Tourism Finance Corporation of India Ltd
Fundamental Score
Tourism Finance Corporation of India Ltd Share Price Live NSE/BSE
Profitability Metrics
Return on Equity
Return on Capital Employed
Operating Profit Margin (5Y)
Dividend Yield
Valuation Metrics
Price to Earnings
Market Capitalization
Industry P/E
Growth Metrics
YoY Quarterly Profit Growth
YoY Quarterly Sales Growth
Sales Growth (5Y)
EPS Growth (5Y)
Profit Growth (5Y)
Financial Health
Debt to Equity
Interest Coverage
Free Cash Flow (5Y)
Ownership Structure
Promoter Holding
FII Holding
DII Holding
Pledged Percentage
Labels (e.g., "Excellent", "Good") are peer-based vs industry/sector averages — data-only, not advice
Market Data Analysis & Educational Insights
Educational evaluation of TFCILTD across key market metrics for learning purposes.
Positive Indicators
2 factors identified
Strong Operating Margins (88.69%)
Observation: Healthy 5-year operating margins indicate pricing power and cost control.
Analysis: OPM >15% suggests operational efficiency and competitive advantages. This indicates sustainable profitability potential.
Zero Share Pledging Risk
Observation: No promoter shares pledged as collateral, reducing forced-selling risk.
Analysis: Absence of share pledging eliminates potential forced-selling pressure during market stress.
Risk Factors
8 factors identified
Below-Average Return on Equity (8.51%)
Observation: Returns on equity are below industry benchmarks.
Analysis: ROE <10% may indicate inefficient capital utilization. Consider monitoring for operational improvements and management effectiveness.
Limited Growth History (-1.00% CAGR)
Observation: Below-average 5-year sales growth trajectory.
Analysis: Low sales CAGR may indicate mature markets or limited growth opportunities. Assess future growth catalysts.
Weak Earnings Growth (1.10% CAGR)
Observation: Below-average 5-year EPS growth performance.
Analysis: Low EPS growth may not keep pace with inflation. Consider growth catalysts and competitive positioning.
Stagnant Profit Growth (3.91% CAGR)
Observation: Limited 5-year profit growth trajectory.
Analysis: Low profit growth may indicate scalability challenges or market maturity. Assess transformation initiatives.
Weak Interest Coverage (2.45x)
Observation: Limited ability to service debt obligations from earnings.
Analysis: Low interest coverage raises concerns about financial stability. Monitor cash flow and debt reduction plans.
Negative Free Cash Flow (₹-95.91 Cr over 5Y)
Observation: Cash outflows exceed inflows, indicating capital intensity or working capital issues.
Analysis: Negative FCF requires analysis of capital expenditure cycle and working capital management efficiency.
Low Promoter Commitment (3.85%)
Observation: Reduced promoter stake may indicate limited confidence.
Analysis: Low promoter holding may raise questions about management commitment and long-term vision alignment.
Limited Institutional Interest (FII+DII: 4.69%)
Observation: Low institutional participation may affect liquidity and visibility.
Analysis: Limited institutional interest may indicate size constraints or visibility issues in the investment community.
Financial Statements
Comprehensive financial data for Tourism Finance Corporation of India Ltd
About TFCILTD
Business Overview
Tourism Finance Corporation of India Limited, a financing institution, provides financial assistance services in India. The company offers financial assistance by way of loans/investments for projects in tourism/hospitality, social infrastructure, residential real estate, manufacturing, educational institutions, hospitals, renewable energy, and logistics sectors. It also provides finance to non-banking and housing finance companies for secured onward lending. Tourism Finance Corporation of India Limited was incorporated in 1989 and is based in New Delhi, India.
Company Details
Key Leadership
Corporate Events
TFCILTD Stock Details & Analysis
Key Financial Metrics
Growth & Valuation
Frequently Asked Questions
What is the current price of Tourism Finance Corporation of India Ltd (TFCILTD)?
