Abirami Financial Services Ltd Stock Price Today (NSE: ABIRAFN)

Abirami Financial Services Ltd

32.481.52 (4.47%)
Market Closed

Fundamental Score

...

Abirami Financial Services Ltd Share Price — Live NSE/BSE Price, Fundamentals & Analysis

Abirami Financial Services Ltd share price today is 32.48, down 4.47% on NSE/BSE as of 17 June 2026. Abirami Financial Services Ltd (ABIRAFN) is a Small-cap company in the Non Banking Financial Company (NBFC) sector with a market capitalisation of 23.76 (Cr). The 52-week high for ABIRAFN share price is 56.25 and the 52-week low is 27.89. At a P/E ratio of 46.59x, ABIRAFN is currently trading above its industry average P/E of 22.03x. The company has a Return on Equity (ROE) of 2.87% and a debt-to-equity ratio of 0.00.

Abirami Financial Services Ltd Share Price Chart — NSE/BSE Historical Performance

No data
High
33.76
Low
28.86
Volume
609
Change
+3.23%

Abirami Financial Services Ltd share price chart: 3.23% return over the past month. 52-week high ₹56.25, 52-week low ₹27.89.

Abirami Financial Services Ltd — Last 10 Trading Days

DateOpenHighLowCloseVolume
34.0035.2234.0035.00244.00 (Cr)
33.6033.6033.5533.55151.00 (Cr)
32.0032.0032.0032.0032.00 (Cr)
31.5132.0031.5132.00421.00 (Cr)
31.4333.0031.0033.00144.00 (Cr)
31.1231.4331.1231.43117.00 (Cr)
32.8532.8531.2131.4333.00 (Cr)
32.9033.7632.8532.85320.00 (Cr)
32.1332.9431.5032.90650.00 (Cr)
31.4032.9531.4031.50433.00 (Cr)

Abirami Financial Services Ltd — Last 12 Months Price History

MonthOpenHighLowCloseChange
33.6035.2233.5535.00+4.17%
30.4333.7628.8632.00+5.16%
29.8835.4729.5130.12+0.80%
35.2537.7427.8929.88-15.23%
36.2443.9033.9135.25-2.73%
37.9842.5035.8937.65-0.87%
44.0044.0036.4537.98-13.68%
41.6443.7039.0042.90+3.03%
46.9848.1940.1541.64-11.37%
50.8351.4942.0044.75-11.96%
47.7056.2542.7050.83+6.56%
49.0551.5041.0046.00-6.22%

AI Research Briefing

Powered by Gemini · 2026-04-17

Micro-cap NBFC with weak financials trading at a premium; dividend yield is a mirage.

Research Confidence
5.0/10Moderate
RATE PLAYConsolidation - 1M: 5.64%, 3M: -13.15%, 6M: 5.54%.Expensive - P/E of 46.59x vs Industry P/E of 22.03x.

WHAT'S HAPPENING NOW (last 2-4 weeks)

No major catalysts found after live search. Recent news focuses on RBI easing branch expansion norms for NBFCs. Abirami Financial's share price saw intraday movement between and on April 16, 2026.

CORE STORY (THE REAL GAME)

Micro-cap NBFC trading on hopes of regulatory tailwinds and dividend yield, despite weak financials. Not a growth story, but a potential rate-cut beneficiary.

Why Now
  • RBI easing branch expansion norms
  • High dividend yield
  • Micro-cap rerating potential
Potential Catalysts
  • RBI rate cut
  • Surprise earnings beat
  • Acquisition by larger NBFC
Key Risks
  • Micro/SME cap liquidity risk
  • Rich valuation at 46.59x P/E vs. industry P/E of 22.03x
  • Declining profitability: Q3 FY26 net profit declined 15.38% YoY
Institutional Activity

No FII/DII interest. Promoter holding steady at 65.65%.

Macro Context

RBI support for NBFCs, but rising inflation could lead to rate hikes, a headwind.

Cash Flow Quality

Yes - Free Cash Flow 5Y: ₹14.14 Cr.

3–6 Month Outlook

Hoping for rate cuts and macro tailwinds to drive growth. Unlikely, given current financials.

