Tourism Finance Corporation of India Ltd Stock Price Today (NSE: TFCILTD)

Tourism Finance Corporation of India Ltd

75.50+1.95 (+2.65%)
Market Closed

Fundamental Score

...

Tourism Finance Corporation of India Ltd Share Price — Live NSE/BSE Price, Fundamentals & Analysis

Tourism Finance Corporation of India Ltd share price today is 75.50, up +2.65% on NSE/BSE as of 19 June 2026. Tourism Finance Corporation of India Ltd (TFCILTD) is a Small-cap company in the Financial Institution sector with a market capitalisation of 3.20K (Cr). The 52-week high for TFCILTD share price is 364.70 and the 52-week low is 51.00. At a P/E ratio of 28.44x, TFCILTD is currently trading above its industry average P/E of 22.38x. The company has a Return on Equity (ROE) of 8.51% and a debt-to-equity ratio of 0.82.

Tourism Finance Corporation of India Ltd Share Price Chart — NSE/BSE Historical Performance

No data
High
84.61
Low
71.15
Volume
51.4L
Change
+0.26%

Tourism Finance Corporation of India Ltd share price chart: 0.26% return over the past month. 52-week high ₹364.70, 52-week low ₹51.00.

Tourism Finance Corporation of India Ltd — Last 10 Trading Days

DateOpenHighLowCloseVolume
73.4077.6973.3075.50128.59L (Cr)
73.0674.8071.2073.5588.26L (Cr)
73.0274.0072.7673.05115.87L (Cr)
72.1374.9072.1373.3767.45L (Cr)
73.0074.0072.2772.5518.18L (Cr)
73.5974.7471.7073.1275.69L (Cr)
74.6075.2672.9573.5992.01L (Cr)
74.0076.6073.7674.2649.05L (Cr)
72.9674.3972.6273.6316.25L (Cr)
73.0074.8072.0073.0544.95L (Cr)

Tourism Finance Corporation of India Ltd — Last 12 Months Price History

MonthOpenHighLowCloseChange
73.0677.6971.2075.50+3.34%
72.3984.6171.1573.05+0.91%
66.3979.1963.8072.10+8.60%
68.0070.2061.3563.60-6.47%
63.0080.4561.3070.83+12.43%
65.0172.5051.0065.46+0.69%
72.9973.4662.1165.18-10.70%
69.5374.5061.7072.98+4.96%
73.8975.9066.8769.01-6.60%
301.05364.7070.2073.35-75.64%
293.05316.00269.75301.05+2.73%
235.30299.00229.45294.24+25.05%

AI Research Briefing

Powered by Gemini · 2026-04-15

TFCI's transformation from lender to diversified financial services player is a high-risk, high-reward bet with limited margin for error.

Research Confidence
6.0/10Moderate
DEBT TRAP TURNAROUNDConsolidation - 1M: 0.13%, 3M: 3.13%, 6M: 50.22%.Expensive - P/E of 28.44x vs. Industry P/E of 22.38x.

WHAT'S HAPPENING NOW (last 2-4 weeks)

TFCILTD was upgraded to Hold on technical and valuation shifts. The stock price 37% from its previous close. The stock has fluctuated between and recently, with a 52-week range of to

CORE STORY (THE REAL GAME)

TFCI is attempting to transform from a pure lender to a diversified financial services player, leveraging its expertise in tourism/hospitality to co-sponsor AIFs and expand into real estate financing. The market is watching to see if they can successfully execute this transition and generate higher, more stable fee income.

Why Now
  • Strong Q3 FY26 results
  • Expansion into AIFs
  • Improved asset quality
Potential Catalysts
  • Successful fundraising for AIFs
  • Significant order wins in tourism/hospitality projects
  • Upgrade from rating agencies
Key Risks
  • Micro/Small cap liquidity risk
  • High valuation relative to industry P/E
  • Vulnerability to tourism sector downturns
Institutional Activity

FII decreased holdings by 0.55%.

Macro Context

Indian financial sector is expected to grow, supported by regulatory reforms and increasing investment demand.

Order Book / Expansion

TFCI will act as co-sponsor and anchor investor in two Category II Alternative Investment Funds (AIFs).

