NPR Finance Ltd Stock Price Today (NSE: NPRFIN)
Fundamental Score
NPR Finance Ltd Share Price — Live NSE/BSE Price, Fundamentals & Analysis
NPR Finance Ltd share price today is ₹20.50, down 2.38% on NSE/BSE as of 17 June 2026. NPR Finance Ltd (NPRFIN) is a Small-cap company in the Other Financial Services sector with a market capitalisation of ₹17.86 (Cr). The 52-week high for NPRFIN share price is ₹40.50 and the 52-week low is ₹18.00. At a P/E ratio of 37.99x, NPRFIN is currently trading above its industry average P/E of 30.94x. The company has a Return on Equity (ROE) of 1.21% and a debt-to-equity ratio of 0.01.
NPR Finance Ltd Share Price Chart — NSE/BSE Historical Performance
NPR Finance Ltd share price chart: -7.79% return over the past month. 52-week high ₹40.50, 52-week low ₹18.00.
NPR Finance Ltd — Last 10 Trading Days
| Date | Open | High | Low | Close | Volume |
|---|---|---|---|---|---|
| ₹22.50 | ₹22.50 | ₹22.40 | ₹22.40 | 2.00 (Cr) | |
| ₹22.50 | ₹22.50 | ₹22.50 | ₹22.50 | 0.00 (Cr) | |
| ₹22.50 | ₹22.50 | ₹22.00 | ₹22.50 | 261.00 (Cr) | |
| ₹23.00 | ₹23.00 | ₹22.00 | ₹22.50 | 529.00 (Cr) | |
| ₹22.00 | ₹23.00 | ₹21.79 | ₹22.88 | 601.00 (Cr) | |
| ₹22.88 | ₹22.88 | ₹22.50 | ₹22.50 | 62.00 (Cr) | |
| ₹23.50 | ₹23.50 | ₹22.50 | ₹22.99 | 804.00 (Cr) | |
| ₹23.00 | ₹23.47 | ₹23.00 | ₹23.47 | 51.00 (Cr) | |
| ₹24.71 | ₹24.71 | ₹22.86 | ₹23.99 | 819.00 (Cr) | |
| ₹22.80 | ₹23.98 | ₹22.80 | ₹23.54 | 210.00 (Cr) |
NPR Finance Ltd — Last 12 Months Price History
| Month | Open | High | Low | Close | Change |
|---|---|---|---|---|---|
| ₹22.50 | ₹22.50 | ₹22.40 | ₹22.40 | -0.44% | |
| ₹24.50 | ₹24.71 | ₹21.79 | ₹22.50 | -8.16% | |
| ₹20.99 | ₹29.88 | ₹19.50 | ₹24.50 | +16.72% | |
| ₹28.85 | ₹28.85 | ₹18.00 | ₹19.00 | -34.14% | |
| ₹30.99 | ₹31.99 | ₹22.01 | ₹24.36 | -21.39% | |
| ₹28.90 | ₹32.90 | ₹26.05 | ₹28.95 | +0.17% | |
| ₹29.97 | ₹36.00 | ₹26.61 | ₹31.20 | +4.10% | |
| ₹29.25 | ₹37.69 | ₹26.36 | ₹30.00 | +2.56% | |
| ₹40.50 | ₹40.50 | ₹28.80 | ₹29.25 | -27.78% | |
| ₹26.90 | ₹35.00 | ₹26.85 | ₹33.78 | +25.58% | |
| ₹31.80 | ₹33.00 | ₹24.54 | ₹27.45 | -13.68% | |
| ₹25.75 | ₹31.90 | ₹24.50 | ₹28.90 | +12.23% |
AI Research Briefing
Powered by Gemini · 2026-04-10
This micro-cap NBFC is a value trap masked by regulatory compliance; negative growth and poor liquidity make it an avoid.
WHAT'S HAPPENING NOW
NPR Finance filed its annual SEBI takeover regulation disclosure for FY26 on April 3, 2026. Promoter Pawan Kumar Todi declared no encumbrance on the aggregate shareholding as of March 31, 2026. The company also launched its second 100-day "Saksham Niveshak" campaign focusing on KYC updates and shareholder engagement.
CORE STORY
NPR Finance is a micro-cap NBFC struggling to maintain relevance in a rapidly consolidating financial services sector. The core narrative is survival and regulatory compliance, not growth or innovation.
- Filing of SEBI disclosures is a routine compliance event, not a growth driver.
- Launch of Saksham Niveshak campaign is a cost center, not a revenue generator.
- Micro-cap status means any price movement is noise, not signal.
- Unexpected acquisition by a larger player.
- Significant regulatory change benefiting small NBFCs.
