South Indian Bank Ltd Stock Price Today (NSE: SOUTHBANK)
Fundamental Score
South Indian Bank Ltd Share Price — Live NSE/BSE Price, Fundamentals & Analysis
South Indian Bank Ltd share price today is ₹48.45, up +2.65% on NSE/BSE as of 17 June 2026. South Indian Bank Ltd (SOUTHBANK) is a Mid-cap company in the Private Sector Bank sector with a market capitalisation of ₹10.43K (Cr). The 52-week high for SOUTHBANK share price is ₹46.84 and the 52-week low is ₹28.11. At a P/E ratio of 7.68x, SOUTHBANK is currently trading below its industry average P/E of 15.23x. The company has a Return on Equity (ROE) of 13.78% and a debt-to-equity ratio of 11.50.
South Indian Bank Ltd Share Price Chart — NSE/BSE Historical Performance
South Indian Bank Ltd share price chart: 3.11% return over the past month. 52-week high ₹46.84, 52-week low ₹28.11.
South Indian Bank Ltd — Last 10 Trading Days
| Date | Open | High | Low | Close | Volume |
|---|---|---|---|---|---|
| ₹40.90 | ₹42.29 | ₹40.72 | ₹42.08 | 188.22L (Cr) | |
| ₹41.42 | ₹41.85 | ₹40.60 | ₹41.06 | 104.39L (Cr) | |
| ₹41.15 | ₹42.45 | ₹41.10 | ₹41.42 | 177.02L (Cr) | |
| ₹41.15 | ₹41.15 | ₹41.15 | ₹41.15 | 0.00 (Cr) | |
| ₹40.33 | ₹41.40 | ₹40.33 | ₹41.15 | 102.60L (Cr) | |
| ₹40.70 | ₹41.12 | ₹40.66 | ₹40.74 | 63.38L (Cr) | |
| ₹40.80 | ₹41.36 | ₹40.80 | ₹41.00 | 73.60L (Cr) | |
| ₹40.50 | ₹40.89 | ₹40.24 | ₹40.72 | 86.59L (Cr) | |
| ₹41.40 | ₹41.49 | ₹40.55 | ₹41.01 | 123.61L (Cr) | |
| ₹38.11 | ₹41.90 | ₹38.11 | ₹41.40 | 546.80L (Cr) |
South Indian Bank Ltd — Last 12 Months Price History
| Month | Open | High | Low | Close | Change |
|---|---|---|---|---|---|
| ₹41.42 | ₹42.29 | ₹40.60 | ₹42.08 | +1.59% | |
| ₹39.46 | ₹43.38 | ₹37.78 | ₹41.42 | +4.97% | |
| ₹35.88 | ₹40.51 | ₹35.21 | ₹39.46 | +9.98% | |
| ₹38.28 | ₹41.39 | ₹33.38 | ₹34.22 | -10.61% | |
| ₹37.55 | ₹42.09 | ₹36.81 | ₹41.15 | +9.59% | |
| ₹38.32 | ₹46.84 | ₹36.03 | ₹37.58 | -1.93% | |
| ₹39.75 | ₹41.06 | ₹36.94 | ₹38.32 | -3.60% | |
| ₹36.69 | ₹41.65 | ₹36.32 | ₹39.58 | +7.88% | |
| ₹29.10 | ₹40.30 | ₹28.93 | ₹36.62 | +25.84% | |
| ₹29.30 | ₹30.30 | ₹28.11 | ₹28.95 | -1.19% | |
| ₹29.71 | ₹30.27 | ₹28.35 | ₹29.27 | -1.48% | |
| ₹31.00 | ₹32.25 | ₹28.91 | ₹29.71 | -4.16% |
AI Research Briefing
Powered by Gemini · 2026-04-10
South Indian Bank's turnaround hinges on Q4 results and FY27 guidance amid leadership transition concerns.
WHAT'S HAPPENING NOW (last 2-4 weeks)
South Indian Bank's board will meet in May 2026 to approve Q4 FY26 results and consider a final dividend. Analysts estimate Q4 FY26 revenue between -2,700 Cr and PAT between -390 Cr. The bank's gross advances as of March 31, 2026, are up 15.66% YoY. Total deposits are reported at crore, up 12.2% YoY.
