Muthoot Finance Ltd Stock Price Today (NSE: MUTHOOTFIN)
Fundamental Score
Muthoot Finance Ltd Share Price — Live NSE/BSE Price, Fundamentals & Analysis
Muthoot Finance Ltd share price today is ₹2982.80, down 0.22% on NSE/BSE as of 21 July 2026. Muthoot Finance Ltd (MUTHOOTFIN) is a Large-cap company in the Non Banking Financial Company (NBFC) sector with a market capitalisation of ₹1.21L (Cr). The 52-week high for MUTHOOTFIN share price is ₹4149.50 and the 52-week low is ₹2476.60. At a P/E ratio of 11.44x, MUTHOOTFIN is currently trading below its industry average P/E of 22.18x. The company has a Return on Equity (ROE) of 30.92% and a debt-to-equity ratio of 3.88.
Muthoot Finance Ltd Share Price Chart — NSE/BSE Historical Performance
Muthoot Finance Ltd share price chart: -4.55% return over the past month. 52-week high ₹4149.50, 52-week low ₹2476.60.
Muthoot Finance Ltd — Last 10 Trading Days
| Date | Open | High | Low | Close | Volume |
|---|---|---|---|---|---|
| ₹2995.00 | ₹3019.90 | ₹2964.60 | ₹2982.80 | 4.71L (Cr) | |
| ₹2995.10 | ₹2997.90 | ₹2936.10 | ₹2989.50 | 5.51L (Cr) | |
| ₹3016.20 | ₹3020.00 | ₹2990.00 | ₹2996.10 | 3.41L (Cr) | |
| ₹3039.00 | ₹3070.00 | ₹2984.20 | ₹3016.20 | 9.62L (Cr) | |
| ₹3036.10 | ₹3036.10 | ₹2976.30 | ₹3016.40 | 6.91L (Cr) | |
| ₹3070.00 | ₹3114.90 | ₹3047.60 | ₹3058.50 | 11.02L (Cr) | |
| ₹3096.00 | ₹3147.80 | ₹3091.00 | ₹3129.40 | 7.37L (Cr) | |
| ₹3070.10 | ₹3114.10 | ₹3032.70 | ₹3057.40 | 9.46L (Cr) | |
| ₹3080.00 | ₹3169.00 | ₹3059.60 | ₹3083.30 | 12.60L (Cr) | |
| ₹3137.60 | ₹3151.00 | ₹3081.70 | ₹3124.50 | 8.42L (Cr) |
Muthoot Finance Ltd — Last 12 Months Price History
| Month | Open | High | Low | Close | Change |
|---|---|---|---|---|---|
| ₹2988.40 | ₹3169.00 | ₹2902.30 | ₹2982.80 | -0.19% | |
| ₹3330.00 | ₹3334.00 | ₹2822.60 | ₹2997.30 | -9.99% | |
| ₹3424.20 | ₹3614.40 | ₹3236.00 | ₹3342.90 | -2.37% | |
| ₹3279.00 | ₹3647.66 | ₹3141.44 | ₹3424.20 | +4.43% | |
| ₹3354.90 | ₹3492.90 | ₹3042.10 | ₹3160.10 | -5.81% | |
| ₹3480.00 | ₹4082.90 | ₹3332.40 | ₹3353.50 | -3.64% | |
| ₹3801.50 | ₹4149.50 | ₹3754.30 | ₹3829.60 | +0.74% | |
| ₹3779.00 | ₹3890.00 | ₹3688.30 | ₹3811.70 | +0.87% | |
| ₹3180.60 | ₹3773.90 | ₹3145.20 | ₹3744.20 | +17.72% | |
| ₹3100.00 | ₹3377.90 | ₹3076.00 | ₹3178.70 | +2.54% | |
| ₹2664.10 | ₹3117.90 | ₹2651.20 | ₹3077.10 | +15.50% | |
| ₹2612.30 | ₹2807.00 | ₹2476.60 | ₹2637.80 | +0.98% |
Returns & Performance
Return on Equity (ROE)
Profit generated per ₹1 of shareholder equity
Return on Capital (ROCE)
Returns generated on total capital deployed
Oper. Profit Margin (5Y Avg)
Average operating profit margin over 5 years
Dividend Yield
Annual dividend as % of current share price
Muthoot Finance Ltd Valuation Check
Price to Earnings (P/E)
Share price ÷ earnings per share. Lower = cheaper
Industry Avg P/E
Average P/E of all peers in this sector
Market Capitalisation
Total market value of all outstanding shares
Growth Engine
Profit Growth (Quarterly YoY)
Net profit growth vs same quarter last year
Revenue Growth (Quarterly YoY)
Revenue growth vs same quarter last year
Revenue Growth (5-Year CAGR)
Compounded annual revenue growth over 5 years
EPS Growth (5-Year CAGR)
Earnings per share growth over 5 years
Net Profit Growth (5-Year CAGR)
Compounded annual net profit growth over 5 years
Balance Sheet Health
Debt to Equity Ratio
Total debt ÷ equity. Below 0.5 = financially healthy
Interest Coverage Ratio
EBIT ÷ interest expense. Above 2.5 = can pay interest comfortably
Free Cash Flow (5-Year Total)
Cash left after capex over 5 years. Positive = self-funded growth
Labels (e.g., "Excellent", "Good") are peer-based vs industry/sector averages — data-only, not advice
Muthoot Finance Ltd Fundamental Analysis & Valuation Benchmarking
Educational evaluation of MUTHOOTFIN across key market metrics for learning purposes.
