JM Financial Ltd Stock Price Today (NSE: JMFINANCIL)
Fundamental Score
JM Financial Ltd Share Price — Live NSE/BSE Price, Fundamentals & Analysis
JM Financial Ltd share price today is ₹120.89, down 1.04% on NSE/BSE as of 3 August 2026. JM Financial Ltd (JMFINANCIL) is a Mid-cap company in the Holding Company sector with a market capitalisation of ₹11.98K (Cr). The 52-week high for JMFINANCIL share price is ₹199.80 and the 52-week low is ₹112.00. At a P/E ratio of 9.85x, JMFINANCIL is currently trading below its industry average P/E of 14.49x. The company has a Return on Equity (ROE) of 11.94% and a debt-to-equity ratio of 1.09.
JM Financial Ltd Share Price Chart — NSE/BSE Historical Performance
JM Financial Ltd share price chart: -5.28% return over the past month. 52-week high ₹199.80, 52-week low ₹112.00.
JM Financial Ltd — Last 10 Trading Days
| Date | Open | High | Low | Close | Volume |
|---|---|---|---|---|---|
| ₹120.95 | ₹123.00 | ₹120.50 | ₹122.16 | 13.08L (Cr) | |
| ₹122.50 | ₹123.25 | ₹121.12 | ₹121.35 | 11.17L (Cr) | |
| ₹123.90 | ₹124.92 | ₹123.00 | ₹123.26 | 11.46L (Cr) | |
| ₹123.50 | ₹124.94 | ₹122.37 | ₹122.70 | 8.58L (Cr) | |
| ₹123.00 | ₹125.74 | ₹122.66 | ₹124.36 | 15.06L (Cr) | |
| ₹121.05 | ₹122.60 | ₹118.81 | ₹122.05 | 18.45L (Cr) | |
| ₹123.53 | ₹127.48 | ₹123.50 | ₹124.04 | 29.27L (Cr) | |
| ₹124.10 | ₹124.85 | ₹123.05 | ₹123.78 | 14.57L (Cr) | |
| ₹125.86 | ₹126.14 | ₹123.05 | ₹124.25 | 14.45L (Cr) | |
| ₹125.90 | ₹127.00 | ₹124.06 | ₹125.86 | 17.20L (Cr) |
JM Financial Ltd — Last 12 Months Price History
| Month | Open | High | Low | Close | Change |
|---|---|---|---|---|---|
| ₹122.91 | ₹133.23 | ₹118.81 | ₹122.16 | -0.61% | |
| ₹125.01 | ₹130.90 | ₹113.26 | ₹122.31 | -2.16% | |
| ₹139.07 | ₹147.20 | ₹125.74 | ₹130.36 | -6.26% | |
| ₹118.65 | ₹143.82 | ₹115.40 | ₹139.07 | +17.21% | |
| ₹125.00 | ₹129.00 | ₹112.00 | ₹113.61 | -9.11% | |
| ₹121.63 | ₹144.90 | ₹116.39 | ₹127.74 | +5.02% | |
| ₹150.59 | ₹150.66 | ₹124.99 | ₹128.95 | -14.37% | |
| ₹146.50 | ₹159.73 | ₹134.20 | ₹150.10 | +2.46% | |
| ₹164.02 | ₹168.40 | ₹136.60 | ₹145.35 | -11.38% | |
| ₹160.50 | ₹182.50 | ₹158.00 | ₹164.02 | +2.19% | |
| ₹178.50 | ₹195.60 | ₹157.63 | ₹159.70 | -10.53% | |
| ₹151.92 | ₹199.80 | ₹149.90 | ₹177.48 | +16.82% |
AI Research Briefing
Powered by Gemini · 2026-04-10
JM Financial is a leveraged bet on Indian capital markets growth, overshadowed by regulatory risk.
WHAT'S HAPPENING NOW (last 2-4 weeks)
JM Financial received an ESG rating of 73 under the Leader Category from NSE Sustainability Ratings for FY25. The company subscribed to 24,25,000 ordinary shares of USD 1 each of JM Financial Overseas Holdings Private Limited, a wholly owned subsidiary, for a total consideration of Crore. The trading window for equity shares closed on April 1, 2026, ahead of the release of audited financial results for the fiscal year ending March 31, 2026.
CORE STORY (THE REAL GAME)
JM Financial is being priced as a diversified financial services play, riding on India's growing capital markets and wealth management industry. The market is betting on continued growth in their investment banking, mortgage lending, and asset management segments.
- Strong growth in investment banking activity
- Expansion in the affordable housing loan segment
- Growth in wealth management AUM
- Positive regulatory developments
- Significant deal wins in investment banking
- Faster-than-expected growth in AUM
- Regulatory risk from past RBI actions
- High Debt/Equity ratio
- Micro/SME cap - liquidity risk
FII holdings decreased from 18.38% to 17.71% in Dec 2025. DII holdings decreased by 0.92%. Promoter holding increased slightly by 0.09%.
