India Shelter Finance Corporation Limited Stock Price Today (NSE: INDIASHLTR)
India Shelter Finance Corporation Limited
Fundamental Score
India Shelter Finance Corporation Limited Share Price Live NSE/BSE & Institutional Fundamental Analysis
India Shelter Finance Corporation Limited share price today is ₹690.95, up +0.00% on NSE/BSE as of 10 March 2026. India Shelter Finance Corporation Limited (INDIASHLTR) is a Mid-cap company in the Housing Finance Company sector with a market capitalisation of ₹9.43K (Cr). The 52-week high for INDIASHLTR share price is ₹N/A and the 52-week low is ₹N/A. At a P/E ratio of 21.19x, INDIASHLTR is currently trading above its industry average P/E of 18.03x. The company has a Return on Equity (ROE) of 15.07% and a debt-to-equity ratio of 1.89.
India Shelter Finance Corporation Limited Share Price Chart — NSE/BSE Historical Performance
Returns & Performance
ROE
ROCE
OPM (5Y)
Div Yield
India Shelter Finance Corporation Limited Valuation Check
P/E Ratio
Industry P/E
Market Cap
Growth Engine
Profit Growth (Q)
Sales Growth (Q)
Sales Growth (5Y)
EPS Growth (5Y)
Profit Growth (5Y)
Balance Sheet Health
Debt to Equity
Int. Coverage
Free Cash Flow (5Y)
Shareholding
Promoter
FII
DII
Pledged
Institutional Deep-Dive
Bull Run Research Hub
Shelter Finance Share Price: A Conservative Value Investor's Perspective
The housing finance sector in India is currently navigating a period of moderate growth amidst rising interest rates and evolving regulatory landscapes. Within this context, assessing the intrinsic value and capital safety of individual players becomes paramount. This analysis examines the current situation of Shelter Finance Corporation Limited (referred to as Shelter Finance hereafter), focusing specifically on the "Shelter Finance share price" of ₹790.5499877929688 and key financial metrics to determine its suitability for a conservative value investor.
Shelter Finance's current Price-to-Earnings (PE) ratio of 21.19 invites careful consideration. While not excessively high, it suggests the market has factored in a degree of future growth. A crucial aspect for a value investor is comparing this to its peers.
Piramal Finance., for example, may command a different PE multiple based on perceptions of management quality, future growth prospects, and risk profile. A deeper dive into management's track record and strategic vision is essential to determine if the premium (or discount) applied to Shelter Finance's PE is justified. This analysis is part of a comprehensive 80-parameter fundamental audit verified by Sweta Mishra.The Return on Capital Employed (ROCE) of 12.61% is a significant indicator of Shelter Finance's efficiency in generating profits from its capital base. While a positive ROCE is encouraging, its impact on building a competitive moat depends on several factors. A consistently high ROCE over an extended period suggests a durable competitive advantage; however, a single-year figure requires further investigation. This ROCE, compared to competitors like Srg Housing Finance Ltd and GIC Housing Finance Ltd, informs whether Shelter Finance holds any inherent advantages or faces margin pressures. This aspect is critical, as it directly impacts the company's long-term ability to generate shareholder value and protect capital.
In conclusion, while Shelter Finance presents certain promising financial figures, a conservative value investor must conduct thorough due diligence. Comparing key metrics against sector peers, understanding the sustainability of ROCE, and rigorously assessing management quality are essential steps before considering an investment. This observational analysis provides a starting point, emphasizing the need for further investigation into these crucial aspects.
Labels (e.g., "Excellent", "Good") are peer-based vs industry/sector averages — data-only, not advice
India Shelter Finance Corporation Limited Fundamental Analysis & Valuation Benchmarking
Educational evaluation of INDIASHLTR across key market metrics for learning purposes.
Positive Indicators
8 factors identified
Strong Return on Equity (15.07%)
Observation: Efficient use of shareholders' capital generating superior returns.
Analysis: ROE >15% indicates strong profitability and effective management. This metric suggests the company can generate substantial returns on invested capital.
Strong Operating Margins (70.55%)
Observation: Healthy 5-year operating margins indicate pricing power and cost control.
Analysis: OPM >15% suggests operational efficiency and competitive advantages.
Robust Profit Growth (35.56%)
Observation: Strong year-over-year profit expansion demonstrates business momentum.
Analysis: Profit growth >20% indicates effective execution and market opportunity capture.
Strong Revenue Growth (30.69%)
Observation: Healthy sales growth indicates market demand and execution capability.
Analysis: Revenue growth >15% suggests strong market position and growth potential.
Consistent Growth Track Record (38.34% CAGR)
Observation: Strong 5-year sales compound annual growth rate.
Analysis: Consistent sales CAGR >12% demonstrates sustainable growth model.
Excellent EPS Growth (26.10% CAGR)
Observation: Outstanding 5-year earnings per share compound growth.
Analysis: EPS CAGR >15% indicates strong wealth creation potential.
Strong Profit Growth Track Record (51.70% CAGR)
Observation: Consistent 5-year profit compound annual growth rate.
Analysis: Profit CAGR >15% demonstrates scalable business model.
Strong Institutional Confidence (FII+DII: 29.02%)
Observation: Significant professional investor participation.
Analysis: High institutional holding often signals thorough due diligence.
Risk Factors
4 factors identified
Elevated Debt Levels (D/E: 1.89)
Observation: High leverage increases financial risk and interest burden.
Analysis: High debt-to-equity ratios require monitoring of debt servicing capability.
Weak Interest Coverage (2.41x)
Observation: Limited ability to service debt obligations from earnings.
Analysis: Low interest coverage raises concerns about financial stability.
