Jhaveri Credits & Capital Limited Stock Price Today (NSE: JHACC)
Fundamental Score
Jhaveri Credits & Capital Limited Share Price Live NSE/BSE & Institutional Fundamental Analysis
Jhaveri Credits & Capital Limited share price today is ₹181.00, up +0.00% on NSE/BSE as of 17 February 2026. Jhaveri Credits & Capital Limited (JHACC) is a Small-cap company in the Other Financial Services sector with a market capitalisation of ₹157.57 (Cr). The 52-week high for JHACC share price is ₹N/A and the 52-week low is ₹N/A. At a P/E ratio of 63.54x, JHACC is currently trading above its industry average P/E of 30.94x. The company has a Return on Equity (ROE) of 2.78% and a debt-to-equity ratio of 0.00.
Jhaveri Credits & Capital Limited Share Price Chart — NSE/BSE Historical Performance
Returns & Performance
ROE
ROCE
OPM (5Y)
Div Yield
Jhaveri Credits & Capital Limited Valuation Check
P/E Ratio
Industry P/E
Market Cap
Growth Engine
Profit Growth (Q)
Sales Growth (Q)
Sales Growth (5Y)
EPS Growth (5Y)
Profit Growth (5Y)
Balance Sheet Health
Debt to Equity
Int. Coverage
Free Cash Flow (5Y)
Shareholding
Promoter
FII
DII
Pledged
Institutional Deep-Dive
Bull Run Research Hub
Jhaveri Credits & Capital Share Price: An ROCE Efficiency Analysis
The Other Financial Services sector, often characterized by niche lending and investment activities, presents unique challenges in achieving consistent Return on Capital Employed (ROCE). Today's analysis focuses on the Jhaveri Credits & Capital share price, currently trading at ₹182.0, and its ROCE efficiency. The company's Price-to-Earnings (PE) ratio stands at a relatively high 63.54, while its ROCE is a modest 3.19%. This analysis forms part of an 80-parameter fundamental audit, verified by Sweta Mishra, and aims to provide an objective assessment of the company's financial position based on publicly available data.
A critical aspect of any financial institution is its ability to generate returns on the capital it employs. Jhaveri Credits & Capital's ROCE of 3.19% suggests a limited ability to efficiently utilize its capital base to generate profits. This figure warrants a deeper investigation into the company's operational efficiency, asset utilization, and cost management strategies. Compared to
Sumedha Fiscal Services Ltd, which is perceived by some market participants to have a more experienced management team focused on optimized capital allocation, Jhaveri Credits & Capital's current ROCE performance may indicate potential areas for improvement. This is simply an observation based on market sentiment and peer performance. It's important to note that management quality, while not directly quantifiable in a single metric, can significantly impact a company's strategic decisions and, ultimately, its financial performance.The relatively low ROCE of 3.19% has implications for the company's economic moat, or competitive advantage. A strong moat is often characterized by high returns on invested capital, deterring new entrants and allowing the company to sustain profitability over the long term. A lower ROCE, as observed in Jhaveri Credits & Capital's case, could suggest a weaker moat, potentially making it more susceptible to competition and pricing pressures within the Other Financial Services sector. Ontic Finserve Ltd and Modern Shares & Stockbrokers, as peer companies, may exhibit different ROCE profiles, providing valuable context for understanding Jhaveri Credits & Capital's relative performance. Further investigation into the specific drivers of ROCE, such as revenue growth, cost structure, and capital intensity, is necessary to fully assess the long-term sustainability of Jhaveri Credits & Capital's financial performance.
Ultimately, ROCE provides a crucial lens through which to evaluate the efficiency of Jhaveri Credits & Capital's operations and its competitive positioning within the financial services landscape. This analysis is purely observational and based on publicly available data. It is important to conduct thorough due diligence and consult with a qualified financial advisor before making any investment decisions.