India's dynamic business environment is fueling interest in holding companies.
JM Financial subscribed to 24,25,000 ordinary shares of USD 1 each of JM Financial Overseas Holdings Private Limited for ₹33.70 Crore.
Yes. Free Cash Flow 5Y: ₹4430.46 Cr.
Expect moderate growth in the next 3-6 months, driven by capital market activity. Monitor regulatory developments closely.
Primary Thesis Risk
Adverse regulatory action can cripple the business.
For educational purposes only. Not investment advice. Consult a SEBI-registered advisor before investing.
Returns & Performance
Return on Equity (ROE)
Profit generated per ₹1 of shareholder equity
Return on Capital (ROCE)
Returns generated on total capital deployed
Oper. Profit Margin (5Y Avg)
Average operating profit margin over 5 years
Dividend Yield
Annual dividend as % of current share price
JM Financial Ltd Valuation Check
Price to Earnings (P/E)
Share price ÷ earnings per share. Lower = cheaper
Industry Avg P/E
Average P/E of all peers in this sector
Market Capitalisation
Total market value of all outstanding shares
Growth Engine
Profit Growth (Quarterly YoY)
Net profit growth vs same quarter last year
Revenue Growth (Quarterly YoY)
Revenue growth vs same quarter last year
Revenue Growth (5-Year CAGR)
Compounded annual revenue growth over 5 years
EPS Growth (5-Year CAGR)
Earnings per share growth over 5 years
Net Profit Growth (5-Year CAGR)
Compounded annual net profit growth over 5 years
Balance Sheet Health
Debt to Equity Ratio
Total debt ÷ equity. Below 0.5 = financially healthy
Interest Coverage Ratio
EBIT ÷ interest expense. Above 2.5 = can pay interest comfortably
Free Cash Flow (5-Year Total)
Cash left after capex over 5 years. Positive = self-funded growth
Labels (e.g., "Excellent", "Good") are peer-based vs industry/sector averages — data-only, not advice
JM Financial Ltd Fundamental Analysis & Valuation Benchmarking
Educational evaluation of JMFINANCIL across key market metrics for learning purposes.
Positive Indicators
7 factors identified
Strong Operating Margins (60.11%)
Observation: Healthy 5-year operating margins indicate pricing power and cost control.
Analysis: OPM >15% suggests operational efficiency and competitive advantages.
Attractive Valuation (P/E: 9.85 vs Industry: 14.49)
Observation: Trading at discount to industry peers.
Analysis: P/E below industry average may present value opportunity.
Excellent EPS Growth (15.49% CAGR)
Observation: Outstanding 5-year earnings per share compound growth.
Analysis: EPS CAGR >15% indicates strong wealth creation potential.
Strong Profit Growth Track Record (15.58% CAGR)
Observation: Consistent 5-year profit compound annual growth rate.
Analysis: Profit CAGR >15% demonstrates scalable business model.
Strong Cash Generation (₹3851.81 Cr over 5Y)
Observation: Healthy free cash flow generation supports growth and returns.
Analysis: Strong FCF provides flexibility for dividends, debt reduction, and growth investments.
Balanced Promoter Holding (57.07%)
Observation: Optimal balance between promoter control and public float.
Analysis: Promoter holding in 50-75% range provides management alignment.
Zero Share Pledging Risk
Observation: No promoter shares pledged as collateral.
Analysis: Absence of share pledging eliminates potential forced-selling pressure.
Risk Factors
3 factors identified
Profit Decline Concern (-21.08%)
Observation: Significant year-over-year profit contraction observed.
Analysis: Declining profitability requires investigation into underlying causes.
Revenue Contraction (-5.46%)
Observation: Sales decline may indicate market challenges or competitive pressures.
Analysis: Negative revenue growth requires analysis of market conditions.
Elevated Debt Levels (D/E: 1.09)
Observation: High leverage increases financial risk and interest burden.
Analysis: High debt-to-equity ratios require monitoring of debt servicing capability.
