Dhani Services Ltd Stock Price Today (NSE: DHANI)

Dhani Services Ltd

DHANIFinance
51.06+0.00 (+0.00%)
Market Closed

Fundamental Score

...

Dhani Services Ltd Share Price — Live NSE/BSE Price, Fundamentals & Analysis

Dhani Services Ltd share price today is 51.06, up +0.00% on NSE/BSE as of 1 August 2026. Dhani Services Ltd (DHANI) is a Small-cap company in the Finance sector with a market capitalisation of 3.90K (Cr). The 52-week high for DHANI share price is 71.50 and the 52-week low is 50.39. At a P/E ratio of 114.92x, DHANI is currently trading above its industry average P/E of 34.35x. The company has a Return on Equity (ROE) of -1.81% and a debt-to-equity ratio of 0.18.

Dhani Services Ltd Share Price Chart — NSE/BSE Historical Performance

No data
High
64.32
Low
50.39
Volume
36.0L
Change
-19.48%

Dhani Services Ltd share price chart: -19.48% return over the past month. 52-week high ₹71.50, 52-week low ₹50.39.

Dhani Services Ltd — Last 10 Trading Days

DateOpenHighLowCloseVolume
51.0651.0651.0651.060.00 (Cr)
56.3156.3150.3951.06222.16L (Cr)
56.4057.1655.2756.0319.89L (Cr)
55.0056.9054.9556.2037.78L (Cr)
54.9055.8053.1554.806.91L (Cr)
56.8056.9953.9754.5331.92L (Cr)
57.3057.3056.0056.3715.72L (Cr)
55.9358.0055.3757.5740.96L (Cr)
57.1557.6455.2655.4337.41L (Cr)
59.9060.0057.0657.3626.79L (Cr)

Dhani Services Ltd — Last 12 Months Price History

MonthOpenHighLowCloseChange
62.0064.3250.3951.06-17.65%
62.0071.5060.4961.38-1.00%
60.1067.3958.9061.55+2.41%

AI Research Briefing

Powered by Gemini · 2026-08-01

Dhani Services is a structurally broken legacy fintech shell trading at an unjustified multiple on zero operating momentum.

Research Confidence
4.5/10Low
DEBT TRAP TURNAROUNDconsolidationexpensive

WHAT'S HAPPENING NOW (last 2-4 weeks)

No major operational catalysts found after live search. The corporate structure remains shadowed by the late-2025 amalgamation scheme where Dhani Services and Yaari Digital merged into Indiabulls Enterprises, leaving the standalone equity tracking legacy liquidity while core operations are swallowed by group-level real estate and restructured financial verticals.

CORE STORY (THE REAL GAME)

A historical digital-lending and wallet casualty attempting to pivot into a consolidated real estate and asset-reconstruction vehicle under the Indiabulls umbrella, completely detached from its old fintech narrative.

Why Now
  • Stock consolidating near 52-week lows with negative 1M and 3M momentum
  • Extreme valuation disconnect with a 114.92x P/E against an industry benchmark of 34.35x
  • Persistent top-line erosion with latest quarter sales dropping 19.97% YoY
Potential Catalysts
  • Aggressive monetization or asset monetization from the post-merger real estate pipeline
  • Drastic reduction in overhead costs to revive operating margins
  • Sudden speculative retail volume surges in low-cap counters
Key Risks
  • Severe micro-cap liquidity risk combined with high volatility and poor delivery volumes
  • Destroyed historical core revenues with a 5-year sales CAGR of -32.89%
  • Abysmal capital efficiency reflected in a negative ROE of -1.81% and ROCE of 1.39%
Institutional Activity

Promoter holding steady at 29.13% with zero pledging, but FII presence saw a notable trim of 1.29% to 20.77%, signalling institutional exhaustion.

Macro Context

India's broader financial services sector is booming via digital innovation, leaving legacy non-performing fintech plays like Dhani structurally isolated and bypassed.

Order Book / Expansion

No major news found after live search.

Cash Flow Quality

no

3–6 Month Outlook

Dead money range-bound trading with a high probability of time correction unless group-level real estate execution delivers massive cash inflows.