CORE STORY (THE REAL GAME)
South Indian Bank is a turnaround story, riding on improved asset quality and deposit growth, but faces leadership transition risks. Market sentiment is cautiously optimistic, awaiting Q4 results and FY27 guidance.
- Gross advances up 15.66% YoY
- Total deposits up 12.2% YoY to ₹1.18 lakh crore
- Trading at a P/E of 7.68x vs. industry P/E of 15.23x
- Positive Q4 FY26 results
- Clear FY27 guidance
- Successful leadership transition
- CEO transition risk
- High Debt/Equity ratio of 11.5
- Low Interest Coverage of 1.3x
FII holdings increased by 0.33% and DII holdings increased by 0.82%, indicating growing institutional interest.
RBI projects India’s real GDP growth for the current fiscal at 6.9%, providing a supportive macro environment for banking sector.
Free Cash Flow 5Y: ₹7882.99 Cr - Profit converting to cash, but needs monitoring.
Next 3-6 months depend on Q4 results, FY27 guidance, and smooth leadership transition. Watch for NIM and asset quality trends.
Primary Thesis Risk
Failed leadership transition derails turnaround.
For educational purposes only. Not investment advice. Consult a SEBI-registered advisor before investing.
Returns & Performance
Return on Equity (ROE)
Profit generated per ₹1 of shareholder equity
Return on Capital (ROCE)
Returns generated on total capital deployed
Oper. Profit Margin (5Y Avg)
Average operating profit margin over 5 years
Dividend Yield
Annual dividend as % of current share price
South Indian Bank Ltd Valuation Check
Price to Earnings (P/E)
Share price ÷ earnings per share. Lower = cheaper
Industry Avg P/E
Average P/E of all peers in this sector
Market Capitalisation
Total market value of all outstanding shares
Growth Engine
Profit Growth (Quarterly YoY)
Net profit growth vs same quarter last year
Revenue Growth (Quarterly YoY)
Revenue growth vs same quarter last year
Revenue Growth (5-Year CAGR)
Compounded annual revenue growth over 5 years
EPS Growth (5-Year CAGR)
Earnings per share growth over 5 years
Net Profit Growth (5-Year CAGR)
Compounded annual net profit growth over 5 years
Balance Sheet Health
Debt to Equity Ratio
Total debt ÷ equity. Below 0.5 = financially healthy
Interest Coverage Ratio
EBIT ÷ interest expense. Above 2.5 = can pay interest comfortably
Free Cash Flow (5-Year Total)
Cash left after capex over 5 years. Positive = self-funded growth
Labels (e.g., "Excellent", "Good") are peer-based vs industry/sector averages — data-only, not advice
South Indian Bank Ltd Fundamental Analysis & Valuation Benchmarking
Educational evaluation of SOUTHBANK across key market metrics for learning purposes.
Positive Indicators
7 factors identified
Strong Operating Margins (59.46%)
Observation: Healthy 5-year operating margins indicate pricing power and cost control.
Analysis: OPM >15% suggests operational efficiency and competitive advantages.
Attractive Valuation (P/E: 7.68 vs Industry: 15.23)
Observation: Trading at discount to industry peers.
Analysis: P/E below industry average may present value opportunity.
Excellent EPS Growth (60.96% CAGR)
Observation: Outstanding 5-year earnings per share compound growth.
Analysis: EPS CAGR >15% indicates strong wealth creation potential.
Strong Profit Growth Track Record (65.71% CAGR)
Observation: Consistent 5-year profit compound annual growth rate.
Analysis: Profit CAGR >15% demonstrates scalable business model.
Strong Cash Generation (₹7882.99 Cr over 5Y)
Observation: Healthy free cash flow generation supports growth and returns.
Analysis: Strong FCF provides flexibility for dividends, debt reduction, and growth investments.
Strong Institutional Confidence (FII+DII: 29.83%)
Observation: Significant professional investor participation.