Positive Indicators
11 factors identified
Strong Return on Equity (30.92%)
Observation: Efficient use of shareholders' capital generating superior returns.
Analysis: ROE >15% indicates strong profitability and effective management. This metric suggests the company can generate substantial returns on invested capital.
Excellent ROCE Performance (15.77%)
Observation: Superior returns on capital employed across business operations.
Analysis: ROCE >15% demonstrates efficient capital deployment and strong operational performance.
Strong Operating Margins (77.74%)
Observation: Healthy 5-year operating margins indicate pricing power and cost control.
Analysis: OPM >15% suggests operational efficiency and competitive advantages.
Attractive Valuation (P/E: 11.44 vs Industry: 22.18)
Observation: Trading at discount to industry peers.
Analysis: P/E below industry average may present value opportunity.
Robust Profit Growth (126.67%)
Observation: Strong year-over-year profit expansion demonstrates business momentum.
Analysis: Profit growth >20% indicates effective execution and market opportunity capture.
Strong Revenue Growth (65.23%)
Observation: Healthy sales growth indicates market demand and execution capability.
Analysis: Revenue growth >15% suggests strong market position and growth potential.
Consistent Growth Track Record (22.03% CAGR)
Observation: Strong 5-year sales compound annual growth rate.
Analysis: Consistent sales CAGR >12% demonstrates sustainable growth model.
Excellent EPS Growth (22.69% CAGR)
Observation: Outstanding 5-year earnings per share compound growth.
Analysis: EPS CAGR >15% indicates strong wealth creation potential.
Strong Profit Growth Track Record (22.71% CAGR)
Observation: Consistent 5-year profit compound annual growth rate.
Analysis: Profit CAGR >15% demonstrates scalable business model.
Balanced Promoter Holding (73.35%)
Observation: Optimal balance between promoter control and public float.
Analysis: Promoter holding in 50-75% range provides management alignment.
Zero Share Pledging Risk
Observation: No promoter shares pledged as collateral.
Analysis: Absence of share pledging eliminates potential forced-selling pressure.
Risk Factors
3 factors identified
Elevated Debt Levels (D/E: 3.88)
Observation: High leverage increases financial risk and interest burden.
Analysis: High debt-to-equity ratios require monitoring of debt servicing capability.
Weak Interest Coverage (2.30x)
Observation: Limited ability to service debt obligations from earnings.
Analysis: Low interest coverage raises concerns about financial stability.
Negative Free Cash Flow (₹-92744.71 Cr over 5Y)
Observation: Cash outflows exceed inflows.
Analysis: Negative FCF requires analysis of capital expenditure cycle.
Muthoot Finance Ltd vs Non Banking Financial Company (NBFC) Peers
Peer Comparison - Non Banking Financial Company (NBFC)
Compare Muthoot Finance Ltd with 10 other companies in the same sector
| Company Info | Fundamental | Valuation | Profitability | Financial Health | Growth | Dividend | ||||
|---|---|---|---|---|---|---|---|---|---|---|
Company Company name | Score Bull Run comprehensive fundamental score based on 20+ metrics | Price Current trading price of the stock | Market Cap Total value of all shares in the market | P/E Price per share divided by earnings per share | ROE Net income divided by shareholder equity | ROCE Earnings before interest and tax divided by capital employed | Debt/Eq Total debt divided by total equity | Profit 5Y Average annual profit growth over 5 years | Sales 5Y Average annual sales growth over 5 years | Dividend Annual dividend per share divided by price per share |
