Shriram Finance Ltd Stock Price Today (NSE: SHRIRAMFIN)
Fundamental Score
Shriram Finance Ltd Share Price — Live NSE/BSE Price, Fundamentals & Analysis
Shriram Finance Ltd share price today is ₹927.35, down 0.68% on NSE/BSE as of 25 May 2026. Shriram Finance Ltd (SHRIRAMFIN) is a Large-cap company in the Non Banking Financial Company (NBFC) sector with a market capitalisation of ₹1.60L (Cr). The 52-week high for SHRIRAMFIN share price is ₹1108.00 and the 52-week low is ₹566.50. At a P/E ratio of 18.32x, SHRIRAMFIN is currently trading below its industry average P/E of 22.03x. The company has a Return on Equity (ROE) of 15.57% and a debt-to-equity ratio of 3.87.
Shriram Finance Ltd Share Price Chart — NSE/BSE Historical Performance
Shriram Finance Ltd share price chart: -11.27% return over the past month. 52-week high ₹1108.00, 52-week low ₹566.50.
Shriram Finance Ltd — Last 10 Trading Days
| Date | Open | High | Low | Close | Volume |
|---|---|---|---|---|---|
| ₹940.00 | ₹941.85 | ₹924.70 | ₹927.35 | 32.16L (Cr) | |
| ₹923.80 | ₹937.65 | ₹911.00 | ₹933.70 | 52.32L (Cr) | |
| ₹921.00 | ₹945.90 | ₹921.00 | ₹937.90 | 57.60L (Cr) | |
| ₹929.90 | ₹941.65 | ₹901.30 | ₹935.10 | 92.20L (Cr) | |
| ₹925.20 | ₹938.40 | ₹915.00 | ₹920.55 | 107.44L (Cr) | |
| ₹971.00 | ₹979.95 | ₹925.95 | ₹930.45 | 86.74L (Cr) | |
| ₹990.00 | ₹990.85 | ₹970.45 | ₹975.95 | 59.26L (Cr) | |
| ₹1013.00 | ₹1013.35 | ₹1001.25 | ₹1007.75 | 57.55L (Cr) | |
| ₹1009.00 | ₹1023.75 | ₹1002.05 | ₹1015.65 | 48.49L (Cr) | |
| ₹980.00 | ₹1007.45 | ₹976.05 | ₹1004.10 | 58.58L (Cr) |
Shriram Finance Ltd — Last 12 Months Price History
| Month | Open | High | Low | Close | Change |
|---|---|---|---|---|---|
| ₹937.35 | ₹1023.75 | ₹901.30 | ₹927.35 | -1.07% | |
| ₹915.60 | ₹1062.70 | ₹863.45 | ₹937.35 | +2.38% | |
| ₹1044.00 | ₹1077.90 | ₹867.00 | ₹872.10 | -16.47% | |
| ₹990.20 | ₹1108.00 | ₹939.00 | ₹1079.40 | +9.01% | |
| ₹996.20 | ₹1029.30 | ₹961.00 | ₹1020.00 | +2.39% | |
| ₹857.85 | ₹1000.20 | ₹817.80 | ₹996.20 | +16.13% | |
| ₹762.80 | ₹872.00 | ₹758.50 | ₹851.65 | +11.65% | |
| ₹616.05 | ₹769.80 | ₹616.05 | ₹748.90 | +21.56% | |
| ₹580.00 | ₹638.00 | ₹578.60 | ₹616.10 | +6.22% | |
| ₹630.00 | ₹639.80 | ₹566.50 | ₹580.25 | -7.90% | |
| ₹708.00 | ₹710.55 | ₹601.70 | ₹630.85 | -10.90% | |
| ₹638.30 | ₹715.90 | ₹625.00 | ₹706.85 | +10.74% |
AI Research Briefing
Powered by Gemini · 2026-04-09
Shriram Finance is a leveraged play on Indian consumption, now backed by Japanese capital, but faces regulatory and cyclical risks.
WHAT'S HAPPENING NOW (last 2-4 weeks)
Shriram Finance completed a Cr share allotment to MUFG Bank, with MUFG acquiring a 20% stake. The stock rallied, closing nearly 10% higher on April 8, 2026. The deal, approved by the Competition Commission of India (CCI) in March, represents the largest cross-border investment in India's financial services sector.
CORE STORY (THE REAL GAME)
Shriram Finance is now a vehicle to play India's consumption and infrastructure finance boom, supercharged by a strategic alliance with a Japanese financial behemoth. This isn't just about cheap capital; it's about global credibility and access to new markets.
