Bajaj Finance Ltd Stock Price Today (NSE: BAJFINANCE)
Fundamental Score
Bajaj Finance Ltd Share Price Live NSE/BSE & Institutional Fundamental Analysis
Bajaj Finance Ltd share price today is ₹1017.05, up +0.00% on NSE/BSE as of 19 February 2026. Bajaj Finance Ltd (BAJFINANCE) is a Large-cap company in the Non Banking Financial Company (NBFC) sector with a market capitalisation of ₹6.35L (Cr). The 52-week high for BAJFINANCE share price is ₹N/A and the 52-week low is ₹N/A. At a P/E ratio of 34.71x, BAJFINANCE is currently trading above its industry average P/E of 22.03x. The company has a Return on Equity (ROE) of 19.22% and a debt-to-equity ratio of 3.85.
Bajaj Finance Ltd Share Price Chart — NSE/BSE Historical Performance
Returns & Performance
ROE
ROCE
OPM (5Y)
Div Yield
Bajaj Finance Ltd Valuation Check
P/E Ratio
Industry P/E
Market Cap
Growth Engine
Profit Growth (Q)
Sales Growth (Q)
Sales Growth (5Y)
EPS Growth (5Y)
Profit Growth (5Y)
Balance Sheet Health
Debt to Equity
Int. Coverage
Free Cash Flow (5Y)
Shareholding
Promoter
FII
DII
Pledged
Institutional Deep-Dive
Bull Run Research Hub
Financial Analysis of Bajaj Finance Share Price
Non-Banking Financial Companies (NBFCs) are currently navigating a landscape of heightened regulatory scrutiny and evolving risk management practices, demanding increased capital adequacy and sophisticated asset-liability management. This analysis examines the financial stability of Bajaj Finance Ltd, focusing on its current valuation and profitability metrics. The current Bajaj Finance share price stands at ₹981.700012. This analysis will objectively assess the company's position within the NBFC sector, noting its strengths and potential vulnerabilities.
At a Price-to-Earnings (PE) ratio of 34.71, Bajaj Finance is trading at a premium compared to some peers, potentially reflecting investor expectations of future growth. This premium needs to be justified by demonstrably superior performance and risk management. In contrast, management quality is a crucial differentiator within the NBFC sector. Evaluating
Apollo Finvest and similar companies, observing management's strategic decision-making and track record in navigating economic cycles provides valuable context for assessing the sustainability of Bajaj Finance's valuation.The Return on Capital Employed (ROCE) of 11.35% is a key indicator of Bajaj Finance's profitability and efficiency in deploying capital. This ROCE suggests the company is generating reasonable returns, but the strength of its competitive moat depends on how sustainable this performance is. A higher ROCE consistently maintained over time can create a stronger moat, protecting the company's market share and profitability. It’s worth observing how efficiently Bajaj Finance manages its asset quality and how well it optimizes its funding costs to sustain and ideally improve this metric.
This analysis forms a small part of a comprehensive 80-parameter fundamental audit verified by Sweta Mishra. This audit incorporates an evaluation of balance sheet strength, income statement trends, cash flow stability, and regulatory compliance. The purpose of this analysis is purely observational, providing a snapshot of the company's financial metrics.
Labels (e.g., "Excellent", "Good") are peer-based vs industry/sector averages — data-only, not advice
Bajaj Finance Ltd Fundamental Analysis & Valuation Benchmarking
Educational evaluation of BAJFINANCE across key market metrics for learning purposes.
Positive Indicators
10 factors identified
Strong Return on Equity (19.22%)
Observation: Efficient use of shareholders' capital generating superior returns.
Analysis: ROE >15% indicates strong profitability and effective management. This metric suggests the company can generate substantial returns on invested capital.
Strong Operating Margins (67.35%)
Observation: Healthy 5-year operating margins indicate pricing power and cost control.
Analysis: OPM >15% suggests operational efficiency and competitive advantages.
Robust Profit Growth (21.89%)
Observation: Strong year-over-year profit expansion demonstrates business momentum.
Analysis: Profit growth >20% indicates effective execution and market opportunity capture.
Strong Revenue Growth (18.06%)
Observation: Healthy sales growth indicates market demand and execution capability.
Analysis: Revenue growth >15% suggests strong market position and growth potential.
Consistent Growth Track Record (21.46% CAGR)
Observation: Strong 5-year sales compound annual growth rate.
Analysis: Consistent sales CAGR >12% demonstrates sustainable growth model.
Excellent EPS Growth (25.10% CAGR)
Observation: Outstanding 5-year earnings per share compound growth.
Analysis: EPS CAGR >15% indicates strong wealth creation potential.
Strong Profit Growth Track Record (25.91% CAGR)
Observation: Consistent 5-year profit compound annual growth rate.
Analysis: Profit CAGR >15% demonstrates scalable business model.
Balanced Promoter Holding (54.66%)
Observation: Optimal balance between promoter control and public float.
Analysis: Promoter holding in 50-75% range provides management alignment.
Strong Institutional Confidence (FII+DII: 36.36%)
Observation: Significant professional investor participation.
Analysis: High institutional holding often signals thorough due diligence.
Zero Share Pledging Risk
Observation: No promoter shares pledged as collateral.
Analysis: Absence of share pledging eliminates potential forced-selling pressure.
Risk Factors
3 factors identified
Elevated Debt Levels (D/E: 3.85)
Observation: High leverage increases financial risk and interest burden.
Analysis: High debt-to-equity ratios require monitoring of debt servicing capability.