Analysis: High institutional holding often signals thorough due diligence.
Zero Share Pledging Risk
Observation: No promoter shares pledged as collateral.
Analysis: Absence of share pledging eliminates potential forced-selling pressure.
Risk Factors
5 factors identified
Suboptimal ROCE (6.50%)
Observation: Returns on capital employed are below expectations.
Analysis: ROCE <10% suggests potential inefficiencies in capital allocation.
Limited Growth History (3.93% CAGR)
Observation: Below-average 5-year sales growth trajectory.
Analysis: Low sales CAGR may indicate mature markets or limited growth opportunities.
Elevated Debt Levels (D/E: 11.50)
Observation: High leverage increases financial risk and interest burden.
Analysis: High debt-to-equity ratios require monitoring of debt servicing capability.
Weak Interest Coverage (1.30x)
Observation: Limited ability to service debt obligations from earnings.
Analysis: Low interest coverage raises concerns about financial stability.
Low Promoter Commitment (0.00%)
Observation: Reduced promoter stake may indicate limited confidence.
Analysis: Low promoter holding may raise questions about management commitment.
South Indian Bank Ltd vs Private Sector Bank Peers
Peer Comparison - Private Sector Bank
Compare South Indian Bank Ltd with 10 other companies in the same sector
| Company Info | Fundamental | Valuation | Profitability | Financial Health | Growth | Dividend | ||||
|---|---|---|---|---|---|---|---|---|---|---|
Company Company name | Score Bull Run comprehensive fundamental score based on 20+ metrics | Price Current trading price of the stock | Market Cap Total value of all shares in the market | P/E Price per share divided by earnings per share | ROE Net income divided by shareholder equity | ROCE Earnings before interest and tax divided by capital employed | Debt/Eq Total debt divided by total equity | Profit 5Y Average annual profit growth over 5 years | Sales 5Y Average annual sales growth over 5 years | Dividend Annual dividend per share divided by price per share |
South Indian Bank LtdSouth Indian Ba...Selected✓ SOUTHBANK • 532218 | 40/100 | ₹48.45₹48 | ₹10428.89₹10428.89 | 7.68Average 7.7 Average | 13.78%Average 13.78% Average | 6.50%Poor 6.50% Poor | 11.50Poor 11.5 Poor | 65.71%Excellent 65.71% Excellent | 3.93%Average 3.93% Average | 1.00% |
HDFC Bank LimitedHDFC Bank Limit... HDFCBANK • 500180 | 41.3/100 | ₹758.65₹759 | ₹1.54M₹1.54M | 21.32Average 21.3 Average | 14.45%Average 14.45% Average | 7.51%Poor 7.51% Poor | 6.30Poor 6.3 Poor | 21.01%Excellent 21.01% Excellent | 22.45%Excellent 22.45% Excellent | 1.10% |
ICICI Bank LtdICICI Bank Ltd... ICICIBANK • 532174 | 42.1/100 | ₹1272.70₹1273 | ₹993798.33₹993798.33 | 18.65Average 18.6 Average | 17.89%Good 17.89% Good | 7.87%Poor 7.87% Poor | 5.58Poor 5.6 Poor | 39.75%Excellent 39.75% Excellent | 17.04%Excellent 17.04% Excellent | 0.79% |