Primary Thesis Risk

Earnings collapse will wipe out dividend and trigger a re-rating to liquidation value.

For educational purposes only. Not investment advice. Consult a SEBI-registered advisor before investing.

Returns & Performance

Poor

Return on Equity (ROE)

2.87%

Profit generated per ₹1 of shareholder equity

Poor

Return on Capital (ROCE)

4.05%

Returns generated on total capital deployed

Oper. Profit Margin (5Y Avg)

N/A

Average operating profit margin over 5 years

Good

Dividend Yield

3.41%

Annual dividend as % of current share price

Abirami Financial Services Ltd Valuation Check

Poor

Price to Earnings (P/E)

46.59x

Share price ÷ earnings per share. Lower = cheaper

Poor

Industry Avg P/E

22.03x

Average P/E of all peers in this sector

Market-cap Classification
Small-cap
Higher growth potential with higher volatility.

Shareholding Pattern

Excellent

Promoter Holding

65.65%

% shares held by company founders/management

Poor

FII Holding

0.00%

% shares held by foreign institutional investors

Poor

DII Holding

0.00%

% held by domestic mutual funds, LIC, banks

Excellent

Promoter Pledged %

0.00%

% of promoter shares pledged as collateral — lower is safer

Growth Engine

Poor

Profit Growth (Quarterly YoY)

7.14%

Net profit growth vs same quarter last year

Revenue Growth (Quarterly YoY)

N/A

Revenue growth vs same quarter last year

Revenue Growth (5-Year CAGR)

N/A

Compounded annual revenue growth over 5 years

Excellent

EPS Growth (5-Year CAGR)

32.13%

Earnings per share growth over 5 years

Excellent

Net Profit Growth (5-Year CAGR)

29.38%

Compounded annual net profit growth over 5 years

Balance Sheet Health

Excellent

Debt to Equity Ratio

0.00x

Total debt ÷ equity. Below 0.5 = financially healthy

Interest Coverage Ratio

N/A

EBIT ÷ interest expense. Above 2.5 = can pay interest comfortably

Free Cash Flow (5-Year Total)

14.14 (Cr)

Cash left after capex over 5 years. Positive = self-funded growth

Labels (e.g., "Excellent", "Good") are peer-based vs industry/sector averages — data-only, not advice

Abirami Financial Services Ltd Fundamental Analysis & Valuation Benchmarking

Educational evaluation of ABIRAFN across key market metrics for learning purposes.

Positive Indicators

6 factors identified

Excellent EPS Growth (32.13% CAGR)

Observation: Outstanding 5-year earnings per share compound growth.

Analysis: EPS CAGR >15% indicates strong wealth creation potential.

Strong Profit Growth Track Record (29.38% CAGR)

Observation: Consistent 5-year profit compound annual growth rate.

Analysis: Profit CAGR >15% demonstrates scalable business model.

Debt-Free Balance Sheet (D/E: 0.00)

Observation: Low leverage provides financial flexibility and reduced risk.

Analysis: Conservative debt structure offers resilience during economic downturns.

Balanced Promoter Holding (65.65%)

Observation: Optimal balance between promoter control and public float.

Analysis: Promoter holding in 50-75% range provides management alignment.

Zero Share Pledging Risk

Observation: No promoter shares pledged as collateral.

Analysis: Absence of share pledging eliminates potential forced-selling pressure.

Attractive Dividend Yield (3.41%)

Observation: Healthy dividend yield provides income component to returns.

Analysis: Dividend yield >3% offers income potential while indicating cash flow strength.

Risk Factors

3 factors identified

Below-Average Return on Equity (2.87%)

Observation: Returns on equity are below industry benchmarks.

Analysis: ROE <10% may indicate inefficient capital utilization. Consider monitoring for operational improvements and management effectiveness.

Suboptimal ROCE (4.05%)

Observation: Returns on capital employed are below expectations.

Analysis: ROCE <10% suggests potential inefficiencies in capital allocation.

Premium Valuation Risk (P/E: 46.59x)

Observation: High valuation multiples may limit upside potential.

Analysis: Elevated P/E ratios require strong growth execution to justify current valuations.

