Regency Fincorp Ltd Stock Price Today (NSE: REGENCY)
Fundamental Score
Regency Fincorp Ltd Share Price — Live NSE/BSE Price, Fundamentals & Analysis
Regency Fincorp Ltd share price today is ₹36.55, up +4.40% on NSE/BSE as of 17 June 2026. Regency Fincorp Ltd (REGENCY) is a Small-cap company in the Other Financial Services sector with a market capitalisation of ₹267.50 (Cr). The 52-week high for REGENCY share price is ₹46.69 and the 52-week low is ₹22.71. At a P/E ratio of 26.49x, REGENCY is currently trading below its industry average P/E of 30.94x. The company has a Return on Equity (ROE) of 6.17% and a debt-to-equity ratio of 0.76.
Regency Fincorp Ltd Share Price Chart — NSE/BSE Historical Performance
Regency Fincorp Ltd share price chart: 19.37% return over the past month. 52-week high ₹46.69, 52-week low ₹22.71.
Regency Fincorp Ltd — Last 10 Trading Days
| Date | Open | High | Low | Close | Volume |
|---|---|---|---|---|---|
| ₹32.79 | ₹34.95 | ₹30.70 | ₹34.24 | 1.02L (Cr) | |
| ₹34.85 | ₹34.85 | ₹31.00 | ₹32.50 | 45.66K (Cr) | |
| ₹32.73 | ₹33.50 | ₹32.22 | ₹33.43 | 1.31L (Cr) | |
| ₹33.98 | ₹34.87 | ₹32.82 | ₹33.58 | 2.86L (Cr) | |
| ₹34.50 | ₹34.50 | ₹32.68 | ₹33.02 | 66.69K (Cr) | |
| ₹32.15 | ₹36.50 | ₹32.15 | ₹33.18 | 1.21L (Cr) | |
| ₹32.20 | ₹34.84 | ₹32.20 | ₹32.81 | 1.16L (Cr) | |
| ₹32.00 | ₹34.08 | ₹31.98 | ₹32.16 | 81.75K (Cr) | |
| ₹32.63 | ₹32.63 | ₹32.01 | ₹32.03 | 60.97K (Cr) | |
| ₹34.99 | ₹34.99 | ₹32.54 | ₹33.06 | 71.85K (Cr) |
Regency Fincorp Ltd — Last 12 Months Price History
| Month | Open | High | Low | Close | Change |
|---|---|---|---|---|---|
| ₹34.85 | ₹34.95 | ₹30.70 | ₹34.24 | -1.75% | |
| ₹33.57 | ₹39.88 | ₹31.98 | ₹33.43 | -0.42% | |
| ₹24.98 | ₹33.90 | ₹22.71 | ₹33.57 | +34.39% | |
| ₹27.05 | ₹29.80 | ₹23.70 | ₹24.18 | -10.61% | |
| ₹30.05 | ₹34.98 | ₹27.30 | ₹28.89 | -3.86% | |
| ₹33.99 | ₹35.45 | ₹27.95 | ₹29.50 | -13.21% | |
| ₹36.37 | ₹38.55 | ₹29.25 | ₹33.28 | -8.50% | |
| ₹40.99 | ₹40.99 | ₹36.07 | ₹38.28 | -6.61% | |
| ₹41.94 | ₹44.00 | ₹35.70 | ₹40.30 | -3.91% | |
| ₹37.36 | ₹46.69 | ₹37.36 | ₹41.35 | +10.68% | |
| ₹32.38 | ₹42.49 | ₹29.02 | ₹38.93 | +20.23% | |
| ₹30.14 | ₹34.30 | ₹24.25 | ₹31.05 | +3.02% |
AI Research Briefing
Powered by Gemini · 2026-04-10
Micro-cap lender with governance red flags, excessive debt plans, and a crashing share price despite reported earnings growth – stay away.
WHAT'S HAPPENING NOW (last 2-4 weeks)
Regency Fincorp's board is scheduled to meet on April 10, 2026, to discuss fund raising. The company's stock hit a 52-week low of on April 2, 2026, despite reporting positive earnings for the last six quarters. An Extraordinary General Meeting is set for April 22, 2026, for shareholder approval on proposals including a NCD issuance.
CORE STORY (THE REAL GAME)
Regency Fincorp is attempting to scale its lending operations, primarily targeting MSMEs and women entrepreneurs, but faces headwinds due to its micro-cap status and volatile market conditions.
- Board meeting for fund raising on April 10, 2026
- 52-week low hit on April 2, 2026, despite earnings
- Extraordinary General Meeting on April 22, 2026, to approve ₹500 Cr NCD issuance
- Successful NCD issuance
- Significant MSME loan growth
- Improved corporate governance
- Micro/SME cap = liquidity risk
- Director resignation raises governance questions
- High debt-to-equity ratio of 0.76
DII increased stake to 0.98%, but promoter holding is low at 17.58% and only increased marginally (Δ 0.72%).