Muthoot Finance LtdMuthoot Finance...Selected✓ MUTHOOTFIN • 533398 | 73.9/100 | ₹2982.80₹2983 | ₹121113.00₹121113.00 | 11.44Average 11.4 Average | 30.92%Excellent 30.92% Excellent | 15.77%Good 15.77% Good | 3.88Poor 3.9 Poor | 22.71%Excellent 22.71% Excellent | 22.03%Excellent 22.03% Excellent | 0.99% |
Bajaj Finance LtdBajaj Finance L... BAJFINANCE • 500034 | 62.4/100 | ₹1021.30₹1021 | ₹635919.89₹635919.89 | 33.08Average 33.1 Average | 18.25%Good 18.25% Good | 10.87%Average 10.87% Average | 3.82Poor 3.8 Poor | 34.15%Excellent 34.15% Excellent | 25.18%Excellent 25.18% Excellent | 0.53% |
65.8/100 | ₹1803.90₹1804 | ₹153802.44₹153802.44 | 29.36Average 29.4 Average | 19.35%Good 19.35% Good | 9.71%Poor 9.71% Poor | 6.93Poor 6.9 Poor | 28.05%Excellent 28.05% Excellent | 26.56%Excellent 26.56% Excellent | 0.11% | |
L&T Finance LtdL&T Finance Ltd... LTF • 533519 | 55.2/100 | ₹312.40₹312 | ₹78301.66₹78301.66 | 24.45Average 24.4 Average | 11.22%Average 11.22% Average | 8.40%Poor 8.40% Poor | 3.94Poor 3.9 Poor | 32.35%Excellent 32.35% Excellent | 6.05%Good 6.05% Good | 0.88% |
HDB Financial Services LimitedHDB Financial S... HDBFS • 544429 | 54.3/100 | ₹751.70₹752 | ₹62415.22₹62415.22 | 22.61Average 22.6 Average | 13.94%Average 13.94% Average | 9.09%Poor 9.09% Poor | 4.80Poor 4.8 Poor | 45.37%Excellent 45.37% Excellent | 10.99%Good 10.99% Good | 0.53% |
Sundaram Finance LtdSundaram Financ... SUNDARMFIN • 590071 | 29.5/100 | ₹4505.90₹4506 | ₹50074.63₹50074.63 | 23.75Average 23.8 Average | 15.01%Good 15.01% Good | 9.44%Poor 9.44% Poor | 4.68Poor 4.7 Poor | 12.69%Good 12.69% Good | 13.23%Good 13.23% Good | 0.89% |
23.9/100 | ₹501.95₹502 | ₹42560.25₹42560.25 | 22.04Average 22.0 Average | 13.13%Average 13.13% Average | 13.67%Average 13.67% Average | 0.23Excellent 0.2 Excellent | — — | — — | 0.04% | |
Poonawalla Fincorp LtdPoonawalla Finc... POONAWALLA • 524000 | 54.9/100 | ₹475.55₹476 | ₹41881.04₹41881.04 | 77.14Average 77.1 Average | 5.86%Poor 5.86% Poor | 7.51%Poor 7.51% Poor | 4.68Poor 4.7 Poor | 24.33%Excellent 24.33% Excellent | 23.97%Excellent 23.97% Excellent | 0.00% |
Manappuram Finance LtdManappuram Fina... MANAPPURAM • 531213 | 23/100 | ₹328.60₹329 | ₹30890.12₹30890.12 | 30.79Average 30.8 Average | 7.04%Poor 7.04% Poor | 8.26%Poor 8.26% Poor | 3.60Poor 3.6 Poor | -10.26%Poor -10.26% Poor | 8.48%Good 8.48% Good | 1.07% |
Piramal Enterprises LtdPiramal Enterpr... PEL • 500302 | 54.1/100 | ₹1124.20₹1124 | ₹25483.11₹25483.11 | 48.99Average 49.0 Average | 1.63%Poor 1.63% Poor | 6.78%Poor 6.78% Poor | 2.42Poor 2.4 Poor | 102.01%Excellent 102.01% Excellent | -4.51%Poor -4.51% Poor | 0.98% |
Capri Global Capital LtdCapri Global Ca... CGCL • 531595 | 66.5/100 | ₹258.21₹258 | ₹24836.06₹24836.06 | 26.17Average 26.2 Average | 16.50%Good 16.50% Good | 11.67%Average 11.67% Average | 3.35Poor 3.4 Poor | 39.92%Excellent 39.92% Excellent | 45.04%Excellent 45.04% Excellent | 0.08% |
Top Non Banking Financial Company (NBFC) Stocks
View all →By Bull Run Score
By Return on Equity
By Market Cap
- Bajaj Finance Ltd share price635919.89 Cr
- Cholamandalam Investment and Finance Company Limited share price153802.44 Cr
- L&T Finance Ltd share price78301.66 Cr
- HDB Financial Services Limited share price62415.22 Cr
- Sundaram Finance Ltd share price50074.63 Cr
Muthoot Finance Ltd PE Ratio History
Historical price-to-earnings ratio for MUTHOOTFIN — last 5 years
| Year | EPS (₹) | Price (₹) | P/E Ratio |
|---|---|---|---|
| FY 2025 | ₹132.83 | ₹3811.70 | 28.7x |
| FY 2024 | ₹107.71 | ₹2136.15 | 19.8x |
| FY 2023 | ₹89.98 | ₹1476.30 | 16.4x |
| FY 2022 | ₹100.05 | ₹1063.05 | 10.6x |
P/E = year-end price ÷ diluted EPS from annual filings. Source: NSE/BSE via Bull Run.
