VB Desai Financial Services Ltd Stock Price Today (NSE: VBDESAI)
Fundamental Score
VB Desai Financial Services Ltd Share Price Live NSE/BSE & Institutional Fundamental Analysis
VB Desai Financial Services Ltd share price today is ₹20.00, up +0.00% on NSE/BSE as of 20 February 2026. VB Desai Financial Services Ltd (VBDESAI) is a Small-cap company in the Other Financial Services sector with a market capitalisation of ₹11.10 (Cr). The 52-week high for VBDESAI share price is ₹N/A and the 52-week low is ₹N/A. At a P/E ratio of 14.23x, VBDESAI is currently trading below its industry average P/E of 30.94x. The company has a Return on Equity (ROE) of 4.76% and a debt-to-equity ratio of 0.00.
VB Desai Financial Services Ltd Share Price Chart — NSE/BSE Historical Performance
Returns & Performance
ROE
ROCE
OPM (5Y)
Div Yield
VB Desai Financial Services Ltd Valuation Check
P/E Ratio
Industry P/E
Market Cap
Growth Engine
Profit Growth (Q)
Sales Growth (Q)
Sales Growth (5Y)
EPS Growth (5Y)
Profit Growth (5Y)
Balance Sheet Health
Debt to Equity
Int. Coverage
Free Cash Flow (5Y)
Shareholding
Promoter
FII
DII
Pledged
Institutional Deep-Dive
Bull Run Research Hub
VB Desai Financial Services Share Price: A ROCE Efficiency Analysis
The Other Financial Services sector, often overlooked, presents a unique challenge: converting high levels of client interaction into tangible returns. Today's analysis focuses on the VB Desai Financial Services share price, currently trading at ₹19.25 with a PE ratio of 14.23 and a Return on Capital Employed (ROCE) of 6.54%. This analysis aims to dissect the financial implications of this ROCE in relation to its peers and overall market conditions.
A key indicator of a financial services firm's health is its ROCE. The 6.54% ROCE for VB Desai Financial Services warrants closer inspection. While a positive ROCE signifies profitability from employed capital, its relative performance compared to sector peers is crucial. Consider
Sumedha Fiscal Services Ltd: anecdotal evidence suggests differences in management quality which may translate to divergent ROCE figures and long-term shareholder value creation. Further investigation into management efficiency and operational strategies employed by VB Desai Financial Services is warranted to understand the drivers behind this ROCE.The ROCE figure directly impacts VB Desai Financial Services Ltd's ability to build a sustainable economic moat. A higher ROCE indicates a greater capacity to reinvest earnings back into the business, fueling growth and strengthening its competitive position. A 6.54% ROCE, while acceptable, might not be sufficient to aggressively pursue market share or invest in cutting-edge technology, potentially limiting its long-term growth trajectory. Further analysis of VB Desai's capital allocation strategy is needed to determine if they are optimizing their capital deployment for maximum return.
Finally, how does VB Desai compare to peers like Ontic Finserve Ltd and Modern Shares & Stockbrokers? This analysis is part of a comprehensive 80-parameter fundamental audit verified by Sweta Mishra, providing a data-driven perspective on VB Desai Financial Services' financial health. While this report provides valuable insights into the company’s performance, all conclusions are purely observational and should not be interpreted as investment advice. We encourage investors to conduct thorough due diligence and consult with a qualified financial advisor before making any investment decisions.
Labels (e.g., "Excellent", "Good") are peer-based vs industry/sector averages — data-only, not advice
VB Desai Financial Services Ltd Fundamental Analysis & Valuation Benchmarking
Educational evaluation of VBDESAI across key market metrics for learning purposes.
Positive Indicators
5 factors identified
Strong Operating Margins (18.28%)
Observation: Healthy 5-year operating margins indicate pricing power and cost control.
Analysis: OPM >15% suggests operational efficiency and competitive advantages.
Attractive Valuation (P/E: 14.23 vs Industry: 30.94)
Observation: Trading at discount to industry peers.
Analysis: P/E below industry average may present value opportunity.
Robust Profit Growth (166.67%)
Observation: Strong year-over-year profit expansion demonstrates business momentum.
Analysis: Profit growth >20% indicates effective execution and market opportunity capture.
Debt-Free Balance Sheet (D/E: 0.00)
Observation: Low leverage provides financial flexibility and reduced risk.
Analysis: Conservative debt structure offers resilience during economic downturns.
Zero Share Pledging Risk
Observation: No promoter shares pledged as collateral.
Analysis: Absence of share pledging eliminates potential forced-selling pressure.
Risk Factors
8 factors identified
Below-Average Return on Equity (4.76%)
Observation: Returns on equity are below industry benchmarks.
Analysis: ROE <10% may indicate inefficient capital utilization. Consider monitoring for operational improvements and management effectiveness.
Suboptimal ROCE (6.54%)
Observation: Returns on capital employed are below expectations.
Analysis: ROCE <10% suggests potential inefficiencies in capital allocation.
Revenue Contraction (-6.85%)
Observation: Sales decline may indicate market challenges or competitive pressures.
Analysis: Negative revenue growth requires analysis of market conditions.
Weak Earnings Growth (-1.04% CAGR)
Observation: Below-average 5-year EPS growth performance.
Analysis: Low EPS growth may not keep pace with inflation.
Stagnant Profit Growth (-1.04% CAGR)
Observation: Limited 5-year profit growth trajectory.
Analysis: Low profit growth may indicate scalability challenges or market maturity.