- MUFG deal closed, injecting ₹39,618 Cr
- NBFC sector tailwinds
- Outperforming sector after MUFG news
- Further strategic partnerships with MUFG
- Stronger-than-expected loan growth in CV/MSME segments
- Positive regulatory changes for NBFCs
- High debt/equity ratio
- Cyclical sector exposure
- Tighter NBFC regulations
FII decreased stake by 3% while DII increased stake by 2.33%
RBI holding rates steady amid global uncertainty presents both opportunity and risk
No - Negative free cash flow of ₹-106239.41 Cr over 5 years
MUFG stake should drive growth and reduce funding costs. Watch for execution on synergies and regulatory changes over the next 6 months.
Primary Thesis Risk
A sharp economic downturn could cripple loan growth and expose high leverage.
For educational purposes only. Not investment advice. Consult a SEBI-registered advisor before investing.
Returns & Performance
Return on Equity (ROE)
Profit generated per ₹1 of shareholder equity
Return on Capital (ROCE)
Returns generated on total capital deployed
Oper. Profit Margin (5Y Avg)
Average operating profit margin over 5 years
Dividend Yield
Annual dividend as % of current share price
Shriram Finance Ltd Valuation Check
Price to Earnings (P/E)
Share price ÷ earnings per share. Lower = cheaper
Industry Avg P/E
Average P/E of all peers in this sector
Market Capitalisation
Total market value of all outstanding shares
Growth Engine
Profit Growth (Quarterly YoY)
Net profit growth vs same quarter last year
Revenue Growth (Quarterly YoY)
Revenue growth vs same quarter last year
Revenue Growth (5-Year CAGR)
Compounded annual revenue growth over 5 years
EPS Growth (5-Year CAGR)
Earnings per share growth over 5 years
Net Profit Growth (5-Year CAGR)
Compounded annual net profit growth over 5 years
Balance Sheet Health
Debt to Equity Ratio
Total debt ÷ equity. Below 0.5 = financially healthy
Interest Coverage Ratio
EBIT ÷ interest expense. Above 2.5 = can pay interest comfortably
Free Cash Flow (5-Year Total)
Cash left after capex over 5 years. Positive = self-funded growth
Labels (e.g., "Excellent", "Good") are peer-based vs industry/sector averages — data-only, not advice
Shriram Finance Ltd Fundamental Analysis & Valuation Benchmarking
Educational evaluation of SHRIRAMFIN across key market metrics for learning purposes.
Positive Indicators
8 factors identified
Strong Return on Equity (15.57%)
Observation: Efficient use of shareholders' capital generating superior returns.
Analysis: ROE >15% indicates strong profitability and effective management. This metric suggests the company can generate substantial returns on invested capital.
Strong Operating Margins (71.52%)
Observation: Healthy 5-year operating margins indicate pricing power and cost control.
Analysis: OPM >15% suggests operational efficiency and competitive advantages.
Strong Revenue Growth (18.07%)
Observation: Healthy sales growth indicates market demand and execution capability.
Analysis: Revenue growth >15% suggests strong market position and growth potential.
Consistent Growth Track Record (21.55% CAGR)
Observation: Strong 5-year sales compound annual growth rate.
Analysis: Consistent sales CAGR >12% demonstrates sustainable growth model.
Excellent EPS Growth (17.07% CAGR)
Observation: Outstanding 5-year earnings per share compound growth.
Analysis: EPS CAGR >15% indicates strong wealth creation potential.
Strong Profit Growth Track Record (26.73% CAGR)
Observation: Consistent 5-year profit compound annual growth rate.
Analysis: Profit CAGR >15% demonstrates scalable business model.
Strong Institutional Confidence (FII+DII: 68.26%)
Observation: Significant professional investor participation.
Analysis: High institutional holding often signals thorough due diligence.
Zero Share Pledging Risk
Observation: No promoter shares pledged as collateral.
Analysis: Absence of share pledging eliminates potential forced-selling pressure.
Risk Factors
4 factors identified
Elevated Debt Levels (D/E: 3.87)
Observation: High leverage increases financial risk and interest burden.
Analysis: High debt-to-equity ratios require monitoring of debt servicing capability.
Weak Interest Coverage (1.55x)
Observation: Limited ability to service debt obligations from earnings.
Analysis: Low interest coverage raises concerns about financial stability.
Negative Free Cash Flow (₹-106239.41 Cr over 5Y)
Observation: Cash outflows exceed inflows.
Analysis: Negative FCF requires analysis of capital expenditure cycle.
Low Promoter Commitment (25.39%)
Observation: Reduced promoter stake may indicate limited confidence.
Analysis: Low promoter holding may raise questions about management commitment.