Weak Interest Coverage (1.91x)
Observation: Limited ability to service debt obligations from earnings.
Analysis: Low interest coverage raises concerns about financial stability.
Negative Free Cash Flow (₹-221822.70 Cr over 5Y)
Observation: Cash outflows exceed inflows.
Analysis: Negative FCF requires analysis of capital expenditure cycle.
Bajaj Finance Ltd Financial Statements
Comprehensive financial data for Bajaj Finance Ltd including income statement, balance sheet and cash flow
About BAJFINANCE (Bajaj Finance Ltd)
Bajaj Finance Ltd (BAJFINANCE) is listed on the National Stock Exchange (NSE) and Bombay Stock Exchange (BSE) of India. The company operates in the Non Banking Financial Company (NBFC) sector with a current market capitalisation of ₹6.35L (Cr). Bajaj Finance Ltd has delivered a Return on Equity (ROE) of 19.22% and a ROCE of 11.35%. The debt-to-equity ratio stands at 3.85, reflecting the company's capital structure. Investors tracking BAJFINANCE share price can monitor key metrics including P/E ratio, promoter holding of 54.66%, and quarterly earnings growth.
Company Details
Key Leadership
Corporate Events
Latest News
BAJFINANCE Share Price: Frequently Asked Questions
What is the current share price of Bajaj Finance Ltd (BAJFINANCE)?
As of 19 Feb 2026, 10:06 am IST, Bajaj Finance Ltd share price is ₹1017.05. The BAJFINANCE stock has a market capitalisation of ₹6.35L (Cr) on NSE/BSE.
Is BAJFINANCE share price Overvalued or Undervalued?
BAJFINANCE share price is currently trading at a P/E ratio of 34.71x, compared to the industry average of 22.03x. Based on this relative valuation, the Bajaj Finance Ltd stock appears to be Overvalued against its sector peers.
What is the 52-week high and low of BAJFINANCE share price?
The 52-week high of BAJFINANCE share price is ₹N/A and the 52-week low is ₹N/A.
What factors affect the Bajaj Finance Ltd share price?
Key factors influencing BAJFINANCE share price include quarterly earnings growth (Sales Growth: 18.06%), raw material costs, government infrastructure spending, and institutional flows (FII/DII holding).
Is Bajaj Finance Ltd a good stock for long-term investment?
Bajaj Finance Ltd shows a 5-year Profit Growth of 25.91% and an ROE of 19.22%. Long-term investors should consider these fundamentals alongside the debt-to-equity ratio of 3.85 before investing in BAJFINANCE shares.
How does Bajaj Finance Ltd compare with its industry peers?
Bajaj Finance Ltd competes with major peers in the Non Banking Financial Company (NBFC). Investors should compare BAJFINANCE share price P/E of 34.71x and ROE of 19.22% against the industry averages to determine competitive standing.
What is the P/E ratio of BAJFINANCE and what does it mean?
BAJFINANCE share price has a P/E ratio of 34.71x compared to the industry average of 22.03x. Investors pay ₹35 for every ₹1 of annual earnings.
How is BAJFINANCE performing according to Bull Run's analysis?
BAJFINANCE has a Bull Run fundamental score of 61.2/100, indicating moderate strength with some areas for improvement. This comprehensive rating is based on 15+ financial parameters.
What sector and industry does BAJFINANCE belong to?
BAJFINANCE operates in the Non Banking Financial Company (NBFC) industry. This classification helps understand the competitive landscape and sector-specific trends affecting Bajaj Finance Ltd share price.
What is Return on Equity (ROE) and why is it important for BAJFINANCE?
BAJFINANCE has an ROE of 19.22%, which indicates excellent management efficiency. ROE measures how efficiently Bajaj Finance Ltd generates profits from shareholders capital.
How is BAJFINANCE debt-to-equity ratio and what does it indicate?
BAJFINANCE has a debt-to-equity ratio of 3.85, which indicates high leverage that increases financial risk.
What is BAJFINANCE dividend yield and is it a good dividend stock?
BAJFINANCE offers a dividend yield of 0.43%, meaning you receive ₹0.43 annual dividend for every ₹100 invested in Bajaj Finance Ltd shares.
How has BAJFINANCE share price grown over the past 5 years?
BAJFINANCE has achieved 5-year growth rates of: Sales Growth 21.46%, Profit Growth 25.91%, and EPS Growth 25.10%.
What is the promoter holding in BAJFINANCE and why does it matter?
Promoters hold 54.66% of BAJFINANCE shares, with 0.00% pledged. High promoter holding often indicates strong management confidence in Bajaj Finance Ltd.
What is BAJFINANCE market capitalisation category?
BAJFINANCE has a market capitalisation of ₹635286 crores, placing it in the Large-cap category.
How volatile is BAJFINANCE stock?
BAJFINANCE has a beta of N/A. A beta > 1 suggests the Bajaj Finance Ltd stock is more volatile than the market, while a beta < 1 suggests it is less volatile.
What is BAJFINANCE operating profit margin trend?
BAJFINANCE has a 5-year average Operating Profit Margin (OPM) of 67.35%, indicating the company's operational efficiency.
How is BAJFINANCE quarterly performance?
Recent quarterly performance shows Bajaj Finance Ltd YoY Sales Growth of 18.06% and YoY Profit Growth of 21.89%.
What is the institutional holding pattern in BAJFINANCE?
BAJFINANCE has FII holding of 21.97% and DII holding of 14.39%. Significant institutional holding often suggests professional confidence in the Bajaj Finance Ltd stock.