Negative Free Cash Flow (₹-7.74 Cr over 5Y)
Observation: Cash outflows exceed inflows.
Analysis: Negative FCF requires analysis of capital expenditure cycle.
Limited Institutional Interest (FII+DII: 0.94%)
Observation: Low institutional participation may affect liquidity.
Analysis: Limited institutional interest may indicate size constraints or visibility issues.
No Dividend Distribution
Observation: Company does not currently pay dividends to shareholders.
Analysis: Zero dividend yield may indicate growth reinvestment focus or cash flow constraints.
VB Desai Financial Services Ltd Financial Statements
Comprehensive financial data for VB Desai Financial Services Ltd including income statement, balance sheet and cash flow
About VBDESAI (VB Desai Financial Services Ltd)
VB Desai Financial Services Ltd (VBDESAI) is listed on the National Stock Exchange (NSE) and Bombay Stock Exchange (BSE) of India. The company operates in the Other Financial Services sector with a current market capitalisation of ₹11.10 (Cr). VB Desai Financial Services Ltd has delivered a Return on Equity (ROE) of 4.76% and a ROCE of 6.54%. The debt-to-equity ratio stands at 0.00, reflecting the company's capital structure. Investors tracking VBDESAI share price can monitor key metrics including P/E ratio, promoter holding of 42.27%, and quarterly earnings growth.
Company Details
Key Leadership
Latest News
VBDESAI Share Price: Frequently Asked Questions
What is the current share price of VB Desai Financial Services Ltd (VBDESAI)?
As of 20 Feb 2026, 06:26 am IST, VB Desai Financial Services Ltd share price is ₹20.00. The VBDESAI stock has a market capitalisation of ₹11.10 (Cr) on NSE/BSE.
Is VBDESAI share price Overvalued or Undervalued?
VBDESAI share price is currently trading at a P/E ratio of 14.23x, compared to the industry average of 30.94x. Based on this relative valuation, the VB Desai Financial Services Ltd stock appears to be Undervalued against its sector peers.
What is the 52-week high and low of VBDESAI share price?
The 52-week high of VBDESAI share price is ₹N/A and the 52-week low is ₹N/A.
What factors affect the VB Desai Financial Services Ltd share price?
Key factors influencing VBDESAI share price include quarterly earnings growth (Sales Growth: -6.85%), raw material costs, government infrastructure spending, and institutional flows (FII/DII holding).
Is VB Desai Financial Services Ltd a good stock for long-term investment?
VB Desai Financial Services Ltd shows a 5-year Profit Growth of -1.04% and an ROE of 4.76%. Long-term investors should consider these fundamentals alongside the debt-to-equity ratio of 0.00 before investing in VBDESAI shares.
How does VB Desai Financial Services Ltd compare with its industry peers?
VB Desai Financial Services Ltd competes with major peers in the Other Financial Services. Investors should compare VBDESAI share price P/E of 14.23x and ROE of 4.76% against the industry averages to determine competitive standing.
What is the P/E ratio of VBDESAI and what does it mean?
VBDESAI share price has a P/E ratio of 14.23x compared to the industry average of 30.94x. Investors pay ₹14 for every ₹1 of annual earnings.
How is VBDESAI performing according to Bull Run's analysis?
VBDESAI has a Bull Run fundamental score of 36.9/100, indicating concerns requiring careful analysis. This comprehensive rating is based on 15+ financial parameters.
What sector and industry does VBDESAI belong to?
VBDESAI operates in the Other Financial Services industry. This classification helps understand the competitive landscape and sector-specific trends affecting VB Desai Financial Services Ltd share price.
What is Return on Equity (ROE) and why is it important for VBDESAI?
VBDESAI has an ROE of 4.76%, which suggests challenges in generating returns from shareholders equity. ROE measures how efficiently VB Desai Financial Services Ltd generates profits from shareholders capital.
How is VBDESAI debt-to-equity ratio and what does it indicate?
VBDESAI has a debt-to-equity ratio of 0.00, which indicates conservative financing with low financial risk.
What is VBDESAI dividend yield and is it a good dividend stock?
VBDESAI offers a dividend yield of 0.00%, meaning you receive ₹0.00 annual dividend for every ₹100 invested in VB Desai Financial Services Ltd shares.
How has VBDESAI share price grown over the past 5 years?
VBDESAI has achieved 5-year growth rates of: Sales Growth 5.03%, Profit Growth -1.04%, and EPS Growth -1.04%.
What is the promoter holding in VBDESAI and why does it matter?
Promoters hold 42.27% of VBDESAI shares, with 0.00% pledged. High promoter holding often indicates strong management confidence in VB Desai Financial Services Ltd.
What is VBDESAI market capitalisation category?
VBDESAI has a market capitalisation of ₹11 crores, placing it in the Small-cap category.
How volatile is VBDESAI stock?
VBDESAI has a beta of N/A. A beta > 1 suggests the VB Desai Financial Services Ltd stock is more volatile than the market, while a beta < 1 suggests it is less volatile.
What is VBDESAI operating profit margin trend?
VBDESAI has a 5-year average Operating Profit Margin (OPM) of 18.28%, indicating the company's operational efficiency.
How is VBDESAI quarterly performance?
Recent quarterly performance shows VB Desai Financial Services Ltd YoY Sales Growth of -6.85% and YoY Profit Growth of 166.67%.
What is the institutional holding pattern in VBDESAI?
VBDESAI has FII holding of 0.94% and DII holding of 0.00%. Significant institutional holding often suggests professional confidence in the VB Desai Financial Services Ltd stock.