Real Touch Finance Ltd Stock Price Today (NSE: RTFL)
Fundamental Score
Real Touch Finance Ltd Share Price — Live NSE/BSE Price, Fundamentals & Analysis
Real Touch Finance Ltd share price today is ₹46.10, up +4.58% on NSE/BSE as of 19 June 2026. Real Touch Finance Ltd (RTFL) is a Small-cap company in the Other Financial Services sector with a market capitalisation of ₹59.17 (Cr). The 52-week high for RTFL share price is ₹64.80 and the 52-week low is ₹41.88. At a P/E ratio of 10.27x, RTFL is currently trading below its industry average P/E of 30.94x. The company has a Return on Equity (ROE) of 10.37% and a debt-to-equity ratio of 2.88.
Real Touch Finance Ltd Share Price Chart — NSE/BSE Historical Performance
Real Touch Finance Ltd share price chart: -24.78% return over the past month. 52-week high ₹64.80, 52-week low ₹41.88.
Real Touch Finance Ltd — Last 10 Trading Days
| Date | Open | High | Low | Close | Volume |
|---|---|---|---|---|---|
| ₹46.20 | ₹46.20 | ₹41.88 | ₹46.10 | 875.00 (Cr) | |
| ₹46.40 | ₹48.72 | ₹44.08 | ₹44.08 | 116.00 (Cr) | |
| ₹42.02 | ₹46.44 | ₹42.02 | ₹46.40 | 2.79K (Cr) | |
| ₹44.23 | ₹44.23 | ₹44.23 | ₹44.23 | 6.00 (Cr) | |
| ₹46.55 | ₹46.55 | ₹46.55 | ₹46.55 | 1.05K (Cr) | |
| ₹49.87 | ₹49.87 | ₹45.13 | ₹49.00 | 255.00 (Cr) | |
| ₹52.50 | ₹52.50 | ₹47.50 | ₹47.50 | 1.03K (Cr) | |
| ₹51.00 | ₹53.55 | ₹48.45 | ₹50.00 | 1.16K (Cr) | |
| ₹51.18 | ₹51.18 | ₹46.32 | ₹51.00 | 61.00 (Cr) | |
| ₹46.43 | ₹48.75 | ₹46.43 | ₹48.75 | 7.00 (Cr) |
Real Touch Finance Ltd — Last 12 Months Price History
| Month | Open | High | Low | Close | Change |
|---|---|---|---|---|---|
| ₹46.40 | ₹48.72 | ₹41.88 | ₹46.10 | -0.65% | |
| ₹60.35 | ₹63.36 | ₹42.02 | ₹46.40 | -23.12% | |
| ₹52.50 | ₹64.80 | ₹48.45 | ₹60.35 | +14.95% | |
| ₹43.29 | ₹60.41 | ₹41.97 | ₹54.60 | +26.13% | |
| ₹45.00 | ₹52.00 | ₹42.00 | ₹44.17 | -1.84% | |
| ₹51.45 | ₹52.99 | ₹43.00 | ₹45.00 | -12.54% | |
| ₹44.29 | ₹54.20 | ₹44.29 | ₹49.00 | +10.63% | |
| ₹50.05 | ₹51.50 | ₹42.18 | ₹46.62 | -6.85% | |
| ₹53.00 | ₹57.00 | ₹47.12 | ₹49.95 | -5.75% | |
| ₹49.00 | ₹57.17 | ₹47.04 | ₹54.32 | +10.86% | |
| ₹51.06 | ₹51.29 | ₹44.31 | ₹49.00 | -4.03% | |
| ₹50.05 | ₹60.00 | ₹45.20 | ₹52.10 | +4.10% |
Returns & Performance
Return on Equity (ROE)
Profit generated per ₹1 of shareholder equity
Return on Capital (ROCE)
Returns generated on total capital deployed
Oper. Profit Margin (5Y Avg)
Average operating profit margin over 5 years
Dividend Yield
Annual dividend as % of current share price
Real Touch Finance Ltd Valuation Check
Price to Earnings (P/E)
Share price ÷ earnings per share. Lower = cheaper
Industry Avg P/E
Average P/E of all peers in this sector
Market Capitalisation
Total market value of all outstanding shares
Growth Engine
Profit Growth (Quarterly YoY)
Net profit growth vs same quarter last year
Revenue Growth (Quarterly YoY)
Revenue growth vs same quarter last year
Revenue Growth (5-Year CAGR)
Compounded annual revenue growth over 5 years
EPS Growth (5-Year CAGR)
Earnings per share growth over 5 years
Net Profit Growth (5-Year CAGR)
Compounded annual net profit growth over 5 years
Balance Sheet Health
Debt to Equity Ratio
Total debt ÷ equity. Below 0.5 = financially healthy
Interest Coverage Ratio
EBIT ÷ interest expense. Above 2.5 = can pay interest comfortably
Free Cash Flow (5-Year Total)
Cash left after capex over 5 years. Positive = self-funded growth
Labels (e.g., "Excellent", "Good") are peer-based vs industry/sector averages — data-only, not advice
Real Touch Finance Ltd Fundamental Analysis & Valuation Benchmarking
Educational evaluation of RTFL across key market metrics for learning purposes.
