Prism Finance Ltd Stock Price Today (NSE: PRISMFN)
Fundamental Score
Prism Finance Ltd Share Price — Live NSE/BSE Price, Fundamentals & Analysis
Prism Finance Ltd share price today is ₹26.96, up +0.00% on NSE/BSE as of 23 June 2026. Prism Finance Ltd (PRISMFN) is a Small-cap company in the Finance sector with a market capitalisation of ₹18.44 (Cr). The 52-week high for PRISMFN share price is ₹29.35 and the 52-week low is ₹26.50. The company has a Return on Equity (ROE) of -4.51% and a debt-to-equity ratio of 0.04.
Prism Finance Ltd Share Price Chart — NSE/BSE Historical Performance
Prism Finance Ltd share price chart: 0.00% return over the past month. 52-week high ₹29.35, 52-week low ₹26.50.
Prism Finance Ltd — Last 10 Trading Days
| Date | Open | High | Low | Close | Volume |
|---|---|---|---|---|---|
| ₹26.96 | ₹26.96 | ₹26.96 | ₹26.96 | 0.00 (Cr) | |
| ₹26.96 | ₹26.96 | ₹26.96 | ₹26.96 | 0.00 (Cr) | |
| ₹26.96 | ₹26.96 | ₹26.96 | ₹26.96 | 0.00 (Cr) | |
| ₹26.96 | ₹26.96 | ₹26.96 | ₹26.96 | 0.00 (Cr) | |
| ₹26.96 | ₹26.96 | ₹26.96 | ₹26.96 | 0.00 (Cr) | |
| ₹26.96 | ₹26.96 | ₹26.96 | ₹26.96 | 0.00 (Cr) | |
| ₹26.96 | ₹26.96 | ₹26.96 | ₹26.96 | 0.00 (Cr) | |
| ₹26.96 | ₹26.96 | ₹26.96 | ₹26.96 | 0.00 (Cr) | |
| ₹26.96 | ₹26.96 | ₹26.96 | ₹26.96 | 0.00 (Cr) | |
| ₹26.96 | ₹26.96 | ₹26.96 | ₹26.96 | 0.00 (Cr) |
Prism Finance Ltd — Last 12 Months Price History
| Month | Open | High | Low | Close | Change |
|---|---|---|---|---|---|
| ₹26.96 | ₹26.96 | ₹26.96 | ₹26.96 | +0.00% | |
| ₹26.96 | ₹26.96 | ₹26.96 | ₹26.96 | +0.00% | |
| ₹26.96 | ₹26.96 | ₹26.96 | ₹26.96 | +0.00% | |
| ₹26.96 | ₹26.96 | ₹26.96 | ₹26.96 | +0.00% | |
| ₹26.96 | ₹26.96 | ₹26.96 | ₹26.96 | +0.00% | |
| ₹28.37 | ₹28.37 | ₹26.96 | ₹26.96 | -4.97% | |
| ₹28.37 | ₹28.37 | ₹28.37 | ₹28.37 | +0.00% | |
| ₹28.37 | ₹28.37 | ₹28.37 | ₹28.37 | +0.00% | |
| ₹28.37 | ₹28.37 | ₹28.37 | ₹28.37 | +0.00% | |
| ₹28.37 | ₹28.37 | ₹28.37 | ₹28.37 | +0.00% | |
| ₹27.02 | ₹28.37 | ₹27.02 | ₹28.37 | +5.00% | |
| ₹29.35 | ₹29.35 | ₹26.50 | ₹27.02 | -7.94% |
AI Research Briefing
Powered by Gemini · 2026-04-17
This micro-cap NBFC is a value trap with consistent losses, qualified audit opinions, and significant illiquidity risk.
WHAT'S HAPPENING NOW (last 2-4 weeks)
No major catalysts found after live search. RBI has issued new guidelines for NBFC branch expansion, allowing easier expansion based on financial strength. Prism Finance held a board meeting on February 12, 2026, to approve the unaudited financial results for the quarter ended December 31, 2025.
CORE STORY (THE REAL GAME)
Distressed micro-cap NBFC, hoping for a turnaround. Not a growth story. More of a 'can they survive' narrative.
- RBI's simplified branch expansion norms
- Trading near 52-week low
- Micro-cap valuation
- Unexpected profit
- Major contract win
- Takeover offer
- Consistent losses
- Negative interest coverage
- Qualified audit opinions
- Illiquidity risk
- Micro/SME cap
No FII/DII interest. Promoter holding steady at 45.9%.
NBFC sector benefits from regulatory easing, but faces risks from potential inflation and interest rate hikes.