- A genuine turnaround in financial performance (highly unlikely).
- Micro/SME cap = liquidity risk. Exit will be difficult.
- Negative Sales and Profit CAGR over 5 years.
- Latest quarter YoY profit and sales are sharply down.
No FII/DII interest. Promoter holding stable. No smart money here.
Financial services sector is booming in India, but NPR Finance is missing the wave.
Profit not converting to cash. Free Cash Flow 5Y: ₹1.74 Cr.
Survival is the best-case scenario. Expect continued decline and eventual irrelevance. 3-6 month thesis: bleed to zero.
Primary Thesis Risk
Illiquidity and fundamental decline will trap retail investors.
For educational purposes only. Not investment advice. Consult a SEBI-registered advisor before investing.
Returns & Performance
Return on Equity (ROE)
Profit generated per ₹1 of shareholder equity
Return on Capital (ROCE)
Returns generated on total capital deployed
Oper. Profit Margin (5Y Avg)
Average operating profit margin over 5 years
Dividend Yield
Annual dividend as % of current share price
NPR Finance Ltd Valuation Check
Price to Earnings (P/E)
Share price ÷ earnings per share. Lower = cheaper
Industry Avg P/E
Average P/E of all peers in this sector
Market Capitalisation
Total market value of all outstanding shares
Growth Engine
Profit Growth (Quarterly YoY)
Net profit growth vs same quarter last year
Revenue Growth (Quarterly YoY)
Revenue growth vs same quarter last year
Revenue Growth (5-Year CAGR)
Compounded annual revenue growth over 5 years
EPS Growth (5-Year CAGR)
Earnings per share growth over 5 years
Net Profit Growth (5-Year CAGR)
Compounded annual net profit growth over 5 years
Balance Sheet Health
Debt to Equity Ratio
Total debt ÷ equity. Below 0.5 = financially healthy
Interest Coverage Ratio
EBIT ÷ interest expense. Above 2.5 = can pay interest comfortably
Free Cash Flow (5-Year Total)
Cash left after capex over 5 years. Positive = self-funded growth
Labels (e.g., "Excellent", "Good") are peer-based vs industry/sector averages — data-only, not advice
NPR Finance Ltd Fundamental Analysis & Valuation Benchmarking
Educational evaluation of NPRFIN across key market metrics for learning purposes.
Positive Indicators
3 factors identified
Conservative Debt Levels (D/E: 0.01)
Observation: Low leverage provides financial flexibility and reduced risk.
Analysis: Conservative debt structure offers resilience during economic downturns.
Balanced Promoter Holding (68.02%)
Observation: Optimal balance between promoter control and public float.
Analysis: Promoter holding in 50-75% range provides management alignment.
Zero Share Pledging Risk
Observation: No promoter shares pledged as collateral.
Analysis: Absence of share pledging eliminates potential forced-selling pressure.
Risk Factors
9 factors identified
Below-Average Return on Equity (1.21%)
Observation: Returns on equity are below industry benchmarks.
Analysis: ROE <10% may indicate inefficient capital utilization. Consider monitoring for operational improvements and management effectiveness.
Suboptimal ROCE (2.20%)
Observation: Returns on capital employed are below expectations.
Analysis: ROCE <10% suggests potential inefficiencies in capital allocation.
Margin Pressure Concerns (2.03%)
Observation: Operating margins are below industry standards.
Analysis: OPM <5% may indicate pricing pressures or cost management challenges.
Profit Decline Concern (-50.00%)
Observation: Significant year-over-year profit contraction observed.
Analysis: Declining profitability requires investigation into underlying causes.
Revenue Contraction (-23.16%)
Observation: Sales decline may indicate market challenges or competitive pressures.
Analysis: Negative revenue growth requires analysis of market conditions.
Limited Growth History (-22.74% CAGR)
Observation: Below-average 5-year sales growth trajectory.
Analysis: Low sales CAGR may indicate mature markets or limited growth opportunities.
Weak Earnings Growth (-14.35% CAGR)
Observation: Below-average 5-year EPS growth performance.
Analysis: Low EPS growth may not keep pace with inflation.
Stagnant Profit Growth (-14.35% CAGR)
Observation: Limited 5-year profit growth trajectory.
Analysis: Low profit growth may indicate scalability challenges or market maturity.
No Dividend Distribution
Observation: Company does not currently pay dividends to shareholders.
Analysis: Zero dividend yield may indicate growth reinvestment focus or cash flow constraints.