Cash Flow Quality

No - Negative free cash flow of ₹-95.91 Cr over the last 5 years.

3–6 Month Outlook

TFCI's success hinges on its ability to diversify into fee-based income and maintain asset quality. Watch for AIF fundraising progress and tourism sector trends over the next 6 months.

Primary Thesis Risk

Inability to diversify revenue streams and maintain asset quality will lead to a valuation collapse.

For educational purposes only. Not investment advice. Consult a SEBI-registered advisor before investing.

Returns & Performance

Poor

Return on Equity (ROE)

8.51%

Profit generated per ₹1 of shareholder equity

Poor

Return on Capital (ROCE)

10.67%

Returns generated on total capital deployed

Excellent

Oper. Profit Margin (5Y Avg)

88.69%

Average operating profit margin over 5 years

Dividend Yield

0.87%

Annual dividend as % of current share price

Tourism Finance Corporation of India Ltd Valuation Check

Poor

Price to Earnings (P/E)

28.44x

Share price ÷ earnings per share. Lower = cheaper

Poor

Industry Avg P/E

22.38x

Average P/E of all peers in this sector

Market-cap Classification
Small-cap
Higher growth potential with higher volatility.

Shareholding Pattern

Poor

Promoter Holding

3.85%

% shares held by company founders/management

Poor

FII Holding

4.61%

% shares held by foreign institutional investors

Poor

DII Holding

0.08%

% held by domestic mutual funds, LIC, banks

Excellent

Promoter Pledged %

0.00%

% of promoter shares pledged as collateral — lower is safer

Growth Engine

Poor

Profit Growth (Quarterly YoY)

13.64%

Net profit growth vs same quarter last year

Poor

Revenue Growth (Quarterly YoY)

2.90%

Revenue growth vs same quarter last year

Poor

Revenue Growth (5-Year CAGR)

-1.00%

Compounded annual revenue growth over 5 years

Poor

EPS Growth (5-Year CAGR)

1.10%

Earnings per share growth over 5 years

Poor

Net Profit Growth (5-Year CAGR)

3.91%

Compounded annual net profit growth over 5 years

Balance Sheet Health

Poor

Debt to Equity Ratio

0.82x

Total debt ÷ equity. Below 0.5 = financially healthy

Poor

Interest Coverage Ratio

2.45x

EBIT ÷ interest expense. Above 2.5 = can pay interest comfortably

Free Cash Flow (5-Year Total)

-95.91 (Cr)

Cash left after capex over 5 years. Positive = self-funded growth

Labels (e.g., "Excellent", "Good") are peer-based vs industry/sector averages — data-only, not advice

Tourism Finance Corporation of India Ltd Fundamental Analysis & Valuation Benchmarking

Educational evaluation of TFCILTD across key market metrics for learning purposes.

Positive Indicators

2 factors identified

Strong Operating Margins (88.69%)

Observation: Healthy 5-year operating margins indicate pricing power and cost control.

Analysis: OPM >15% suggests operational efficiency and competitive advantages.

Zero Share Pledging Risk

Observation: No promoter shares pledged as collateral.

Analysis: Absence of share pledging eliminates potential forced-selling pressure.

Risk Factors

8 factors identified

Below-Average Return on Equity (8.51%)

Observation: Returns on equity are below industry benchmarks.

Analysis: ROE <10% may indicate inefficient capital utilization. Consider monitoring for operational improvements and management effectiveness.

Limited Growth History (-1.00% CAGR)

Observation: Below-average 5-year sales growth trajectory.

Analysis: Low sales CAGR may indicate mature markets or limited growth opportunities.

Weak Earnings Growth (1.10% CAGR)

Observation: Below-average 5-year EPS growth performance.

Analysis: Low EPS growth may not keep pace with inflation.

Stagnant Profit Growth (3.91% CAGR)

Observation: Limited 5-year profit growth trajectory.

Analysis: Low profit growth may indicate scalability challenges or market maturity.

Weak Interest Coverage (2.45x)

Observation: Limited ability to service debt obligations from earnings.

Analysis: Low interest coverage raises concerns about financial stability.

Negative Free Cash Flow (₹-95.91 Cr over 5Y)

Observation: Cash outflows exceed inflows.