NBFC sector projected to grow, but smaller players face funding and regulatory challenges.
Board approved NCD issuance of up to ₹500 crore for FY2026-27.
Free Cash Flow 5Y: ₹27.75 Cr. Profit converting to cash, but sustainability is questionable.
Next 3-6 months hinge on successful debt raising and loan book quality. Failure on either front leads to significant downside.
Primary Thesis Risk
Inability to raise debt or deterioration of asset quality will trigger a collapse.
For educational purposes only. Not investment advice. Consult a SEBI-registered advisor before investing.
Returns & Performance
Return on Equity (ROE)
Profit generated per ₹1 of shareholder equity
Return on Capital (ROCE)
Returns generated on total capital deployed
Oper. Profit Margin (5Y Avg)
Average operating profit margin over 5 years
Dividend Yield
Annual dividend as % of current share price
Regency Fincorp Ltd Valuation Check
Price to Earnings (P/E)
Share price ÷ earnings per share. Lower = cheaper
Industry Avg P/E
Average P/E of all peers in this sector
Market Capitalisation
Total market value of all outstanding shares
Growth Engine
Profit Growth (Quarterly YoY)
Net profit growth vs same quarter last year
Revenue Growth (Quarterly YoY)
Revenue growth vs same quarter last year
Revenue Growth (5-Year CAGR)
Compounded annual revenue growth over 5 years
EPS Growth (5-Year CAGR)
Earnings per share growth over 5 years
Net Profit Growth (5-Year CAGR)
Compounded annual net profit growth over 5 years
Balance Sheet Health
Debt to Equity Ratio
Total debt ÷ equity. Below 0.5 = financially healthy
Interest Coverage Ratio
EBIT ÷ interest expense. Above 2.5 = can pay interest comfortably
Free Cash Flow (5-Year Total)
Cash left after capex over 5 years. Positive = self-funded growth
Labels (e.g., "Excellent", "Good") are peer-based vs industry/sector averages — data-only, not advice
Regency Fincorp Ltd Fundamental Analysis & Valuation Benchmarking
Educational evaluation of REGENCY across key market metrics for learning purposes.
Positive Indicators
8 factors identified
Strong Operating Margins (75.90%)
Observation: Healthy 5-year operating margins indicate pricing power and cost control.
Analysis: OPM >15% suggests operational efficiency and competitive advantages.
Robust Profit Growth (315.00%)
Observation: Strong year-over-year profit expansion demonstrates business momentum.
Analysis: Profit growth >20% indicates effective execution and market opportunity capture.
Strong Revenue Growth (94.51%)
Observation: Healthy sales growth indicates market demand and execution capability.
Analysis: Revenue growth >15% suggests strong market position and growth potential.
Consistent Growth Track Record (42.73% CAGR)
Observation: Strong 5-year sales compound annual growth rate.
Analysis: Consistent sales CAGR >12% demonstrates sustainable growth model.
Excellent EPS Growth (29.27% CAGR)
Observation: Outstanding 5-year earnings per share compound growth.
Analysis: EPS CAGR >15% indicates strong wealth creation potential.
Strong Profit Growth Track Record (69.52% CAGR)
Observation: Consistent 5-year profit compound annual growth rate.
Analysis: Profit CAGR >15% demonstrates scalable business model.
Strong Cash Generation (₹27.75 Cr over 5Y)
Observation: Healthy free cash flow generation supports growth and returns.
Analysis: Strong FCF provides flexibility for dividends, debt reduction, and growth investments.
Zero Share Pledging Risk
Observation: No promoter shares pledged as collateral.
Analysis: Absence of share pledging eliminates potential forced-selling pressure.
Risk Factors
6 factors identified
Below-Average Return on Equity (6.17%)
Observation: Returns on equity are below industry benchmarks.
Analysis: ROE <10% may indicate inefficient capital utilization. Consider monitoring for operational improvements and management effectiveness.
Suboptimal ROCE (8.15%)
Observation: Returns on capital employed are below expectations.
Analysis: ROCE <10% suggests potential inefficiencies in capital allocation.
Weak Interest Coverage (2.47x)
Observation: Limited ability to service debt obligations from earnings.
Analysis: Low interest coverage raises concerns about financial stability.
Low Promoter Commitment (17.58%)
Observation: Reduced promoter stake may indicate limited confidence.
Analysis: Low promoter holding may raise questions about management commitment.
Limited Institutional Interest (FII+DII: 0.98%)
Observation: Low institutional participation may affect liquidity.
Analysis: Limited institutional interest may indicate size constraints or visibility issues.
No Dividend Distribution
Observation: Company does not currently pay dividends to shareholders.
Analysis: Zero dividend yield may indicate growth reinvestment focus or cash flow constraints.