NPR Finance Ltd vs Other Financial Services Peers
Peer Comparison - Other Financial Services
Compare NPR Finance Ltd with 10 other companies in the same sector
| Company Info | Fundamental | Valuation | Profitability | Financial Health | Growth | Dividend | ||||
|---|---|---|---|---|---|---|---|---|---|---|
Company Company name | Score Bull Run comprehensive fundamental score based on 20+ metrics | Price Current trading price of the stock | Market Cap Total value of all shares in the market | P/E Price per share divided by earnings per share | ROE Net income divided by shareholder equity | ROCE Earnings before interest and tax divided by capital employed | Debt/Eq Total debt divided by total equity | Profit 5Y Average annual profit growth over 5 years | Sales 5Y Average annual sales growth over 5 years | Dividend Annual dividend per share divided by price per share |
NPR Finance LtdNPR Finance Ltd...Selected✓ NPRFIN • 530127 | 14.3/100 | ₹20.50₹21 | ₹17.86₹17.86 | 37.99Average 38.0 Average | 1.21%Poor 1.21% Poor | 2.20%Poor 2.20% Poor | 0.01Excellent 0.0 Excellent | -14.35%Poor -14.35% Poor | -22.74%Poor -22.74% Poor | 0.00% |
Crisil LtdCrisil Ltd... CRISIL • 500092 | 64/100 | ₹3987.30₹3987 | ₹32833.08₹32833.08 | 43.82Average 43.8 Average | 27.81%Excellent 27.81% Excellent | 35.60%Excellent 35.60% Excellent | 0.11Excellent 0.1 Excellent | 14.43%Good 14.43% Good | 13.49%Good 13.49% Good | 0.56% |
RRPSemiconductorRRPSemiconducto... RRPS • 504346 | 21.2/100 | ₹11320.20₹11320 | ₹15422.64₹15422.64 | — — | 208.63%Excellent 208.63% Excellent | 80.21%Excellent 80.21% Excellent | 1.56Average 1.6 Average | 179.71%Excellent 179.71% Excellent | — — | 0.00% |
COLAB PLATFORMS LIMITEDCOLAB PLATFORMS... COLAB • 542866 | 53.3/100 | ₹153.55₹154 | ₹4011.66₹4011.66 | 864.58Average 864.6 Average | 12.36%Average 12.36% Average | 16.59%Good 16.59% Good | 0.00Excellent 0.0 Excellent | 79.86%Excellent 79.86% Excellent | 188.59%Excellent 188.59% Excellent | 0.01% |
Dhani Services LtdDhani Services ... DHANI • 532960 | 20.9/100 | ₹51.06₹51 | ₹3896.81₹3896.81 | 114.92Average 114.9 Average | -1.81%Poor -1.81% Poor | 1.39%Poor 1.39% Poor | 0.18Excellent 0.2 Excellent | — — | -32.89%Poor -32.89% Poor | 0.00% |
ALGOQUANTALGOQUANT... ALGOQUANT • 505725 | 6.9/100 | ₹56.73₹57 | ₹1689.95₹1689.95 | 102.86Average 102.9 Average | 37.55%Excellent 37.55% Excellent | 32.47%Excellent 32.47% Excellent | 0.24Excellent 0.2 Excellent | — — | — — | 0.00% |
LKP Finance LtdLKP Finance Ltd... LKPFIN • 507912 | 1.7/100 | ₹189.35₹189 | ₹1396.38₹1396.38 | — — | -0.17%Poor -0.17% Poor | -0.83%Poor -0.83% Poor | 0.06Excellent 0.1 Excellent | 14.57%Good 14.57% Good | -17.45%Poor -17.45% Poor | 0.00% |
Centrum Capital LtdCentrum Capital... CENTRUM • 501150 | 0/100 | ₹22.65₹23 | ₹1369.10₹1369.10 | — — | -57.60%Poor -57.60% Poor | 8.93%Poor 8.93% Poor | 37.49Poor 37.5 Poor | — — | 47.25%Excellent 47.25% Excellent | 0.00% |
67.9/100 | ₹912.60₹913 | ₹1086.24₹1086.24 | 32.77Average 32.8 Average | 28.60%Excellent 28.60% Excellent | 37.87%Excellent 37.87% Excellent | 0.00Excellent 0.0 Excellent | 94.13%Excellent 94.13% Excellent | 43.40%Excellent 43.40% Excellent | 1.94% | |
Prime Securities LtdPrime Securitie... PRIMESECU • 500337 | 49/100 | ₹284.70₹285 | ₹998.77₹998.77 | 30.04Average 30.0 Average | 19.46%Good 19.46% Good | 22.62%Excellent 22.62% Excellent | 0.01Excellent 0.0 Excellent | 34.59%Excellent 34.59% Excellent | 3.63%Average 3.63% Average | 0.51% |
39.1/100 | ₹290.00₹290 | ₹890.53₹890.53 | 39.02Average 39.0 Average | 25.18%Excellent 25.18% Excellent | 29.45%Excellent 29.45% Excellent | 0.27Excellent 0.3 Excellent | — — | — — | 0.00% | |
Top Other Financial Services Stocks
View all →By Bull Run Score
By Return on Equity
By Market Cap
- Crisil Ltd share price32833.08 Cr
- RRPSemiconductor share price15422.64 Cr
- COLAB PLATFORMS LIMITED share price4011.66 Cr
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NPR Finance Ltd PE Ratio History
Historical price-to-earnings ratio for NPRFIN — last 5 years
| Year | EPS (₹) | Price (₹) | P/E Ratio |
|---|---|---|---|
| FY 2024 | ₹1.81 | ₹29.81 | 16.5x |
P/E = year-end price ÷ diluted EPS from annual filings. Source: NSE/BSE via Bull Run.
