Visagar Financial Services Ltd
Fundamental Score
Visagar Financial Services Ltd Share Price Live NSE/BSE
Profitability Metrics
Return on Equity
Return on Capital Employed
Operating Profit Margin (5Y)
Dividend Yield
Valuation Metrics
Price to Earnings
Market Capitalization
Industry P/E
Growth Metrics
YoY Quarterly Profit Growth
YoY Quarterly Sales Growth
Sales Growth (5Y)
EPS Growth (5Y)
Profit Growth (5Y)
Financial Health
Debt to Equity
Interest Coverage
Free Cash Flow (5Y)
Ownership Structure
Promoter Holding
FII Holding
DII Holding
Pledged Percentage
Labels (e.g., "Excellent", "Good") are peer-based vs industry/sector averages — data-only, not advice
Market Data Analysis & Educational Insights
Educational evaluation of VISAGAR across key market metrics for learning purposes.
Positive Indicators
2 factors identified
Consistent Growth Track Record (143.29% CAGR)
Observation: Strong 5-year sales compound annual growth rate.
Analysis: Consistent sales CAGR >12% demonstrates sustainable growth model and market opportunity execution over time.
Zero Share Pledging Risk
Observation: No promoter shares pledged as collateral, reducing forced-selling risk.
Analysis: Absence of share pledging eliminates potential forced-selling pressure during market stress.
Risk Factors
12 factors identified
Below-Average Return on Equity (-0.26%)
Observation: Returns on equity are below industry benchmarks.
Analysis: ROE <10% may indicate inefficient capital utilization. Consider monitoring for operational improvements and management effectiveness.
Suboptimal ROCE (1.62%)
Observation: Returns on capital employed are below expectations.
Analysis: ROCE <10% suggests potential inefficiencies in capital allocation. Review business model and competitive positioning.
Margin Pressure Concerns (0.62%)
Observation: Operating margins are below industry standards.
Analysis: OPM <5% may indicate pricing pressures or cost management challenges. Monitor for operational improvements.
Profit Decline Concern (-94.30%)
Observation: Significant year-over-year profit contraction observed.
Analysis: Declining profitability requires investigation into underlying causes. Monitor for recovery signs and management guidance.
Revenue Contraction (-97.81%)
Observation: Sales decline may indicate market challenges or competitive pressures.
Analysis: Negative revenue growth requires analysis of market conditions and competitive positioning. Monitor recovery strategies.
Weak Interest Coverage (-0.24x)
Observation: Limited ability to service debt obligations from earnings.
Analysis: Low interest coverage raises concerns about financial stability. Monitor cash flow and debt reduction plans.
Negative Free Cash Flow (₹-87.06 Cr over 5Y)
Observation: Cash outflows exceed inflows, indicating capital intensity or working capital issues.
Analysis: Negative FCF requires analysis of capital expenditure cycle and working capital management efficiency.
Low Promoter Commitment (5.95%)
Observation: Reduced promoter stake may indicate limited confidence.
Analysis: Low promoter holding may raise questions about management commitment and long-term vision alignment.
Limited Institutional Interest (FII+DII: 0.04%)
Observation: Low institutional participation may affect liquidity and visibility.
Analysis: Limited institutional interest may indicate size constraints or visibility issues in the investment community.
No Dividend Distribution
Observation: Company does not currently pay dividends to shareholders.
Analysis: Zero dividend yield may indicate growth reinvestment focus or cash flow constraints. Assess capital allocation strategy.
Very Low ROE
Observation: Poor capital utilization and shareholder returns.
Analysis: ROE below 5% suggests significant inefficiencies in capital deployment.
Small Market Cap
Observation: Higher investment risk due to limited size.
Analysis: Small-cap stocks typically carry higher volatility and liquidity risks.
Financial Statements
Comprehensive financial data for Visagar Financial Services Ltd
About VISAGAR
Business Overview
Visagar Financial Services Limited operates as a non-banking financial company in India. The company offers financial advisory services, including debt funding for term loans, working capital requirements (CC limit), and loans against property and security; equity funding for seed capital, private equity funding, venture capital, HNI investors, and real estate tie-ups; and restructuring for NPAs, corporate rehabilitation and governance, cash flow management, and MIS services. It also provides corporate advisory services, such as mergers and acquisitions, joint ventures and collaboration, and other advisory services, as well as investments and real estate advisory services. In addition, the company offers loans, as well as invests in securities of listed and unlisted companies, etc. The company was formerly known as Inca Finlease Limited and changed its name to Visagar Financial services Limited in February 2011. Visagar Financial Services Limited was incorporated in 1994 and is based in Mumbai, India.
