RBL Bank Ltd Stock Price Today (NSE: RBLBANK)

RBL Bank Ltd

369.200.50 (0.14%)
Market Open

Fundamental Score

...

RBL Bank Ltd Share Price — Live NSE/BSE Price, Fundamentals & Analysis

RBL Bank Ltd share price today is 369.20, down 0.14% on NSE/BSE as of 17 June 2026. RBL Bank Ltd (RBLBANK) is a Mid-cap company in the Private Sector Bank sector with a market capitalisation of 18.95K (Cr). The 52-week high for RBLBANK share price is 353.00 and the 52-week low is 215.35. At a P/E ratio of 39.46x, RBLBANK is currently trading above its industry average P/E of 15.23x. The company has a Return on Equity (ROE) of 4.57% and a debt-to-equity ratio of 8.32.

RBL Bank Ltd Share Price Chart — NSE/BSE Historical Performance

No data
High
369.20
Low
306.10
Volume
59.5L
Change
+11.21%

RBL Bank Ltd share price chart: 11.21% return over the past month. 52-week high ₹353.00, 52-week low ₹215.35.

RBL Bank Ltd — Last 10 Trading Days

DateOpenHighLowCloseVolume
337.20346.00333.00344.1541.18L (Cr)
345.00347.30337.65338.8027.60L (Cr)
350.00351.10341.25345.0072.71L (Cr)
348.25348.25348.25348.250.00 (Cr)
344.25353.00343.00348.2542.47L (Cr)
344.80346.40341.35344.2530.32L (Cr)
340.00346.65337.45343.3556.75L (Cr)
329.00336.00327.50334.3538.33L (Cr)
333.00335.30326.55328.7524.59L (Cr)
322.00329.60318.45328.5031.42L (Cr)

RBL Bank Ltd — Last 12 Months Price History

MonthOpenHighLowCloseChange
345.00347.30333.00344.15-0.25%
339.00353.00318.45345.00+1.77%
295.00345.65292.20336.55+14.08%
310.00319.15287.40289.75-6.53%
291.00340.40287.80319.75+9.88%
313.95328.45287.20298.75-4.84%
313.25316.30294.00315.80+0.81%
327.50332.00306.50312.40-4.61%
277.70331.50261.60326.35+17.52%
259.56279.95258.11277.25+6.82%
265.15271.45242.37260.10-1.90%
247.00272.88246.75266.83+8.03%

AI Research Briefing

Powered by Gemini · 2026-04-09

RBL is a leveraged bet on Emirates NBD's India entry, not a standalone turnaround.

Research Confidence
6.0/10Moderate
WAR NARRATIVE TRADEConsolidation - 1M: -5.91%, 3M: 14.02%, 6M: 44.51%Expensive - P/E of 39.46x vs industry P/E of 15.23x

WHAT'S HAPPENING NOW (last 2-4 weeks)

RBL Bank received RBI approval for Emirates NBD to acquire up to a 74% stake. The deal, valued at $3 billion (), will classify RBL as a foreign bank subsidiary. Total business grew 24% YoY, surpassing crore. Deposits rose 25% YoY to crore, and gross advances increased 22% YoY to crore.

CORE STORY (THE REAL GAME)

Emirates NBD's acquisition play. RBL is now a vehicle for ENBD to penetrate the Indian market, leveraging RBL's existing infrastructure and customer base. This is not a turnaround story; it's a strategic expansion play by a foreign entity.

Why Now
  • RBI approval for Emirates NBD stake acquisition
  • Strong Q4 business update with 24% YoY growth
  • 25% YoY deposit growth indicates improved stability
Potential Catalysts
  • Successful integration with Emirates NBD
  • Significant improvement in asset quality
  • Outperformance in key financial metrics (NIM, ROA)
Key Risks
  • High Debt/Equity ratio of 8.32
  • Loosely regulated lending to Micro/SME sector
  • Rich valuation at P/E of 39.46x vs Industry P/E of 15.23x
Institutional Activity

FII decreased holdings by 2.07%, DII increased holdings by 0.91%. Mixed signals, suggesting uncertainty.

Macro Context

RBI holding repo rate unchanged presents a mixed environment for banks.