Kotak Mahindra Bank LtdKotak Mahindra ... KOTAKBANK • 500247 | 34.7/100 | ₹388.70₹389 | ₹427185.03₹427185.03 | 23.00Average 23.0 Average | 15.37%Good 15.37% Good | 8.17%Poor 8.17% Poor | 3.62Poor 3.6 Poor | 20.85%Excellent 20.85% Excellent | 14.43%Good 14.43% Good | 0.12% |
Axis Bank LtdAxis Bank Ltd... AXISBANK • 532215 | 39.7/100 | ₹1304.10₹1304 | ₹395786.98₹395786.98 | 15.23Average 15.2 Average | 16.30%Good 16.30% Good | 7.11%Poor 7.11% Poor | 7.28Poor 7.3 Poor | 72.17%Excellent 72.17% Excellent | 14.86%Good 14.86% Good | 0.08% |
IDBI Bank LtdIDBI Bank Ltd... IDBI • 500116 | 53.8/100 | ₹73.49₹73 | ₹107749.67₹107749.67 | 11.61Average 11.6 Average | 13.55%Average 13.55% Average | 6.78%Poor 6.78% Poor | 4.81Poor 4.8 Poor | 21.01%Excellent 21.01% Excellent | 6.76%Good 6.76% Good | 2.10% |
Yes Bank LtdYes Bank Ltd... YESBANK • 532648 | 27.4/100 | ₹21.97₹22 | ₹70440.12₹70440.12 | 24.83Average 24.8 Average | 5.46%Poor 5.46% Poor | 6.36%Poor 6.36% Poor | 7.29Poor 7.3 Poor | 16.54%Excellent 16.54% Excellent | 3.48%Average 3.48% Average | 0.00% |
IDFC First Bank LtdIDFC First Bank... IDFCFIRSTB • 539437 | 41.9/100 | ₹71.48₹71 | ₹69354.84₹69354.84 | 48.26Average 48.3 Average | 4.21%Poor 4.21% Poor | 6.22%Poor 6.22% Poor | 6.85Poor 6.8 Poor | 20.32%Excellent 20.32% Excellent | 17.58%Excellent 17.58% Excellent | 0.31% |
IndusInd Bank LtdIndusInd Bank L... INDUSINDBK • 532187 | 0/100 | ₹932.30₹932 | ₹66018.65₹66018.65 | — — | 4.02%Poor 4.02% Poor | 6.47%Poor 6.47% Poor | 6.70Poor 6.7 Poor | -10.42%Poor -10.42% Poor | 11.08%Good 11.08% Good | 0.00% |
Federal Bank LtdFederal Bank Lt... FEDERALBNK • 500469 | 33.9/100 | ₹288.90₹289 | ₹63130.74₹63130.74 | 16.00Average 16.0 Average | 12.86%Average 12.86% Average | 7.03%Poor 7.03% Poor | 8.71Poor 8.7 Poor | 21.40%Excellent 21.40% Excellent | 15.64%Excellent 15.64% Excellent | 0.47% |
Karur Vysya Bank LtdKarur Vysya Ban... KARURVYSYA • 590003 | 51/100 | ₹294.05₹294 | ₹24527.27₹24527.27 | 11.65Average 11.7 Average | 17.65%Good 17.65% Good | 7.38%Poor 7.38% Poor | 8.83Poor 8.8 Poor | 51.50%Excellent 51.50% Excellent | 10.07%Good 10.07% Good | 0.85% |
Top Private Sector Bank Stocks
View all →By Bull Run Score
By Return on Equity
By Market Cap
- HDFC Bank Limited share price1542399.85 Cr
- ICICI Bank Ltd share price993798.33 Cr
- Kotak Mahindra Bank Ltd share price427185.03 Cr
- Axis Bank Ltd share price395786.98 Cr
- IDBI Bank Ltd share price107749.67 Cr
South Indian Bank Ltd PE Ratio History
Historical price-to-earnings ratio for SOUTHBANK — last 5 years
| Year | EPS (₹) | Price (₹) | P/E Ratio |
|---|---|---|---|
| FY 2025 | ₹4.98 | ₹38.32 | 7.7x |
| FY 2024 | ₹5.09 | ₹25.02 | 4.9x |
| FY 2023 | ₹3.49 | ₹26.70 | 7.7x |
| FY 2022 | ₹0.19 | ₹18.80 | 97.4x |
P/E = year-end price ÷ diluted EPS from annual filings. Source: NSE/BSE via Bull Run.
South Indian Bank Ltd Dividend History
Annual cash dividends paid by SOUTHBANK — dividend yield 1.00%
| Financial Year | Dividends Paid (₹ Cr) |
|---|---|
| FY 2025 | ₹78.49 Cr |
| FY 2024 | ₹62.78 Cr |
Cash dividends from annual cash flow statements. Past dividends do not guarantee future payments. Not investment advice.