Abirami Financial Services Ltd vs Non Banking Financial Company (NBFC) Peers

Peer Comparison - Non Banking Financial Company (NBFC)

Compare Abirami Financial Services Ltd with 10 other companies in the same sector

11 companies
Company Info
Fundamental
Valuation
Profitability
Financial Health
Growth
Dividend
Company
Company name
Score
Bull Run comprehensive fundamental score based on 20+ metrics
Price
Current trading price of the stock
Market Cap
Total value of all shares in the market
P/E
Price per share divided by earnings per share
ROE
Net income divided by shareholder equity
ROCE
Earnings before interest and tax divided by capital employed
Debt/Eq
Total debt divided by total equity
Profit 5Y
Average annual profit growth over 5 years
Sales 5Y
Average annual sales growth over 5 years
Dividend
Annual dividend per share divided by price per share
32.5/100
32
₹23.76
46.6
Average
2.87%
Poor
4.05%
Poor
0.0
Excellent
29.38%
Excellent
3.41%
61.2/100
931
₹635285.77
34.7
Average
19.22%
Good
11.35%
Average
3.9
Poor
25.91%
Excellent
21.46%
Excellent
0.43%
48.1/100
963
₹160454.76
18.3
Average
15.57%
Good
10.95%
Average
3.9
Poor
26.73%
Excellent
21.55%
Excellent
1.16%
58.9/100
3307
₹153050.66
21.0
Average
19.58%
Good
13.19%
Average
3.8
Poor
11.18%
Good
15.86%
Excellent
0.68%
62.5/100
1553
₹145498.76
31.3
Average
19.71%
Good
10.34%
Average
7.2
Poor
32.25%
Excellent
24.29%
Excellent
0.12%
38.2/100
625
₹83417.35
43.5
Average
14.82%
Average
10.40%
Average
3.3
Poor
9.01%
Good
14.26%
Good
0.29%
35/100
282
₹77417.35
28.7
Average
10.79%
Average
8.71%
Poor
3.7
Poor
9.23%
Good
2.46%
Average
0.89%
25.3/100
674
₹63088.80
29.3
Average
14.72%
Average
9.79%
Poor
4.7
Poor
0.26%
36.5/100
4355
₹52888.17
26.8
Average
15.27%
Good
9.64%
Poor
4.3
Poor
18.93%
Excellent
12.58%
Good
0.74%
58/100
497
₹44785.81
11.2
Average
34.14%
Excellent
30.85%
Excellent
0.2
Excellent
208.59%
Excellent
0.04%
35.4/100
395
₹39398.34
180.8
Average
-1.28%
Poor
4.77%
Poor
3.6
Poor
10.76%
Good
0.00%

Abirami Financial Services Ltd PE Ratio History

Historical price-to-earnings ratio for ABIRAFN — last 5 years

YearEPS (₹)Price (₹)P/E Ratio
FY 20251.07₹37.9835.5x
FY 20242.69₹66.9924.9x

P/E = year-end price ÷ diluted EPS from annual filings. Source: NSE/BSE via Bull Run.

Abirami Financial Services Ltd Dividend History

Annual cash dividends paid by ABIRAFN — dividend yield 3.41%

Financial YearDividends Paid (₹ Cr)
FY 20251.35 Cr
FY 20241.08 Cr

Cash dividends from annual cash flow statements. Past dividends do not guarantee future payments. Not investment advice.

Abirami Financial Services Ltd Quarterly Performance

Latest quarterly metrics for ABIRAFN — revenue growth and profit growth vs same quarter last year

Revenue Growth (YoY)

N/A

Latest quarter vs same quarter previous year

Net Profit Growth (YoY)

7.14%

Latest quarter net profit vs same quarter previous year

5-Year Revenue CAGR

N/A

Compounded annual revenue growth over 5 years

5-Year Profit CAGR

29.38%

Compounded annual net profit growth over 5 years

Abirami Financial Services Ltd Technical Indicators

SMA 50, SMA 200, RSI and volume signals for ABIRAFN — calculated from daily price history

50RSI 14
Neutral — RSI 50

Momentum is balanced — neither overbought nor oversold.