As of 08 Feb 2026, 11:51 am IST, Tourism Finance Corporation of India Ltd (TFCILTD) is currently trading at ₹67.29. The stock has a market capitalization of ₹3.20K (Cr).
Is TFCILTD share price Overvalued or Undervalued?
TFCILTD is currently trading at a P/E ratio of 28.44x, compared to the industry average of 22.38x. Based on this relative valuation, the stock appears to be Overvalued against its sector peers.
What factors affect the Tourism Finance Corporation of India Ltd share price?
Key factors influencing TFCILTD's price include its quarterly earnings growth (Sales Growth: 2.90%), raw material costs, government infrastructure spending, and institutional flows (FII/DII holding).
Is Tourism Finance Corporation of India Ltd a good stock for long-term investment?
Tourism Finance Corporation of India Ltd shows a 5-year Profit Growth of 3.91% and an ROE of 8.51%. Long-term investors should consider these fundamentals alongside the debt-to-equity ratio of 0.82 before investing.
How does Tourism Finance Corporation of India Ltd compare with its industry peers?
Tourism Finance Corporation of India Ltd competes with major peers in the Financial Institution. Investors should compare TFCILTD's P/E of 28.44x and ROE of 8.51% against the industry averages to determine its competitive standing.
What is the P/E ratio of TFCILTD and what does it mean?
TFCILTD has a P/E ratio of 28.44x compared to the industry average of 22.38x. The Price-to-Earnings (P/E) ratio is calculated by dividing the current share price by earnings per share (EPS). This means investors are paying ₹28 for every ₹1 of annual earnings.
How is TFCILTD performing according to Bull Run's analysis?
TFCILTD has a Bull Run fundamental score of 17.2/100, which indicates concerns that require careful analysis. This comprehensive rating is based on 15+ financial parameters including profitability, growth metrics, and valuation ratios.
What sector and industry does TFCILTD belong to?
TFCILTD operates in the Financial Institution industry. This classification helps understand the competitive landscape and sector-specific trends affecting Tourism Finance Corporation of India Ltd.
What is Return on Equity (ROE) and why is it important for TFCILTD?
TFCILTD has an ROE of 8.51%, which suggests challenges in generating returns from shareholders' equity. Return on Equity measures how efficiently Tourism Finance Corporation of India Ltd generates profits from shareholders' equity.
How is TFCILTD's debt-to-equity ratio and what does it indicate?
TFCILTD has a debt-to-equity ratio of 0.82, which indicates moderate leverage that should be monitored. A ratio below 1.0 generally indicates conservative financing.
What is TFCILTD's dividend yield and is it a good dividend stock?
TFCILTD offers a dividend yield of 0.87%, which means you receive ₹0.87 annual dividend for every ₹100 invested.
How has TFCILTD grown over the past 5 years?
TFCILTD has achieved 5-year growth rates of: Sales Growth -1.00%, Profit Growth 3.91%, and EPS Growth 1.10%.
What is the promoter holding in TFCILTD and why does it matter?
Promoters hold 3.85% of TFCILTD shares, with 0.00% of promoter shares pledged. High promoter holding often indicates strong management confidence.
What is TFCILTD's market capitalization category?
TFCILTD has a market capitalization of ₹3198 crores, placing it in the Small-cap category.
How volatile is TFCILTD stock?
TFCILTD has a beta of N/A. A beta > 1 suggests the stock is more volatile than the market, while a beta < 1 suggests it is less volatile.
What is the 52-week high and low for TFCILTD?
TFCILTD has a 52-week high of ₹N/A and low of ₹N/A.
What is TFCILTD's operating profit margin trend?
TFCILTD has a 5-year average Operating Profit Margin (OPM) of 88.69%, indicating the company's operational efficiency.
How is TFCILTD's quarterly performance?
Recent quarterly performance shows YoY Sales Growth of 2.90% and YoY Profit Growth of 13.64%.
What is the institutional holding pattern in TFCILTD?
TFCILTD has FII holding of 4.61% and DII holding of 0.08%. Significant institutional holding often suggests professional confidence in the stock.