South Indian Bank Ltd Quarterly Performance
Latest quarterly metrics for SOUTHBANK — revenue growth and profit growth vs same quarter last year
Revenue Growth (YoY)
2.22%
Latest quarter vs same quarter previous year
Net Profit Growth (YoY)
8.22%
Latest quarter net profit vs same quarter previous year
5-Year Revenue CAGR
3.93%
Compounded annual revenue growth over 5 years
5-Year Profit CAGR
65.71%
Compounded annual net profit growth over 5 years
South Indian Bank Ltd Technical Indicators
SMA 50, SMA 200, RSI and volume signals for SOUTHBANK — calculated from daily price history
Momentum is balanced — neither overbought nor oversold.
Technical indicators are for educational purposes only. Not investment advice.
South Indian Bank Ltd Financial Statements
Annual income statement, balance sheet and cash flow for South Indian Bank Ltd (SOUTHBANK) — sourced from NSE/BSE filings.
Loading Financial Statements...
Fetching financial data for South Indian Bank Ltd
About SOUTHBANK (South Indian Bank Ltd)
South Indian Bank Ltd is a venerable institution steeped in the traditions of South India, yet possessing a forward-thinking vision for the future of finance. It stands as a promin...ent private sector bank, deeply woven into the economic fabric of the nation, particularly in the southern states. Beyond simply providing financial services, South Indian Bank aims to be a trusted partner for its customers, offering a comprehensive suite of products tailored to their diverse needs. From its humble beginnings, the bank has cultivated a reputation for stability, integrity, and customer-centricity, values that continue to guide its operations and strategic decisions. Its network stretches across the country, bringing accessible banking solutions to both urban centers and rural communities. The Bank operates through distinct but interconnected segments, each carefully designed to cater to specific customer groups. The treasury arm skillfully manages the bank's assets and liabilities, ensuring financial stability and maximizing returns. The corporate and wholesale banking division provides tailored financial solutions to businesses of all sizes, fueling economic growth and development. The retail banking segment, at the heart of South Indian Bank's operations, offers a wide range of products and services to individual customers, from basic savings accounts to complex investment options. These offerings are supplemented by a suite of Other Banking Operations which are designed to serve customers by creating a full service banking experience. South Indian Bank provides a wide array of personal banking services, designed to meet the financial needs of every individual. Customers can choose from a variety of savings and current accounts, allowing them to manage their daily finances with ease. The bank also offers a range of term deposit options, providing secure and attractive investment opportunities. For those seeking financial assistance, South Indian Bank offers a comprehensive selection of loans, including personal, car, home, gold, educational, and property loans. Furthermore, the bank provides loans against securities, providing customers with convenient access to funds using their existing assets. These varied options demonstrate South Indian Bank's commitment to offering a complete range of products, ensuring its customers have the resources and support to achieve their financial aspirations.
Company Details
Key Leadership
Corporate Events
SOUTHBANK Share Price: Frequently Asked Questions
What is the current share price of South Indian Bank Ltd?
South Indian Bank Ltd (SOUTHBANK) trades at ₹48.45 on NSE and BSE. Market cap ₹10.43K (Cr). Educational data only.
What is the P/E ratio of South Indian Bank Ltd?
South Indian Bank Ltd has a P/E of 7.68x vs industry average 15.23x.
What is the Bull Run score for South Indian Bank Ltd?
South Indian Bank Ltd has a Bull Run score of 40/100 based on 25+ financial parameters.
Does South Indian Bank Ltd pay dividends?
South Indian Bank Ltd has a dividend yield of 1.00%. Past dividends don't guarantee future payments.
What is the ROE of South Indian Bank Ltd?
South Indian Bank Ltd has ROE of 13.78%. Higher ROE indicates better use of shareholder equity.
What is the debt-to-equity ratio of South Indian Bank Ltd?
South Indian Bank Ltd has debt-to-equity of 11.50.
Is South Indian Bank Ltd a good investment?
Bull Run gives South Indian Bank Ltd a score of 40/100. This is not investment advice — consult a SEBI-registered advisor.