RBL Bank Ltd Stock Price Today (NSE: RBLBANK)
Fundamental Score
RBL Bank Ltd Share Price Live NSE/BSE & Institutional Fundamental Analysis
RBL Bank Ltd share price today is ₹331.60, up +0.00% on NSE/BSE as of 20 February 2026. RBL Bank Ltd (RBLBANK) is a Mid-cap company in the Private Sector Bank sector with a market capitalisation of ₹18.95K (Cr). The 52-week high for RBLBANK share price is ₹N/A and the 52-week low is ₹N/A. At a P/E ratio of 39.46x, RBLBANK is currently trading above its industry average P/E of 15.23x. The company has a Return on Equity (ROE) of 4.57% and a debt-to-equity ratio of 8.32.
RBL Bank Ltd Share Price Chart — NSE/BSE Historical Performance
Returns & Performance
ROE
ROCE
OPM (5Y)
Div Yield
RBL Bank Ltd Valuation Check
P/E Ratio
Industry P/E
Market Cap
Growth Engine
Profit Growth (Q)
Sales Growth (Q)
Sales Growth (5Y)
EPS Growth (5Y)
Profit Growth (5Y)
Balance Sheet Health
Debt to Equity
Int. Coverage
Free Cash Flow (5Y)
Shareholding
Promoter
FII
DII
Pledged
Institutional Deep-Dive
Bull Run Research Hub
RBL Bank Share Price: A Financial Analysis
The Indian private sector banking landscape is undergoing rapid transformation, driven by fintech disruption and evolving customer expectations. In this dynamic environment, understanding the intrinsic value of individual banking stocks is crucial. This analysis examines the financial standing of RBL Bank, focusing on key metrics influencing its industry position. Currently, the RBL Bank share price stands at ₹302.10, with a Price-to-Earnings (PE) ratio of 39.46.
A critical aspect of evaluating RBL Bank is its profitability. Its Return on Capital Employed (ROCE) of 6.04% offers insights into the efficiency with which the bank generates profits from its capital base. While a positive ROCE indicates profitability, a lower figure, compared to other potentially more profitable opportunities, might suggest constraints on its ability to build a strong economic moat. This impacts the bank's long-term competitive advantage, affecting its capacity to sustainably generate superior returns compared to its cost of capital. A higher ROCE generally signals a more robust moat and greater potential for sustained growth.
When contrasting RBL Bank Ltd with its peers, such as
IndusInd Bank Ltd, differences in management quality and strategic execution can significantly impact investor perception. For example, IndusInd Bank Ltd is perceived to have navigated market volatility effectively, bolstering investor confidence in their overall management team. The ability to efficiently manage assets, mitigate risks, and adapt to changing market dynamics directly influences the long-term stability and growth prospects of these institutions.The PE ratio of 39.46 suggests that the market has high expectations for RBL Bank's future earnings growth. However, this valuation needs to be considered in conjunction with other factors, like its current growth trajectory, asset quality, and overall economic conditions. It's important to note that this financial analysis is part of a comprehensive 80-parameter fundamental audit, verified by Sweta Mishra, and serves as an observational assessment of the publicly available data.
Labels (e.g., "Excellent", "Good") are peer-based vs industry/sector averages — data-only, not advice
RBL Bank Ltd Fundamental Analysis & Valuation Benchmarking
Educational evaluation of RBLBANK across key market metrics for learning purposes.
Positive Indicators
4 factors identified
Strong Operating Margins (34.90%)
Observation: Healthy 5-year operating margins indicate pricing power and cost control.
Analysis: OPM >15% suggests operational efficiency and competitive advantages.
Strong Cash Generation (₹6034.76 Cr over 5Y)
Observation: Healthy free cash flow generation supports growth and returns.
Analysis: Strong FCF provides flexibility for dividends, debt reduction, and growth investments.
Strong Institutional Confidence (FII+DII: 50.77%)
Observation: Significant professional investor participation.
Analysis: High institutional holding often signals thorough due diligence.
Zero Share Pledging Risk
Observation: No promoter shares pledged as collateral.
Analysis: Absence of share pledging eliminates potential forced-selling pressure.
Risk Factors
7 factors identified
Below-Average Return on Equity (4.57%)
Observation: Returns on equity are below industry benchmarks.
Analysis: ROE <10% may indicate inefficient capital utilization. Consider monitoring for operational improvements and management effectiveness.
Suboptimal ROCE (6.04%)
Observation: Returns on capital employed are below expectations.
Analysis: ROCE <10% suggests potential inefficiencies in capital allocation.
Profit Decline Concern (-19.77%)
Observation: Significant year-over-year profit contraction observed.
Analysis: Declining profitability requires investigation into underlying causes.
Weak Earnings Growth (2.83% CAGR)
Observation: Below-average 5-year EPS growth performance.
Analysis: Low EPS growth may not keep pace with inflation.
Elevated Debt Levels (D/E: 8.32)
Observation: High leverage increases financial risk and interest burden.
Analysis: High debt-to-equity ratios require monitoring of debt servicing capability.
Weak Interest Coverage (1.05x)
Observation: Limited ability to service debt obligations from earnings.