Positive Indicators
9 factors identified
Strong Operating Margins (73.14%)
Observation: Healthy 5-year operating margins indicate pricing power and cost control.
Analysis: OPM >15% suggests operational efficiency and competitive advantages.
Attractive Valuation (P/E: 10.27 vs Industry: 30.94)
Observation: Trading at discount to industry peers.
Analysis: P/E below industry average may present value opportunity.
Robust Profit Growth (72.65%)
Observation: Strong year-over-year profit expansion demonstrates business momentum.
Analysis: Profit growth >20% indicates effective execution and market opportunity capture.
Strong Revenue Growth (27.13%)
Observation: Healthy sales growth indicates market demand and execution capability.
Analysis: Revenue growth >15% suggests strong market position and growth potential.
Consistent Growth Track Record (72.67% CAGR)
Observation: Strong 5-year sales compound annual growth rate.
Analysis: Consistent sales CAGR >12% demonstrates sustainable growth model.
Excellent EPS Growth (32.24% CAGR)
Observation: Outstanding 5-year earnings per share compound growth.
Analysis: EPS CAGR >15% indicates strong wealth creation potential.
Strong Profit Growth Track Record (32.24% CAGR)
Observation: Consistent 5-year profit compound annual growth rate.
Analysis: Profit CAGR >15% demonstrates scalable business model.
Balanced Promoter Holding (54.12%)
Observation: Optimal balance between promoter control and public float.
Analysis: Promoter holding in 50-75% range provides management alignment.
Zero Share Pledging Risk
Observation: No promoter shares pledged as collateral.
Analysis: Absence of share pledging eliminates potential forced-selling pressure.
Risk Factors
4 factors identified
Elevated Debt Levels (D/E: 2.88)
Observation: High leverage increases financial risk and interest burden.
Analysis: High debt-to-equity ratios require monitoring of debt servicing capability.
Weak Interest Coverage (1.47x)
Observation: Limited ability to service debt obligations from earnings.
Analysis: Low interest coverage raises concerns about financial stability.
Negative Free Cash Flow (₹-168.69 Cr over 5Y)
Observation: Cash outflows exceed inflows.
Analysis: Negative FCF requires analysis of capital expenditure cycle.
No Dividend Distribution
Observation: Company does not currently pay dividends to shareholders.
Analysis: Zero dividend yield may indicate growth reinvestment focus or cash flow constraints.