Primary Thesis Risk

Complete collapse of core operating revenue combined with excessive valuation multiples.

For educational purposes only. Not investment advice. Consult a SEBI-registered advisor before investing.

Returns & Performance

Poor

Return on Equity (ROE)

-1.81%

Profit generated per ₹1 of shareholder equity

Poor

Return on Capital (ROCE)

1.39%

Returns generated on total capital deployed

Poor

Oper. Profit Margin (5Y Avg)

-17.27%

Average operating profit margin over 5 years

Dividend Yield

0.00%

Annual dividend as % of current share price

Dhani Services Ltd Valuation Check

Poor

Price to Earnings (P/E)

114.92x

Share price ÷ earnings per share. Lower = cheaper

Poor

Industry Avg P/E

34.35x

Average P/E of all peers in this sector

Market-cap Classification
Small-cap
Higher growth potential with higher volatility.

Shareholding Pattern

Excellent

Promoter Holding

29.13%

% shares held by company founders/management

Excellent

FII Holding

20.77%

% shares held by foreign institutional investors

Poor

DII Holding

1.87%

% held by domestic mutual funds, LIC, banks

Excellent

Promoter Pledged %

0.00%

% of promoter shares pledged as collateral — lower is safer

Growth Engine

Excellent

Profit Growth (Quarterly YoY)

107.46%

Net profit growth vs same quarter last year

Poor

Revenue Growth (Quarterly YoY)

-19.97%

Revenue growth vs same quarter last year

Poor

Revenue Growth (5-Year CAGR)

-32.89%

Compounded annual revenue growth over 5 years

EPS Growth (5-Year CAGR)

N/A

Earnings per share growth over 5 years

Net Profit Growth (5-Year CAGR)

N/A

Compounded annual net profit growth over 5 years

Balance Sheet Health

Excellent

Debt to Equity Ratio

0.18x

Total debt ÷ equity. Below 0.5 = financially healthy

Poor

Interest Coverage Ratio

2.19x

EBIT ÷ interest expense. Above 2.5 = can pay interest comfortably

Free Cash Flow (5-Year Total)

833.28 (Cr)

Cash left after capex over 5 years. Positive = self-funded growth

Labels (e.g., "Excellent", "Good") are peer-based vs industry/sector averages — data-only, not advice

Dhani Services Ltd Fundamental Analysis & Valuation Benchmarking

Educational evaluation of DHANI across key market metrics for learning purposes.

Positive Indicators

4 factors identified

Robust Profit Growth (107.46%)

Observation: Strong year-over-year profit expansion demonstrates business momentum.

Analysis: Profit growth >20% indicates effective execution and market opportunity capture.

Conservative Debt Levels (D/E: 0.18)

Observation: Low leverage provides financial flexibility and reduced risk.

Analysis: Conservative debt structure offers resilience during economic downturns.

Strong Cash Generation (₹833.28 Cr over 5Y)

Observation: Healthy free cash flow generation supports growth and returns.

Analysis: Strong FCF provides flexibility for dividends, debt reduction, and growth investments.

Zero Share Pledging Risk

Observation: No promoter shares pledged as collateral.

Analysis: Absence of share pledging eliminates potential forced-selling pressure.

Risk Factors

9 factors identified

Below-Average Return on Equity (-1.81%)

Observation: Returns on equity are below industry benchmarks.

Analysis: ROE <10% may indicate inefficient capital utilization. Consider monitoring for operational improvements and management effectiveness.

Suboptimal ROCE (1.39%)

Observation: Returns on capital employed are below expectations.

Analysis: ROCE <10% suggests potential inefficiencies in capital allocation.

Margin Pressure Concerns (-17.27%)

Observation: Operating margins are below industry standards.

Analysis: OPM <5% may indicate pricing pressures or cost management challenges.

Premium Valuation Risk (P/E: 114.92x)

Observation: High valuation multiples may limit upside potential.

Analysis: Elevated P/E ratios require strong growth execution to justify current valuations.

Revenue Contraction (-19.97%)

Observation: Sales decline may indicate market challenges or competitive pressures.

Analysis: Negative revenue growth requires analysis of market conditions.