Analysis: Negative FCF requires analysis of capital expenditure cycle.

Low Promoter Commitment (3.85%)

Observation: Reduced promoter stake may indicate limited confidence.

Analysis: Low promoter holding may raise questions about management commitment.

Limited Institutional Interest (FII+DII: 4.69%)

Observation: Low institutional participation may affect liquidity.

Analysis: Limited institutional interest may indicate size constraints or visibility issues.

Tourism Finance Corporation of India Ltd vs Financial Institution Peers

Peer Comparison - Financial Institution

Compare Tourism Finance Corporation of India Ltd with 8 other companies in the same sector

9 companies
Company Info
Fundamental
Valuation
Profitability
Financial Health
Growth
Dividend
Company
Company name
Score
Bull Run comprehensive fundamental score based on 20+ metrics
Price
Current trading price of the stock
Market Cap
Total value of all shares in the market
P/E
Price per share divided by earnings per share
ROE
Net income divided by shareholder equity
ROCE
Earnings before interest and tax divided by capital employed
Debt/Eq
Total debt divided by total equity
Profit 5Y
Average annual profit growth over 5 years
Sales 5Y
Average annual sales growth over 5 years
Dividend
Annual dividend per share divided by price per share
17.2/100
76
₹3198.30
28.4
Average
8.51%
Poor
10.67%
Average
0.8
Good
3.91%
Average
-1.00%
Poor
0.87%
39.6/100
96
₹152980.11
22.4
Average
12.77%
Average
5.83%
Poor
7.3
Poor
15.29%
Excellent
15.13%
Excellent
1.37%
57.2/100
421
₹118985.95
4.8
Average
21.01%
Excellent
9.73%
Poor
7.9
Poor
26.42%
Excellent
11.49%
Good
4.38%
Rec Ltd...
RECLTD532955
55.8/100
331
₹94348.22
5.5
Average
21.51%
Excellent
9.96%
Poor
6.2
Poor
26.14%
Excellent
13.49%
Good
5.03%
42.4/100
203
₹47705.45
17.0
Average
15.67%
Good
9.62%
Poor
7.0
Poor
9.66%
Good
6.45%
Good
1.74%
64.8/100
126
₹40039.93
23.2
Average
18.05%
Good
9.37%
Poor
5.4
Poor
51.26%
Excellent
23.31%
Excellent
0.00%
IFCI Ltd...
IFCI500106
50.6/100
67
₹13837.98
36.3
Average
2.60%
Poor
8.08%
Poor
0.4
Excellent
22.37%
Excellent
-8.19%
Poor
0.00%
13/100
63
₹1676.01
0.00%
Poor
0.03%
Poor
0.0
Excellent
-32.15%
Poor
0.00%
14.2/100
11
₹101.41
-1.38%
Poor
3.10%
Average
0.00%

Tourism Finance Corporation of India Ltd PE Ratio History

Historical price-to-earnings ratio for TFCILTD — last 5 years

YearEPS (₹)Price (₹)P/E Ratio
FY 202511.21₹65.185.8x
FY 202410.08₹165.6216.4x
FY 20239.73₹127.0513.1x
FY 202210.01₹82.258.2x

P/E = year-end price ÷ diluted EPS from annual filings. Source: NSE/BSE via Bull Run.

Tourism Finance Corporation of India Ltd Dividend History

Annual cash dividends paid by TFCILTD — dividend yield 0.87%

Financial YearDividends Paid (₹ Cr)
FY 202523.15 Cr
FY 202421.69 Cr
FY 202310.84 Cr
FY 20226.46 Cr

Cash dividends from annual cash flow statements. Past dividends do not guarantee future payments. Not investment advice.

Tourism Finance Corporation of India Ltd Quarterly Performance

Latest quarterly metrics for TFCILTD — revenue growth and profit growth vs same quarter last year

Revenue Growth (YoY)

2.90%

Latest quarter vs same quarter previous year

Net Profit Growth (YoY)

13.64%

Latest quarter net profit vs same quarter previous year

5-Year Revenue CAGR

-1.00%

Compounded annual revenue growth over 5 years

5-Year Profit CAGR

3.91%

Compounded annual net profit growth over 5 years

Tourism Finance Corporation of India Ltd Technical Indicators

SMA 50, SMA 200, RSI and volume signals for TFCILTD — calculated from daily price history

23RSI 14
Oversold — RSI 23

Selling pressure is heavy — potential reversal zone.

