Regency Fincorp Ltd Stock Price Today (NSE: REGENCY)

Regency Fincorp Ltd

44.930.76 (1.66%)
Market Closed

Fundamental Score

...

Regency Fincorp Ltd Share Price — Live NSE/BSE Price, Fundamentals & Analysis

Regency Fincorp Ltd share price today is 44.93, down 1.66% on NSE/BSE as of 18 September 2026. Regency Fincorp Ltd (REGENCY) is a Small-cap company in the Other Financial Services sector with a market capitalisation of 360.21 (Cr). The 52-week high for REGENCY share price is 48.80 and the 52-week low is 22.71. At a P/E ratio of 20.83x, REGENCY is currently trading below its industry average P/E of 27.57x. The company has a Return on Equity (ROE) of 9.51% and a debt-to-equity ratio of N/A.

Regency Fincorp Ltd Share Price Chart — NSE/BSE Historical Performance

No data
High
48.80
Low
43.08
Volume
73.9K
Change
+2.23%

Regency Fincorp Ltd share price chart: 2.23% return over the past month. 52-week high ₹48.80, 52-week low ₹22.71.

Regency Fincorp Ltd — Last 10 Trading Days

DateOpenHighLowCloseVolume
44.9545.5044.0044.9341.13K (Cr)
45.9045.9944.6245.6923.26K (Cr)
46.0046.7045.0145.5641.47K (Cr)
47.0047.0044.0046.0361.70K (Cr)
45.9946.4545.0046.3146.15K (Cr)
46.0146.9845.2646.3454.54K (Cr)
46.9047.9045.1646.3496.80K (Cr)
46.7047.0045.8046.661.95L (Cr)
46.6247.7745.8046.701.35L (Cr)
47.9748.2346.0046.691.06L (Cr)

Regency Fincorp Ltd — Last 12 Months Price History

MonthOpenHighLowCloseChange
47.0548.8044.0044.93-4.51%
41.8848.7841.5147.40+13.18%
40.0048.0038.0041.84+4.60%
34.8540.9930.7039.86+14.38%
33.5739.8831.9833.43-0.42%
24.9833.9022.7133.57+34.39%
27.0529.8023.7024.18-10.61%
30.0534.9827.3028.89-3.86%
33.9935.4527.9529.50-13.21%
36.3738.5529.2533.28-8.50%
40.9940.9936.0738.28-6.61%
41.9444.0035.7040.30-3.91%

Returns & Performance

Poor

Return on Equity (ROE)

9.51%

Profit generated per ₹1 of shareholder equity

Excellent

Return on Assets (ROA)

4.80%

Bank profit generated relative to total assets

Excellent

Net Profit Margin

24.95%

Net profit as a percentage of reported revenue/income

Dividend Yield

0.00%

Annual dividend as % of current share price

Regency Fincorp Ltd Valuation Check

Good

Price to Earnings (P/E)

20.83x

Share price ÷ earnings per share. Lower = cheaper

Good

Price to Book (P/B)

2.24x

Share price ÷ book value per share — key bank valuation metric

Market-cap Classification
Small-cap
Higher growth potential with higher volatility.

Shareholding Pattern

Excellent

Promoter Holding

23.74%

% shares held by company founders/management

Poor

FII Holding

0.00%

% shares held by foreign institutional investors

Poor

DII Holding

1.19%

% held by domestic mutual funds, LIC, banks

Excellent

Promoter Pledged %

0.00%

% of promoter shares pledged as collateral — lower is safer

Growth Engine

Excellent

Profit Growth (Quarterly YoY)

122.67%

Net profit growth vs same quarter last year

Excellent

Revenue Growth (Quarterly YoY)

124.53%

Revenue growth vs same quarter last year

Excellent

Revenue Growth (5-Year CAGR)

45.09%

Compounded annual revenue growth over 5 years

Excellent

EPS Growth (5-Year CAGR)

42.94%

Earnings per share growth over 5 years

Excellent

Net Profit Growth (5-Year CAGR)

96.34%

Compounded annual net profit growth over 5 years

Balance Sheet Health

Banking balance-sheet metrics

Debt/Equity, interest coverage and industrial free-cash-flow ratios are not shown for banks because deposits and borrowings are part of the core lending business. Bull Run uses ROA, ROE, P/B and net profit margin above for bank analysis.

Labels (e.g., "Excellent", "Good") are peer-based vs industry/sector averages — data-only, not advice

Regency Fincorp Ltd Fundamental Analysis & Valuation Benchmarking

Educational evaluation of REGENCY across key market metrics for learning purposes.