JM Financial Ltd vs Holding Company Peers
Peer Comparison - Holding Company
Compare JM Financial Ltd with 10 other companies in the same sector
| Company Info | Fundamental | Valuation | Profitability | Financial Health | Growth | Dividend | ||||
|---|---|---|---|---|---|---|---|---|---|---|
Company Company name | Score Bull Run comprehensive fundamental score based on 20+ metrics | Price Current trading price of the stock | Market Cap Total value of all shares in the market | P/E Price per share divided by earnings per share | ROE Net income divided by shareholder equity | ROCE Earnings before interest and tax divided by capital employed | Debt/Eq Total debt divided by total equity | Profit 5Y Average annual profit growth over 5 years | Sales 5Y Average annual sales growth over 5 years | Dividend Annual dividend per share divided by price per share |
JM Financial LtdJM Financial Lt...Selected✓ JMFINANCIL • 523405 | 39.9/100 | ₹120.89₹121 | ₹11982.98₹11982.98 | 9.85Average 9.8 Average | 11.94%Average 11.94% Average | 11.63%Average 11.63% Average | 1.09Average 1.1 Average | 15.58%Excellent 15.58% Excellent | 5.63%Good 5.63% Good | 2.59% |
Bajaj Finserv LtdBajaj Finserv L... BAJAJFINSV • 532978 | 42.5/100 | ₹2029.10₹2029 | ₹296188.26₹296188.26 | 29.79Average 29.8 Average | 13.23%Average 13.23% Average | 10.58%Average 10.58% Average | 5.52Poor 5.5 Poor | 17.32%Excellent 17.32% Excellent | 19.96%Excellent 19.96% Excellent | 0.08% |
Bajaj Holdings & Investment LtdBajaj Holdings ... BAJAJHLDNG • 500490 | 67.7/100 | ₹11343.00₹11343 | ₹117180.50₹117180.50 | 14.49Average 14.5 Average | 11.90%Average 11.90% Average | 11.00%Average 11.00% Average | 0.00Excellent 0.0 Excellent | 17.24%Excellent 17.24% Excellent | 19.65%Excellent 19.65% Excellent | 1.38% |
Choice International LimitedChoice Internat... CHOICEIN • 531358 | 47.1/100 | ₹822.95₹823 | ₹18215.32₹18215.32 | 83.69Average 83.7 Average | 16.13%Good 16.13% Good | 17.96%Good 17.96% Good | 0.54Good 0.5 Good | 67.05%Excellent 67.05% Excellent | 44.84%Excellent 44.84% Excellent | 0.00% |
Edelweiss Financial Services LimitedEdelweiss Finan... EDELWEISS • 532922 | 21.6/100 | ₹115.47₹115 | ₹11254.32₹11254.32 | 18.39Average 18.4 Average | 13.52%Average 13.52% Average | 14.10%Average 14.10% Average | 4.02Poor 4.0 Poor | 18.19%Excellent 18.19% Excellent | -0.67%Poor -0.67% Poor | 1.26% |
Kama Holdings LtdKama Holdings L... KAMAHOLD • 532468 | 49.9/100 | ₹2501.45₹2501 | ₹8225.60₹8225.60 | 8.52Average 8.5 Average | 12.66%Average 12.66% Average | 14.00%Average 14.00% Average | 0.63Good 0.6 Good | 9.77%Good 9.77% Good | 13.47%Good 13.47% Good | 1.62% |
Pilani Investments & Industries Corporation LtdPilani Investme... PILANIINVS • 539883 | 32.6/100 | ₹4302.90₹4303 | ₹4823.63₹4823.63 | 155.30Average 155.3 Average | 0.20%Poor 0.20% Poor | 1.41%Poor 1.41% Poor | 0.15Excellent 0.1 Excellent | -20.31%Poor -20.31% Poor | 7.34%Good 7.34% Good | 0.21% |
Rane Holdings LimitedRane Holdings L... RANEHOLDIN • 505800 | 60.6/100 | ₹1748.50₹1749 | ₹2497.57₹2497.57 | 28.74Average 28.7 Average | 7.69%Poor 7.69% Poor | 9.57%Poor 9.57% Poor | 0.88Good 0.9 Good | 26.60%Excellent 26.60% Excellent | 23.61%Excellent 23.61% Excellent | 2.69% |
Bf Investment LtdBf Investment L... BFINVEST • 533303 | 61.1/100 | ₹454.85₹455 | ₹1792.29₹1792.29 | 6.36Average 6.4 Average | 3.65%Poor 3.65% Poor | 4.86%Poor 4.86% Poor | 0.00Excellent 0.0 Excellent | 1.10%Average 1.10% Average | 35.99%Excellent 35.99% Excellent | 2.10% |
Abans Financial Services LtdAbans Financial... AFSL • 543712 | 52.8/100 | ₹201.04₹201 | ₹1019.19₹1019.19 | 10.58Average 10.6 Average | 8.29%Poor 8.29% Poor | 7.92%Poor 7.92% Poor | 0.60Good 0.6 Good | 18.11%Excellent 18.11% Excellent | 78.14%Excellent 78.14% Excellent | 0.00% |
Max India LimitedMax India Limit... MAXIND • 543223 | 31.3/100 | ₹172.22₹172 | ₹886.71₹886.71 | — — | -32.99%Poor -32.99% Poor | -23.21%Poor -23.21% Poor | 0.24Excellent 0.2 Excellent | — — | 8.30%Good 8.30% Good | 0.00% |
Top Holding Company Stocks
View all →By Bull Run Score
By Return on Equity
By Market Cap
- Bajaj Finserv Ltd share price296188.26 Cr
- Bajaj Holdings & Investment Ltd share price117180.50 Cr
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- Edelweiss Financial Services Limited share price11254.32 Cr
- Kama Holdings Ltd share price8225.60 Cr
JM Financial Ltd PE Ratio History
Historical price-to-earnings ratio for JMFINANCIL — last 5 years
| Year | EPS (₹) | Price (₹) | P/E Ratio |
|---|---|---|---|
| FY 2025 | ₹8.58 | ₹150.10 | 17.5x |
| FY 2024 | ₹4.29 | ₹130.00 | 30.3x |
| FY 2023 | ₹6.25 | ₹98.30 | 15.7x |
| FY 2022 | ₹8.09 | ₹71.50 | 8.8x |
P/E = year-end price ÷ diluted EPS from annual filings. Source: NSE/BSE via Bull Run.