Muthoot Finance Ltd Dividend History
Annual cash dividends paid by MUTHOOTFIN — dividend yield 0.99%
| Financial Year | Dividends Paid (₹ Cr) |
|---|---|
| FY 2025 | ₹964.80 Cr |
| FY 2024 | ₹884.44 Cr |
| FY 2023 | ₹803.21 Cr |
| FY 2022 | ₹802.73 Cr |
Cash dividends from annual cash flow statements. Past dividends do not guarantee future payments. Not investment advice.
Muthoot Finance Ltd Quarterly Performance
Latest quarterly metrics for MUTHOOTFIN — revenue growth and profit growth vs same quarter last year
Revenue Growth (YoY)
65.23%
Latest quarter vs same quarter previous year
Net Profit Growth (YoY)
126.67%
Latest quarter net profit vs same quarter previous year
5-Year Revenue CAGR
22.03%
Compounded annual revenue growth over 5 years
5-Year Profit CAGR
22.71%
Compounded annual net profit growth over 5 years
Muthoot Finance Ltd Technical Indicators
SMA 50, SMA 200, RSI and volume signals for MUTHOOTFIN — calculated from daily price history
Momentum is balanced — neither overbought nor oversold.
Technical indicators are for educational purposes only. Not investment advice.
Muthoot Finance Ltd Financial Statements
Annual income statement, balance sheet and cash flow for Muthoot Finance Ltd (MUTHOOTFIN) — sourced from NSE/BSE filings.
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About MUTHOOTFIN (Muthoot Finance Ltd)
Muthoot Finance Ltd is a prominent player in India's financial landscape, operating as a Non-Banking Financial Company (NBFC) with a focus on gold-backed lending. The company has b...uilt a strong reputation by leveraging the cultural significance of gold in India, offering accessible and secured loan options to a wide range of customers. Their core business model revolves around providing quick and convenient loans secured by gold jewelry, catering to individuals and small businesses seeking immediate financial solutions. Muthoot Finance has established a vast network of branches across the country, making its services readily available in both urban and rural areas. This widespread presence, coupled with its established brand name, has contributed to its position as a leading gold loan provider in India. Beyond its core gold loan offerings, Muthoot Finance has diversified its portfolio to include other financial products and services. Recognizing the evolving needs of its customer base, the company provides a range of loan options beyond gold-backed financing, including loans tailored for small businesses and housing finance solutions. Additionally, Muthoot Finance serves as a distributor for various insurance products, encompassing health, home, and life coverage, as well as mutual fund schemes. This diversification strategy aims to broaden the company's revenue streams and enhance its ability to cater to the diverse financial needs of its customers. By offering a comprehensive suite of financial solutions, Muthoot Finance seeks to solidify its position as a trusted and reliable financial partner for individuals and businesses alike. The company continues to adapt to the changing financial landscape by embracing digital solutions and expanding its reach through online platforms. Muthoot Finance recognizes the growing importance of digital channels in serving its customers and has invested in developing digital lending platforms, online gold loan repayment options, and other tech-enabled services. This digital transformation aims to enhance customer convenience, improve operational efficiency, and expand the company's reach to new markets. By embracing technology, Muthoot Finance seeks to maintain its competitive edge and cater to the evolving preferences of its digitally savvy customer base, solidifying its position as a modern and innovative NBFC in India.
Company Details
Key Leadership
Corporate Events
MUTHOOTFIN Share Price: Frequently Asked Questions
What is the current share price of Muthoot Finance Ltd?
Muthoot Finance Ltd (MUTHOOTFIN) trades at ₹2982.80 on NSE and BSE. Market cap ₹1.21L (Cr). Educational data only.
What is the P/E ratio of Muthoot Finance Ltd?
Muthoot Finance Ltd has a P/E of 11.44x vs industry average 22.18x.
What is the Bull Run score for Muthoot Finance Ltd?
Muthoot Finance Ltd has a Bull Run score of 73.9/100 based on 25+ financial parameters.
Does Muthoot Finance Ltd pay dividends?
Muthoot Finance Ltd has a dividend yield of 0.99%. Past dividends don't guarantee future payments.
What is the ROE of Muthoot Finance Ltd?
Muthoot Finance Ltd has ROE of 30.92%. Higher ROE indicates better use of shareholder equity.
What is the debt-to-equity ratio of Muthoot Finance Ltd?
Muthoot Finance Ltd has debt-to-equity of 3.88.
Is Muthoot Finance Ltd a good investment?
Bull Run gives Muthoot Finance Ltd a score of 73.9/100. This is not investment advice — consult a SEBI-registered advisor.