Regency Fincorp Ltd vs Other Financial Services Peers
Peer Comparison - Other Financial Services
Compare Regency Fincorp Ltd with 10 other companies in the same sector
| Company Info | Fundamental | Valuation | Profitability | Financial Health | Growth | Dividend | ||||
|---|---|---|---|---|---|---|---|---|---|---|
Company Company name | Score Bull Run comprehensive fundamental score based on 20+ metrics | Price Current trading price of the stock | Market Cap Total value of all shares in the market | P/E Price per share divided by earnings per share | ROE Net income divided by shareholder equity | ROCE Earnings before interest and tax divided by capital employed | Debt/Eq Total debt divided by total equity | Profit 5Y Average annual profit growth over 5 years | Sales 5Y Average annual sales growth over 5 years | Dividend Annual dividend per share divided by price per share |
Regency Fincorp LtdRegency Fincorp...Selected✓ REGENCY • 540175 | 60.2/100 | ₹36.55₹37 | ₹267.50₹267.50 | 26.49Average 26.5 Average | 6.17%Poor 6.17% Poor | 8.15%Poor 8.15% Poor | 0.76Good 0.8 Good | 69.52%Excellent 69.52% Excellent | 42.73%Excellent 42.73% Excellent | 0.00% |
Crisil LtdCrisil Ltd... CRISIL • 500092 | 64/100 | ₹3987.30₹3987 | ₹32833.08₹32833.08 | 43.82Average 43.8 Average | 27.81%Excellent 27.81% Excellent | 35.60%Excellent 35.60% Excellent | 0.11Excellent 0.1 Excellent | 14.43%Good 14.43% Good | 13.49%Good 13.49% Good | 0.56% |
RRPSemiconductorRRPSemiconducto... RRPS • 504346 | 21.2/100 | ₹11320.20₹11320 | ₹15422.64₹15422.64 | — — | 208.63%Excellent 208.63% Excellent | 80.21%Excellent 80.21% Excellent | 1.56Average 1.6 Average | 179.71%Excellent 179.71% Excellent | — — | 0.00% |
COLAB PLATFORMS LIMITEDCOLAB PLATFORMS... COLAB • 542866 | 53.3/100 | ₹153.55₹154 | ₹4011.66₹4011.66 | 864.58Average 864.6 Average | 12.36%Average 12.36% Average | 16.59%Good 16.59% Good | 0.00Excellent 0.0 Excellent | 79.86%Excellent 79.86% Excellent | 188.59%Excellent 188.59% Excellent | 0.01% |
Dhani Services LtdDhani Services ... DHANI • 532960 | 20.9/100 | ₹51.06₹51 | ₹3896.81₹3896.81 | 114.92Average 114.9 Average | -1.81%Poor -1.81% Poor | 1.39%Poor 1.39% Poor | 0.18Excellent 0.2 Excellent | — — | -32.89%Poor -32.89% Poor | 0.00% |
ALGOQUANTALGOQUANT... ALGOQUANT • 505725 | 6.9/100 | ₹56.73₹57 | ₹1689.95₹1689.95 | 102.86Average 102.9 Average | 37.55%Excellent 37.55% Excellent | 32.47%Excellent 32.47% Excellent | 0.24Excellent 0.2 Excellent | — — | — — | 0.00% |
LKP Finance LtdLKP Finance Ltd... LKPFIN • 507912 | 1.7/100 | ₹189.35₹189 | ₹1396.38₹1396.38 | — — | -0.17%Poor -0.17% Poor | -0.83%Poor -0.83% Poor | 0.06Excellent 0.1 Excellent | 14.57%Good 14.57% Good | -17.45%Poor -17.45% Poor | 0.00% |
Centrum Capital LtdCentrum Capital... CENTRUM • 501150 | 0/100 | ₹22.65₹23 | ₹1369.10₹1369.10 | — — | -57.60%Poor -57.60% Poor | 8.93%Poor 8.93% Poor | 37.49Poor 37.5 Poor | — — | 47.25%Excellent 47.25% Excellent | 0.00% |
67.9/100 | ₹912.60₹913 | ₹1086.24₹1086.24 | 32.77Average 32.8 Average | 28.60%Excellent 28.60% Excellent | 37.87%Excellent 37.87% Excellent | 0.00Excellent 0.0 Excellent | 94.13%Excellent 94.13% Excellent | 43.40%Excellent 43.40% Excellent | 1.94% | |
Prime Securities LtdPrime Securitie... PRIMESECU • 500337 | 49/100 | ₹284.70₹285 | ₹998.77₹998.77 | 30.04Average 30.0 Average | 19.46%Good 19.46% Good | 22.62%Excellent 22.62% Excellent | 0.01Excellent 0.0 Excellent | 34.59%Excellent 34.59% Excellent | 3.63%Average 3.63% Average | 0.51% |
39.1/100 | ₹290.00₹290 | ₹890.53₹890.53 | 39.02Average 39.0 Average | 25.18%Excellent 25.18% Excellent | 29.45%Excellent 29.45% Excellent | 0.27Excellent 0.3 Excellent | — — | — — | 0.00% | |
Top Other Financial Services Stocks
View all →By Bull Run Score
By Return on Equity
By Market Cap
- Crisil Ltd share price32833.08 Cr
- RRPSemiconductor share price15422.64 Cr
- COLAB PLATFORMS LIMITED share price4011.66 Cr
- Dhani Services Ltd share price3896.81 Cr
- ALGOQUANT share price1689.95 Cr
Regency Fincorp Ltd PE Ratio History
Historical price-to-earnings ratio for REGENCY — last 5 years
| Year | EPS (₹) | Price (₹) | P/E Ratio |
|---|---|---|---|
| FY 2025 | ₹0.78 | ₹33.28 | 42.7x |
| FY 2024 | ₹0.51 | ₹41.36 | 81.1x |
P/E = year-end price ÷ diluted EPS from annual filings. Source: NSE/BSE via Bull Run.