Shriram Finance Ltd vs Non Banking Financial Company (NBFC) Peers
Peer Comparison - Non Banking Financial Company (NBFC)
Compare Shriram Finance Ltd with 10 other companies in the same sector
| Company Info | Fundamental | Valuation | Profitability | Financial Health | Growth | Dividend | ||||
|---|---|---|---|---|---|---|---|---|---|---|
Company Company name | Score Bull Run comprehensive fundamental score based on 20+ metrics | Price Current trading price of the stock | Market Cap Total value of all shares in the market | P/E Price per share divided by earnings per share | ROE Net income divided by shareholder equity | ROCE Earnings before interest and tax divided by capital employed | Debt/Eq Total debt divided by total equity | Profit 5Y Average annual profit growth over 5 years | Sales 5Y Average annual sales growth over 5 years | Dividend Annual dividend per share divided by price per share |
Shriram Finance LtdShriram Finance...Selected✓ SHRIRAMFIN • 511218 | 48.1/100 | ₹927.35₹927 | ₹160454.76₹160454.76 | 18.32Average 18.3 Average | 15.57%Good 15.57% Good | 10.95%Average 10.95% Average | 3.87Poor 3.9 Poor | 26.73%Excellent 26.73% Excellent | 21.55%Excellent 21.55% Excellent | 1.16% |
Bajaj Finance LtdBajaj Finance L... BAJFINANCE • 500034 | 61.2/100 | ₹923.55₹924 | ₹635285.77₹635285.77 | 34.71Average 34.7 Average | 19.22%Good 19.22% Good | 11.35%Average 11.35% Average | 3.85Poor 3.9 Poor | 25.91%Excellent 25.91% Excellent | 21.46%Excellent 21.46% Excellent | 0.43% |
Muthoot Finance LtdMuthoot Finance... MUTHOOTFIN • 533398 | 58.9/100 | ₹3303.60₹3304 | ₹153050.66₹153050.66 | 20.96Average 21.0 Average | 19.58%Good 19.58% Good | 13.19%Average 13.19% Average | 3.76Poor 3.8 Poor | 11.18%Good 11.18% Good | 15.86%Excellent 15.86% Excellent | 0.68% |
62.5/100 | ₹1553.30₹1553 | ₹145498.76₹145498.76 | 31.32Average 31.3 Average | 19.71%Good 19.71% Good | 10.34%Average 10.34% Average | 7.23Poor 7.2 Poor | 32.25%Excellent 32.25% Excellent | 24.29%Excellent 24.29% Excellent | 0.12% | |
SBI Cards and Payment Services LtdSBI Cards and P... SBICARD • 543066 | 38.2/100 | ₹623.80₹624 | ₹83417.35₹83417.35 | 43.49Average 43.5 Average | 14.82%Average 14.82% Average | 10.40%Average 10.40% Average | 3.33Poor 3.3 Poor | 9.01%Good 9.01% Good | 14.26%Good 14.26% Good | 0.29% |
L&T Finance LtdL&T Finance Ltd... LTF • 533519 | 35/100 | ₹278.75₹279 | ₹77417.35₹77417.35 | 28.69Average 28.7 Average | 10.79%Average 10.79% Average | 8.71%Poor 8.71% Poor | 3.72Poor 3.7 Poor | 9.23%Good 9.23% Good | 2.46%Average 2.46% Average | 0.89% |
HDB Financial Services LimitedHDB Financial S... HDBFS • 544429 | 25.3/100 | ₹675.30₹675 | ₹63088.80₹63088.80 | 29.31Average 29.3 Average | 14.72%Average 14.72% Average | 9.79%Poor 9.79% Poor | 4.68Poor 4.7 Poor | — — | — — | 0.26% |
Sundaram Finance LtdSundaram Financ... SUNDARMFIN • 590071 | 36.5/100 | ₹4558.60₹4559 | ₹52888.17₹52888.17 | 26.82Average 26.8 Average | 15.27%Good 15.27% Good | 9.64%Poor 9.64% Poor | 4.35Poor 4.3 Poor | 18.93%Excellent 18.93% Excellent | 12.58%Good 12.58% Good | 0.74% |
58/100 | ₹496.70₹497 | ₹44785.81₹44785.81 | 11.15Average 11.2 Average | 34.14%Excellent 34.14% Excellent | 30.85%Excellent 30.85% Excellent | 0.17Excellent 0.2 Excellent | 208.59%Excellent 208.59% Excellent | — — | 0.04% | |
Poonawalla Fincorp LtdPoonawalla Finc... POONAWALLA • 524000 | 35.4/100 | ₹404.50₹405 | ₹39398.34₹39398.34 | 180.84Average 180.8 Average | -1.28%Poor -1.28% Poor | 4.77%Poor 4.77% Poor | 3.64Poor 3.6 Poor | — — | 10.76%Good 10.76% Good | 0.00% |
Piramal Enterprises LtdPiramal Enterpr... PEL • 500302 | 54.1/100 | ₹1124.20₹1124 | ₹25483.11₹25483.11 | 48.99Average 49.0 Average | 1.63%Poor 1.63% Poor | 6.78%Poor 6.78% Poor | 2.42Poor 2.4 Poor | 102.01%Excellent 102.01% Excellent | -4.51%Poor -4.51% Poor | 0.98% |
Top Non Banking Financial Company (NBFC) Stocks
View all →By Bull Run Score
By Return on Equity
By Market Cap
- Bajaj Finance Ltd share price635285.77 Cr
- Muthoot Finance Ltd share price153050.66 Cr
- Cholamandalam Investment and Finance Company Limited share price145498.76 Cr
- SBI Cards and Payment Services Ltd share price83417.35 Cr
- L&T Finance Ltd share price77417.35 Cr
Shriram Finance Ltd PE Ratio History
Historical price-to-earnings ratio for SHRIRAMFIN — last 5 years
| Year | EPS (₹) | Price (₹) | P/E Ratio |
|---|---|---|---|
| FY 2025 | ₹50.75 | ₹996.20 | 19.6x |
| FY 2024 | ₹39.14 | ₹577.83 | 14.8x |
| FY 2023 | ₹31.97 | ₹410.66 | 12.8x |
| FY 2022 | ₹20.45 | ₹275.38 | 13.5x |
P/E = year-end price ÷ diluted EPS from annual filings. Source: NSE/BSE via Bull Run.