Limited Growth History (-32.89% CAGR)

Observation: Below-average 5-year sales growth trajectory.

Analysis: Low sales CAGR may indicate mature markets or limited growth opportunities.

Weak Interest Coverage (2.19x)

Observation: Limited ability to service debt obligations from earnings.

Analysis: Low interest coverage raises concerns about financial stability.

Low Promoter Commitment (29.13%)

Observation: Reduced promoter stake may indicate limited confidence.

Analysis: Low promoter holding may raise questions about management commitment.

No Dividend Distribution

Observation: Company does not currently pay dividends to shareholders.

Analysis: Zero dividend yield may indicate growth reinvestment focus or cash flow constraints.

Dhani Services Ltd vs Other Financial Services Peers

Peer Comparison - Other Financial Services

Compare Dhani Services Ltd with 10 other companies in the same sector

11 companies
Company Info
Fundamental
Valuation
Profitability
Financial Health
Growth
Dividend
Company
Company name
Score
Bull Run comprehensive fundamental score based on 20+ metrics
Price
Current trading price of the stock
Market Cap
Total value of all shares in the market
P/E
Price per share divided by earnings per share
ROE
Net income divided by shareholder equity
ROCE
Earnings before interest and tax divided by capital employed
Debt/Eq
Total debt divided by total equity
Profit 5Y
Average annual profit growth over 5 years
Sales 5Y
Average annual sales growth over 5 years
Dividend
Annual dividend per share divided by price per share
20.9/100
51
₹3896.81
114.9
Average
-1.81%
Poor
1.39%
Poor
0.2
Excellent
-32.89%
Poor
0.00%
Crisil Ltd...
CRISIL500092
66.4/100
4360
₹30810.19
36.7
Average
24.46%
Excellent
32.55%
Excellent
0.1
Excellent
14.40%
Good
12.99%
Good
0.59%
8/100
8895
₹12118.00
-61.01%
Poor
-32.66%
Poor
0.7
Good
0.00%
45/100
141
₹2923.32
619.4
Average
17.53%
Good
24.27%
Excellent
0.0
Excellent
198.76%
Excellent
356.32%
Excellent
0.01%
ALGOQUANT...
ALGOQUANT505725
57.7/100
68
₹1706.53
52.1
Average
27.69%
Excellent
31.43%
Excellent
0.3
Excellent
67.14%
Excellent
111.83%
Excellent
0.00%
53.9/100
189
₹1251.64
57.4
Average
5.24%
Poor
6.77%
Poor
0.0
Excellent
-18.20%
Poor
31.70%
Excellent
0.00%
0/100
24
₹1165.87
-75.34%
Poor
7.45%
Poor
51.5
Poor
49.24%
Excellent
0.00%
85/100
959
₹1037.75
26.8
Average
27.71%
Excellent
34.63%
Excellent
0.0
Excellent
24.61%
Excellent
22.75%
Excellent
2.10%
35.4/100
277
₹936.59
98.9
Average
4.09%
Poor
8.25%
Poor
0.0
Excellent
2.90%
Average
25.66%
Excellent
0.54%
63.7/100
282
₹614.86
21.2
Average
20.57%
Excellent
27.26%
Excellent
0.2
Excellent
31.11%
Excellent
48.53%
Excellent
0.00%
34.4/100
98
₹503.05
17.1
Average
4.08%
Poor
8.54%
Poor
0.1
Excellent
14.37%
Good
-3.21%
Poor
0.00%

Dhani Services Ltd Dividend History

Annual cash dividends paid by DHANI — dividend yield N/A

Financial YearDividends Paid (₹ Cr)
FY 20230.47 Cr
FY 20220.82 Cr
FY 20210.60 Cr

Cash dividends from annual cash flow statements. Past dividends do not guarantee future payments. Not investment advice.

Dhani Services Ltd Quarterly Performance

Latest quarterly metrics for DHANI — revenue growth and profit growth vs same quarter last year

Revenue Growth (YoY)

-19.97%

Latest quarter vs same quarter previous year

Net Profit Growth (YoY)

107.46%

Latest quarter net profit vs same quarter previous year

5-Year Revenue CAGR

-32.89%

Compounded annual revenue growth over 5 years

5-Year Profit CAGR

N/A

Compounded annual net profit growth over 5 years

Dhani Services Ltd Technical Indicators

SMA 50, SMA 200, RSI and volume signals for DHANI — calculated from daily price history

23RSI 14
Oversold — RSI 23

Selling pressure is heavy — potential reversal zone.

