price above SMA 50 — Short-term bullish
SMA 200
962
▼ Price below SMA 200 — Long-term downtrend
30-Day Avg Volume
8027K shares/day
Average daily traded volume over last 30 trading sessions

Technical indicators are for educational purposes only. Not investment advice.

Bajaj Finance Ltd Financial Statements

Annual income statement, balance sheet and cash flow for Bajaj Finance Ltd (BAJFINANCE) — sourced from NSE/BSE filings.

Loading Financial Statements...

Fetching financial data for Bajaj Finance Ltd

About BAJFINANCE (Bajaj Finance Ltd)

Bajaj Finance Ltd is a significant player in India's financial landscape, operating as a Non-Banking Financial Company (NBFC) focused on lending and related services. The company h...as carved a niche for itself by offering a diverse portfolio of financial products tailored to meet the needs of a wide spectrum of customers. Bajaj Finance caters to individual consumers seeking financing for various personal needs, as well as businesses requiring capital for growth and expansion. Their offerings are designed to be accessible and convenient, contributing to their widespread popularity across the country. With a focus on innovation and customer-centric solutions, Bajaj Finance continues to evolve to address the changing demands of the Indian financial market. The company's product range is extensive, covering numerous financing options across both retail and commercial segments. On the retail front, Bajaj Finance provides loans for consumer durables, lifestyle products, and personal expenses, enabling individuals to achieve their aspirations. They also offer specialized lending solutions such as home loans, loans against property, and vehicle loans, catering to diverse financial requirements. On the commercial side, the company offers a range of loan products tailored for businesses, including small and medium-sized enterprises (SMEs). This includes financing for working capital, equipment purchases, and expansion projects, supporting the growth and development of the Indian business ecosystem. Bajaj Finance differentiates itself through its advanced digital capabilities and widespread network of branches and partners. The company leverages technology to streamline loan application processes, making financing accessible to customers across the country. They also provide innovative services, such as EMI financing options, to make purchases more affordable and accessible. Furthermore, Bajaj Finance is known for its strong risk management practices and customer service orientation, ensuring a positive and seamless experience for borrowers. Through its comprehensive product offerings, digital capabilities, and customer-centric approach, Bajaj Finance plays a vital role in driving financial inclusion and supporting the economic growth of India.

Company Details

Symbol:BAJFINANCE
Industry:Non Banking Financial Company (NBFC)
Sector:Non Banking Financial Company (NBFC)

Key Leadership

Mr. Rajeev A. Jain
MD & Executive Vice Chairman
Mr. Sandeep Vijay Kumar Jain
CFO & COO
Mr. Deepak Bagati
President of Debt Management Services & COO

BAJFINANCE Share Price: Frequently Asked Questions

What is the current share price of Bajaj Finance Ltd?

Bajaj Finance Ltd (BAJFINANCE) trades at ₹923.55 on NSE and BSE. Market cap ₹6.35L (Cr). Educational data only.

What is the P/E ratio of Bajaj Finance Ltd?

Bajaj Finance Ltd has a P/E of 34.71x vs industry average 22.03x.

What is the Bull Run score for Bajaj Finance Ltd?

Bajaj Finance Ltd has a Bull Run score of 61.2/100 based on 25+ financial parameters.

Does Bajaj Finance Ltd pay dividends?

Bajaj Finance Ltd has a dividend yield of 0.43%. Past dividends don't guarantee future payments.

What is the ROE of Bajaj Finance Ltd?

Bajaj Finance Ltd has ROE of 19.22%. Higher ROE indicates better use of shareholder equity.

What is the debt-to-equity ratio of Bajaj Finance Ltd?

Bajaj Finance Ltd has debt-to-equity of 3.85.

Is Bajaj Finance Ltd a good investment?

Bull Run gives Bajaj Finance Ltd a score of 61.2/100. This is not investment advice — consult a SEBI-registered advisor.