Shriram Finance Ltd Dividend History
Annual cash dividends paid by SHRIRAMFIN — dividend yield 1.16%
| Financial Year | Dividends Paid (₹ Cr) |
|---|---|
| FY 2025 | ₹1859.30 Cr |
| FY 2024 | ₹1875.07 Cr |
| FY 2023 | ₹562.80 Cr |
| FY 2022 | ₹851.81 Cr |
Cash dividends from annual cash flow statements. Past dividends do not guarantee future payments. Not investment advice.
Shriram Finance Ltd Quarterly Performance
Latest quarterly metrics for SHRIRAMFIN — revenue growth and profit growth vs same quarter last year
Revenue Growth (YoY)
18.07%
Latest quarter vs same quarter previous year
Net Profit Growth (YoY)
12.22%
Latest quarter net profit vs same quarter previous year
5-Year Revenue CAGR
21.55%
Compounded annual revenue growth over 5 years
5-Year Profit CAGR
26.73%
Compounded annual net profit growth over 5 years
Shriram Finance Ltd Technical Indicators
SMA 50, SMA 200, RSI and volume signals for SHRIRAMFIN — calculated from daily price history
Momentum is balanced — neither overbought nor oversold.
Technical indicators are for educational purposes only. Not investment advice.
Shriram Finance Ltd Financial Statements
Annual income statement, balance sheet and cash flow for Shriram Finance Ltd (SHRIRAMFIN) — sourced from NSE/BSE filings.
Loading Financial Statements...
Fetching financial data for Shriram Finance Ltd
About SHRIRAMFIN (Shriram Finance Ltd)
Shriram Finance Ltd (SHRIRAMFIN) is listed on the National Stock Exchange (NSE) and Bombay Stock Exchange (BSE) of India. The company operates in the Non Banking Financial Company ...(NBFC) sector with a current market capitalisation of ₹1.60L (Cr). Shriram Finance Ltd has delivered a Return on Equity (ROE) of 15.57% and a ROCE of 10.95%. The debt-to-equity ratio stands at 3.87, reflecting the company's capital structure. Investors tracking SHRIRAMFIN share price can monitor key metrics including P/E ratio, promoter holding of 25.39%, and quarterly earnings growth.
Company Details
Key Leadership
Corporate Events
SHRIRAMFIN Share Price: Frequently Asked Questions
What is the current share price of Shriram Finance Ltd?
Shriram Finance Ltd (SHRIRAMFIN) trades at ₹927.35 on NSE and BSE. Market cap ₹1.60L (Cr). Educational data only.
What is the P/E ratio of Shriram Finance Ltd?
Shriram Finance Ltd has a P/E of 18.32x vs industry average 22.03x.
What is the Bull Run score for Shriram Finance Ltd?
Shriram Finance Ltd has a Bull Run score of 48.1/100 based on 25+ financial parameters.
Does Shriram Finance Ltd pay dividends?
Shriram Finance Ltd has a dividend yield of 1.16%. Past dividends don't guarantee future payments.
What is the ROE of Shriram Finance Ltd?
Shriram Finance Ltd has ROE of 15.57%. Higher ROE indicates better use of shareholder equity.
What is the debt-to-equity ratio of Shriram Finance Ltd?
Shriram Finance Ltd has debt-to-equity of 3.87.
Is Shriram Finance Ltd a good investment?
Bull Run gives Shriram Finance Ltd a score of 48.1/100. This is not investment advice — consult a SEBI-registered advisor.