Muthoot Finance Ltd Stock Price Today (NSE: MUTHOOTFIN)
Muthoot Finance Ltd
Fundamental Score
Muthoot Finance Ltd Share Price Live NSE/BSE & Institutional Fundamental Analysis
Muthoot Finance Ltd share price today is ₹3410.90, up +0.00% on NSE/BSE as of 19 February 2026. Muthoot Finance Ltd (MUTHOOTFIN) is a Large-cap company in the Non Banking Financial Company (NBFC) sector with a market capitalisation of ₹1.53L (Cr). The 52-week high for MUTHOOTFIN share price is ₹N/A and the 52-week low is ₹N/A. At a P/E ratio of 20.96x, MUTHOOTFIN is currently trading below its industry average P/E of 22.03x. The company has a Return on Equity (ROE) of 19.58% and a debt-to-equity ratio of 3.76.
Muthoot Finance Ltd Share Price Chart — NSE/BSE Historical Performance
Returns & Performance
ROE
ROCE
OPM (5Y)
Div Yield
Muthoot Finance Ltd Valuation Check
P/E Ratio
Industry P/E
Market Cap
Growth Engine
Profit Growth (Q)
Sales Growth (Q)
Sales Growth (5Y)
EPS Growth (5Y)
Profit Growth (5Y)
Balance Sheet Health
Debt to Equity
Int. Coverage
Free Cash Flow (5Y)
Shareholding
Promoter
FII
DII
Pledged
Institutional Deep-Dive
Bull Run Research Hub
Muthoot Finance Share Price: A Financial Analysis for Growth Strategy
As a Growth Strategist, I observe the Non-Banking Financial Company (NBFC) landscape closely. A key insight is that gold loan NBFCs like Muthoot Finance often enjoy higher customer loyalty due to the speed and ease of loan disbursement compared to traditional banks. This analysis will examine the financial standing of Muthoot Finance. Currently, the Muthoot Finance share price stands at ₹3704.199951, with a PE ratio of 20.96.
A crucial element of assessing industry dominance is Return on Capital Employed (ROCE). Muthoot Finance Ltd boasts a ROCE of 13.19%. This indicates the company's efficiency in generating profits from its capital. A consistent and healthy ROCE like this contributes significantly to building a sustainable economic moat. The higher the ROCE, the more effectively the company is deploying its capital and the less vulnerable it becomes to competitive pressures over the long term. This is a vital metric for gauging long term prospects.
When comparing Muthoot Finance Ltd with peers, such as
Apollo Finvest, it's important to consider management quality. While quantitative metrics provide a snapshot of current performance, the competence and integrity of the management team drive long-term value creation. Factors like strategic decision-making, risk management, and corporate governance should be taken into consideration. For a true spider web, the management quality needs to be compared across each of the peers mentioned.The PE ratio of 20.96 provides a relative valuation metric. It should be observed in context with the overall market, industry trends, and the company's growth prospects. Observing these factors in context can lead to informed analysis. The strength of its economic moat built by ROCE is a crucial component.
Disclaimer: This is an observational financial analysis of Muthoot Finance Ltd share price, part of a more comprehensive 80-parameter fundamental audit, verified by Sweta Mishra. This is not a buy or sell recommendation. Investors should conduct their own due diligence and consult with a financial advisor before making any investment decisions.
Labels (e.g., "Excellent", "Good") are peer-based vs industry/sector averages — data-only, not advice
Muthoot Finance Ltd Fundamental Analysis & Valuation Benchmarking
Educational evaluation of MUTHOOTFIN across key market metrics for learning purposes.
Positive Indicators
7 factors identified
Strong Return on Equity (19.58%)
Observation: Efficient use of shareholders' capital generating superior returns.
Analysis: ROE >15% indicates strong profitability and effective management. This metric suggests the company can generate substantial returns on invested capital.
Strong Operating Margins (76.59%)
Observation: Healthy 5-year operating margins indicate pricing power and cost control.
Analysis: OPM >15% suggests operational efficiency and competitive advantages.
Robust Profit Growth (90.36%)
Observation: Strong year-over-year profit expansion demonstrates business momentum.
Analysis: Profit growth >20% indicates effective execution and market opportunity capture.
Strong Revenue Growth (47.76%)
Observation: Healthy sales growth indicates market demand and execution capability.
Analysis: Revenue growth >15% suggests strong market position and growth potential.
Consistent Growth Track Record (15.86% CAGR)
Observation: Strong 5-year sales compound annual growth rate.
Analysis: Consistent sales CAGR >12% demonstrates sustainable growth model.
Balanced Promoter Holding (73.35%)
Observation: Optimal balance between promoter control and public float.
Analysis: Promoter holding in 50-75% range provides management alignment.
Zero Share Pledging Risk
Observation: No promoter shares pledged as collateral.
Analysis: Absence of share pledging eliminates potential forced-selling pressure.
Risk Factors
3 factors identified
Elevated Debt Levels (D/E: 3.76)
Observation: High leverage increases financial risk and interest burden.
Analysis: High debt-to-equity ratios require monitoring of debt servicing capability.
Weak Interest Coverage (2.09x)
Observation: Limited ability to service debt obligations from earnings.
Analysis: Low interest coverage raises concerns about financial stability.
Negative Free Cash Flow (₹-53105.43 Cr over 5Y)
Observation: Cash outflows exceed inflows.