No. Free cash flow is positive over 5 years at ₹9.12 Cr, but recent profitability is poor.
Likely to remain a distressed micro-cap. Survival depends on a significant turnaround in profitability.
Primary Thesis Risk
Inability to achieve profitability and potential regulatory issues.
For educational purposes only. Not investment advice. Consult a SEBI-registered advisor before investing.
Returns & Performance
Return on Equity (ROE)
Profit generated per ₹1 of shareholder equity
Return on Capital (ROCE)
Returns generated on total capital deployed
Oper. Profit Margin (5Y Avg)
Average operating profit margin over 5 years
Dividend Yield
Annual dividend as % of current share price
Prism Finance Ltd Valuation Check
Price to Earnings (P/E)
Share price ÷ earnings per share. Lower = cheaper
Industry Avg P/E
Average P/E of all peers in this sector
Market Capitalisation
Total market value of all outstanding shares
Growth Engine
Profit Growth (Quarterly YoY)
Net profit growth vs same quarter last year
Revenue Growth (Quarterly YoY)
Revenue growth vs same quarter last year
Revenue Growth (5-Year CAGR)
Compounded annual revenue growth over 5 years
EPS Growth (5-Year CAGR)
Earnings per share growth over 5 years
Net Profit Growth (5-Year CAGR)
Compounded annual net profit growth over 5 years
Balance Sheet Health
Debt to Equity Ratio
Total debt ÷ equity. Below 0.5 = financially healthy
Interest Coverage Ratio
EBIT ÷ interest expense. Above 2.5 = can pay interest comfortably
Free Cash Flow (5-Year Total)
Cash left after capex over 5 years. Positive = self-funded growth
Labels (e.g., "Excellent", "Good") are peer-based vs industry/sector averages — data-only, not advice
Prism Finance Ltd Fundamental Analysis & Valuation Benchmarking
Educational evaluation of PRISMFN across key market metrics for learning purposes.
Positive Indicators
4 factors identified
Strong Operating Margins (48.50%)
Observation: Healthy 5-year operating margins indicate pricing power and cost control.
Analysis: OPM >15% suggests operational efficiency and competitive advantages.
Consistent Growth Track Record (84.16% CAGR)
Observation: Strong 5-year sales compound annual growth rate.
Analysis: Consistent sales CAGR >12% demonstrates sustainable growth model.
Conservative Debt Levels (D/E: 0.04)
Observation: Low leverage provides financial flexibility and reduced risk.
Analysis: Conservative debt structure offers resilience during economic downturns.
Zero Share Pledging Risk
Observation: No promoter shares pledged as collateral.
Analysis: Absence of share pledging eliminates potential forced-selling pressure.
Risk Factors
6 factors identified
Below-Average Return on Equity (-4.51%)
Observation: Returns on equity are below industry benchmarks.
Analysis: ROE <10% may indicate inefficient capital utilization. Consider monitoring for operational improvements and management effectiveness.
Suboptimal ROCE (-11.51%)
Observation: Returns on capital employed are below expectations.
Analysis: ROCE <10% suggests potential inefficiencies in capital allocation.
Profit Decline Concern (-16.96%)
Observation: Significant year-over-year profit contraction observed.
Analysis: Declining profitability requires investigation into underlying causes.
Revenue Contraction (-30.56%)
Observation: Sales decline may indicate market challenges or competitive pressures.
Analysis: Negative revenue growth requires analysis of market conditions.
Weak Interest Coverage (-66.67x)
Observation: Limited ability to service debt obligations from earnings.
Analysis: Low interest coverage raises concerns about financial stability.
No Dividend Distribution
Observation: Company does not currently pay dividends to shareholders.
Analysis: Zero dividend yield may indicate growth reinvestment focus or cash flow constraints.