Analysis: Low interest coverage raises concerns about financial stability.
Low Promoter Commitment (0.00%)
Observation: Reduced promoter stake may indicate limited confidence.
Analysis: Low promoter holding may raise questions about management commitment.
RBL Bank Ltd Financial Statements
Comprehensive financial data for RBL Bank Ltd including income statement, balance sheet and cash flow
About RBLBANK (RBL Bank Ltd)
RBL Bank Ltd (RBLBANK) is listed on the National Stock Exchange (NSE) and Bombay Stock Exchange (BSE) of India. The company operates in the Private Sector Bank sector with a current market capitalisation of ₹18.95K (Cr). RBL Bank Ltd has delivered a Return on Equity (ROE) of 4.57% and a ROCE of 6.04%. The debt-to-equity ratio stands at 8.32, reflecting the company's capital structure. Investors tracking RBLBANK share price can monitor key metrics including P/E ratio, promoter holding of 0.00%, and quarterly earnings growth.
Company Details
Key Leadership
Corporate Events
Latest News
RBLBANK Share Price: Frequently Asked Questions
What is the current share price of RBL Bank Ltd (RBLBANK)?
As of 20 Feb 2026, 06:21 am IST, RBL Bank Ltd share price is ₹331.60. The RBLBANK stock has a market capitalisation of ₹18.95K (Cr) on NSE/BSE.
Is RBLBANK share price Overvalued or Undervalued?
RBLBANK share price is currently trading at a P/E ratio of 39.46x, compared to the industry average of 15.23x. Based on this relative valuation, the RBL Bank Ltd stock appears to be Overvalued against its sector peers.
What is the 52-week high and low of RBLBANK share price?
The 52-week high of RBLBANK share price is ₹N/A and the 52-week low is ₹N/A.
What factors affect the RBL Bank Ltd share price?
Key factors influencing RBLBANK share price include quarterly earnings growth (Sales Growth: -0.66%), raw material costs, government infrastructure spending, and institutional flows (FII/DII holding).
Is RBL Bank Ltd a good stock for long-term investment?
RBL Bank Ltd shows a 5-year Profit Growth of 6.56% and an ROE of 4.57%. Long-term investors should consider these fundamentals alongside the debt-to-equity ratio of 8.32 before investing in RBLBANK shares.
How does RBL Bank Ltd compare with its industry peers?
RBL Bank Ltd competes with major peers in the Private Sector Bank. Investors should compare RBLBANK share price P/E of 39.46x and ROE of 4.57% against the industry averages to determine competitive standing.
What is the P/E ratio of RBLBANK and what does it mean?
RBLBANK share price has a P/E ratio of 39.46x compared to the industry average of 15.23x. Investors pay ₹39 for every ₹1 of annual earnings.
How is RBLBANK performing according to Bull Run's analysis?
RBLBANK has a Bull Run fundamental score of 16.5/100, indicating concerns requiring careful analysis. This comprehensive rating is based on 15+ financial parameters.
What sector and industry does RBLBANK belong to?
RBLBANK operates in the Private Sector Bank industry. This classification helps understand the competitive landscape and sector-specific trends affecting RBL Bank Ltd share price.
What is Return on Equity (ROE) and why is it important for RBLBANK?
RBLBANK has an ROE of 4.57%, which suggests challenges in generating returns from shareholders equity. ROE measures how efficiently RBL Bank Ltd generates profits from shareholders capital.
How is RBLBANK debt-to-equity ratio and what does it indicate?
RBLBANK has a debt-to-equity ratio of 8.32, which indicates high leverage that increases financial risk.
What is RBLBANK dividend yield and is it a good dividend stock?
RBLBANK offers a dividend yield of 0.33%, meaning you receive ₹0.33 annual dividend for every ₹100 invested in RBL Bank Ltd shares.
How has RBLBANK share price grown over the past 5 years?
RBLBANK has achieved 5-year growth rates of: Sales Growth 10.52%, Profit Growth 6.56%, and EPS Growth 2.83%.
What is the promoter holding in RBLBANK and why does it matter?
Promoters hold 0.00% of RBLBANK shares, with 0.00% pledged. High promoter holding often indicates strong management confidence in RBL Bank Ltd.
What is RBLBANK market capitalisation category?
RBLBANK has a market capitalisation of ₹18950 crores, placing it in the Mid-cap category.
How volatile is RBLBANK stock?
RBLBANK has a beta of N/A. A beta > 1 suggests the RBL Bank Ltd stock is more volatile than the market, while a beta < 1 suggests it is less volatile.
What is RBLBANK operating profit margin trend?
RBLBANK has a 5-year average Operating Profit Margin (OPM) of 34.90%, indicating the company's operational efficiency.
How is RBLBANK quarterly performance?
Recent quarterly performance shows RBL Bank Ltd YoY Sales Growth of -0.66% and YoY Profit Growth of -19.77%.
What is the institutional holding pattern in RBLBANK?
RBLBANK has FII holding of 15.49% and DII holding of 35.28%. Significant institutional holding often suggests professional confidence in the RBL Bank Ltd stock.