Analysis: Negative FCF requires analysis of capital expenditure cycle.
Muthoot Finance Ltd Financial Statements
Comprehensive financial data for Muthoot Finance Ltd including income statement, balance sheet and cash flow
About MUTHOOTFIN (Muthoot Finance Ltd)
Muthoot Finance Ltd (MUTHOOTFIN) is listed on the National Stock Exchange (NSE) and Bombay Stock Exchange (BSE) of India. The company operates in the Non Banking Financial Company (NBFC) sector with a current market capitalisation of ₹1.53L (Cr). Muthoot Finance Ltd has delivered a Return on Equity (ROE) of 19.58% and a ROCE of 13.19%. The debt-to-equity ratio stands at 3.76, reflecting the company's capital structure. Investors tracking MUTHOOTFIN share price can monitor key metrics including P/E ratio, promoter holding of 73.35%, and quarterly earnings growth.
Company Details
Key Leadership
Corporate Events
MUTHOOTFIN Share Price: Frequently Asked Questions
What is the current share price of Muthoot Finance Ltd (MUTHOOTFIN)?
As of 19 Feb 2026, 10:15 am IST, Muthoot Finance Ltd share price is ₹3410.90. The MUTHOOTFIN stock has a market capitalisation of ₹1.53L (Cr) on NSE/BSE.
Is MUTHOOTFIN share price Overvalued or Undervalued?
MUTHOOTFIN share price is currently trading at a P/E ratio of 20.96x, compared to the industry average of 22.03x. Based on this relative valuation, the Muthoot Finance Ltd stock appears to be Undervalued against its sector peers.
What is the 52-week high and low of MUTHOOTFIN share price?
The 52-week high of MUTHOOTFIN share price is ₹N/A and the 52-week low is ₹N/A.
What factors affect the Muthoot Finance Ltd share price?
Key factors influencing MUTHOOTFIN share price include quarterly earnings growth (Sales Growth: 47.76%), raw material costs, government infrastructure spending, and institutional flows (FII/DII holding).
Is Muthoot Finance Ltd a good stock for long-term investment?
Muthoot Finance Ltd shows a 5-year Profit Growth of 11.18% and an ROE of 19.58%. Long-term investors should consider these fundamentals alongside the debt-to-equity ratio of 3.76 before investing in MUTHOOTFIN shares.
How does Muthoot Finance Ltd compare with its industry peers?
Muthoot Finance Ltd competes with major peers in the Non Banking Financial Company (NBFC). Investors should compare MUTHOOTFIN share price P/E of 20.96x and ROE of 19.58% against the industry averages to determine competitive standing.
What is the P/E ratio of MUTHOOTFIN and what does it mean?
MUTHOOTFIN share price has a P/E ratio of 20.96x compared to the industry average of 22.03x. Investors pay ₹21 for every ₹1 of annual earnings.
How is MUTHOOTFIN performing according to Bull Run's analysis?
MUTHOOTFIN has a Bull Run fundamental score of 58.9/100, indicating moderate strength with some areas for improvement. This comprehensive rating is based on 15+ financial parameters.
What sector and industry does MUTHOOTFIN belong to?
MUTHOOTFIN operates in the Non Banking Financial Company (NBFC) industry. This classification helps understand the competitive landscape and sector-specific trends affecting Muthoot Finance Ltd share price.
What is Return on Equity (ROE) and why is it important for MUTHOOTFIN?
MUTHOOTFIN has an ROE of 19.58%, which indicates excellent management efficiency. ROE measures how efficiently Muthoot Finance Ltd generates profits from shareholders capital.
How is MUTHOOTFIN debt-to-equity ratio and what does it indicate?
MUTHOOTFIN has a debt-to-equity ratio of 3.76, which indicates high leverage that increases financial risk.
What is MUTHOOTFIN dividend yield and is it a good dividend stock?
MUTHOOTFIN offers a dividend yield of 0.68%, meaning you receive ₹0.68 annual dividend for every ₹100 invested in Muthoot Finance Ltd shares.
How has MUTHOOTFIN share price grown over the past 5 years?
MUTHOOTFIN has achieved 5-year growth rates of: Sales Growth 15.86%, Profit Growth 11.18%, and EPS Growth 11.16%.
What is the promoter holding in MUTHOOTFIN and why does it matter?
Promoters hold 73.35% of MUTHOOTFIN shares, with 0.00% pledged. High promoter holding often indicates strong management confidence in Muthoot Finance Ltd.
What is MUTHOOTFIN market capitalisation category?
MUTHOOTFIN has a market capitalisation of ₹153051 crores, placing it in the Large-cap category.
How volatile is MUTHOOTFIN stock?
MUTHOOTFIN has a beta of N/A. A beta > 1 suggests the Muthoot Finance Ltd stock is more volatile than the market, while a beta < 1 suggests it is less volatile.
What is MUTHOOTFIN operating profit margin trend?
MUTHOOTFIN has a 5-year average Operating Profit Margin (OPM) of 76.59%, indicating the company's operational efficiency.
How is MUTHOOTFIN quarterly performance?
Recent quarterly performance shows Muthoot Finance Ltd YoY Sales Growth of 47.76% and YoY Profit Growth of 90.36%.
What is the institutional holding pattern in MUTHOOTFIN?
MUTHOOTFIN has FII holding of 11.58% and DII holding of 11.37%. Significant institutional holding often suggests professional confidence in the Muthoot Finance Ltd stock.