Cash Flow Quality

Yes, Free Cash Flow 5Y: ₹6034.76 Cr

3–6 Month Outlook

RBL's future hinges on Emirates NBD's ability to integrate and improve operations. Expect volatility in the next 3-6 months as the acquisition progresses.

Primary Thesis Risk

Failure of Emirates NBD integration will crater the stock.

For educational purposes only. Not investment advice. Consult a SEBI-registered advisor before investing.

Returns & Performance

Poor

Return on Equity (ROE)

4.57%

Profit generated per ₹1 of shareholder equity

Poor

Return on Capital (ROCE)

6.04%

Returns generated on total capital deployed

Excellent

Oper. Profit Margin (5Y Avg)

34.90%

Average operating profit margin over 5 years

Dividend Yield

0.33%

Annual dividend as % of current share price

RBL Bank Ltd Valuation Check

Poor

Price to Earnings (P/E)

39.46x

Share price ÷ earnings per share. Lower = cheaper

Poor

Industry Avg P/E

15.23x

Average P/E of all peers in this sector

Market-cap Classification
Mid-cap
Balance of growth potential and stability.

Shareholding Pattern

Poor

Promoter Holding

0.00%

% shares held by company founders/management

Good

FII Holding

15.49%

% shares held by foreign institutional investors

Excellent

DII Holding

35.28%

% held by domestic mutual funds, LIC, banks

Excellent

Promoter Pledged %

0.00%

% of promoter shares pledged as collateral — lower is safer

Growth Engine

Poor

Profit Growth (Quarterly YoY)

-19.77%

Net profit growth vs same quarter last year

Poor

Revenue Growth (Quarterly YoY)

-0.66%

Revenue growth vs same quarter last year

Average

Revenue Growth (5-Year CAGR)

10.52%

Compounded annual revenue growth over 5 years

Poor

EPS Growth (5-Year CAGR)

2.83%

Earnings per share growth over 5 years

Poor

Net Profit Growth (5-Year CAGR)

6.56%

Compounded annual net profit growth over 5 years

Balance Sheet Health

Poor

Debt to Equity Ratio

8.32x

Total debt ÷ equity. Below 0.5 = financially healthy

Poor

Interest Coverage Ratio

1.05x

EBIT ÷ interest expense. Above 2.5 = can pay interest comfortably

Free Cash Flow (5-Year Total)

6.03K (Cr)

Cash left after capex over 5 years. Positive = self-funded growth

Labels (e.g., "Excellent", "Good") are peer-based vs industry/sector averages — data-only, not advice

RBL Bank Ltd Fundamental Analysis & Valuation Benchmarking

Educational evaluation of RBLBANK across key market metrics for learning purposes.

Positive Indicators

4 factors identified

Strong Operating Margins (34.90%)

Observation: Healthy 5-year operating margins indicate pricing power and cost control.

Analysis: OPM >15% suggests operational efficiency and competitive advantages.

Strong Cash Generation (₹6034.76 Cr over 5Y)

Observation: Healthy free cash flow generation supports growth and returns.

Analysis: Strong FCF provides flexibility for dividends, debt reduction, and growth investments.

Strong Institutional Confidence (FII+DII: 50.77%)

Observation: Significant professional investor participation.

Analysis: High institutional holding often signals thorough due diligence.

Zero Share Pledging Risk

Observation: No promoter shares pledged as collateral.

Analysis: Absence of share pledging eliminates potential forced-selling pressure.

Risk Factors

7 factors identified

Below-Average Return on Equity (4.57%)

Observation: Returns on equity are below industry benchmarks.

Analysis: ROE <10% may indicate inefficient capital utilization. Consider monitoring for operational improvements and management effectiveness.

Suboptimal ROCE (6.04%)

Observation: Returns on capital employed are below expectations.

Analysis: ROCE <10% suggests potential inefficiencies in capital allocation.

Profit Decline Concern (-19.77%)

Observation: Significant year-over-year profit contraction observed.

Analysis: Declining profitability requires investigation into underlying causes.

Weak Earnings Growth (2.83% CAGR)

Observation: Below-average 5-year EPS growth performance.

Analysis: Low EPS growth may not keep pace with inflation.

Elevated Debt Levels (D/E: 8.32)

Observation: High leverage increases financial risk and interest burden.

Analysis: High debt-to-equity ratios require monitoring of debt servicing capability.