SMA 50
32
▲ Price above SMA 50 — Short-term bullish
SMA 200
40
▼ Price below SMA 200 — Long-term downtrend
30-Day Avg Volume
1K shares/day
Average daily traded volume over last 30 trading sessions

Technical indicators are for educational purposes only. Not investment advice.

Abirami Financial Services Ltd Financial Statements

Annual income statement, balance sheet and cash flow for Abirami Financial Services Ltd (ABIRAFN) — sourced from NSE/BSE filings.

Loading Financial Statements...

Fetching financial data for Abirami Financial Services Ltd

About ABIRAFN (Abirami Financial Services Ltd)

Abirami Financial Services Ltd is a registered Non-Banking Financial Company (NBFC) committed to providing tailored financial solutions to a diverse clientele. Rooted in a customer...-centric approach, ABIRAFN focuses on understanding the unique financial needs of individuals and businesses alike. ABIRAFN provides a range of services to facilitate their financial goals, and contributing to their economic well-being. The company's core mission is to empower its customers through accessible and flexible financial products, while adhering to the highest standards of ethical practice and regulatory compliance. With a keen understanding of the market dynamics, ABIRAFN continuously innovates its offerings to remain a reliable and responsive partner in its customers' financial journeys. ABIRAFN's services encompass a suite of lending options designed to cater to varied requirements. This includes secured loans against gold, property, and other valuable assets, offering customers the opportunity to unlock the value of their possessions. ABIRAFN also provides unsecured personal loans, catering to immediate financial needs with quick processing and flexible repayment terms. For businesses, ABIRAFN offers tailored financial assistance to fuel growth and expansion. The company strives to provide accessible and affordable financial services, ensuring that customers have the necessary resources to achieve their goals. Through its diverse product portfolio, ABIRAFN aims to be a one-stop solution for all financial needs, supporting its customers at every stage of their financial journey. ABIRAFN operates with a strong emphasis on transparency and responsible lending practices. The company is committed to educating its customers about financial literacy and empowering them to make informed decisions. ABIRAFN adheres to stringent risk management protocols, ensuring the safety of its assets and the financial stability of its operations. The company's long-term vision is to become a leading NBFC, recognized for its commitment to customer satisfaction, ethical conduct, and contribution to the financial well-being of the communities it serves. As ABIRAFN continues to grow and evolve, it remains dedicated to upholding its core values of integrity, transparency, and customer-centricity.

Company Details

Symbol:ABIRAFN
Industry:Non Banking Financial Company (NBFC)
Sector:Non Banking Financial Company (NBFC)

Key Leadership

Mr. Devaraj Parthiban
Chief Financial Officer
Ms. Jyoti Mehra
Company Secretary & Compliance Officer
Ms. Chitra Sivaramakrishnan
Whole time Director

Corporate Events

Recent
Ex-Dividend Date

ABIRAFN Share Price: Frequently Asked Questions

What is the current share price of Abirami Financial Services Ltd?

Abirami Financial Services Ltd (ABIRAFN) trades at ₹32.48 on NSE and BSE. Market cap ₹23.76 (Cr). Educational data only.

What is the P/E ratio of Abirami Financial Services Ltd?

Abirami Financial Services Ltd has a P/E of 46.59x vs industry average 22.03x.

What is the Bull Run score for Abirami Financial Services Ltd?

Abirami Financial Services Ltd has a Bull Run score of 32.5/100 based on 25+ financial parameters.

Does Abirami Financial Services Ltd pay dividends?

Abirami Financial Services Ltd has a dividend yield of 3.41%. Past dividends don't guarantee future payments.

What is the ROE of Abirami Financial Services Ltd?

Abirami Financial Services Ltd has ROE of 2.87%. Higher ROE indicates better use of shareholder equity.

What is the debt-to-equity ratio of Abirami Financial Services Ltd?

Abirami Financial Services Ltd has debt-to-equity of 0.00.

Is Abirami Financial Services Ltd a good investment?

Bull Run gives Abirami Financial Services Ltd a score of 32.5/100. This is not investment advice — consult a SEBI-registered advisor.