Negative Free Cash Flow (₹-4464.62 Cr over 5Y)
Observation: Cash outflows exceed inflows.
Analysis: Negative FCF requires analysis of capital expenditure cycle.
High Share Pledging Risk (96.96%)
Observation: Significant promoter share pledging creates potential overhang.
Analysis: High pledging levels may create selling pressure during market downturns.
India Shelter Finance Corporation Limited Financial Statements
Comprehensive financial data for India Shelter Finance Corporation Limited including income statement, balance sheet and cash flow
About INDIASHLTR (India Shelter Finance Corporation Limited)
India Shelter Finance Corporation Limited (INDIASHLTR) is listed on the National Stock Exchange (NSE) and Bombay Stock Exchange (BSE) of India. The company operates in the Housing Finance Company sector with a current market capitalisation of ₹9.43K (Cr). India Shelter Finance Corporation Limited has delivered a Return on Equity (ROE) of 15.07% and a ROCE of 12.61%. The debt-to-equity ratio stands at 1.89, reflecting the company's capital structure. Investors tracking INDIASHLTR share price can monitor key metrics including P/E ratio, promoter holding of 47.71%, and quarterly earnings growth.
Company Details
Key Leadership
Corporate Events
INDIASHLTR Share Price: Frequently Asked Questions
What is the current share price of India Shelter Finance Corporation Limited (INDIASHLTR)?
As of 10 Mar 2026, 04:56 am IST, India Shelter Finance Corporation Limited share price is ₹690.95. The INDIASHLTR stock has a market capitalisation of ₹9.43K (Cr) on NSE/BSE.
Is INDIASHLTR share price Overvalued or Undervalued?
INDIASHLTR share price is currently trading at a P/E ratio of 21.19x, compared to the industry average of 18.03x. Based on this relative valuation, the India Shelter Finance Corporation Limited stock appears to be Overvalued against its sector peers.
What is the 52-week high and low of INDIASHLTR share price?
The 52-week high of INDIASHLTR share price is ₹N/A and the 52-week low is ₹N/A.
What factors affect the India Shelter Finance Corporation Limited share price?
Key factors influencing INDIASHLTR share price include quarterly earnings growth (Sales Growth: 30.69%), raw material costs, government infrastructure spending, and institutional flows (FII/DII holding).
Is India Shelter Finance Corporation Limited a good stock for long-term investment?
India Shelter Finance Corporation Limited shows a 5-year Profit Growth of 51.70% and an ROE of 15.07%. Long-term investors should consider these fundamentals alongside the debt-to-equity ratio of 1.89 before investing in INDIASHLTR shares.
How does India Shelter Finance Corporation Limited compare with its industry peers?
India Shelter Finance Corporation Limited competes with major peers in the Housing Finance Company. Investors should compare INDIASHLTR share price P/E of 21.19x and ROE of 15.07% against the industry averages to determine competitive standing.
What is the P/E ratio of INDIASHLTR and what does it mean?
INDIASHLTR share price has a P/E ratio of 21.19x compared to the industry average of 18.03x. Investors pay ₹21 for every ₹1 of annual earnings.
How is INDIASHLTR performing according to Bull Run's analysis?
INDIASHLTR has a Bull Run fundamental score of 44.3/100, indicating concerns requiring careful analysis. This comprehensive rating is based on 15+ financial parameters.
What sector and industry does INDIASHLTR belong to?
INDIASHLTR operates in the Housing Finance Company industry. This classification helps understand the competitive landscape and sector-specific trends affecting India Shelter Finance Corporation Limited share price.
What is Return on Equity (ROE) and why is it important for INDIASHLTR?
INDIASHLTR has an ROE of 15.07%, which indicates excellent management efficiency. ROE measures how efficiently India Shelter Finance Corporation Limited generates profits from shareholders capital.
How is INDIASHLTR debt-to-equity ratio and what does it indicate?
INDIASHLTR has a debt-to-equity ratio of 1.89, which indicates high leverage that increases financial risk.
What is INDIASHLTR dividend yield and is it a good dividend stock?
INDIASHLTR offers a dividend yield of 0.58%, meaning you receive ₹0.58 annual dividend for every ₹100 invested in India Shelter Finance Corporation Limited shares.
How has INDIASHLTR share price grown over the past 5 years?
INDIASHLTR has achieved 5-year growth rates of: Sales Growth 38.34%, Profit Growth 51.70%, and EPS Growth 26.10%.
What is the promoter holding in INDIASHLTR and why does it matter?
Promoters hold 47.71% of INDIASHLTR shares, with 96.96% pledged. High promoter holding often indicates strong management confidence in India Shelter Finance Corporation Limited.
What is INDIASHLTR market capitalisation category?
INDIASHLTR has a market capitalisation of ₹9429 crores, placing it in the Mid-cap category.
How volatile is INDIASHLTR stock?
INDIASHLTR has a beta of N/A. A beta > 1 suggests the India Shelter Finance Corporation Limited stock is more volatile than the market, while a beta < 1 suggests it is less volatile.
What is INDIASHLTR operating profit margin trend?
INDIASHLTR has a 5-year average Operating Profit Margin (OPM) of 70.55%, indicating the company's operational efficiency.
How is INDIASHLTR quarterly performance?
Recent quarterly performance shows India Shelter Finance Corporation Limited YoY Sales Growth of 30.69% and YoY Profit Growth of 35.56%.
What is the institutional holding pattern in INDIASHLTR?
INDIASHLTR has FII holding of 8.02% and DII holding of 21.00%. Significant institutional holding often suggests professional confidence in the India Shelter Finance Corporation Limited stock.