Weak Interest Coverage (1.05x)

Observation: Limited ability to service debt obligations from earnings.

Analysis: Low interest coverage raises concerns about financial stability.

Low Promoter Commitment (0.00%)

Observation: Reduced promoter stake may indicate limited confidence.

Analysis: Low promoter holding may raise questions about management commitment.

RBL Bank Ltd vs Private Sector Bank Peers

Peer Comparison - Private Sector Bank

Compare RBL Bank Ltd with 10 other companies in the same sector

11 companies
Company Info
Fundamental
Valuation
Profitability
Financial Health
Growth
Dividend
Company
Company name
Score
Bull Run comprehensive fundamental score based on 20+ metrics
Price
Current trading price of the stock
Market Cap
Total value of all shares in the market
P/E
Price per share divided by earnings per share
ROE
Net income divided by shareholder equity
ROCE
Earnings before interest and tax divided by capital employed
Debt/Eq
Total debt divided by total equity
Profit 5Y
Average annual profit growth over 5 years
Sales 5Y
Average annual sales growth over 5 years
Dividend
Annual dividend per share divided by price per share
16.5/100
369
₹18950.10
39.5
Average
4.57%
Poor
6.04%
Poor
8.3
Poor
6.56%
Good
10.52%
Good
0.33%
41.3/100
762
₹1.54M
21.3
Average
14.45%
Average
7.51%
Poor
6.3
Poor
21.01%
Excellent
22.45%
Excellent
1.10%
42.1/100
1251
₹993798.33
18.6
Average
17.89%
Good
7.87%
Poor
5.6
Poor
39.75%
Excellent
17.04%
Excellent
0.79%
34.7/100
382
₹427185.03
23.0
Average
15.37%
Good
8.17%
Poor
3.6
Poor
20.85%
Excellent
14.43%
Good
0.12%
39.7/100
1304
₹395786.98
15.2
Average
16.30%
Good
7.11%
Poor
7.3
Poor
72.17%
Excellent
14.86%
Good
0.08%
53.8/100
74
₹107749.67
11.6
Average
13.55%
Average
6.78%
Poor
4.8
Poor
21.01%
Excellent
6.76%
Good
2.10%
Yes Bank Ltd...
YESBANK532648
27.4/100
22
₹70440.12
24.8
Average
5.46%
Poor
6.36%
Poor
7.3
Poor
16.54%
Excellent
3.48%
Average
0.00%
41.9/100
68
₹69354.84
48.3
Average
4.21%
Poor
6.22%
Poor
6.8
Poor
20.32%
Excellent
17.58%
Excellent
0.31%
0/100
892
₹66018.65
4.02%
Poor
6.47%
Poor
6.7
Poor
-10.42%
Poor
11.08%
Good
0.00%
33.9/100
287
₹63130.74
16.0
Average
12.86%
Average
7.03%
Poor
8.7
Poor
21.40%
Excellent
15.64%
Excellent
0.47%
51/100
293
₹24527.27
11.7
Average
17.65%
Good
7.38%
Poor
8.8
Poor
51.50%
Excellent
10.07%
Good
0.85%

RBL Bank Ltd PE Ratio History

Historical price-to-earnings ratio for RBLBANK — last 5 years

YearEPS (₹)Price (₹)P/E Ratio
FY 202511.76₹315.8026.9x
FY 202420.54₹158.007.7x
FY 202315.27₹279.3018.3x

P/E = year-end price ÷ diluted EPS from annual filings. Source: NSE/BSE via Bull Run.

RBL Bank Ltd Dividend History

Annual cash dividends paid by RBLBANK — dividend yield 0.33%

Financial YearDividends Paid (₹ Cr)
FY 202590.96 Cr
FY 202490.03 Cr

Cash dividends from annual cash flow statements. Past dividends do not guarantee future payments. Not investment advice.

RBL Bank Ltd Quarterly Performance

Latest quarterly metrics for RBLBANK — revenue growth and profit growth vs same quarter last year

Revenue Growth (YoY)

-0.66%

Latest quarter vs same quarter previous year

Net Profit Growth (YoY)

-19.77%

Latest quarter net profit vs same quarter previous year

5-Year Revenue CAGR

10.52%

Compounded annual revenue growth over 5 years

5-Year Profit CAGR

6.56%

Compounded annual net profit growth over 5 years

RBL Bank Ltd Technical Indicators

SMA 50, SMA 200, RSI and volume signals for RBLBANK — calculated from daily price history

52RSI 14
Neutral — RSI 52

Momentum is balanced — neither overbought nor oversold.