Prism Finance Ltd vs Non Banking Financial Company (NBFC) Peers
Peer Comparison - Non Banking Financial Company (NBFC)
Compare Prism Finance Ltd with 10 other companies in the same sector
| Company Info | Fundamental | Valuation | Profitability | Financial Health | Growth | Dividend | ||||
|---|---|---|---|---|---|---|---|---|---|---|
Company Company name | Score Bull Run comprehensive fundamental score based on 20+ metrics | Price Current trading price of the stock | Market Cap Total value of all shares in the market | P/E Price per share divided by earnings per share | ROE Net income divided by shareholder equity | ROCE Earnings before interest and tax divided by capital employed | Debt/Eq Total debt divided by total equity | Profit 5Y Average annual profit growth over 5 years | Sales 5Y Average annual sales growth over 5 years | Dividend Annual dividend per share divided by price per share |
Prism Finance LtdPrism Finance L...Selected✓ PRISMFN • 531735 | 30.5/100 | ₹26.96₹27 | ₹18.44₹18.44 | — — | -4.51%Poor -4.51% Poor | -11.51%Poor -11.51% Poor | 0.04Excellent 0.0 Excellent | 5.99%Good 5.99% Good | 84.16%Excellent 84.16% Excellent | 0.00% |
Bajaj Finance LtdBajaj Finance L... BAJFINANCE • 500034 | 61.2/100 | ₹931.15₹931 | ₹635285.77₹635285.77 | 34.71Average 34.7 Average | 19.22%Good 19.22% Good | 11.35%Average 11.35% Average | 3.85Poor 3.9 Poor | 25.91%Excellent 25.91% Excellent | 21.46%Excellent 21.46% Excellent | 0.43% |
Shriram Finance LtdShriram Finance... SHRIRAMFIN • 511218 | 48.1/100 | ₹963.20₹963 | ₹160454.76₹160454.76 | 18.32Average 18.3 Average | 15.57%Good 15.57% Good | 10.95%Average 10.95% Average | 3.87Poor 3.9 Poor | 26.73%Excellent 26.73% Excellent | 21.55%Excellent 21.55% Excellent | 1.16% |
Muthoot Finance LtdMuthoot Finance... MUTHOOTFIN • 533398 | 58.9/100 | ₹3306.90₹3307 | ₹153050.66₹153050.66 | 20.96Average 21.0 Average | 19.58%Good 19.58% Good | 13.19%Average 13.19% Average | 3.76Poor 3.8 Poor | 11.18%Good 11.18% Good | 15.86%Excellent 15.86% Excellent | 0.68% |
62.5/100 | ₹1553.30₹1553 | ₹145498.76₹145498.76 | 31.32Average 31.3 Average | 19.71%Good 19.71% Good | 10.34%Average 10.34% Average | 7.23Poor 7.2 Poor | 32.25%Excellent 32.25% Excellent | 24.29%Excellent 24.29% Excellent | 0.12% | |
SBI Cards and Payment Services LtdSBI Cards and P... SBICARD • 543066 | 38.2/100 | ₹625.25₹625 | ₹83417.35₹83417.35 | 43.49Average 43.5 Average | 14.82%Average 14.82% Average | 10.40%Average 10.40% Average | 3.33Poor 3.3 Poor | 9.01%Good 9.01% Good | 14.26%Good 14.26% Good | 0.29% |
L&T Finance LtdL&T Finance Ltd... LTF • 533519 | 35/100 | ₹281.70₹282 | ₹77417.35₹77417.35 | 28.69Average 28.7 Average | 10.79%Average 10.79% Average | 8.71%Poor 8.71% Poor | 3.72Poor 3.7 Poor | 9.23%Good 9.23% Good | 2.46%Average 2.46% Average | 0.89% |
HDB Financial Services LimitedHDB Financial S... HDBFS • 544429 | 25.3/100 | ₹674.20₹674 | ₹63088.80₹63088.80 | 29.31Average 29.3 Average | 14.72%Average 14.72% Average | 9.79%Poor 9.79% Poor | 4.68Poor 4.7 Poor | — — | — — | 0.26% |
Sundaram Finance LtdSundaram Financ... SUNDARMFIN • 590071 | 36.5/100 | ₹4354.60₹4355 | ₹52888.17₹52888.17 | 26.82Average 26.8 Average | 15.27%Good 15.27% Good | 9.64%Poor 9.64% Poor | 4.35Poor 4.3 Poor | 18.93%Excellent 18.93% Excellent | 12.58%Good 12.58% Good | 0.74% |
58/100 | ₹497.00₹497 | ₹44785.81₹44785.81 | 11.15Average 11.2 Average | 34.14%Excellent 34.14% Excellent | 30.85%Excellent 30.85% Excellent | 0.17Excellent 0.2 Excellent | 208.59%Excellent 208.59% Excellent | — — | 0.04% | |
Poonawalla Fincorp LtdPoonawalla Finc... POONAWALLA • 524000 | 35.4/100 | ₹394.50₹395 | ₹39398.34₹39398.34 | 180.84Average 180.8 Average | -1.28%Poor -1.28% Poor | 4.77%Poor 4.77% Poor | 3.64Poor 3.6 Poor | — — | 10.76%Good 10.76% Good | 0.00% |
Top Non Banking Financial Company (NBFC) Stocks
View all →By Bull Run Score
By Return on Equity
By Market Cap
- Bajaj Finance Ltd share price635285.77 Cr
- Shriram Finance Ltd share price160454.76 Cr
- Muthoot Finance Ltd share price153050.66 Cr
- Cholamandalam Investment and Finance Company Limited share price145498.76 Cr
- SBI Cards and Payment Services Ltd share price83417.35 Cr
Prism Finance Ltd PE Ratio History
Historical price-to-earnings ratio for PRISMFN — last 5 years
| Year | EPS (₹) | Price (₹) | P/E Ratio |
|---|---|---|---|
| FY 2024 | ₹7.94 | ₹44.11 | 5.6x |
| FY 2022 | ₹16.47 | ₹26.60 | 1.6x |
| FY 2021 | ₹5.15 | ₹23.75 | 4.6x |
P/E = year-end price ÷ diluted EPS from annual filings. Source: NSE/BSE via Bull Run.