Labels (e.g., "Excellent", "Good") are peer-based vs industry/sector averages — data-only, not advice
Jhaveri Credits & Capital Limited Fundamental Analysis & Valuation Benchmarking
Educational evaluation of JHACC across key market metrics for learning purposes.
Positive Indicators
7 factors identified
Strong Revenue Growth (300.00%)
Observation: Healthy sales growth indicates market demand and execution capability.
Analysis: Revenue growth >15% suggests strong market position and growth potential.
Consistent Growth Track Record (111.58% CAGR)
Observation: Strong 5-year sales compound annual growth rate.
Analysis: Consistent sales CAGR >12% demonstrates sustainable growth model.
Excellent EPS Growth (55.94% CAGR)
Observation: Outstanding 5-year earnings per share compound growth.
Analysis: EPS CAGR >15% indicates strong wealth creation potential.
Strong Profit Growth Track Record (64.49% CAGR)
Observation: Consistent 5-year profit compound annual growth rate.
Analysis: Profit CAGR >15% demonstrates scalable business model.
Debt-Free Balance Sheet (D/E: 0.00)
Observation: Low leverage provides financial flexibility and reduced risk.
Analysis: Conservative debt structure offers resilience during economic downturns.
Balanced Promoter Holding (50.45%)
Observation: Optimal balance between promoter control and public float.
Analysis: Promoter holding in 50-75% range provides management alignment.
Zero Share Pledging Risk
Observation: No promoter shares pledged as collateral.
Analysis: Absence of share pledging eliminates potential forced-selling pressure.
Risk Factors
7 factors identified
Below-Average Return on Equity (2.78%)
Observation: Returns on equity are below industry benchmarks.
Analysis: ROE <10% may indicate inefficient capital utilization. Consider monitoring for operational improvements and management effectiveness.
Suboptimal ROCE (3.19%)
Observation: Returns on capital employed are below expectations.
Analysis: ROCE <10% suggests potential inefficiencies in capital allocation.
Premium Valuation Risk (P/E: 63.54x)
Observation: High valuation multiples may limit upside potential.
Analysis: Elevated P/E ratios require strong growth execution to justify current valuations.
Profit Decline Concern (-12.14%)
Observation: Significant year-over-year profit contraction observed.
Analysis: Declining profitability requires investigation into underlying causes.
Negative Free Cash Flow (₹-12.53 Cr over 5Y)
Observation: Cash outflows exceed inflows.
Analysis: Negative FCF requires analysis of capital expenditure cycle.
Limited Institutional Interest (FII+DII: 4.17%)
Observation: Low institutional participation may affect liquidity.
Analysis: Limited institutional interest may indicate size constraints or visibility issues.
No Dividend Distribution
Observation: Company does not currently pay dividends to shareholders.
Analysis: Zero dividend yield may indicate growth reinvestment focus or cash flow constraints.
Jhaveri Credits & Capital Limited Financial Statements
Comprehensive financial data for Jhaveri Credits & Capital Limited including income statement, balance sheet and cash flow
About JHACC (Jhaveri Credits & Capital Limited)
Jhaveri Credits & Capital Limited (JHACC) is listed on the National Stock Exchange (NSE) and Bombay Stock Exchange (BSE) of India. The company operates in the Other Financial Services sector with a current market capitalisation of ₹157.57 (Cr). Jhaveri Credits & Capital Limited has delivered a Return on Equity (ROE) of 2.78% and a ROCE of 3.19%. The debt-to-equity ratio stands at 0.00, reflecting the company's capital structure. Investors tracking JHACC share price can monitor key metrics including P/E ratio, promoter holding of 50.45%, and quarterly earnings growth.
Company Details
Key Leadership
JHACC Share Price: Frequently Asked Questions
What is the current share price of Jhaveri Credits & Capital Limited (JHACC)?