SMA 50
71
▲ Price above SMA 50 — Short-term bullish
SMA 200
100
▼ Price below SMA 200 — Long-term downtrend
30-Day Avg Volume
4877K shares/day
Average daily traded volume over last 30 trading sessions

Technical indicators are for educational purposes only. Not investment advice.

Tourism Finance Corporation of India Ltd Financial Statements

Annual income statement, balance sheet and cash flow for Tourism Finance Corporation of India Ltd (TFCILTD) — sourced from NSE/BSE filings.

Loading Financial Statements...

Fetching financial data for Tourism Finance Corporation of India Ltd

About TFCILTD (Tourism Finance Corporation of India Ltd)

Tourism Finance Corporation of India Ltd is a specialized financial institution dedicated to fostering the growth and development of India's dynamic tourism and hospitality sector.... Founded with the specific mandate of providing crucial financial support, TFCI acts as a catalyst, enabling entrepreneurs and businesses to realize their ambitious projects. It distinguishes itself through a deep understanding of the unique challenges and opportunities within the tourism landscape, going beyond traditional lending practices to offer tailored solutions. TFCI plays a vital role in bolstering India's attractiveness as a premier global destination. TFCI's financial services extend beyond conventional loans, incorporating strategic investments designed to propel sustainable growth across diverse sectors. While rooted in tourism and hospitality, its financing arms also reach into related industries such as social infrastructure, residential real estate, and even manufacturing. This diversified approach reflects TFCI's commitment to supporting the broader ecosystem that underpins successful tourism, including educational institutions, hospitals, renewable energy initiatives, and vital logistical support. The institution strategically empowers non-banking and housing finance companies, facilitating secure lending practices and contributing to financial stability. Through its comprehensive suite of financial products and specialized expertise, Tourism Finance Corporation of India Ltd stands as a steadfast partner in India's economic progress. Its focus remains on nurturing innovation, supporting responsible growth, and ultimately enhancing the country's appeal to domestic and international travelers alike. TFCI’s dedication to fostering a thriving tourism industry makes it a pivotal player in shaping India's future as a leading destination for both leisure and business.

Company Details

Symbol:TFCILTD
Industry:Financial Institution
Sector:Financial Institution

Key Leadership

Mr. Anoop Bali
MD, CFO & Whole Time Director
Mr. Sanjay Ahuja
Senior VP, Company Secretary & Compliance Officer
Ms. Charu Singh
President

Corporate Events

Recent
Ex-Dividend Date

TFCILTD Share Price: Frequently Asked Questions

What is the current share price of Tourism Finance Corporation of India Ltd?

Tourism Finance Corporation of India Ltd (TFCILTD) trades at ₹75.50 on NSE and BSE. Market cap ₹3.20K (Cr). Educational data only.

What is the P/E ratio of Tourism Finance Corporation of India Ltd?

Tourism Finance Corporation of India Ltd has a P/E of 28.44x vs industry average 22.38x.

What is the Bull Run score for Tourism Finance Corporation of India Ltd?

Tourism Finance Corporation of India Ltd has a Bull Run score of 17.2/100 based on 25+ financial parameters.

Does Tourism Finance Corporation of India Ltd pay dividends?

Tourism Finance Corporation of India Ltd has a dividend yield of 0.87%. Past dividends don't guarantee future payments.

What is the ROE of Tourism Finance Corporation of India Ltd?

Tourism Finance Corporation of India Ltd has ROE of 8.51%. Higher ROE indicates better use of shareholder equity.

What is the debt-to-equity ratio of Tourism Finance Corporation of India Ltd?

Tourism Finance Corporation of India Ltd has debt-to-equity of 0.82.

Is Tourism Finance Corporation of India Ltd a good investment?

Bull Run gives Tourism Finance Corporation of India Ltd a score of 17.2/100. This is not investment advice — consult a SEBI-registered advisor.