Shriram Finance Ltd Stock Price Today (NSE: SHRIRAMFIN)
Shriram Finance Ltd
Fundamental Score
Shriram Finance Ltd Share Price Live NSE/BSE & Institutional Fundamental Analysis
Shriram Finance Ltd share price today is ₹1058.70, up +0.00% on NSE/BSE as of 20 February 2026. Shriram Finance Ltd (SHRIRAMFIN) is a Large-cap company in the Non Banking Financial Company (NBFC) sector with a market capitalisation of ₹1.60L (Cr). The 52-week high for SHRIRAMFIN share price is ₹N/A and the 52-week low is ₹N/A. At a P/E ratio of 18.32x, SHRIRAMFIN is currently trading below its industry average P/E of 22.03x. The company has a Return on Equity (ROE) of 15.57% and a debt-to-equity ratio of 3.87.
Shriram Finance Ltd Share Price Chart — NSE/BSE Historical Performance
Returns & Performance
ROE
ROCE
OPM (5Y)
Div Yield
Shriram Finance Ltd Valuation Check
P/E Ratio
Industry P/E
Market Cap
Growth Engine
Profit Growth (Q)
Sales Growth (Q)
Sales Growth (5Y)
EPS Growth (5Y)
Profit Growth (5Y)
Balance Sheet Health
Debt to Equity
Int. Coverage
Free Cash Flow (5Y)
Shareholding
Promoter
FII
DII
Pledged
Institutional Deep-Dive
Bull Run Research Hub
Shriram Finance Share Price: A Financial Analysis
The Non-Banking Financial Company (NBFC) sector is currently experiencing a dynamic shift, driven by increased rural penetration and the growing demand for vehicle and MSME financing. Understanding the performance of key players is crucial. This financial analysis examines Shriram Finance share price, currently trading at ₹1002.5, using publicly available data and industry comparisons. The company’s Price-to-Earnings (PE) ratio stands at 18.32, suggesting investors are paying ₹18.32 for every rupee of earnings.
One of the important areas is capital allocation discipline. Shriram Finance's Return on Capital Employed (ROCE) of 10.95% reflects the profitability generated from invested capital. A higher ROCE can contribute to a stronger economic moat, indicating a company's ability to sustain its competitive advantage. However, it's critical to analyze this ROCE figure in the context of industry benchmarks and Shriram's historical performance. This can be achieved by comparing Shriram Finance to its peers.
Benchmarking Shriram Finance against peers such as
Apollo Finvest necessitates a detailed comparative analysis. Beyond pure financials, a qualitative assessment of management quality becomes paramount. Are they prioritizing disciplined lending, managing risk effectively, and innovating with customer experience? A good starting point is to consider the Net Promoter Score (NPS) from peer comparison sites. This can indicate the difference in customer satisfaction.While factors such as Bengal & Assam and Fedders Holding Ltd also contribute to a broader sectoral understanding, focusing on direct competitors like Apollo Finvest provides more relevant insights. This includes not only financial metrics but also factors like regulatory compliance and technological adaptation. This analysis forms part of a larger 80-parameter fundamental audit, verified by Sweta Mishra, and utilizes only publicly available information for observational purposes. No buy or sell recommendations are implied.
Labels (e.g., "Excellent", "Good") are peer-based vs industry/sector averages — data-only, not advice
Shriram Finance Ltd Fundamental Analysis & Valuation Benchmarking
Educational evaluation of SHRIRAMFIN across key market metrics for learning purposes.
Positive Indicators
8 factors identified
Strong Return on Equity (15.57%)
Observation: Efficient use of shareholders' capital generating superior returns.
Analysis: ROE >15% indicates strong profitability and effective management. This metric suggests the company can generate substantial returns on invested capital.
Strong Operating Margins (71.52%)
Observation: Healthy 5-year operating margins indicate pricing power and cost control.
Analysis: OPM >15% suggests operational efficiency and competitive advantages.
Strong Revenue Growth (18.07%)
Observation: Healthy sales growth indicates market demand and execution capability.
Analysis: Revenue growth >15% suggests strong market position and growth potential.
Consistent Growth Track Record (21.55% CAGR)
Observation: Strong 5-year sales compound annual growth rate.
Analysis: Consistent sales CAGR >12% demonstrates sustainable growth model.
Excellent EPS Growth (17.07% CAGR)
Observation: Outstanding 5-year earnings per share compound growth.
Analysis: EPS CAGR >15% indicates strong wealth creation potential.
Strong Profit Growth Track Record (26.73% CAGR)
Observation: Consistent 5-year profit compound annual growth rate.
Analysis: Profit CAGR >15% demonstrates scalable business model.
Strong Institutional Confidence (FII+DII: 68.26%)
Observation: Significant professional investor participation.
Analysis: High institutional holding often signals thorough due diligence.
Zero Share Pledging Risk
Observation: No promoter shares pledged as collateral.
Analysis: Absence of share pledging eliminates potential forced-selling pressure.
Risk Factors
4 factors identified
Elevated Debt Levels (D/E: 3.87)
Observation: High leverage increases financial risk and interest burden.
Analysis: High debt-to-equity ratios require monitoring of debt servicing capability.
Weak Interest Coverage (1.55x)
Observation: Limited ability to service debt obligations from earnings.
Analysis: Low interest coverage raises concerns about financial stability.
Negative Free Cash Flow (₹-106239.41 Cr over 5Y)
Observation: Cash outflows exceed inflows.
Analysis: Negative FCF requires analysis of capital expenditure cycle.