Positive Indicators

8 factors identified

Attractive Valuation (P/E: 20.83 vs Industry: 27.57)

Observation: Trading at discount to industry peers.

Analysis: P/E below industry average may present value opportunity.

Robust Profit Growth (122.67%)

Observation: Strong year-over-year profit expansion demonstrates business momentum.

Analysis: Profit growth >20% indicates effective execution and market opportunity capture.

Strong Revenue Growth (124.53%)

Observation: Healthy sales growth indicates market demand and execution capability.

Analysis: Revenue growth >15% suggests strong market position and growth potential.

Consistent Growth Track Record (45.09% CAGR)

Observation: Strong 5-year sales compound annual growth rate.

Analysis: Consistent sales CAGR >12% demonstrates sustainable growth model.

Excellent EPS Growth (42.94% CAGR)

Observation: Outstanding 5-year earnings per share compound growth.

Analysis: EPS CAGR >15% indicates strong wealth creation potential.

Strong Profit Growth Track Record (96.34% CAGR)

Observation: Consistent 5-year profit compound annual growth rate.

Analysis: Profit CAGR >15% demonstrates scalable business model.

Strong Cash Generation (₹52.60 Cr over 5Y)

Observation: Healthy free cash flow generation supports growth and returns.

Analysis: Strong FCF provides flexibility for dividends, debt reduction, and growth investments.

Zero Share Pledging Risk

Observation: No promoter shares pledged as collateral.

Analysis: Absence of share pledging eliminates potential forced-selling pressure.

Risk Factors

4 factors identified

Below-Average Return on Equity (9.51%)

Observation: Returns on equity are below industry benchmarks.

Analysis: ROE <10% may indicate inefficient capital utilization. Consider monitoring for operational improvements and management effectiveness.

Low Promoter Commitment (23.74%)

Observation: Reduced promoter stake may indicate limited confidence.

Analysis: Low promoter holding may raise questions about management commitment.

Limited Institutional Interest (FII+DII: 1.19%)

Observation: Low institutional participation may affect liquidity.

Analysis: Limited institutional interest may indicate size constraints or visibility issues.

No Dividend Distribution

Observation: Company does not currently pay dividends to shareholders.

Analysis: Zero dividend yield may indicate growth reinvestment focus or cash flow constraints.

Regency Fincorp Ltd vs Other Financial Services Peers

Peer Comparison - Other Financial Services

Compare Regency Fincorp Ltd with 10 other companies in the same sector

11 companies
Company Info
Fundamental
Valuation
Profitability
Financial Health
Growth
Dividend
Company
Company name
Score
Bull Run comprehensive fundamental score based on 20+ metrics
Price
Current trading price of the stock
Market Cap
Total value of all shares in the market
P/E
Price per share divided by earnings per share
ROE
Net income divided by shareholder equity
ROCE
Earnings before interest and tax divided by capital employed
Debt/Eq
Total debt divided by total equity
Profit 5Y
Average annual profit growth over 5 years
Sales 5Y
Average annual sales growth over 5 years
Dividend
Annual dividend per share divided by price per share
61/100
45
₹360.21
20.8
Average
9.51%
Poor
96.34%
Excellent
45.09%
Excellent
0.00%
66.4/100
4709
₹34424.98
38.9
Average
27.37%
Excellent
14.40%
Good
12.99%
Good
0.59%
8/100
15
₹12118.00
-61.01%
Poor
0.00%
20.9/100
51
₹3896.81
114.9
Average
-1.81%
Poor
1.39%
Poor
0.2
Excellent
-32.89%
Poor
0.00%
45/100
132
₹2700.96
553.8
Average
17.57%
Good
198.76%
Excellent
356.32%
Excellent
0.01%
57.7/100
64
₹1796.20
45.6
Average
27.69%
Excellent
67.14%
Excellent
111.83%
Excellent
0.00%
53.9/100
189
₹1251.64
57.4
Average
5.24%
Poor
6.77%
Poor
0.0
Excellent
-18.20%
Poor
31.70%
Excellent
0.00%
0/100
23
₹1095.37
-46.79%
Poor
49.72%
Excellent
0.00%
35.4/100
279
₹946.93
169.1
Average
6.69%
Poor
2.90%
Average
25.66%
Excellent
0.54%
85/100
853
₹908.76
27.5
Average
27.72%
Excellent
24.61%
Excellent
23.58%
Excellent
2.10%
63.7/100
323
₹614.86
21.2
Average
20.57%
Excellent
27.26%
Excellent
0.2
Excellent
31.11%
Excellent
48.53%
Excellent
0.00%

Regency Fincorp Ltd PE Ratio History

Historical price-to-earnings ratio for REGENCY — last 5 years

YearEPS (₹)Price (₹)P/E Ratio
FY 20250.78₹33.2842.7x
FY 20240.51₹41.3681.1x

P/E = year-end price ÷ diluted EPS from annual filings. Source: NSE/BSE via Bull Run.