NPR Finance Ltd Quarterly Performance
Latest quarterly metrics for NPRFIN — revenue growth and profit growth vs same quarter last year
Revenue Growth (YoY)
-23.16%
Latest quarter vs same quarter previous year
Net Profit Growth (YoY)
-50.00%
Latest quarter net profit vs same quarter previous year
5-Year Revenue CAGR
-22.74%
Compounded annual revenue growth over 5 years
5-Year Profit CAGR
-14.35%
Compounded annual net profit growth over 5 years
NPR Finance Ltd Technical Indicators
SMA 50, SMA 200, RSI and volume signals for NPRFIN — calculated from daily price history
Momentum is balanced — neither overbought nor oversold.
Technical indicators are for educational purposes only. Not investment advice.
NPR Finance Ltd Financial Statements
Annual income statement, balance sheet and cash flow for NPR Finance Ltd (NPRFIN) — sourced from NSE/BSE filings.
Loading Financial Statements...
Fetching financial data for NPR Finance Ltd
About NPRFIN (NPR Finance Ltd)
NPR Finance Ltd is a diversified financial services provider, carving a niche in the Indian lending landscape. The company's operations are strategically divided into two core segm...ents: a robust financial arm and a growing real estate division. Within its financial segment, NPRFIN focuses on providing accessible credit solutions to underserved sectors. This includes specialized lending against the hypothecation of three-wheelers, catering to both passenger and load-carrying vehicles, reflecting a commitment to supporting small business owners and entrepreneurs in the transportation sector. Furthermore, NPR Finance extends its reach through unsecured personal loans and group lending models, aiming to empower individuals and foster community-based economic growth. Beyond its specialized vehicle financing, NPR Finance also actively participates in the broader financial markets. The company engages in inter-corporate deposits, serving as a source of capital for businesses and organizations. NPRFIN's financial segment further extends to strategic investments in shares and securities, allowing it to capitalize on market opportunities and diversify its revenue streams. Recognizing the importance of comprehensive support for its clientele, the company also facilitates the funding of commercial vehicle insurance premiums and renewals, ensuring that its borrowers can meet regulatory requirements and mitigate potential risks associated with their businesses. The real estate segment of NPR Finance Ltd complements its financial services by engaging in property-related activities. This diversification allows the company to potentially leverage its financial expertise in the real estate market, potentially developing or investing in projects. By operating across both financial services and real estate, NPR Finance Ltd aims to create a synergistic ecosystem that benefits its stakeholders and contributes to economic development. This dual approach positions the company as a versatile player within the Indian financial services sector, capable of adapting to evolving market demands and capitalizing on diverse opportunities.
Company Details
Key Leadership
Corporate Events
NPRFIN Share Price: Frequently Asked Questions
What is the current share price of NPR Finance Ltd?
NPR Finance Ltd (NPRFIN) trades at ₹20.50 on NSE and BSE. Market cap ₹17.86 (Cr). Educational data only.
What is the P/E ratio of NPR Finance Ltd?
NPR Finance Ltd has a P/E of 37.99x vs industry average 30.94x.
What is the Bull Run score for NPR Finance Ltd?
NPR Finance Ltd has a Bull Run score of 14.3/100 based on 25+ financial parameters.
Does NPR Finance Ltd pay dividends?
NPR Finance Ltd has a dividend yield of 0.00%. Past dividends don't guarantee future payments.
What is the ROE of NPR Finance Ltd?
NPR Finance Ltd has ROE of 1.21%. Higher ROE indicates better use of shareholder equity.
What is the debt-to-equity ratio of NPR Finance Ltd?
NPR Finance Ltd has debt-to-equity of 0.01.
Is NPR Finance Ltd a good investment?
Bull Run gives NPR Finance Ltd a score of 14.3/100. This is not investment advice — consult a SEBI-registered advisor.