Low Promoter Commitment (25.39%)
Observation: Reduced promoter stake may indicate limited confidence.
Analysis: Low promoter holding may raise questions about management commitment.
Shriram Finance Ltd Financial Statements
Comprehensive financial data for Shriram Finance Ltd including income statement, balance sheet and cash flow
About SHRIRAMFIN (Shriram Finance Ltd)
Shriram Finance Ltd (SHRIRAMFIN) is listed on the National Stock Exchange (NSE) and Bombay Stock Exchange (BSE) of India. The company operates in the Non Banking Financial Company (NBFC) sector with a current market capitalisation of ₹1.60L (Cr). Shriram Finance Ltd has delivered a Return on Equity (ROE) of 15.57% and a ROCE of 10.95%. The debt-to-equity ratio stands at 3.87, reflecting the company's capital structure. Investors tracking SHRIRAMFIN share price can monitor key metrics including P/E ratio, promoter holding of 25.39%, and quarterly earnings growth.
Company Details
Key Leadership
Corporate Events
SHRIRAMFIN Share Price: Frequently Asked Questions
What is the current share price of Shriram Finance Ltd (SHRIRAMFIN)?
As of 20 Feb 2026, 05:15 am IST, Shriram Finance Ltd share price is ₹1058.70. The SHRIRAMFIN stock has a market capitalisation of ₹1.60L (Cr) on NSE/BSE.
Is SHRIRAMFIN share price Overvalued or Undervalued?
SHRIRAMFIN share price is currently trading at a P/E ratio of 18.32x, compared to the industry average of 22.03x. Based on this relative valuation, the Shriram Finance Ltd stock appears to be Undervalued against its sector peers.
What is the 52-week high and low of SHRIRAMFIN share price?
The 52-week high of SHRIRAMFIN share price is ₹N/A and the 52-week low is ₹N/A.
What factors affect the Shriram Finance Ltd share price?
Key factors influencing SHRIRAMFIN share price include quarterly earnings growth (Sales Growth: 18.07%), raw material costs, government infrastructure spending, and institutional flows (FII/DII holding).
Is Shriram Finance Ltd a good stock for long-term investment?
Shriram Finance Ltd shows a 5-year Profit Growth of 26.73% and an ROE of 15.57%. Long-term investors should consider these fundamentals alongside the debt-to-equity ratio of 3.87 before investing in SHRIRAMFIN shares.
How does Shriram Finance Ltd compare with its industry peers?
Shriram Finance Ltd competes with major peers in the Non Banking Financial Company (NBFC). Investors should compare SHRIRAMFIN share price P/E of 18.32x and ROE of 15.57% against the industry averages to determine competitive standing.
What is the P/E ratio of SHRIRAMFIN and what does it mean?
SHRIRAMFIN share price has a P/E ratio of 18.32x compared to the industry average of 22.03x. Investors pay ₹18 for every ₹1 of annual earnings.
How is SHRIRAMFIN performing according to Bull Run's analysis?
SHRIRAMFIN has a Bull Run fundamental score of 48.1/100, indicating concerns requiring careful analysis. This comprehensive rating is based on 15+ financial parameters.
What sector and industry does SHRIRAMFIN belong to?
SHRIRAMFIN operates in the Non Banking Financial Company (NBFC) industry. This classification helps understand the competitive landscape and sector-specific trends affecting Shriram Finance Ltd share price.
What is Return on Equity (ROE) and why is it important for SHRIRAMFIN?
SHRIRAMFIN has an ROE of 15.57%, which indicates excellent management efficiency. ROE measures how efficiently Shriram Finance Ltd generates profits from shareholders capital.
How is SHRIRAMFIN debt-to-equity ratio and what does it indicate?
SHRIRAMFIN has a debt-to-equity ratio of 3.87, which indicates high leverage that increases financial risk.
What is SHRIRAMFIN dividend yield and is it a good dividend stock?
SHRIRAMFIN offers a dividend yield of 1.16%, meaning you receive ₹1.16 annual dividend for every ₹100 invested in Shriram Finance Ltd shares.
How has SHRIRAMFIN share price grown over the past 5 years?
SHRIRAMFIN has achieved 5-year growth rates of: Sales Growth 21.55%, Profit Growth 26.73%, and EPS Growth 17.07%.
What is the promoter holding in SHRIRAMFIN and why does it matter?
Promoters hold 25.39% of SHRIRAMFIN shares, with 0.00% pledged. High promoter holding often indicates strong management confidence in Shriram Finance Ltd.
What is SHRIRAMFIN market capitalisation category?
SHRIRAMFIN has a market capitalisation of ₹160455 crores, placing it in the Large-cap category.
How volatile is SHRIRAMFIN stock?
SHRIRAMFIN has a beta of N/A. A beta > 1 suggests the Shriram Finance Ltd stock is more volatile than the market, while a beta < 1 suggests it is less volatile.
What is SHRIRAMFIN operating profit margin trend?
SHRIRAMFIN has a 5-year average Operating Profit Margin (OPM) of 71.52%, indicating the company's operational efficiency.
How is SHRIRAMFIN quarterly performance?
Recent quarterly performance shows Shriram Finance Ltd YoY Sales Growth of 18.07% and YoY Profit Growth of 12.22%.
What is the institutional holding pattern in SHRIRAMFIN?
SHRIRAMFIN has FII holding of 49.61% and DII holding of 18.65%. Significant institutional holding often suggests professional confidence in the Shriram Finance Ltd stock.