SMA 50
62
▼ Price below SMA 50 — Short-term bearish
SMA 200
64
▼ Price below SMA 200 — Long-term downtrend
30-Day Avg Volume
4557K shares/day
Average daily traded volume over last 30 trading sessions

Technical indicators are for educational purposes only. Not investment advice.

Dhani Services Ltd Financial Statements

Annual income statement, balance sheet and cash flow for Dhani Services Ltd (DHANI) — sourced from NSE/BSE filings.

Loading Financial Statements...

Fetching financial data for Dhani Services Ltd

About DHANI (Dhani Services Ltd)

Dhani Services Ltd is a diversified financial services provider operating primarily within the Indian market, focusing on leveraging digital technology to deliver accessible financ...ial solutions to a wide range of consumers. Dhani employs a robust digital platform centered around its core mobile application, facilitating a comprehensive suite of services including lending solutions designed for both individual and business needs. The company extends beyond basic lending to incorporate integrated financial solutions, striving to become a one-stop shop for various financial needs, particularly within underserved segments of the Indian population. By harnessing the power of technology, Dhani aims to streamline financial processes, enhance customer convenience, and drive financial inclusion. Beyond core lending products, Dhani Services Ltd also offers an expanding range of complementary offerings intended to create a holistic financial ecosystem. This includes a digital healthcare marketplace where customers can purchase pharmaceutical products and access related services through the convenience of their mobile devices. The company also facilitates payment solutions including card-enabled prepaid services, allowing users to manage funds and transact securely. Furthermore, Dhani extends its reach into the investment arena by offering brokerage services, allowing users to participate in the stock and commodity markets. This diversification strategy seeks to capture a larger share of customer spending while promoting financial literacy and engagement within the broader Indian population. Driven by the overarching objective of simplifying financial access, Dhani Services Ltd is committed to innovation and strategic expansion. In addition to its established financial service products, Dhani also delves into real estate, creating an avenue for individuals to access property-related products. The company is focused on leveraging digital technologies and data analytics to refine its offerings, optimize user experience, and mitigate risk. By focusing on user-centric design and scalable technologies, Dhani aims to position itself as a leading player in the rapidly evolving Indian financial services landscape. Ultimately, Dhani’s strategic focus on affordability, accessibility, and a holistic service offering helps to differentiate it within a competitive market.

Company Details

Symbol:DHANI
Industry:Finance
Sector:Other Financial Services

Key Leadership

Mr. Divyesh Bharat Kumar Shah
CEO, COO & Whole-Time Director
Mr. Rajeev Lochan Agrawal
Chief Financial Officer
Mr. Ram Mehar Garg
Compliance Officer & Company Secretary

DHANI Share Price: Frequently Asked Questions

What is the current share price of Dhani Services Ltd?

Dhani Services Ltd (DHANI) trades at ₹51.06 on NSE and BSE. Market cap ₹3.90K (Cr). Educational data only.

What is the P/E ratio of Dhani Services Ltd?

Dhani Services Ltd has a P/E of 114.92x vs industry average 34.35x.

What is the Bull Run score for Dhani Services Ltd?

Dhani Services Ltd has a Bull Run score of 20.9/100 based on 25+ financial parameters.

Does Dhani Services Ltd pay dividends?

Dhani Services Ltd has a dividend yield of 0.00%. Past dividends don't guarantee future payments.

What is the ROE of Dhani Services Ltd?

Dhani Services Ltd has ROE of -1.81%. Higher ROE indicates better use of shareholder equity.

What is the debt-to-equity ratio of Dhani Services Ltd?

Dhani Services Ltd has debt-to-equity of 0.18.

Is Dhani Services Ltd a good investment?

Bull Run gives Dhani Services Ltd a score of 20.9/100. This is not investment advice — consult a SEBI-registered advisor.