Real Touch Finance Ltd vs Other Financial Services Peers
Peer Comparison - Other Financial Services
Compare Real Touch Finance Ltd with 10 other companies in the same sector
| Company Info | Fundamental | Valuation | Profitability | Financial Health | Growth | Dividend | ||||
|---|---|---|---|---|---|---|---|---|---|---|
Company Company name | Score Bull Run comprehensive fundamental score based on 20+ metrics | Price Current trading price of the stock | Market Cap Total value of all shares in the market | P/E Price per share divided by earnings per share | ROE Net income divided by shareholder equity | ROCE Earnings before interest and tax divided by capital employed | Debt/Eq Total debt divided by total equity | Profit 5Y Average annual profit growth over 5 years | Sales 5Y Average annual sales growth over 5 years | Dividend Annual dividend per share divided by price per share |
Real Touch Finance LtdReal Touch Fina...Selected✓ RTFL • 538611 | 68/100 | ₹46.10₹46 | ₹59.17₹59.17 | 10.27Average 10.3 Average | 10.37%Average 10.37% Average | 10.16%Average 10.16% Average | 2.88Poor 2.9 Poor | 32.24%Excellent 32.24% Excellent | 72.67%Excellent 72.67% Excellent | 0.00% |
Crisil LtdCrisil Ltd... CRISIL • 500092 | 64/100 | ₹3987.30₹3987 | ₹32833.08₹32833.08 | 43.82Average 43.8 Average | 27.81%Excellent 27.81% Excellent | 35.60%Excellent 35.60% Excellent | 0.11Excellent 0.1 Excellent | 14.43%Good 14.43% Good | 13.49%Good 13.49% Good | 0.56% |
RRPSemiconductorRRPSemiconducto... RRPS • 504346 | 21.2/100 | ₹11320.20₹11320 | ₹15422.64₹15422.64 | — — | 208.63%Excellent 208.63% Excellent | 80.21%Excellent 80.21% Excellent | 1.56Average 1.6 Average | 179.71%Excellent 179.71% Excellent | — — | 0.00% |
COLAB PLATFORMS LIMITEDCOLAB PLATFORMS... COLAB • 542866 | 53.3/100 | ₹153.55₹154 | ₹4011.66₹4011.66 | 864.58Average 864.6 Average | 12.36%Average 12.36% Average | 16.59%Good 16.59% Good | 0.00Excellent 0.0 Excellent | 79.86%Excellent 79.86% Excellent | 188.59%Excellent 188.59% Excellent | 0.01% |
Dhani Services LtdDhani Services ... DHANI • 532960 | 20.9/100 | ₹51.06₹51 | ₹3896.81₹3896.81 | 114.92Average 114.9 Average | -1.81%Poor -1.81% Poor | 1.39%Poor 1.39% Poor | 0.18Excellent 0.2 Excellent | — — | -32.89%Poor -32.89% Poor | 0.00% |
ALGOQUANTALGOQUANT... ALGOQUANT • 505725 | 6.9/100 | ₹56.73₹57 | ₹1689.95₹1689.95 | 102.86Average 102.9 Average | 37.55%Excellent 37.55% Excellent | 32.47%Excellent 32.47% Excellent | 0.24Excellent 0.2 Excellent | — — | — — | 0.00% |
LKP Finance LtdLKP Finance Ltd... LKPFIN • 507912 | 1.7/100 | ₹189.35₹189 | ₹1396.38₹1396.38 | — — | -0.17%Poor -0.17% Poor | -0.83%Poor -0.83% Poor | 0.06Excellent 0.1 Excellent | 14.57%Good 14.57% Good | -17.45%Poor -17.45% Poor | 0.00% |
Centrum Capital LtdCentrum Capital... CENTRUM • 501150 | 0/100 | ₹22.65₹23 | ₹1369.10₹1369.10 | — — | -57.60%Poor -57.60% Poor | 8.93%Poor 8.93% Poor | 37.49Poor 37.5 Poor | — — | 47.25%Excellent 47.25% Excellent | 0.00% |
67.9/100 | ₹912.60₹913 | ₹1086.24₹1086.24 | 32.77Average 32.8 Average | 28.60%Excellent 28.60% Excellent | 37.87%Excellent 37.87% Excellent | 0.00Excellent 0.0 Excellent | 94.13%Excellent 94.13% Excellent | 43.40%Excellent 43.40% Excellent | 1.94% | |
Prime Securities LtdPrime Securitie... PRIMESECU • 500337 | 49/100 | ₹284.70₹285 | ₹998.77₹998.77 | 30.04Average 30.0 Average | 19.46%Good 19.46% Good | 22.62%Excellent 22.62% Excellent | 0.01Excellent 0.0 Excellent | 34.59%Excellent 34.59% Excellent | 3.63%Average 3.63% Average | 0.51% |
39.1/100 | ₹290.00₹290 | ₹890.53₹890.53 | 39.02Average 39.0 Average | 25.18%Excellent 25.18% Excellent | 29.45%Excellent 29.45% Excellent | 0.27Excellent 0.3 Excellent | — — | — — | 0.00% | |
Top Other Financial Services Stocks
View all →By Bull Run Score
By Return on Equity
By Market Cap
- Crisil Ltd share price32833.08 Cr
- RRPSemiconductor share price15422.64 Cr
- COLAB PLATFORMS LIMITED share price4011.66 Cr
- Dhani Services Ltd share price3896.81 Cr
- ALGOQUANT share price1689.95 Cr
Real Touch Finance Ltd PE Ratio History
Historical price-to-earnings ratio for RTFL — last 5 years
| Year | EPS (₹) | Price (₹) | P/E Ratio |
|---|---|---|---|
| FY 2025 | ₹3.57 | ₹49.00 | 13.7x |
| FY 2024 | ₹2.07 | ₹81.76 | 39.5x |
P/E = year-end price ÷ diluted EPS from annual filings. Source: NSE/BSE via Bull Run.