Company Details
Key Leadership
Latest News
VISAGAR Stock Details & Analysis
Key Financial Metrics
Growth & Valuation
Frequently Asked Questions
What is the current price of Visagar Financial Services Ltd (VISAGAR)?
As of 30 Jan 2026, 01:38 pm IST, Visagar Financial Services Ltd (VISAGAR) is currently trading at ₹0.37. The stock has a market capitalization of ₹25.69 (Cr).
Is VISAGAR share price Overvalued or Undervalued?
VISAGAR is currently trading at a P/E ratio of 0.00x, compared to the industry average of 30.94x. Based on this relative valuation, the stock appears to be Fairly Valued against its sector peers.
What factors affect the Visagar Financial Services Ltd share price?
Key factors influencing VISAGAR's price include its quarterly earnings growth (Sales Growth: -97.81%), raw material costs, government infrastructure spending, and institutional flows (FII/DII holding).
Is Visagar Financial Services Ltd a good stock for long-term investment?
Visagar Financial Services Ltd shows a 5-year Profit Growth of 7.39% and an ROE of -0.26%. Long-term investors should consider these fundamentals alongside the debt-to-equity ratio of 0.65 before investing.
How does Visagar Financial Services Ltd compare with its industry peers?
Visagar Financial Services Ltd competes with major peers in the Other Financial Services. Investors should compare VISAGAR's P/E of 0.00x and ROE of -0.26% against the industry averages to determine its competitive standing.
What is the P/E ratio of VISAGAR and what does it mean?
VISAGAR has a P/E ratio of N/Ax compared to the industry average of 30.94x. The Price-to-Earnings (P/E) ratio is calculated by dividing the current share price by earnings per share (EPS). This means investors are paying ₹N/A for every ₹1 of annual earnings.
How is VISAGAR performing according to Bull Run's analysis?
VISAGAR has a Bull Run fundamental score of 10/100, which indicates concerns that require careful analysis. This comprehensive rating is based on 15+ financial parameters including profitability, growth metrics, and valuation ratios.
What sector and industry does VISAGAR belong to?
VISAGAR operates in the Other Financial Services industry. This classification helps understand the competitive landscape and sector-specific trends affecting Visagar Financial Services Ltd.
What is Return on Equity (ROE) and why is it important for VISAGAR?
VISAGAR has an ROE of -0.26%, which suggests challenges in generating returns from shareholders' equity. Return on Equity measures how efficiently Visagar Financial Services Ltd generates profits from shareholders' equity.
How is VISAGAR's debt-to-equity ratio and what does it indicate?
VISAGAR has a debt-to-equity ratio of 0.65, which indicates moderate leverage that should be monitored. A ratio below 1.0 generally indicates conservative financing.
What is VISAGAR's dividend yield and is it a good dividend stock?
VISAGAR offers a dividend yield of 0.00%, which means you receive ₹0.00 annual dividend for every ₹100 invested.
How has VISAGAR grown over the past 5 years?
VISAGAR has achieved 5-year growth rates of: Sales Growth 143.29%, Profit Growth 7.39%, and EPS Growth 7.23%.
What is the promoter holding in VISAGAR and why does it matter?
Promoters hold 5.95% of VISAGAR shares, with 0.00% of promoter shares pledged. High promoter holding often indicates strong management confidence.
What is VISAGAR's market capitalization category?
VISAGAR has a market capitalization of ₹26 crores, placing it in the Small-cap category.
How volatile is VISAGAR stock?
VISAGAR has a beta of N/A. A beta > 1 suggests the stock is more volatile than the market, while a beta < 1 suggests it is less volatile.
What is the 52-week high and low for VISAGAR?
VISAGAR has a 52-week high of ₹N/A and low of ₹N/A.
What is VISAGAR's operating profit margin trend?
VISAGAR has a 5-year average Operating Profit Margin (OPM) of 0.62%, indicating the company's operational efficiency.
How is VISAGAR's quarterly performance?
Recent quarterly performance shows YoY Sales Growth of -97.81% and YoY Profit Growth of -94.30%.
What is the institutional holding pattern in VISAGAR?
VISAGAR has FII holding of 0.00% and DII holding of 0.04%. Significant institutional holding often suggests professional confidence in the stock.