JM Financial Ltd Dividend History
Annual cash dividends paid by JMFINANCIL — dividend yield 2.59%
| Financial Year | Dividends Paid (₹ Cr) |
|---|---|
| FY 2025 | ₹196.08 Cr |
| FY 2024 | ₹86.94 Cr |
| FY 2023 | ₹196.38 Cr |
| FY 2022 | ₹95.97 Cr |
Cash dividends from annual cash flow statements. Past dividends do not guarantee future payments. Not investment advice.
JM Financial Ltd Quarterly Performance
Latest quarterly metrics for JMFINANCIL — revenue growth and profit growth vs same quarter last year
Revenue Growth (YoY)
-5.46%
Latest quarter vs same quarter previous year
Net Profit Growth (YoY)
-21.08%
Latest quarter net profit vs same quarter previous year
5-Year Revenue CAGR
5.63%
Compounded annual revenue growth over 5 years
5-Year Profit CAGR
15.58%
Compounded annual net profit growth over 5 years
JM Financial Ltd Technical Indicators
SMA 50, SMA 200, RSI and volume signals for JMFINANCIL — calculated from daily price history
Momentum is balanced — neither overbought nor oversold.
Technical indicators are for educational purposes only. Not investment advice.
JM Financial Ltd Financial Statements
Annual income statement, balance sheet and cash flow for JM Financial Ltd (JMFINANCIL) — sourced from NSE/BSE filings.
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About JMFINANCIL (JM Financial Ltd)
JM Financial Ltd is a prominent holding company orchestrating a suite of financial services. JM Financial strategically manages its diverse subsidiaries, directing their operations... across various market segments. The company essentially serves as the central command, guiding its arms in delivering specialized financial solutions. It is a structured organisation with various divisions working together and supporting and developing to achieve the overall companies goals. The company’s influence extends into various sectors, from providing critical capital market guidance through its Investment Bank division to offering tailored lending solutions via Mortgage Lending. Furthermore, the company navigates the complexities of distressed assets through its Alternative & Distressed Credit division, while simultaneously cultivating wealth and managing assets under the Platform AWS. Each division contributes to the comprehensive services offered by JM Financial, demonstrating the company’s far-reaching market presence and knowledge. JM Financial operates as a central hub, integrating the capabilities of its subsidiaries to serve a diverse clientele. From corporations seeking capital market expertise to individuals seeking wealth management and retail customers. The group delivers expert knowledge across its subsidiaries. The holding company’s structure enables it to efficiently manage resources, leverage expertise, and capitalize on opportunities, solidifying its position as a notable player in the financial services landscape.
Company Details
Key Leadership
Corporate Events
JMFINANCIL Share Price: Frequently Asked Questions
What is the current share price of JM Financial Ltd?
JM Financial Ltd (JMFINANCIL) trades at ₹120.89 on NSE and BSE. Market cap ₹11.98K (Cr). Educational data only.
What is the P/E ratio of JM Financial Ltd?
JM Financial Ltd has a P/E of 9.85x vs industry average 14.49x.
What is the Bull Run score for JM Financial Ltd?
JM Financial Ltd has a Bull Run score of 39.9/100 based on 25+ financial parameters.
Does JM Financial Ltd pay dividends?
JM Financial Ltd has a dividend yield of 2.59%. Past dividends don't guarantee future payments.
What is the ROE of JM Financial Ltd?
JM Financial Ltd has ROE of 11.94%. Higher ROE indicates better use of shareholder equity.
What is the debt-to-equity ratio of JM Financial Ltd?
JM Financial Ltd has debt-to-equity of 1.09.
Is JM Financial Ltd a good investment?
Bull Run gives JM Financial Ltd a score of 39.9/100. This is not investment advice — consult a SEBI-registered advisor.