Prism Finance Ltd Quarterly Performance
Latest quarterly metrics for PRISMFN — revenue growth and profit growth vs same quarter last year
Revenue Growth (YoY)
-30.56%
Latest quarter vs same quarter previous year
Net Profit Growth (YoY)
-16.96%
Latest quarter net profit vs same quarter previous year
5-Year Revenue CAGR
84.16%
Compounded annual revenue growth over 5 years
5-Year Profit CAGR
5.99%
Compounded annual net profit growth over 5 years
Prism Finance Ltd Technical Indicators
SMA 50, SMA 200, RSI and volume signals for PRISMFN — calculated from daily price history
Momentum is strong — price may be stretched. Watch for pullbacks.
Technical indicators are for educational purposes only. Not investment advice.
Prism Finance Ltd Financial Statements
Annual income statement, balance sheet and cash flow for Prism Finance Ltd (PRISMFN) — sourced from NSE/BSE filings.
Loading Financial Statements...
Fetching financial data for Prism Finance Ltd
About PRISMFN (Prism Finance Ltd)
Prism Finance Ltd is a registered Non-Banking Financial Company (NBFC) operating within the Indian financial landscape. The company focuses on providing a spectrum of financial sol...utions tailored to meet diverse needs. These offerings primarily revolve around credit extension, with a portfolio encompassing various loan products and advances. Beyond traditional lending, Prism Finance Ltd facilitates financial fluidity through bill discounting services, allowing businesses to unlock working capital tied up in invoices. The company also engages in asset-based financing, offering leasing and hire purchase options to enable businesses and individuals to acquire equipment and assets without significant upfront investment. These services are designed to support economic activity and empower clients across various sectors. In addition to its lending and financing activities, Prism Finance Ltd actively participates in the capital markets. The company strategically invests in, trades, and deals with shares and securities, seeking to generate returns and contribute to market liquidity. This involvement in the securities market reflects a broader financial strategy aimed at diversifying revenue streams and optimizing asset allocation. The company's activities in the capital markets are conducted within the framework of regulatory guidelines and are managed with a focus on risk mitigation and responsible investment practices. This dual approach of providing credit solutions and engaging in capital market activities positions Prism Finance Ltd as a multifaceted player within the NBFC sector. Established in 1994 and headquartered in Ahmedabad, India, Prism Finance Ltd has cultivated a presence in the Indian financial market over the years. From its base of operations, the company strives to reach a broad clientele through various channels. The organizational structure is designed to facilitate efficient service delivery and responsible financial management. The company's long-standing presence in the market underscores its commitment to providing sustainable financial solutions and contributing to the overall growth of the Indian economy. By upholding ethical business practices and adapting to the evolving needs of its clients, Prism Finance Ltd aims to solidify its position as a trusted NBFC within the industry.
Company Details
Key Leadership
PRISMFN Share Price: Frequently Asked Questions
What is the current share price of Prism Finance Ltd?
Prism Finance Ltd (PRISMFN) trades at ₹26.96 on NSE and BSE. Market cap ₹18.44 (Cr). Educational data only.
What is the P/E ratio of Prism Finance Ltd?
Prism Finance Ltd has a P/E of N/Ax vs industry average 23.38x.
What is the Bull Run score for Prism Finance Ltd?
Prism Finance Ltd has a Bull Run score of 30.5/100 based on 25+ financial parameters.
Does Prism Finance Ltd pay dividends?
Prism Finance Ltd has a dividend yield of 0.00%. Past dividends don't guarantee future payments.
What is the ROE of Prism Finance Ltd?
Prism Finance Ltd has ROE of -4.51%. Higher ROE indicates better use of shareholder equity.
What is the debt-to-equity ratio of Prism Finance Ltd?
Prism Finance Ltd has debt-to-equity of 0.04.
Is Prism Finance Ltd a good investment?
Bull Run gives Prism Finance Ltd a score of 30.5/100. This is not investment advice — consult a SEBI-registered advisor.