Regency Fincorp Ltd Quarterly Performance

Latest quarterly metrics for REGENCY — revenue growth and profit growth vs same quarter last year

Revenue Growth (YoY)

124.53%

Latest quarter vs same quarter previous year

Net Profit Growth (YoY)

122.67%

Latest quarter net profit vs same quarter previous year

5-Year Revenue CAGR

45.09%

Compounded annual revenue growth over 5 years

5-Year Profit CAGR

96.34%

Compounded annual net profit growth over 5 years

Regency Fincorp Ltd Technical Indicators

SMA 50, SMA 200, RSI and volume signals for REGENCY — calculated from daily price history

60RSI 14
Neutral — RSI 60

Momentum is balanced — neither overbought nor oversold.

SMA 50
43
▲ Price above SMA 50 — Short-term bullish
SMA 200
35
▲ Price above SMA 200 — Long-term uptrend
30-Day Avg Volume
144K shares/day
Average daily traded volume over last 30 trading sessions

Technical indicators are for educational purposes only. Not investment advice.

Regency Fincorp Ltd Financial Statements

Annual income statement, balance sheet and cash flow for Regency Fincorp Ltd (REGENCY) — sourced from NSE/BSE filings.

Financial Results & Statements

Latest quarterly, annual and period-wise financial data for Regency Fincorp Ltd

Loading latest quarterly results...

About REGENCY (Regency Fincorp Ltd)

Regency Fincorp Ltd is a dynamic financial entity operating within the diverse landscape of India's Other Financial Services sector. It functions as a non-banking financial company..., focused on providing tailored financial solutions to a spectrum of clients, from individual households to burgeoning small businesses. The core of Regency's mission lies in extending credit and facilitating financial inclusion by deploying carefully designed loan products. Its services are specifically crafted to meet the needs of individuals, micro-enterprises, and established MSMEs in India. Regency Fincorp distinguishes itself by offering a range of specialized loan products. These are carefully designed to support a variety of financial needs, from personal consumption to business investment. Its product suite includes financing options for working capital, asset acquisition, and strategic business expansion. Regency Fincorp’s merchant financing product is aimed at streamlining payment processing, while its loans to MSMEs and women entrepreneurs are tailored to support their specific growth objectives. Another key offering is loan against property, enabling clients to unlock the potential value of their assets. Beyond traditional loan products, Regency Fincorp demonstrates a focus on enabling business growth and efficiency. Short-term loans are offered to aid clients in various operational upgrades such as the purchase of inventory, business expansion and modernization. Additionally, they offer loans to purchase plant and machinery, display panels, and office equipment. They even offer loans to finance mining equipment. By strategically addressing the diverse financial needs of its target clientele, Regency Fincorp strives to play a catalytic role in supporting the economic advancement of individuals and the growth of businesses in India.

Company Details

Symbol:REGENCY
Industry:Other Financial Services
Sector:Other Financial Services

Key Leadership

Mr. Gaurav Kumar Abrol
Chairman & MD
Mr. Vishal Rai Sarin
Whole-Time Director
Mr. Sarfaraz Mallick
CFO & Executive Director

REGENCY Share Price: Frequently Asked Questions

What is the current share price of Regency Fincorp Ltd?

Regency Fincorp Ltd (REGENCY) trades at ₹44.93 on NSE and BSE. Market cap ₹360.21 (Cr). Educational data only.

What is the P/E ratio of Regency Fincorp Ltd?

Regency Fincorp Ltd has a P/E of 20.83x vs industry average 27.57x.

What is the Bull Run score for Regency Fincorp Ltd?

Regency Fincorp Ltd has a Bull Run score of 61/100 based on 25+ financial parameters.

Does Regency Fincorp Ltd pay dividends?

Regency Fincorp Ltd has a dividend yield of 0.00%. Past dividends don't guarantee future payments.

What is the ROE of Regency Fincorp Ltd?

Regency Fincorp Ltd has ROE of 9.51%. Higher ROE indicates better use of shareholder equity.

What is the debt-to-equity ratio of Regency Fincorp Ltd?

Regency Fincorp Ltd has debt-to-equity of N/A.

Is Regency Fincorp Ltd a good investment?

Bull Run gives Regency Fincorp Ltd a score of 61/100. This is not investment advice — consult a SEBI-registered advisor.