SMA 50
319
▲ Price above SMA 50 — Short-term bullish
SMA 200
302
▲ Price above SMA 200 — Long-term uptrend
30-Day Avg Volume
5693K shares/day
Average daily traded volume over last 30 trading sessions

Technical indicators are for educational purposes only. Not investment advice.

RBL Bank Ltd Financial Statements

Annual income statement, balance sheet and cash flow for RBL Bank Ltd (RBLBANK) — sourced from NSE/BSE filings.

Loading Financial Statements...

Fetching financial data for RBL Bank Ltd

About RBLBANK (RBL Bank Ltd)

RBL Bank Ltd. is a dynamic and rapidly evolving financial institution in India's private banking sector, distinguished by its innovative approach and commitment to customer-centric... solutions. Established with a rich history spanning decades, RBL Bank has successfully transitioned from a regional player to a nationally recognized bank, fostering strong relationships with diverse customer segments. The bank is driven by a vision of delivering excellence through technological advancements and a focus on personalized service, aiming to empower individuals and businesses to achieve their financial aspirations. Its modern infrastructure, skilled workforce, and proactive governance practices position RBL Bank as a reliable partner for those seeking comprehensive banking services. RBL Bank strategically operates across multiple business verticals, including corporate, retail, and treasury, tailoring products and services to address the unique needs of each segment. Its retail banking arm offers a wide array of account options, including customized solutions like seafarer accounts, empowering individuals to manage their finances effectively. The bank provides secure and convenient locker facilities and offers diverse deposit schemes, such as fixed, recurring, and innovative smart deposits, catering to varied investment goals. Recognizing the importance of wealth management, RBL Bank also offers portfolio investment schemes designed to optimize returns and safeguard investments. This comprehensive approach underscores the bank's commitment to providing holistic financial solutions. Beyond traditional banking, RBL Bank extends its reach with a variety of loan products designed to support various life stages and business endeavors. Aspiring homeowners can access housing loans, while individuals can avail personal loans for immediate needs. Entrepreneurs and established businesses can benefit from tailored business loans, while those seeking mobility can explore options for pre-owned car, two-wheeler, and education loans. RBL Bank also plays a crucial role in supporting the agricultural sector by offering crop, agri-investment, and agri-allied loans, fostering growth and prosperity in rural communities. This diversified portfolio exemplifies RBL Bank's commitment to driving inclusive growth and empowering communities across India.

Company Details

Symbol:RBLBANK
Industry:Private Sector Bank
Sector:Private Sector Bank

Key Leadership

Mr. R. Subramaniakumar
MD, CEO & Director
Mr. Rajeev Ahuja B.Com, MBA
Head of Strategy, Retail, Transaction Banking, Financial Inclusion & Executive Director
Gangaram Siddappa Chougule
Founder

RBLBANK Share Price: Frequently Asked Questions

What is the current share price of RBL Bank Ltd?

RBL Bank Ltd (RBLBANK) trades at ₹369.20 on NSE and BSE. Market cap ₹18.95K (Cr). Educational data only.

What is the P/E ratio of RBL Bank Ltd?

RBL Bank Ltd has a P/E of 39.46x vs industry average 15.23x.

What is the Bull Run score for RBL Bank Ltd?

RBL Bank Ltd has a Bull Run score of 16.5/100 based on 25+ financial parameters.

Does RBL Bank Ltd pay dividends?

RBL Bank Ltd has a dividend yield of 0.33%. Past dividends don't guarantee future payments.

What is the ROE of RBL Bank Ltd?

RBL Bank Ltd has ROE of 4.57%. Higher ROE indicates better use of shareholder equity.

What is the debt-to-equity ratio of RBL Bank Ltd?

RBL Bank Ltd has debt-to-equity of 8.32.

Is RBL Bank Ltd a good investment?

Bull Run gives RBL Bank Ltd a score of 16.5/100. This is not investment advice — consult a SEBI-registered advisor.