Regency Fincorp Ltd Quarterly Performance
Latest quarterly metrics for REGENCY — revenue growth and profit growth vs same quarter last year
Revenue Growth (YoY)
94.51%
Latest quarter vs same quarter previous year
Net Profit Growth (YoY)
315.00%
Latest quarter net profit vs same quarter previous year
5-Year Revenue CAGR
42.73%
Compounded annual revenue growth over 5 years
5-Year Profit CAGR
69.52%
Compounded annual net profit growth over 5 years
Regency Fincorp Ltd Technical Indicators
SMA 50, SMA 200, RSI and volume signals for REGENCY — calculated from daily price history
Momentum is balanced — neither overbought nor oversold.
Technical indicators are for educational purposes only. Not investment advice.
Regency Fincorp Ltd Financial Statements
Annual income statement, balance sheet and cash flow for Regency Fincorp Ltd (REGENCY) — sourced from NSE/BSE filings.
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About REGENCY (Regency Fincorp Ltd)
Regency Fincorp Ltd is a dynamic financial entity operating within the diverse landscape of India's Other Financial Services sector. It functions as a non-banking financial company..., focused on providing tailored financial solutions to a spectrum of clients, from individual households to burgeoning small businesses. The core of Regency's mission lies in extending credit and facilitating financial inclusion by deploying carefully designed loan products. Its services are specifically crafted to meet the needs of individuals, micro-enterprises, and established MSMEs in India. Regency Fincorp distinguishes itself by offering a range of specialized loan products. These are carefully designed to support a variety of financial needs, from personal consumption to business investment. Its product suite includes financing options for working capital, asset acquisition, and strategic business expansion. Regency Fincorp’s merchant financing product is aimed at streamlining payment processing, while its loans to MSMEs and women entrepreneurs are tailored to support their specific growth objectives. Another key offering is loan against property, enabling clients to unlock the potential value of their assets. Beyond traditional loan products, Regency Fincorp demonstrates a focus on enabling business growth and efficiency. Short-term loans are offered to aid clients in various operational upgrades such as the purchase of inventory, business expansion and modernization. Additionally, they offer loans to purchase plant and machinery, display panels, and office equipment. They even offer loans to finance mining equipment. By strategically addressing the diverse financial needs of its target clientele, Regency Fincorp strives to play a catalytic role in supporting the economic advancement of individuals and the growth of businesses in India.
Company Details
Key Leadership
Corporate Events
REGENCY Share Price: Frequently Asked Questions
What is the current share price of Regency Fincorp Ltd?
Regency Fincorp Ltd (REGENCY) trades at ₹36.55 on NSE and BSE. Market cap ₹267.50 (Cr). Educational data only.
What is the P/E ratio of Regency Fincorp Ltd?
Regency Fincorp Ltd has a P/E of 26.49x vs industry average 30.94x.
What is the Bull Run score for Regency Fincorp Ltd?
Regency Fincorp Ltd has a Bull Run score of 60.2/100 based on 25+ financial parameters.
Does Regency Fincorp Ltd pay dividends?
Regency Fincorp Ltd has a dividend yield of 0.00%. Past dividends don't guarantee future payments.
What is the ROE of Regency Fincorp Ltd?
Regency Fincorp Ltd has ROE of 6.17%. Higher ROE indicates better use of shareholder equity.
What is the debt-to-equity ratio of Regency Fincorp Ltd?
Regency Fincorp Ltd has debt-to-equity of 0.76.
Is Regency Fincorp Ltd a good investment?
Bull Run gives Regency Fincorp Ltd a score of 60.2/100. This is not investment advice — consult a SEBI-registered advisor.