As of 17 Feb 2026, 10:13 am IST, Jhaveri Credits & Capital Limited share price is ₹181.00. The JHACC stock has a market capitalisation of ₹157.57 (Cr) on NSE/BSE.
Is JHACC share price Overvalued or Undervalued?
JHACC share price is currently trading at a P/E ratio of 63.54x, compared to the industry average of 30.94x. Based on this relative valuation, the Jhaveri Credits & Capital Limited stock appears to be Overvalued against its sector peers.
What is the 52-week high and low of JHACC share price?
The 52-week high of JHACC share price is ₹N/A and the 52-week low is ₹N/A.
What factors affect the Jhaveri Credits & Capital Limited share price?
Key factors influencing JHACC share price include quarterly earnings growth (Sales Growth: 300.00%), raw material costs, government infrastructure spending, and institutional flows (FII/DII holding).
Is Jhaveri Credits & Capital Limited a good stock for long-term investment?
Jhaveri Credits & Capital Limited shows a 5-year Profit Growth of 64.49% and an ROE of 2.78%. Long-term investors should consider these fundamentals alongside the debt-to-equity ratio of 0.00 before investing in JHACC shares.
How does Jhaveri Credits & Capital Limited compare with its industry peers?
Jhaveri Credits & Capital Limited competes with major peers in the Other Financial Services. Investors should compare JHACC share price P/E of 63.54x and ROE of 2.78% against the industry averages to determine competitive standing.
What is the P/E ratio of JHACC and what does it mean?
JHACC share price has a P/E ratio of 63.54x compared to the industry average of 30.94x. Investors pay ₹64 for every ₹1 of annual earnings.
How is JHACC performing according to Bull Run's analysis?
JHACC has a Bull Run fundamental score of 47.7/100, indicating concerns requiring careful analysis. This comprehensive rating is based on 15+ financial parameters.
What sector and industry does JHACC belong to?
JHACC operates in the Other Financial Services industry. This classification helps understand the competitive landscape and sector-specific trends affecting Jhaveri Credits & Capital Limited share price.
What is Return on Equity (ROE) and why is it important for JHACC?
JHACC has an ROE of 2.78%, which suggests challenges in generating returns from shareholders equity. ROE measures how efficiently Jhaveri Credits & Capital Limited generates profits from shareholders capital.
How is JHACC debt-to-equity ratio and what does it indicate?
JHACC has a debt-to-equity ratio of 0.00, which indicates conservative financing with low financial risk.
What is JHACC dividend yield and is it a good dividend stock?
JHACC offers a dividend yield of 0.00%, meaning you receive ₹0.00 annual dividend for every ₹100 invested in Jhaveri Credits & Capital Limited shares.
How has JHACC share price grown over the past 5 years?
JHACC has achieved 5-year growth rates of: Sales Growth 111.58%, Profit Growth 64.49%, and EPS Growth 55.94%.
What is the promoter holding in JHACC and why does it matter?
Promoters hold 50.45% of JHACC shares, with 0.00% pledged. High promoter holding often indicates strong management confidence in Jhaveri Credits & Capital Limited.
What is JHACC market capitalisation category?
JHACC has a market capitalisation of ₹158 crores, placing it in the Small-cap category.
How volatile is JHACC stock?
JHACC has a beta of N/A. A beta > 1 suggests the Jhaveri Credits & Capital Limited stock is more volatile than the market, while a beta < 1 suggests it is less volatile.
What is JHACC operating profit margin trend?
JHACC has a 5-year average Operating Profit Margin (OPM) of 9.94%, indicating the company's operational efficiency.
How is JHACC quarterly performance?
Recent quarterly performance shows Jhaveri Credits & Capital Limited YoY Sales Growth of 300.00% and YoY Profit Growth of -12.14%.
What is the institutional holding pattern in JHACC?
JHACC has FII holding of 4.17% and DII holding of 0.00%. Significant institutional holding often suggests professional confidence in the Jhaveri Credits & Capital Limited stock.