Real Touch Finance Ltd Quarterly Performance
Latest quarterly metrics for RTFL — revenue growth and profit growth vs same quarter last year
Revenue Growth (YoY)
27.13%
Latest quarter vs same quarter previous year
Net Profit Growth (YoY)
72.65%
Latest quarter net profit vs same quarter previous year
5-Year Revenue CAGR
72.67%
Compounded annual revenue growth over 5 years
5-Year Profit CAGR
32.24%
Compounded annual net profit growth over 5 years
Real Touch Finance Ltd Technical Indicators
SMA 50, SMA 200, RSI and volume signals for RTFL — calculated from daily price history
Momentum is balanced — neither overbought nor oversold.
Technical indicators are for educational purposes only. Not investment advice.
Real Touch Finance Ltd Financial Statements
Annual income statement, balance sheet and cash flow for Real Touch Finance Ltd (RTFL) — sourced from NSE/BSE filings.
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About RTFL (Real Touch Finance Ltd)
Real Touch Finance Ltd is a dynamic provider of tailored financial solutions designed to meet the diverse needs of its clientele. Rooted in a commitment to fostering economic empow...erment, RTFL specializes in crafting accessible and flexible lending options. The organization understands the intricacies of individual financial journeys and businesses, offering a spectrum of products including secured and unsecured credit lines. RTFL prides itself on a customer-centric approach, prioritizing transparency and fostering lasting relationships built on trust. With a team of experienced financial professionals, RTFL is dedicated to navigating the complexities of the financial landscape to deliver innovative and effective solutions. RTFL's commitment extends beyond simply providing loans; it seeks to understand the unique aspirations and challenges of each borrower. They provide the resources and support needed to achieve financial goals. This personalized approach allows RTFL to create customized loan structures that align with individual circumstances and business objectives. Whether it's providing capital for education, facilitating property ownership, or fueling business expansion, RTFL strives to be a trusted partner in every financial endeavor. Their approach promotes financial stability and growth for customers and the wider economy. With a firm foundation in sound financial principles and an eye towards future innovation, Real Touch Finance Ltd is committed to becoming a trusted name in the financial sector. They adhere to rigorous standards of compliance and ethical conduct. RTFL is focused on delivering sustainable value to its stakeholders. They continually adapt and evolve their service offerings to meet the ever-changing needs of the market. RTFL aims to offer accessible and reliable financial solutions to help customers achieve their dreams.
Company Details
Key Leadership
Latest News
RTFL Share Price: Frequently Asked Questions
What is the current share price of Real Touch Finance Ltd?
Real Touch Finance Ltd (RTFL) trades at ₹46.10 on NSE and BSE. Market cap ₹59.17 (Cr). Educational data only.
What is the P/E ratio of Real Touch Finance Ltd?
Real Touch Finance Ltd has a P/E of 10.27x vs industry average 30.94x.
What is the Bull Run score for Real Touch Finance Ltd?
Real Touch Finance Ltd has a Bull Run score of 68/100 based on 25+ financial parameters.
Does Real Touch Finance Ltd pay dividends?
Real Touch Finance Ltd has a dividend yield of 0.00%. Past dividends don't guarantee future payments.
What is the ROE of Real Touch Finance Ltd?
Real Touch Finance Ltd has ROE of 10.37%. Higher ROE indicates better use of shareholder equity.
What is the debt-to-equity ratio of Real Touch Finance Ltd?
Real Touch Finance Ltd has debt-to-equity of 2.88.
Is Real Touch Finance Ltd a good investment?
Bull Run gives Real Touch Finance Ltd a score of 68/100. This is not investment advice — consult a SEBI-registered advisor.